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BOOK: 612 PAGE: 22
JEANNE WAGNER
LINCOLN COUNTY CLERK, KEMMERER, WY
MORTGAGE DEED
>I~~i;~L (
AMERICAN
I GENERAL
FINANCIAL SERVICES
Know All Men By These Presents:
That BARBARA J. EISCHEN AND
(', () '1 0 of) 2
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CHRISTOPHER M. DELGADO
(Borrowers Names)
Mortgagor, whether one or more, of 160 GALLUP DRIVE, ETNA, WY 83118
(Borrowers Address)
to secure the payment of a Note/loan agreement of even date herewith in the amount of $ 27.825.00
(principal amount)
plus interest thereon, with a final maturity date as provided by said Note/loan agreement, and further to secure
any refinancing or renewal thereof, do hereby mortgage to American General Financial Services, Inc.,
, hereinafter called
hereinafter called Mortgagee, of 4070 S. POPLAR, CASPER, WY 82601
, the following described real estate situated in the county
, State of Wyoming, to with:
LINCOLN
of
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v
LOT 186 OF NORDIC RANCHES DIVISION NO. 13, LINCOLN COUNTY, WYOMING AS
DESCRIBED ON THE OFFICIAL PLAT THEREOF.
PURPORTED ADDRESS: 160 GALLUP DRIVE, ETNA, WY 83118
Mortgagor agrees to pay all taxes and assessments on said premises and to keep the buildings thereon
insured for fire, extended coverage, vandalism and malicious mischief for the benefit of the Mortgagee, as loss
payee, as its interests may appear, for a sum, in addition to any sums required by or owed to any lienholder
superior to Mortgagee, which will be sufficient to satisfy any unpaid balance owed Mortgagee, during the life of
this mortgage, in favor of and payable to Mortgagee; and in case Mortgagor shall fail to pay said taxes and
assessments or to keep said buildings insured as aforesaid, Mortgagee may insure said buildings and pay said
taxes and assessments, and all sums so paid shall be added to and considered as a part of the above
indebtedness hereby secured, and shall draw interest or finance charges at the same rate.
In case any default shall be made in the payment of the above described Note/loan agreement, or in case
any default shall be made in any of the covenants and agreements hereof, then the balance remaining unpaid to
Mortgagee shall, at the option of Mortgagee, immediately become due and payable and Mortgagee may
proceed to enforce the provisions of this mortgage either by suit at law or in equity, as it may elect, or to
foreclose this mortgage by advertisement and sale of the above described premises, at public venue, for cash,
according to Wyoming statutes governing mortgage foreclosures, and cause to be executed and delivered to
the purchaser or purchasers at any sale, a good and sufficient deed or deeds, and out of the proceeds of such
mortgage, Mortgagee shall pay all sums due hereunder, together with all reasonable expenses incurred in
realizing on this mortgage, including but not limited to reasonable attorney's fees after default and referral to an
attorney not a salaried employee of Mortgagee.
If all or any part of the property or an interest therein is sold or transferred, including through sale by
installment contract, without Mortgagee's prior written consent, Mortgagee may, at Mortgagee's option, declare
the entire unpaid principal amount and accrued interest due and payable at once; provided, however, that
Mortgagee's consent is not required in the following situations: (a) the creation of a lien or encumbrance
subordinate to this Mortgage Deed other than a sale by installment contract; (b) the creation of a purchase
money security interest for household appliances; (c) a transfer by devise, descent or by operation of law upon
the death of a joint tenant; or (d) the grant of any leasehold interest of three years or less not containing an
option to buy.
Hereby relinquishing and waiving all rights under and by virtue of the Homestead Exemption Laws of said
State of Wyoming.
Dated this 4TH day of
FEBRUARY .
2006
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BARBARA J. EISCHEN
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CHRISTOPHER M. DELGADO
050-00005 (10-13-02) WYA431 Mortgage Deed
THE STATE OF WYOMING }SS.
COUNTY OF LINCOLN
On this 4TH day of FEBRUARY
n f) C 0 :'\ 3
-.' v . C.
091.5886
2006 , before me
personally appeared BARBARA J. EISCHEN AND CHRISTOPHER M. DELGADO
to me known to be the person ~ described in and who executed the foregoing instrument, and acknowledged
that THEY executed the same as THEIR free act and deed, including the release and waiver of the right of
homestead, the said spouse having been by me fully apprised of THEIR
right S and the effect of signing and acknowledging the said instrument.
My Commission expires on the 4TH day of
Given under my hand and NOTAR~eal, this 4TH day of
OCTOBER
2008
2006
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PUE:U(;
NICOLE A. GREEN
STATE OF WYOMING
COUNTY OF NATRONA
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FEBRUARY
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NICOLE A. GREEN
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