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Home My WebLink About919628 COD345 RECEIVED £123L2DD6i1t421 PM RECEIVING# 919628 BOOK: 624 PAGE: 345 JEANNE WAGNER LINCOLN COUNTY ClERK, KEMMERER, WY ~ ----- -- -- -- '"\~~ 1, ~'\ 1 THISMORTGAGEismade1his 19 Criiig D. Jiickson, An Unmarried Man ] MORTGAGE I {}33offt ~ ~ 100037506900332264 rlay of May, 2006 , between the Mortgagor, (herein ".B0IT0wer"),1IIld :the Mortgagre, Mortgage EIectronic Registration Bystems, Jnc. CMERS"), (solely AS nominee for .under, AS .hereinafter .defined, 1IIld .under'.s .successors 1IIld .assigns). MERS is organized 1IIld existing under the lAws of De1aw.are, 1IIld.has .an Mdress 1IIld telephone :number of.P.O. .Box 2026, Flint, MI48501~026, tel. (888) 679-MERS. Ditech. com, lnc. existing under the laws of the state Df Deliiwar-e 3200 Piirk C-enter Dr. Suite 150, Costa Mesa, CA 92626 , (".under ") is organized 1IIld , 1IIld .has .an Mdress of WHEREAS.BOITower .isIDdebted to.under.:intheprincip.a1.sum of U.S. $ 40,000.00 . which IDdebtedness.is evic1P.Tœ.ð by .BOITower'.s.:note.dated 05/19/2006 1IIld extensions1lIld:renew.a1s thereof (herein "Note"), providing for .monthly ÍDst:ll1ment" of princip.a111Ild interest, with :the b.a1ance of IDdebtedness, jf.:not .sooner pIDd, due 1IIld pay.ahle on June 1, 2031 TO .sECURE to.under the repayment of the IDdebted.ness evidenr.ed by the Note, with interest thereon; the payment of .all o:tber.sums, with interest thereon, .adv.anced .:in .accordance .herewith to protect the .security of :this Mortgage; 1IIld the perfmmance of the .covenants 1IIld llgI'eements of BOITower .herein J::ontained, BOITower .does .hereby.mortgage, gr.ant 1IIld .convey 10 MERS (.solely liS Tlom1neP. for lender 1IIld .under'.s .successors 1IIld .assigns) 1IIld to :the .successors 1IIld .assigns of MERS, with :power of .sale, the following described property located.:in the County of 1 i nco 1 n .state of Wyoming: ìhe Assessor's Piirœl Number (Property Ti1x ID#) for the Real PrDperty is 1236192610005000. 1236192610005000 1~ ,," , / L, ,.¿ ~ \) which.hasthe.address of B9B Saddle Drive ftna ICity], Wyoming B311B IStreet] IZiP Code] (herein ".Property Address"); TOliliTfiliR with.all the improvements .:now or .hereafter erected on the property, 1IIld .all :easemen1:s,' Iights, lIppurtenances 1IIld Tents, .all of which .sh.a1l be c1eP.mP.d to be 1IIld:r-emain a ~ of the property J::overed by:this Mortgage; 1IIld .all of :the foregoing, together with .said property (or:the leasehold estate jf:this Mortgage.is on a leasehold) .are.hereinafter :referred to AS the ".Property." .BOITOwer understands 1IIld llgI'ees :that MERS.holds only legal1it1e to the interests granted by .BOITower .:in this Mortgage; but. jf Tle~""¡rry to .comply with lAw or .custom, MERS, (AS nominee for lender and .Lender'.s .successors 1IIld .assigns), l1as the right: to exercise.any or.all of :those interests, including, but .:not limited to, :the right to foreclose and .sel1:the .Property; 1IIld to taJœ.any action :required of.Lender indmlinz, but .:not limited to, releasing or J::Jmœling :this Mortgage. BOITOwer J::ovenants :that .BOITOwer is lawfully .seised of the -estate .hereby J::onveyed:.aruf.has the.right to .:mortgage, grant 1IIld .convey the .Property, 1IIld :that the Property is lmen~nmhered. except for en~nmhr.ances of :record. Borrower .covenants !bat Borrower w.arrants 1IIld will.deft:nd generally the title to the Property .agajnst.all claims and dem:lnc1", .subject to encllmhr.ances of :record. 1JNIFORM COVENANTS. BOITOwer and.under .covenant 1IIld llgI'ee AS follow.s: .1. Payment of .Principal JUUl1nterfSt. .BOITOwer .sh.a1l promptly pay when due the l'TÎnrip:ll11Ild interest IDdebtedness £Videnced by the Note and late cl1arges AS provided.:in the Note, 2. ~ for TJIXeS JUUllnstmlDce. .subject to lIpplicable law or a written waiver by .LIDd.er, .BOITower .sh.a1l pay to lmder on the rlay:monthly payments of principal1lIld interest Me pay2ble under the Note, until the Note .is paid .:in full. .a ,.sum WYOMING - EECOND MORTGAGE - 1 IBO - -FNMA/FHLMC UNIFORM INSTRUMENT WITH M.ERS _ -7BN(WYI (D3DB) @ P.age 1 :of-4 VMP MDTt¡¡age Solutions. Inc. (BOO)521-7.291 lnitieJs~ .3851 Amended 21n1 t~j:$1~1~iil >"¡'¡~¡'r.I:""""¡~l;· ~"ill' N;;;~)}~. "~I~. ';!':(~a:" n'~~l' Uf'?P ""'.,.1' J..;¡""",C) ;;;~'~}i.~!;1¡;¡~i\;{"~~h (', '":~/':\,;,~.rit¡.'j"'':i';.'~,' O 'U";;;"'1Þ"i~¡¡'i¡ :.) \ ',i~'o (herem "Funds") equal to. one-twe1fth o.f the yeæ-Iy taxes 4Dd ASsessments (.including condominium.4Dd p.hmned nnit develo.pment ASsessments, if my) which may.attain prio.rity aver this Mo.rtgage md gro.und rents on !he PIOperty, if my, plus' . one-twelfth o.f yeæ-Iy premium installments far .hazard .insurance, plus o.ne-'twelfth o.f yearly premium .inst;¡ llmp.nt~ far .mo.rtgage .insurmèe, jf my, .all AS reasonably estimated .initially 4Dd fro.m time to. time by Lender on !he basis o.f ASsessments 4Dd bills 4Dd reaso.nable estimates !hereo.f. Bo.rro.wer roaIJ. not be ,o.bligated to. .make such p1iyments o.f Funds to. .Lender to. !he extent that Bo.rro.wer .makes such p1iyments to. !he holder o.f 1l prio.r mo.rtgage or deed o.f trust if such ho.lder .is m institutional lender . li Bo.rro.wer pays Funds to. .Lender, the Funds roaIJ. be held ID m institution the depo.sits o.r .acco.unts o.f which me .insured or guaTmteed by 1i federal or state .agency (.including .Lender if Lender is such m institution). .Lender .shall 2JJply !he Funds to. ' pay said taxes, ASsessments, insurance prf!t11inm~ 4Dd gro.und rents. .Lender may no.t charge far .so. ho.lding 4Dd 2JJplying the Funds, .analyzing said .acco.unt o.r verifying 4Dd compiling said ASsessments 4Dd bills, unleSs.Lender p1iYs Bo.rro.wer IDteIest on the Funds md 1ipplicable .Ùiwpennits Lender to..make such 1i charge. Bo.rro.wer 4Dd Lender.may .agree ID v.rriting ill !he time o.f execution o.f this Mo.rtgage that IDteIest an the Funds roaIJ. be paid to. Bo.rro.wer, 4Dd unless .such .agreement .is .made o.r .applicable .Ùiw requires .such .interest to. be paid, Lender roaIJ. no.t be required to. pay Bo.rro.wer lIIlY .interest or ~s on !he "Funds..Lender roaIJ. give to. Borro.wer, witho.ut charge, m æmua1 .acco.unting o.f!he Funds sho.wing credits 4Dd debits to. !he Funds 4Dd !he purpo.se fo.r which each debit to. !he Funds was:made. The Funds me pledged AS 1idditional.security for the.sums .secured by this Mo.rtgage. lithe lUIlo.unt o.f!he Funds held by.Lender, to.gether with the future.monthly IDst;¡l1mp.nts o.fFunds payable prio.r to. the.due !lates o.f taxes, liSsessments, .insunmce pTfminm!: 4Dd gro.und rents, .shall exceed !he lUIlo.unt required to. P1iY .said taxes, .assessments, .insurance premiums 4Dd gro.und rents AS !hey fall .due, such excess roaIJ. be, .at Bo.rro.wer's o.ption, either promptly repaid to. Bo.rro.wer o.r credited to. .Bo.rro.weron .monthly .inst;¡l1mP.T1ts o.fFunds. 1£ the .amount o.f the Funds held by .Lender .shall :no.t be .sufficient to. p1iY taxes, liSSe~rn1p.nt!:, .insurance preminm!: 4Dd gro.und rents as they fall .due, Bo.rro.wer.shall P1iY to. Lender lUly lUIlo.unt necessary to..make up !he deficiency ID o.ne or .more p1iyments AS.Lender may require. Upon p1iyment ID:full o.f.all .sums .secured by this Mo.rtgage, .Lender roaIJ. promptly refund to. Bo.rro.wer my Funds held by Lender. Ifunder pm.agn¡.ph 17 hereo.f!he Pro.perty .is .saId or the Property.is o.therwise .acquired by Lender, .Lender roaIJ. 1ipply, :no. later trum immediately prio.r to. the sale o.f the Pro.perty o.r its ..acquisition by Lender, my Funds held by Lender ill the time o.f 2JJp1ication AS 1i credit.against the sums .secured by !his Mo.rtgage. , 3. Application of Payments. UD1ess .applicable.Ùiw provides o.therwise, .all payments received by Lender under the Nate lUld pm.agr1iphs 1 4Dd 2 hereo.f roaIJ. be 2JJplied by Lender first ID p1iyment o.f lUIlo.unts payable to. Lender by Bo.rro.wer under pæ:.agr1iph2 hereo.f, then to. .interestp1iyable on the Nate, 4Dd then to. the principal o.fthe Nate. 4.PrÏor Mortgages and Deeds of Trust; Charges; liens. Bo.rro.wer roaIJ. perfo.nD. .all o.f Borro.wer's o.bligations under lUly .mo.rtgage, deed o.f trust or ather security .agreement with 1i lien which has prio.rity aver this Mo.rtgage, IDcluding Bo.rro.wer' s Co.venants to..make p1iyments when.due. Bo.rro.wer roaIJ. P1iY or cause to. be paid .all taxes, .asse!:rn1p.nt~ 4Dd ather charges, :fines lUld impo.sitions .attributable to. the Pro.perty which may .attain 1i prio.rity aver this Mo.rtgage, md leaseho.ld payments o.r gro.und rents, if my. 5. Hazard Insurance. Bo.rro.wer roaIJ.1œep!he impro.vements no.w existing Dr hereafter 'erected on !he Pro.perty .insured .against 10.ss by fire,.hazards IDcluded within !he tenD. "extended coverage," 4Dd .such o.ther.hazards AS Lender.may require 4DdID .such .amo.unts 4Dd far such perio.ds as Lender.may require. The insurance carrier providing !he .insurance shall be chasen by .Bo.rro.wer.subject 10 2JJpIOV.a1 by .Lender; provided, that .such .appro.v.a1 roaIJ. :no.t be unreasonably withheld. All insurance policies 4Dd renewals thereo.f roaIJ. be ID .a form .acceptable to. Lender lUld roaIJ. ..include .a .st:anill!rd .mo.rtgage clause ID favo.r o.f 4Dd ID 1i fo.nD. .acceptable to. Lender. .Lender roaIJ. llave the right to. .ho.ld !he po.licies 4Dd renewals thereof, subject to. !he terms o.f lIIlY .mo.rtgage, deed o.f trust o.r ather security .agreement with .a lien which has priority aver this Mo.rtgage. .In the event of lass ,Borro.wer roaIJ. give prompt :no.tice to. the insurance carrier 4Dd.Lender. .Lender.may .make pIOo.f o.f loss if :no.t.made promptly by Borro.wer. 1£ !he Pro.perty .is .ab4Ddoned by Borro.wer, or jf .Borro.wer fails to. respond to. .Lender within 30 illlys from !he !late no.tice .is :mailed by .Lender to. Borro.wer that!he.insurance QlITÌer offers to. .settle 1i claim far .insunmce benefits,..Lender is .autho.rized to. £o1lect lUld .apply !he .insurance pIOceeds .at Lender'.s option either to. restoration o.r repair of !he Pro.perty or to. the .sums .secured by this Mo.rtgage. 6. .Preservation and Maintf'nanre of Property; Leaseholds; Condominium!:; Planned Unit Developments. Borro.wer .shall .keep !he Pro.perty ID go.o.d repair 4Dd roaIJ. no.t £ommit wASte o.r pennit .impainnent o.r deterio.ratio.n o.f!he Pro.perty 4Dd .shall comply with !he provisions o.f.any lease if this Mo.rtgage .is on 1i leaseho.ld. li this Mo.rtgage .is on 1i nnit ID.a condominillm or .a planned nnit devclopment, Borro.wer roaIJ. perfo.nD..all o.f Bo.rro.wer' s o.bligations under the deCÙlration or Co.venants creating or go.verning !he condominillm o.r plæmed unit develo.pment, !he by-.Ùiws 4Dd regulations o.f!he .condomininm o.r planned unit .develo.pment, lUld .constituent Do.cuments. 7. .Protection of Lender's Security. 1£ Bo.rro.wer fails to. perform !he Co.verumts 4Dd .agreements .contained ID this Mo.rtgage, o.r if lIIlY .action Dr proceeding .is commp.nœd which :materially Affects .Lender'.s .interest ID the Pro.perty, !hen.Lender, .at Lender's o.ption, upon no.tice to. Borro.wer, may make.such 2JJpearances, disburse .such .sums, indnning reasonable .attorneys' fees, lUld ta1œ.such .action AS .is nece.ssary to. protect .Lender's .interest. .If.Lender required .mortgage .insunmce AS 1i condition o.f ",;¡king !he 10.m.secured by this Mo.rtgage, Borro.wer roaIJ. pay !he premillm!: required to. m;¡mt;¡in .such .insunmce ID -effect until .such time liS the requirement for .such .insur.ance tP.TlT1imtp.!: ID .acco.rdance with Bo.rro.wer'.s 4Dd Lender'.s 'Written .agreement or .applir.flb1e l1iw. Any lUIlo.unts disbursed by Lender pursuant to. this pm.agn¡.ph 7, with .interest !hereon, ill !he Nate r.ate, .shall become .additional.:indebtedness o.f Borro.wer .secured by this Mo.rtgage. Unless Borro.wer 4Dd..Lender .agree to. o.!her tenDs o.f p1iyment, .such lUIlo.unts .shall be pay.able upon :no.tice from..Lender to. Borro.wer requesting p1iyment !hereof. No.thing contained.in this pm.agrllph 7 .shall require .Lender to. .incur my expense o.r ta1œ my .action hereunder. , 8. Inspection. .Lender .may .malœ or cause to. be.made reasonable entries upo.n 4Dd .inspections of the Pro.perty, pIOvided :that.Lender .shall give Borro.wer no.tice prior to. lIIlY .such .inspection specifying reasonable cause therefor related to. ..Lender's .interest ID the Pro.perty. 9. ComJpJßnation. The proceeds o.f my .aw.ard or claim fo.r dmnages, wect or consequential, ID connection with lIIlY .connf!t11n;¡tion Dr other 1aking o.f the Property, or pm thereo.f, Dr far .conveyanc~ ID lieu o.f condemnation, .are .hereby .assigned .lUld .shall be paid to. Lender, .subject to. !he tenDs of lIIlY .mortgage, deed of trust o.r ather .security .agreement with .a lien which has priority o.ver!his Mortgage. .10. .Bon-ower Not Beleased; Forbearance By Lender Not a Waiver.:Extension of the time far p1iyment or .mo.niiir.;¡tion o.f .amortization o.f the .sums secured by this Mortgage grmted by .Lender to. lIIlY successor ID .interest o.f Bo.rro.wer roaIJ. no.t oper.ate to. release, ID lUly .manner, the liability o.f!he original Bo.rro.wer 4Dd Bo.rro.wer's successors ID .interest. Lender .shall :no.t be required to. commP.T1r.e proceedings .against .such .successor or refuse to. extend time far p1iyment o.r o.therwise .mo.dify lUIlo.rtization o.f the.sums Becured by this Mo.rtgage by reason o.f lIIlY df!t11;¡nn:made by the OTIVn;¡l Bo.rro.wer lUld Bo.rro.wer'.s .successors ID .interest. Any forbeæ-ance by.Lender in exercising lIIlY right or remedy hereunder, or o.therwise .afforded by 2JJp1icable l1iw, roaIJ.:not be .a w.aiver o.f or preclude !he exercise o.f my .such right or remedy. G-7fiN(WYI (0308) (!> Page.2 Df-4 InitialS~ rDnn 3851 ~ ~?~;;~:r.;::t."··~1;'" !,' . .' '.~' ''''''''''. .......~.. ...::"' '-;:.;~f:;:;:;~:;!;:;::j~:-~"'-' -."-.-.-:-.--.,...., ".~,_':')'7:f / '""""7.."7f;):o/~:: '.' .,;;;~ -v :::J:i9~.}28 coo 34 7 n. Successors .and Assigns Bound; Joint .and Several Liability; Co-signers. The covenants .IDl(:lAgr~ts .herein contained.shall bind, .and the .rights .hereunder .shall .ffiure to, the respective successors .and liSSigns of Lender .and .Borrower, , 3ubject to the provisions of parAgraph 16 .hereof. All covenants .and Agreements of .Borrower .shall be joint ..and .several. Any :Borrower who co-5igns this Mortgage, but do~ not éxecute the Note, (a) is co-signing this Mortgage only to IDortgage, ~t ..and 1;onvey that :Borrower's .interest in the Property to Lender under the terms of this Mortgage, (b) is .not personally liable on the Note or 1111der this Mortgage, ..and (c) Agrees that Lender .and .any other .Borrower hereunder.may Agree to extend, IDOdify, forbear, or:make.any other .accommodations with regard to the terms of this Mortgage or the Note without that .Borrower's L:onsent .and without r~l~:¡~inz that .Borrower or IDOdifying this Mortgage.as to that .Borrower'.s .interest.in the Property. .12. Notice. .Except for .any .notice required under .applicable law to be given in .another:manner, (a).any .notice to .Borrower ]Jrovided for .in this Mortgage.shall be given by delivering it or by :mailing such .notice by certified .mailllddressed to .Borrower .at the Property Address or.at such other llddress .as .Borrower.may designate by notice to .Lender .as provided .herein, .and (b) .any .notice to Lender .shall be given by œrti:fied.mail to Lender's llddress .stated.herein or to such other llddress liS .Lender .may de~izn:¡t~ by .notice to :Borrower liS provided .herein. Any notice provided for .in this Mortgage .shall be rleemed to .have been p,ven to :Borrower or Lender when given in the:manner designated herein. 13. Governing Law; Severability. The .state ..and local laws .applicable to this Mortgage .shall be the laws of the jurisdiction .in which the Property is located. The foregoing .sentence .shall .not limit the .applicability of federal law to this Mortgage. 1n the event that.any provision or clause of this Mortgage or the Note mnflicts with .applicable law, such L:onflict .shall.not.affect other provisions of this Mortgage or the Note which can be given effect without the conflicting provision,.and to this end the provisions of this Mortgage .and the Note .are declared to be .severable. As used .herein, "£:Osts," "expenses" ..and ".attorneys' fees" .include.all sums to the extent not prohibited by .applicable law or limited .herein. 14. BOITower's Copy. .Borrower.shall be furnished .a £:Onfonned copy of the Note .and of this Mortgage.at the time of execution or .after recordation .hereof. 15. Rehabilitation Loan Agreement. .Borrower .shall fulfill.all of .Borrower's obligations under .any.home r~h:¡hilit:¡tion, .În:lprovement, repair, or other loan Agreement which.Borrower enters .into with Lender. .Lender, .atLender's option,.may require :Borrower to execute..and deliver to Lender, in .a fonn .acceptable to Lender, .an .assignment of any.rights, claims or defenses which .Borrower .may .have .agIDnst parties who .supply labor, m:¡t~ri:¡ 1~ or .services in connection with .improvements :made to the .Property . 16. 'Tr.ansfer of the Property or a BeneficlallnterfSt in BOITower. If .all or .any part of the :Property or .any .interest .in it is sold or transferred (or .if.a beneficial interest.in .Borrower is sold or transferred.and .Borrower is.not.a.natural person) without Lender's prior written mnsent, Lender .may, .at its option, require .immediate payment .in full of .all .sums .secured by this Mortgage. However, this option.shall .not be exercised by Lender .if exercise is prohibited by federal law .as of the rlate of this Mortgage. If Lender exercises this option, Lender .shall give :Borrower .notice of .acceleration. The .notice.shall provide .a period of .not less than 30 days from the date the notice is delivered or .mailed within which .Borrower .must pay .all .sums .secured by this Mortgage. If .Borrower fails to pay these sums prior to the expinuion of this period, Lender.may .invoke.any r-emedies pennitted by this Mortgage without further .notice or d~m:¡nd on .Borrower. NON-UNIFORM COVENANTS. .Borrower .and Lender further covenant.and Agree.as follows: 17. AcceIenrt:ion; Remedies. .Except.as provided in paragraph 16 .hereof, upon BOITower's breach of .any covenant or .Jl8Teement of BOITower in this Mortgage, including the covenants 10 pay when due .any sums .secured by this Mortgage, Lender prior 10 .acœler.ation .shall give notice 10 BOITower .as provided in paragraph.12 hereof specifying: (1) the breach; (2) the JlCtion required 10 cure such breach; (3) a date, not less than 10 days from the date the notice is mailed 10 JlOITower, by w.hich such breach must be cured; .and, (4) that failure 10 cure.such breach on or before the date specified in the .notice may rt~sult in JlcœIer.ation of ihe sums secured by this Mortgage. T.he notice.shall further inform BOITower of the right 10 reinstate After JlcœIer.ation .and the right 10 bring a court JlCtion 10 .assert the nonexistence of a detault or .any other defense of JloITower 10 JlcœIer.ation.and .sale. 1f the breach is no1 cured on or before the date specified in the notice, .Lender, .at Lender's option, may declare.all of th~ sums secured by this Mortgage 10 be innuediately due.and payable without:further (lpmand .and may invoke the power of .sale .and .any other remedies permitted by applicable law. Lender .shall be -entitled 10 collect.all reasonable rom .and expenses incun-ed in pursuing the remedies provided in this paragraph J.7, inclnding, but not Jimited 10, r£8SonabIe attorneys' fees. 1f Lender invokes the power of .sale, Lender .shall give .notice of intent 10 foreclose 10 BOITower .and 10 the person in possession of the Property, if different, in JlCCOrdance with .applicable law. Lender .shall mail a copy of.a notice of the.sale 10 BOITower in the 'I11annt'J" provided in paragraph .12 .hereof. Lender .shall publish the notice· of .sale .and the Property .shall be .sold in the 'I11annpr prescribed by applicable law. Lender or Lender's designee may purchase the Property a1.any .Bale. The proceeds of the .sale.shall be .applied in the following order: (a) 10 .all reasonable costs .and expenses of the .sale, including, but .not Jimited 10, reasonable attorneys' fees .and .costs of 1itle evidence; (b) 10 .all sums .secured by this Mortgage;.and (c) the 6CeSS, if .any, 10 the person or persons legally -entitled thereto. 18. BOITower's.Right 10 Reinstate. Notwithstanding Lender'.s.acceler.arion of the .sums .secured by this Mortgage due to :Borrower'.s breach, :Borrower .shall .have the .right to .have .any proceedings begun by Lender to -enforce this Mortgage discnnti1l1lP.C1 .at.any time prior to the earlier to occur of (i) the.:fifth day before.sale of the .Property pursuant to the power of .sale 1;nnt;¡in~ð .in this Mortgage or (ii) entry of .a judgment enforcing this Mortgage.if: (a) .Borrower pays Lender .all .sums which would be then due 1111der this Mortgage ..and the Note.had.no .acceler.arion occurred; (b) .Borrower œres .all breaches of .any other 1;Ovemmts or Agrffm1P.11t~' of .Borrower L:ontained .in this Mortgage; (c) :Borrower :pays .all reasonable expenses .incurred by Lender .in enforcing :the .covenants ..and Agreements of :Borrower 1;ontained in this Mortgage, Jmd .in enforcing Lender's rffl11~di~s liS ]Jrovided.in paragr.aph 17 .hereof, im~llldinE, but not limited to, reasonable llttomey.s' fees;.and (d) .Borrower takes .such .action liS Lender may Ieasonably Iequire to liSsure that the lien of this Mortgage, Lender's .interest .in the Property ..and :Borrower's oblig.arion to p.ay the BUDlS .secured by this Mortgage.shall .continue unimpaired. Upon.such payment .and œre by .Borrower, this Mortgage ..and the oh liE:¡tinn~ .secured .hereby .shall remain .in full force .and -effect liS .if .no .acceleration.had occurred. 19. A¡¡¡¡ignmpnt -of .Rents; Appointment of .Re.ceiver; Lender in Possession. As .additional .security .hereunder, :Borrower .hereby liSsigns to Lender the rents of the Property, provided that .Borrower .shall, prior to .acceleration 1111der parAgraph 17 .hereof or .ab.andomnent of the Property. .have the.right to .collect..and retain.such rents liS :they become due.and payable. e-76N(WY) (03081 @ .p.age 3 nf-4 '-4~",,"1 :'.':'I':~·:·:':·:·:·,-: 2~ ,.':.:.:.:.;.;.:.:.:.;,\ ;r~,r'4j9C' 'Joo.l :':':'h:'~:-:':':':'>' U,J!..-~...L ~p) u f"::, ·'!;};~~~:i;i~~¡!{:~:J COO5'4"8" . Upon .acce1er.ation 1U1der pMagrBph 17 .hereof or abandonment of the Property, .and lit my time prior 10 the ~rr.ation of my period of redemption following judicial sale, Lender, .in person, by .agent or by judicially .appointed receiver, .slWl be :entitled to -enter upon, take possession of.and .manage. the Property .and to L:ollect the rents of the Property .including those pæ;t due. All rents collected by lender or the receiver .slWl be .applied first to payment of the L:osts of .managt:ment of the Property lIIld roliection of rents, indlll'linz, bnt.not limited to, receiver'$ fees, premiums on receiver'$ bonds.and reasonable 1ittomeys' fees, .and then 10 the 1ì1lID.S .secured by this Mortgage. Lender lIIld the receiver .slWl be liable 10 .account only for those rents .actna1ly received. .20. .Release. Upon payment of .all1ì1lID.S $ecured by this Mortgage, lender.Bh.all release this Mortgage without .charge to :Borrower. Borrower .shall pay .all costs of recordation, if my . .21. WJÚver of Homestead. Borrower .hereby waives .all right of .h0me5tead exeIDptionm the Property. BEQIJESTFORNOTICE OFDEFATILT :AND FORECLOSURE lJNDER SUPERIOR MORTGAGES OR DEEDS OF TRUST .:Borrower lIIld Lender request the .holder of my .nlOrtgage, .deed of !rust or other -encnmbrllD.Ce with .a lien which .has :priority over this Mortgage to give Notice to Lender, .at Lender'$ .address $et forth on page one of this Mortgage, of my default 1U1der the .superior :encnmhT::mœ .and of my sale or other foreclosure .action. OF, .Borrower.has executed this Mortgage. (Seal) -:Borrower (Seal) ~orrower (Seal) -:Borrower (Seal) ~orrower (Seal) ~orrower (Seal) ~orrower (Seal) -:Borrower (Seal) -:Borrower /Sign Original Only] .sTATE OF WYOMING, County.ss: -re+on '1J\e foregoing ~t wæ; .acknowledged before me this ¡q if¡ 0/ ~ t9tJ IJ1 by [!.. YCll ~ I-J. J ¡(}(!)c.s0/1 0 SANDRA P.EAVJ.ER - HOTARY PUBUQ County Df ~ State Df 1incoJn ~ 10111Ù1Q My Commission Expires -2- - >ì My Cnmmi!:!:ionExprres: q -26 -2..D{) ~ ., :'j :.....-. _ -76N(WY) ¡roDS) @ f'Bge-4 Df-4 TDrm 3851 ¿/ 0919628 C00349 , \ ~ '.... EXHIBTI A SITDATED .:IN TIm COUNTY OF .LINCOLN .AND STATE OF WYOMING: LOT 50 .NORD.IC RANCHES IHVJ:SION .NO, -4, LINCOLN COUNTY, WYOMING, ACCORDING 'TO TIm PLA.'T RECORDED AUGUS'T 9, J.994, :IN TIm OFFICE OF COTINTY CLERK AS :INS'TRDMENT NO. 7B79D3, PLA.'T NO. 3J.J.-C, P-errnanent parc-el Number: 36.l9 26 J. 00 050 00 CRAIG JJ. JACKSON, A BINGLE MAN B98 SADDLE DRIVE, ETNA WY 83.lJ.B LoanR-e£-er-ence .Number 4042247/000690033226 FirBt American Ord-er No: 9330896 J:denti£i-er: FIRST AMERI CAN LENDERS ADVANTAGE IIIIIJIII JU~IIJ" II I III JACKSON g330896 FIRST ~MERI CAN LENDERS œ\lANT-AGE 110RTßAGE - 111/1111/1 11m ~IIIJIJIII/lJIllIa/JJlllllmllll ~.- :¡:::::::~:::::::::;::t 11:·:'Ii~I:.:I:':'~