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HomeMy WebLinkAbout922622 / I . , " ~; Application Number '1M 000"267 When recorded return to: RECEIVED 9/20/2006 at 1: 10 PM RECEIVING # 922622 BOOK: 634 PAGE: 267 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER, WY II~I~IIIII Record end Return To: United General Title In. Fi.erv-S00-A N John Rode. BI~ ENGLAND, HUDSDN TTEEMELBDURNE, FL 32934 . ò;J"" "1" I vnrl'U, . ^ TO~O-~;¡JO . State or Wyoming Space Above 'Ibis Uue For Recording Data 5'~1ö)~ OPEN-END MORTGAGE (With Future Advance Clause) 1. DATE AND PARTIES. The date of this Mortgage (Security Instrument) is ............ ..A\..Ig.l,Ia~ .209". 20Qft...................... . The parties and their addresses are: MORTGAGOR: Hudson L. England, Individually and as Trustee, and Carol England, Individually and as Trustee of HUDSON L. AND CAROL ENGLAND FAMILY REVOCABLE TRUST DATED APRil 26, 2006; whose address is P 0 BOX 1478, AFTON, WY 83110 o If checked, refer to the attached Addendum incorporated herein, for additional Mortgagors,' their signatures and acknowledgments. LENDER: USAA FEDERAL SAVINGS BANK("USAA FSB") 10750 McDERMOTT FREEWAY SAN ANTONIO, TX 78288-0558 2, CONVEYANCE. For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to secure the Secured Debt (deemed below) and Mortgagor's performance under this Security Instrument, Mortgagor grants, bargains, conveys, mortgages and warrants to Lender, with power of sale, the following described property: See Exhibit A, which is attached to this Mortgage and made a part of this Mortgage as if fully set forth herein. The Real Property tax identification number is . The property is located in .............................. .,:-!~.çC?J!"..........................,..... at ................................................ (County) ............ ~9.? ~.~.Ç~.~I~~JN.~~Y. .1~?..........., ..................... ~~RRI...............,....., Wyoming........ ~~.1 ~~...... (Address) (City) (ZIP Code) Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rigbts, all water and riparian rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may now, or at any time in the future, be part of the real estate described above (all referred to as "Property"). 3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at anyone time shall not exceed $ ..................~~I~~:~Ç>................... . This limitation of amount does not include interest and other fees and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under the terms of this Security Instrument to protect Lender's security and to perform any of the covenants contained in this Security Instrument. 4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defmed as follows: A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(ies) or other evidence of debt described below and all their extensions, renewals, modifications or substitutions. (You must specifically identify the debt(s) secured and you should include thefinol maturity date of such debt(s).) That Line of Credit Agreement dated 08/29/2006 having a Credit Limit of $200,000.00 executed by [Borrower(s):] HUDSON L. ENGLAND, CAROL ENGLAND to USAA FSB as lender and having a Maturity Date of 4/5/2026. WYOMING... - HO. M. E. EO. UITY LINE OF CREDIT MORTGAGE (NOT FOR FNMA, FHLM.. C, FHA OR~ ç:~ CI 1,~~4 8anka.. Systams. Inc., St. Cloud, MN Form USAAHEMTG·W.,'! .~(Ff2005 . """""'f-J"=' ~"'~¡~'" I, ,'<;' 'J;:;'~',!t~~" 55984.032606 ;¡;~~~~¡:~t) :·:~::¡¡~~;?~i;;: ...-'- (!,Ç (plIge 1 of 5) Ë~;E~1L:~!i~~~~~!:;¡ ~./. ,·.....:~.\t¡.~'~~.'~ ~ '.t'of,r','; ,t,~., _...~ ~ij~ji¡;~:~~0;~~~ <IT,. "" I·.tf·I·I·."I~ ~:::::::lt~·,t.:I.. . 000268 B. All future advances from Lender to Mortgagor. If more than one person signs this Security Instrument, each Mortgagor agrees that this Security Instrument will secure all future advances that are given to or incurred by anyone or more Mortgagor, or anyone or more Mortgagor and others. All future advances are secured by this Security Instrument even though all or part may not yet be advanced. All future advances are secured as if made on the date of this Security Instrument. Nothing in this Security Instrument shall constitute a commitment to make additional or future loans or advances in any amount. Any such commitment must be agreed to in a separate writing. C. All additional sums advanced and expenses incurred by Lender for insuring, preserving or otherwise protecting the Property and its value and any other sums advanced and expenses incurred by Lender under the terms of this Security Instrument. 5. MORTGAGE COVENANfS. Mortgagor agrees that the covenants in this section are material obligations under the Secured Debt and this Security Instrument. If Mortgagor breaches any covenant in this section, Lender may refuse to make additional extensions of credit and reduce the credit limit. By not exercising either remedy on Mortgagor's breach, Lender does not waive Lender's right to later consider the event a breach if it happens again. Payments. Mortgagor agrees that all payments under the Secured Debt will be paid when due and in accordance with the terms of the Secured Debt and this S~urity Instrument. Prior Security Interests. With regard to any other mortgage, deed of trust, security agreement or other lien document that created a prior security interest or encumbrance on the Property, Mortgagor agrees to make all payments when due and to perform or comply with all covenants. Mortgagor also agrees not to allow any modification or extension of, nor to request any future advances under any note or agreement secured by the lien document without Lender's prior written approval. Claims Against Title. Mortgagor will pay all taxes, assessments, liens, encumbrances, lease payments, ground rents, utilities, and other charges relating to the Property when due. Lender may require Mortgagor to provide to Lende,r copies of all notices that such amounts are due and the receipts evidencing Mortgagor's payment. Mortgagor will defend title to the Property against any claims that would impair the lien of this Security Instrument. Mortgagor agrees to assign to Lender, as requested by Lender, any rights, claims or defenses Mortgagor may have against parties who supply labor or materials to maintain or improve the Property. Property Condition, Alterations and Inspection. Mortgagor will keep the Property in good condition and make all repairs that are reasonably necessary. Mortgagor shall not commit or allow any waste, impairment, or deterioration of the Property. Mortgagor agrees that the nature of the occupancy and use will not substantially change without Lender's prior written consent. Mortgagor will not permit any change in any license, restrictive covenant or easement without Lender's prior written consent. Mortgagor will notify Lender of all demands, proceedings, claims and actions against Mortgagor, and of any loss or damage to the Property. Lender or Lender's agents may, at Lender's option, enter the Property at any reasonable time for the purpose of inspecting the Property. Lender shall give Mortgagor notice at the time of or before an inspection specifying a reasonable purpose for the inspection. Any inspection of the Property shall be entirely for Lender's benefit and Mortgagor will in no way rely on Lender's inspection. Authority to Perform. If Mortgagor fails to perform any duty or any of the covenants contained in this Security Instrument, Lender may, without notice, peñorm or cause them to be performed. Mortgagor appoints Lender as attorney in fact to sign Mortgagor's name or pay any amount necessary for performance. Lender's right to peñorm for Mortgagor shall not create an obligation to perform, and Lender's failure to perform will not preclude Lender from exercising any of Lender's other rights under the law or this Security Instrument. Leaseholds; CondominiulDS; Planned Unit Developments. Mortgagor agrees to comply with the provisions of any lease if this Security Instrument is on a leasehold. If the Property includes a unit in a condominium or is part of a planned unit development ("PUD"), Mortgagor agrees to the following: (i) The Property includes not only the property described above, but also an undivided interest in certain common elements and facilities of the condominium or PUD, and any interest of the Mortgagor in the homeowners' association or other equivalent entity owning or managing the common areas and facilities and the uses, benents and proceeds of that interest; (ii) Mortgagor will perform all of Mortgagor's duties under the covenants, by-laws, or regulations of the condominium or PUD; (iii) Mortgagor will take such actions as are reasonable to ensure that any homeowners' association or equivalent entity maintains a public liability insurance policy and a "master" or "blanket" policy on the Property providing insurance coverage against loss by fire, hazards included within the term "extended coverage," and any other hazards, including but not limited to, earthquakes and floods, from which Lender requires insurance that is acceptable in form, amount, and extent of coverage to Lender. Condemnation. Mortgagor will give Lender prompt notice of any pending or threatened action, by private or public entities to purchase or take any or all of the Property through condemnation, eminent domain, or any other means. Mortgagor authorizes Lender to intervene in Mortgagor's name in any of the above described actions or claims. Mortgagor assigns to Lender the proceeds of any award or claim for damages connected with a condemnation or other taking of all or any part of the Property. Such proceeds shall be considered payments and will be applied as provided in this Security Instrument. This assignment of proceeds is subject to the terms of any prior mortgage, deed of trust, security agreement or other lien document. Insurance. Mortgagor shall keep Property insured against loss by fire, flood, theft and other hazards and risks reasonably associated with the Property due to its type and location. This insurance shall be maintained in the amounts and for the periods that Lender requires. What Lender requires pursuant to the preceding two sentences can change during the term of the Secured Debt. The insurance carrier providing the insurance shall be chosen by Mortgagor subject to Lender's approval, which shall not be unreasonably withheld. If Mortgagor fails to maintain the coverage described above, Lender may, at Lender's option, obtain coverage to protect Lender's rights in the Property according to the terms of this Security Instrument. All insurance policies and renewals shall be acceptable to Lender and shall include a standard "mortgage clause" and, where applicable, "loss payee clause." Mortgagor shall immediately notify Lender of cancellation or termination of the insurance. Lender shall have the right to hold the policies and renewals. If Lender requires, Mortgagor shall immediately give to Lender all receipts of paid premiums and renewal notices. Upon loss, Mortgagor shall give immediate notice to the insurance carrier and Lender. Lender may make proof of loss if not made immediately by Mortgagor. ~ 01994 Banke.. Systems. Inc.. St. Cloud, MN Form USAAHEMTG-WY 7/27/2005 ~ cC (pllge 2 o( 5J ;' 000269 Unless otherwise agreed in writing, all insurance proceeds shall be applied to the restoration or repair of the Property or to the Secured Debt, whether or not then due, at Lender's option. Any application of proceeds to principal shall not extend or postpone the due date of the scheduled payment nor change the amount of any payment. Any excess will be paid to the Mortgagor. If the Property is acquired by Lender, Mortgagor's right to any insurance policies and proceeds resulting from damage to the Property before the acquisition shall pass to Lender to the extent of the Secured Debt immediately before the acquisition. Financial Reports and Additional Documents. Mortgagor will provide to Lender upon request, any fmancial statement or information Lender may deem reasonably necessary. Mortgagor agrees to sign, deliver, and fLIe any additional documents or certifications that Lender may consider necessary to perfect, continue, and preserve Mortgagor's obligations under this Security Instrument and Lender's lien status on the Property. 6. ASSIGNMENT OF LEASES AND RENTS. Mortgagor irrevocably grants, bargains, conveys, mortgages and warrants to Lender, as additional security all the right, title and interest in and to any and all existing or future leases, subleases, and other written or verbal agreements for the use and occupancy of any portion of the Property, including any extensions, renewals, modifications or substitutions of such agreements (all referred to as "Leases") and rents, issues and profits (all referred to as "Rents"). Mortgagor will promptly provide Lender with true and correct copies of all existing and future Leases. Mortgagor may collect, receive, enjoy and use the Rents so long as Mortgagor is not in default under the terms of this Security Instrument. Mortgagor agrees that this assignment is immediately effective between the parties to this Security Instrument. Mortgagor agrees that this assignment is effective as to third parties when Lender or Trustee takes affirmative action prescribed by law, and that this assignment will remain in effect during any redemption period until the Secured Debt is satisfied. Mortgagor agrees that Lender or Trustee may take actual possession of the Property without the necessity of commencing legal action and that actual possession is deemed to occur when Lender, or its agent, notifies Mortgagor of default and demands that any tenant pay all future Rents directly to Lender. On receiving notice of default, Mortgagor will endorse and deliver to Lender any payment of Rents in Mortgagor's possession and will receive any Rents in trust for Lender and will not commingle the Rents with any other funds. Any amounts collected will be applied as provided in this Security Instrument. Mortgagor warrants that no default exists under the Leases or any applicable landlord/tenant law. Mortgagor also agrees to maintain and require any tenant to comply with the terms of the Leases and applicable law. 7. DUE ON SALE, Lender may, at its option, declare the entire balance of the Secured Debt to be immediately due and payable upon the creation of, or contract for the creation of, a transfer or sale of all or any part of the Property. This right is subject to the restrictions imposed by federal law (12 C.F.R. 591), as applicable. ·S. DEFAULT. Mortgagor will be in default if any of the following occur: Fraud. Any Consumer Borrower engages in fraud or material misrepresentation in connection with the Secured Debt that is an open end home equity plan. Payments. Any Consumer Borrower on any Secured Debt that is an open end home equity plan fails to make a payment when due. Property. Any action or inaction by the Borrower or Mortgagor occurs that adversely affects the Property or Lender's rights in the Property. This includes, but is not limited to, the following: (a) Mortgagor fails to maintain required insurance on the Property; (b) Mortgagor transfers the Property; (c) Mortgagor commits waste or otherwise destructively uses or fails to maintain the Property such that the action or inaction adversely affects Lender's security; (d) Mortgagor fails to pay taxes on the Property or otherwise fails to act and thereby causes a lien to be fLIed against the Property that is senior to the lien of this Security Instrument; (e) a sole Mortgagor dies; (f) if more than one Mortgagor, any Mortgagor dies and Lender's security is adversely affected; (g) the Property is taken through eminent domain; (h) a judgment is fLIed against Mortgagor and subjects Mortgagor and the Property to action that adversely affects Lender's interest; or (i) a prior lienholder forecloses on the Property and as a result, Lender's interest is adversely affected. Executive Officers. Any Borrower is an executive officer of Lender or an afflliate and such Borrower becomes indebted to Lender or anotlier lender in an aggregate amount greater than the amount permitted under federal laws and regulations. 9, REMEDIES ON DEFAULT. In addition to any other remedy available under the terms of this Security Instrument, Lender may accelerate the Secured Debt and foreclose this Security Instrument in a manner provided by law if Mortgagor is in default. In some instances, federal and state law will require Lender to provide Mortgagor with notice of the right to cure, or other notices and may establish time schedules for foreclosure actions. At the option of Lender, all or any part of the agreed fees and charges, accrued interest and principal shall become immediately due and payable, after giving notice if required by law, upon the occurrence of a default or anytime thereafter. Lender shall be entitled, without limitation, to invoke the power of sale and any other remedies permitted by applicable law. The acceptance by Lender of any sum in payment or partial payment on the Secured Debt after the balance is due or is accelerated or after foreclosure proceedings are fLIed shall not constitute a waiver of Lender's right to require complete cure of any existing default. By not exercising any remedy on Mortgagor's default, Lender does not waive Lender's right to later consider the event a default if it happens again. 10. EXPENSES; ADVANCES ON COVENANTS; ATIORNEYS' FEES; COLLECTION COSTS. If Mortgagor breaches any covenant in this Security Instrument, Mortgagor agrees to pay all expenses Lender incurs in performing such covenants or protecting its security interest in the Property. Such expenses include, but are not limited to, fees incurred for inspecting, preserving, or otherwise protecting the Property and Lender's security interest. These expenses are payable on demand and will bear interest from the date of payment until paid in full at the highest rate of interest in effect as provided in the terms of the Secured Debt. Mortgagor agrees to pay all costs and expenses incurred by Lender in collecting, enforcing or protecting Lender's rights and remedies under this Security Instrument. This amount may include, but is not limited to, reasonable attorneys' fees, court costs, and other legal expenses. This amount does not include attorneys' fees for a salaried employee of the Lender. To the extent permitted by the United States Bankruptcy Code, Mortgagor agrees to pay the reasonable attorneys' fees Lender incurs to collect the Secured Debt as awarded by any court exercising jurisdiction under the Bankruptcy Code. This Security Instrument shall remain in effect until released. Mortgagor agrees to pay for any recordation costs of such release. E:x/5iiiì'à. C1994 Benkers Systems, Inc., St. Cloud, MN Form USAAHEMTG-WY 7/27/2005 .·,¡·'·¡:;;~:!~¡¡:j::t:" j::~i¡i¡¡m¡m¡::· 4cç (page 3 of 5/ f~f1~~!fmigir.;!¡jili; ,;l ?;!.'.-;t_';""'.i;n ~::*:::::::*3~~~ I 000270 '. 11. ENVIRONMENTAL LAWS AND HAZARDOUS SUBSTANCES. As used in this section, (1) Environmental Law means, without limitation, the Comprehensive Environmental Response, Compensation and Liability Act (CERCLA, 42 U.S.C. 9601 et seq.), and all other federal, state and local laws, regulations, ordinances, court orders, attorney general opinions or interpretive letters concerning the public health, safety, welfare, environment or a hazardous substance; and (2) Hazardous Substance means any toxic, radioactive or hazardous material, waste, pollutant or contaminant which has characteristics which render the substance dangerous or potentially dangerous to the public health, safety, welfare or environment. The term includes, without limitation, any substances dermed as "hazardous material," "toxic substances," "hazardous waste" or "hazardous substance" under any Environmental Law. Mortgagor represents, warrants and agrees that: A. Except as previously disclosed and acknowledged in writing to Lender, no Hazardous Substance is or will be located, stored or released on or in the Property. This restriction does not apply to small quantities of Hazardous Substances that are generally recognized to be appropriate for the normal use and maintenance of the Property. B. Except as previously disclosed and acknowledged in writing to Lender, Mortgagor and every tenant have been, are, and shall remain in full compliance with any applicable Environmental Law. C. Mortgagor shall immediately notify Lender if a release or threatened release of a Hazardous Substance occurs on, under or about the Property or there is a violation of any Environmental Law concerning the Property. In such an event, Mortgagor shall take all necessary remedial action in accordance with any Environmental Law. D. Mortgagor shall immediately notify Lender in writing as soon as Mortgagor has reason to believe there is any pending or threatened investigation, claim, or proceeding relating to the release or threatened release of any Hazardous Substance or the violation of any Environmental Law. 12. ESCROW FOR TAXES AND INSURANCE. Unless otherwise provided in a separate agreement, Mortgagor will not be required to pay to Lender funds for taxes and insurance in escrow. . 13. JOINT AND INDIVIDUAL LIABILITY; CO-SIGNERS; SUCCESSORS AND ASSIGNS BOUND. All duties under this Security Instrument are joint and individual. If Mortgagor signs this Security Instrument but does not sign an evidence of debt, Mortgagor does so only to mortgage Mortgagor's interest in the Property to secure payment of the Secured Debt and Mortgagor does not agree to be personally liable on the Secured Debt. If this Security Instrument secures a guaranty between Lender and Mortgagor, Mortgagor agrees to waive any rights that may prevent Lender from bringing any action or claim against Mortgagor or any party indebted under the obligation. These rights may include, but are not limited to, any anti-deficiency or one-action laws. The duties and benefits of this Security Instrument shall bind and benefit the successors and assigns of Mortgagor and Lender. 14. SEVERABILITY; INTERPRETATION. This Security Instrument is complete and fully integrated. This Security Instrument may not be amended or modified by oral agreement. Any section in this Security Instrument, attachments, or any agreement related to the Secured Debt that conflicts with applicable law will not be effective, unless that law expressly or impliedly permits the variations by written agreement. If any section of this Security Instrument cannot be enforced according to its terms, that section will be severed and will not affect the enforceability of the remainder of this Security Instrument. Whenever used, the singular shall include the plural and the plural the singular. The captions and headings of the sections of this Security Instrument are for convenience only and are not to be used to interpret or derme the terms of this Security Instrument. Time is of the essence in this Security Instrument. 15. NOTICE. Unless otherwise required by law, any notice shall be given by delivering it or by mailing it by first class mail to the appropriate party's address on page 1 of this Security Instrument, or to any other address designated in writing. Notice to one mortgagor will be deemed to be notice to all mortgagors. 16. WAIVERS. Except to the extent prohibited by law, Mortgagor waives any right regarding the marshalling of liens and assets and all homestead exemption rights relating to the Property. 17. LINE OF CREDIT. The Secured Debt includes a revolving line of credit. Although the Secured Debt may be reduced to a zero balance, this Security Instrument will remain in effect until released. 18. APPLICABLE LAW. This Security Instrument will be governed by applicable federal law and the law of the state of Texas without regard to its rules relating to the conflicts of laws, except for matters regarding the perfection and enforcement of the lien on real property, which will be governed by the law of the state where the Property is located. 19. RIDERS. The covenants and agreements of each of the riders described below are incorporated into and supplement and amend the terms of this Security Instrument: ........................................................................................................................................................... ........................................................................................................................................................... 20. 0 ADDmONAL TERMS. ~ C 1994 Bonko" 5Yltoml. Inc.. 51. Cloud, MN Form U5AAHEMTG-WY 7/27/2005 ~C[¿ (page 4 of 5/ \ A / I 000271. SIGNATURES: By signing below, Mortgagor agrees to the terms and covenants contained in this Security Instrument and in any attachments. Mortgagor also acknowledges receipt of a copy of this Security Instrument on the date stated on page 1. ~&..~~...,Ç~H0¿; ..~.~. /Z~L..~!~I?,!()b (Signature) HUDS N L:. ..,4 J" Iy and as (Date) (Signature) CAROL ENGLAND. Indi ét ally and as r~a;¡'''' Trustee Trustee (Date) ............ (Signature) (Date) ACKNOWLEDGMENT: ° STATE OF .W.Y.O'MJNG............................., COUNTY OF ...k!()C&\Y.l............f..................} ss. (Individual) This instrument was acknowledged before me this ........~.... day of ... ~ au.ð .. .. . :2..~ . . .. . .. .. .. . . .. .. . by .~~I?~R.~. h·. .~N~~NR( .I.~i~i~~.I!I.Iy..I!!'.~ .~~ .Tn~~~!'.E!...................................o....................................... . My co~::~n expires: ðU\ð' \1, WD .........~...":ßr:1I1~~0-' .~?............................ ~~~I·· NICKI ANGLESEY. NOTARY PUBUC County of . Stat. of Lincoln WyomIng My Commission ExpIres July 17, 2010 (Individual) STATE OF W.Y.O'MJNG............................., COUNTY frlF ....UOOOfL.............nïa.........} ss. This instrument was acknowledged before me this .....5)........... day of ..frY.¡.~f....t.A).y.V....................... by ,Ç:.~~R.~ .~N~h~r-,.J.I?/.!!'.~!y!~!-!~!I.'(.~r!~. ~~ .T.r.,!~~~~................................................................................. . My co~::)on expires: 51j'~n, 7.öID .............~...~~ ?^.' /!....................... NICKI ANGLESEY· NOTARY PUBLIC (Noca~" (I) My Commission Expires Juty 17, 2010 County of Lincoln State of Wyoming (Individual) STATE OF .W.Y.O'MJNG............................., COUNTY OF .................................................} ss. This instrument was acknowledged before me this .................... day of ................................................... by .......................................................................................................................... ................. . My commission expires: (Seal) ............................................................................. (Nocary Public) (Individual) STATE OF Y'IX.O'r,I,IJN.G............................., COUNTY OF ........... .................. ....................} ss. This instrument was acknowledged before me this .................... day of ................................................... by .................................................................................................................... .................. ..... . My commission expires: (Seal) ............................................................................. (Nocary Public) Exf5iiiì=e¡ 0,994 Blnkl" SYlllma, Inc., St. Cloud. MN Form USAAHEMTG·WY 7/27/2005 .'!<'c:, ,;,;{:¡:.: ')~~~~;~i;~i . "..'''¥' . .~:'.;;'J'.i::':':::' ,.0.;:':' >:'.:V. . I;.,'f.' ',', '~:I o. (plIge 5 of 51 .. ·:::!~¡¡¡¡¡f~~~~~¡:::;; ...'...I.'........:-f......; . ." , EXHIBIT" A" '000272 THE FOLLOWING DESCRIBED PREMISES, SITUATE IN COUNTY OF LINCOLN AND STATE OF WYOMING, TO WIT: TRACT A - THAT PART OF THE W Y2 SW 1;4 OF SECTION 24, T31N R119W, LINCOLN COÙNTY, WYOMING, BEING PART OF THOSE TRACTS OF RECORD IN THE OFFICE OF THE CLERK OF LINCOLN COUNTY IN BOOK 370 OF PHOTOSTATIC RECORDS ON PAGE 640 AND IN BOOK 570 OF PHOTOSTATIC RECORDS ON PAGE 634, DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHWEST CORNER OF SAID W Y2 SW 1;4; THENCE N 00°-06' -43"E, 1156.94 FEET, ALONG THE WEST LINE OF SAID W Y2 W 1;4; TO THE SOUTHWEST POINT OF THA T TRACT OF RECORD IN SAID OFFICE IN BOOK 516 OF PHOTOSTATIC RECORDS ON PAGE 403; THENCE 89°-57'-54"E, 398.30 FEET, ALONG THE SOUTH LINE OF SAID TRACT, TO THE SOUTHEAST POINT THEREOF; THENCE SOoo-06'-43"W, 503.53 FEET, ALONG A LINE PARALLEL WITH SAID WEST LINE, TO A POINT; THENCE 89°-54'-36"E, 308.65 FEET, TO A POINT ON THE WEST LINE OF THAT TRACT OF RECORD IN SAID OFFICE IN BOOK 513 OF PHOTOSTATIC RECORDS ON PAGE 691; THENCE SOoo-06'-43"W, 653.70 FEET, ALONG SAID WEST LINE, TO A POINT ON THE SOUTH LINE OF SAID W Y2 SW 1;4; THENCE S890-57'-54"W, 706.95 FEET, ALONG SAID SOUTH LINE TO THE CORNER OF BEGINNING; ENCOMPASSING AN AREA OF 15.21 ACRES, MORE OR LESS; THE BASE BEARING FOR THIS SURVEY IS THE NORTH LINE OF THE SW 1;4 OF SAID SECTION 34, T31N R119W, BEING S890-47'-42"W; SUBJECT TO AN EASEMENT FOR AN IRRIGATION PIPELINE OVER, UNDER AND ACROSS THE STRIP OF LAND TEN (10) FEET IN WIDTH, WITH THE EASTERLY LINE DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHEAST POINT OF THE ABOVE DESCRIBED TRACT; THENCE NOOo- 06'-43"E, 653.70 FEET, ALONG THE WEST LINE OF THAT TRACT OF RECORD IN SAID OFFICE IN BOOK 513, IN PART, TO A POINT, AND SUBJECT TO AN EASEMENT FOR AN IRRIGATION PIPELINE OVER, UNDER AND ACROSS A STRIP OF LAND TEN (IO) FEET IN WIDTH, WITH THE WESTERLY LINE DESCRIBED AS FOLLOWS: BEGINNING AT THE SOUTHWEST CORNER OF SAID W Y2 SW 1;4; THENCE NOoo-06' -43"E, 968 FEET, MORE OR LESS, ALONG THE WEST LINE OF SAID W Y2 SW 1;4, TO THE RIGHT BANK OF THE SALT RIVER; THENCE NORTHEASTERLY 240 FEET, MORE OR LESS, ALONGSAID RIGHT BANK TO A NORTH LINE OF THE ABOVE DESCRIBED TRACT; TOGETHER WITH A RIGHT OF INGRESS AND EGRESS AND UTILITIES OVER, UNDER AND ACROSS A STRIP OF LAND SIXTY (60) FEET IN WIDTH, WITH THE CENTERLINE DESCRIBED AS FOLLOWS: BEGINNING AT A SPIKE ON THE WESTERLY RIGHT-OF-WAY LINE OF LANCASTER LANE COUNTY ROAD NO. 12-147, N03°-54'-11W, 913.60 FEET FROM THE SOUTHEAST CORNER OF SAID W Y2 SW 1;4; THENCE N88°-18' -51 "W, 30.44 FEET TO A SPIKE; THENCE S48°-31 ' -31 "W, 95.74 FEET TO A SPIKE AT THE BEGINNING OF CIRCULAR CURVE TO THE RIGHT; THENCE WESTERL Y, 48.51 FEET, ALONG THE ARC OF SAID CIRCULAR CURVE, THROUGH A CENTRAL ANGLE OF 79°-24'-40" WITH A RADIUS OF 35.00 FEET TO A SPIKE; THENCE N520- 03'-49"W, 103.56 FEET TO A SPIKE; THENCE Nll°-03'-16"W, 81.99 FEET TO A SPIKE AT THE BEGINNING OF A CIRCULAR CURVE TO THE LEFT; THENCE NORTHWESTERLY, 141.13 FEET, ALONG THE ARC OF SAID CIRCULAR CURVE, THROUGH A CENTRAL ANGLE OF 550-53'-10" WITH A RADIUS OF 144.69 FEET TO A SPIKE; THENCE N66°-56'-26"W, 125.01 FEET TO A SPIKE A T THE BEGINNING OF A CIRCULAR CURVE TO THE RIGHT; THENCE NORTHWESTERLY, , , 000273 86.45 FEET, ALONG THE ARC OF SAID CIRCULAR CURVE, THROUGH A CENTRAL ANGLE OF 41°-51'-29" WITH A RADIUS OF 118.34 FEET TO A SPIKE; THENCE N25°-04'-57W, 32.00 FEET AT THE BEGINNING OF A CIRCULAR CURVE TO THE LEFT; THENCE NORTHWESTERLY, 193.34 FEET, ALONG THE ARC OF SAID CIRCULAR CURVE, THROUGH A CENTRAL ANGLE OF 840- 19' -20" WITH A RADIUS OF 131.37 FEET TO A SPIKE; THENCE S80°·34' -28"W, 60.54 FEET TO A SPIKE AT THE BEGINNING OF A CIRCULAR CURVE TO THE LEFT; THENCE SOUTHWESTERLY, 119.53 FEET, ALONG THE ARC OF SAID CIRCULAR CURVE, THROUGH A CENTRAL ANGLE OF 70°-55'-09" WITH A RADIUS OF 96.57 FEET TO A SPIKE; THENCE S090- 39' -18"W, 62.54 FEET TO A SPIKE AT THE BEGINNING OF A CIRCULAR CURVE TO THE RIGHT; THENCE SOUTHWESTERLY, 18.51 FEET, ALONG THE ARC OF SAID CIRCULAR CURVE, THROUGH A CENTRAL ANGLE OF 35°-20'-42" WITH A RADIUS OF 30.00 FEET TO A SPIKE; THENCE S45°-00' -OO"W, 30.12 FEET, TO A SPIKE ON THE EAST LINE OF THE ABOVE DESCRIBED TRACT; THE NOR THERL Y AND SOUTHERLY RIGHT -OF- WAY LINES OF THE ABOVE DESCRIBED EASEMENT TO BE SHORTENED OR LENGTHENED AS NECESSARY TO MEET THE WESTERLY RIGHT-OF-WAY LINE OF LANCASTER LANE COUNTY ROAD NO. 12.147 AND AN EASTERLY BOUNDARY LINE OF THE ABOVE DESCRIBED TRACT; EACH "CORNER" FOUND AS DESCRIBED IN THE CORNER ROAD FILED OR TO BE FILED IN THE OFFICE OF THE CLERK OF LINCOLN COUNTY; EACH "POINT" MARKED BY A 5/8" x 24" STEEL REINFORCING ROD WITH A 2" ALUMINUM CAP INSCRIBED, "SURVEYOR SCHERBEL LTD AFTON WY PLS 5368", WITH APPROPRIA TE DETAILS; EACH "SPIKE" MARKED BY A 3/8" x 12" STEEL SPIKE REFERENCED BY TWO (2) 5/8" x 24" STEEL REINFORCING RODS WITH 2" ALUMINUM CAP INSCRIBED, "SURVEYOR SCHERBEL L TD AFTON WY PLS 5368", WITH APPROPRIATE DETAILS; ALL IN ACCORDANCE WITH THE PLA T PREPARED TO BE FILED IN THE OFFICE OF THE CLERK OF LINCOLN COUNTY TITLED, "HUDSON L. ENGLAND AND CAROL ENGLAND AND AMIE M. DUNKLEY REVOCABLE TRUST, DATED 23 JUNE 2004 PLAT OF BOUNDARY ADmSTMENT OF TRACT A-l.l AND TRACT A-2 WITHIN THE W Yz SW Y4 SECTION 24 T31N R119W LINCOLN COUNTY, WYOMING", DATED 4 NOVEMBER 2004. EXCEPTING THEREFROM THE FOLLOWING DESCRIBED LAND: . THA T PART OF THE WEST HALF OF THE SOUTHWEST QUARTER OF SECTION 24, TOWNSHIP 31 NORTH RANGE 119 WEST, LINCOLN COUNTY, WYOMING BEING PART OF THOSE TRACTS OF RECORD IN THE OFFICE OF THE CLERK OF LINCOLN COUNTY IN BOOK 370 OF PHOTOSTATIC RECORDS ON PAGE 640 AND IN BOOK 570 OF PHOTOSTATIC RECORDS ON PAGE 634, DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHEAST CORNER OF TRACT A-l.l REVISED (2) OF SAID WEST HALF OF THE SOUTHWEST QUARTER AND THE SOUTHEAST CORNER OF TRACT A-2 REVISED (2) OF SAID WEST HALF OF THE SOUTHWEST QUARTER AS SHOWN ON THE HUDSON L. ENGLAND AND CAROL ENGLAND AND AMIE DUNKLEY REVOCABLE TRUST DATED 23 JUNE, 2004, PLAT OF BOUNDARY ADmSTMENT FILED DECEMBER 13,2004 AS INSTRUMENT NO. 905184. THENCE SOUTH ON SOUTH 00"06'43" WEST, 653.70 FEET, ALONG THE EAST LINE OF TRACT A-l.l REVISED (2) OF SAID WEST HALF OF THE SOUTHWEST QUARTER, TO A POINT ON THE SOUTH LINE OF SAID WEST HALF OF THE SOUTHWEST QUARTER; THENCE WEST ON NORTH 89°57'54" WEST, 268 FEET, ALONG THE SOUTH LINE OF TRACT A-l.l REVISED (2); THENCE NORTH 653.70 ON A STRAIGHT LINE TO SOUTH 89°54'36" WEST; THENCE EAST ON SOUTH 89°54'36", EAST, 268 FEET TO THE CORNER OF BEGINNING. KNOWN AS: 907 LANCASTER LN HWY 147 PARCEL: 31192430052200 '~l~~iliI~lli~} f;~:r::~*æ~:::!-:: :::':':':f:'Nf:'N':':