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Home My WebLink About913217 COG759 ¡jJ ¡,' ,'.'-~--~~-'~ ' r! :...!-' ~:.' í ;~ ..'I.: ¡ L' ; ~:: ... ~¡ .j.'" \ ~ ~ t-: '~: 1 ';- ;:,:':>¡("jç;' ¡',,~-~('. " c, .... ., ~" ': ," í~ (" 'I ", RECEIVED 1 0/28/2005 at 11 :04 AM RECEIVING # 913217 BOOK: 602 PAGE: 759 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER, WY , ' "'''o,,:-'~-'''''",," ..,; , Space Above .This Une For Recording Data .-,,: ' MORTGAGE "" " (With Future Advance Clause) DATE AND PARTIES. The date of this Mortgage (Security Instrument) is October 19, 2005. The parties and their addresses are: ""'1 l'-jt, . MORTGAGOR: W. KEITH GOODY PO BOX 3690 ALPINE, Wyoming 83128 MARY C. GOODY PO BOX 3690 ALPINE, Wyoming 83128 ':: ;,' \ ~J\" ': ;;,1' " , ",- í. -' -' . , , ,', ''',.'1' '.' ~. " ,'/.'",.., ",': ~ J. ,~::,':_ i~·\J,.:,:"·..!,,~~~,>:~~,-:~ . ~ . .', ' ..' . . r' v .~ LENDER: FIRST NATIONAL BANK - WEST Organized and existing under the laws of the United States of America 100 Greys River Road Alpine, Wyoming 83128 TIN: 83-0162601 1. CONVEYANCE. For good and valuable consideration,thereceipt and sUfficiency of which is acknowledged, and to secure the Secured Debts and Mortgagor's performanceiunder this Security Instrument, Mortgagor grants, bargains, conveys, mortgages and warrants to Lender, with the power of sale, the following described property: LOT 3 TRAIL CREEK SUBDIVISION, LINCOLN COUNTY,WYOMINq, ACCORDING TO THAT PLAT FILED APRIL 3, 2002 IN THE OFFICE OF THE LINCOLN COUNTY CLERK AS PLAT NO, 196F. ';.:.../. ',', . . . ' t j .;: '~it::, ~ . ;.:: ; ~. The property is located in LINCOLN County at 138 KAR~,STREET,ALPINE, Wyoming 83128. Together with all rights, easements, appurtenances!.roya.lties, mineral. rights, oil and gas rights, all water and riparian rights, wells, ditches and water stock and-all" "existing and future improvements, structures, fixtures, and replacements that may now, or at any time in the future, be partn~f the real estate described (all referred to as Property). This Security Instrument will remain in effeêt until the Secured Debts and all underlying agreements have been terminated in writing by Lender. , . , , 2. MAXIMUM OBLIGATION LIMIT. The total principalarilount secured by this Security Instrument at anyone time will not exceed $75,263.50. This limitation of amount does not include interest and other fees and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under the terms of this Security Instrument to protect Lender's security and to perform any of the covenants contained in this Security Instrument. 3. SECURED DEBTS. The term "Secured Debts" includes and this Security Instrument will secure each of the following: ' '.' A. Specific Debts. The following debts and all extensions, renewals, refinancings, modifications and replacements. A promissory note or other agreement, No., 764003216, dated October 19, 2005, from Mortgagor to Lender, with a maximum credit limit of $75,263.50. One or more of the debts secured by this Security Instrument contains a future advance provision. B. Sums Advanced. All sums advanced and expenses incurred by Lender under the terms of this Security Instrument. 4. PAYMENTS. Mortgagor agrees that all paymerits 'under'the Se'cured Debts will be paid when due and in accordance with the terms of the Secured Debts and this Security Instrument. 5. PRIOR SECURITY INTERESTS. With regard to any,other mortgage, deed of trust, security agreement or other lien document that created a prior security interest or encumbrance on the Property, Mortgagor agrcies: f_ ".' .i',;.·".:_I, 1 , @199,§,Bankers Systems, In~"S,t,CloUd, MN ~" ~ t'.'.:?:;:1:!:rm, W. KEITH GOODY Wyoming Mortgage WY /4XXXsethj00836500004823020 1 02405Y 1¡mm!%:~7T7, . :'--,~;:,:;:,)~¡;m¡~ " , ,: ' P:O + "-.f;:¿iJ 'A_I'-..J/¿\.l~ A. To make all payments when due and to perfQrm qr. comply with all covenants. B. To promptly deliver to Lender any notices that Mortgagor r'e?eiv'esfròm the holder. I .., .,.. . , " I C. Not to allow any modification or extensioh 'of,.· nor to reqUest à'iw future advances agreement secured by the lien document without LendtÚ's prior written consent. 6. CLAIMS AGAINST TITLE. Mortgagor will pay àlÎ ta~es, assessments, liens, encumbrances, lease payments, ground rents, utilities, and other charges relating to the Property when due. Lender may require Mortgagor to provide to Lender copies of all notices that suóh amounts àre 1due and the receipts evidencing Mortgagor's payment. Mortgagor will defend title to the Property against any tlaiinsthat would impair the lien of this Security Instrument, Mortgagor agrees to assign to Lendef,as,requ!3sted, by Lender, any rights, claims or defenses Mortgagor may have against parties who supply láb~r 'q~i ma!e:ii,åls,io 'n,aintain or improve the Property. 7. DUE ON SALE. Lender may, at its option, deClárëtheen'tire'bäläricéof the Secured Debt to be immediately due and payable upon the creation of, or contract foir the ëreatioiiof,anytransfer or sale of all or any part of the Property. This right is subject to the restrictionsÎmposed by federal law '(12 C.F.R. 591), as applicable. "f7~~~ ~ 6 0 ~ ("'; \r ....J \../ . under any note or 8. WARRANTIES AND REPRESENTATIONS. M9rtgagor has the right and authority to enter into this Security Instrument, The execution and delivery of this Security Instrument will not violate any agreement governing Mortgagor or to which Mortgagor is a party. '. ,. ",- ,', 9. PROPERTY CONDITION, AL TERATJONS AND INSPECflON.Mórtg,àgor will keep the Property in good condition and make all repairs that are reasonably necessary. MO'rtgägof'willnotëommit or allow any waste, impairment, or deterioration of the Property. Mortgagor will keep the 'Property free of noxious weeds and grasses, Mortgagor agrees that the nature of the occupancy and ûs'ewill'not substantially change without Lender's prior written consent. Mortgagor will not permit any change inaný license, r'estrictive covenant or easement without Lender's prior written consent. Mortgagor will notify Leriderof all demands, proceedings, claims, and actions against Mortgagor, and of any loss or damage to the Property. Lender or Lender's agents may, at Lender's option, enter the Property at any reasonable time for the purpose of inspecting the Property. Lender will give Mortgagor notice at the, time of or before an inspection specifying a reasonable purpose for the inspection. Any inspection of, the Property will be entirely for Lender's benefit and Mortgagor will in no way rely on Lender's inspection.;..., 10. AUTHORITY TO PERFORM. If Mortgagor fails to p-erform any duty or any of the covenants contained in this Security Instrument, Lender may, without notice, perfprm or cause them to be performed. Mortgagor appoints Lender as attorney in fact to sign Mortgagor's name or pay any amount necessary for performance. Lender's right to perform for Mortgagor will not create an obligation M> ,8e~!orf11I.~.rd ~ender's failure to perform will not preclude Lender from exercising any of Lender's other rights undertre laIN orJhis Security Instrument. If any construction on the Property is discontinued or not carried on'iri' ate'as'onablé'måhner; Lender may take all steps necessary to protect Lender's security interest in the Property, includin~' 6ôr'np'letiono"f the construction. 11. ASSIGNMENT OF LEASES AND RENTS. Mortgagor assigns, ,grants, bargains, conveys, mortgages and warrants to Lender as additional security all the right, title arid interest in the following (Property): existing or future leases, subleáses, licenses, guaranties and any other written or verbal agreements for the use and occupancy of the Property, including any extensions, renèwals, modifications or replacements (Leases); and rents, issues and profits (Rents). In the event any itemlisletJa's Leåsesor'Rents is determined to be personal property, this Assignment will also be regarded as a security ågteemen:t" MdrtQa'gbr will promptly provide Lender with copies of the Leases and will certify these Leases are true andcòrrect co'pies·. The existing Leases will be provided on execution of the Assignment, and all future Leases and any other ,information with respect to these Leases will be provided immediately after they are executed, Mo.rtgagòrini~y :9òil~~t,,~ec~ive, enjoy and use the Rents so long as Mortgagor is not in default. Upon default, Mortgagor y.¡ill receive?lny Rents in trust for Lender and Mortgagor will not commingle the Rents with any other funds. Mortgagor agreës that this Security Instrument is immediately effective between Mortgagor and Lender. Thiš ,Security Instrument will remain effective during any statutory redemption period until the Secured Debts are' 'satisfiéd. 'A~ Iöhg'/asthis Assignment is in effect, Mortgagor warrants and represents that no default exists undér''ihe Leases, and the parties subject to the Leases have not violated any applicable law on leases, licenses and ,landlords é!nd tenantsl , ,',"' ,".;:1 : . '~, ,'\,\; ~., ., , '. - ',~' _ ¡ 12. MORTGAGE COVENANTS. Mortgagor agrees 't'håtthé cOVenants in this Security Instrument are material obligations under the Secured Debts and this Security<lt:lstrumerÙ: If Mortgagor breaches any covenant in this Security Instrument, Lender may refuse to makeä~diti6nal'extensioris öf credit or may reduce the credit limit. By not exercising either remedy on Mortgagor's breach, LeÌ1derdoes 'not waive Lender's right to later consider the event a breach if it happens again. 13. DEFAULT. Mortgagor will be in default if any of th~ following occur: A. Fraud. Mortgagor engages in fraud or mate'rial mi~represent~tiòn in connection with the Secured Debts. B. Payments. Any party obligated on the Secured.Debts ,fails to make a payment when due. C. Property. Any action or inaction occurs that adversely affects the Property or Lender's rights in the Property. 14. REMEDIES ON DEFAULT. In addition to' any 'Óthe'r' rem'edyavailable under the terms of this Security Instrument, Lender may accelerate the Secured Debts"äíid 'fdreclosethis Security Instrument in a manner provided by law if Mortgagor is in default. In some instanóes, fedérál 'andstatë law will require lender to provide Mortgagor with notice of the right to cure, or other noticesárid' må'ýêstâhlish timie sêhedules for foreclosure actions. At the option of the Lender, all or any part of th'e,.å~r~E?'d)~g~'·anlcharges, accrued interest and principal will become immediately due and payable, after giving ,nò~ic;~.if 'r~tîu!f~;d~\(law, upon the occurrence of a default or anytime thereafter. Lender will be entitled to, withoutlitnitàtion;' thë 'pb'vV~r to sell the Property. Upon any sale of the Property, Lender will make and deliver a special.Qr :lil'Dited wa~ranty deed that conveys the property sold to the purchaser or purchasers. Under this special or limited warranty deed, Lender will covenant that Lender has not caused or allowed a lien or an encumbrance to burden the .property, and that Lender will specially warrant and '; l',>:T:'\" ',,', ',_" : ;' ,; "".~:",;!! "..,.;., '. [AJ[fr Initials ~ Page 2 " , W, KEITH GOODY Wyoming Mortgage WY 14XXXsethj008365000048230201 02405Y ; ;,:~:~:,i,:,~;"t"¡' "," ,;j',/,:,~';-1" _ ;'1.' e19.96Ban~!<rs' ~ystems, In6...Sf,Çloud. MN ~. _,r , ~ ..r>2' .1....j [~'.!..., ", ~, I '_JJ..J....~" -~ . ~ " ,.:! I',. , ,',¡o;, , " , C OG761 defend the Property's title of the purchaser or purpha~er;s,at ,t~~~ale against all lawful claims and demand of all persons claiming by, through or under Lender. "ì:!i "11,":;";" .. The acceptance by Lender of any sum in payment. or partialpaym¡:mtonthe Secured Debts after the balance is due or is accelerated or after foreclosure proceedings; arefi!¡:¡d 'WillDQt'CÓostitute a waiver of Lender's right to require complete cure of any existing default. By not exercising anYJern~dy,:on Mortgagor's default, Lender does not ~ J..' ';'" _. ,:', j ".,. ~ I , , " ;"...- " _' '. ~. ". ~, _ '.,. ", , waive Lender's right to later consider the event a dMaullif it happens again. ,;, ..' ¡' '.- -";, " " r : :'; 'I ., l, . ¡ ',~". ,I ", .. ::: " ,', '. 15. EXPENSES; ADVANCES ON COVENANTS; AtTORNEYS' FEES; COLLECTION COSTS. If Mortgagor breaches any covenant in this Security Instrument, Mortgagbi"ag'(è'es to pay all eXpenses Lender incurs in performing such covenants or protecting its security interest in the Propetty: Such èxpenses include, but are not limited to, fees incurred for inspecting, preserving, or otherwise protecting the'Property and Lender's security interest. Mortgagor agrees to pay all costs and expenses incurred by Lenderincollecting, enforcing, or protecting Lender's rights and remedies under this Security Instrument or any othèr d'ocÙmentrelatingto the Secured Debts. Expenses include, but are not limited to, reasonable attorneys' fees af.ter default and referral to an attorney not a salaried employee of the Lender. These expenses are payable on demand and will bear interest from the date of payment until paid in full at the highest interest rate in effect as provided for io the terms of Secured Debts. In addition, to the extent permitted by the United States Bankruptcy Code, Mortgagor agrees to pay the reasonable attorneys' fees incurred by Lender to protect Lender's rights and interests in connection with'any bankruptcy proceedings initiated by or against Mortgagor. This Security Instrument will rèmain in effectunti,l released. Mortgagor agrees to pay for any recordation costs of such release. :','J',/'" '"'' F , if"'... 16. ENVIRONMENTAL LAWS AND HAZARDOUS ~UBSTANCES; As:u.sed in this section, (1) Environmental Law means, without limitation, the Comprehensive Er;¡v¡ro,nm€ptaIRes'pon~e, Compensation and Liability Act (CERCLA, 42 U.S.C. 9601 et seq.), all other federal, statê;andJocallaw's;'regulations, ordinances, court orders, attorney general opinions or interpretive letters concerning the 'public health¡safety, welfare, environment or a hazardous substance; and (2) Hazardous Substance means any.tp*ic, radiöactive or hazardous material, waste, pollutant or contaminant which has characteristics which render the substance dahgerous or potentially dangerous to the public health, safety, welfare or environment. The term includes, without limitation, any substances defined as "hazardous material," "toxic substance," "hazardous waste," "hazardous substance," or "regulated substance" under any Environmental Law. Mortgagor represents, warrants and agrees that: . I A. Except as previously disclosed and acknowl~dge(1. inwriting to~ender, no Hazardous Substance is or will be located, stored or released on or in the Pro'perty~" This restriction does not apply to small quantities of Hazardous Substances that are generally recognized to be appropriate for the normal use and maintenance of the Property. B. Except as previously disclosed and acknowledgêdiri writing to Lender, .Mortgagor and every tenant have been, are, and will remain in full compliance with any applicable Environmental Law. C. Mortgagor will immediately notify Lender ifå"r~I~á'dè'ó'/'thie~te'nedrelease of a Hazardous Substance occurs on, under or about the Property or there is aviolåt.,i'on'of·anYÉ·hvirbl1mental Law concerning the Property. In , , - ",. '" , .. 'J '-;.' '. ~ . ... (I ' such an event, Mortgagor will take all necessary remedial acti.o~in accordance with any Environmental Law. D. Mortgagor will immediately notify Lender in wtitiî1'~::¡;¡s~sôòh'as Mortgagor has reason to believe there is any pending or threatened investigation, claim, orprbc'éeding', relåiih¡:(:tothe release or threatened release of any Hazardous Substance or the violation of any ErwirbniTl'eOtal LåVii'!, ,>', . '::' '-::~:¡ :.~~,'~:p ¡,<: _ \< '~-"¡I ',), !",- ::: \-:',',,;,,;; . ~ 17. CONDEMNATION. Mortgagor will give Lender, p'riÙj1p(noJ,i,c;:e'~f,rinypending or threatened action by private or public entities to purchase or take any or all of the!?ropl3rty,thwl,Igh ;coDdemnation, eminent domain, or any other means. Mortgagor authorizes Lender to interve~ei,n Môr1gägor's¡.rÌam~; in any of the above described actions or claims. Mortgagor assigns to Lender the pro~e~ds-: ,ofjQÿ':~":Va.rd,or claim for damages connected with a condemnation or other taking of all or any part;()r,;th~)rmP,enYI'" SLlCh,' proceeds will be considered payments and will be applied as provided in this Security Instrume/')l. L(j~~(s;a~~,igrrn~rt of proceeds is subject to the terms of any prior mortgage, deed of trust, security agreement9r10t~ßr ',lien docHrn~nt., , 18. INSURANCE. Mortgagor agrees to keep the' PropehV 'in'surêd agaihst the risks reasonably associated with the Property. Mortgagor will maintain this insurance inth«;¡,' â(ÏìöUnts Lender requires. This insurance will last until the Property is released from this Security Instrumen~.Whàt Lender'requ¡r~spursuant to the preceding two sentences can change during the term of the Secured Debts. , ,~örtg~g9rm~Y;dchoose the insurance company, subject to Lender's approval, which will not be unreason;:¡bly; Withheld:' . Alrins,urance policies and renewals will include a standard "mortgage clause" and, where applicable,< ;'Ip'sspaye€( ,cl~u~e.~~' Mortgagor will give Lender and the insurance companý i'mmediate: notice of any loss. All insurance proceeds will be applied to restoration or repair of the Property or to the Secured Debts, at Lender's option. If Lender acquires the Property in damaged condition, Mortgagor's rights to, any insurance policies and proceeds will pass to Lender to the extent of the Secured Debts. "';" ' Mortgagor will immediately notify Lender of cancellation or termination of insurance, If Mortgagor fails to keep the Property insured, Lender may obtain insurance to protect Lender's interest in the Property and Mortgagor will pay for the insurance on Lender's demand. Lender mayd,emaod that Mortgagor pay for the insurance all at once, or Lender may add the insurance premiums to the balance ~f theSecù'redDebts and charge interest on it at the rate that applies to the Secured Debts, This insurance mayjnc,lude cO,verage~ not originally required of Mortgagor, may be written by a company other than one MortgagorW,oulçl c,~Ò,o,se, and may be written at a higher rate than Mortgagor could obtain if Mortgagor purchased the)nsu~á.nge:., ~.8~!9.CI,g~H acknowledges and agrees that Lender or one of Lender's affiliates may receive commissions òiit~êþÜrchase'of this insurance, '~:;'·-~H~,}.';,:,:_~-~;':';'!.i~",:,; "'¿:'_t,, ¡ !(:-.....,,,t,,\ ," 19. ESCROW FOR TAXES AND INSURANCE. t\!1ortgaQgpwiU' n(),r9~ .r,etuired to pay to Lender funds for taxes and insurance in escrow. '" i;",th::'~!',:;~,,: ,,!;,;, 20. CO-SIGNERS. If Mortgagor signs this Security'ln'S,1rlirrient:bût"js"n'bf'otherwise obligated to pay the Secured Debts, Mortgagor does so only to mortgage Mortgagor's'interestiri,the Property to secure payment of the S cured ~ Debts and Mortgagor does not agree by signing 1his'SecuritY Instrlfment to be personally liable 'on the S w, KEITH GOODY 'i".', ,(,'. i, ' Wyoming Mortgage WY 14XXXsethj00836500004823020 1 02405Y ",r, ','j ~, ~¡~¡¡m¡!i:¡mG 'J::,_l,,~~.l.1 ¡: ~ ;;~i:~?t~llii r,t":'62 \,} ( Debts. If this Security Instrument secures a guarantyþetw¡;¡en ~enderand Mortgagor, Mortgagor agrees to waive any rights that may prevent Lender from bringing any action or c:Iaim against Mortgagor or any party indebted under the obligation. These rights may include,but·éHe,n.ot lir:nit~d.to;>"anY anti-deficiency or one-action laws. .' '. ..:.. ..,~ ,.' f, i;:",: ¡, '."',..1' (',. " _,.) , 21. WAIVERS. Except to the extent prohibited byl~'0~<"~,?'itgâgor'waives all homestead exemption rights relating to the Property. , :',' ::~{;;;~:f!;',',.~;\~~~t;~',.,U'..,¡ , 22. OTHER TERMS. The following are applicablet,P ~.hþ;¡,,$~çu'rjlV,.I("lstrÜmellt: , ' ", ;"!~¡"'"!''' ,,\.,~, '. :';' ,', A. Line of Credit. The Secured Debts include a re\l~I\linQ I,ineol~rfi!qit provision, Although the Secured Debts may be reduced to a zero balance, this Secuiity InsÚumerÜ 1,IIj'j re'mainin effect until the Secured Debts and all underlying agreements have been terminated in 'wiîtid9: By Lé~dW:' ;"', , ;. :}.:' ~. ior';" J '" _. ;': ',;::,:!! I.''' ! \~~, ," , 23. APPLICABLE LAW. This Security Instrument!~,øÓyerl1eqi',q'{.the laws of Wyoming, except to the extent otherwise required by the laws of the jurisdictionw~ereq,he,Propertyislocated, and the United States of America, , ...., -' ,...,. '" ~ - , . -', ~ " - , " , 24. JOINT AND INDIVIDUAL LIABILITY AND SUCCESSpRS. " Each Mortgagor's obligations under this Security Instrument are independent of the obligations of allY other ty1brtgèg'pr:,Lender may sue each Mortgagor individually or together with any other Mortgagor: lender may relèas~ a~ypa"rt of the Property and Mortgagor will still be obligated under this Security Instrument for the, iernainin~ Ptop~rty>The duties and benefits of this Security Instrument will bind and benefit the successors al!,d;fls~i,gr,s,.;Qf l L,e!ld,~r,~,nd Mortgagor: 25. AMENDMENT, INTEGRATION AND SEVERABILlT~.'+his·S.ec~iit'{,'lnstrument may not be amended or modified by oral agreement. No amendment or modification of ,this Security'lns'trument is effective unless made in writing and executed by Mortgagor and lender: This Security Instrument andåny other documents relating to the Secured Debts are the complete and final expression of th~':agre~meIlL: If,any provision of this Security Instrument is unenforceable, then the unenforceable provisionVYJIJ:bes~ye'red and the remaining provisions will still be enforceable. ','". "' i::. " ' ' 26. INTERPRETATION. Whenever used, the' sirig'Jlari~ciudés tfí;{ plur'aland the plural includes the singular. The section headings are for convenience only and aren-6't'to 'be used to interpret or define the terms of this Security Instrument. , , 27. NOTICE, FINANCIAL REPORTS, ADDrrIO,,!AL..DQCUMENTSAND RECORDING TAXES. Unless otherwise required by Jaw, any notice will be given by delili'ëring''ít "or ,nÙíiling h by first class mail to the appropriate party's address listed in the DATE AND PARTIES section, or to any other address designated in writing. Notice to one Mortgagor will be deemed to be notice to all MortgagOrs. Mortgagor will inform Lender in writing of any change in Mortgagor's name, address or other application information. . Mortgagor will provide Lender any financial statements or information Lender requests. All finan'cièl 'stateménts' arid information Mortgagor gives Lender will be correct and complete. Mortgagor agrees to páy" all :êxpeii~ês, 'charges and taxes in connection with the preparation and recording of this Security Instrum'ént.' "Mortg'ag'd'r' agrees to sign, deliver, and file any additional documents or certifications that Lender may consider, .ri~ces~~,rYJo perfect, continue, and preserve Mortgagor's obligations under this Security Instrument and tCS'confirrrrLender's"lien status on any Property, and Mortgagor agrees to pay all expenses, charges and taxes in conn~6t,ioriwithth~!preparation and recording thereof. Time is of the essence. ' "¡'<:'.,e:::~'7c;:" ~ ';:~:,,'i'~~,' ~r,\~ ,< ',,~';. t ¡.":' ,_:,:,:",;,,:,..,;; SIGNATURES. By signing, Mortgagor agrees to thê:tb·rms.and\'Cbvena'ri~s contained in this Security Instrument. Mortgagor also acknowledg eceipt of a copy of ·this;:S,,~.ctJ¡'¡tý IrîsWum,¿~t. ,?t. 'r.'~' ";" ,',' ,~,. ".~ ' _ I ~ lENDER: First National Bank - West By Penny Jones, Real Estate Loan Officè.r " ¡'," .;".'\. W. KEITH GOODY Wyoming Mo,tgage WY /4XXXsethj00836500004823020 1 02405Y ~~; >., \' "',' ¡,;: C0i~ Initials Page 4 , ...".".,','.¡a ·7 -,'\" ,~.;&. . (:.::.. ~'LJid COG?63 ACKNOWLEDGMENT. (Individual) State OF Wyoming County This instrument was acknowledged before me this W. KEITH GOODY, and MARY C. GOODY. My commission expires: 9/IB/200T' :,;' OF Lihco1..n ss. 19"t~, day of October ;'~""~ ',-,.,.,·,·..:·,:,;N~¡a,',r,.·,·~".,,' i, ',.,". y ones .J ~,...:t·:,-",""'-'-~·...,"-ì, '-' . .'.- , 2005 by ! ';' ,,¡PINY JONE' .,OTARY PUBLIC COUNTY OF STATE OF LINCOLN WYOMING MY OOMMISGIQN XPIAI8 BliPTIMBEA'8, 2007 I': (Lender Acknowledgment) State OF Wyoming Connty OF, T.i'nroln This instrument was acknowledged before me th·is,.19thday of Penny Jones as Real Estate Loan Officer of First National Bank ~ West., My commission expires: /{}-;28 -O~ ' , ' ss. 2005 by ELLEN C PUGH Notary Public County of State of Lincoln Wyoming My Commission Expires October 28, 2006 ,:', 'J,'-, W, KEITH GOODY Wyoming Mortgage WY 14XXXsethj008365000048230201 02405Y ~,' " ,', ~. ',' @1996 ßa"kers Systems, Ine,. St, Cloud, MN ~" [","'....ij'" ' ,-, ,....,'.'.1.1 I ~,~. ~::~~q.t,.:,'. '." "T';> 't',