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Home My WebLink About917992 ':~':t' 000576 ð$ After'Recording:Retum To: MS SV-Tg DOCUMENT EROCEr5STNG F.O.Box ~a42.3 Van NÜya, CA. nÆ~a-a4Z3 Prepared By: LLNUA R. NALI" -, R-ECEÏvED 5/z/20ö6'~::t1:44AM RECBVING#= 917992 BOOK: 618 PAGE: 576 JEANNE WAGNER UNCOLN COUNTY CLERK, KEMMERER, WY [SpaœcAbo"re'I1iÎð Line For Recordiug:DataJ EARKER [Kscraw/CLosing t] aaa~36a2g453a4aa6 [Doc: ill to] MORTGAGE [ ~~aO~33T-aaO~35Z23~-6 TIIIS'MORTGAGEismadethis 2Tth dayof APRIL, 2aa6 , betweerrtheMortgagor. STRVE: LEE: EARKER, ANII MARY JQ EARKER, HUSBANIJ ANn WIFE: i r l (berein "Borrower"), and tbe Mortgagee, Mortgage Electronic Registration Sysrems-, fn:c. ("MERS"), (solely as nominee for Lender;, as hereinafter defined.- and Lender's 5UccesSo~ and assigns). MERS is organized and existing: under the Ia\W of DeI aware,. and has an address andteIephonenumberofP.O. Box:2026,FIint;.MI48501-2026, teL (888) 679-MERS. C'ountrywi.de- Bank, N .A. A N1IT:L-. ASSN. , (''Lender'') is organized and existing: under the laws of THE: UN LLt;¡l STATErS , and has arraddress of Ugg North Fairfax: St. Ste-.500, ALe-xandria, VA ZZ31Æ WHEREAS, Borroweris indebted to Lender in the principal sum of ITS. $ 53, 000 . 00 , which indebtedness ilt evidenced by Borrower's note dated APRIL 2T, 2006 and extensions and renewals thereof (herein "Note"), providing: for monthly installments of principal and interest;. with the balance of indebtedness, if not sooner pai<Ir due and payable on JUNE: O~, 2.021 TO ,SECORE to Lender the repayment of the indebtedness evidenced by the Not~ with interest thereon; the payment of all other sums-, witlr interest thereon., advanced in accordance herewith to protect the security of this Mortgage; and the peñonnance of the covenants and agreements of Borrower herein contained, Borrower does hereby mortgage., grant and convey to MERs: WYOMING -SECOND MORTGAGE-t/aa - FNMAlFffLMC UNIFORM INSTRUMENTWITff MERS .-76N(WYJ (0308) CHL(OBlO5}(d) (!) ~tofEi' VMFMartgageS'otullons; 1= (SODJ5Zt-72!lt Rmrr385t AII"=lId~ ZLIlt I~~IIII "'Z:i9'9'1*' I ~IIIIIIIIIIIIIIII *'1:i6crZ~~~:icrŒaŒcrtŒTffNr ~/ '''',' )1 . ,;¡[¡!¡*~~J1¡¡¡!~¡;:¡·:.i·:·:.:~,;!:'..·' ,,,··...·1..1,···,...,,··,,,,,,, ;j~:li1~'~, . ,·'1- ,..... ,. 0917992 COD577 TIOC ID~: ODO~3602943304D06 (solely JiS Tlnmlnf'.P. for Lender .and Lender's successors JIIld .assigns) lUld 10 the successors 1U1d.assigns of MERS, with :power of Bale, the following 1Iescribed property. located ID the CountY of LINCOLN , State of Wyoming: :LOT 6 OF .MOOSE MANOR .5lIBDIVIB:ION, :LINCOLN COUNTY, WYOMING 1U; DESCRTI3ED ON :mE DFFIC:IAL :PLAT FILED ON OCTOBER ~7, J.993 .AS :INSTRTIMENT NO. B:1D040 OF :mE RECORDS DF:mE LINCOLN COUNTY CLERIC w1ùch l1as the ,address of B3:1~ 0 2~ 0 .MOO.5E MANOR :LN, AFTON lStreet, City] lZip Code] (hercin "Pmperty Address"); , Wyoming TOliliT±iliR with 1illthe mprDvements -IlOW or h~rt".::Ift~r~red on the :property,lUld 1ill :ea~T11ffl1t~. IÎE'hts, ~nrtffllJm~S lUldIeIlts,1ill of which Bha11 be rlf'.P.m~d 10 be JIIld:œnuûn Jl:part of the property covered by 1his Mortgage; .and 1ill of the f~oing, 10,gether with said property (or the leß~~hnlr1 estate if this Mortgage is on Jl1easehold).are h~relnafrer Icierred to JlS the ''Property.'' :Borrowenmderstands 1U1d ~s thatMERS -holds only 1ega1title 10 the interests ,granted by :Borrower in this Mortgage; but, if :necessary to comply with law or custom, MERS, (as nnmln~ for Lender lUld Lender's successors JIIld JlSsigns), l1as the Ii,ght: to :eurcise lUly or 1ill of :those interests, lndnrllng, but:not 1llnited to, theD,ght to foreclose JIIld Bcllthe "Property; JIIld to take JmY .JlC1ionIeqUired ofLenderinclnd.ing, but not limited to, Telt".::Icing or rjn~l1ngthisMortgage. . -Borrower roverumts that:Borrower is lawfully seised of the :estate hereby ronv:eyed lUld l1as the.:ri,ght 10 mortgage, NJlIl11U1d ~onvey the Property, JIIld that the "Property is 1ll1eIlCnmbered, ~ept for :encnmhrnnces of ,record. :Borrower ~ovenants that :Borrower w.arrants 1U1d will1lefund ,gencra11y the title to the 'PJ:operty 1lgaÎnSt 1ill claims 1U1d rI~m:mrl~, BUbject to :encnmhrß'Twes of ,record. TINIFORM COVENANTS.:Borrower JIIldLender ,C{)venantJlIld~JiSfollows: L ,}JJ1yment. of ,}Jrinripal JU1d Interest. :Borrower Bha11 promptly:pay when liue the JIIÌIlCÎpal1U1d i:nterest .indebterlness :evidenced bytheNoreJlIldJare charges JlS]U"ovidedin the Nore. .2. Funddor T.axes JU1d Insnranre. Subject to J1pplicJlb1elaw or J1 written waiver by Lender, :BOJI'ower Bhall :pay to Lender on the Day IDOnthly payments of principal.and interest .are :payB.b1e 1U1der the Nore, until the Note is :paid ID fnll, .a sum (herein "Funds") :eqna110 one-1w.clfth of the yearly :taxes .and .assessments (lndmiing rondomlnlnm .and plßT)nt"rI llIIÏt Devclopment JiSsessments, if JUly) w1ùch IDaY 1Ittain priority over this Mortgage JIIld ground Ients on the "Property, if lUly, JÙUS one-tw:elfthof :yem1y:premium lmrrßl1mfflltdor llazardinsurance, plus one-twclfth of yearly premium in~tßl1mfflltdormortgage lm:nrßnce.if lUly, 1ill JlS Ieasonably ~stimated:initia11y .and from rime to.:time by Lender on the basis . of JiS8essments .and bills .and Ieasonable ~st:imares :tlæreof. :Borrower Bhall :not be ohli,gßtt"rlto:malœ such payments of:Funds to Lender 10 the atent that :Borrower:malœs such JUiy¡nen1s to the holder of .a prior mortgage or 1leed of 1rUStif such -holder is .anmstitutional1ender. ]f:BorrowerJUiYs:Funds to Lender, the:Funds shall bel1cldIDlUl in~itn1Ïon the Deposits or .accounts ofwhichse m811Tf'rI or £11ßrnntf'.P.n by .a federal or Btate .agency (indnrl1n,g Lender if Lender is such .an institution). lender shall .apply the:Funds 10 JUlY .said :taxes, .assessments, IDsurnnœ pr~minm~ .and ground IeIlts.lenderIDaY :not charge for so -holding .and J!j)plying the 'Flmds, .analyzing said .account or v:eri:fyjn,g .and rompilin,g said .asse~!m1~nt!) JIIld bills, ID1less Lender pays :BOJI'ower interest on the 'Funds.. .and ,.applicable law pemllts Lender to:malœ such .a .char,ge. :Borrower ,and Lender may ~ ID writing .at :the rime of:execution of 1bis Mortgage that:interest on ~Fun,ds shall be:paid to :Borrower,,and unless such 1\fl~ffllt is IDade or .applicable law xegWres such :interest to be :paid,.:Lentiàßball :not be required to pay :Borrower JUly interest ór ~l!m;n2S on the:Funds. Lender Bhall give 10 ':Borrower, without .charge, .an .annual.acconnting of the:Funds MOwing credits .and Debits 10 the"Funds .and the P1U]Jose for w1ùch :eJlCh Debit to :the:Funds was IDade. Tl1e:Funds.are pJed,ged JlS .additional Becurity £orthe BUIDS ~~~nr~rI by this Mortgage. G..,7JiN(Wy) jD3OB) CHL (DB1D5) ~ FDnn3B51 T'.à¡¡e.2 DfB 711r .:r..:~:t::::;:~:l;;~ íl'I·~'·"~flil"'.'fJ, '.'_, ='J'f:~'If' ~ ;¡" :¡:~;¡~ ':';~;::::i::~::{~::;' .:¡¡¡¡:¡:::i¡~¡:j¡¡:¡:.:: ..:;.;-:,:.;.:.:.:,:.:.;;.; ,..,'.....'...'...'..... .:::::~:;:;::::::::;:::::. ..,..,........ ..::;~:;::::::::::;:::\ 0917992 r·t"\r-'t""Is t U. b, DOC ID 4: OOO~36D29~530~006 1f the 1lD1Ount of theEunds.held by lender, 10gether with the future .monthly .:installments of:Funds payable -prior 10 the Due .dates of taxes, assessrnrots, .insurnnce premiums and ground Ients, shall :exceed the lUIlOunt Iequired 10 pay said taxes, m>sessments, immr:mœ J1T~minmfO: ,and,ground rents as they fall due, such :excess shall be, ,at ~orroW:er'S option,:either promptly IepaÌd 10 ~ouow:er or credited to ~orrow:er on monthly inBta11ments ofRmds.1f the lUIlOunt of the Funds l1eld by Lender sha1l not be sufficient 10 pay taxes, assessments, :insurance pr~minmfO: and poundIents as they fall1lue, ~orrow:er sha1l pay to Lender 1Uly 1lD1Ountnecessary 10.make up the d~fi~i~~y in one or more payments ASLend:ermay Iequire. Dpon payment:in full of .all BUDlS secured by this Mortgage, Lender sha1l promptly refund 10 ~orrow:er 1Uly Funds.held by lender. 1f under paragraph 17 hereof the PIOperty is sold or the Property is otherwise ,acguiredby Lender, Lender sha1l,apply, no later than .immediately -prior 10 the sale of the PIOperty or jts acquisition by lender, ,any Funds l1eld by Lender 111 the time of ,application as Ji credit,against the BUDlS ßecured by this Mortgage. 3. Application ofP,ayments. TInless ,ap'pli~l1hl~ Jaw provides otherwise, .all payments :received by Lender llllder the Note.and paragraphs 1 ,and2 hereof shall be Jipplied by Lender first:in payment of JlIDOunts payable 10 Lender by ~orrow:er muler paragraph 2 hereof, then 10 :interest payable· on the Note, and then to the principal of the Note. 4. Prior Mortgages JU1d Deeds of Trust; Charges; Liens. ~ouow:er sha1l perfonn.all of~ouow:er's obligations muler 1Uly mortgage, deed of 1IUStor other security .agreement with Ji lien which has -priority ov:er this Mortgage, IDcluding ~orrowds ~ovenants to make payments when due. ~orrower shall payor .cause to be paid.all taxes, ASseSsrnrots,and other cl1arges,:fines.and impoBitions llttribntable 10 theProperty which may Jlttain a priority ov:er this Mortgage, .and leasehold payments or poundIents, jf JiIlY· 3. Hazard Jnsnnmre. :Borrow:er shall keep the improvements now :existing or hr.T~:lft~T :erected on the Property :insnred ,against loss by fire, hazards included within the teml ":extended .coverage," .and such· other h:l7.:lTrlfO: AS Lender may Ieguire .andin BUCh 1lD1OuntS,and for such periods as lender may Iequire. The .:insurance .cæ:rier providing the .:insurance shall be -Chosen by ~ouow:er subject 10 a'pprovlli by lender; provided, that such approval sha1l :not be :unreasonably withheld. All .:insurBIlCe policies .and :renewals therrof.sha1l be in Ji fonn 1lCceptable to lender ,and Bhall :inclnde a !IT:lnd:lTrI.mortgage clanse.in favor of.and:in a fonn acceptable to Lender. Lender shall nave the:right to l10ld the policies .and renewllis thereof, BUbject 10 the :tenns of any mortgage, Deed of trust or other ßecnrity 1I,gr~~m~t with a lien which has priority ov:er this Mort:gage. ln the :ev~ ofloss,~orrow:er sha1l give prompt:notict to the.:insurance.cæ:rier and Lender. Lender.may.make proof oflossll not made promptly by.Borrow:er. 1f the Property is ,abandoned by ~orrow:er, or jf~orrow:er fails 10 Iespond 10 Lender wjthin 30 llays from the 1I.atenotice is .mailed by lender to ~ouow:er that the .:insurance .carrier offers 10 settle a claim for insurance h~~fitfO:, Lender js JUIthorized 10 ~cillect,and apply the.:insurance proceeds ,at lender's option:either 10Iestoration or repair of the Property or 10 the BUDlS ßecured by this Mortgage. 6. PrfServJÚÍon JU1d M1Ilntf"mmre of ,property; LeasehoJds; CondominmrnfO:j PJaTlnf"ð Unit Developments. J:iorrower $hall .keep the PIOperty in good IepaÏr and Bhal1 not .commit WASte or 'pennit illIpaÏm1ent or .deterioration of the PIoperty ,and $hall ~omply with the provisions of 1Uly lease jf this Mortgage is on a leasehold. 1f this Mortgage is on Ji 1IIlÍt in ,á .condnmiTlinm or,a ]ilimned 1IIlÍt Development, ~orrow:er shall perfonn .all of ~orrower's obligations mulerthe 1leclaration or rovenants ~:l1ing or gov:erning the rondnmiTlil1m or ]ilimned DIlÎt Devclopment,the by-laws ,and IegUlations of the .condnminil1m or]ilimned 1DÚ1 Development, and .constituent rlocnments. i.Protection ofT ,pndf"r'B Security. 1f:Borrower fails 10 perfonn the .cov:enants.and w~m~nts .cont:liTlf"Õ.in this Mortgage, or jf any ,action or pro~¡-,pcrlinz is comm~n~ed which m:ltf'T1:111y ,affects Lender's :intereBtin the Property, then Lender, ,at lender's option, nponnotice 10 ~orrowa', may.make BUch appearances, rlisburse such BUDlS, ;TldllrliT\g IeaSonable Jittomeys' :fees, 1U1d take BUCh action m> is :necessary to protect lender's :interest. 1flender Jegniredmortgage iTíSllT:tn~e AS a rondition of m:lkingthe loan secured by this Mortgage, ~orrow:er shall pay the premiumS xequired to m:lint:lTn :SIlCh.:insurance in :effect :until BUCh time AS the Iequirementfor BUCh.:insurance t~rrniTl:lt~sinaccordance wjth~orrow:er's,andLender's written W~P.TIt or applicable Jaw. Any 1lD1OuntS rlisbursed by Lender pursuant to this p:l~h 7, with :interest thereon, ,at the Note nite, shall become JUiditional indebtedness of ~ouow:er ßecured by this Mortgage. U11less .Borrower ,and:Lender .agree 10 other :tenns of :payment, BUCh 1lD1Ounts Bhal1 be payable upon notice from Lender to ~OITower IequeSting :payment therrof. Nothing .cnnt:liTl~rI in this ]>lIDigmph 7· sha1lIequire~:io in;çur any:expense or take any actionl1erennder. 8. lnspection. lender may inake or .canse 10 be made Iea80nable :entries npon and inspections of the "Property, provjded that lender Bhall give.Borrow:ernotice prior 101UlY such:inspectión specifying Iea80nable .cause·therefor:re1afed toI..ender's:interestin the Property. .-7i5N(WV) (D3DS) CHL (DBIn5) œ '1'""11"3.,,6 7r;-? T,oDn 31151 M 0917992 CD0579 DOC ID~: 000.13602945304006 9. Conrll'l11nlltion. The proceeds of 1IIly llwmd or clalln for Damages, 1iirect or consequential, in connection with 1lIlY cnrlct~rnm'ltion or other taking of the PIOperty, or JUII1 thereof, or for convey.ance in lieu of cnTlctl'<rnTlß/ion, me hereby ,assigned.and Bhall be ¢d to Lender, subject to the terms of 1lIlY mortgage, deed of trust or other security ,agreement with Ji lien which has ::Priority over this Mortgage. ]'O..Borrower Not Released; Forbp-Dranrp.By Lender Notll WJÛver. l=(YfI'<Tu:lon of 1he:time for])Jiyment or .modification of lImnrti'Zßti on of the sums secured by this Mortgage gnmted by Lender to 1lIlY successor in interest of:Borrower shall not operate to xclease, in JiIlY manner, the 1iJibility of the original:B orrower lUld :Borrower's successors in interest Lender shall not be.required 10 cnrnrn~TI~ proceedings ,agamst such successor or I:efuse to extend time for payment or otherwise modify mnortization of 1he -8Ums Becured by this Mortgage by reason of 1lIlY ct~rnßTlct made by the original :Borrower lUld :Borrower's successors in interest. Any forbearance by Lender in :exercising 1lIly:right or IeIJ1edy .hereunder, or otherwise .afforded by Ji]Jplicab1e law, shall not be Ji w1liver of orprec1ude the~Y~T~ig~ of 1lIlY sucluight orIeIJ1edy. :n. 'successors J1Dd A¡i¡sîgn¡¡ :Bound; Joint J1Dd 'several Liability; Co-signen:. The covenants .and llETP.P.ml'<Tltg .hercin contained shall bind, lUld the :rights bereunder shall inure to, the respective BUCceSSors .and.assÏp1s of Lender lUld :Borrower, subject to the provIDonsof paragraph 16.hereof. All covenants lUld ß1?"~~T11~Tlt!>: of :Borrower shall be joint lUld BeveraLAny :Borrower who co-sÏp1s this Mortgage, but does not ,execute the Note, (Ji) is co-signing this Mortgage only to mortgage,,grant.and convey that :Borrower's interest in the PIOperty to Lender under the terms of this Mortgage, (b) is not personally liable on theNote or DI1der this Mortgage, lUld (c) Jigfees:that Lender .and 1lIlY other :Borrower h~TeuTlct~r .may ,agree to :extend, modify, forbear, or :make 1lIlY other liCcommodations with J"egard to the terms of this Mortgage or the Note withont that ]Jorrower's consent .and without T~lf",JH':¡TI,g that:Borrower or modifying this Mortgage liS to that:Borrower'sinteœstin theJ7operty. . .12. Notice. Except for 1lIlY notice required DI1der applicable law to be ,given in JiIlother manner, (a) JiIlY notice to :BorrOW,ef provided for in this Mortgage Bhall be ,given by 1ielivering jt or by mßm~ .such notice by certified mail Jiddressed to :BorrOW,ef .at 1he Property Address or lit such other Jiddress .as :Borrower JJUß'. ct~!>:iN'ßtI'< by notice to Lender .as provided l1crein, .and. (b) 1lIlY .notice to Lender shall be ,given by .certified mail to Lender's .address stated l1erein or to .such other .address .as Lender may Jlesignate by notice 10 :BorrOW,ef .as prov.ided herein. Any notice provided for in this Mortgage shall be 1leemed to l1ave been ,given 10:Borrower orLender when ,given in themmmer Jle!>:¡N'ßt~d l1erein. .13. Governing Law; 'seveJ'Bbi1ity. The state.and local Jaws Jij)pl¡~ßhl~ to this Mortgage shall be 1helaws of the jurisdiction in which the Property is located. The foregoing !:P.TItP.TIœ shall not Jllnit the Ji]Jpli~lIhil¡ty offederallaw 10 this Mortgage.1n the event that .any provision or clause of this Mortgage or the Note conflicts with Jij)plicab1e law, .such conflict shall not 3ffect other provisions of this Mortgage or the Note which can be given :effect without the conf1icting provision, .and to this :end the provisions of this Mortgage.and the Note.are der.lI1Tf"rI to be severable. As used l1ercin, "costs," ''expenses''.and "littorneys' fees" include.all sums to the ~xtent not prohibited by llpJilicab1e law or llinited bercin. ],4. .Borrower's Copy. .Borrower shall be fnmi¡¡hf"rI a confonned copy of 1he Note .and of this Mortgage lit the :time of :execution or ll1'rer ,recordation hereof. 13. Rehabilitation Loan Agr_mpnf. ,:Borrower shall =fulfill Jill of :Borrowds obligations :under JUly home T~hllhilitßt¡on, improv.ement, :repair, or other loan ave~rnP.TIt which :Borrower enters :into with Lender. Lender, .at Lender's option,.may xeguire ]Jorrower to fieCutelUld 1ieliver to Lender, :in Ji fonn JiCCeptab1e to Lender, JUl JiS!:ignmP.TIt of 1lIlY:rights, claims or ct~fP.TI!:f".s which .:Borrower may l1ave .against parties who supply labor, mlltf'Tißls or BeIVices in ronnection with improvements .madelo:the J70perty . 16. TrJlDSfer oftbeProperty or Ji.BpnefiM~l1nterestin.BOITOwer.1f.all or 1lIlY part oftheJ7operty or.any .:interest in itis sold or trnm:f~~d (or jf Ji þ~n~ti~ißl mt:erest in :Borrower is Bold or trnT!!:f~ed.and :Borrower is not Ji:naturn1 person) without I.ender's prior written consent, Lender.may, lit its option, J"eqWre irnrnf"rIi ßtl'< payment in fuTI of Jill sumsBecured by this Mortgage. Rowever, this option shall not be:exercised by Lender if ~y~¡!:~ is prohibited by federal law .as of the date of this Mortgage. 1fLender ~Y~Td !:¡>,s this option, Lender shall give :Borrower notice of liCceleration. The notice shall provide Ji period of JIOt Jess :tlum 30 days from the date the notice is delivered or .mailed within which .Borrower .must pay all sums secured by this Mortgage.1f:Borrower fails to pay:these sums prior to the ~xp¡TlIrinn of this period, Lender may invoke JUly TeJßf".cti/':s p~itted by thisMortgagewithout::f:urthernotice or ct~rnllTlct on:Borrower. NON-TINlFORM COVENANTS. :Borrower 1U1d Lenderfurther covenant lUld"agree .as follows: ],7. Arf'Pl('rJlÜon; .BI'I11P{Ji~. ~t JiS provided in paragraph ],6 hereof, :upon .BolTower's breach of JUly covenant or ,agr_mpnf of.BolTower.in :tlÌis Mortgage, 'Înrlniling :the £Ovenants to pay when due JUly liDIIlS secured by this ,Mortgage, T ,pnr)pr prior to JlCCelerliÍÍon Bhall ~ve notice to :BolTower~ provided in parngraph .12l1er~ofBpecifying: (1) the breach; .~N(WY) (m!08) I:HL (D81D5) Æ> F.onn:m51 T''''II>4Df5 ~: ':.NI:. :~~: I:. ~¡~ E;:':t~i:'::':i~I",'.j ....II·I··.·,·~~;I ¥f 7ff 0917992 (00580 DOC ID.~ OOO~3602945304D06 (2) the ,action required to cure BUcl1 breach; (3).a lÙlte, not Jess than 10 lÙlyS from the lÙlte the noticeinnailed to Borrower, by wbich BUcl1 breach.must be· cured; JUId (4) that fuilure to cure BUcl1 breach on or before the lÙlte Bpecifiedin the notice mayresnltin .acœler.ation of the BWIlB Becured by this Mortgage. The notice Bhall fur1her informBOITOwerof the xight to reinstate.after .accelerationJUId the xight to bring Ji £Oud .action to .assert the nonexistence of.a ilefault or .any other defense of Borrower to .acœlerHtion JUId B8le.If the breach .is not cured on or before the .date Bpf"rifiPil in the notice, Lender, ,at T .en iIp.1"B option,:may :declare.all of the BWIlB Becured by this Mortgage to be jmmPililltply .due JUId pay,able withoutfur1her dp.mlm() JUIdmay invoke the power of BaJe JUId.any other rf"me(lies pennitted by ,apjÌliCaò1e Jaw. Lender BhaJl be i'ntitlp.(} to .collect.all reasonable .cOBts.and expenseB incurred in punming the remedies providedin this paragr,aph17, inrlllili'Og, but Dot limiff"d to, reasonable ,attorneYB' fees. If Lender invokes the power ofsa1e, Lender BhaJl give notice of intent to ioreclose to Borrower .and to the pen¡onin possession of the Property, if ilifferaú, in .accordance wllh .applirllble Jaw. T ..."ilp1' BhaIl mail.a .copy of Ji notice of the.sàle to Borrower in :the manner providedin p8rJlgI'Jiph 12l1ereof. T ,pnilp.rBhall pubJish the notice of BaJe.and the Property Bhall be :soJd in the mlmner prescribed by .applicable Jaw. Lender or Lender'B ilp.¡¡ignp.cmay purchase the :Property .at.any :Sale. The proceeds of the BaJe ßhall be.applied in the following orDer: (,a) to .all.reasonable .costs.and expenses of the,sale, inrlllrIi'Og, but notlimitpð to, .reasonable .attorneYB' fees.and .cOBts of 1itle evidence; (b) to Jill B1llIlS Becuredby :this Mortgage;.and (c) the excess,if.any, tothepen¡on or persons 1egally f"ntitlp.d thereto. 18. Borrower'j¡ Right to lWnstate. Notwithstanding Lender's JiCccleration of the sums secured by this Mortgage 1iue 10 :Borrower's breach, :Borrower shall have theIight to have æy proceedings begun by Lender 10 enforce this Mortgage iliscon1innt>.(1 1Ù æy :time prior to the ~ 10 occur of (i) the:fifth Day before sale of the 'Property pursuant 10 the power of sale rontained ID this Mortgage or (ii) :entry of Ji jndvn~ntenforcffig this Mortgage jf: (a) :Borrower pays Lender,all sums wbich would be !hen 1iue 1II1der this Mortgage ,and the Note had no JiCce1eration occurred; (b) :Borrower cures Jill breBChes of æy other .covroants or ßzre~mffl1t~ of :Borrower .contained ID this Mortgage; (c) :Borrower pays Jill :reasonable ,expenses IDcmred by Lender ID enforcing the rovmants ,and azr~~mffl1ts of :Borrower contained in this Mortgage, ,and in enforcing L-ender's T~m~dies ,as provided ID paragraph 17 hereof, indnèling, but not limited 10, :reasonable attorneys' fees; 1U1d (d) :Borrower takes such JiCtion,as Lender:may ~:easonably Ie.guire 10 assure that the lien of this Mortgage, Lender's interest ID the :Eroperty 1U1d :Borrower's obligation 10 :pay 1he sums secured by this Mortgage .shall .continue mrimpaired. 'Upon BUCh payment and .cure by :Borrower, this Mortgage 1U1d the obligations secured hereby shallIeIDain in full force and clfect as jf DO JiCcelerationbad occurred. 19. A¡¡i¡ignmp.nt of Bents; Appointmp.nt of Receiver; Lender ID Possession. As additional BeCurity l1erennder, :BorrOW,ef .hereby J1Ssigns to Lender the rents of the Property, ]JIovided that :Borrower shall, prior 10 JiCccleration 1II1der pßT!lz:nwh 17 l1ereof or llbandonment ofthe:Froperty,llave theIight to rollectand:retain.suchrents as they become 1iue1U1d payable. Dpon JiCce1eration 1II1der J1ar~h 17 hereof or abandonment of the Property, 1U1d 1Ù.any :tÍIne prior 10 the -expirntion ill.any period of J"~ci~mpti on following judicial Bale, Lender, in person. by agmt or by judicially llppointed receiv,ef, shall be -enthl t>.(1 10 :enter 1Ipon, take possession of 1U1d manage the :Froperty and 10 .collect the rents of the Property mr.1nciingthose past 1iue. Allrents .collected by L-ender or the recciver shall be applied fust to :payment of the costs of management of the Property and .collection of rents, m~hlèling, but Dot Jimited to, ~eccivds fees, premium:; on Iecciver's bonds and reasonable attorneys' fees, ,and then 10 1he sums secured by this Mortgage. Lender and the Ieceiver shall be liable 10 JiCCount only for those rents JlC1Willy.received. 20.:Re1eaBe. 'Upon payment of Jill BUIIlS secured by this Mortgage, Lender .shall :release this Mortgage without £har£e 10 :Borrower. :Borrower shall pay J1ll rosts of recordation. jf any. 21. Wmer ofRomestead. :Borrower hereby wæves all :right of l10mestead aemption in the 'Property . JŒQIJESTFORNOTICE OFJmFATILT :AND FORECLOSDRE TINDER.srœERIOR MORTGAGES ORDEEDS OFTRUST :Borrower 1U1d Lender Ieqnest the holder of .any IDorJ:.gage, 1ieed of trust or other :eIlCllmhrnn~~ with alien which bas priority over !his Mortgage to give Notice 10 Lender, J1t I.ender's address set forth on page one of this Mortgage, of æy default1II1der the BUperior .etlCllTTlhrnn~e 1U1d of ~%~Qf oíherforeclosure.action, .-7BN(WV) (D3D8) I:HL (D81D5) II> TDnn 3851 '?,age S:of 5 ~ ðf ,/ :D DC :II> =11': mWITNæSWBERE~.~m=hæ=¡:~.. .. . VB LEE :P 091799Z , '. roeS81 DDD~36D29433D4DD6 (Sea1) -]3arroWJ:r BTATE OFWYOMING, The foregoing ;m:tn1111l'11t W1lS JlCk:now1edged before me :this by St€'"V€ Lee J>BTlc€T ana Marry .Jb J>arr1œ1I" My Commh:,,::ionJhpires: 9...l5...,07 "- ....... "" ' , -.:..--~ .-7BN(WY) (D3DB) t::HL (Da1D5) œ> (Sea1) -]3arroWJ:r (Sea1) .æarroWJ:r (SW) .æmroWJ:r [Sign Original Only] LINCOLN County AS: 27t.h day D~ ApTil, 2006 AU~.' A.~ .ßy¿/).J.. ' Notary Pnblic GLORIA K. BYERS - NOTARY PUBLIC County Df ~ State of M lJnco/n ~ Wyoming y CommlsslonExpires Sepl15,2007 f'.age 5 Df5 T,Onn3B51 ~:!::~:'~~~I::;::: m',..>-::;z~...,t o. :l~~~~:'~., ·',*ll~t. \.