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Home My WebLink About921308 ( r 1 ) ,',r:, V ~- ~ ~:: ~;~ ¡1~~liill~;~;~j~ 000. '·',(~~:i> Aft.er~~To: l:DIJNTIITWIDE .BD.ME .:LD1lli5, :mc. J>1S 5V-,9 ])DCllMENT :FRDCE55:I:NB 3? ~ D..33DX .J. D423 \7Lm Buy-s, I:A E.J.~D-D423 ~J3y: IìAWN 5CDTJ' .l5paœ.AhoVt;This~:For lò!..rm-ilingDa1a] .LEAVIII DDm~mB~DBDD£ ÇEscrDw/ClDSing fJ I.DDc .ID 41 J MORTGAGE MIN.J. D D m37- D D D'.J.3J.~77- 3 RECEIVED B/1312DDB lJt4:3B.pM RECÐVING:# 921308 .BOOK: £30 :PAGE: 345 ..JEANNE WAGNER -LINCOLN .cDUN1Y .c.ŒHK, KEMMERER, WY JJEEINITIONS - - - - - - - - -- _ 'Wouis DSedinmul.t:ipk.sections of1bis..dœmTl~Tlt1lre d~fiTl/".rI below.BIld othaw.or.ds..are rldiTl~rlin S~Minm3, ] 1, 13, lB,.20 .BIld.21. Certain rules T~.r;aTrliTl£ .:tlu: ~ of words DSed in 1bis .DOCllIIlall1lre liIso ]ll'ov..ided in .5ec1ion 16. , . (A) .'Security ln~t" ~ 1his ..dncnTTlMlt, wl1i.ch is .1lli1ed Æ.IJBIJ5:I' D:9, .2D D £) w.ith 1Ù1 Riders 10 !his .Do~nmMll (B) "Borrowa-" is ::LJ:ELA .LEAVIII, .llli 1JNMARRIED WOMllli , l~thfT J3ouower .is :the TIlnT1;V\20T lIIl.d.er 1bis ~ty ln~11TIM'lt . (C) ''MERS'' is.MortgageEkctr.onic l1!l>D!:1Tlltirm By.sœms,Jnc.-.MERS.is 11 BepJml1e.ro:rporation lhatis.1lCting .so1cly l1S 11 T1nTTlin~ ior Lender .BIld Lender's !:n~f't"!:!:ors.BIld llSSigns. .MERS .is the.:mor1gagee .under Jhis ..security .Jnstrmnent. MER.S .is or.r;lIT1iz~rI .BIld ~1[i ~ting lIIl.d.er .:tlu: Jaws of DrlaWllre, .BIld .:has JIII Jlddœ.ss .BIld 1.clephone T1111Tlhe:r of]J.O. J30x.2026,:Flint, M14B50l~026, 1cl. (BBB) £79- MER.S. (I) "I .pnnpr".is -AMEKIr:::A '5 WHnrëFt:;:Aì;:R.LENDER 1 i':nrl~riSl1 l:DRP~:AïTnN or2:mi'7p.rI1lIld ~1[i~tiTlElIIl.d.er.:tlu:JawS of JSIEW :YDRK 1 i':TlrI~T'S llddress.is -±l3DD :FiIT.k ¡::;..:m~rli"1 .MSN=# S'JJ3-3J~, ri"11~h~'SLiE, I:A :!n3D2-J£J3 (E) ".Note" ~.:the ]ll'DIIlÎBsory mne.sigJred by J3ouower -BIld..dated .lillBIJ5:I' D:9, .2DD£) .J:he Note ~s lhatJ3orrower o~Lender 5TIITY :FDIJR :œOU5AND .nnrl DO /J D D .Dollars (D.5..$ £4, DDD4 DD ) plus 'Ínt=~!:t, J3orrower .:has ]ll'0IDÍBed to JlliY 1his ..debt.in .regular ]Jmodic]Jl1yments-BIld toJlliY .:tlu:..debtinfull.notJater 1han BEP:I:EMBER m, .2D3£ . (F) ".Property" .:me.ans ,:the ]ll'operty .that.is rI~!:rrihl".rI below lIIl.d.er.:the h/"llrli-n,g ''Trnmfn ill.Rights in .:tlu: fToperty. " WYDMING"singIB bmily-hnnie J4øe1Fædr:üe J4aclJNIFDHM JNSJRUJIENT WITH IŒR5 'f':age Ürt 11 ~~(WY) (DDD5) l::HL (DB!D5)(.d) VMP MDrtgage.£aluíiDns, Inc, (BDD)521=z291 J:.DNVIVA Tmm3D511lD1 III '*.23£1£11'* . '*1~321D1ß~DDDDD.2DD£A'* 09~:-108 00034£ :TIDC ::rn =It: DDm~3.21mB4DBDDE (G) ''Loan'' .means 1he .œbt :eviciM'l~ci by .!he Nore,:plus mt'/"t't"~, ~y prepayment ~s.and]are.rllarges ..dIreJID.du 1heNote,.and.llil.sums..dIreJID.du 1his~ InITnrrnM'lt. ]1lusWtcres1. (H) '~" .means.llil:Ridas 10.this B~ty ,InITnrrnM'lt 1hat ~ ~Xf'O~l1tpn by J3mroWQ". ~ .following JOdcrs.ar:e 10 œ T':xp~mf'Oci by:Bouow:er I.cbeck boxJIB .Jippli~~hlf'O ]: :0 Adj~:Rate:Rida D Conciommll1m:Rida D.s:econdEomeRi.dcr :O:B1illoonJOdcr D J>Janned I1nitD:ev:elopment:RIDer D 1-4 'FliDliIy JOdcr :OVA:Rida D:BiwœkJyJ>l1ymentJOdcr DOther(S)lspecify] (I) "ApplirJlblf> Law" .means .llil .!:ODtrolling J!I>Plil".1¡'hlp .:fuderal, .staœ .and local B1a1D1es, ~]lMiom, OTcim~n~s.and ~cimlnilltrMive.ru1es.llIld ordas (that liave .!he.:effuct of Jaw).liS well .liS .all.llpJifu:ahle .:final, .Don-~~lRh1t> judicial opjnions. (J) "Cnonnnni1y ..ÀBSoriJltion .D.ues,.F.ees,..Jmd A,I¡-...:mnpntll" .means .llil ..dIres,.fees, ßi:¡:e,¡;l'mlM1t~.llIld ~ £har,g:es.that~:imposed .on:BorroWQ" or 1heEroperty by 11 crmciomlnl1rrn llSSol"iRtion,..homeoVlI1aS.liSSor.iRtlon ill .similar oTp;anÎ7.Htlon. (K) ''.EJed:ronic Funds î'TJln!åfT" ~.llI1y .t:æIlSfur of.iunds, ~ 1han 11 tTRnllRl"tlon orizinRtP(l by..check, ..draft, or .similar:paper -inITnrrnM'lt, which is -initiRtPn1hrongh.llI1 ùctronic tt'Tmlnljl, 1clephonic -inlltnrrnM'lt, .cDIDput:er, ill "TTIl\ßJ'f'Oti~ Jape SO.liS 10oW:er, -imtmct, or Rl1thrn-i7P.Ji fm!lTl~iRl lnlltitmiDD to .œru.t or .cr.e.dit .llI1 .liCCount. Buch 1erm -indlllif'OS, but is .IlOt .limited 10, J>oint-of-.sale trRm:ff'OTS, Rl1tmnRtp.n .te1kr "TTIR~hlnp trnmmNions, trnm:fns -initiRtp.n by.telephone, wir:e trnm:ft>TS,.and ßl1tmnRtp.n ~lp~TÎnghouse trRnllfns. (1.) '~owJ:tems".means:tho.seitems1hat~ ~lImhtxlin Sp~tion3. (M) ''Mi¡¡œHJlTIP.ons .Proceeds" ~ llDY œm~IIRtinn, ¡:e,ttl~TTlM1t .11w.ard of ciRmR2f'r), ill:proœeds paid by ~y 1hird:party (Díhcr.than -im:nrnnl'e:proœeds:paidDIldcr1he.coVttages cif'O¡;mheciin.&ctiDD3)for: (i) ciIDTIRU 10, or ..deITnl~tion Df, .!he J70perty; (ii) .cnncit>mnRtion ill .D1:hcr 1Jìk:ing Df.all or .llI1Y JUI11Df .!he .Property; (lli) £.onveyllDCe in J.i.:eu Df .concipmnRtion; or (jv) .misr.ep1'P.i:M'ltMinn¡; Df, ill mni¡;¡;iom.liS 10, 1he v~ .llDdIor .coru:fui.DD of 1he Eroperty . (N) 'Mortgage In¡J1rHnl'P" .means -in!:llrnn~ :prmf'O~lew:Icr .llg&nst.!he .DDIIpaymentDf, ill .LI.efuult.on, 1he lrum. (0) 'Pm.odic.P4Iy:¡nmt" .means 1.he ,"£'nlm-ly ¡':l"ht>n111t>n Bmmmt..dIre for (i) p-in~l'Rl .llIldWtcrest JID.du 1.he .Nore,:plus (ü).llI1y ammmt¡;DIldcr ~'/".r.tion3 of1his~lmtn1TTlM1t. (P) ".RESPA" .means 1he .R:eal.Bs1ate .sf'Ottlf'OTnM1t ErON>.m.......s.Act (12 TI...s.c. ~,/"rtirm2601.:et .seq.).llIld i1S -implf'OmMltlnp; Tf'£'Jll Rtinn, 1<'/"£,]1 lRtirm X (24 c.:F3LP.art 3500), JIB .!hey.might œ ßTnt>nrlp.n irom1Ïme 10 1Ïme, ill .llI1y RcirlitionRl or mu:cessor It-:v¡;lRtion or '"£'J]lRtinn .that gOVf:DlS .!he mnne .subj:ect.matter. As .used in.this ~ty InIItnrrnt>Tlt, ".RESPA".refers 10.all T~qnl1'P.mt>nti: .llI1d Tf'OlItTÎl"tlon!: 1h.at ~ imposed in J:egaId to ~ ''fpnP.TRlly.:œla1ed mOTtp;ap;e Joan" -:ev~ jf.!heLoan.does .Dot.111alify JIB.a "fp.nPTßlly.Iclated.mor.1,g1!g~ Joan" l1Ilder:RESPA. (Q) ''Successor.in.Jnterest of.BorrOW£r".meansllDY:party .that.Í1aU.aken 1ùk to.!heEro,pcrty, wl1d:hcr ill~t .that :party ..bas ßi:1I1TTTlf':ci :BouoWQ"'s ohlip;Rt1on¡,: JID.du .!he Nore.llIld/or .this.5:ecurity InITnrrnMlt. ìRANSEER DF1<lrmT~1NTBEEillEERTY "Tlús ~ InITn1TTlP.flt..secures toLender: (j).!he.Epayment Df .!helrum, .and.llil.ED:ew.als,~ons.and morlifi~Rtinn!: of .!he Nore; .llIld (jj) 1.he :perfrnmßTl~ Df :Bouow:er's .cov.enants .llIl.d RD~tr) .under .this ..5:ecurity InITn1Tnt>nt .llIld 1he N.ote. "For .this ]JUI]>ose, ~mroWQ" ..dœs ..œreby .mor.1,g1!g~, paD.t.llIld .c.onvey 10 .MER.S (so1eJy.liS Tlo1Tl'Îm>:f> forlew:lcr .and.Lender's J:11~i'P'II¡;OTS.and 1lSSigns).and to 1he !:Il~~!:i:OTS.llIldJl.SSigns of.MER.S, with J>0w:er Df.sale, :t:h:eiollowing nt>¡,:I"TÎht-n:property located in:t:h:e l:D1JNTI" of .LINCD1.N ITJP"Df~..rnrrliT12 InriorlirtinT1] IName L!fR....nrrling Inri.rlirtinn] .1'.lmI DF :LŒT .2 DF.J3LDCK .2E :m :mE "TDWN DF .AFJ:"DN, .NNCDLN r::DIJ.NTI.', WYDMING 33EJ:NG J1DRE 3?.ARII:cm.A1<ì:V .JJE5.cRIEED ~ "FDLLDWS: 33EGINNING.Kr ~ EDTIIT '5 :JillD.5 .:EAS:J' DF :r.EE l'Ju±IT±l.w±:s:I' r.rm~ DF BArD :LŒT .2 .AND :R1.JNNING "TI3ENCE .5DITIH '5 :JillD.5; :r.EENr::E.:EAS:I' 3 :JillDB; "TI3ENCE BD1ITB 3 :JillDE; :r.EENCE.:EAS:I' .2:JillD.5; :r.EENI:E .NDKr.B B :JillD.5; :r.EENr::E '1\lE5:l" '5 :RODE "T D :r.EE ]? DTIIT ill' 33EBINNING. .r::DMMONL:Y ~DWN ..AS 32-4 .:EAS:I' 3:rE ~\ZENDE, .AFJ:"DN, WYDMING. ~i¡~¡~¡;!;!~fi~~~ii .i ~.arœlID.N~: which MTn't>TItly lias 1he RrlrlTPIIS of 32-4 .:EAS:I' 3:rE ~\ZENDE, .AFJ:"DN IBt=tI.city ] Wynnúng B3llD JZip £.ode] ('17operty .A.ddress"): ~~(WY) (DOD5) .r:HL~1D5) ~.Df11 T.DJ))]3D511lD1 ; :;::~!;:::::i:¡;;:::¡::' ",',~.~.;;:;..., " r~1.~£'Ü 09'" '.J;Uo 000347 .TIDC ID of: DDmA32J.D~~DBDD6 TOüi::!THER "W1TII.Jill!be imprOV.crnen1S ~ow ill ~T~"Hft~T ~ 00 !be :proputy, lIDd.Jill ~H~t~, ~nrtM1:m~s, .and iix:n1res ~ow ill ~Tf':Hftt>r lljJar1.of!be propaty. .AU .x.epl a~M1t~ lIDd.additions .&hall.also be .covered by .this .5~ty lnstnnnent. All .of !be foregoing is T~ft'TT~rlto in !his ~ty Jnstru.ment .as !be '1'roperty." :BorrO\œf .u.nderstJUlds lIDd lIgrees.that MERS l10lds only kga] 1itle 10 !be interests DHnt~II by .:Borrowa in.this .5~ty ImlT11rn~nt , but, if.œœssary 10.comply withlBw or .custom, MERS (llS :n~.for .Lender lIDdl...oen.dt:r'B .sucœssorBlIDd.assigns)l1as !heDght: to ~'Xt>r~i~~.any or ßll .of1hose ;ntM"~~~, ;n~lnrlin.£, Dut :not limited 10, .!he :right 10 ioreclose lIDd Bcll1he .Property; lIDd 10 1a.Iœ .any .action T~1]ni1't'rI .of.Lender ;ndnrling, but:notlllnited to, 1't'H-H~nt.and ~Hn~lin.£ .thisBtturity lnstr:ument. :BORROWER COVENANT.5 that:B.orrO\œT islBwfully.seised of.!he~..hereby .cooveyro.andl1as!be Jight 10 'TTIort2H£;e, ,gmnt lIDd .coovey !he .P.r0,peIty .and that !be .P.roperty is l~~lnnœT~rI , ~t .for ~nnnnhrnn~s of xecord. .:BorrO\œf wmnmts lIDd will .1iefund .f~M"HlIy 1he 1itle 10 !be .P.ropaty ~t.Jill .rlaims.and rl~Hnrl~, .subject to.any m.cnmhTHnr.P.S .of~ord. THIS .5ECTIRITY 1NSTRIIMENT .combines lIIlÌÍODI1 .covamnts for .natiOIUÙ .use .and ~lOIHmifOTTTl .cOvamnts with limited v.ari3tions by jnri~rliNion to .com:titnt~ II lIIlÌÍODI1 .security instrument .coV:f:r:Ïng:real :property . IJNJFORM COVENANT.s ..:BorrO\œf lIDd.Lender .covmant.andllgree.as folloWB: ~. .J>llyment of.PrinMpßl,J.nter~.Escrow .Iœms, .Prepayment ~es,.mulLate ~..:B.orrO\œf .&hall ]JaY wkn .due the principal .of, lIDd .interest 00, .the .debt ::ev.irl~n~cI by .the Note lIDd .any ]]repayment ~s lIDd late ~s .due .under !be Note. .:Borrow.er .&hall .also JUly funds for Escrow ltems purswmt 10 .5~ 3. .P.aymmlS .due .u.nder the Note lIDd this .s~ty Immnn~nt .sha1J be.made..ill TI-S. ~y. Rowt:'IO", jf .any .cbttk ill .ot:ho" .IDstrument.recci~ by .Lender .as JUlyment .u.nder !he Note or lhis :.5~ty lmmnnt".TIt is 'Tf':tlTmf'II1O.Lender lmpaid,.Lender.may .requir::e that.any ill .Jill.subsequent JUI~.due.under 1he Note lIDd .this.5::ecurity Imm1TT1f':nt be.made in one or EOre of !he :following .forms,.as ~It'r.ted by Lender: (.a).c.ash; (b) IDODey .order; (c) P.M"tif'~rl .check. .bank.check. 1T~~~1T='B.cbttk ill .ca&hia'B .check. prov.idt:d.any .&uch.cbttk is.drawn 1lpoo.an ;m:titlltion whose .dq>osits~ im:nT~ci by II federal.aga:¡cy, immnnt'ntHlity, ill ~ty; or (1l):EkctronicBmdsTIllIlSfur. F.ayments.are n~TT1f';ci.recciv::ed by Lender wknxecci~ .at !he loclition nt'~.£TIMt'rI..ill !be Note ill.at.&uch other lo~Mi on .as.may be rlt'!:1fJ1Mt'rI by l...oen.dt:r in llCCorrlllnr.P. with !he :notice provisions..ill ~ 13. Lender .may.retum.any JUlyment Dr]JID1ial JUlyment if the JUlyment ill]JID1ial p.ayments..ar::e inmffi~i~nt 10 bring 1he Loan .cuI1"alt. ..I....t:nda .may ..accept .any 'Payment or ]JID1ial JUlyment in~lffi~it'nt 10 bring 1he Loan .current, without w.aiv::er .of .any Iights ht'T~lm&'T ill:pr~judice 10 itsIights 10.I.efu.se BUCb JUlyn.¡tmt or]JID1ial JUI~..ill !he future, but.Lender is:not ohli.£Ht~rll0 ..apply .&uch payments.at!be 1:ÍIm such JUlymen1s.are .acœpted.]f.::each Eeriodic 'P.ayment is .a:ppl.iecJ .as of.its ~~ht'rln It'II .due .date, ~ l...oen.dt:r ~ :not ]lilY .interest 00 .JJDapplied funds..lnldcr.may.hold .&uch 11IlaJIPli::ed funds DI11il .:BorrO\œT.makes JUlyment 10 bring !he Loan .current.lf .:Borrower 1loes :not ßO .so within ll.reasonah1e paiod of lime,..I.t:ndf:r .shall :citœr .apply BUCb funds or .return 1hem 10 :Borrow.er.lf:not.appIæd~, BUCb funds will be.appjred 10 the ont!:tanrlin2 prin~Tlll .balance.under !he Note imTT1f';rli:¡t~ly prior 10 ioreclosure. No offset or .claim wlúch.:BorrO\œT.mi.ght..hav::e :now ill in the i:ut:ure .ag.ainst.Lender .sha1J I:cl.it:v::e:BorrO\œf irom'TTIllk'in2 JUlyments.due.u.nder 1he Note.and 1his Buurity lmtnnnt".TIt ill perlOIIDing !be .covamnts lIDd HVt'~~ffllt~ !:t'r.llTt"II by.this .5~ty lnstrument. 2. .Ápp1i,.ßfion of .J>.ayments or .J>roceeds. Ex.œpt.as otherwise .described in !his ~~Ni on.2, ßll JUlyments ..acœptW .and.a:ppl.iecJ by l...oen.dt:r .sha1J œ.appIæd in the :following DIrler of :priority: (.a) interest .due .u.nder !be Note; (b) principal ~.u.nder 1he Note; (c) ßmmmt~.due.u.nder.5::ection 3..such JUlymen1:S.sha1J be..appli::ed 10 :e.ach F.criodic F.ayn.¡tmt .in the DIrler..ill wlúch it bt:ca:I:œ .due. Any TfinHinint .amounts .sha1J be.a:ppl.iecJ .first 10 late £barges, .second 10.any other Hmmmt!:.due.u.nder .this Buurity lnstrument, .and 1œn 10.reduce !be prinMpH I nHlan~ .of1heNote. Jf l...oen.dt:r .reccives II .:payment i'rom .:BorrO\œT .for II .delinqœnt .Periodic Fllyment wlúch inr.1nnt>s II !:nffi~i~nt JIIllOllIlt 10 JUly.any late.cl1arge..due, .the payment.may œ.applied 10 the .delinquent JUlyment.and the late ~.lf IDOr~ 1lum DDe .Periodic 'PlIyment is ont~tllnrlinz, Lender .may .apply .any payment.recci~ from .:Borrower to !he .repayment .of .the .P.eriodi.c 'P.ayments if,.and 10 the -::extent .that., .::each JUlyment£aIl œ:µaid in ~. 'To !he ::extent J:hat.any .::excess ::exists .aftcr !he JUlyment is ll,pp1W:l1O !be :full JUI)'IIlt:Ilt .of one ill EOre 'Pmodic Fllyments, .such .::excess.may b~ ..appli::ed 1O.any late £barges .due. Vohmtary ]]repayments .&hall b~ ..appIædfut 10 .any prepayment.ch.ar~ lIDd.tlæn.as ~!:Miht>n..ill 1heNote. Any l!PPli~Mion .ofJUlymen1:S, in~llT!In~ proœais, ill.Mi!:~1111nt".ollS.P.roœeds toJ1rinMpH1.due.u.nder.1he Note.&hall~ot::extendillpO!:tpo~!he..due.date, ill ~1he ammmt, .of1he'Pmod.icF.ayments. 3.~:nnds.for .Escrow .1tems..:Borrower .sha1J JUly 10Lender oo.the liay 'P..eriodic.P.a~.are.due.1JI1dcr 1he Note, unti.l!be Note is:p.ai.d in full, .a .sum (.the "FJmds") 10 ]>IOV~ for JUlyment .of Hmnnnt~..due.for: (.a) :taxes .and ..assessments.and other items w.hich £all ..attain :priority 0'10" .this Buurity Im1T1nnt".TIt ..as .a ~ ill ~~nmhrnn~ on !he.P.roperty; (b) It''~!:p.h()lrl JUlyments ill pound.rents illIthe.P.rOperty, if .any; (c) pTfinilnn~ .for .any lIDdßll in ~I1Tßn~.required by.lnldcr .under .5::ection 3; lIDd (d) Morlgaþ: In~1THn~ pT~milnn~, if.any, ill .any .smns JUly.ablt: by J3orrO\œT 1O..Lender in lieu .of 1he payment .of Mort.ßlIß~ In~TTlln~ J1T~milnns in ..accOTrlanr.P. with !be provisions of.s~ 10"Th~st: items ~.canro 'Escrow Jrems." At orig:in!ltion or .at.any lime 1hn:ing !be rerm .of !he Loan, Lender .may ~uire .that Cmmmmity Associ.ation .DueB, 'F::ees, lIDd .:A !:!:p.!:mlt'nt~, if .any, œ ~ow::ed by .:BorrO\œT, .and .&uch ..dues, .f:ees.and ..asse!:mlt'nts .sha1J .he .an.Escrow J:tem. .:Borrower .&hall promptJy furnish toLender .all:notices .of mTImmt~ 10 be :p.ai.d.u.nder !his .5::ection..:BorrO\œf .&hall JUly.lnldcr !he runds for Escrow Jrems ~s l...oen.dt:r w..aÎ'Y::es .:BorrO\œT'S ohligation 10 JUly !he Funds for .any ill .Jill Escrow Jrems...I....t:nda.may w.aiv::e .:BorrO\œT's ohli.ß!ltion 10 JUly 10.lnldcr runds for.any or .all~ow ~-æA{WY) (DDD5) .I;tiL (DB1D5) :¡>.i3gf!.3 Df 11 T.mm3I!S1 '11D1 09~1~108 00034B .::oDC:m '4t: DDDJ.-432J.DJ.B~DBDD6 J.æms.lit lUly 1iIne. .:ÂDy BUCh w.aiv.er.may only M in writing. In 1ht: ~v.ent .of BUCh w.aiv.o-, :Borrowu Æhall]Jay Ærectly, w.hcn 1md w~ paywre, 1ht: ..amounts .due for lUly Escrow Jœms .for wlrich payment .ofJ<nnds .bas bœn w.aivro by ~ 1md, if lender .requires, .shall.:fumish 10 lender .receipts ~virle,n~ing BUCh payment within BUCh 1ÏII1e period 1iS~ .may .require. :Borrowu's ohl~!ltiem 10.ma1œ BuclJ payments 1md 10 ]JTov.ide .reccipts .shall for .Jill purposes be cI~mp,d to be Jl £O~t 1md ~mI"nt £nntaint"rI in .this .5uurity lmtmm~t, 1iS 1ht:]1brase "£ovfruUlt 1md ß1?"~mI"nt" is .used in ~on 9. ]f :Borrowu is ohliz!ltt"rI 10 pay .Escrow .Items .Ilirect1y, J111T~1)aT)t 10 Jl w.aiv.er, 1md :Borrowu fails 10 pay 1ht: lUIlDunt mæ .for lUl Escrow 1t.em, .Len.œr .may í:Xficise its IÏgh1S .ll.Ilda .section -91md pay BUCh..amount 1md .:Borrowu BhalI1hen be ohlÎf;!ltt"rI .ll.Ilda S~Ninn -9 10 .repay 10~ lUly BUCh lUIlDunt.~.may .revDke .the w.aiV.o-1iS 10 lUly or .Jill Escrow J.æms .lit lUly time by li JlOtiœ zi ~ in liCC.ornlmN': wjJb St".r.tion 131md, :upon BUCh .revocation, 33orrowa .shall :pay 10~ .Jill J<liIlds, 1md.:in BUCh Bmmmt~, .that.are 1hen.required .ll.Ilda!his St>.r.tinn 3. Lt:nder.maY,.lit.JUlY Iime, £ol1ect1md.ho1d£mdsin.an..amount (a) !:nffi~i~t 10~Lender lO.BpJÙy 1ht: Eunds.lit 1ht: 1iIne ~~ifi~d.ll.Ilda 1ŒSPA, JUld (b).not 10:exceed 1ht: maximnm Bmmmt li~.!:aIlJügllire .ll.Ilda :RESPA..Len.œr BhalI ~~tim!ltp, .the ..amount of J<nnds .due .on 1ht: basis of £mr.ent mrta 1md .reasonable ~st:imates .of~'Xp~rlin1T~s offutureEscrow.Items or ot:berwiseinJlCCOrclanN': withAppli~ahlp,Law. TheJ<undsBhall be.heldinlill im:titntinn wl1ose.Deposits.are in~lIT~rI by .aiedcraIJlgeD.Cy, in~trnm~t::tlity, or ~ty (indnrlinglender, iflender is.JUl imtitntinn wl10se .Deposits.are so insured) or in.JUlY J<~ Home .Loan :B.ank. Lt:nder .shall JlPP]Y .the runds 10 pay 1ht: Escrow Jœms .no Jarer .than 1ht: 1ÏII1e 5p~~ifit"d .ll.Ilda JŒSPA..Lenda Æhall.not ~:BOJTOwu.for hnlrlin£ 1md .applying 1ht: rliIlds,..aDI1IDilly ..anaJyzing .the ~ow ..accDllIlt, or Vttifying .the Escrow 1rems, unless ~ pays :Borrowa .interest on 1ht: Hmds .and .Applic.abJe law permits lender 10 .ma1œ BUCh Jl .charge. u~s .JUl ß1?"~mI"nt is .JIUU:Ie in writing or Ap'pli~a;hw.law .requireSint:ereBtlO Mpaid .on1ht:J<unds,Lender .shall llOt be.re.guired 10 pay :BOJTow.o-.JUlY interest or~s .on .the J<unds. :Borrowu 1md lender .can ..agree in writing, l1owev.er, 1hat int:erest BhalI M paid .on 1ht: J<.unds. Lt:nder .shall zive to:Borrowa, w.ithout .charge,lUlJiI1IllUÙllCCOl1Il1ÎIIg of 1:heEunds 1iS.required by 1ŒSPA. .If.there is Jl BUIplus of'Funds.held in ~BcI'ow, .as cI~fin~rl1.II1Lkr 1ŒSPA, Lender BhalIllCCount to :Borrowa .for 1ht: ~ss.:funds in..accordance with JŒSPA.]f .there is li !:hortW ofJ<liIlds.held in ~ow, 1iS Defined .ll.Ilda JŒSPA,.Len.œr .shall JlOt.i:fy :Borrow.er 1iS.required by JŒSPA, 1md :Borrow.o- .shall pay 10 lender .the .amount.lleCeBSaIy 10.ma1œ up 1ht: .shortage in ..accnrcl::tnN': wjJb 1ŒSPA, but in .no more .than 11 EDDt:hJy ]Jayments.]f .1:hcre is Jl ri~fi~i~n~y ofrunds.held in ~ow, 1iS clp,finT'rI .ll.Ilda 1ŒSPA,.Lender .shall.noti:fy .:Borrow.o- ..as.required by JŒSPA, 1md :Borrowu .shall pay 10.Len.œr .the lUIlDunt.neceBBal}' 10.:malœ :up 1ht: rlp,fi~it"ncy in..accnrrlanœ with1ŒSPA, but.:in.nomoœ1han 11:monthJypayments. Upon payment in:full of.Jill BUIIlS !:t"M1Tt"cI by !his Btturity lmtn1TT\t"Tlt, lender BhalI ]JTDmptly.:refund 10 :B.orrowu lUly J<unds.held by~. 4. Charges;.Liens.:Borrowu .shall pay lill1aX.es, ß ~~~~nt~, ~s,.fineB, JUldimpo.s:itions ::tttrihl1tahlt" lO.theEmperty w.hich.can..anain priority ov.er1.his Btturity lm:tn~nt. leß~t"hnlcl payments or pound.rems .on 1ht: Eroperty ,.if .JUly,1md Cnmrmmity A !:!:oM::ttinn])ueB,:Fees, 1md .A!:~!:~h:,.if .JUly. 'To 1ht: fi1ent.that1hese items .areEBCI'oW 1tems,:Borrowu .shall ]JaY .!hemin 1ht: DlaIUla]JTOviJ:kd in S~~ti on 3. .:Borrower .shall promptly rli~~h::tr.ze lUly Jien which .bas jIriority ov.er !bis .5uurity lm:tnJmt>nt DI1kss .:Borro'Wer. (1l) ..agrees in writing lO.the,payment.of ~ DhltgMion ~~11T~rI by .the Jim in Jl:maDn.er.liCceptabk 10 .Len.œr, but only BO long 1iS :Borrowu is perfnnnmg BUCh IIp~mI",nt: (b) £DIl1eBlS .the Jim .:in ,good.faith by, .or rlt"ft"ncl S 1Ig.ains1 fnfoTN':m~t of ~ Jim in, Jega1 ]JTo~rlin:ßS w.bichinLender's opinion Operare 10 prevœt .the ~.cf:IDmt .of 1ht: Jim while those ]JTo~rlingS..are J1ffl1r1in£, but .onJyJJDt.il BUCh ]JToœt"rlings..are £nn~ll1c1p,cI; .or (c).secu.resfrom1ht:.hold.er .of.theJimlUl ::t~1 ~ßtid"aNory lOLender BUbnrrllnatin£.theJien to1hi~ ..&curity lm:t111m~t,]f.Len.œr n~t.¡o,ymin~s :that lUly :part .of !he Eroperty is .subject 10 li Jim w.hich.!:aIl..anain jIriority ov.o-1his.&curity lm:tnJmt>nt ,Lt:nder:may zive:B01Iowu li.not.ice identifying 1ht: Jim. WitlUn 10 ~YB of 1ht: .Dare .on w.hich .that.nD1iœ is zi~,:Borrowu BhalI.Ba1iB1Y 1ht:Jien or lake .one or.more .of ~ ..actions .set .for.th..abovein!his St>.r.tiem-4. Lt:nder .may .require :BorrOW.eT 10 pay Jl .one-Iime ~ for li:real :estate laX Vf~rifi I'.ation .andI.or.:rq>Dtting Æ.erVice.used by.Len.œr in ~on~~tion with !his Loan. 3. ..¥xojærty ImmrJlD{'" ]3orrowa .shall Jœep.the improvements .now fXÎi:tin,g or ht"rt".aftf':r:er.ect1:d .on.the Eroperty imm1't"cI ..ag.ainsl1oss by lire, ha7arcls lndl1c1~rI w.ithin.the 1eIm ''t''xtt''nclt''rI £o~," 1md lUly otbcr ..ha.zaI:ds indnrl~, but .not ..limited to, ~arthl]l1akt"S 1md .floods, .for which lender .requires immranN':, 'T.his immranN': BhalI be -maint::tmt"rI in 1ht: ßm01mt~ (indnrlln£ clt"rln~rihl~ levels) 1md.for..the periods.that.Lender .requires. 'What.Len.œr .requires pl1n:nant 10 1ht: ]1r~N':clinB ~t~N':S.can.cl1an,ge J:!m:iIJg .the 1eIm of .theLrum. The immmnN': £arri.er ]JToviding .the ;mmranN': .shall M £ÌlDBCII by .:Borrower .subject 10 .Len.œr's I!ght 10 Æs.approve.:Borrower's rl1oice, w.hichI!ght .shall.not be ~yt'T{'i ~cllmTt"a ~nn::thJy..Len.œr JIUlY .require :Borrowu 10 pay, in £emnt"r.ti em with !his .:ù)an,.ritb.er: (.a) Jl .one-time ~ .for .flood.:zone rlt"tt"TJTIlnMinn, certifi ~al ion 1md trß~kiTlt .services; or (b) Jl .ontH:ime ~ .for .flood.:zone nt"tt"Tmlnation 1md cenifil'.ßtiem ..services 1md .BUbBegucru ~harg~s ~ 1ÏII1e .remappings or .Bimilar .cl1an,ges occur wlrich .reasonably .D1ight ..affect BUCh clnt"TJTIln::ttion or cenifi~Mi nn. :Borrowu .s.hall..aJ.so beJeB.POIlSÍb1e.for !he :payment .of .JUly .fees imposed by ~ EedaaJ --Rm~gffilJ' ~an~eTI\t"nt ~ .:in J;emnt"r.tinn with ~ .IevËw .of .JUly .flood:zone nnt"Tmin::ttion .:œsnlting.fromlUl objection by.:B01Iowu. ]f ]3orrowu .fails 10 -maint::tln lUly .of 1bt: £O~s rit"~mht".cI ..above, lender JIUlY obtain immrllTlN': £o~, ..allender's option 1md:Borrowu's fxpen~.lender is .ll.Ilda.no ohltgßtion 10 p11T~ha l':f".JUly ]):Jrti~ll lar ~ or ..amount .of £ûv.er.age. "Th~1't"fnT~, BUCh £overage Bha.ll £ov.o- Lt:nder, but JDight or D1ight.not ]JTD1ect 33orrower, .:Borrowu's .equity in 1ht: Eropaty, .or ..the £DIl1crl1S .of ~ Eroperty, ..ag.ainst .JUlY.IÍBk, ..hazard If¡~¡f#;i!~~¡~ii;~¡;; ~ ij ~-diA(WY) (DDD5) .cHi. (DBJD5) ~-4Df11 Fmm3D51 "11D1 rmili~i~mm)l.:;~ "~~-", ooò5~~ 09~~~}08 JJDC .TI) "it: DDm-432lmB-4DBDD6 or liability .JiIl.d.might provide ~ or It:sser ro~1han w.as J]rev.iously .:in :clfecU3orrow~ l1CknowJt:4ges 1bat 1he .cDSt of 1he im:rmml'f' rovcrage so Dbtained.might <:itnifi~lIntly nœed 1he .cDSt of insw::ance .that .:Borrow~ .could llave Dbtained. Any lIIDOunts .disbursed by Lcndt:r 1JJ1der this .section 3 Bhall œcDIDe llildi1iona1 .Debt DLBorro~ ~~l1Tf'rI by 1his .security Imtmm~nt. T.hese HTTIOlmtR Bhall œar .:interest M .the Note.rat.e from .the iliI.te ill .disbnT<:~nt .JiIl.d .sWill be payllhre, w.ith such inrerest, lIPDD J10tiœ n.om Lcndt:r 10 .:BDIID~ .requesting payment. .All insnrnnl'f' pDlicies.required by Lcndt:r JWd.reneW1.Ù.S of.such poli.cii:s.shall he .subject to.Inuier',uight 10.1lisapprov.e such pí>Iic.œs, Bhall includ.e .a Rt:mn:mi mOTt.f~e .claust:, JWd .shall mI1Ile Lcndt:r .as JJ1DI1gagtt ..and/or .as..an..additiona1loss payee.Lcndt:r Bhallllav.e 1he.right toJ1old1he pDlicies JWd:renew.a1 œTtifi~lItf's.]f ~ .requires,J3orro~ Bhall promptly ,give to~ 1.ù.lIttcipts ill]llÙd ]1T~illffi<:JWd:reneW1.Ù.J1Otiœs.]f .:BDIID~ Dbtains ..any .:foon ill lmmTllnl'f' .cov~, .J1Ot othcrw.ise.required by ~, for lianuIge to, or .Destrn.ction of, .the J>rDperty, such policy .Bball includ.e.a <:t:mnIlTn ~ .claust: JWd .sha:ll..IUlIIle.Lcndt:r .as .IDOI1:gagœ.and/or.as..an llildi1iona110ss payee. In the event of 10ss,J3orrow.er .sWill,giv.e prompt no1i.œ to1he lmmnmœ.can:i.er .JiIl.d1...md.er.Lender.may .:make proof ill loss if not made promptly by .Borro~. 1JnJ:ess Lcndt:r JWd .Borro~ Dtherwise .agree in writing, ..any in<:l1Tllnœ :proceros, whd:bo" or not 1he .underlying immTllnl'f' w.as .required by Lcndt:r, Bhall bt: .applied 10 xestoration or .repair ill 1he J>ropcrty, if 1he re<:tnrntinn or I:epa]r is ecnnnmi~lIlIy ff'~<:ihlf': JWd Lender's .security is not It:ssened. During such.repair ,.arutrestoration -period, Lcndt:r Bhallllave.the.right to l10ld .such In,<:nnmCf. proœeds until1...md.er l1as.had.an oppD11lmity lO.inspect such J>rDpal}' to ~e.the work.bas been .cnmplf':tf':ci to~'s !:ßtid"lI~tion, provided 1bat such.:inspection .shall he lmci~lIkf"TI promptly. ~ .may diidmn:f': proceeds for .the.repairs JWd .re<:tnrntinn.:in.a.single payment or .:in .a BeD.eS Df progœss :payments .as 1he work is .cmnpl/':t~ci. I:Jnless..an Hf,Tt".f':ffif"T'lt is.roade.:in WIiting or .Appli~Hhl~.Law.requires:interest to .be :paid on .such insw::ance :proceeds, ~ .sha:ll.J1Ot .be.required 10 :pay .Borro~ ..any interest or ~Hmln.f;SDD .such proceeds. 'Fœs for public .adjusters, or .otb.er 1hini parties, retll1ru>n by J3orro~ .Bball not he ]llÙd out ill 1he immrnnœ proœeds JWd .sWill he 1he sole Dbligation ill ])orro~. ]f 1he re<:tnrntinn Dr .repair is J10t .:ecnnnffii~lIlIy feasible or Lender's BeCUrity would .be le<:~~ci, .the m<:lTrnnl'f' proceeds Bhall he l)]>plied to 1he .sums ~~llTf':ci by thisBecmity lm:tn~nt, w.he1:ær Dr not.tben..d.Jre, wj¡h 1he.excess,if..any,]llÙd lO])orrD~. ..such Tn<:1JTllnl'f'proceros.sWill he.appIred.:in1he DIdaprDvidedfor.:in ~f':Ninn 2. ]f])auo~ HhHnnnns .theJ>ropal}',1...md.er.may.:tïk, negotiatt:.JiIl.d.settle..any llV.ailable in!:lTrnnN::..claim .JiIl.d.:œla1ed:man.ers.]f.:Bauo~ .1iœs J10t Iespond within 30 .rlays to.an.otice..fromLender 1hat1he in!:llTllnl'f' .can:i.er l1as .off.erro 10 .settl.e.a .claim, 1Mn.Lender.may ~otiatt: JWd .settk .the..claim. "'The 30-.rlay]1t:riDd w.ill begin WMn 1he n.otice is ,gjven. In .cith.er event, or if .Lender .liC!JWres 1he J>ropal}' 1JJ1der .&ction.22 Dr othcrwise,.:BorrD~ l1o:eby..assigns to.Lender (a).:Borro~'};.rights to..any In!:lJmnl'f':proceeds.:in..an..ammm.t J10t to ~ 1he flffiOlmt<: DDpaid .und.er 1he Note or .this Becmity 1n<:tnJTnf':r1t, JWd (b)..any D1h.er illJ3DIID~'s .Iights (oth.er.than 1he.right 10..any .refund ill UTW.1In1f'.cI ]1J'f':ffiinffiS :paid by ])orrow~) 1JJ1der.all in f':JTrnnf'f': ]JDli..cres £0V:eIÎIlg 1he J>ropcrty, insofar .as such.Iights.are lY'Pli~lIhlf': 10 .the .coV:CI:age ill 1he J>rop.erty..Lender .may 1lSe ..the in!:llTlln~:procœds.cith.er 10.repair Dr.restore 1heJ>rDpal}' or to:pay Hffi01mtRj,mpaid.und.er 1he.Not.e Dr this ..security Tn <:tnJffif"TIt , w.he1h.er Drnot1Mn.1Í1æ. 6. OrMJpllnry. :Borrow~ .shall DCCllpy, ~<:tHhli <:h. ..and DSe .the J>roperty .as J3DIID~'s principalre<:i nf':TIl'f' within DO .rlays ..aft.er .the :execD1ÍDD of this Becmity Tm:tnJrnf"T'lt .JiIl.d .shall .c0IllÍIllJf: 10 DCCllpy 1he J>ropcrty ..as ])auo~'s principal T'f':<:inf':nœ.for.at least .one yur..aft.er 1he.rla.œ of D£CD:paIlCy, .unless.Laui.er Dt.b.erw:ise ..agreesin w.riting, w.hich .cDDSeIlt .shall.J1Ot he .1IIlreasonably withhcld, Dr lDlless f':ytf"T'lnllring ~lT~lJrn<:tllnl'f's.exist w.hich.are .beyond.Borrow.er's .control. ì. .P.r~ MlIlnff>nllnt'f'.JU1d .P.rotection of 1he .Projæl1y; .Jnspections. ])auDw.ef .shall .J1Ot ..Destroy, lianuIge or impair 1he J>ropcrty, 1.ù.low 1he J>rDp.erty 10 nf':tf':TÍnrJltf': or .commit W.aste DD ..the J>rOperty . Wl1etb.er or not])orrow~ is.residing.:in 1he J70perty ,])orro~ .shall 'TTIlllntllln the J>rDperty .:in ùId.er to J]reVeIlt .theJ>rop.erty nom Of':tf':TÍnrnring or nf':M'Pllcinzin v.alue.1Í1æ 10it~£Á1IJnitinn. Ilnkssitis ci/':t=mlTtf':n pursuantto .Bection 31hat.repair or .restoratiOI1iSJ1Otuonnffii~Hlly ff'~<:ihlf':,J3auo~ .sha:ll promptly.repair JheJ>rDpal}' if flllffillgf'rI to .avoid i:urther .dderioration or nHffiHZ¡-. ~ In<:llTllnl'f' Dr .cnnn/':ffinJltinn :proœeds .are paid in £nnnf':Ninn w.ith cillffill"gf': to, Dr 1he laking of, .the J>rDpal}', .:Borro~ .Bball be ,responsi.ble for Tf':J1l1mnz Dr re<:tnTÍnz 1heJ7Dpal}' .only if.Lend.er .bas Tf':lf'.1IJ;:f>.cI:proceeds for such ]lllIpores..Lender.may .disburse proœeds for 1he ,repairs ..and ,restoration in .a .single :payment Dr .:in II BeD.eS ill :prDgresS pa}1lIleIl1S .as 1he wru:k is .cnmplf':tf':n,]f 1he in!:llT~~ Dr .cnnn/':ffinJltion]JIDC:reds.are :not !:lJffi~if"T'lt to.repair Dr xestore ..theJ>rDperty, .:Borro~ is:not.reliev.ed ill])orro~'s Dhligationfor 1he .coffiplf':tinn ill .such.repajr or.restnTHtinn. .Lender Dr its .agrot ..may .:make ..reas0IUlble ~s llpon JWd inspt"r.tinm of .the J>roperty. ]f it.bas ~oruilik r.anse, ~ ..may .inspect1he int:mor ill .the impro~ DD 1he J>ropcrty.1...md.er .shall ,gjv.e .:Borro~n.oticeM.thel:iIm of or prior 10 sucl1.aninterior~.specifying.such Tf'~<:nnllhle..cause. .8. -BOITOWS'iJ Loan Applirlltion J3DIIDw~ .shall he in .1idault if, .dur.ing 1he Loan .appli~lItinn process, .:BDIID\œT Dr ..any J1eI'sons or:enti.ties.acting M 1he..direction of ])orro~ or wj¡h ])auo~'s ..knowlt:dge Dr £DDSeIlt gav.e T11Htf':TÍlIlIy.:false, mi<:If':lIninz, or inll~~nrntf': infonnation or !Úllt~ntR 10.Laui.er (or..f"aìkd 10 :prov.ide.Laui.er w.ith T11l1tf':TÍlIl lnfnrmlltion).:in £nnnf':Ninn w.ith 1heLoan. ..Matcrial.repT~~ntllti nm in~ Inn.., but .are not J.imired to, .repr.e~ntlltinn<: £nnl'f'1Tl1nz J3orro~'s O~~lTlln~y of 1he J>ropal}' .as J3orro~'s principal T'f':<:inf':nl'f'. ~ -óA(WY) (DDl15) I::HL (DB1D5) Ðòge.:5Df11 T.mm3D51 "'11D1 09~:J08 000350 ~DC ~~: DDD~~~lllB4DBDD6 9.17otection ofT ,pnnpr's.1n.t.eœst.in1be~.mperty.andBigbts I1nd.er íhis SPM1rity..Instr.ument..lf (11) 330rr0wcr i"ails 10 :pafmm the £ovœants llD.d !I~mMlt~ .cnnt!llnf".rl .m .this BttUrity lnstrument, (b) 1he.œ is .li Jt;gaJ :prn~rling 1ÌUlt JDight ~i.fJIifi~aT)tIY.llÍ:fUt lender's ~st .m the PIOpcr1y .llIld/or Iights llI1der .this ~ty 1n~trnrru-nt (such .liS .li :pro~rllng .m bankruptcy, :pro~, for .cnnrlf.mn!ltinn ill forff"itllT~, for ~œment of .li JioJ wl1ich DUly llttain priority over lhis ~ty lnst:n.unent ill 10 nlf~ J1iws or .r1;gUlarions), or (C) .Borrowcr .has 1ÙJID1doned Jbe Eropcrty, then l.:endcr DUly 110 .Jmd JUly for w.hat.ever is Tf>JI~on!lhlf. or 1!PprD]J1:iare to :prorec1l.:endcr's .lluerest.m JbeEropeny .Jmd.rights llIlda.this,&emity 1m:trn1Tlf"TIt. '¡ndl1r11~ :prot~cting 11I1d/or .liSsessing Jbe V1Ùue ill Jbe Eropcrty,.Jmd ~~~nrinE;.llIld/or.repairing Jbe Eropcrty. .Lcru:Icr's.liC1ions.can inc.lJ.ure, but.Bre.not limitro 10: (11) pllying J:lIlY Bl1DlS BeCUred by.liJioJ wl1ich.has priority ovcr .this .5ttUrity lnstrument; (b).ap~.m.court;.Jmd (c) plly.ÏD£ .rt:asonable .JillOmeys' ftts to :protec1 its ..:inærest.m Jbe Eropcrty 11I1d/or .rights llIlda .this .5~ty lnstrument, In~lurling .its !:t':~nT"'d position .m II bankruptcy:pro~ri1nE. B~ the PIopcrty ;ndl1rles, but is.not limited to, ~ntmng Jbe Eropcny to.make .I1:paÎrs, £hangt: Jocks,:replaœ or boani up .doors.Jmd windows, .drain W.llt.er from :pipt:s, ~liminllte hnilrliTJg ill D1her £odt: violMions or .Liangerous £onrlitinm, .JmdJ1aVt: 1J.t.Ïli1it:s nxmed on or off. .A11houghLendcr DUly 1aJœ ..ll.Ction llIlda.this ~"'Nion -9,l.:endcr 11œsmJ1J1av~ 10110 .so.JmdisJlDlllIlda J:lIlY.duty ill obligation to 110 .s0.1t isllgœed 1ha1l.:endcr.:incurs.no.liability for.not t.aking J:lIlY or lill1lC1ions !lnthnri7~d llIlda.this ~~NiOTI -9. Any .llDl0UDts .dishurSt:£! by Lender llIlda!his ~~Nion -9 .5luill beromt: !lrlrlitiona l1icl>t ill.Borrovær BeCUred by .this.5e.curity lnst:rument. T.ht:se.llIIlOunts.shall bear ~st.lit the Nolt: Iatt: from Jbe.datt: ill .dishUT~t ..and.shallbt: plly.ablt:, with.such ~st, upon.noriœ fromI..:cndcr to .Borrovær Iequesring plly.D1Q11. 1f .this,&curity 1n~l1Tlf"TIt is DD II If"JI !:t':holr1, J:iorrovær .shall mmply w.itb lill Jbe :provisions ill Jbe kase. ]f33orrovær ..acL}uires fet: 1itk 10 Jbe Eropcrty, Jbe It"JI!:t':holrl .and Jbe fet: 1itk .shall.not.mergt: .unlt:s~Lender llg.œt:s 10 Jbemergcr .m writing. .10. M~e lmmrslnf'P, lfLender rt~qni1"f"1i MO'Ttz!l~ 1m:J1T!lnl'e.as.li .conrlition ill m!lking Jbel...oan, 33orrower .shall plly Jbe:pT~minm~.required tom!lint!lln JbeMort211f~ 1m:1JT!lnN':.m~1.]f,for.any.reason, Jbe .Mort2!1U ln~nT!lnl't" £Overnge w1]uITf'.d by Lender JXaSeS to he llVlÛl1lblt: .from Jbe m0TttIlZt: insurer 1ha1 ]JreyjousJy ]llDvidtill .such .msur.anœ Jmd .Borrovær was w1]JIIT-f".rl to maIœ .separatcly œ~Ífl1M",rI pllymeIl1S 1ow.æ:d Jbe :pTfflT1inm~ for .Mortga,gt: 1mnrnnN':,J3orrovær.shall plly Jbe premlnm~.required 10 Dbtain £ovcragt: .sub!:t!lnti !Illy ~uiv.1Ùmt 10 1heM nrtZ!lge 1n~1JT!lncp' previously in:clfuct,.lit .li.cDSt .sub!:tJrnti ~lly ~uiVlllent 10 1he £ost 10.BorrOwt:T ill Jbe Mortgagt: 1m:1JT!lnl't" preyjousJy in :clfuct, .from J:lIl a It~!lte mortE!\ge insurer ~I~~ted by Lender.]f .sub!:t!lnti!llly ~v.a.I.cnt Morlgagt: lmmrnnN': ..co~ is.not .livlÛl1lblt:, J:iorrovær .5luill.cDIl1ÌI1llt: 10 JUly 10Lender .1:ht:.l1IIlount ill Jbe Bt:p8DUcly œ~iEJ1!1tT'.rI JUlymen1S.that ~..due w.ht:n Jbe m ~nT!lnN" £ov~t: ~ 10 he in rlfuc1..Lcru:Icr will ~t, use Jmd1ct.ain.:these pllymen1S.liS .li:llOIrT~nmrl!lhlt> loSSït:SerV~.m Jieu .of M ort Z!lßt" ImmT!lnN':. .5ucllloss ~ .shall he .non-T~nmrl!lh It>, .notwith!:t!lnrlin,f Jbe fut 1ha1 Jbel...oan is ]lltim!lt~ly:paid.m full, Jmd.Lenda .shall.not he.required to plly .Borrovær J:lIlY interest .or ~HminES DD .such loss .It:SCTVt:..Lcru:Icr .can.no longer .require Joss ~ ])aymen1S if MortEHge lm:1IT!lnN" £o~ (in.1:ht: ..llIDount.Jmd for Jbe pmod 1ha1LcnderIequires) :provided by J:lIl.insurer !:t':1~~ted by Lender ..J:IgIrin DecOIIlt:S .liv.ailabk, is obt!lln~rI. Jmd.Lenda .requires Bepara1cly cre~i.fJI!lt~rI pllymen1S 10w.æ:d Jbe :prt=llnm~ for Mm:tgl¡gt: ImmTJrnN':, ]f Lt:nder .required Mnrt,fHß't' lmmrnnl'e .liS .li .conrl1tion ill m!lkinE Jbe l...oan .Jmd 33orrovær w.as T~qnlT~rI to.make .separatcly rl~~iEJ1!1tf'.rl pllymen1S 10w.æ:d Jbe :pTt>mlnm~ for MOrt.fHg~ 1mnT!lnN". .BorrOwt:T .shall JUly .1he:pT~minm~re.guired to m!llnt!llnMnrtzau lmmrnnP.f..m~l, ill to:p:roVidt:ll:llOIrrenmrl!lhlf"loss ït:SerV~, .nntil.Lcru:lcr's Tt"1]nlTfflTIMlt for MortE'!lff 1mmrnnl't" ~.m llCCoTrI!lnl't" with.any writœn !lff~t he~J:iorrOwt:T ..andLender]U'oviding for .such tt':TTT11nMion ill.nntil rennln!ltion is.required by AppliC"Jlhlt> law. Nothing.m.this Bution 10 .lIÍ:fUts.Borrovær'E ohliEMion 10 plly inœrest.litJbeIll1e ]llDvided.m JbeNore. Mortgagt: 1n~]rrnnl't" T-Mmh1lT!:t':s.Lenda (or.any ~ty .that ]lUT~h!lReS Jbe Nore) i'or .œr.tain losses it.may incm if.Borrowt:T.dœs .not:repay JbeLoan.as Jtgœed.J3orrovær is.no1.li:party to JbeM ortE'!lze In !:1JT!lnN':. Mort.f¡¡g",.insurers :t:vJlJuaœ1hcir tota1:riskDDlill such im1JT!lnl'einiorœ.from.timt: to.1Ïmt:.,.JmdJDaY n.J1er into R~mMlt~ with D1her par.tit:s 1ha15hare Dr .:modify 1hcir .Iisk, ill.reduœ losses. 'Il1t:Bt: a.v-~m~nts.lIre DD .terms .Jmd £onrlition~ 1ha1.are !:!ltid'!I~tory 10 1he mnrtt!lN' ..insur:er ..and Jbe D1her:party (or parlit:s) 10 .1hese !lJ?'f"f"TT1MIt~, T.ht:Bt: R~Mlts DUly.require Jbe mortE'!I~.insurer to.make pllymen1S ll&ÌDg JIIlY .sour.ce ill íunds .that Jbe mnrtE'!lEe insurer JDaY.haV:t: .livlÛl1lblt: (wl1ich DUly in.cludt:íunds obta.inW.from M0TttIlZ'f' In!:1JT!lnN" ]lTfflT11mn~), As .li.:result ill JbeBt: R1?'~mMlt~,Lt:nder,.any :p1lTC"hAiIf"r ill Jbe Nore,.another.insurer, J:lIlY reln~IJT~T,.any D1her ~ty, or.any HffiliM~ ill J:lIlY .of Jbe fDreEDÏnE, JDaY:recciV:t: (Ltirect.ly ill inrliTt".ctJy) am01mts 1ha1.L1criv~ .from (or IDigbt he ~hHT¡¡Nt':TÍ7,T'.rl.liS).li panion ill.Borrovær's pllymen1S for Morlgagt: 1n~IJT!lnN",.m ~'X ~h!lTlt'f' for .sharing or IDod.ifying Jbe ~ insurer's.IÍSk, or T-f".rlnl"'ing losses. 1f .such aff~mMlt ]U'ovidt:s 1hat J:lIl affili!lt", ill.Lcru:lcr ta.lœs .li 5hare ill Jbe insurer's :risk .m 'P.'XC"h!lnu Jor 1i .share .of Jbe ]lT~mlnm~ :plIid to Jbe in.surer,Jbe IDTIIn£'t=lMltis ofr.t:nHm1ed '£aptiV:t: remI:lIrnnC'f.".FJ.II1ha: (ll).Åny :mclugr_.1JIpnt¡; 'WÏll.not.Jlff'£d;1.be~ounts that.Borrow.er.l1as~ 10 pay.for ~ Tmmranrp, or ~y other ier.ms of.the Loan. .5Dcl1.i1.fJ'f'PD1f'nfs 'WÏll.:not.incr~ 1.be ~nnmmt ]Jorrow.er 'WÏll ()we.for~e Immranf'P~1.bey wjJlnot~..Borrow.er to~y Iefund. ~....õA(WY) (DillJ5) DHL (DB1D5) 'P.age 1) Di 11 r..DJm3D51 -j/D1 IU§j!ii:¡::: igElillF 00"-"'~ 4"iOs:.;:, -J 1:;,21..".1' l~ 000351. :DOC :ID =#: DDill-432.1illB4DBDD6 ! (b)Any ~ ..agI'/>Pnwntjl will.not.Jdfect.íhe rights .BOITOW.er JJ.a.s - jf.JUlY - with .r.espect .to 1he Mortg.age TnjlnTJlnN>.under 1he.HomeownerE.P.rotection..Act ill:J998 or.JUlY other Jaw. These.rig.hts.may inl'h.,ip 1he :right to .rœeive £.er.taîn dijll'lojlnT~, .to .request.JU1d ßhtain l'.anN>llldion ill .íhe Mortgage TmmTJlnl'P 10..have .íhe Mor.tga,ge.InsurJm.œ tP.TlTlinJltpd .JWtmn JltiMl ny, ..and/or 10 rœeiv.e.a.r£fund ill 4UlY Morígage.InsurJm.œ ]JrPminmjl ihat w.er.e "lmPJlTnM Jit.íhe DIne ill JmCb l'JlnN>l1J1non Dr 1f>rrninJltion : TI. A¡¡~mpnt ill MiSN>llJ1npous .Pro.œensj .ForfpihIT~ .All .Mi~œllsmf".ons .P.rüœWs .lire ..ht:reby :I~lo:iDf"nto..and.shall Ï>e]J&d 1OLi:nder. ~ .tæ :Fropt:rty is n:lm~~d, .such Mi ~~f"lhmf"OUS .Proceeds .shall .be liPplied 10 Tf"~tnrntion Dr.repair ill 1ht: :.PrOpt:rty ,if.tæ re~toT:ltion Dr ,repairis economil'H II)' ft"..H~ihlf" ..andLi:nder's BeCUrity iSJlOt 1f"Io:!:t':TIf".n..DUI:.ing.such .repair..and ~tor.ation ,period,Lendcr .s.hall.have .tæIight lO..hold .suchMilo:~f"lIHnf".fIUS Proceeds.untilL:ndt:r..has l1ad.JUl opportunity 10 inspect .such :Property 10 :ensur.e .tæ work..has .been .cnmplf"tt>Ò 10 J...aWu'B !:IJti ~fHl'tinn. ]ll"Ovided 1hat .suchinspection.shall be llIldmaIœn :promptJy.l~nrl~nnay pay for 1ht:.repairs..and Tf"~tOTMion in .a.BÌD£.le Æsbm&emeIlt Dr in li .seD.eS of prOpeBS ]Jllymmts JtS .tæ work is .completed. DnleSS.JUl .817f"f"mf"nt is :ma.d.ein writing Dr.APJlli~Hhlf"I..aw.regu1res~St1o.Ì>e])aid on.such Mi~œIlHnf"ous.PIOCttds,lender.shalJ ~t be .re.quirerlto]JllY :Borrower .JUly ~st Dr ~s .on.such Mi !:œll Hnf"OUS.PrOCttds. ]f .tæ Tf"!:tOTHtion Dr .repair is JlOt unnnmil'IJ lIy ff"..Hlo:ihlf" Dr la1der'B BeCUrity would be If''!:!:t':TIf''n, .tæ .Ml~œIlHnf"OUS.Pr.oœeds.s.hall be .applied 10 .tæ .sums I'If-CIITf"n by 1his .5ecurity lm:tmmf"nt, w.hdht:.r Dr JlOt .then.due, with 1he ~BS, if..any, paid to33orrower. .5uch.Mi ~œl hnf"QUS J-Toceeds ..shall be l!pplied in 1ht: Dr.der :provided fDr in !:;f"r'ti on2. In 1ht: .:event.of li tota11aking,.Destrnction, Dr Joss in VlÙ.Ue.of 1he.J70pt:rty, 1M.Mi~l'f"lIHnf"OUSþ.oœeds .shalJ be li~ to.tæ.sums ~cnY'f"n by .this .5:e.cmity lm:tnJmt':TIt. ~ .or.1lOt.then.due, with 1ht: :aœss,if ..any,.,paid lO:Borrow.er. In 1M.:eV~ ill..a:pania11aking,Jiestrucrion,.or Joss in VlÙ.Ue ill 1M:Prop.crty in wllÎcl11ht:.fainruu:Îœt v..ahre ill !he:Froperty immf"niIJtf"ly before!he])ß11ial1aking, Jiestruction,ill Joss in v..ahreis~ual1O .or~~ 1ht: :lmnnnt ill.tæ sums !:eclITt".n by 1his Security lm:tmmf"T\t imme:niHte:ly before 1ht: ]lli11ia.1.taking, nf"!:tm~tion, .or JoBS in v..ahre, Jll1.less .:Borrower ..and ~ .otberwis1: ~ in writing, 1M .sums !œ~IJ1'f':n by .this S~ty In!:tmmnlt .shalJ b~ Tt>nnœn by 1he..amount ill1ht:.Mi~œlllJnf'".()ns:Fr.oœeds.multijilied by 1MfolloWÌI!g fmP.tinn: (a) 1ht: 1D1al..amount ill 1ht: ÆUIJlS frecnY'f"n ;mTTJt':niHtf"Jy .bdore!he ]1aI1ial1aking, clf"~tml'tion. .or JOBS in v..ahre ..divided by (b) 1hefaiunarlœt VlÙ.Ue.of 1he:.Prop.crty imme:niHte:ly More 1M,pania1 Ja.Iång,..dt:5truction, Dr Joss .in VlÙlle..AIly hH 1:mœ muill be]J&d :to:Borrower. In 1M-.:ev.ímt ill.a :pania11aking, rlf"!:tn]l'Yinn, .or Joss in VlÙ.Ue ill.tæ 'JIJopt:rty in wllÎcl11hefainnarlœt VlÙlle .of 1ht::Fropt:rty ÏTnmf"ni:ltf"ly bclore 1MpartiaJ.taking, cI~~tn]Nion. .or Joss in vlÙ.Ueis.kss 1h.an 1ht:..amount.of 1ht: .sums ~l'lJTf"n immf'".niatf"ly .bdore 1M ]lli11ia.11aking, nf"!:tnJl'tion. Dr Joss in VlÙlle, .1D1less:Borrow.er ..and 1 ~nnf"T otherwise ~ in w.ri.ting, 1bt: .Mi~œll:m~ous Proceeds muill be ..a]>pliui 101M ÆUIJlS !:f"M1Y'f"(1 by :this ~ ln~tnlTTlt':TIt wl1.e:tber Dr.1lOt1M.sums.lire .then.liue. ]f !he 'JIJOpt:rty is..aban.doæd by:Borrow.er, .or if, .after..noti.ce by.Lendcr to.:B.ouower 1hat1ht: Dppo.sing ~..arty (as nf"finf"n:in 1ht:~ ~ntf"T\œ) .offers to:make .JUl..aw.ard 10 ~ li£laimiOr nHm~f"s,:B.ouower.fails 10 .respond :to~ w.i:tbin 30 liaYB ..after 1ht: .Daœ 1ht:..noti.ce is ,gi v.f:Il,~ is IJnthnTÌ7f"nto .collect..and l!pply 1ht: .Milo:œlhmt':Ous .Pr0Cttds .ri.t.ho" 10,restoration Dr .repair ill 1ht: .PIopt:rty .or 10 1ht:.sums ~l'nY'f"n by .this S~ty Jnstnnnent, wk1her Dr .not ..!:hen.due. "Oppo.sing ~..arty":means 1ht: 1h.irIl ]llIrty 1hat owes 33.ouower .Mi !:œl I Hnf"OUS :PJoœeds Dr 1ht: ]llIrty ..against whom33.ouower ..has ..a Iizht ill ..action in.regani to Mi ~œl hnf"OUS ~.r.oœeds. .:Borrower .shalJ be in .1iclault if ..any ..action .or ]ll"Ol'f"f'".nin,e;, wl1.e:tber .:civ.i.l Dr mminH 1, is beg:un 1ha1, in ~'Bjurlfrnt':TIt, .could.resultinf()rff"iYlJT~ ill 1MEr.op.crty .or .otba-mHtmHl irnpIJilTTlnlt illlender'B.:inrerest in 1ht:.Prop.crty .orIights J.J.Ddt:r 1his~ty lmtnlTTlt':nt..:B.ouower .can.cure .suchll.1iclault..and,jf H~N>lf":rntinn Juts OCl'JJT]'f".n, Tt':in~tMf"JtS:prOvidedin !:;~~tinn J9, by l".amin,g.tæ..action .or:proœe:ning 10 be nirn1i!:~n with..a .IDling 1hat, inLendcr's jnciz:rnf"n t; .J1Y'f"~hJne:s fnrft':iYlJT~ ill .tæEroperty Dr .otba -matl"Ti HI TInpHÎTTi1f"nt ill.Lcnder's .int:aest in 1ht: :.Property Dr xigh:ts.l1Ilder .this ~ty lmtnJrnf"nt. 'The]ll"Oœe.ds ill..any ..aw.ar.d .or £laim iOr nIJm::tf;es 1hat.JU'e .attribn1:able 10 1ht: ;mpIJÎTmt':nt ill J...aWu's.int:aest in 1ht:'JI.ropt:rty ..are lJ.ereby B ~~iDe:n ..and .£hall be,paid to~. .AllMi ~N>11 lme:ousErOCttds 1hat.lire .1lOtl!pplied :to Tt':~tnTHti nn.or..repair ill 1heJ>J.opcr!y muill be li~in 1ht: .or.cù:r:pro~ iOr in!:;t>l'tion2. .:12. .BOITßW.er Not 'RplPH¡¡pdj.FDrhf'JlTJlnN'.By T .endPT Not Ji W..aiv£r. :¡:;Y1f"T\~inn ill 1ht: .1ÏIne .for :pa}'IDeIlt Dr-mnnifil':ltinn ill amnTti7IJtinn ill 1he.sums ~l'nTt':n by :this.5:e.cmity lmtnJmf"T\t J7ßnt~n by lender 10 .:Borrower Dr.JUlY .5J.J.CœSSor inlnterest ill:Borrower .£hall.1lOt opaaœ lO.release!heJiahility ill:Borrower Dr.JUlY Successors in lnterest ill .:Borrower. ~ muill .1lOt be Tf"f}niY'f"n 10 .cnmmnlN> :prn('f':f"ninZS ..agJrinst ..any SucceBSorinlnt.erestill33orrow~ Dr to.xefuse lO~.1ÏIne.for]Jll)'JIl1mt or .o1herw.ise.JIlOdify amoTti7Mion.of 1ht: .sums se-r.nTt"n by .:this Security .Jnst:r.ument by.Jr.aSOD.of.JUlY nf"TnHnn.JIla.Cle by 1he orizjnH 1 :Borrower Dr.JUlY Sn~œlo:~nT~inlnt.erest ofJ3orrower. .AIly .forhe::lrnnœ by.Lcnder in -/"yt>Tl'i cinz 1lIlY .Ii,ght .or.It:IIlflliy ;ndnninz, without limitation I Lendcr'B .acœptanct: ill ]Jlly.mtmt:s.:from 1hird :persons, .:enti.ties .or SJ.J.CœSSDrS inlnterest ill .:Borrower Dr in Bmnnnt~ less 1h.an .tæ..amount 1hcr1.due, .s.hall.1lOt be..a wmver ill Dr ]1Tt'r.lnnf" 1M -/"Yf"r~i ~ ill 1lIl,J xight Dr xaIlt:dy . :13. JDint.JU1d..5ev.er.a1 T .il¡hili1y; C(H¡~PT¡¡; Snl'l'f>¡¡¡¡on¡.JU1d A,¡¡¡¡ŸV'¡¡.Bound.:Borrower .cov.t:nants..and ~s 1hat :B.ouower's .ohli.£;atiom: ..and Jiability muill .be joint ..and .sevcra]. JIow.ever, .JUly:Borrower who ..co-.signs .:this .5f.curity .Jnst:r.ument but Does ~ot -t"Yt>~ntf" 1ht: Note (11 ''.co-~''): (11) is .co-.signing.this Stturity -q,-£A(WY) (DDD5) I;HL (DBlD5) 'f2ye 7.Df11 T.DTIJ1:3051 1LD1 09~1.a08 000352 .DDC .J:D =#: DDm43.2J.mB-4DBDD6 Im:tn1T11ffl1t illlIy 1O~,,grant..and ron~Y the £~'s .interest..in the .PrOp:eny :unda the 1c:mS of.this ..5ecurity Tm:tn1T11ffl1t; (b) is .not ])Usonally OhliZflte:n 10:pay the.sums rœ~l11'ed by .this..5ecurity Tm:tnune:nt;..and (c) ..agrees 1hat ..J....endcr ..and .JUly other .:Borrower l:aD ..agree 10 ~,:modify, .forbear or Eak:e JlIJY ..aœmnmonfltiom w.ith.:œgani 10 the 1c:mS of lhis ..5ecurity Im:tn1T11ffl1t or the No~ without the .co-.signer'.s £onsent. .subjt:C11O the provisions of ~'f"r.tion 18, JlIJY .successor ..in Jnterest of .:Borrower who J:ISS11IDeS .:Bouowa's Dbligations lIIldcr .this .&eurity Jns.trumou:in writing,..and is .a]JpI'ovro by J...endcr, .shall obtain.all of.:Borrower'.s Iigbts.and ~e:fit¡: lIIldcr .this Security Jns.trumou. .:Bouower .shall.not he T'f':Ie:¡¡~n irom.:Borrower's .ohlip;l'Iticm¡: ..andJiability lIIldcr lhis .5a:urity Imtn1T11ffl1t .unlt:ss J....ender ..agrees 10 Buclu:elease:in writing. The £D~.and ~mt>:TIt¡: .of.this Bt:Curity Im:trnme:nt.shall hind (.exœpt.as prov.i£kd:in ~on.20) .and henclit the .succe.ssors ..and.assipls ofln1der. 1.4. LoanChar~. ..LenDer .may ~ .:Borrowa .fees lor .serviœs perfrmnnl :in .conne:Nion with .:Borrowa's .1id.aul1, for .1he JlliIPose of protf':~tin.£ .Lendt:r's :int.ereBt:..in the .Pr.operty ..and Dpus ~ .this ..5ecurity TTI!:tnlTTlf':TIt. -indnninz, but.not limited to, .an.omeys' itts, ~ inspection..and v¡¡lnfltion itts. In .regard 10 JlIJY .other itts, the.absence .of :express.authority ..in 1his.5a:urity In ¡:tnlTTle:nt 10.rl1arge.a specific.fee 10 .:Borrower .sluill DOt he ccm¡:tnJf':n.as.a prohibition .on the ~hl'lT..vn.£ of BUCh itt...J....endcr.may.Dot .chargeiees:that ..are~s1y :prohihit'f".cI by 1his.5a:urity Imtn1TT1f':nt or by Appli(,Jlhle:law. ]f the Loan is .sub.¢c1 to .a Jaw w.hich BetS =¡¡Y1mllTT1 Joan ~s, .and .that Jaw is iinally inreIpreted .so 1hat the .:interest Dr other loan ~s £Olkc~ Dr 10 .he £ol1N~tf".cI..in £cm11t'r.tion with the.Lrum :exceed 1he :pt'TITIiftf".cI .limits,!hen: (ll) JlIJY .such lilllD ~ .sluill.he T'f".cInl'f'n by the ;¡mmmt nf"r.p,¡:!:I'IT}' 10 I:educt: 1he..charge 10 1he JIt'TITIifte:n.limit;.and (b) JlIJY .sums.already £ollf"r.tt".cI irom.Borrower w.hich T':Y I'f'f':nt".cI JIt'TITIiftt".ð limits will he T'f':nmnt".cI 10 .Borrower.ln1der .may .choose 10 .make lhis:refund by TT':nnnTl£ the prinnpl'll .owW ~ the Note or by TII¡¡KiTl£ .a.rlirect :payment to .Borrower.]f .a:refund.r.eduœs prinMpI'l 1, 1he T'f':nnNion will he J:reated.as .a]lliI1ia1 prepaymcnt without JlIJY :prepaymcnt ~ (wMthcr Dr .not.a :prepayment..charge is prov.i£kd lor ~ the Note). .:Borrowds .acceptance of JlIJY .such :refund.:made by 1iirect :payment 10 .:Bouower will £om:titnte:.a w.aiver of JlIJY Ii,ght of .action.:Borrower.:mightl1a~.arising out of BUCh OV'f':T~hI'lT.£f':, .13. .Notiœs. Áll.:noti.œs ,gjv.en by.:Borrower or J....ender ..in £onne:~tion with 1his ~ty Im:tn1TTlf':nt.IIlllSt .he:in writing. Any .11D1iœ 10 .:Borrower :in .con11t'r.tion with .this..5ecurity In¡:tnJme:nt .shall he n~t".cI 10 l1a~ heo1 ,gjv.en to .:Borrower w.hen.maikd by fust .class mail or wfum .actually .1ieliV1:red 10.:Borrowa's .11D1iœ ..add.œss jf .sent by other .meaDS. Notice 10 JlIJY .one .:Borrowa .shall £cm¡:titnteo .D01iœ 10 .all.:Borrowers J.J.I1less Âppli~¡¡hle: law ~xpre¡:¡:ly .:requires .otht:rwise. "The .D01iœ .address .shall he the .Pr.operty Address J.J.I1less .:Borrower lias clf':¡:ÏV1¡¡te:n .a ¡mh¡:titnte:.D01iœ .address by.D01iœ 10 J...endcr. .:Borrowa .shall ~lly .notify .Lendt:r .of.:Borrower's .change of .address.]f.Lendt:r ~s.a procedure for .rep0I1:ÏDg .:Borrowds .change .of ¡¡nrl1'i>¡:s, lhw.:Borrower .shall on1y .report.a.change of..add.œss thmll.lh .that ~~ifie:n proœnll1"e:. ~.may he 1JJÙy .one ne:¡:i,g¡1¡¡te:n.:noti.œ.address:unda.this.5a:urity Im:tn1T11ffl1t .at JlIJY .one 1ÍII1e. Any.D.01iœ 1O.Lendt:r .shall .he,gjv.en by .1ielivain,gitDr by =¡¡ilingi1 by .fustrlassmaiJ lOJ....ender's.address.statedllerein .unlt:ssln1derllas ne:¡:ÏV1atf':n .another .address by.:noti.œ 10 .:Borrowa. Any :notice..in .cÆmne:~tion w.ith 1his ~ In¡:tn1TTlf':nt .shall.not be ~t".cIlO l1a~ heo1 giv.en 10 J....ender .muil.actually.:reccivro byLender. Jf JlIJY Dotice xeguired by 1his .security Tm:tnlTTle:nt is.also T-ecp1irenlIIldcr Appli(,Jlhle:.Law,.:the Appli~l'IhleLaw Jf:qniTfflTIf':TIt will miÚSfy the .corresponding 1't"1]nlTf':1TIf':TIt .under 1his..5ecurity Im:tn1TTlf':nt. 1.6. Gov&ning LaW; ..5ever9nility; ~ of' l:nmltrnrtion "This..5ecurity ImltnunP.l1t .shall he ,Eovo:nW by i':ederal Jaw .and 1he Jaw of 1he jn,;¡:ni~tion ..in w.hich 1he.Pr.operty is .locatW. Áll Iigbts..and .ohlizl'lricm¡: £cmt:¡ine:n..in 1his .security ITl!:tnlTTlP.TIt JIre BDb.¢ct 10 JlIJY ..reglllre1Tlf':Tlt¡:..and limitlltions of App]i~l'Ihle:.Law. .Appli~l'Ihlf':.Law .:might ~YJ'li~itly or -implicitly ßlow 1he JUII1.Ïes 1O.Bgree by rontract Dr it:might he.silent., but .BUCh .Bilt:nœ .shall .D.Ot he .comtnJe:n .as .a ])rnhihition .against ~nt by £.ont:rac1. In 1he :ev.ent :that.JUlY ]1fovision or .cl1m&e .of !his..5ttmity In!ltnJT1JM1t or 1he Note (,11T1f1i~t¡: w.ith Appl i~¡¡hle:.Law, .such .conflic1 .shall .D.01.affuct .other ]1fovisions .of .this ..5ecurity ImtnlTTlt>:TIt Dr .:the No~ w.hich l:aD be ,gjv.en .:etrect without 1he £onfli~tin2provisi.on. As D.sed ..in 1his..5ecurity 1mltnlTTlf':TIt: (ll) w.ords of 1he TIlI'I¡:~nlint" ~ .sluill EeaD ..and -indnne: £orresponding Jle1lter w.ords or w.ords of the ffflTlinine:~; (b) w.ords:in the cinzn lilT Bhà11mean..and inc.hu:ie 1he ]1luraJ ..and viœ versa;.and (C) the w.or.d "may" ,gj~s .sole.discre1i.on without JlIJY .obligation 10 1aIœ JlIJY .1lC1ion . 1.ï....BOITO\rer~ Copy..:Borrower .shall he,gjv.en .one £opy of the Note.and of lhis..5ecurity Jns.trumou. J..8. Tr.and'p.r of 1he .Property or.JI Rf>.rn>firigl.:Inrert!Iit.in .BorrOWB'. As ~..in.this ~f':~tion 18, ''lnt:erest..in 1he.Pr.operty" .means JlIJY legal or tw.ne:fi~i¡¡ l.:interest..in the.Pr.operty ,indnnlTl£, but.not limited 10, 1hose hP.l1e:fi~i¡¡1 mtnf':!It¡: trnm:f~n..in.a bondior Jiœd, rontrac1lor m:ed, -in!ltl'll1mf':TIt .sales £.on.tœc1 or:e,scrow ¡¡~t ,.:thein1:wt of w1úchis 1he 1nmBfer .of 1itk by .:B.orrower.at.aiunJre~ to.a ]lll1T.h¡¡!:t'T. Jf.à1l or.JUlY JUII1 of1he.Propeny DrJlIJy.1nteœst..in1he.Propoty is.sold Dr ITII1ld'f':Trerl (orjf.:Borro~is.not .a:nanmù ])t7SDD ..and.a nf':TIf':fin¡¡] ~ ..in..Borro~ is JIDld or 1Tm1d'~.cI) withoutl.endcr's:prior w.rin:en £.DIl8eD1, lender :may.:reguire TmTTlf':niate: :payment ..in.full of .all .sums l:t"r.n1'f'.cI by lhis ..5ecurity Im:tn1T11ffl1t. :Ro~ver, lhis QPtion .shall.not he -f':YM"~i rœn by l.endcr if .such f':Y't':Tn ~ is ]lmhihite:n by Appli~¡¡hlf': Law. ]f Lenda T':Y't':TclSt':s .this option, l.endcr .shall give .:Borrower:notice of ¡¡(,I'f'Ie:Tlltion. "The .D01iœ .shall prov.:ide .a J>ttÏod .of .not less 1han 30 .Days .from 1he ~ the .D01iœ is given..in 1'I~~()Tn¡¡nl'f' w.ith St"r.tion 13 within w.hich.:B.orrowerIDUSt]>llY.all.sums ~~nren by1his.5t:curity In¡:tnlTTlf':TIt,]f.:Borrowa.iails lO:pay1hese .sums :prior 10 1he 'f':YJ'iTl'ltion of.this :period,.Lendt:r .:may ..inv.oJœ JlIJYT-f':TTIt':nÏf':s :pt'TITIifte:n by 1his ..5ecurity 1n ¡:mlTTlt>:TIt wi1hout:ÍI.1r1hcr.:noti.œ Dr ne:m¡¡nn..on.:Borrower. _~(WY) (llOD5) .I:HL (DalDS) .<!> -P..age B .Df11 T'mm:m51 11D1 r..:.¡.:,;¡:.;'¡i.'¡';':' ~:::::~*~*:::::~; ~:I;l~~i;~I;~mf~i¡¡ 09~:1:J08 f'{!03S'J .TIDC ID =It: DDD..l-432lmB4DBDD6 :I9..Ðor.rower'.sJlight to Rf'in~9tp .After A I'I'f'Jpyo9tinn, If .Ðorro~..IDæts ~ .conditions, .Ðorro~ .shall .have 1he :right 10 .have :enforœIIlOlt of this ~ lmtnß'T\ffllt .discontimlf:d ..at lIDY .time ]]rior 10 1he ~st of: (11) ii~ .Days bciore BaIt: of 1he:Froperty pursuant 10 lIDY po~ of BaIt: .cnntRint'rljn this .&curity lm:tnJ1Tl~nt; (b) BUCh Dthcr:pt:riod..as A:ppli~RhkLaw D1Îght.specify for 1he t=inRtion of.Ðmro~'sIjght 10 T~imrrRt~; or (1::) ~ of 11 jllcl.fJTI~nt 1:Dfor.ciDg.this .&curity lm:tnl~t. Those 1::onditions.llre .that:Bmrow.o-: (11) pays Lend.u .Jill .sums wb..ich 1hen would be .lÍ1re l.lIldcr .this ..5t:cw:ity lmtrnrnent..and 1he Note ..as jf ~o ß~N"I~T'Rtinn llad occm:œd; (b).cures lIDY .defuu1t of.lWY D1ha .covenants or ß17~ent~; (c) J>1lYs.Jill ~xp~ ~s ;nr~n1T~cI .in :enfor.ciDg this ..5ccnrity lm:tnß'T\ffllt. m~lmiiTl2, ÌllIt .JlDt Jimited 10, Tt"..ß~onßhl~ ..attorneys' .:f:.t;es, ]1TQPCttY :inspt:c.t.ion JU1.d Vß hlßtÎnn .iees,..and Dthcr.fues inr~nT1't"n for 1he pnrpOSf: of JD'Ot~~ting Lender's.:intere.st ..in 1he.P.rQPCttY..andIjghts 11D£Icr this ~ ln~tnJ1Tlent; JU1.d (ll).t.a.Iœs BUCh.llCtion..asLender.may ~onabJy ..require 10 ..assure that Lender's intcr:est .in 1he :F.roj)Cl1y ..and Ijghts 11D£Icr this ..5~ lmtnlrnent, ..and :Borrower's DhlÎ.f;ation 10 J>1lY 1he..sums Rf".r.n1't":n by this ..5ccnrity ..Instrument., Bhall1::DIl1ÏI1ne nn~hßnun. Lender .may ~uire .that :Bmro~ pay BUCh TeimtßtfflnMlt ..sums JU1.d ~YJ1~n Rf's.in .one or:more of 1he .following iOnns, ..as~leocted by Lender: (ll).cash; (b)JD.OIlt:y m:der; (c) œrtitieocl.check, llimk.check, tTt"..ß~IIT~T'S.c.heck or .cashicr's .cl1eck, :provided lIDY BUCh.c.bcl is lirnwn .upon lID in !:titntion whose .1ie:posits Me in~nt'l':n by 1ì kdaal1igeDCY, in!:tnlrnentßlity or.:entity; or (ll):Electronic:Funds ITJm¡:f~T. 1J:pon T/':imtßt~'fT}f-,nt by :Borro~, this..5.ecmity In!:tnJ1Tlent lU1.d ohligMinm Re~IT~cI ~by .shal.l IeJIUrin fully ~~ 1ìS jf JlO ar.N"l~Tßtinn 1lad oc.cnn:ed. .However, this Ijght 10 T~in~tßt~ Bhall DOt.BppJy .in 1he.case .of ß~N"l~T'Rtinn 11D£Icr ..5ec1ÍDD 18. .20. Bare .of Note; Change ofLoan.5ervicer; Notice.of Griev.anœ. T.heNote or 1ì ])811ialintcr:estin 1he Note (tn.f~th<"T withthis..5ccnrity lnstnnnt:nt).cBD be sold.one or:more.times without priorJlO1iœ 10:Bmro~. A .sale D1Îght :œBlÙt in 1ì .change in 1he ~ty (.k:nOWIl..as 1he '~rum ..5erviccr") .that .coJkcts Eí:riodic :F,ayments .1iut: 11D£Icr 1he NoteJU1.d this..5ecurity..Instrument..and]JeIfonns DthcrnlOn£ß~loan.serv.icing Dhli£ßtir:n~ 11D£Icr 1he Note, this..5ttnrity ln~tnl'fT}f-,nt. JU1.d Applil'..ßhl~ Law . 'There lÙSO.might be .one or.more rllanges of 1helrum ..5erviccr lmT~lßt~cl10 1ì BaIt: of 1he Note.lf.thcre is 1ì.change of 1heLoan ..5uviccr, :Bmrower will be giv.cn written.JlD.tiœ of 1he.change wh.ich wjlJ Eta.tt: 1he.naD1f: JU1.d ..address of .1.bt:.new Loan ..5crviœr, .1.bt: ..address 10 wh.ich payments .should bt: :ma.dt: lUld.any D1ha mfnnnßtion .RESPA ..requires in 1::onn~ctinn with 1ì JlO1iœ of trnn¡:f~T .of .serv.icing.lf.1.bt: Note is .soW.and th~Tt".ßftt'T.1.bt:Loan is .servli:t:d by 1ìLoan..5erviccr D1bcr 1han 1he ]JlIfcl1aser of .1.bt:Note,.1.bt:.lIlOI".t,gageJrum BCTV.icing ohligßtinnSlo:Borrower wjlJIeJIUrin with 1heLoan..5erviœr or bt: tTllmft'TTt"n 10 1ì .sucœssor Lrum ..5crviccr lU1.d.llre.JlDt .IU;;JJ1TI~n by .1he Note p1lT~hß~ ~s otherwise :pro\ålled by 1heN01t:p1lT~hß~T. .Ncit:hcr :Borro~ .nor ~ .may .crnnrnf",TIN", join, or be joint:d 10 .any judicia.l1ìCtion (118 rit:her lID .individual litigant or 1he TT\~rnh~T of 1ì .class) .that .arist:s.from 1he .other party's 1ìC1ions pursuant 10 this.&curity In ~J1TI~t or .that 1ìlleges fut 1he D1bcr:party .has hTt".ß~ru-n lIDY:provision of, or lIDY Duty owW by ~on of, .this ..5ccnrity Jnstru:mcnt, .until BUCh :Borro~ or Lender .has DotifieLl1he .other:party (wjt:h BUCh JlO1iœ givt:D.in ..complianN" with.1he .:reqlliT~m~nt~ of ..5ec1ÍDD 13) of .such llI1ege.d breach lUlli.Jlffoukd 1he o1her:party l1creto 1ì .reasonabk:pt:riod lifter .1.bt: giving of .such~otiœ 1O.t.a.Iœ .correcti~ 1ìC1ÍDD.lf Appli~lIhl~law :prov.id.t:s 1ì.time period wh.ich:must .:elllpse before .certain .llCtion .can be taken, .that.time :period will bt: d~rI 10 be.reasonabk :for JIUIPoses of this ~ph."Tht: JlO1iœ of ß~N"It'Tlltion JU1.d opponunity 10.cure giv.cn 10:Bmrow.o-pJJT;J1ßnt 10 Section 22lUld 1he JlO1iœ .of aCN"J.M-lItion givt:D 10 :Borrow.o- pursuant to SeNinn J8 stuill bt: cI~rnt"rI 10 .satisfy .1.bt:.JlOticelUlli oppornmity 10 1alœ .cœ:recti~1ìC1ÍDD :provisions of this ¡;;~Ni nn20. .21.. H 97:9rdollS Snh;it9n~. As used in this !'t".r.t; nn.2J: (11) "Hazanious ..5ubS1llDœs" N.f: those $l1bS1llDœs d~fin~cI ..as toxic or h!l'7l1TnouS BUbS1llDœS, pollutants, or w..astes by Environ'fT}f-,ntßllaw Bld 1he following .substmlœs: ,gm;olint:, .k.:erOSCDf:, .other flllmrnßhlf': or toxic]Jdroleum :products, toxic pe~ti~int"s JU1.d .l1erbici1ks, v.ola1i.lt:so1v.cnts, TT\ßtt'TÎRls ..cnnmininz ..asbestos or j'rmn!llcl~hy..dt:, Bld .nuiiooctive TT\Rt~ri!lI~; (b) ·.'Envirnnrn~ntß 1 law " .means:fedcra1 Jaws lU1.d .lllws of 1he juri ~cli ~tion w~.1he :Fro:pcrty is Jocate!l.thatIclate 10 ~, .safuty or nlvironmentßl ]JI'DteCtion; (c) ~v:ircm111f'!l1tßl rlt".ßnnp" ;n~lllneo~ lIDY IeSpODSf:.J!.C1ion, T~rnt"rliHl1ìCtion, orJCDlOVlÙ 1ìC1ÍDD,..as clef'mt"rI inEnviron~tßllaw; lUld (ll)lID '.'Environrnentßl ConnitinTl" .means 1ì .condition.that.cBD £aUSf:, .contribute 10, or Dtherwisell:Ï£gcr 1ìIlEnvirnnrn~ntß 1 rl~ßTll1p. :Borrower .shal.l ~ot £aUSf: or pcnnit 1he presenœ, .use, ÆspDBaJ, ~, or Icleast: of lIDY 'HR'7ßTriOUS ..5ubstmlœs, or thr~ßt~n 10 Icleast: lIDY 'H ß7ßTnous ..5ubstanœs, on or in .1he:FrQPCttY. :Bmrower .shal.l.JlDtJio,.nor .Jillow .lWy.one.:cl.st: to DO, lID}T1ÌlÎD£ Hfft".r.ting .1he:F.roj)Cl1y (11) .that is in vinlßtinn of lIDY Envirnnm~ntß1Law, (b) w.hich.creates lIDEnvironrnent!ll ronnitinn, or (1.:) 'Which,.lÍ1re 10.1he presenœ, .use, or J:clcast: of 1ì 1=fß'7ßmnlIS ..5:ubst.anœ, ..creates 1ì ..cnnclitinn .that ..adverseJy ..J1.ffucrs .1he V1.Ù!Je of .1he :F.ropcrty. T.he J1T~N"rliT12 two ~ntenN"S .shal.lJlOl.appJy 10 1he pt'l':~N", .use, or stonIgf: on.1.bt: EIoj)Cl1y .of.small .gllßntiti~~ of'Hß'7.ßTnous ..5ubS1llDœs .that .lire gencuilly .recnfJ1i'7~n 10 bt: 1ì]Jpfopr:ÎJUt: 10 DDnDa.l Tt"~i n~tiß l.uses JU1.d to TT\lIint~nßTIN" of 1he:F.rQPCttY (in~lllclin.£, but JlO1Jimi1cd to, .hazardous BUbstmlœsin .con~IJrnf'T:products). :Borrower .shall :promptly giveJ...ender written.JlOtice .of (11) lIDY in~~tiz!ltinn. .claim, cI~rnßnn, .lllw.suit or .other 1ìC1ÍDD by lIDY gOVf'Tll'fT}f-,nt!ll or 1't"£]lllItnry llgCDCy or ]]riVllte party involving .1he :F.rD~ ..and lIDY 'Hß'7.ßTclnus..5ubS1llDœ orEnv.iIonm~ntßllaw of wb..ich:Bmrower .has1ìCtDa1JrnowJcdge, (b) lIDY Environmentß 1 Conclitinn, m~hlning but JlOt Jimi1cd 10, lIDY .spilling, kßking, cli~~h!lTU,:release or .threat of:release of lIDY :¡:¡ ß'7.ßTclous Bubst.anœ, Bld (1::) lIDY .conriition .cmISed by 1he ]1t'1':ReTlN", .1J.Sf: or:release of 1ì .Ifuzardous ..5ubstanœ wh.ich ..ad-ærscly 1ìff.ects the V1.Ù!Je of.1.bt: :F.ro:pcrty .If.:Ðorro~ learns, or is Tlntif'tt"rI by lID,J gOVf'Tllmentß 1 or w£:Jlßtnry ..aut:hority, or lIDY priV1ì1e party, 1hatlIDY :œmOVlÙ.or Dthcr T/':'fT}f-,nilltinn of lIDY.Ifuzardons Bubstanœ ßff~~tÎnz .1.bt::F.rDj)Cl1y isJleœBSaIy,:Bmro~ Bhallprom]11ly 1alœ.Jill Tlf'.r.~~~ary re'fT}f-,nial.J:lC1ions in.ItCCnTclRnN" withEnviron~tß lLaw. Not.hingl1crein stuill.createlIDY .ohliZM;nn on.Lendcr for 1ìIlEnviIonment!ll .cleanup. "Gi~{WY) (DDll5) 1:HL (DB.lD5) ~EDf11 F..Dnn~1 "11D1 D9~1.~1 08 000354 ~D~ ìD~: DDD~4322DQB4DBDD£ NON-1JN.IFORM CDVENANIS..Bœrower lUldLendafu:rtht:r ro~lUld .agI:eeJiSiollows: ..22. -A r,.,.JP1'"ation; 'Rf'mf'oÏPl1, T d"nOpT .ßhall ~v£.notiœ to .Borrow£r prior 10 ar""]PTation .following .BorrOWfI"'B br.£aCb of.JUlY £ovmant or .JlgrPPTllf'nt .:in Jhis .5PMJrity lnstr.mnent (but .Dot prior 10 :ltr,.,.JpTation muler .5ection ì8 .unless ApplirahJp Law prov.it:Ws ot:.b£rw:ise). ::rb£.DOfi.ce .Bhall5j)£cify: (.a) .the opfa111t; (b) theACtionXft}JÚrW to.cDr£ the npfa11Jt; (c),Julate,.DotJess.ihan30liaYB.fromthe.rlateße .DOtiœ.is~vJm 1o.Borrow£r, by which the npfa11Jt~tbe .cDrM.;.JWd (d) .that.1ailur£ 10£Ur£the rlf'fa111t on or befor£.the naœ i>peci:liOO .:in .the .notiœ.may X£SUJt .inarl'Plf'rJlnon of ße cBDIDS ,l/f'MIrf'n by ibis Sf'rnrity Inlrtrnmpnt -and Bale of.the .Propð"ty. The.DotÎœ.Bhall i'nrthf'T inform ..BorrOWfI" of.the right 10 If'in¡tatp .JÚÏer.arN>JPMlnon.JWd ibe right 10 bring Jl £ourt~ 1o..assert ibe ~ of Jl rlpfa11]t or..any other rlf'ff'n¡;¡f' of ..BorrOWB' 10 :ltr,.,.JPranon.JWd.Bale. 3f.the npfa11H.is .Dot .cur:ed on or befor£.the naœ i>pecifiOO.:in ibe..notice, T d"nnpT .Jit its option.may xft}JÚr£ immPrliatl' payment.:in.lull of.Ji1),jiDJßS ~:ed by ibis~ty Tn¡ÍTI11nPnt witlumtiur.th.er rlP1l1annJlDd:may.invoke the POWfI" of.üleJlDd.JUlY otbB- IPmPrli_ pP.J"rnitteð by AppJirah]p Law. T ...nnPr .Bhall be pnntJPrl 10 £OJ.œct.Ji1) .expensesJncm:rw.in ]WI"BDÎDg.the .]'f'1DP.rlÏPl1 pro'V.idm.in Jhis .5ection.22, inrh10ing, bnt..not JimitPrl10, I£aSonab1e.JittomeYB' .ires.JWd.costs of DtIe:evidence. 3f T d"ndPT .invoJœs the pow£r of ßale, T ...nnpT.ßhall ~v£..notice of.intent to ior1rlose 1o..Borrow£r-and 1o.the ])B"Bon.in prn;¡¡¡P:Q¡;¡ion of ße~..roperty, jf rliffpTPnt,.in iI('rOTnan,.,. w.itb AppliNlh]p Law. T d"nnPr .Bhall ~v£D01iœ of ibe Bale 1o..Borrow£r .in the 'I11fmnpT pro'V.idm.in Spption].5. J ....nnf'T .Bhall pDhlidl .the .DOti.ce of ßale,.JWdthe PIOperty .ßhall be 1ìold.inibe 'I11anDPT pr.p¡¡rrihPrl by Applirah]p Law. J ,pnnPT or its rl~.J?'1f'f' .may pnrrhQ¡¡¡(' the ~.roperty .Jit.JUlY Bale. The proceeds of the Bale .ßhall be..applied..in ße .iollowing orila-: (.a) 1o.Ji1) pYj)Pn_ of theßale, inrh1rling, bnt..not lirnit¥rl 10, I£aSonab1e.JittomeYB' .ires; (b) 1o.JillcBDIDS ßeCDrW by ibis Sprnrity InlrtrmDPnt; -and (c)..any.eœess to.the pB".Bon or ,pen¡onsJ£gally pntitlPrl1o.it. 23. RpJpJI¡;¡f', lJpon]Ja.YJDf:Il1.of.Jill BUDlS _M1T~n by 1his ~ty ln~tn~nt..l.i:nder .bhall ~ 1:his Becurity lmrrTnTni':TIt. .Bmrower.shall]JaY.JUIY Tf'r.nrnAt;nn .costs. Lender:may ~ :.Borrower lI.iee 10r ~l~Acing this ~ty ln~tn11'T1i':Tlt. imt .onJy jf ~.fœ is J18.Î..d 10 lI1hird ])8I1y .for .serv:iœs Ti':TInP.T",n .JIDd ~ ~h!IT..vn£, ill ~.fœ.i<; -pt':m11rtf>.nlUlda" 4PP1i ~ah~Law. 24. W..aîVB$. .Borrower T~lf>.JI_~.JIDd wlli~s.Jill:rights lUlda".JIDd by VÌI11re ill 1.bel1ome.sœa.d ~yt'!rT1prinn JBws illWy.DIDÏI:l£. :.BY .BIGNING JffiLDW, .Borrower .lICCe]Jts .JIDd..agrees 10 ~ 1crms .JWd 1:ov.en.ants .cnntain",n in .this ..5ecurity Jnstru:mtmt.JWdinllDY :R.Ï.dQ""",Y~MTtf>.n by.Borrower .JWd:rec.orded withj1. ~/~J (.&a1 ) .LIELA .LEAVITI -Jùm:'O\œT (.&a1 ) -Jùm:'O\œT (.&a1 ) ..;BmrO\œT (.&a1 ) -Jùm:'O\œT ~-ÐA(WY} (DDll5) J:HL(DB1D5} 'P~1DDt11 'Tmm3D51 1lD1 ~*~:':~':'N':~~;: ¡ 1;.:··,f·II,.·.V;'~" ¡ ~¡'~=':~:'~'~':';I:: " : ':; :¡~ ~I;~t~~;~f~~~ ¡ [: f u....~ ~£O(:· J,;:¡ !:.oI-J.."..L' a 000355 ])D.C :J]) =#: DDill43.2lillB4DBDDE .5TATE OF WYOMING, ~ CODDty:BS: by ~::¿~~W~Deforeme1hiS -9 ~ 'Ý ~d¿LJ-b My Cnmmi¡¡¡¡ion:Expires: N:;!:!- II cf ~ ...JlU. tU.ARSON - NOTARY P!JBUC lXJUNTY DF .l1/m..N .bìÄŒ OF W'IWN3 MY.cDUMISsIDN IXP.IHES.JlJNUD,.2DD7 , , ~~(WY) (DOD5) J::HL (DB1D5) 'P-age11 ~11 T..urm:3D51 11D1