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HomeMy WebLinkAbout876102 W. Donald Landis and Beverly J. Landis, as Trustees of Family Revocable Trust dated 9-29-1990, (hereinafter "MORTGAGOR"), secure the payment of Six Thousand Four Hundred Dollars ($6,400.00), with interest thereon, as provided in and evidenced by a promissory note of even date herewith (the ultimate maturi~ date of which is the 15th day of October, 2003) and all renewals, modifications and extensions thereof, do hereby mortgage unto Ralph R. Halstead and Sharon L. Halstead, (hereinafter collectively "MORTGAGEE")the following described real property, situate in the County of Lincoln, State of Wyoming, hereby releasing and waiving all rights under and by virtue of the homestead exemption laws of the State of Wyoming, to-wit: Lot 30 fn Star Valley Ranch Plat Seven (7), as platted and recorded in the Official Records of Lincoln County, Wyoming. Together with all and singular the improvements thereon or thereunto appertaining, (the "Property"). MORTGAGOR agrees to pay the indebtedness hereby secured; to pay all taxes, assessments and charges levied against the Property, as the same become due and payable; to secure, maintain and furnish MORTGAGEE evidence thereof, insurance with an insurance carrier or carriers acceptable to MORTGAGEE, covering the insurable improvements on the Property against loss by fire, with extended coverage, in an amount not less than the unpaid balance of the debt hereby secured, or the insurable value of such improvements, whichever is less, which insurance shall contain an appropriate loss payable provision protecting MORTGAGOR and MORTGAGEE as their respective interests may appear from time to time. The insurance proceeds or any part thereof, shall, at the option of the mortgagor, be applied either to the reconstruction of improvements on the property or to the payment of the indebtedness hereby secured. In the event MORTGAGOR fails to pay such taxes and assessments, or fail to keep and maintain such 'insurance as herein provided, MORTGAGEE may pay such taxes and assessments and may secure and pay for such insurance, and all sums so paid shall be added to and considered a part of the indebtedness hereby secured and shall draw interest at the same rate. In case default shall be made in the payment of the above sums hereby secured, or in the payment of the interest thereon, or any part of such principal or interest, when the same shall become due; or in case default' shall be made in any of the covenants and agreements thereof, which default is not cured within thirty (30) days after notice thereof is given'by MORTGAGEE, or in ~he event MORTGAGOR sells or conveys the Property, or any part thereof, or any interest therein, without the-prior written consent of the MORTGAGEE first had and obtained, then the whole indebtedness hereby secured, with interest thereon, shall become due and payable, at the option of MORTGAGEE, and. MORTGAGEE'S legal representatives and assigns, may proceed by advertisement and-sale and/or as otherwise authorized by governing law, to foreclose on and sell the Property, and out of the proceeds of such sale, MORTGAGEE shall pay all'sums due hereunder, together with all costs of sale, including reasonable attorney's fees. If the proceeds of the foreclosure sale are insufficient to pay the indebtedness hereby secured and foreclosure costs, MORTGAGEE shall be entitled to a deficiency judgment. In the event of any default whereby the right of foreclosure~ occurs hereunder, MORTGAGEE shall at once become entitled to exclusive possession, use and enjoyment of the Property, and to all rents, issues and profits from the accruing of any such rights and during the pendency of the foreclosure Proceedings, and the period of redemption, if any there be. MORTGAGOR warrants title to the Property as to parties claiming, by through or under MORTGAGOR only. THE PROPERTY"IS NOT AGRICULTURAL PROPERTY AS DEFINED IN WYO. STAT. § 1-18-103. WITNESS my hand this J~ day of September, 2001. W. Donald Landis, as Trustee of the Beverly J. Landis, as Trustee of the Landis Family Revocable Living Landis Family Revocable Living Trust dated 9-29-90 Trust dated 9-29-90 STATE OF WYOMING ) ) SS. COUNTY OF TETON ) ~' The foregoing instrument was acknowledged before me by W. Donald Landis and Beverly J. Landis, as Trustees of the Landis Family Revocable Living Trust dated 9-29-!990, this __J_(-~_ day of ~d'_~?+~t~L_'~f_.~.. , 2001. WITNESS my hand and official seal. : ,-Notarize. ~.:~: '~ ~.~ ~ .: ~ .'~'~ Notary Public 2