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ReceIveD 10/1112006 at 3:10 PM
RECEIVING., 923245
BOOK: 636 PAGE: 484
LINCOLN CO~e,:;NE WAGNER
CLERK, KEMMERER. WY
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I MORTGAGE I
MIN 100037506856331583
THIS MORTGAGB ÌJ II1Ida this 1
Joel R. Laird and Erin C. laird,
day of September, 2006
. between the Mongqor,
Husband and Wife
(herein -Borrower-), IDd the Mortp¡cc,
Mongillo ElectroDÌc Re¡iltnâon SyI1emS, IDe. rMBRS-), (solely.. nnminN! for 1.aIde:r. II hereinafter defiDed, md Leoder·.
sucœsllOI'l aDd -IDI). MERS is organized and existing under the laws of Delaware. and has ID Iddœu IIDd tcIepboae number
of P.O. Box 2026, FliDt, MI48S01-2026, tel. (888) 619-MBRS, GHAt Mortgage Corporation
wstÍDS UDdcr the laws of CoImIorIœa lth of Pennsyl vani a
7 Camegi e P1 aza, Cherry Hi 11. NJ 08003
WHEREAS. Borrower is indebted to Lender in the ~pa1sum of U.S. $ 42. 700. 00 , whid1
indcbtedDcu is evidenced by Borrower's DOte dated 09/01/2006 aDd exteDIiODl aod reœwaIs
thereof (hc:œin -Note-), providiD¡ for moDtbly iDstallTnf!nts of principallDd interest, with the balance of iDdebtedoeaa, if DOt
sooœr paid, due aDd payable on October 1. 2031 ;
TO SECURE to LeIIder the repayment of the ÏDdebteclDeu evidcmced by the Note, with interest thereon; Ibe payment of aU
other 1DmI, with ÏDferat Ibereon, advanced in ICCOrdaDœ beœwith to protect the security of this Mortp,o; IDd the
perfol'lDlDCe of the COVCDlDtl and agreemeøU of Borrower herein contaiDed, Borrower does hereby IDOrtgaae, gram IIDd convey
to MBRS (solely u nomlqeo for I.CIader aod Leoda"s suœeuon ADd lSIips) aDd to tbe 1Ua:eS101'I1IDd usips of MERS, with
power of sale. the foUowiDI described property located in the County of L 1 nco 1 n
Staœ of Wyoming:
. (-Leader 7) ÎI or¡anized aDd
. and has ID IddreIs of
o
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whid1 has the IddJ:as of 71 Aztec Dri ve
Thayne
(CJt;y). WY01DÎDJ 83127
(S1RK)
[7.ip Code) (herein -Property Address-);
TOOETHBR wilblll1he improvClPClltl now or bcreaftcr erected on the property, aod all ~, rigbts, appurtenaDC:eI
ID4 taIlS. all of whid1 aba11 be deemed to be md remain a ~ of the property covered by this Mortpae; IÕd all of the
fore¡oiD&. lOþther with IIÎd property (or the leasehold eatale if tbi& Mortgage is on a leasehold) are heleiDafter referred to as
the Property.. Bonower UDdentands and.- that MERS holds ODIy_lqal title to die interata grmtcd by Borrower ÏJ1 this
Mortgage, but, if DeCeIIary to comply with law or custom, MBRS, (u DOD1Ì.Dee for Lender IDd lader's SUCCOllOl'S IUdIllÏpI), has the right: to exercise any or all of Ihoso iDtcresta, includin¡, but DOt limited to, tbe ript to forcdOlC aDd sell the
Property; IUd to ta& any IICÛoD requinxl. of Leade:r iDcIuding. but DOt Umited to, rdcaing or caoœling d1ÎI Mortgage.
Bonower coveaanta that Bonower iJ lawfWly aeiIed of the estate hereby conveyed and hall die riøl!t to mortgaac, gram IDd
convey &be Property. aad that rhc Property is UDeIICUD1bered, except for encumbraoœs of record. Borrower coVODllDt$ that
Bonower wammts aDd wiD defcDd geœraUy the title to tile Property aaahw III claims IDd d.!mands, subject to CDCWDbra:occs of
record.
UNIFORM COVENANTS. Bonower aDd LeDder covenant aDd IJI'OO as follows:
1. Pa)'lDCDt 01 Prtad,.a IUId :tJatawt. Borrower IbaU promptly pay when due die principal and interest indebted...
evidenced by me Note IIDd lite dwBea as provided in the Note.
%. ,..... ,... Taxes ad IDaUracè. Subject to applicable law or a writtcD waiver by Lender. Borrower Iball pay to
Lender on the day JDOIIIbly paymeœ of principal aDd interest IJ'e payable UDder Ibe Note, UDti1 the Note is paid in fuJI. a sum
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WYOMING - SECOND MORTGAGE· 1180 - FNMA/FHLMC UMFORM INSTRUMENT WITH MERB
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(hemn -funds-) equal to ODHWelfth of tile yearly taxes and .~sments (iDc1udin¡ condominium IDd plaoocd unit
. development usea~, if my) which may attain priority over dúa Monp¡c and grouDd nmtI OIl Ibc Property, if lilY, plus
onc-rwelfth of yearly premium iDst.8l1lnf!nts for hazard insurance, plus ooe-twc1fth of yearly premium instaI1menta for mortgage
insurance, if my, all. reasouably c:stimated initially and from time to time by Lender OIl the basis of ISIeIsments 8Dd bills and
reasonablc e&timatea d1ereof. Bonowcr shall not be obligated to make such pø.yJDeDtl of FUDdI to Leader to the extent that
Borrower makca such paymaJ1S to the bolder of a prior monpge or deed of trust if such bolder is an insthutionallender.
If Borrower pay. PuDda to Leader, che Funds shall be held in m institution the deposits or ICCOUIlts of wbic:h arc inaured
or suaraoteod by a federal or S1* agency (including Leader if Lender is such In institubon). Leuder aba11 apply the Funds to
pay said taxes, u~", ÌDlunmce premÎ\IJDJ IDd ¡nnmd n:où. Leuder may not dw'ge for 10 holding and applying che
Funds, analyzing said account or verifying aDd compiling said lSse.umcDts and bills, unless Leuder pays Borrower ÏDterat OD
Ibe F\mds aDd applicable law pe:nnits Lender to make such a charge. Borrower and Lender may agree in writing [ die time: of
execution of dd. Mortgage that interest on the Funds shall be paid to Borrower, and unless such agrccmcat ia made or
IIpplicable law requires aucb ÏDrercst to be paid, Lender shall not be required to pay Borrower my intc:rcst or earoinp on tile
Funds, Lender Ihal1 give to Borrower, without charge, an annual IICCOUDting of tile P\mds showing crediu aDd debits to the
Funds and the purpose for wbid1 each debit to the 'Fuoda was made. 'I'he Funds are pledged as additionallCCllrÎty for che sums
secured by this Mortgage. .
If Ibc IIDOUDt of the Puads held by La:1dcr, togc:cbc:r wilh 1be future monthly ÌDItIJ1JDef1ts of Funds payable prior to the due
dates of taxes, IlIeI'~ts, insunDce premiums aDd ground rents, aha1l exceed chc amomu required to pay said taXes,
lI~smCDtS, iDsunmce pmDiums aDd ¡round reutI as they fall due, such excess sba11 be, at Borrower', option, cilbcr promptly
repaid to Borrower or crodited to Borrower 00 JDODI:hly instaIlmP.nhl of Funds. If che amount of the Punda held by Leader aha1l
not be sufficient to pay tIXe8, IIS8OISJI'~'. ÌIISUra1:M:e premiums aod ground reDII as they fall due, Bonower shall pay to Leader
any IIDOUDt oeceslll'f to make up the deficieDcy in one or more payments as Lender may require.
uPon payDICIU m full of alllUlDS IICCUI'ed by d1is Mortgage, Lcoder sbaII promptly refund to Borrower any Funds held by
lcDder. If under paraaraph 17 hereof the Property is sold or che Property is otherwise acquired by lcDder, Leader Iha11 apply,
DO Iller than immediately prior to d1e sale of the Property or its acquisitioo by Lender, my Funds held by Leader a1 che time of
application as a eredit agaiDst !be IWDS secured by this Mortgage.
3. AppllcatJon ofb)'llNlå. UDless applicable law provides otbcrwisc. all payments received by Leader UDder the Note
and parapapbs I aDd 2 hereof aba1l be appüed by Lender tint in payment of 1tDOUDt$ payable to lc:Dder bý Borrower UDder
paragraph 2 hereof, d1en to interest payable on che Note, aDd then to the principal of the Note.
... Prior MortJ.. IU1d Deeds of Trust; CbarJes; Ueas. Borrower sbaU perfoIDl all of Borrower'. obliptiona UDder
any mortga'lI, deed of bUIt or other security I8rcc:mmt with a lien which bas priority over tbia Mortgqe, iucIuding Borrower'.
CDVcmanta to mate paymeDts when due. Borrower shall payor cause to be paid all taxes, Usessrnt'JKS IUd OIber charges, fines
and impositions attributable lO~e Property which may attain a priority over this Mortgage, and leasehold paymenu or gtOUDd
rents, if any,
s. Hazard IDIuraDce. Borrower aha1l keep the improveme:ots now existing or haeafter erected on che Property insuœd
against loss by fiœ, bazardI included wid1io the term w"1I'fenlJed coverage, W aDd IUcl1 other hazards as l.eDdcr may require and in
IUCh amounÞ and for IUcl1 periods as Lender may require.
The iDsuraDce carrier providing the insurance shall be chosen by Borrower lubject to approval by Lender; provided, that
lOCh approval shall DOt be unreasonably wiIhheld. All insurance policies II1d reocwal& thereof aba1l be in a form acceptable to
Lender IDd sba11 include a standard IDOrtgagll clause in favor of and in a form acceptable to Lender. Leuder shall have the ri¡ht
to bold the policies and rcoewala d1ereof, subject to che terms of my mortgage, deed of trust or other security agreemeot with a
lien whicb bas priority over this Mortll8e.
Io the event of 1011. Bonower shall give prompt notice to the insurance carrier and Lender. Lender may mate proof of loss
if Dot made promptly by Borrower.
If the Propmyis ãbandoDCd by Borrower, or if Borrower fails to respoDd to Lender within 30 days from the date DOÛCe ia
mailed by Lender to Borrower dull the insurance carrier offers to settle a claim for ÌDluraoœ bcaefits, Leoder is authorized to
collect and apply the ÌDSUrIDCC proceeds at Leader's option either to restoration or repair of d1e Property or to the sums secured
by Ibis Mongage.
6. PreIiriatioD ad MalDtawKe of Property; LaseboIds; CondombdUIDI; PIaJmed Unit DevelopmeaU. Borrower
sba1l keep tbe Property in good repair and sbal1 DOl œmmit waste or permit impairment or deterioration of Ibc Property aDd
shaU comply with tho proviaiona of my lease if this Mongage is on a leasehold. If this Mongage is 00 . unit in a c:oodnminium
or a plaDDed unit development, Borrower sbaU perform all of Borrower's obligations UDder the declaration or œveoan1l crearing
or governing ¡be condominium or planned \D1Ìt devdopment, d1e by-laws and regulations of che c:oodnminium or p1aJmed unit
development, and constituent docwDeots.
7. Pretcct10n of lADder'. Security. If Borrower faiI& to perform the covenants aød qrcc:.mt.ntS contaiDed in Ibis
Mortpae, or if any action or proœeding is comlTW'm'.ed which matcria11y affects Lcode:r's interest in the Propeny, then Lender.
at l..aJder's opUon, upon notice to Borrower, may maJcc such appcarmces, disburac aucb sums, including reasonable attorneys'
fees, and take such action as is ~llary to protect Lender'. interest. If LeDder required. monpgc ÍD8UrIDœ IS a condition of
making the loan secured by this MOJtlage, Borrower sbaU pay d1e premiums required to m.aintAin lOCh iDSunnœ in effect unti1
such time as the requirement for such insurance terminates in accordance with Bonower'slDd Lender's written a¡œcment or
applicable law.
Any amounts di.buned by Lender pursuant to this panaraph 7, with interest thereon, at the Note me, Ihal1 become
additional iDdebtedoess of Bonower aecured by this Mortg8¡e. Unless Bonower aDd Leader ~ to other terms of payment,
such amouots aball be payable upoD notice from Leader to Bonower requesting payment thereof. Nothing contained in this
paragraph 7 shall require Lender to incur any expense or take my action hereunder.
8. 1DIpectIoa. l.eDdcr may mate or CIUJe to be made æasooable entriea upon and inspections of the Property, provided
that Lender sba11 ¡ive Borrower notice prior to my such iospectiOll specifying reuonable cause therefor related 10 Leader'.
imerest in the Property.
9. eo......n..tIoa. The proceeds of lilY award or claim for damages, direct or comcquential, in CODIICCtÌOIl WÎd1any
modr.mnation or other takin¡ of the Property, or part Ibcreof, or for conveyance in lieu of CQnðønnlltion. are hereby assigned
and shall be paid to Leoder, subject to Ibc tenDs of any mongage, deed of trust or other security agreement with a lien which
baa priority over this Mongase.
10. Borrower Not Releued; Forbeanaœ By Leader Not . Waiva'. ExteøsiOll of tbe time for payment or modification
of amortization of the sums aecutcd by tbÎI MortS. p1IDted by lÞnder to my successor in interest of Bonower shall not
operate to release, in any 1DIIIDeI', the liabDity of the originll Borrower and Borrower's IUCCeSSOn in iDterest. Leuder shall not
be required to r.nmmfI!I'Iœ pJ'OOel"ði"S8 agaiDat such successor or refuse to extend time for paymem or otherwise modify
amortization of d1e SUIDI aecured by this Mortgage by reasoo of any demand made by the original Borrower and Borrower's
auccesson in in1erest. Any forbearance by Lender in exercising any right or remedy hereuDder, or od1erwiac afforded by
app1icable law. shall DOt be a waiver of or preclude the exercise of any I1ICb right or remedy.
fit -7tNIWY) 103011.01
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000486
11. SuecaIIon IUId AIIIpI BouIId; Jolut aad Several LIabII1ty; CcMIpen. The covenants IDd agreemcuts herein
. contaÎDed shall bind, IDd the rigbts bereUDder shall inure to, the respective aucceuors and wigDI of l..eDder and Bonower.
subject to tho proviaiODl of paravaph 16 hereof. All covc:oantl and agreements of Borrower Iba1l be joiDt IDd sevend. Any
Borrower who co-øipathia Mortgage, but does DOt execute the Note, (a) is co-signing tIüa Mortgage only to mongage, grant
aod convey 1baI: Borrower', iDtereIt in Ibe Property 1:0 Lender under the tenDI of this MonSage, (b) is not pmoDaIly liable on
the Note or under thiJ Mortgage, IDd (c) agrees that l.t:Dder and any other Borrower bereuDdcr may agæc to exteDd, modify,
forbear, or make any other lK:COIDmOdationa with resard to the terms of this Mortga¡e or the Note witbout that Borrower',
CODSODt IIIId witbout rc1eaain¡ 1bat Borrower or modifyins thiI Mongage a to that Borrower', interest in tho Property.
11. Notice. EJu:ep1 for any notice required under" applicable law to be given in another 1DIDDCr, (a) any notice to Borrowa'
provided for in this Mortgage shall be given by delivering it or by mailing such notice by certified mail addIased to Bonower
at d1e Property Addœu or at IUCb od1er Iddrcs, as Borrower may designate by notice to Lender as provided herein, IDd (b) any
notice to Leader IbaIl be giveo by certified mail to Lender', address Itated herein or to such od1er address as LeDder may
designate by notice to Borrower a provided herein. Any DOtice provided for in this Mortpge Iba1l be deemed to have been
Jiven to Borrower or Lender when siven in the JDaIIDCr desipated beJein.
13. Govel'1liDl Law; Sew.nbDlty. The state and local laws applicable to this Mortgage sbaIl be d1e laWl of the
jurisdiction in wbic::h Ibe Property is located. The foregoing øeoteDCe ,ball not limit the applicability of federal law to this
Mortgage. In d1e ova that any provision or clause of tbis Mortgage or the Note conflicts with Ipplicable law, IUCb c:ontlict
IhaIl not affect odIcr proviaion& of this Mortgage or the Noto which can be given efI'cct without the confticting provision, aDd to
this end the proviJioDa of Ibis Mortgage and tbe Note are declared to be leverable. Aa used herein, "COStl," "expema" and
"attorneys' fees" iDc1ude all sums to the extent not prohibited by applicable law or limited bereiD.
14. Borrower's Copy. BoI'J'OWa' IhaIl be fumisbod a conformed copy of d1e Note and of Ibis MOllpge at the time of
cxccutiOD or after recordatioo bcreof.
15. RebablUtadoD Loau .ÅgnftDeDt. Borrower shall fulfill aU of Borrower'. obliptions UDder any home rehabilitation,
improvemcm, repair, or oIber loan agreemcm1 which Borrower enters into with Leader. Lender, at Lc:oder'a optÎoo. may require
BotTOweJ to execute and deliver to Leodcr, in. form IWCCptabIe to Leoder, an asaigDlDCl1t of any rights, daima or dcfeœes
wbicb Borrower may have a¡aiDst parties who supply labor, mare:riaIs or ICrvices in conoecûon with impl'Ovèmœta made to the
Property.
16. Tl'lllllfer 01 tile Property 01' a ·BcueftdallDterest iD Borrower. If all or my part of the Property or any iDterest in it
is sold or traDlfared (or if a beneficial interest in BorroWer is sold or traDIferrcd and Borrower is DOt a natural perIOD) withour
Leader's prior written conaent, Leader may, at its option. require imnwHAt'" paymeIJt in full of all sums teCUIed by thiJ
Mortgage. However, this optionsba11 DOt be exercised by Lendor if exercise is prohibited by federal law IS of the date of thiJ
Monpge.
U Lender cxcrciaes Ibis option, LcDder shall givc Borrower Dotice of acce1eratioD. The notice &ball provide a period of Dot
lea than 30 day, from the date the notice is delivered or mailed within which Bo1'l'Owel' II1UIt pay aU 8WI1I aecured by this
Mortgage. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke my remedies permitted
by this Mortgage without furtber DOtice or demand on Borrower.
NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree a foUows:
11. Aa:dtntion; RmaedIa. Except u provided iD .......ph 16 hereol, npon Borrower'. breach of., CIOveaant or
agreemeot of Borrowa' iD this Mortaaae, lndudiDc tile covawdl to pay wIaeD due any IUDII IiCICUI"CcI by this Mortp¡e,
Lender prior to KCeleraöoD ...... ¡lve notice to Ben-ower u proYided In paragraph 11 benof lpedfybaø: (1) the bnach;
(1) the action required to cure lOCh breach; (3) . date, not Iesa than 10 days from the date tbe DOtIc:e " lIIIIDed to
Bon-ower. by which IIId1 breec:h must be œred; and (4) that fUture to cure I1Ich bl'faCb OB or before the date ............ In
&he oodœ may nsult iD acœIIntIon of the IUIIIS HCIII'ed by this Mortpce. The notice IhaU fortba' lDfonn Bonower .f
the rtpt to reJDstate .... IIICIœIendon ..... the ri¡bt to briDa . court actIoa to usert the DOIIf:IiRII!Dœ of a default or ..y
otber deleDIe of Borrow.. to aueIeratIon and ale. If the bn:acb Is not cured OD or Wore the date .pedfted iD the aodee,
Leader. at Leader. opdon. may declare aU of tile IUIDI aeœred by this Modpae to be Immediately cine and payable
without further ........... and may Invoke the power of sale aad aøy other.....edIes penDIUed by appl.k:able law. lADder
Ihall be eatltlcd to œUect aU nMOaabIe. costa IU1d apeaaeø Incurred In )JUI'IUIna the nmedtes provided ID this ............
11, 1ndudiDc. bat not limited to, reuouble attorneys' fea.
lf Leader IavobI the power 01 sale, Leada' .baD live DOtice .f iDteat to foredole to Bonower and to tile penoa III
,..1.1011 01 the Property, If dU'f1ftld, iD aœordaulœ wJtIa applicable law. Leader IhaU mall a copy of a notice of the sale
to Bomtwfl'iII the .......... providc:d iD ......raph 11 bereof. LcDder IhaII pubUlh the notice oll8le and the Property
.ha1l be sold In the ...... prtSCI'ibed by applicable law. Lender or Lmder'. &.1,.- may pordaue the Property at any
tale. The pI"OCCCds .f the .. .baD be applied In the folio.... order: (a) to all reuoaable costa and apm.ta of tile ..,
Iud......., but not UmIted to. reasoDable attorueys' lea and c:osta of dt1e evldeuœ; (b) to all IUIDI IeCIIred by tills
Mortpp; and (c) the csœ.a, if any. to the penoo or penonIlepUy eatIded tbereto.
18, Bon'Ower'. IUpa to ReIastate, Notwithstanding Leoder's aœe1eratioo of the sums Iea1I'ed by thi, Mortgage due to
Borrower', breach, Borrower shall have &he right to have any proceedings begun by Le:nder to enforce this Mortga¡c
discontinued at any time prior to tbe earlier to occur of (i) the fifth day before lale of the Property punuaot to the power of laic
contained in this Mortpge or (ü) cotry of a judpent euforcing this Mortgaae if: (a) Borrower pays Leader all IUIDI which
would be tbco due UDder this Mortgagc and the Note bad DO lCCderation occurred; (b) Borrower CUleI aU breacbes of any other
covenanta or agreemcota of Borrower CODtainod in this Mongage; (c) Borrower pays aU reasonable expenses incurred by Lcoder
in enforcing the COVeDIDII IDd apeeœeD1$ of Borrower contained in this MOIlIIiO, and in enforcing Leuder', remedies as
provided in para¡rllpb 17 hereof, including, but not limited to, reasonable attorneys' fees; and (d) Borrower tabs IUCh action as
Leader may reasonably require to asaure that d1e lien of this Mongage, Lcoder', interest in the Property and Bonower',
obligation to pay the 8UJD øecwM by &his Mortlaae shall COIdinuc unimpaired. Upon such payment and QU'C by Borrower, this
Monpgo and the obIiptions øecwM hereby sbaU ranain in full force and effect as if no lICCderadon bad occumd.
19. þ."'p-rt of RenåI; AppolaDacat of Becåver; Leader iD Pt_.Ioa. M IIdditionalleCUrity hereuDder, Borrowa'
hereby asigns to Leader the rents of the Property, provided that Borrowcr aha11, prior to ICCCicntion UDder paragraph 17
hereof or abandoDlDCllt of the Propeny. have the right to collect and retain auch rents a they bccomo due and payable.
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Upon accdenIiOll UDder para¡rIph 17 hereof or abaDdomncDt of the Property, md at my time prior 10 the øpiration of
- IDY period of redemption following judicial sale. leDder. in person. by agent or by judicially appointed RCCÎver, abIll be
eotided to aJter upoo. tab possession of aod manage the Property and to collect the raItI of the Property iDcIuding those past
due, All rt:IIt8 co11ected by Leoder or the receiver ahall be applied first to payment of the costs of managemcot of the Property
IDd COllecbOO of reali, including. but DOt limited to, receiver's fees, premiums on œceiver·s bonds and reIIOJIab1c aItOl'DC)'I'
feca. and tbcn to the IUD1S IOOUI'Dd by tbis Mortgage. Lemler" and die receiver IhalI be liable to ICiCOUQt ooly for those reDtI
actually RCCived.
20. ReIr:Me. Upon paymel1t of all SWDS RCUICd by this Mortgage, 1.æder sbaU release this Mortgage without cbarge to
BolTower. Borrower IbaIl pay all costs of rcœrdation, if any.
11. WIIVfJ' of HomestCIMI. Borrower bcrcby waives all right of hnmP.Stead exemption in tho Property.
REQVPSl' FOR NO'I1CE OF DEFAULT
AND FORECLOSURE UNDER SUPERIOR
MORTGAGES OR DIŒDS OF TRUST
Booowcr IDd La1der request the bolder of any mortgage, deed of truIt or other eøcumbraocc with a lia1 which bas
priority over this Mortgaae to give Notice to 1..CIoder, at Leader'. address let forth on pile one of this MortSage, of any default
UDder die superior eucumbraDcc aDd of any sale or other foreclosure action.
IN WITNESS WHERBOP,
wer his executed this Mortgage.
(Seal)
-Borrower
~~
.
.
(SeaJ)
-Borrower
(Seal)
-Borrower
(Seal)
-Borrower
(Seal)
-Bonower
(Seal)
-Borrower
(Seal)
-Borrower
(Seal)
-Bonvwer
[Sign Orl,úuü Only]
The foregoing iDstrumalt was acknowledged befœe me this / oS +
by tlL^- C. ~A ¡IlD .¡. Jd LL R. La~zIL
CoUDty .:~;i.í..~iJ ltL..
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STATE OF WYOMING,
My Commiaaioo ExpiIa:
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County of
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State of
Wyoming
2007
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'94C1f4
Form 3851
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000488
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EXHIBIT A
SITUATED IN THE COUNTY OF LINCOLN AND STATE OF WYOMING:
LOT 84 OF THE PRATER CANYON ESTATES UNIT NO.4, LINCOLN
COUNTY, WYOMING AS DESCRIBED ON THE OFFICIAL PLAT THEREOF.
Permanent Parcel Number: 3519 2510510300
JOEL R. LAIRD AND ERIN C. LAIRD, HUSBAND AND WIFE AS TENANTS
BY THE ENTIRETIES
71 AZTEC DRIVE, THAYNE WY 83127
Loan Reference Number MCNJ01/5852970
First American Order No: 10486004
Identifier: FIRST AMERICAN LENDERS ADVANTAGE
IIIIII_IIIIIIIR LAIRD,
10486004 -
FIRST AnERICAN LENDEtS ADVRNTAGE
"ORTGAGE
UIII 111U111I 1l1li1 I/RIUllU1 1111 1_1111 I III
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When recorded mail to:
FIRST AMERICAN TITLE INSURANCE
LENDERSADVANTAGE
1100 SUPERIOR A VENUE, SUITE 200
CLEVELAND, OHIO 44114
ATTN: FT1120
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