Loading...
HomeMy WebLinkAbout917622 ;:~~*ß;l! I~:.;~:~~:~~:~!:!:, "T?;'~·;;';'71' (tj -'"I:;'i;¡!;¡~:;:¡;¡U::;j<cti 0") 8 9 -r.,·;'t:'Î'er5 \ ,'j RECEIVED 4/20/2006 at1 0:50 AM RECEIVING # 917622 BOOK: 617 PAGE: 389 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER, WY State or Wyoming Space Above This Line For Recording Data MORTGAGE (With Future Advance Clause) 1. DATE AND PARTIES. The date of this Mortgage (Security Instrument) is P.4·,1.1:7,QQ~,................................... and the parties, their addresses and Ulx identification numbers, if requiréd,.,are as follows: MORTGAGOR; SALLY l. MARTIN, A SINGLE PERSON 865 SADDLE DR. ETNA, WY 83118 o If checked, refer to the attached Addendum incorporated herein, for additional Mortgagors, their signatures and acknowledgments. LENDER: BANK OF JACKSON HOLE ORGANIZED AND EXISTING UNDER THE LAWS OF THE STATE OF WYOMING 990 W. BROADWAY P.O. BOX 7000 JACKSON, WY 83002 2. CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to secure the Secured Debt (defined below) and Mortgagor's perfonuance under this Security Instrument, Mortgagor grants, bargains, conveys, mortgages and warrants to Lender, with power of sale, the following described property: LOT 52, NORDIC RANCHES DIVISION NO. 4,lINCOLN COUNTY. WYOMING, ACCORDING TO THAT PLAT RECORDED AUGUST 9, 19941N THE OFFICE OF COUNTY CLERK AS INSTRUMENT NO. 787903, PLAT NO. 311·C f.Î\ -r The property is located in ...... ................ ......... .L.I~.GQ~~..................... ........... at ~.~~.~~pm~.Q~,................................ (County) ..............................................................., ....................... .EJ~A......................., Wyoming ........ .~~JJ~........ (Address) (City) (ZIP Code) Together with all rights, easements, appurtenan.ces, royalties, mineral rights, oil and gas rights, all water and riparian rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may now, or at any time in the future, be part of the real estate described above (all referred to as "Property"). 3. MAXIMUM OBLIGATION LIMIT. ,The toUll principal amount secured by this Security Instrument at anyone time shall not exceed $ J'OßQQ..QQ.......................................... , This ïimiUltion ·of amount does not include interest and other fees and charges validly made pursuant to this Security Instrument. Also, this limiUltion does not apply to advances made under the tenus of this Security Instrument to protect Lender's security and to perfonu any of the covenants contained in this Security Instrument. 4. SECURED DEBT AND FUTURE ADVANCES. The tenu "Secured Debt" is defined as follows: A. Debt incurred under the tenus of all promissory note(s), contract(s), guaranty(s) or other evidence of debt described below and aU their extensions, renewals, modifications or substitutions. (When referencing the debts below it is suggested that you include items such as borrowers' names, note amounts, interest rates, maturity dates, etc.) PROMISSORY NOTE 1165921N THE AMOUNT OF $10,000.00 WYOMING. MORTGAGE, (NOT FOR F:NM~, I'fiLMC, FHA OR VA USE) ".~' '10 ..,'(" " ,t'·. ~" , ©1994 Bankers Systems, I~c.j $tÎ C1bUd:'~Ñ (1-80'0-397-2341) Form RE-MTG-WY 11/18/94 ~g.'Of4J .. ~¡;;~r.Z~jO¡;;;'iO: '1'*. ~r.~~I~!N' 1¡A'~J:!'~!:':':' 'A U 0917622 .B. All f.uture .adv1l.D.Ces from Lender to. Martgagar ar ather future abligatians af Martgagor to. Lender UDder .any promisso.ry nate, contract, guaranty, o.r ather evidence af debt executed by Martgagar in favar af Lender executed ß.fi.er .this Security lnstrument whether ar nat this Security Instrument is .specifically referenced. If mare than ane persan sjgns this Security lnstru.meIJt, each Martgagar .agrees that this Security Instrument will secure llli f.uture .adv1l.D.Ces .and future abligations that .are given to. ar incurred by .any ane ar mare Martgagar, ar.any ane ar .IDare Martgagar .and athen;. All future .adv1l.D.Ces .and ather f.uture abligations .are secured by this Security Instrument even thaugh llli or part.may nat yet be .adV1l.D.Ced. All future .advances .and ather future abligatians .are secured.as limade an the.date af this Security Instrument. Nathing in this Security Instrument .shall canstitute .a .commitmp.IJt to. make .additiODal ar future laans ar .advances in.any .am0llDt. Any snch.commitmp.ntIDILSt be .agreed to in.a .sep.arate writing. C. All abligatians Martgago.r awes to. Lender, which may later .arise, to. the extent nat prohibited by law, inch ding, but nat limited to., liabilities far averdrafts relating to. .any .depasit .accanDt .agreement between Martgagar .and Lender. .D. All .additianal sums .adv.aru:ed .and expenses incurred by Lender for insuring, preserving ar atherwise protectin,g the JJrapeIty .and .its vBiue .and .any ather sums .advanced .and .expenses incurred by Lender under the tenns af this Security Instrument. This Security lnstrument will nat .secure.any ather .debt li Lender fails to. give .any required natice of the .right of rescission. :5. ..PAYMENTS. Martgago.r .agrees that llli payments under the Secured .Debt will be paid when..due .and in .accardance with the :t.erms af the Secured Debt.and this Security Instrument. 6. .P.RIOK SECURITY .INTERESTS. With regard to. .any ather .martgage, .deed of trust, security .agreement ar ather lien .dacument that .created .a priar security interest ar .encumbnmce on the Praperty, Martgagar ligrees: A. To. make llli p1l.yments when due .and to. perfann ar .comply with llli .cavenant.<;. .B. To. promptly.deliver to. Lender .any natices that Martgagar receives from the.halder. C. Not to. llliaw .any madificatian ar extension o.f, nar to. request .any future adv1l.D.Ces .under .any nate ar .agreement secured by the lien dacnment withaut Lender'.s priar wrinen co.nsent. ï. CLAJM.S AGAINST TITLE. Martgagar will pay .all taxes,.assessments, liens, :e.ncumbnmces, lease payments, ground rents, ll1ilities, .and ather clIarges relating to. the Praperty when..due. Lender:may require Martgagor to. pravide to. Lender .capies af llli natices that such .am0UDtS .are ..due .and the receipts evidencing Martgagar's p1l.ym.ent. Martgagor will .defend title to. the Property .against .any .claims that wauld .llnpair the lien af this Security Instrument. Martgagar agrees to. .assign to. Lender, .as requested by Lender, .any rights, .c1a.ims o.r defenses Mo.rtgago.r may.have .against parties who. supply labo.r o.r materi.als to. m;¡int;¡in o.r .improve the Property. B. .DTIE ON SALE OR .ENClJMBRANCE. Lender may, .at.its aptian. .d.e.cla.re the entire balance of the Secured Debt to. be immedi;¡tely -rlne.and p1l.Y1l.ble npo.n the .creatian af, o.r .cODtract far the .creatian af, .any lien, .encumbnmce, transfer ar .sale af the Property. This .right is .subject to. the restrictians .llnpased by federal law (12 C.F.R. 591), .as 1I.pplic1l.ble. This .cavenant .shall run with the Property .and .shall remain in effect until the Secured Debt is paid infull.and this Security lnstrument is released. 9. .PKOP.ER.TY CONDJTION, .Ar:rnR A TIONS AND INSPECTION. Martgago.r will1œep the Property in gaad .canditian .and .make .all repairs that.are re.asanably lleCessary. Martgagar .shall no.t .commit o.r .allaw .any w.aste, .impainnent, o.r .deteriaratian af the Property. Mo.rtgagar willlœep the Property free af naxiaus weeds a.nd gra.sses. Martgagar 1I.grees that the nature af the o.ccupancy .and use will nat substantially clumge withaut Lender's priar written .cansent. Martgago.r will nat permit .any clumge in.any license, restrictive .cavenant ar e.asement withaut Lender's priar wrinen .co.nsent. Martgagar will natify Lender af llli .dem;¡nds, proceedings, .c1a.ims .and .actions .against Ma~agar, .and af .any lass ar .damage to. the Property. Lender ar Lender's agents may, llt Lender's aptian. enter the PIaperty .at.any reasanable time for the purpo.se of .inspecting the Property. Lender .shall give Martgago.r natice .at .the time o.f o.r befare .an inspectian specifying 11. rea.sanable purpase far the .inspectian. Any inspectian o.f.the Property .shall be :entirely far Lender's benefit .and Martgagar will in no. w1l.y rely an Lender's inspectian. .10. ATITHORITY TO PERFORM. If Martgagar fails to. perfo.nn .any .duty o.r .any o.f the .co.venant.<; .co.ntained in this Security Instrument, Lender .may, withaut no.tice, perfann ar .cause them to. be performed. Mo.rtgagor .appo.ints Lender .as .attarney in fact to. .sign Martgagar's name o.r p1l.y .any .amanDt .necessary far perfo.nnan.ce. Lender's .right 10. perfo.nn for Mo.rtgago.r .shall nat .create.an abligatian to. peIfann, .and Lender's failure 10. perfann willnat preclude Lender from exercising .any af Lender's ather rights under the law or this S.ecuriIy Instrument. 1f .any .constructian an the Property is .dÌScontinllpd ar nat carried on in.a re.asanable :manner, Lender .may 1alœ llli steps lleCessary to. protect Lender'.s .s.ecuriIy .interest in the Property, incllldil1£ .completian af the .constructio.n. li. ..ASSIGNMENT OF T:RASR~ AND J.ŒNTS. Martgagar irrevacably grants, bargains, 'conveys, martgages.and W1l.IT.a.nts 10. Lender .as .additianal security llli the :right, title .and .interest in.and to. .any .and llli existin,g ar future leases, subleases, .and .any ather written ar verbal agreements for the use .and occupancy of .any partion af the Property, including .any extensions, renew.als, .IDadÛicatians ar substitutions af such .agreements (llli referred to. .as flLe.asesfl) .and rents, issues .and profits (llli referred ta.as fl.Rents"). Martgagar will promptly provide Lender with true a.nd .carrect .co.pies af llliexistin,g a.nd future Leases. Martgagar .may .collect, receive, enjay .and use the Rents sa lang .as Martgagar is nat in .default UDder the tenns af this Security lnstrument. Martgagar .agrees that this .assizmTIf~nt is immp.rli;¡tply effective between the parties 10. !his Security Instrument. Martgagar .agrees that this .assIr;nment is effective .as to. third parties when Lender 1alœs ;¡ffinn:¡tive .actian prescribed by l1I.w, a.nd that this .assignment will IenW.n in effect .during .any redemption periad .nnt.il the Secured Debt is .satisfied. Martgagor ligrees that Lender may 1alœ.actnal po.ssessian o.f the praperty withaut the .necessity af .commencing legal .actian .and that .actual po.ssessio.n is .deemed to. accur when Lender, ar its agent, natifies Martgagar af .default a.nd .dem;¡nds that .any tenant pay llli f.uture .Rents .directly to. Lender. On receiv.ing natice o.f .default, Martgagar will endorse a.nd .deliver to. Lender .any payment af.Rents in Martgagar'.s po.ssessian.and will receive.any .Rents in trust far Lender .and will not .comminz]e the.Rents with.any ather funds. Any .amaunts .callected will be .applied .as provided in this Security lnstrwnent. Martgagar wa.rrants that .no .default exists UDder the Leases ar .any .applicable l1I.ndlard/tenant law. Martgagar .also. .agrees to. m;¡int;¡in .and require .any tenant to. .comply with the terms of the Le.ases .and .applicable law. .~. (page.2 Df4) ©1B94ÐanksrsSystsms. Inc., St. Cloud, MN (1-£DO-3.97-2341) rormRE-MTG-WY 11/1.9/94 I ;~'~j ,.,~. ~,. . ¡'d' '\ 09176ZZ 12. l":FASRHOLDS; CONDOMINIUMS;l'LANNED 1JNIT DEVELOl'MENTS. Mortgagor .agrees to !:omply with 1he provisions of any lease if this Security lnstrument is on a leasehold. IT the Property includes a unit in a ..condominillm or a planned unit .development, Mortgagor will perlonn.all of Mortgagor's .duties under the ..covenants, by-lAws, or regulalions of 1he condominillm or planned unit Development. ' 00391 .13. DEFAULT. Mortgagor will be in Default if any party obligated on the Secured Debt fails 10.make payment when .due. Mortgagor will be in Default if a breach occurs llnder the terms of this Security Instrument or .any other .dO~lIment executed for the purpose of !:reat.ing, securing or guarantying the Secured Debt. A good faith belief by Lender that Lender at any time is insecure with respect 10 any person or entity obligated on the Secured Debt or that the prospect of any payment or the value of the PIOpertyis .impaired shall also !:onstitut.e an event of .default. .14. :REMEDIES ON 1JEFATILT. In some .instances, federal .and state lAw will require Lender 10 provide Mortgagor with .notice of the rjght to ..cure or other notices .and may establish time schedules for foreclosure .actions. Subject to these .limhat.ions, if any, Lender may .accelerate the Secured Debt.and foreclose this Security lnstrum.entin aJ:UaIlIler pIOVided by law if Mortgagor is in Default. At the option of Lender, .all or any part of the .agreed fees.and .charges, .accrued interest.and princ.ipal .shall become immedi:!tely .due .and payable'- after giving notice if required by lAw, upon the occurrence of a Default or anytime thereafter. In addition, Lender shall be.entitled to .all the remedies provided by law, the terms of the Secured Debt, this Security lnstrument .and any :related DOcuments inclwiing, without limitation, the power to sell the Property. All rcrnedies are .distinct, !:wnulative .and .not :exclusive, .and the Lender is entitled 10 all rcrnedies provided .at lAw or equity, w.hether or .not expressly .set forth. The .acceptance by Lender of any SllIIl in payment or partial payment on the Secured Debt .after the balance is .due or is .accelerated or.after foreclosure proceedings are filed .shall.not !:onstitute a waiver of Lender's right to require !:omplete .cure of any existing .default. By.not exer.cising any remedy on Mortgagor's Default, Lender Does .not waive Lender's Iight to later .consider the event a .default if it .continues or .happens again. J.5. :EXP.ENSES; ..ADVANCES ON COVENANTS; ATTORNEYS' :FEES; COLLECTION COSTS. Except when prohibited by law, Mortgagor agrees to pay.all of Lender's expenses if Mortgagor breaches any .covenant in this Security lnstrument. . Mortgagor will also pay on Demand any .amount incurred by Lender for .insuring, .inspecting, preserving or otherwise protecting the PIOperty .and Lender's security interest. These expenses will bear interest from the 1late of the payment.until paid in full at the .highest interest rate in effect as provided in the terms of the Secured Debt. Mortgagor agrees to pay .all.costs .and :expenses incurred by Lender in .collecting, enforcing or protecting Lender'.s rights .and rcrnedies llnder this Security Instrument. This .amount may inclwie,· but is not limited to, reasonable attorneys' fees, .court ..costs, .and other legal expenses. This .amount .does not inclwie attorneys' fees for a salaried .employee of the Lender. This Security lnstrument .shall remain in effect .until released. Mortgagor .agrees to pay for any recordation..costs of such release. .16. ~ONMENT.AL LAWS.AND R A7.A~1)OUS SUBSTANCES. A.s used in this .section, (1) .Enviromnent.al Law:m.eans, without .limhat.ion, 1he Comprehensive Enviromnental Response, Compensation .and Liability Act (CERCLA,42 U.S.C. 9601 :et .seq.), .and .all other federal, state .and local lAws, regulalions, ordinances, ..court or.ders, attorney general opinions or interpretive letters ..concerning the public .health, .safety, welfare, .enviromnent or a hazardous .substance; .and (2) Hazardous Substance :m.eans any toxic, radioactive or .hazarDoUS .material, waste, pollutant or !:ont:!min:!nt which.has .characteristics wJllch render the substance dangerous or potentially Dangerous to the public health, .safety, welfare or environment. Thetenn includes, without limitation, any substances .defined as ".hazar.dous .material," "toxic .substances," "hazardous waste" or ".hazardous .substance" llnder any Environmental Law. Mortgagor represents, warrants.and agrees that: A.Except as previously Disclosed .and acknowledged in writing to Lender, no HazarDous Substance is or will be located, stored or released on or in the PIOperty. This. restriction Does not apply to .small .quantities of HazarDous Substances that are generally recognized to be appropriate for thenonnal use .and maintenance of the Property . :E. Except as previously .disclosed .and .acknowledged in writing to Lender, Mortgagor .and every tenan1 .have been, are, .and shall remain infull..compliance with.any applicable Environment:!) Law. C. Mortgagor .shall immedi:ltely .notify Lender if a release or threatened release of a Hazardous Substance occurs on, under or about the Property or there is a violation of .any Environment:!) Law !:oncerning the PIOperty. In such an event, Mortgagor.shall take .all.necessary remedial action in .accordance with any Environment;¡) Law. .D. Mortgagor .shall immedi:!tely .notify Lender in writing as soon as Mortgagor .has reason to believe there is any pending or threatened investigation, claim, or proceeding relating to the release or threatened release of.any HazarDOUS Substance or 1he violation of.any Environment:!l Law. .17. CONDEMNATION. Mortgagor will give Lender prompt notice of any pending or threatened .action, by private or public :entities 10 purchase or take any or.all of the PIOperty through ..cOTJdf'.lTln:ltion, eminent Domain, or any other:m.eans. Mortgagor .anthorizes Lender to intervene in Mortgagor's .name in any of the above .described .actions or .claims. Mortgagor assigns to Lender the proceeds of.any award or .claim for .damages .connected with a .condemnation or other taking of.all or any part of the PIOperty. Such proceeds shall be .considered payments .and will be applied as provided in this Security Instrument. This assÍf:nment of proceeds is subject to the terms of any prior .mortgage, .deed of trust, .security agreement or other lien .docnment. .18. .JNSI1R.ANCE. Mortgagor .shall Jœep Property .insured .against loss by fire, flood, theft .and other hazards .and risks :reasonably associated with the PIOperty .due to.us type .and location. This .insurance .shall be m:!int;¡ined in the .amounts .and for the periods that Lender requires. The .insurance..carrier providing the .insurance .shall be .chosen by Mortgagor subject to Lender's approv.al, wJllch .shall .not be unreasonably withheld. IT Mortgagor fails 10 m:!int:!in the !:overage .des.cribed above, Lender may, at Lender's option, obtain .coverage to protect Lender's rights in the Property .according to the terms of this Security lnstrument. All .insurance policies .and renew.als shall be .acceptable 10 Lender .and .shall inclwie a standard ".mortgage dause" .and, where applicable, ~loss payee .cJ.ause." Mortgagor .shall immedi:!telynotify Lender of ..cancelliltion or tennination of the insurance. Lender .shall.have the right to hold .the policies .and renewals. IT Lender requires, Mortgagor .shall immf'.di:!tely give 10 Lender .all Ieceipts of paid premiums .and renewal notices. Upon loss, Mortgagor shall give immedi:!te .notice to the insurance !:arrier .and Lender. Lender may.make proof of loss if not made immedi:!tely by Mortgag~r. Unless otherwise .agreed in writing, .all .insurance proceeds shall be applied to the restoration or repair of the Property or 10 the Secured Debt, whether or .not then .due, .at Lender's option. Any application of proceeds to principal .shall .not or ©lB94.BöJnk<ors Systems, Inc., St. I:Joud.,"CN {1~.!!PO:3~7~~) Form RE-MTG-WY l1I1B/94 : :. . '.J, .}., ~~: ~ . i~.;:;:::::;~:;~:ít;:::. ~~~:~!;i;m~!¡ 0917622 I". \~. 00392 postpone the due date of the scheduled payment nor change the amount of any payment. Any excess will be paid to the Mortgagor. If the Property is acquired by Lender, Mortgagor's right to any insurance policies and proceeds resulting from damage to the Property before the acquisition shall pass to Lender to the extent of the Secured Debt immediately before the acquisition. 19. ESCROW FOR TAXES AND INSURANCE. Unless otherwise provided in a separate agreement, Mortgagor will not be required to pay to Lender funds for taxes and insurance in escrow. 20. FINANCIAL REPORTS AND ADDITIONAL DOCUMENTS. Mortgagor will provide to Lender upon request, any financial statement or information Lender may deem reasonably necessary. Mortgagor agrees to sign, deliver, and file any additional documents or certifications that Lender may consider necessary to perfect, continue, and preserve Mortgagor's obligations under this Security Instrument and Lender's lien status on the Property. 21. JOINT AND INDIVIDUAL LIABILITY; CO-SIGNERS; SUCCESSORS AND ASSIGNS BOUND. All duties under this Security Instrument are joint and individual. If Mortgagor signs this Security Instrument but does not sign an evidence of debt, Mortgagor does so only to mortgage Mortgagor's interest in the Property to secure payment of the Secured Debt and Mortgagor does not agree to be personally liable on the Secured Debt.. If this Security Instrument secures a guaranty between Lender and Mortgagor, Mortgagor agrees to waive any rights that may prevent Lender from bringing any action or claim against Mortgagor or any party indebted under the obligation. These rights may include, but are not limited to, any anti-deficiency or one-action laws. Mortgagor agrees that Lender and any party to this Security Instrument may extend, modify or make any change in the terms of this Security Instrument or any evidence of debt without Mortgagor's consent.. Such a change will not release Mortgagor from the terms of this Security Instrument.. The duties and benefits of this Security Instrument shall bind and benefit the successors and assigns of Mortgagor and Lender. 22. APPLICABLE tAW; SEVERABILITY; INTERPRETATION. This Security Instrument is governed by the laws of the jurisdiction in which Lender is located, except to the extent otherwise required by the laws of the jurisdiction where the Property is located. This Security Instrument is complete and fully integrated. This Security Instrument may not be amended or modified by oral agreement.. Any section in this Security Instrument, attachments, or any agreement related to the Secured Debt that conflicts with applicable law will not be effective, unless that law expressly or impliedly permits the variations by written agreement.. If any section of this Security Instrument cannot be enforced, according to its tenils, that seétion will be severed and will not affect the enforceability of the remainder of this Security Instrument. Whenever used, the singular shall include the plural and the plural the singular. The captions and headings of the sections of this Security Instrument are for convenience only and are not to be used to interpret or define the terms of this Security Instrument. Time is of the essence in this Security Instrument. 23. NOTICE. Unless otherwise required by law, any notice shall be given by delivering it or by mailing it by first class mail to the appropriate party's address on page 1 of this Security Instrument, or to any other address designated in writing. Notice to one mortgagor will be deemed to be notice to all mortgagors. 24. WAIVERS. Except to the extent prohibited by law, Mortgagor waives any right regarding the marshalling of liens and assets and all homestead exemption rights relating to the Property. 25. OTHER TERMS. If checked, the following are applicable to this Security Instrument: D Line of Credit. The Secured Debt includes a revolving line of credit provision. Although the Secured Debt may be reduced to a zero balance, this Security Instrument will remain in effect until released. D Construction Loan. This Security Instrument secures an obligation incurred for the construction of an improvement on the Property. D Fixture Filing. Mortgagor grants to Lender a security interest in all goods that Mortgagor owns now or in the future and that are or will become fixtures related to the Property. This Security Instrument suffices as a financing statement and any carbon, photographic or other reproduction may be filed of record for purposes of Article 9 of the Uniform Commercial Code. D Riders. The covenants and agreements of each of the riders checked below are incorporated into and supplement and amend the terms of this Security Instrument. [Check all applicable boxes] D Condominium Rider D Planned Unit Development Rider D Other........................................................ D Additional Terms. SIGNATIJRES: By signing below, Mortgagor agrees to the terms and covenants contained in this Security Instrument and in any attachments. Mortgagor also acknowledges receipt of a copy of this Security Instrument on the date stated on page 1. ..dø.@.¿£...J1!.Œ~..........1d/~ (Signature) SAll Ý '~'ÁRTlN a;. ç" (Date) (Signature) .............................................................................. (Date) ACKNOWL:~~~~~~YP.¥J~J~.................................., COUNTY OF .L.ì.0 .~.\.n............................} SS. (Individual) This instrument was acknowledged before me this ...... ..1.1T~.. .. .... day of A~~!U9~L..................................... ~y ß:~:~~~~N;:~¡;~~;~.~m~QN.... ........... .. ......... ...... .........;................... .~. ........... .................. . 3/7;/0<0 . . . ..... ....~(~ .. DIANA J. ÞAESTON NO'rAAY PUbliC COUNTY OF . STATE OF LINCOLN WYOMING ;', '1'. '). * ) '~': "..~ MY COMMISSION EXPIRES MARCH 15. 2010 ©1994 Bankers Systems. Inc.. St. Cloud. MN (1-800-397-2341) Form RE-MTG-WY 11/18/94 ~ ': ~:.~ ' ".j., j '. .~ (page 4 of 4) c- '::::;::':.:::1:::';::;;; N·:·:';¿;Z~~i:;:~