HomeMy WebLinkAbout914776
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Recording requested by:
Wells Fargo Bank N.A.
Wells Fargo Equity Direct
7185 Vista Drive
West Des Moines, Iowa 50266
RECEIVED 12/28/2005 at 1010 AM
RECEIVING # 914776
BOOK 608 PAGE: 351
JEANNE WAGNER
LINCOLN COUNTY CLERK, KEMMERER, WY
When recorded return to:
Wells Fargo Bank N.A.
Wells Fargo Services
Consumer Loan Servicing
P.O. Box 31557
Billings, MT 59107
Slate of Wyoming
Spare Above this Line For Recording Date
MORTGAGE
65001336781998
(With Future Advance Clause)
]. DATE AND PARTIES. The date of ùris Deed of Trust ("Security Instrument") is
19 December 2005 and the parties, their addrèsses and tax idemitìcation numbers,
if required, are as follows:
( z.
MORTGAGOR:
MELINDA PAVEK, A SINGLE WOMAN
/aka Melinda 'AÛ'f
D It checked, refer to the attached AddendulIl incorporated hereiu, for additional Mortgagors their
sign;¡[ures and acknowledgments.
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LENDER: Wells Fargo Bank N.A.
420 Montgomery Street
San Francisco, CA 94104
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2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is
acknowledged, and to secure ù1e Secured Debt (defined below) and tvlortgagor's performance under
[his Security Instrument, Mortgagor grams, bargains, conveys, mortgages and warrants to Lender,
with power of sale, the following described property:
See attached Exhibit A
Tax ID
37182930100642
ALPINE
The property is located in ~jncol_Q_~~_ at 186 MORNING SJARÆJfC~__
(CouIIly) (Address)
, Wyoming ª11Z8 - OOQ_º--~ .
(Zip Code)
(Cily)
WYONlING . NlASTER FOR/VI IVIORTGAGE
LEWY 1 104031
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Togèther wiù] ;11! rights, easements, appurtenances, royalties, mineral riglus, oil and gas rights, all
waltI' and riparian rights, ditchts, and wattr stock and al! txisting and futurt improvtIlltnts,
structures, tïxtures, am! rtplacemtnts ù¡at may now or at any timt in tht future bt part of tht rtal
tstate dtscribed above (al! rtferrtd to as "Property").
3. 1\IAXIl\ILJl\1 OBLlGATI0N LIMIT. The total principal amount secmed by this Security Instrument
at anyone time shal! not exceed $ 26.250.00 . This limitation of amount does not
includt interest and other ftes and chargts validly made pursuant to this Security Instrument. Also,
this limitation does not apply to advances made under tht ttrms of this Security Instrument to protect
Lender's security and to perform any of tbe covtnants contained in this Security Instrument.
4, SECURED DEBT AND FUTURE ADVANCES. The term "Securecl Debt" is defined as follows:
A. Debt incurred under the terms of Lhe promissory note, rtvolving line of credit, contract,
guaranty or other evidence or debt dated 12/19/'?'.Q_Q~'gether with all amendments, extensiuns,
moditications or renewals. The maturity datt of the Secured Dtbt is 12/19/2045
B. All future advances from Ltnder to i'vlortgagor under such tvidtnce of debt. All futurt advances
art stcured as if made on the date of this Security Instrument. Noù1Íng in this Security
Agreement shall constitute a comn1Ítment to makt additional or hlture Joans or advances which
exceed the amount shown in Section 3. Any such commitment must be agreed to in a separate
writing.
C. All sums advanced and expenses incurred by Lemkr for insuring, preserving or othtnvise
protecting the Proptrty and its value ;1nd any othtr sums advanced and expenses incurred by
Lender under the terms of this Security Instrument.
5. PA YMENTS. Jvfortgagor agrees that all paymems under the Secured Debt will be paid when due and
in accordance with the terms of the Secmed Debt and this Security Instrument.
6, PRIOR SECURITY INTERESTS. Witl¡ regard to any other mortgage, eked of trust, security
agreement or other lien document that created a prior security imerest or encumbrance on the
Property, Mortgagor agrees:
A. To make all payments when due and to perform or comply with all covenants.
B. To promptly deliver to Lencler any notices tllat Mongagor receives from the holder.
C. Not to allow any 1l10ditication or extension of, nor to request any future advances uncler any
note or agreement secured by the lien cloculllem without Lender's prior written consent.
7. CLA IMS AGAINST TITLE. Mortgagor will pay all taxes, assessmelllS, liens, eucumbrances, lease
payments, ground rents, utilities, and other charges relating to the Property when due. Lender may
require Mortgagor to provide to Lender copies of allno[ices that such amounts are due and the receipts
evidencing Mortgagor's payment. Mortgagor will defend tide to the Property against any claims that
would impair the lieu of tile Security lllstrument. Mortgagor agrees to assigu to Lender, as requested
by Lender, any rights, claims or defenses Mortgagor may have against parties W]IO supply ]abor or
materials to maintain or improve the Property.
8. DUE ON SALE OR ENCUMBRANCE, Upon sale, transfer, hypothecation, assignment or
encumbrance, whether voluntary, involuntary, or by operation of law, of all or any part of the
Property or any iuterest therein, then at its sole option, Lender ¡nay, by written notice to Îvlortgagor,
declare all obligations secured hereby illlmediately due and payable, except to the extent that such
acceleration for and in such particular circulIlstances where exercise of such a right by Lender is
prohibited by law.
9. PROPERTY CONDITION, ALTERATIONS AND INSPECTION. Mortgagor will keep the
Property in good condition and make all repairs that are reasonably llecessary. Mortgagor shall not
commit or allow any waste, impairment, or deterioration of the Property. IVlortgagor will keep the
Property free of noxious weeds and grasses. ¡Vlortgagor agrees (llat the nature of the occupancy and use
will not substantially change without Lender's prior written consent. Mortgagor will not permit any
change in any license, restrictive covenant or easement wiù](mt Lemler's prior written consent.
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Mortgagor will notìfy Lender of all c!èmands, proceedings, claims, and actions against l\;lortgagor, and
of any loss or damage to the Property. Lender or Lender's agents may, at Lender's option, enter the
Property at any reasonable time for the purpose of inspecting the Property. Lender shall give
tvlortgagor notice at the time of or bd()re an inspection specifying a reasoIlable purpose for the
inspection. Any inspection of the Property shall be entirely for Lender's benefit and Mortgagor wiU in
no way rely on Lender's inspection,
10. AUTHORITY TO PERFORM. If Mortgagor fails to perform any duty or any of tile covenants
contained in tllis Security Instrument, Lender may, without notice, perl(mn or cause them to be
performed. Mortgagor appoints Lender as attorney in fact to sign Mortgagor's name or pay any
amount necessary for pert(Jrinance. Lender's right to perform for Mortgagor shall not create an
obligation to perform, and Lender's failure to perfonn will not preclude Lender from exercising any of
Lender's other rights under the law or this Security Instrument. Jf any construction on Lhe Property is
discontinued or not carried on in a reasonable manner, Lender may take all steps necessary to protect
Lender's security interest in the Property, including completion of the construction.
]]. ASSIGNMENT OF LEASES AND RENTS. !vlortgagor irrevocably grants, bargains, conveys,
mortgages and warrants to Lender as additional security all the right, title and to any and aJl existing
or future leases, subleases, and any other wri[[en or verbal agreements for the use and occupancy of
any portion of the Property, including any extensions, renewals, ll10ditications or substitutions of such
agreements (all referred to as "Leases") and rents, issues and protits (all referred to as "Rents").
Mortgagor will promptly provide Lender with true and correct copies of aJl existing and future Leases.
Mortgagor may collect, receive, enjoy ami use tIle Rents so long as tvlortgagor is not in default under
the terms of this Security Instrument. Mortgagor agrees that this assignment is immediately effective
between the parties to this Security Instrurneut. tvlortgagor agrees that this assignment is effective as to
third parties when Lender takes aftirll1ative action prescribed by law, and tllat tllis assignmellt will
remain in effect during any redemption period umil the Secured Debt is satisfied. Mortgagor agrees
that Lender may take actual possession of the property without the necessity of comrnencing legal
action and that actual possession is deemed to occur when Lender, or its agc:nt, notities J\lortgagor of
default and demH1ds ûlat any tenant pay all future Rents directly to Lender. On receiving notice of
default, Mortgagor will endorse and ddiver to Lender any payment of Rents in Mortgagor's
possession and will receive any Rents in trust for Lender and will Jlot commingle the Rents with any
other funds. Any amounts collected will be applied as provided in this Security Instrument. Mortgagor
warrants that no default exists under the Leases or any applicable landlord/tenant law. Mortgagor also
agrees to maintain and require any tenant to comply with the terms of the Leases and applicable law.
12. LEASEHOLDSj CONDo.MINIUJ\lSj PLANNED UNIT DEVELOPMENTS, l'vlortgagor agrees to
comply WiÛI tlJe provisions of any ]ease if this Security Instrument is on a leasehold. If the property is
a unit in a Condominium Project or is part of a Planned Unit Devdopment CPUD"), Mortgagor
agrees to the following:
A. Obligations. Mortgagor shall perform all of Mortgagor's obligatioJls under the Constituent
Documents. The "Constituent Documents" are the: (i) Declaration or any other document which
creates the Condominium Projects or PUD and any homeOWllers association or equivalent entity
("Owners Association"); (ii) by-laws; (iii) code of regulations; am! (iv) other equivalent
c!ocumems. Mortgagor shall promptly pay, when due, all clues and assessments imposed
pursuant to the Constituem Documems.
B. Hazanl Insurance. So long as Lhe Owners Association maimains, with a generally accepted
insurance carrier, a "master" or "blanket" policy on the Condominium Project or PUD wllich is
satisfactory to Lender and which provides insurance coverage in the amounts, for the periods,
and against t!Je hazards Lemler requires, including tire and hazards included within tlle tenn
"extended coverage," then ¡Vlortgagor's obligation under Section 19 to maiutain hazard
insurance coverage on the Property is deemed satisfied to the extellt that tile required coverage is
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provided by the Owner's Association policy. Mortgagor shall giYè Lender prompt notice of any
lapse in required hazard insurance coverage. In the event of a distribution of hazard insurance
proceeds in lieu of restoration or repair following a loss to Property, whether to the unit or to
common elements, any proceeds payable to !vlortgagor are hereby assigned and shall be paid to
Lender for application to the sums secured by this Security Instrument, with any excess paid to
Iv!ongagor.
C. Flood InsUl"ance. Mortgagor agrees to maintain Hood insurance for the life of the Secured Debt
which is acceptable, as to form, amount and extent of coverage to Lender.
D. Pnblic Liahility Insurance. !vlortgagor shall take such actions as may be reasonable to insure
tllat the Owners Association maintains a public liability insurance policy acceptable in form,
amOUI1t, and extent of coverage to Lender.
E. Condemnation. Tbe proceeds of any award or claim for damages, direct or consequential,
payable to Mortgagor in connection with any condenmation or other taking of all or any part of
the Property, whether of the unit or of the COlllmon elements, or for allY conveyance inlie:u of
condemnation, are hereby assigne:d and shall he: paid to Lender. Such proceeds shall be applied
by Lender to the SLlms secured by the Security Instrull1el1t as provided in Section 18.
F. Lender's Prior Consent. Mortgagor shall not, except after lIotice to Lender anel willI Lender's
prior written consent, either partition or subdivide the Property or conselll to: (i) the
abandonment or termination of the Condominium Project or PUD, except for abandonment or
termination required by law in the case of substantial destruction by tire or other casualty or in
tile case of a taking by condemnation or eminent domain; (ii) any amèlldment to any provision
of the Constituent Documents if tile provision is for the express benefit of Lender; (iii)
termimtion of professional managemeIlL and assumption of self-management by the Owners
Association; or (iv) any action wllich would have the effect of rendering tlle public liability
insurance coverage maintained by the Owners Association unacceptable to Lender.
G. Remedies. If Mortgagor does lIot pay condominium or PU D dues and assessments wilen due,
then Lender Inay pay them. Any amounts disbursed by Lender under this section shall become
additional debt of Mortgagor secured by this Security Instrument. Unlc:ss Mortgagor and Lemler
agree to other terms of paynleJlt, these amounts shall bear interest fmm the date of disbursement
at the Secured Debt rate and shall be payable, with interest, upon notiœ from lender to
Mortgagor requesting payment.
13. DEFAULT. Mortgagor will be in deÜmlt if any party obligated on the Sc:cured Debt fails to make
payment when due. Mortgagor will be in default if a breach occurs under the terms of this Security
Instrument or any olller document executed for the purpose of creating, securing or guarantying the
Secured Debt. A good faith belief by Lender that Lemler at any time is insecure witll respect to any
person or entity obligated on the Secured Debt or that the prospect of any paynlent or the value of the
Property is impaired shall also constitute an event of default.
14.REMEDlES ON DEFAULT. In some instances, federal and state law will require Lender to provide
J'vlurtgagor with notice of the right to cllTe or other nutices and may establish time schedules fOT
foreclosure actions. Subject to lllese limitations, if any, Lender JIlay accelerate the Secured Debt and
foreclose this Security Instrument in a manner provided by Jaw if Mortgagor is in default. At the
option of Lender, all or any part of the agreed fees amI charges, accrued interest and principal shall
become iIlllllediately due and payable, after giving notice if fèquired by law, upon the occurrenCè of a
default or anytime thereafter. In addition, Lemler shall be entitled to all the reme:dies provided by law,
the terms of the Secured Debt, this Security Instrument and any related documents, including without
limitation, the power to sell the Property. All remedies are distinct, cUlllulative and not exclusive, and
the Lender is entitled to all remedies pruvided at law or equity, whetller or not expressly set forth. The
acceptance by Lender of any sum in payment or partial payment 011 the Secured Debt after the balance
is due or is accelerated or after foreclosure proceedings are tiled shall Hot constitute a waiver of or
WYOMING - MASTER FORIVIIVIORTGAGE
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Lender's right to require complete cure of any eXIstIng default. By not exercising any remedy Oil
l'v!ortgagor's default, Lender does not waive Lemler's right to later consider the event a default if it
continues or happens again.
]5. EXPENSES; ADVANCES ON COVENANTS; ATTORNEYS' FEES; COLLECTION COSTS.
Except when prohibited by law, Mortgagor agrees to pay all of Lender's expenses if Mortgagor
breaches any covenant in this Security Instrument. tvlortgagor will also pay on demand allY anlount
incurred by Lender for insuring, inspecting, preserving or otherwise protecting the Property and
Lender's security interest. These expenses will bear interest from the date of tile payment until paid in
full at the highest interest rate in effect as provided in the terms of the Secured Debt. Mortgagor
agrees to pay all costs and expenses incurred by Lender ill collecting, enforcing or protecting Lenders'
rights and remedies under this Security Instrument. This amount lllay include, but is not limited to,
attorneys' fees, court costs, ami other legal expenses. This amount does not include attorneys' fees for
a salaried employee of the Lender. This Security Instrument shall remain in effect until released.
Mortgagor agrees to pay for any recordation costs of such release.
]6. ENVIRONMENTAL LAWS AND HAZARDOUS SUBSTANCES. As used in this section, (1)
Environmental Law" means, without limitation, the Comprehensive Environmental Response,
Compensation and LÙbility Act (CERCLA, 42 U.s.c. 9601 et see¡.), and all other federal, state and
local laws, regulations, ordinances, court orders, attorney geueral opinions or interpretive letters
concerning the public health, safety, welfare, environment or a hazardous substance; and (2)
Hazardous Substance means any toxic, radioactive or hazardous material, waste, pollutant or
contaminant which has characteristics which render the substance dangerous or potentially dangerous
to the public health, safety, welfare or environI11em. The term inc]udes, without !imitation, any
substances defined as "hazardous material," "toxic substances," "hazardous waste," or "hazardous
substance" [lUder any Environmental Law.
Mortgagor represents, warrants and agrees tllat:
A. Except as previously disclosed and acknowledged in writing to Lender, no Hazardous Substance
is or will be located, stored or reJeased on or in the Property. This restriction does not appl)' to
small CJuantities of Hazardous Substances that are generally recognized to be appropriate for lhe
normal use and maintenance of the Property.
B. Except as previously disclosed and acknowledged in writing to Lene!er, Mortgagor and every
tenant have been, are, ane! shall remain in full compliance WiÙI any applicable Envirollmelllal
Law.
C. Mortgagor shal] immediately notify Lender if a release or threatened release of a Hazardous
Substance occurs on, under or about the Property or ùIere is a violation of auy Environmental
Law concerning the Property. In such an event, Ivlongagor shall take all necessar)' remedial
action in accordance with an)' Environmental Law.
D. Mortgagor shall immediately notify Lender in writing as soon as tvlorlgagor has reason to
believe there is any pending or threatened investigation, claiIll, or proceeding relalÌng to the
release or threatened release of an)' Hazardous Substance or ùle violation of any Environmental
Law.
] 7. CONDEl\lNA TION. IvJorlgagor will give Lender prompt notice of all)' pending or threatened aerion,
by private or public entities to purchase or take an)' or all of the Propert)' through condemnation,
eminellt dOIll"lin, or an)' other means. I'vlortgagor authorizes Lender to intervene in Mortgagor's nallle
in an)' of the above described actions or claims. Mortgagor assigns to Lender the proceeds of any
aware! or claim for damages connected with a condenlllation or other taking of all or any part of the
Pro pert)' . Such proceeds shall be considered payments and will be applied as provided in tllis Security
Instrument. This assignment of proceeds is subject to the tenus of any prior mortgage, deed of trust,
WYOMING - MASTER FQf1M IVIORTGAGE
LEWY 5 10403)
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] 8. INSURANCE. tvfortgagor shall keep Propeny insured agal1lst loss by tire, Hood, theft ami other
hazards and risks reasonably associated with the Pmpeny due to its type and location. This insurance
shall be maintained in the amounts and for tIle periods that Lender requires. The insurance carrier
prov iding the insurance shall be chosen by Mortgagor subject to Lender's approval, which shall not be
unreasonably withheld. If Mortgagor fails to maintain the coverage described above, Lender may, at
Lender's option, obtain coverage to protect Lender's rights in the Property according to the terms of
this Security Instl1J!lIent. All insurance policies and renewals shall be acceptable to Lender and shall
immediately notify Lemler of cancellation or tennination of the insurance. Lender shall have the right
to bold the policies and renewals. If Lender requires, Mortgagor shall immediately give to Lender all
receipts of paid premiums and renewal notices. Upon loss, l'vfortgagor shall give immediate lIotice to
the insurance canier and Lender. Lender may make proof of loss if not made immediately by
Mortgagor. Unless otllerwise agreed in writing, all insmance proceeds shall be applied to tl1e
restoration or repair of the Property or to the Secured Debt, whether or not then due, at Lender's
option. Any application of proceeds to principal shall not extend or postpone the due date of the
scheduled paYl1len( nor change the arnonnt of any payment. Any excess will be paid to the Mortgagor.
If the Property is acquired by Lender, Mortgagor's right to any insurance pulicies and proceeds
resulting from damage to the Property beÚne the acquisition shall pass to Lemler to the extent of the
Secured Debt immediately before the acquisition.
] 9. ESCROW FOR TAXES AND INSURANCE. Unless otherwise provided in a separate agreement,
Mortgagor will not be required to pay to Lendèr funds for taxes and insurance in escrow.
20. FINANCIAL REPORTS AND ADDITIONAL DOCUMENTS. Mongagor will provide to Lender
upon request, any financial statement or information Lender lllay deem reasonably necessary.
I'vfortgagor agrees to sign, deliver, and tile any additional documents or certifications that Lender Jnay
consider necessary to perfect, continue, and preserve Mortgagor's obligations under tl1is Security
Instrument and Lender's lien status on the Property.
21. JOINT AND INDIVIDUAL LIABILITY; CO-SIGNERS; SUCCESSORS AND ASSIGNS
BOUND. All duties under this Security Instrument are joint and individual. UMortgagor siglJS this
Security Instrument but does not sign an evidence of debt, Mortgagor does so only to mortgage
Mortgagor's interest in the Property to secure payment of the Secured Debt and Ivlortgagor does not
agree to be personally liable on the Secured Debt. If this Security Instrument secures a guara1lty
between Lender and Mortgagor, Mortgagor agrees to waive any rights that may prevent Lender from
bringing any action or claim against Mortgagor or any party indebted under the obligation. These
rights may include, but are not limited to, any anti-deficiency or one-action laws. Mortgagor agrees
that Lenckr and any party to this Security Instl1lment may extend, modify or make any change in the
terms of this Security Instrument or any evidence of debt without Mortgagor's consent. Such a change
will ¡lOt release Mortgagor rrom the terms or this Security InstrumeJ [. The duties and benefits or this
Security Instrument shall bind and benefit the successors and assigns of Mortgagor and Lender.
22. APPLICABLE LAW; SEVERABILITY; INTERPRETATION. This Security Instrument is
governed by the laws of the jurisdiction in which the Property is located, except to the exteJ [
otherwise required by the laws or the jurisdiction where the Property is located. This SeCllrity
Instrument is complete and fully integrated. This Security Instrument may not be amended or modified
by oral agreement. Any section in this Security Instrument, attachments, or any agreement related to
the Secured Debt that conHicts with applicable law will not be effective, unless that law expressly or
impliedly permits the variations by written agreement. If any section of this Security Instrument
canuot be enforced according to its terms, that section will be severed and will not affect the
enforceability of tile remainder of this Security Instrument. Whenever used, tlle singular shall include
the plural and the plural the singular. The captions and headings of the sections of this Security
Instrument are for convenience only and are not to be used to interpret or cleJine the terms of tllis
Security Instrument. Time is of the essence in this Security Instrument. In the event any section of this
WYOMING - MASTER FORM MORTGAGE
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23.
Sécurity InstruméJlt directly connicts witIr any sectiun of the revolving line uf credit agreement ur
promissory nOlé referenced in Section 4, the terms a IlL! conditions of the revolving Jine uf credit
agréement or promissory note (as applicable), the arbitration agreément am! the agree:ment to provide
agreemellt or promissory note (as applicable), the arbitration agreémeJJl and the agreément [0 provide
t1ood/propérty insurance, all of which I agrée to by signing this Security I nstrtlmeJlt, the téflllS and
cOlldi tlOns of said documénts and nut the Security Instrumell[ slrall cuntrol.
NOTICl~. Unless utJréfwisé required by law, any notice shall be given by delivéring it or by mailing
it by iÏrst class mail to the appropriate: party's address on page 1 of tllis Sècurity lnstrument, or as
shown in Lenc!ér's records, or tu any OÙJéf acldréss designated in writing.
WAIVERS. Except to thé extent prohibited by law, Mortgagor waives and right regarding the
marshalling of liens and assets, and haéhy rekasing and waiving aJ! rights under am! by virtue of the
homestead exemption laws of tlris state.
OTHER TERMS. If checked, the following are applicable to this Sècurity Instrument:
00 Line of Credit. The Sécured Debt includes a revolving line uf credit provision. Although
thé Sécured Debt may be réducéd to a zero balance, tllis Sécurity Instrument will rémain in
effect until released.
D Construction Loan, This Security Instrument Sécures an obligation incurred for thé
construction of an improvéméIll on the Propérty.
D Fixture Filing. Mortgagor grants to Lénder a security intaest in aJ! goods ùJat ,Mortgagor
owns now or in the future and that are or will become tixtures rdated to tile Property. This
Security Instrument sur/ices as a t~nancing statel1lént and any carbon, photographic or other
reproduction may be tiled of recurd for purposes of Article 9 of tire Uniform Commercial
Code.
D Additional Terms.
24.
25.
SIGNATURES: By signing below, J'vIortgagor agrees (0 the terms and covenants contained in this Sécurity
Instrument am! in any attachments, Mortgagur also acknowkdges receipt of a copy of this Security
~tnlIJ/( on tiJé dat~$.ta, >] on paPê . /î / þ( 7'7-tJ S--
ÿ VÚ~
Mort agor Dale J\longagur Date
H~CINDA PAVEK aka Nelinda N. Pavek
--.----
lv1ortgagor
Dale
lvtortgagor
Date
Mongagor
Dale
Ì"ll)ftgagc)r
Dale
f'''Jortgagor
Date
Mungagor
Dale
WYONlING - NlASTER FORNI NlORTGAGE
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ACKNOWLEDGI\JENT:
(lmli vidual)
STATE OF WY f'- N
COUNTY OF I.::-=incoln H ¡;;,t'<ll-J [ i't-:N ,0
The foregoing instrument was acknowleclged before me by
MELINDA PAVEK aka Melinda M. Pavek
this
/(7
day of ßr (Jf.JïJ~¿k
Witness my hand and ofticial seal.
_ß~t£cu~ 0- kUk
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(Tille of Ol1íccr '
My Commission Expi res:
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LEGAL DESCRIPTION
Unit C-2 of the Palisades Heights Townhouses, a Condominium Addition to the Town of Alpine;
Linco]n County, Wyoming, according to that plat tiled in the Oftìce of the County Clerk on
October 8, 1993 as Instrument No. 249-/\
This is a 2nd Real Estate Mortgage being recorded concurrently with a 1st
Real Estate Mortgage in favor of Wells Fargo Bank, N.A., dated 12/19/2005
in the original amount of $140,000.00.
File N ""Iher: 5 1267
Land Title Cnl11pall)'
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