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.RETIJRN TO:
Herir!i:an Ir.ust f-Eder:al I:r£rlit .lJniDn
2223 W4rr-en Avenue
.cheyenne. WY B20Dl
RECEIVED 13/14/2006 Bt 11 :D1 AM
RECEIVING c# 921231
BOOK: 630 PAGE: 71
.JEANNE WAGNER
LINCOLN COUNTY ClERK, KEMMERER, WY
{Sp.ace Above This J.j,œ For :Rœoriling Dlilii]
MORTGAGE
T.HIS MORTGAGE (~.5erurity Jnstnnnent") is 1Øv.en on
Wayne M Johnson :and Bedcie A Johnson. :as I:o-Ir.ust-ees Df i:he
JohnsDn F:amily Ir.ust.
August 07. 2006
."111e~oris
(".Borrow~;"). This.5erurity.1nstnnnent is pvt:n 10
-Herirli:an Ir.ust F-Eder:al I:r-e:dit UniDn
~ whose Jlddressis 2223 Warr-en Avenue
.cheyenne. WY B2DDl (".Lender'''). .Borrower owesl.t=n.da:theprinripal5illIl of
Forty-Five lhaus:and .Ei DO/1DD Do11ars
(U.5. .$ 45.000.DO ). This œbtis :evinffllN".ð by.Borrower'~.11Dte lÏated:the.same.date JIS!his.5ecurity TmrtTlI1l1f>T1T ("Note"'),
w.hi.ch ]ll"ov.i.d.es for JII.OIl1b.ly JUiYII1eD1S, with :the :full .debt, jf.11Dt])Aid ::earIær, itUe' zn.d pay.ab1e on August '.10. 2DlB
This .5ecurity TmrtTl1T11f>TlT .se.cnr:es 10 l.t=n.da: (1I.):the I:ep.ay:ment of:the .debt :evinffllN".ð by :the Note, with inter:esi, zn.d ..all.:reneWlÙS,
-p.rtffll!;iom¡ ~ TIlonifi~a1ion!; of:the Note; (b):the pay:ment of..all other.sums, with .ID1er:es1, Jidv.anced nn.d:er P:rT~Th 7 10 protect
:the .security of !his .5e.curity Tn~nn~nT; zn.d (c) :the perfnrrmmC't' of .Borrower'~ £O~ zn.d lI.gTffmffllT!; nn.d:er :this .5e.curity
.Jnstnnnent.and :the Note. For:this JllIIPD.Se, .Borrower .dœs kr:eby ~, ,gnmt .and convey 10 l.t=n.da, with power of .sale, :the
following n~!;ITÌht'iI]U'opt:rty located in .ilNCDLN Crnmty, Wyoming:
.lot 2 Df Johnson F:amily £st:ates. .Lincoln I:ounty, Wyoming:as Described Dn i:he
Dffir:i:al :pl:at i:her-eof fil-e:d April 10. 2OD3 :as Jnstr.ument No. BB9096 Df i:he
r-ecorIis of i:he .Lincoln .I:ounty 1:l-erk.
which.has :the JIddress of
570 North Spr:ague .cr-eek DM ve
FAIRVlEW. WY B3119
(~JToperty Address~);
TOüEH:iliR. 'WITH ..all :the improvements:now Dr krt:after ~ on:the ]ll"opt:rty,lIIld ..all-p.a!;MTIfflIT!;, .appnrtffll:mœ!;, .3I1d
::fix:tur:es JlOW or hffl'f"JIft-P.T 11. pM! of:the property. .All IeplAl't"mffllT!; lIIld aiic1ition!; .sillill1ilso De cova.ed by !his .5earrity In<;tnTl11f''TlT.
.All of:the foregoing is Ieferred 10 in 1his .5ecurity lnsÍTII1l1f>T1T JIS:the "'Property.'"
.BORROWER COVENANT51ha1.Borrower is lawfully.seized of:the:estate kreby conveyed lIIld.has :the right to.IDOItgage,
,gnmt ~ convey :the Property ~ 1ha1 :the Property is lInP.T1nnnhP.r-ed, fXœpt forffll~l1mhrm1œS of :recor.d. .Borrower w.2mm1S .and
willlld'end ~~al1y:the:ili1e of:the Property lIg3inst..all.claims.and dfflTlann!;» :SUbject to.any fflI~lrrnhran~~s of Iecor.d.
UNIFORM COVENANT.5. .Borrower.and.Lender £O-verumt.and 11gree JIS follow.s:
.1. F.ayment of Frincipal.and .Inters; .Pr-epayment .and.Late Charges. .Borrower.shall promptly pay w.hen ..due :the
JlTÏncipal of~.ID1er:es1 on:the.debt :evin~N".n by1he NotellIld.anyprepay:ment.andlate.clu1r,ges..due nn.d:er:the Note.
.2. .FJJDrls for T.aus.and Insur.anœ. Mortgagor.s.Bgt:e to pay :the indebt:e.d:œss llCCf'TniTI£ to:the terms of -Said promissory
.11Dte, .ID1.d, .during :the life of !his ~e. to pay ..all taxes.and a!;¡¡p,!;mlf"TlT!; on :the premi.ses .and to .keep :the improvanen1 :tb:er:eon,
insnT'f".n ~::fire lIIld other llazar.ds in.an.mnount .not kss what is .considered prudent.and 'Tlf"l'P!;!;ary with Mennian Trust Fe.dera1
Credit11nion .listed JIS liP.T1holrl~. ]f :mort,ga,gors .fail 10 ~y .such :taxes or a!;IIf'!;!mlf'nT~ or.fail to .keep :the premi.ses :insured,
~:may ~y :the.smnellIld:may :insure 1he prerni 1If'!; , .and..all.BlIIDS paid by D1DI1:gBgee for BUCh :pm:poses .shall be.added to .and
£Omi nf'Tf".n JIS 11. pM! of:the ;nnffiTf".nn~!; lIIld .shalllh:aw .ID1er:es1lit :the .same I.a1e.
3. Charges;.Liens. .Borrower.shall PliY ..all taxes, a!;!IP.!i:!mlffllT!;, .clu1r,ges, :fines .and impositions 1I1trihntahlf" to :the Property
w.hi.ch:may .attain:priority ova 1his .5ecurity .1nstnnnent,.and }Pa~hol n ~y:ments or ground:rents, jf .any. .Borrower.shall pay 1hese
ohlÏEaTiom in :the EaDDer ]ll"ov..i.ded in p:rTazrnph 2, or jf.11Dt paid in 1ha1.manner, .Borrower .shall pay 1hm1 on time .directly 10 1he
:person owed ~y:ment. .Borrower.shall promptly furnish .Lender ..all :notices of MlOunts 10 be paid nn.d:er :this p:n-aUTl,. ]f
J3orrower.m.ak:es :these ~ymc:rt:s .dired:1y, .Borrower .shall]U'omptly furnish lo.Lender:receipts :evi nffllciTl£ :the payments.
æorrower .shall ]ll"omptly ili~ciJ:rTU.any lien which.has ]IIio:rity over:this .5ecurity 1nstru:ment m:ù:ess .Borrower: (.a).apœs
inwriíiDg 10 :the:pay:ment of:the onli-z~1ion.se.cnred by 1helienin1l.::manner ~('N'J'Tahl-e 10.I..en.dt=r; (b).contestsin ,good faith:thelit:n
by, or dri~ii!; lIg3inst :enforœment of:the lit:n in, .1eglli prON'Pnm-zs w.hi.ch in 1he .I..en.dt=r'.s opinion operate to -prevent1he
:enforœment of:thelit:n; or (c).se.cnr:es from:the.ho1der of:thelit:n.an ~ AATi¡;f~r.tory 10.I..en.dt=r EUbllTnina1in.z:the 1ien 10 !his
.5e.cnrity 1n~Tmf"TlT. ]f J..ender òPTf>TTTlinp!; 1ha1 .any :part of:the JToperty is :SUbject to 1I.lit:n which EaY .attain ]llÍOrity ova 1his
.5erurity 1n~rrnffllT, J..ender:may 1Øv:e .Borrower 1I.:notiœ ~ :the lien. .Borrower.shall.satisfy:the 1ien or take one Dr:mor:e of
:the JIC1i.on.s .set forth .wov:e w.itbin 10 ..days of:the pVÏI1ß of .11Dtiœ.
4. ~.d or .Property TmmT.Anl'f'. .Borrower.shall.keep:the improvements .11DW f"xi!':1in.z or krt:after :erected on :the
:Property insmedllg3instloss by:fire, na7:1fn!; indnnp.n with:theíerm. ~pytffllilp.ð £Overage~ .and.any D1:her ha7:n-rJ!;, indnning ::flood Dr
flooding, :for which.Lender .requir:es ;mmrlmœ. This ;mmr:mœ.shall be TIla;nt:;¡mp.n in :the :ammrnT!; .and for :the:perio.ds 1ha1l.t=n.da
:requires. "111e m!:lmmœ .carrier ]ll"ovIDmg :the -in!;nranœ .shall be.chosen by ..Borrower :SUbject 10 .Lender'~ .approv.a1 which .shall.11Dt
be lIIlr:easnn.ably withhcld. ]f .Borrower :fails 10 TIlaintain coverage æ!;m~d wove, .Lender :may, lit l.t=n.da'~ option, obtain
£overage 10 ]ll"otect l.t=n.da'1ì ~ in :the JToperty in .accllTn:mœ w.i1h:this.IDOItgage.
.All in!:lITanœ:polices lIIld :reneWlÙS .shall be lICœp1able 10 l.t=n.da .and .shall mdnn~ 11. .Btandar.d.:IIlOI1gage rlause. .Lender
.man J1ave 1he TIght 10 Jrnld 1he :poru,;", .and ==JÙS. If l<mIe.- __. Bocrowe,- ~. TY give 10 l<mIe.- .all =Yns Œf
TID.5-WMM ..P~l Df3 ~
If
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!l;limm¡lf¡W!IWimi
¡ffi;61~j¡Õo72
,paid JlT~il11T1~ 1!I1.d :renew.al :no!Ïœs. .In:the:eVf:IÚ of loss, .Borrower .shall ,give -prompt:notice 10 :the immnmœ .carrier 1!I1.d Lender.
Lender .may .make -proof of loss if :not :made promptly by .Borrower.
l1D1ess Lender 1!I1.d .Borrower o1ht:rwise lIgTtt ID w:ri1:i:ng, in!>lmmœ proceeds .shall be lIpplied to :rest.m:ation or:r-ep.air of:the
Property .damaged, if:the :restmatinn or:r-ep.air is :econnmi~ally fea~ihlT' 1!I1.d .Lender'.s .security is:not le~!<T'nT'.rI. 1f:the :rest.m:ation or
:repair is :not :ecnnmni~ally fea~hle or .Lender's .security would be le~!<T'neil, :the imllTan~e -proceeds .shall be lIpplied to :the 5lIIIlS
.secured by :this .5ecurity 1nstrument, w.hether or 110t 1hen .due, with .IDly :excess ,paid to .Borrower. 1f .Borrower ahanilnns :the
Property, or .does :not .ID1Swer w.i1:hID 30 .days .a :notice from .Lender that :the insur.anœ .canie.r .has offered to .settle .a .drim, 1hen
.Lender.may .collect :the m!>llTanœ -proceeds. .Lender -IDaY use :the -proceeds 10 :r-ep.air or :restore :the Property or to pay .sums .secured
by :this Security 1nstrument, w.hd:her or:not tœn.due. The 30-.day period will begin when :the:notice is ,given.
l1D1ess Lender 1!I1.d .Borrower o1ht:rwise lIgTtt ID writing, ..any lIpplication of -proceeds to principal .shall :not :extend or
.:postpone :the .due.date of :theJDODthly payments :referred to ID paTa.uaph 1 1!I1.d 2 or cl1ange:the .amount of:the payments.
3. O('t'lIpßn<"y, :F.rt!ServJltion, }\fßintf'nßnl'f' JU1d Protection of the Property; .BOITower'S Loan Application. .Borrower
.shall occupy, T"~ahli~h,1!I1.d use the Property .as .Borrower'.s principal :rT"~iilt'11œ w.i1:hID.sixty .days .aft.er:the T"xf'r.ntinn of:this Security
In.st:rument 1!I1.d .shall j;ontinue to occupy the Property .as .Borrower's principal ~~iilt'11œ for .at kast one year .aft.er the .date of
occupancy, ID1less .Lender otherwise lIgTttS ID writing, w.hich ronsent .shall :not be lII1Ieasonably w.ithhel.d, or .unless T"xtt'11m1tinE;
.circumstances :exist w.hich lire beyond .Borrower'.s j;ontrol. .Borrower.shall:not .destroy, .damage or:inyJair the Property, .allow the
Property to iletf'TÏ matT' , or j;ommit w.aste on :the Property. .Borrower.shall be ID default if .IDly forfciture .action or -prnl'f'f'.rIinE;,
w.hd:her .civll or criminal, is bt;gun that in .Lender'.s EOod faith jnil.fJTIt'11t !:ou1d :result ID forfciture of:the Property or otherwise
TIlatf'TÏally.:in:IpIDr:the Jren.cr:ea1:e.d by:this .5eau:ity1nstrument or Lender's.security .interest. .Borrower.maY!:lJIe.such.a d.efault 1!I1.d
:reinstate by .causing:the.action or -prol'f'f'ilinE;~ to be di!m1i~!<T'iI w.i1:h.a 1'lÙ.illE that, ID .Lender's Eood:faith ¡' ptPTTTIination, -pr:ec1udes
forfciture of the .Borrower'.s.interest. ID the Property or other -matf'TÏal impaiTTT1P.Tlt of the Jren.cr:ea1:e.d by:this .5ecuritylnstnITTIt'11t or
.Lender '.s .security .interest.. .Borrower .shall.a1s0 be ID default if .Borrower, .duriIJE the loan lIpplication -process, pve materi.ally :false
or in a~t'nTatT" .:in:fcmnation or ~atf"TTIt'11t~ to.Lender (or:fa.i.œd 10 -provide.Lender with .IDly TIlatf'TÏ a 1 :infnn1latinn) ID .connection with the
loan :eviilT'nœ.rl by the Note, mt'lllliinE;, but:not limited to, :repTT"!<T'ntatiom ronœming .Borrower'.s o~t'np:mcy or:the Property .as .a
J1TÍ11cipal TT"~iilt'11œ.
6. :F.rotection of T ,pndfIT':s :Rights in the :F.roperty. Jf .Borrower :f.ails to pe1Í0IDl the rovenan!S 1!I1.d .ÎIgr~t'11t~ rontainf'.rI
ID :this .5ecurity..Instrument, or tœœ is .a 1eg& -prON"P.rIinE; that:may ¡;iznifi~antly .a:ffe¡;t .Lender'.s J:ÎEh1S ID the Property (.such.as .a
.:prOC'f'Ponm E; in hlmkrupt.cy, .:proillú:e, for j;onclf"TTInation or forfciture or to :enforœ ]aw.s or :regnl ati om), :then.Lender:may .do 1!I1.d pay
for wfuttever is Tlf'.œ¡¡~:ny to .:pr()Íf!:Í :the v.alue of the Property 1!I1.d .Lender'.s J:ÎEh1S ID the Property. Lender'.s.actions.may IDclude
pa}'.ÏnE .ID1.y 5lIIIlS .secured by .a Jren w.hich .has .:priority over this .5ecurity lnstn11T1t'11t, lIppe:u:ll1g ID !:ourt, pa}'.ÏnE :reasomili1e
..attorney'.s fees 1!I1.d T"Tltf'TÏnE; on the Property 10.make.rep4irs. .A11y ammmt~ .disbursed by Lender llIldt:r:this ~.shall become
aililitiona I .debt of .Borrower ser.nTT"iI by this .5ecurity..Instrument. U.n1ess .Borrower 1!I1.d .Lender .agrtt to other 1em1s of payment,
these .amounts .shall bear .interest. :from the.date of .disb1lT~fflTIP.I1t .at the Note TII1e .and .shall be pay.ab1e, with .interest., upon :notice
:from.Lender lO.Borrower :r-e.guesting JUlyment.
ï. 1nspection..Lendt:r or its .agent.may .make :reasonable 1:ll1::ries upon .and :inspections of:the Property. .Lender.shall,give
..Borrower:notice .at the time of or.:prior 10 .IDl.:.inspect.ion .speci:fy.mg :reasonable.cause for :the IDspection.
8. Condf'mnßtion. The -proceeds of .IDly .aw.ard or .drim for cI:rmau~, .dir~t or ronsequent.Uù, ID !:OllIleCtion wrth .IDly
.!:f1nn=ation or other taking of .IDlYJülI1 of the .Property, or for ronveYllllCeIDJku of ronn=ation, lIre.hereby ;¡~~iznp.ð.and.shall
be:paid to.Lender.
In the eVf:IÚ of .a lOtal taking of:the Property, the -proceeds .shall be lIpplied to :the .sums .secured by :this .5ecurity .Instrument,
w.hether or :no!1hen.due, w.i1:h.IDly:excess,paid 10 Borrower. .In the event of.a pmtial taldng of the Property ID w.hich the :fair..market
v.alue of the Property ÌTT1mf'.rIiat~ly before:the taldng is -e.gualto or p~ than the..amount of the .sums .secured by :this .5ecurity
..Instrument.Bluill beIeduœ.d by:the ~mmmt of:the -proceeds TIlnltiplif'.rI by the follo~ fraction: (.a) the total ammmt of the .sums
.secured ÌTT1mf'.rIiately before the taldng, .divided by (b) the :fair..market v.alue of the Property ÍTnm/".rIiatt>ly before:the taking. A11y
ha I anœ .Bluill be,paid 10 Borrower. In:the e~! of .a pmtial taldng of the Property ID w.hich the :fair ..market v.alue of the Property
immT'.rIiatt>ly before :the taldng .is less than the amount of:the .sums .secured ÍTnm/".rIiatT'ly before the taldng, :un.less .Borrower 1!I1.d
Lender otherwise.agreein writing or ID1less .applkahlt>law otherwise .:provides, :the .:proœros.shall be.1lpplie.d to:the .sums .secured by
this .5ecurity JnsmlTllT'llt w.hether or ~t the .sums lIre:then .due.
Jf:the Property is .ab.andoned by Borrower, or if, .aft.er :notice by.Lender 10 Borrower that the j;OnnP.TTmOT offers to.:make.IDl
.aw.ar.d or .settle .a .drim for d:rmau~, ..Borrower :f.ails to Iespond to .Lender w.i1:hID 30 .days .after the D.ate :the :notice is ,given, Lender is
anthoTI7p.rIlO rollec11!I1.d lIpply :the .:proceeds, .at ..its option, rither to :rt:Sto:ration or:r-ep.air of the Property or to :the .sums .secured by
this .5ecurity..Instrument, w.hd:her Dr :no!1hen.due.
l1D1ess.Lender .and .Borrower otherwise.agree in writing, .IDly .applbtinn of -proceeds 10 pTinMpal .shall :no! :extend or
.:postpone the.due .date of themontbly payments :referred 10 ID p;m¡Caph ~ l1!I1.d 2 or rl1anEe the..amount of.such payments.
9. ..BOITower Not 'RpJPß~M; ForbearJmCe.ByLender NotJl WJÛv£r. ~xtt'11~ion of the time for payment onnoilifit'ation
of .mnorrization of:the .sums .secured by :this Security lnstnlTllT'llt ~ by .Lender to .any .successor ID.interest. of .Borrower .Bluill:not
0.penI1e 10 ~ the liability of the ori.zjnal Borrower or .Borrower's .successors ID.:interest. Lender.Bluill ~t be :r-e.guired 10
!:CITTITnT'T1œ -pro~.rImE;!;,.against.IDlY .successor ID.:interest or Iduse 10:extt:n.d:time for payment or otherwise JJ1Ddify amnrlÌ7ation of
:the 5lIIIlS .secured by this .5ecurity 1m;1T111T1t'11t by:reason of .IDly df"TTIanil :made by the nTi.zjnal .Borrower or .Borrower's J:n~('f'~~OIS in
mtf'TT"~. .A11yforb~JlTanœ by Lender in T"xf'!T~i!:Ín E; .IDly:right or :remedy .shall mlt be .a w.aiver of or.:preclude the:exercise of .IDly :right
or:remedy.
J.O. 'Sn('.--~ors JU1d Afò~ign ;;..Bomul; .Joint.and :SeVa-ID T ,ÎßhiJiiy; Co-,sîgner.s. 'The rovenants 1!I1.d auT"P.TnPnt~ of this
.5ecurity ..Instrument .Bluill bind 1!I1.d .benefi! the BucœssOIS 1!I1.d ..assigns of .Lender 1!I1.d .Borrower,.subject 10 :the -provisions of
paT~h 17. ..Borrower'.s rovenants 1!I1.d ~~ .shall be joint .and .several. .A11y .Borrower w.ho ro--.siEns :this .5ecurity
.1nstru:ment but..does mI! execute the Note: (.a) is j;o-£gning :this Security ..Instrument only 10 .JIlO11pge, ,grant 1!I1.d j;onvey that
Borrower'.s..interest. ID :the Property J.IDder:the :œrms of this .5ecurity lnstnITTIt'11t; (b) is:not .:personally ohliE;att>d to pay :the .sums
.secured by this Becurity 1nstrument; 1!I1.d (!:) lIgTees that.Lender 1!I1.d.ID1.y other ..Borrower .may lIgTtt 10 :extend, JJ1Ddify, forbear or
.make .IDly .accommoil atiom with It;gard 10 the teIJns of:this Becurity .1nstnnnent or the Note with.on:t that .Borrower'.s ronsent.
11. Loan Charges. 1f the loan 1I/"r.IITT"iI by:this Becurity .Instrument is .subj~t to .a law w.hich .sets TIlaYÍmnm loan rl1ar,ges,
1!I1.d that law .ll; :finally.interprered .so that the .interest Dr other loan rl1arEes j;ollf'.Mt>.d or to be £ÁlllT'~tT'd ID j;Ollllp.Mion with :the loan
:exceed the ~ittf'.rIlimits,:then: (.a).IDlY.such loan rl1ar,ge .Bluill be Tt>.rInœ.ð by the .amount Tlf'N'~~:ny to :r-e.d.uce the rl1arEe 10 the
~ittT'il1imit; 1!I1.d (b).IDlY .sums .already j;ollT'l1:ed :from Borrower which ~xœeded J1fflTI1ittT'illimits will be TT"f1mnT'.rIto .Borrower.
lendei- Ea)' .choose to.make this I:efund by Tf'.rInring:the pTinripal owed llIldt:r the Note or by -making.a.direct payment lO..Borrower.
Jf .a:refund :reduces pTint'Í]1J!I, the T-f"rlnMion will be 1r:ea1:e.d .as .a pmtial.:prepayment witho~, 1'V.Jll"~ymen1 rl1arEe J.IDder:the Note.
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12. Governing Law; SeVf'rBhility. This.5eærity Tm:tnJmt>T1t .shall be EOverned by federnllaw .æ1d the law of the
juri!:niMion..in wl1ich the Property is located. .In the :evðÚ that.any Jll'ovision or.cbmse of this .5ecurity 1nstrument or the Note
.conflicts with .applicable law, .such .conflict .shall not 1Iffect otho- Jll'ovisions of 1his .5ecurity lnstrinnent or the Note wl1ich .can be
pVt:D.:effect without the .cnnfliMinz Jll'ovision. To this end the Jll'ovisions of this .security lnstrinnent.æ1d the Note Me nf'r.1HT-('.( 10
be.se~.
13. Å I"l"pIPrBtion; 'Rp.mPili,.,.., Lender.shall giVf.notice 10 BOITowerprior to .acœlerBtion following .ÐOITOwer'.s breach
ill .any £ovenant or JlgI"œment in this Security 1nstrument. The.notice .shall.specify: (a) the default; (b) the.action .requirro
10 .cure the default; (c) JI Jiate, Dot .less than 30 rlay.s from the date the Dotice is given to BOITower, by wJW:h the default..must
be .cured;.and (d) 1hat.:failure to .cure the default on or before the date.specified in the notice may .result in .acœlerBtion of the
~.securro by this Security .Instrument.and We of the .Property. The.notice.shall further infonn .BOITower of the.right to
.TPind's¡tp.after .acœlerBtion.and the.rjght 10 bring JI mUTt.action to .assert the.DOJl-ofiÎsten. of JI default or .any other defense
ofBOITOwer to .accelerBtion .and We. If the default is Dot .curro on or before the date .specified in the DOtice, Lender Jlt .its
option may.require immPilis¡tp payment .in :full of Jill.mms:iòeCUrro by this Security .Instrument without further rlpms¡nil .and
JDaY invoke the power of We.and.any other If'.mPili,.,.. ppnnittfll by JiPplil"Bhlf' law. Lender.shall be pntitlPil to £Ollect Jill
-f'Ypf'n¡¡ps .incmTro in purming the TPmPili,.,.. provided in this, inl"lniling, but.not limitHl to, Tf.aSonahle .attorney.s' fees.and
.costs of title evidence.
]f Lender invokes the power of ~ .Lender .shall give DOtice of intent to foreclose 10 BOITower .and to the :per&m in
prn;;",.,..¡¡ion of the .Property, if Different, in .accorrlance with ltpplil"s¡hlf> law. Lender.shall give DOtice of the We 10 BOITower
in the 'T11s¡nnPr provided in paragrBph 14. .Lender.shall pnhlidl the DOtice of .sale, .and the .Property .shall be .sold in the
Yn!H1T1PT prfSCribed by Jlpplir.ahlf> Jaw. ],PJ1i1PT or .its rlp¡¡\gJ1f>.P.JDaY plII'rl1ase:the .P.roperty JIt.any.sale. The ]U"oceeds ill the
.sale.shall be ltpp1ied in the following order. (a) to Jill ~¡¡,.,.. of the .sale, inl"lniling, but Dot limitPil 10, Tf.aSonahle
.attorneys' fees; (b) to Jill .mms £e£Ured by this .Security 1nstrument; .and (c) .any :fiCeSS to the per.son or per.sons kgally
f'ntitlPr to it.
14. 'RplPB¡¡p, TIpon:payment of lIll.snms .secured by this .5ecurity Im:tnJmt>T1t, lender .shall Iclease this .5eærity .I:nstrument
wifuout rllarEe 10 J:lorrower. :Borrower.shall:pay.any If.COTn Htion .costs.
1.5. WBiver.s. J:lorrower w.aives lIll.:rights of nClTT1P.!ITf>Hn f'Yf'mPtinn :in the Propm)' .æ1d I-elinq11isht:S lIll.:rights of .curtesy
.Jmd .dower :in the :Jll'0pm)' .
:BY .sIGNING :BELOW, ..Borrower .accepts lIIld.4p'-eeB to the terms lIIld roverumts .coTlf::llTIP.c1 in:Jlllges 1 through
3 of:this BeCllIÍty in .any :rider(s) f'Yt>çnteð by :Borro~ lIIld Iecordedwith .it.
_ 'j-7-D?
.DAlE
(SEAL)
6~~
mm .JOHNSON '
z? -$f'-LJtþ
.DAlE
(SEAL )
.sTATE OF WYOMING,
ilNCQLN
County ..5.5:
~ for-egoing.:instnnnent w.as ~w1edged befor:e me 1bis
kJ.ayne t-1 .Johnson ìind .Ðer:k.i:e A .Johnson. ìiS I:o-Tr.JJStæs Df'the
.Johnson F.ömily TrllSt.
7th rliI Y Df August. 2006
by
My Cnmmis"lon:Expjr-e.s:
L>l1+ 3 J I ~OO7J
Notary Public
ROD R. JENSEN NOTARV fI.uBUC
.couNìY OF . .5TATEDF
1.INCD1.N , WYOMING
MY COMMISSiON.EXPIRES O.cTOBEUI1, 2IXJ8
.DD5-WMM
:I'.age 3 DB
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