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HomeMy WebLinkAbout918383 ~~~!~::~::~*::¡H !:::1;~.:::~:::::::::2: 00106 **** Account No.: 3101789 Branch No.: 996 Loan Product: 70% CLTV Standalone RECEIVED 5/16/2006 at 12:47 PM RECEIVING # 918383 BOOK: 620 PAGE: 106 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER, WY MIN 1000697-82$0310178-3 MORTGAGE , ~~m9 THIS MORTGA'GE SECURES OBLIGATORY FUTURE AnV ANCES THIS MORTGAGE, as amended and extended (this "Mortgage'~ is signed to secure lldvances under II GMAC Homè Equity Line of Credit llgreement (the "Agreement'~; it is dated as of November 1,2005, and is made by Sheldon E. Kendall And Conolyn Kendall Husbank & Wife_ who reside(s) at 111 Hillside Way, Trulyne, Wyoming 83127, as mortgagor(s), in favor of GMAC Mortgage Corporation, II Pennsylvanù1 Corporation, 100 Witmer Road, Horsham, P A 19044-y963 (herein "GMAC") and the Mortgage Electronic Registration Systems, Inc., P.O. Box 2026, Flint, MI 48501-2026 ("MERS") acting solely llS nominee for GMAC and GMAC's ~uccessors and assigns under this ~ortgage, llS mortgagee. c --4- J.. k.cl *LtùStee.cx- ~uec..e5So(" +OJ 5\-ee~ o~ Shá:ÁCXI c;\.(.oOd.1.{ t\ ~oi l'"\~ \ 0.: . Throughout this Mortgage, "we", 'us" and "our" refer to mortgagor(s). "GMAC" refers to GMAC ~t~ l'2..,tQC¡te Mortgage Corporation or its assigns. The "Account" refers to the Home Equity Line of Credit account established by GMAC under the Agreement. "Borrowér" refers to each perSon who signs the Agreement as borrower. The Agreement IDld this Mortgage, taken together, Me called the "Credit Documents." "Signer" refers to IDlY person (other than GMAC) who has signed a Credit Document. DESCRIPTION OF SECURTIY i). . (--, , By signing this Mortgage, we mortgage to MERS llCting solely llS a nominee for GMAC, subject to the tenns of this Mortgage, (ll) the real estate located at 111 Hillside Way, Trulyne, County of Lincoln, State of Wyoming 83127, more fully described in Schedule A; (b) all buildings IDld other structures on the property; (c) all rights we may have in IDlY road; alley, easement or license regarding the property or in IDlY mineral, oil, gas or water which is part of the property; (d) all rents and royalties from the property; (e) all proceeds of IDlY insurance on the property IDld all refunds of premiums on such insurance; (f) all proceeds of IDlY taking (or 'threatened taking) of the property by any govemmental authority ("con4emnation'~; IDld (g) all fIxtures on the property llt any time (collectively, the "Property'~. .d ì .-~ The Property includes all rights IDld interests which we now have or which we may acquire in the future. For example, if the security mortgaged under this Mortgage is a leasehold estate and we subsequently acquire fee title to the Property, the rights IDldinterests granted to MERS acting solely as a nominee for GMAC by this Mortgage will include the fee title that we acquire. nus Mortgage is IDSO a Security Agreement under the Wyoming Unifonn Commercial Code and we hereby grant MERS llCting solely as a nominee for GMAC a security interest in the personal property described in (d) 1hrough (f) above. , I LA SECURED OBLIGATIONS TillS MORTGAGE SECURES OBLIGATORY FUTURE AnV ANCES. We have signed this Mortgage to secure payment to GMAC of up to $150,000.00, plus FINANCE CHARGES IDld IDlY other amounts due GMAC under the Agreement (the "Total Balance Outstanding'~ and to secure performance by Borrower under the Agreement and our performance of the covenants of this Mortgage (collectively, the "Secured Obligations'~. PRIORITY OF AnV ANCES The lien of this Mortgage willllttach on the date this Mortgage is recorded, with priority over subsequently recorded mortgages. The indebtedness evidenced by the Credit Documents is a revolving indebtedness. The Credit Documents prbvide that amounts may be advanced, repaid IDld readvIDlced from time to time in llccordance with the tenns IDld provisions of the Agreement. Accordingly, the aggregate advIDlces during the tenn of the Credit Documents may exceed the Credit Limit. However, the Total Balance Outstanding less FINANCE CHARGES IDld certain special charges llt any time (the "Earning Balance Outstanding'~ shall never exceed the Credit Limit, except for lldvances made to protect the lien of this Mortgage. We agree that the lien IDld security title of this Mortgage shall not be deemed released or extinguished by ope.ration of law or implied intent of the parties if the Total Balance Outstanding is zero llS of the date of this Mortgage or is from time to time reduced to zero by payments nµde to GMAC. GMAC-WY j ~. . . " r ¥ REPRESENTATIONS AND DUTIES 09:lSaS3 000107 We promise that, except for Permitted Liens: (a) we own the Property; (b) we have the right to mortgage the Property to GMAC; and (c) there are no outstanding claims or charges against the Property. The term "Permitted Lien" means (x) any mortgage, deed to secure debt or deed of trust ("security insfnlment'1 disclosed to GMAC by any Signer in applying for the Account, to the extent that the amount secured by such security instrument does not exceed the amount disclosed on such application; and (y) any liens, claims and restrictions of record that do not individually or collectively have ¡i material adverse impact upon GMAC's security, the value of the Property or the Property's current use. ¡ Each of us gives a general warranty of title to GMAC. This means that each of us will be fully responsible . for any losses which GMAC suffers because someone has rights in the Property other than Permitted Liens. We , promise that we will defend our ownership of the Property against any claims of such right. We will neither take nor permit any action to partition, subdivide or change the condition of title to all or any part of the Property. We will not amend any Permitted Lien without GMACs prior written consent. CERTAIN PROVISIONS OF THE AGREEMENT . We understand that GMAC may, under certain circumstances set forth in the Agreement, cancel its obligation to make future advances and/or require repayment at once of the Total Balance Outstanding. ¡ Under the Agreement, FINANCE CHARGES are based on the "prime rate" published in The Wall Street Journal or in certain circumstance~ the "prime rate" published in The New York Times or a similar index 'selected by GMAC. The rate of FINANCE CHARGES changes on a daily basis as the index or the amount outstanding under the Agreement increases or decreases. We understand that Borrower will not receive advance notice of such changes. PROMISES AND AGREEMENTS We agree with GMAC as follows: 1. TIMELY PAYMENT. Ej(cept as limited by paragraph 10 below, Borrower shall pay when due all sums owed GMAC under the Credit Documents. 2. APPLICATION OF PAYMENTS. All payments shall be applied by GMAC as set forth in the Agreement. 3. MORTGAGES AND DEEDS OF TRUST; CHARGES; LIENS. We shall make payments when due and perform all our obligations under any mortgage, deed of trust or other security agreement on the Property. We shall payor cause to be paid when due all loans, taxes, assessments, charges, fmes, impositions and rents of any kind relating to the Property ("Assessments '1. Receipts evidencing such payments shall be delivered to GMAC upon its request. Except for Permitted Liens, we shall not allow any encumbrance, charge ' or lien on the Property to become prior to this Mortgage. 4. HAZARD INSURANCE; CONDEMNATION. (a) We shall, at our cost, keep all improvements on the Property insured against loss caused by hazards included in the term "extended coverage" or by ?ther hazards GMAC may reasonably specify. Hazard insurance shall be in an amount equal to the lesser of (i) the full replacement cost of the building that is part of the Property or (ii) the amount of this M0l1gage plus the total amount of all Permitted Liens; but never less than the amount necessary to satisfy any coinsurance requirement contained in the insurilnce policy. We may choose the insurance~company, subject to approval by GMAC which may not be unreasonably ,withheld. All insurance policies and renewals must be in form acceptable to GMAC and must include a 'standard mortgagee clause in favor of GMAC. GMAC shall have the right to hold the policies and renewals, subject to the tenus of any Pennitted Liens. If we pay the premiums directly, we shall provide GMAC with aU renewal notices and, if requested by GMAC, all receipts for premiums. If policies and renewals are held by any other person, we shall supply copies ofthem to GMAC within ten calendar days after they are issued. In the event ofloss, we shall give prompt notice to the insurance company and GMAC. GMAC may file a proof ofloss if we fail to do so promptly. (b) The proceeds of ~my condemnation of the Property shall be paid to GMAC, subject to any Permitted Liens. We shall give GMAC notice of any threatened condemnation and sign all documents required to carry out this paragraph 4. No condemnation settlement may be made without GMAC's prior written approval which shall not be unreasonably withheld. - 2 - ::¡:::::!:::::::;:~::~ t: ':.:.:.~ :.:~~~;~: 1~m~mIT@ \ .. ,. \ . .' 0 ~ , \ 0'" . ' ~.. ~ 0- 091.8383 000108 (c) Subject to the tenus of any Penrutted Lien, GMAC may elect that the proceeds of any insurance or condemnation (after payment of all reasonable costs, expenses and attorneys' fees paid or incurred by GMAC and us) shall be applied to pay the Secured Obligations, to repair or reconstruct the Property, and/or pay us for our loss. In the event that such proceeds are not used entirely for repair and reconstruction, we shall provide GMAC with a new appraisal or valuation ofthe Property, conducted by a person or entity and in a form reasonably acceptable to GMAC, unless GMAC waives this requirement in writing. The receipt of proceeds shall not cure or waive any default or notice of default under this Mortgage or invalidate any act done pursuant to such notice. If the Property is abandoned by us, or if we fail to respond to GMAC in writing within 30 calendar days from the date notice of a proposed insurance or condemnation settlement is given to us, GMAC may settle the claim, collect the procee~s and apply them as set forth above. I If the Property is acquired by GMAC, all of our right, title and interest in and to any insurance or condemnation proceeds shall become the property of GMAC to the extent of the sums secured by this Mortgage. 5. MAINTENANCE OF THE PROPERTY; LEASEHOLDS; CONDOMINIUMS; PLANNED UNIT DEVELOPMENTS. We shall: use, improve and maintain the Property in compliance with law; keep the Property in good repair and pay when due all repair costs; prevent waste, impairment and/or deterioration of the Property; and comply with the provisions of any lease of the Property. If the Property is part of a condominium project or,a planned unit development, we shall promptly perform all of our obligations under the governing documents of the project or development. 6. PROTECTION OF GMAC SECURITY. We shall appear in and defend any action or proceeding which may affect the security of GMAC under this Mortgage or result in a violation of paragraph 3 above. If such an action is filed, we violate this Mortgage or Borrowers violate the Agreement, then GMAC may disburse funds and do whatever it believes necessary to protect the security of this Mortgage. In doing so, GMAC shall give us notice but it need not make demand or release us ftom any obligation. Any amounts paid by GMAC under this paragraph 6, with FINANCE CHARGES at the variable rate in effect under the Agreement, shall be paid by us upon demand. Until paid by us, such amounts are secured by this Mortgage. GMAC is not required to incur any expense or take any action under this Mortgage and no action taken shall release us ITom any duty. 7. INSPECTION. Representatives of GMAC may inspect the Property ftom time to time. Except in an emergency, GMACmust fIrst give notice specifying reasonable cause for the inspection. 8. FINANCE CHARGES AFfER END OF ACCOUNT AND/OR JUDGMENT. To the extent penrutted by law, we agree that FINANCE CHARGES after the end of the Account and/or after a judgment is entered shall continue to accrue at the rates and in the manner specifIed in the Agreement. 9. OUR CONTINUING DUTIES AND GMAC'S RIGHTS; WAIVERS. No waiver of any GMAC right under the Credit Documents shall release or limit our liability, Borrower's liability, or that of our successors or Borrower's successors, nor shall any waiyer affect the lien or priority of this Mortgage. GMAC shall not be required to start proceedings against any successor or modify payment terms by reason of any demand made by us or any successor. No GMAC act or failure to act shall waive any right under this Mortgage. All waivers must be in writing and signed by GMAC; they shall apply only to the extent and with respect to the event specifIed in the writing. Obtaining insurance, or paying taxes, other liens or ch~rges shall not be a waiver of GMAC's right to demand payment at once of the sums secured by this Mortgage in the event of a default under the Credit Documents. 10. SUCCESSORS AND ASSIGNS; JOINT AND SEVERAL LIABILITY; CO-SIGNERS. This Mortgage shall bind us and our respective successors and penrutted assigns for the benefIt of GMAC and its successors and assigns. All agreements made by us or any successor are joint and several and may be enforced against each of us or any successor. Any Signer who does not execute the Agreement (a) is co-signing only to encumber that person's interest in the Property and to release all homestead and/or dower rights, (b) is not personally liable under the Credit Documents, and (c) agrees that GMAC and any Signer may modify either Credit Document, without consent and without modifying the interests of the rest of us under this Mortgage. -3- 84C O~ / ~i'· .;:;¡ ~ \. I) n ", ..' .,l. '. ~ \...¡ '..~ 031.8383 000109 11. NOTICES. All notices shall be in writing. Except where applicable law requires othetwise: (a) GMAC notices shall be hand delivered or mailed by fIrst class, registered or certifIed mail to the address of the Property or to such other address specifIed by the addressee in a written notice given to GMAC. Any GMAC notice shall be considered given on the day it is deposited in the U.S. mail or is hand-delivered. (b) Our notices shall be mailed to GMAC by fIrst class, registered or certifIed mail to the address for such notices specifIed on our most recent monthly statement' under the Agreement or to such other address specifIed by GMAC in a written notice given to us. Any such notice shall be considered given on the day it is received by GMAC. 12. GOVERNING LAW. This Mortgage will. be governed by federal and. Wyoming law. If any provision is invalid, illegal, or unenforceable, this Mortgage shall be interpreted as if such provision had never been included. 13. COPIES. We shall receive copies of the Credit Documents at the time they are signed or after this Mortgage is recorded. 14. EXERCISING REMEDIES. GMAC may exercise all of the rights and remedies provided by the Credit Documents or law, and any of these rights and remedies may be exercised individually or jointly, once or a numbe~ of times. The parties to this document are subject to the provision for Arbitration as set forth in the Agreement which is incorporated by reference as if set forth at length herein. 15. EVENTS OF DEFAULT. (a) The events set forth in paragraph 15(b) are Events of Default if and when GMAC gives any Signer notice of default. We agree to notify GMAC promptly upon the happening of any event that would be an Event of Default under either Credit Document upon the giving of notice by GMAC. (b) After giving notice of default, GMAC may end the Account and/or demand repayment at once of the Total Balance Outstanding in any of the following events: Account; (i) There has been fraud or material misrepresentation by any Signer in connection with the (ii) Borrowers have failed to meet the repayment terms of the Agreement for any amount outstanding; or (iii) Any action or inaction by any Signer has adversely affected the Property or any right of GMAC in the Property; to the extent pemùtted by law~ this will include, but not be limited to, any Signer (or any legal representative or successor of any Signer) agreeing to sell, transfer or assign or selling, transferring or assigning any interest in the Property, without the prior written consent ofGMAC. (c) Notwithstanding any language in this Mortgagè to the contrary, GMAC will not give notice of default unless pemùtted by applicable law and GMAC will give us any grace period, right to cure and/or reinstatement right required by applicable law. This paragraph 15 is intended to give GMAC all rights pemùtted by applicable law. 16. REMEDIES. IF BORROWERS DO NOT REPAY AT ONCE THE TOTAL BALANCE OUTSTANDING WHEN DUE, GMAC MAY EXERCISE ANY REMEDY AVAILABLE TO IT UNDER APPLICABLE LAW, INCLUDING FORECLOSURE. 17. FORECLOSURE BY ADVERTISEMENT. We hereby grant GMAC upon an Event of Default power to sell or cause the sale of the Property by advertisement and sale at public auction or vendue and to convey the Property to the purchaser in the manner provided by law. 18. APPOINTMENT OF RECEIVER. Upon an Event of a Default or our failure to pay taxes assessed against the Property and/or insurance premiums on the Property (which we agree shal1 constitute waste), GMAC shall be entitled to the appointment ofa receiver ifpemùtted by law. 19, SATISFACTION OF MORTGAGE. Upon payment and discharge of all sums secured by this Mortgage and tennination of the Account, this Mortgage shall be void and GMAC shall satisfy this Mortgage, me a discharge or release and pay any recording costs. 20. REQUEST FOR NOTICES. GMAC requests that copies of notices of default, sale and foreclosure from the holder of any lien which has priority over this Mortgage be sent to GMAC at 100 Witmer Road, Horsham, PA 19044. -4- i::::::i:::~:::::::;:~:: ~~æ:ill~~~:~:~:~:t ~~~;!~ fo:f~~~~~ ::::;~~~~~;:~::;:: 09tsa83 ~1'~~~1t~r~~~~Jrm . GOOI10 ~ ," \ ~ , 21. EXHIBITS, SCHEDULES AND RIDERS, ETC. The tenns of any Exhibit, Schedule or Rider attached to this Mortgage or executed and recorded with this Mortgage shall be treated as if fully set forth in this Mortgage. All of the tenns of the Agreement are made part of this Mortgage. 22. TIME OF ESSENCE. Time is of~e essence in this Mortgage. 23. ACTUAL KNOWLEDGE. For purposes of the Credit Documents, GMAC shall not be deemed to have actual knowledge of any fact until it actually receives notice as set forth in paragraph 11 or until it receives written notice thereof from a source GMAC reasonably believes to be reliable. The date of receipt shall be determined by reference to the "Received" date stamped on such written notice by GMAC or its agent. 24. RELEASE. To the extent permitted by law, for ourselves and our successors and assigns, we hereby release and waive aU rights under and by virtue of the homestead exemption laws of the State of Wyoming. 25. EXPENSES OF LITIGATION. In any proceeding to enforce any remedy ofGMAC under the Credit Documents there shall be allowed and included, to the extent permitted by law, as additional indebtedness in the judgment or decree, any court costs and reasonable expenses which may be paid or incurred by GMAC for attorneys; appraisers; documentary and expert evidence; stenographers; publication; surveys; abstracts of title; title searches; title insurance policies; Torrens certificates; and sinúlar items which GMAC reasonably considers necessary in such proceeding or to evidence to bidders at any sale the true condition of the title to or value of the Property. Such expenses may be estimated to the extent they will be incurred after entry of the decree. In any foreclosure by advertisement, all expenses permitted by statute that GMAC incurs in protecting the Property, maintaining the lien of this Mortgage and foreclosing this Mortgage shall be included in the redemption price and in the calculation of any deficiency. 26. CAPTIONS; GENDER; ETC. The headings in this Mortgage are not to be used to interpret or derme its provisions. In this Mortgage, the masculine gender includes the feminine and/or neuter, singular numbers include the plurals, and plurals include the singular. 27. MERS. Borrower understands and agrees that MERS holds only legal title to the interests granted by Borrower in this Mortgage, but, if necessary to comply with local law or custom MERS (as nominee for GMAC and GMAC's successors and assigns) has the right: to exercise any or all of these interests, including', but not limited to, the right to foreclose and sell the property; and to take any action required of Lender including but not limited to, releasing and canceling this Mortgage. (This space left blank intentionally) J~O¿ / "."/ . .; ., . ; ~'" \ tÎ '. , : .1., 09:18383 00011.1 By signing this Mortgage, we agree to all of the above. WITNESSES: Sheldon E. Kendall-r (V S .e- Z!ZAGOR . ~ âcd2¿ Cono~~G MORTGAGOR By: By: By: MORTGAGOR By: MORTGAGOR By: MORTGAGOR By: MORTGAGOR By: MORTGAGOR Jill H, LARSON - NOTARY PUBLIC STATE OF WYOMING STATE OF WYOMING COUNTY ~ ss. On the L day of ~. , c52 DOS- , before me personally came Sheldon E. Kendall And Conolvn Sheldon, Husband And Wife to me known to be the individual(s) described in and who executed the foregoing instrument, and acknowledged that he/she/they executed the same. d:d B. d~ t1' - - Nota»' PubHe :}ëtQ., l1 !A($cl1 Gt~ My Comm. Expires: . 6 - t:fl- CJ - g¿ t:Jð :::> County, Wyoming COUNTY OF UNCOLN MY COMMISSION P;!~~S J~N~ !O~ ~J...,., ~::¡~::;:ii:~:::,::::~ eMf:':':~:':ili~~ 000112 091S:J83 Account No. 310 1789 PLANNED UNIT DEVELOPMENT RIDER TillS PLANNED UNIT DEVELOPMENT RIDER is made as of November 1,2005; it is part of and amends and supplements the Mortgage, Deed of Trust or Deed to Secure Debt (tJ¡e . "Security Instrument'') of even date herewith trom the undersigned to GMAC Mortgage Corporation ("GMAC''). All terms defined in the Security Instrument shall have the same meanirg when used in this Rider. The Property is a parcel of land and a dwelling, which, together with similar parcels and dwellings and certain common areas and facilities. or "common elements", all as described in The Declaration of Star Valley Ranch the ("Declaration"), forms a planned unit development mown as Star Valley Ranch (the "PUD''). ADDITIONAL AGREEMENTS. In addition to the agreements in the Security Instrument, we agree with GMAC as follows: 1. PUD OBLIGATIONS. We shall perform all of our obligations under applicable law and I the: (i) Declaration; (ii) articles of incorporation, trust instrument or any equivalent document required to establish the Homeowners Association or equivalent entity managing the common elements of the PUD (the "Owners Association ''); and (iii) bylaws, if any, or other rules or regulations of the Owners Association. Without limiting the generality of the foregoing, we shall pay when due all assessments imposed by the Owners Association. 2. HAZARD INSURANCE. Any hazard insurance proceeds payable to us in lieu of restoration or repair of the common elements of the PUD are hereby assigned to GMAC and shall be applied as set forth in the Security Instrument. 3. CONDEMNATION. Our entire interest in the proceeds of any condemnation of all or any part of the common elements of the PUD is hereby assigned to GMAC. Such proceeds shall be applied as set forth in the Security Instrument. 4. GMAC's PRIOR CONSENT. Absent GMAC's prior written consent, we shall not consent to: '...... .'...."'. ..... ~ ...d'~ /?.,.//' . , '. --·:'~.·'::I: ·.· ~I~ ~':ITI:::f . ,¡:'.~,: ~::"-"i :.'..i':~...l..l~~,,",."".:..!:':"""_-;~ ~,-~.:",':'.:.i=,-,_" ~·3.:1:'_~.W. i":':I'"~"",,,,·,,:;:!;;~ . """"'¡~Y·~~";;'l "":f!!..'.: ,·,·;:¿;::¡!\".!,,'-.....~".I· . '" ",. .'¡..!:t."¡.:.~....:._ '..:"1:1: .;:.~!,;.: .;. '. '-.I . "",:,~...':-:f_'¡.!a'r; (a) The abandonment or termination of the PUD; OQÒi13 091.8:.\83 (b) Any amendment to the documents described in 1 above, including but not limited to, any amendment which would change the percentage interests of the unit owners in the common elements of the PUD; (c) Any decision by the Owners Association to termirnte professional management and assume self-management of the PUD; or (d) The transfer, release, encumbrance, partition or subdivision of all or any part of the PUD's common elements, except for easements for utilities and the like. 5. REMEDIES. WE GRANT AN IRREVOCABLE POWER OF ATTORNEY TO GMAC TO VOTE IN ITS DISCRETION ON ANY MATTER THAT MAY COME BEFORE THE MEMBERS OF THE OWNERS ASSOCIATION. GMAC SHALL HAVE THE ,RIGHT TO EXERCISE TillS POWER OF ATTORNEY ONLY AFTER IT DECLARES A DEFAULT BY US UNDER THE SECuRITY INSTRUMENT OR TillS RIDER. HOWEVER, IT MAY DECLINE TO EXERCISE TillS POWER. :;;REOF. we have execute~ this~ ~au¿¿ Conolyn Kenda 1 . MORTGAGOR MORTGAGOR MORTGAGOR MORTGAGOR MORTGAGOR MORTGAGOR m~~mIm! , :i~îili!~ilim~¡¡m1;ì .' -"·I· ·o:" :.·I'!' ~ ~; ";,. ,... ;.::..1.', :';1:; I. ''-'.. ".,:',:;.' ~.;...,. . .',~:~;~:';i:,.. " ,'0.,.,_ ~'."'~;.!.!.',.,..¡"...!.'~'.' ,- ", - "".L'-hof,.-!;>J'~~~'.!¥¡- t!ll~::!:'tll' rWoil" ;';";ih",;"'f",..J '.."~." r ': . :,!' ::1' t" .~ ~.:.':I:I :1) :.:; ,-: -.~, . _~::;, ::;. ";1:' . .. . :¡:¡;¡;.!';;;'- ._ " ¡000114 OS18:J8J EXHIBIT A SITUATED IN THE COUNTY OF LINCOLN AND STATE OF WYOMING: STAR VALLEY RANCH PLAT 13 LOT 84 AS PLATTED AND RECORDED IN THE OFFICIAL RECORDS OF LINCOLN COUNTY, WYOMING. Permanent Parcel Number: 35183220202600 SHELDON E. KENDALL AND CONOLYN KENDALL, TRUSTEE (OR SUCCESSOR TRUSTEES) OF THE SHELDON AND CONOLYN KENDALL FAMILY TRUST, DATED THE 12 DAY OF JULY, 1996 111 HILLSIDE WAY, THAYNE WY 83127 First American Order No: 8561249 Identifier: FIRST AMERICAN LENDERS ADVANTAGE 111111111111111111111111111111111111111111111 When recorded mail to: FIRST AMERICAN TITLE INSURANCE 1228 EUCLID A VENUE, SUITE 400 CLEVELAND,OHI044115 ATTN: NATIONAL RECORDINGS 1120 --. ~ -.- - ..