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Home My WebLink About914203 (~) ,-. 1-' r, I'" ¡::. r- 0.' '.) d " \.) J Recording requested by: Wells Fargo Bank, N.A. Whcn rewnJeû return to: Wells Fargo Bank, N.A. P O. BOX 31557 BILLINGS, MT 59107 DOCUMENT MANAGEMENT RECEIVED 12/5/2005 at 4:13 PM RECEIVING # 914203 BOOK: 606 PAGE: 755 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER, WY State orWyomillg-' -~-~-~--'-----~'-'Spa('e Above This ]j}C 10'01' nel'onling ))ata~----" REFERENCE #: 20053057500421 ACCOUNT #: 0650-650-55000 14 -000 1 1. ¡VIORTGAGE (With Future Advance Clause) DATE AND PARTIES. The date of this Mortgage CSecurity Instnnnent") is 11/30/2005 and the parties, their addresses and tax identification numbers, if required, are as follows: MORTGAGOR: THOMAS R TOMS ~ ......¿ o If checked, refer to the attached AddenduJll incorporated herein, for additional Mortgagors their signatures and acknmvledgments. LENDER: Wells Fargo Bank, N .A. P O. BOX 31557 BILLINGS, MT 59107 2. CONVEYANCE. For good and valuable consideration, the receipt anel sufficiency of which is acknm\ledgecl, and to secure the Secured Debt (defined below) and Mortgagor's performance under this Security Instrument, Mortgagor grants, bargains, conveys, mortgages and warrants to Lender, with power of sale, the following described property: LOT 5 OF CEDAR CREDDK RANCHES, LINCOLN COUNTY, WYOMING AS DESCRIBED ON THE OFFICIAL PLAT THEREOF, The property is located in LINCOLN at: LOT 5 CEDAR CREEK RANCHES f~Ao/NE, WY 83110 and parcel number of 1234180640200500 together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may now or at any time in the future be part of the real estate described above (all referred to as "Property"). 3. MAXIMUl\l OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at anyone time shall not exceed $ 61 ,275.00 . This limitation of amount does not include interest and other fees and charges \alidly made pursuant to this Security Instrument. Also, this limitation does not apply to advanccs made under the terms or this Security Instrument to protect Lender's security amI to perlòI1n any of the covenants contained in this Security InstnJlncnt. 4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is definecl as follo\\'s: EQ150A (10/2003) ·.0·0"....) '/'. ¡If ~ /Í' 6i- ' j!; 4.l...) ~,-j ~~) _..~'..¡ v ,--. I~ (, I'" 1'" G .".' :,) ~\.) ,';)" A. Debt incurred under the terms of the promissory uOle, revolving line of credit, contract, guaranty or olher evidence of debt dated 11/30/2005 together with all amcndments, cxtensions, modifications and rcncwals, ane! having a maturity date of 11/25/2010 B. All future advances from Lender to Mortgagor under such evidence of debt. All future advances are securecl as if made on the date of this Security Instrument. Nothing in this Security Agrccment shall constitute a commitmentlu make additional or future loans or advances which exceed the amount shown in Section :1. Any such commitment must be agreed to in a separate writing. e. All sums advanced and expenses incurred by Lender for insuring, preserving, or otherwise protecting the Property and its value and any other sUlns advanced and expenses incurred by Lender undcr tile terms of this Security Instrument. S. PAYMENTS. Mortgagor agrees that all paymcnts under the Secured Debt will be paicl when clue ancl in accordance with the terms of the Secured Debt and this Security Instrument. 6. PRIOR SECURITY INTERESTS. With regard to any other mortgage, deed of trust, security agreement or other lien document that created a prior security interest or encumbrance on the Property, i\10rtgagor agrees: A. To make all payments when due and to perform or comply with all covenants. B. To promptly deliver to Lender any notices that Mortgagor receives from the holder. e. Not to allow any modification or extension of, nor to request any future advances under any note or agreement secured by the lien document without Lender's prior written consent. 7. CLAIMS AGAINST TITLE. Mortgagor will pay all taxes, assessments, liens, encumbrances, lease payments, ground rents, utili lies, and other charges relating to the Property when due. Lender may require Mortgagor to provide to l.emler copies of all notices that such amounts are due and the receipts evidencing Mortgagor's payment. Mortgagor will defend titlc to the Property against any claims that \Vould impair the lien of the Security Instrument. Mortgagor agrees to assign to Lender, as requested by Lender, any rights, claims or defenses Mortgagor may have against parties who supply labor or materials to maiutain or improve the Property. 8. DUE ON SALE OR ENCUMBRANCE. Upon sale, transfer, hypothecation, assignment or encumbrance, whether voluntary, involuntary, or by operation of law, of all or any part of the Property or any interest therein, then at its sole option, Lender may, by written notice to Mortgagor, declare all obligations secured hereby immediately due and payable, except to the extent that such acceleration for and in such particular circumstances where exercise of such a right by Lender is prohibited by ]aw~ 9. PROPERTY CONDITION, ALTERATIONS AND INSPECTION. Mortgagor will keep [he Property in good condition and make all repairs that are reasonably necessary. Mortgagor shall not commit or allow any waste, impairtllent, or deterioration of the Property. Mortgagor will keep the Property free of noxious weeds and grasses. Mortgagor agrees that the nature of the occupancy and use will not substantially change without Lender's prior written consen!. Mortgagor wil! not permit any change in any license, restrictive covenant or easement without Lender's prior written consent. J\1ortgagor will notify Lender of all demands, proceedings, claims, and actions against Mortgagor, and of any loss or damage to the Property. Lender or Lender's agents may, at Lender's option, enter the Property at any reasonable time for the purpose of inspecting the Property. Lender shall give Mortgagor notice at the lime of or before an inspection specifying a reasonable purpose lor the inspection. Any inspection of the Property shall be entirely for Lender's bene1ìt and Mortgagor will in no way rely on Lender's inspection. 10. AUTHORITY TO PERFORM. If Mortgagor fails to perform any duty or any of the covenanls conlained in this Security Instrument, Lender may, without notice, perform or cause them to be performed. Mortgagor appoints Lender as attorney in I;lct to sign Mortgagor's name or pay any amount necessary for performancc. Lender's right to perform for Mortgagor shall not create an obligation to perlonn, and Lender's failure to perform will not preclude Lender from exercising any of Lender's other rights under the law or this Security Instrument. If any construction on the Properly is discontinued or not carried on in a reasonable manner, Lender may take all steps necessaI)' to protect Lender's security interest in the Property, including completion of the construction. 11. ASSIGNMENT OF LEASES AND RENTS, Mortgagor irrevocably grants, bargains, conveys, mortgages and warrants to Lender as additional security all the right, title and to any and all existing or future leases, subleases, and any other written or verbal agreements for the use and occupancy of any portion of the Properly, including any extensions, fCnewals, modifications or substitutions of such agreements (all referred to as "Leases") and rents, issues and profits (all referred to as "Rents") Mortgagor will promptly provide Lender with true and correct copies of all existing and future Leases. Mortgagor may collecl, receive, enjoy and use the Rents so long as Mortgagor is not in defaultuuder the terms of this Security Instrument. Mortgagor agrees that this assignment is immediately effective between the parties to this Security Instrument. Mortgagor agrees that this assignment is elíective as to third parties when Lender lakes affirmative action prescribed by law, and that this assignment will remain in effect during any redemption period until the Secured Debt is satis1ìed. Mortgagor agrees that Lemler may take actual possession of the property without the necessity of commencing legal action and that aClual possession is deemed to occur when Lender, or its agent, notifies Mortgagor of default and demands that allY tenant pay all future Rents directly to Lender. On receiving notice of default, Mortgagor will cudorse allCI deliver to Lender an)' payment of Rents in Mortgagor's possession and will receive any Rents in [rust for Lender and will nol conllniIlgle the Rents with any other funds. Any amounts collected will be applied as provided in this Security Instrumcnt. Mortgagor lI'arrants that no del:HIlt exists uIlder EQ150B (10/2003) · . ., ;i,; r:." f,,") \~ i., :, ;<,ij.~òi'¡\j!",--~ , thè'Le'as~sõr any applicable landlorcVtenant law. Mortgagor also agrees to maintain and require any tenant 10 comply with the terms of the Leases and applicable law. 12. LEASEHOLDS; CONDOMINIUMS; PLANNED UNIT DEVELOPMENTS. Mortgagor agrees 10 comply \\ith the provisions of any lease if this Security Instrument is on a leasehold. If the property is a unit in a Condominium Project or is part of a Planned Unit Development CPUD"), Mortgagor agrees to the following: A. Obligations. Mortgagor shall perform all of Mortgagor's obligations under the Constitucnt Documents. The "Constituent Documents" are the: (i) Declaration or any other document which creates the Condominium Projects or PUD and any homeowners association or equivalent entity ("Owners Association"); (ii) by-laws; (iii) code of regulations; and (iv) other ,-\ (..~. [": r.'" t-~1 :~) ~,) ~. ~ i equivalent documents. Mortgagor shall promptly pay, when due, all dues and assessments imposed pursuant to the Constituent Documents. B. Hazard Insuranrc. So long as the Owners Association maintains, with a generally accepted insurance carrier, a "master" or "blanket" policy on the Condominium Project or PUD which is satisfactory to Lender amI which provides insurance coverage in the amounts, for the periods, and against the hazards Lender requires, including fire and ha/ards included within the term "extended coverage," then Mortgagor's obligation under Section 19 to maintain hazard insurance coverage on the Property is deemed satistìed to the extent that the required coverage is provided by the Owner's Association policy. Mortgagor shaH give Lender prompt notice of any lapse in required hazard insurance coverage. In the event of a distribnt ion of hazard insurance proceeds in lieu of restoration or repair following a loss to Property, whether to the unit or to common elements, an)' proceeds payable to Mortgagor are hereby assigned and shall be paid to Lender for application to the slims sccured by this Security Instnllnent, with any excess paid to Mortgagor. C. Flood Insurance. Mortgagor agrees to maintain 1lood insurance for the life of the Secured Dcbt which is acceptable, as to form, amount and extent of coverage to Lender. D. Public Liabilit)' Insurance. Mortgagor shall take such actions as may be reasonable to insure that Ihe Owners Association maintains a public liability insurance policy acceptable in form, amount, and extent of coverage [0 Lender. E. Condemnation. The proceeds of any award or claim for damages, direct or consequential, payable to Mortgagor in connection with any condemnation or other taking of all or any part of the Property, whether of the unit or of the common elements, or for an)' conveyance in lieu of condemnation, are hereby assigned and shall be paid to Lender. Such proceeds shall be applied by Lender to the SUlns secured by the Security Instrument as provided in Section 18. F. Lender's Prior Consent. Mortgagor shall not, except after notice to Lender and with Lender's prior written consent, either partition or subdivide the Property or consent to: (i) the abandonment or tcrmination of the Condominium Project or PUD, except for abandonment or termination required by law in the case of substantial destruction by fire or olher casualty or in the casc of a taking by condcmnation or eminent domain; (ii) any amendment to any provision of the Constituent Documents if the provision is for the express benefit of Lender; (iii) termination of professional managemcnt and assumption of self- management by the Owners Association; or (iv) any action which would ha\'e the effect of rendering the public liability insurance coverage maintained by the Owners Association unacceptable to Lender. G. Rcmedics. If Mortgagor does not pay condominium or PUD dues and assessments when due, then Lender may pay them. Any amounts disbursed by Lender under this section shall become additional debt of Mortgagor securcd by this Security Instrument. Unless Mortgagor and Lender agree to other terms of payment, these amounts shall bear interest from the date of disbursement at the Secured Debt rate and shall be payable, with interest, upon notice from Lender to Mortgagor requesting payment. 13. DEFAULT. Mortgagor will be in default if any party obligated on the Secured Debt fails to make payment when due. Mortgagor will be in default if a breach occurs under the terms of this Security Instrument or any other document executed for the purpose of creating, securing or guarantying the Secured Debt. A good faith belief by Lender that Lender at any time is insecure with respect to any person or entity obligated on the Secured Debt or that the prospect of any payment or the value of the Property is impaired shall also constitute an event of default. 1~. REMEDIES ON DEFAULT. In some instances, federal and state law will require Lender to pro\'ide Mortgagor with notice of the right to cure or other notices and may establish time schedules for foreclosure actious. Subject to these limitations, if any, Lender may accelerate the Secured Debt and foreclose this Security Instrument in a manner provided by law if Ivlortgagor is in default. At the option of Lender, all or any part of the agreed fees and charges, accrued interest and principal shall become immediately due and payable, after giving notice if required by law, upon the occurrence of a defanlt or anytime thereafter. In addition, Lender shall be entitled to all the remedies provided by law, the terms of the Secured Debt, this Security Instrument and any related documents, including without limitation, the power to sell the Property. All remedies arc distinct, cumulative and not exclusive, and the Lender is entitled to all remedies provided at law or equity, whether or nol expressly set forth. The acceptance by Lender of any sum in payment or partial payment on thc Secured Debt after the balancc is due or is accclerated or after foreclosllfe proceedings are filed shall 110t constitute a wai\'er of Lender's right to require complete curc of any existing default. By not exercising any remedy on Mortgagor's default, Lender does not waive Lender's right to later consider the cvent a default if it continues or happens again. FQ150C ( ,','" c\J ~~j ~ '~"""""'þ ·r·~j ~"~ ./ ~~ ;j...'~ '{.J' 'Lif ,-. /\ r"~ t' n ',) u , ~) ó 15. EXPENSES; AD\' ANCES ON COVENANTS; ATTORNEYS' FEES; COLLECTION COSTS. Except when prohibited by law, Morlgagor agrees to pay all of Lender's expenses if J'vlortgagor breaches any covenant in this Secnrity Instmment. Mortgagor will also pay on demand any amount incurred by Lender for insuring, inspecting, preserving or otherwise protecting the Property and Lender's security interest. These expenses will bear interest from the date of the payment until paid in full at the highest interest rate in effect as provided in the terms of the Secured Debt. Mortgagor agrees to pay all costs and expenses incurred by Lender in collecting, enforcing or protecting Lenders' rights and remedies under this Security Instrument. This amount may include, but is not limited to, allorneys' fees, court costs, and other legal expenses. This alllount docs not include attorneys' fees for a salaried employee of the Lender. This Security Instnllllent shall remain in efl"ectuntil released rvlurlgagor agrees to pay for any recordation costs of such release. Hi. ENVIRONMENTAL LAWS AND HAZARDOUS SUBSTANCES. As used in this section, (1) Environmental Law means, without limitation, the Comprehensive Environmental Response, Compensation am! Liability Act (CEI1CLA, 42 Us. C. l)(j() I et seq.), and all other federal, state and local laws, regulations, ordinances, court orders, attorney general opinions or interpretive lellers concerning the public heallh, safety, \I elfare, environment or a hazardous substance; and (2) Hazardous Substance mcans any toxic, radioaclive or hazardous material, wasle, pollutant or contaminant which has characteristics which render the substance dangerous or potentially dangerous to the public heallh, safety, welfare or environment. The term includes, without limitation, any substances defined as "hazardous material," "toxic substances," "hazardous waste" or "lulI.ardous substance" under any Environmental Law. Mortgagor represents, warrants and agrees that: A. Except as previously disclosed and acknowledged in writing to Lender, no Hazardous Substance is or will be located, stored or released on or in the Property. This restriction does not apply to small quantities of Halardous Substances that are generally recognized to be appropriate for the normal use and maintenance of the Property. B. Except as previously disclosed and acknowledged in writing to Lender, Mortgagor and every tenanl have been, are, and shall remain in full compliance with any applicable Environmental Law. C. Mortgagor shall immediately notify Lender if a release or threatened release of a Hazardous Substance occurs on, under or about the Property or there is a violation of any Environmental Law concerning the Property. In such an e\'ent, Mortgagor shall take all necessary remedial action in accordance with any Environmental Law. D. Mortgagor shall immediately notify Lender in writing as soon as Mortgagor has reason to believe there is any pending or threatened investigation, claim, or proceeding relating to the release or threatened release of any Hazardous Substance or the violation of any Environmental Law. 17. CONDEMNATION. Mortgagor will give Lender prompt notice of any pending or threatened action, by private or public entities to purchase or lake any or all of the Property through condemnation, eminent domain, or any other means. Mortgagor authorizes Lender to intervene in Mortgagor' name in any of the above described actions or claim), Mortgagor assigns to Lender the proceeds of any award or claim for damages connected with a condemnation or other taking of all or any part of the Property. Such proceeds shall be considered payments and will be applied as provided in this Security Instrnment. This assignment of proceeds is subject to the terms of any prior mortgage, deed of trust, security agrl~ement or other lien document. 18. INSlJRANCE. Mortgagor shall keep Property insured againslloss by fire, flood, theft and other hazards and risks reasonably associated with the Property due to its type and location. This insurance shall be maintained in the amounts and for the periods that Lender requires. The insurance carrier providing the insurance shall be chosen by Mortgagor snbject to Lender's approval, which shall not be unreasonably withheld. If Mortgagor I:lils to maintain the coverage described above, Lender may, at Lender's option, obtain coverage to protect Lender's rights in the Property according to the terms of this Security Instrument. All insurance policies and renewals shall be acceptable to Lender and shall include a standard "mortgage clause" and, where applicable, "loss payee clause." Mortgagor shall immediately notify Lender of cancellation or termination of the insurance. Lender shall have the right to hold the policies and renewals. If Lender requires, Mortgagor shall immediately give 10 Lender all receipts of paid premiums and renewal notices. Upon loss, Mortgagor shall give immediate notice to the insurance carrier and Lender. Lender may make proof of loss if not made immediately by Mortgagor. Unless otherwise agreed in writing, all insurance proceeds shall be applied to the restoration or repair of the Property or to the Secured Debt, whether or not then due, al Lcnder's option. Any application of proceeds to principal shall not extend 0,' postpone the due dale of the scheduled payment nor change the amount of any payment. Any cxcess will be paid to Mortgagor. If the Property is acquired by Lender, Mortgagor's right to any insurance policies ami proceeds resulting from damage 10 the Property before the acquisition shall pass to Lender to the ex(ent of the Secured Debt immediately before the acquisition. 19. ESCROW FOR TAXES AND iNSURANCE. Unless otherwise providecl in a separate agreement, Mortgagor will not be required to pay to Lender funds for taxes and insurance in escrow. 20. FINANCIAL REPOrnS AND ADDITIONAL DOCUMENTS. Mortgagor will provide to Lender upon request, any financial statement or information Lender may deem reasonably necessary. Mortgagor agrees to sign, cleliver, and jile any additional documents or cerlilìcations that Lender may consider necessary to perfect, continue, and preserve Mortgagor's obligations under this Security Instrument and Lender's lien status on the Property. 21. JOiNT AND INDIVIDUAL LiABILiTY; COSIGNERS; SUCCESSOHS ANn ASSIGNS BOlJND. All dulies uncleI' this Security Instrument arc joint and individual. ]f Mortgagor signs this Security Instrument bul cloes not sign all eviclence or debt, EQ150D (10/2003) .....,'< :- , :".': , /~~ 'J)¡ /;\ -1.r'.'I'; '11 - 'H_·c..;."",\.Jid ,',", -. r ["" r" Q, 1 \ ' . p-.... 1 ',' ',);,) t d Mortgagor does so only to mortgage Mortgagor's interest in the Property to secure payment of the Secured Debt and Ivfortgagor does not agree to be personally liable on the Secured Debt. If this Security Instnunent secures a guaranty between Lemler and Mortgagor, Mortgagor agrees to waive any rights that may prevent Lender from bringing any action or claim against M0I1gagor or any party indebted under the obligation. These rights may include, but are not limited to, any anti-deficiency or one-action laws. Mortgagor agrees that Lender and any party to this Security Instrument may extend, modi(y or make any change in the terms of this Security Instonnent or any evidence of debt without Mortgagor's consent. Such a change will not release Mortgagor from the terms of this Security Instrument. The duties aud benefits of this Security Instrument shall bind and bencfit the successors and assigns of Mortgagor and Lender. 22. APPLICABLE LA W; SEVERABILITY; INTERPRETATION. This Security Instrument is governed by the laws of the jurisdiction in which the Property is located, except to the extent otherwise required by the laws of the jurisdiction where the Property is located. This Security Instrument is complete and fully integrated. This Security Instrullleut lllay not be amended of modified by oral agreement. Any section in this Security Instrument, attachments, or any agreement related to the Secured Dcbt that conflicts with applicable law will not be effective, unless that law expressly or impliedly permits the variations by written agreement. If any section of this Security Instrument cannot be enforced according to its terms, that section will be severed and will not alfect the enforceability of the remainder of this Security Instrument. Whenever used, thc singular shall iuclude the plural and the plural the singular. The captions and headings of the sections of this Security Instnllllcnt are for convcnience only and are not to be used to interpret or define the terms of this Security Instrument. Time is of the essence in this Security Instrument. ~3. NOTICE. Unless otherwise required by law, any notice shall be given by delivering it or by mailing it by first class mail to the appropriate party's address on page 1 of this Security Instrument, or as shown in Lender's records, or to any other address designated in writing. 2... WAIVERS. Except to the extent prohibited by law, Mortgagor waives any right rcgarding the marshalling of liens and assets, and hereby releasing and waiving all rights under and by virtue of the homestead excmption laws of this state. 25. OTHER TERMS. If checked, the following are applicable to this Security Instrument: [!ll:j Linc of Crcdit. The Secured Debt includes a revolving line of credit provision Although thc Secured Dcbt may be reduced to a zero balance, this Security Instrument will remain in effect until released. []2TI Construction Loan. This Security Instonnent sccures an obligation incurrcd for the construction of an improvemcnt on the Property. It!2TI Fixturc Filing. Mortgagor grants to Lender a security interest in all goods that Mortgagor owns now or in the future and that are or will become fixtures relates to the Property. This Security Instrument suffices as a financing statement and any carbon, photographic or other reproduction IIIay be filed of record for purposes of Article 9 of thc Uniform Commercial Code. Iü0J Additional Terms. 26. RlI>ERS. If checked, the following are applicable to this Security Inston11cnt. The covenants ami agreements of cach of the riders checked below are incorporated into and supplement and amend the terms of this Security Instrument. rŒm Third Party Rider rŒm Leasehold Rider [JllJ Other N I A SIGNA TURES: By signing below, Mortgagor agrees to the terms and covenants containcd in this Secnrity Instrument and in any attachments. Mortgagor also acknowledges receipt of a copy of this Security Instrument on the date staled on page I. // '-_._--~?~§3/~\.'~:-'-':'- THOMAS R TOMS //" ___.0 ~!~;<Ç5. "-"((-- ,...J .-)(7 " / hI¿; L'~I./ ,~;:~>L!f~ Mortgagor Date _/(-1., )1..2;/ -'7 ,) ,~, --~--~...L-.=~ -- Mortgagor Date -~.~---_._._~ Mortgagor Date --,-- Mortgagor Date --.--- .--.-- Mortgagor Dale Mortgagor Date FQ] 50E (1ol2CWn ¡ , '''',''.'' i, r¡;f!\l I 4¡....:;ti:~ ,-, f--. I ;·1'....'0 ',.i'u i Ü I .- ACKNOWLEDGMENT: (Individual) }/ ~. STATE OF \~^/-Jl/) COUNTY OF tJC-L-L¡O I The foregoin instrument was acknowledged before me by this _" (1 day of ~tL·O'LC0-,y\.Æ{k./ . - T A () r¡l\j(5 }~.. '/b ,n 5 Û6D')- ._~--, Witness my h/d and official seal. _()<,J'-tyto¡:{~Î¿<4b'~ (Signatllro ofOtlìccr) . ~!(¿ « {..e,Jel{!/'L- -------0'. _______ . .____u.._..________.______.._________ (Titk ofOlìiœr) My Commission Expires: Yv1;tL-(~ ,& () ,3 dD G, o I ~i/·::',~~~~~;;~?~·~':·'::.~,:::~-::'..~~~~~~~ î ,:>-;'~,~1 j~, L~EO~1GIA JOlil'¡"(JN .~ Þ ~'r.:. ;:"(.= 3 {v¡Y(' \, C'C . ~~~ ..11. ,,,/:.> '''''O'''''''''''''''''~ES ' M.,.::'::~~:~~'. May 20, 2006 . ...,.;.;~""'-"ó.;.;.:-"'....:.;;,.oio""¡:~~:z..:.::¡,;;;::;:;::;:;:;:::,¡:~':'-..,;~:..:~,:~;::"~t..;:~ ACKNOWLEDGMENT: (Individual) 1 . STATE OF '- -¿.~(l.<) t~¡a...ci-J I COUNTY OF -r I /) -~ The foregoing instrument was acknowledged before me by - II () ('net ') C, / 0 rvl 5 this i~9-__day of 7l/!J7Jt!.vvJJ-i./L ¿¿ß{J :> ?'( ':;d::,_:;}:~Ô'~ (Signaturo ofOl1icer) J ...--- I......ê et ¿;l / ¿ /f f j!.. (l'itl~ Dt·Ò-ftìce;)---~--'·- ,-~---- -.." - -" .'----~ My Commission Expires: L/}llc¿Lt. (~ () J- D· ðD [;, (J flf¡·;,.~:~~:;~,~,'n"~="'~~~~:=--~~ .~ i~~C '~~~~;, G_i:Ofì(>lA JOHNSON l i j \"))'tr..;J rAY cO¡.,1ivtlSSIOI-¡ EXPII,ES (Sl'lj) i .,;,,,.....,<.. H¿,y ¿() ?û06 t ~L,:;Z.~;~~¿':·~·.:_.~,;;;:;:;; ~:;;;;:..:.: ~~ ;ô;:.::.;;;.;:-~:.;,;è=-:il EQ 1501' (10/2003) '-