Loading...
HomeMy WebLinkAbout924420 :}¡~mt¡1~;j (.;.:.;.;...;.;. . ... . , "¡". ~I~~¡~-.~,~;·. 000296 Prepared By: Wells Fargo Bank, N.A. CAROL CLARK DOCUMENTATION PREPARATION 11601 N BLACK CANYON BLVD PHOENIX, ARIZONA 85029 602-328-2200 After Recording please return to: Wells Fargo Bank, N.A. Attn: Document Mgt. , P.O. Box 31557 MAC B6908-012 Billings, MT 59107-9900 Parcel#:32190610033300 RECEIVED 11/15/2006 at 10:58 AM RECEIVING # 924420 BOOK: 640 PAGE: 296 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER, WY State of WYOMING {Space Above This Line For Recording Data} Account Nwnber: 654-654-0545418-1998 Reference Number: 20062797300248 MODIFICATION TO HOME EQUITY LINE OF CREDIT AGREEMENT AND OPEN-END MORTGAGE '1 This Modification Agreement (this "Agreement") is made this 17TH DAY OF OCTOBER, 2006, between Wells Fargo Bank, N.A. (the "Lender") and ERNEST R. LAMILLER AND SHARON K. LAMILLER, TRUSTEES, FOR THE E & S LAMILLER TRUST DATED THE 28TH DAY OF APRIL, 1998, ERNEST R. LAMILLER AND SHARON K. LAMILLER, BENEFICIARIES J fi (individually and collectively, the "Borrower"). Borrower has entered into a home equity line of credit agreement (the "Line of Credit Agreement") with the Lender, dated October 28, 2004, which is secured by a Mortgage dated the same date as the Line of Credit Agreement (together with any renewals, extensions, and modifications to it made prior to the date of this Agreement), which is recorded in Book/Roll 573 at page(s) 380 of the County of LINCOLN County, State of WYOMING as docwnent No. 904797 (the "Security Instrumenf'), and covering real property located at 1670 STUMP CREEK RD, AUBURN, WYOMING 83111 (the "Property") and described as follows: PARCEL 1: A TRACT OF LAND LYING IN TIlE NE 1/4 NE 1/4 OF SECTION 6, T32N, R119W OF THE 6TH P.M., LINCOLN COUNTY, WYOMING, BEING MORE PARTICULARLY DESCRIBED AS FOLWWS: BEGINNING AT A POINT WIDCH IS 1,186.60 FEET SOUTII AND 1,109.51 FEET WEST OF THE NORTIlEAST CORNER OF SAID SECTION 6 AND PROCEEDING THENCE NORTII 738.17 FEET; TIlENCE EAST 122.16 FEET; THENCE SOUTH 688.15 FEET; THENCE S 67 DEGREES 44 MINUTES W, 132.00 FEET TO THE POINT OF BEGINNING. PARCEL 2: A TRACT OF LAND LYING IN THE NE 1/4 NE 1/4 OF SECTION 6, T32N, R1l9W OF TIlE 6TH PM., LINCOLN COUNTY, WYOMING, BEING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT WIDCH IS 1,136.59 FEET SOUTII AND 986.85 FEET WEST OF TIlE NORTIlEAST CORNER OF SAID iõ¡¡¡iiiÎii.ïliiïìiïllr/OS) 1/6 Documents Processed 11-06-2006, 14:34:05 :;,~ "I~:ttl~':· I :;.¡~;:;.~~¡.;.¡,~;~. ' :,; . !'~I::··(: ~i:!~ . ;:. . ~ ,i. ;;:;ï.Z ;';:i;;: ¡ : ;¡-. 1)924420 000297 SECTION 6 AND PROCEEDING THENCE NORTH 688.15 FEET; THENCE EAST 181.38 FEET; THENCE SOUTH 613.88 FEET; THENCE S 67 DEGREES 44 MINUTES W, 196.00 FEET TO THE POINT OF BEGINNING. The BOlTower has requested and the Lender has agreed to modify certain terms of the Line of Credit Agreement and the Security Instrument as set forth below. All terms not defined in this Agreement shall have the same meanings as set forth in the Line of Credit Agreement. In consideration of the mutual promises contained in this Agreement, the parties agree as follows: Change in Credit Limit. The Lender and the BOlTower agree that the credit limit under the Line of Credit Agreement is hereby increased to $159,000.00 and that the lien of the Security Instrument shall secure the line of credit up to that amount as it is advanced and outstanding &om time to time. Each reference in the Security Instrument to the maximum amount of the line of credit is hereby amended to the extent necessary to reflect the modified credit limit. The BOlTower hereby agrees to pay to the Lender the following fees related to this Agreement: N/A ·This amount is an estimate. The actual recording/filing fee is shown on the HUD Settlement Statement that is attached to and incorporated into this Agreement. Except as amended by this Agreement, all terms and conditions of the Line of Credit Agreement and the Security Instrument (including any previous modifications) shall remain in full force and effect, and this Agreement shall not affect the Lender's security interest in, or lien priority on, the Property. The BOlTower agrees to be bound by and to perform all of the covenants and agreements in the Line of Credit Agreement and the Security Instrument at the time and in the manner therein provided. This Agreement shall not be construed to be a satisfaction, novation or partial release of the Line of Credit Agreement or the Security Instrument. By signing this Agreement, the BOlTower represents and warrants to the Lender that the BOlTower has no counterclaims, set-offs or defenses to the Bank's rights under the Line of Credit Agreement or the Security Instrument. The BOlTower agrees to payor reimburse the Lender for any and all fees payable to public officials in connection with this Agreement, and the recording thereof, including any mortgage registry tax that may be due. This Agreement does not increase or extend any revolving credit insurance BOlTower purchased in connection with the line of credit. Credit insurance means credit life, credit accident and health and/or credit disability insurance. Co- Trustor/Co-Mortgagor Liability. As to any BOlTower who signed the Security Instrument, but who did not execute the Line of Credit Agreement (a "co-trustor/co-mortgagor"), this Agreement does not modify, change or terminate the nature of the co-trustor/co-mortgagor's obligations in connection with the line of credit. The co- trustor/co-mortgagor is not personally obligated to pay the debt evidenced by the Line of Credit Agreement and the Security Instrument (as renewed, extended, and amended hereby). The co-trustor/co-mortgagor agrees that the Lender and the BOlTower may agree to extend, modify, forbear or make any accommodations with regard to the terms of the Line of Credit Agreement or the Security Instrument (as renewed, extended, and amended hereby) without the co-trustor/co-mortgagor's consent. ¡ii¡i.iÎii.ïliiïiil.íf/OS) 2/6 Docwnents Processed 10-17-2006,14:39:21 ··:·:·:'~ff!Z~:IDI ·1·.·.·,1, ~~ ~ ..!..,.o " , J;~m~~~~~;;~~~~ ·~;)~~x¡,~.~.~~.:.:;~. ~,~ j >-:. ~j :;, ':'~:-:: i.i..::;;S~t.,. ¡~I:.~~ ::':~_ ':;-::::':-=.'; . . - - -::';>: ~~:::..,~ , 1·.:ri''':I)~''.I..:'-''': ;-.-.; :~./T1¡.;·;t-:,;:-- -~-':Y¡;i~ _;.~- i:.;,:: ~~~':i >1i >. - _~:::~,'- -: :·.'··::;:I:'~:':.:.~. ·0924420 000298 The Borrower and the Lender have executed this Agreement as of the day and year ftrst above written. . LJ R ¡ ~ -t¡.,,,,t-, 'fo .- TJ.. ~ ts La.Mõll"þ T ku TJ¡-;t,p ¡¡.p ,:.,' ;¡'SJ /111 BOITOwer ERNEST R. LAMILLER TRUSTEE FOR THE E & S LAMll.LER TRUST DATED APRIL 28,1998 Borrower Borrower Borrower Borrower Borrower BOITOwer W~NJL __~ B ð7LL)~..(J. /CÁt"A/t /l4l( Its: P:lW'"~ 0. 1 ßo..-.- k.l¿ý" { {Acknowledgments on Following Pages } lïíiiiÎûiIÎiilï.iiïìiï.tf/OS) 3/6 Documents Processed 10-17-2006, 14:39:21 ,::~.:.¡,~¡:.1t:t}l¡:¡:¡:·:!:<{_.-"" -, ,,' .':':':':01'.«(.:.:.;,,', -:~ '~~":;:;~:id.!:'::",::' itti"lt:Œl..;.:!/?(: >~:_,":': ~~';':i:~~~~;:::::~;:;:: ,.". .... ,','>' .;':~!.~~::::::;: 09~4420 000299 FOR NOT ARIZA TION OF LENDER PERSONNEL STATE OF '0yP.....,.....1 ) I ../ L I ) 88. COUNTY OF ,'., c () Ÿ ) ç( , On this '2]' t::J ~y of 0 C'+o b ~ r in and for said county personally appeared A' r, I who being by me duly (sworn or affirmed) did say that that person is er () n <It I r of said association, that (the seal affixed to said instrument is the seal of said or no seal has been procured by said) association and that said instrument was si&qed and sealed on behalf of the said association by authority of its board of directors and the said 5.ø.lo ŸJ / gO! J I acknowledged the execution of said instrument to be the voluntary act and deed of said associ 'on by it voluntarily executed. 4 Vyon,:17q State Óf -./ My commission expires: /'1 ~Y'C 4 2. ~ 2PO c:¡ . JEFFERY A. STRGAR - NOTARY PUBUC COUNTY OF. STATE OF UNCOLN WYOMING MY COMMISSION EXPIRES ~"'(~ l~ 2.,p, lïUiiûÎiliul.Î.iiïìiïll¡S/OS) 4/6 Docwnents Processed 10-17-2006, 14:39:21 ~:.t:'::;:::¡:;:;:::::;J ~~:::::::::::~¡ : ·~¡~~¡m*m¡mt ':'¿~I:'~:!:~,;1: .,.. -- . - ,,~ . ....-'" . .'. ,~. ': .:j:;:;:;~i:;:;:i:::;:.:.. ' .,,'-: ~'~';i\:;h:(~;:~'~';; ~,·i:::, ..:ii¡:_:;Y~ 1;~;' ': - ~~;j~\::;::~~i;':~':~!:;~··".' ~:?j,~f~;).~:1~~*¡¡::·~ 0924420 (JOOaoo FOR NOTARIZATION OF BORROWERS For An Individual Acting In His/Her Own Right: State of Wyoming ) ) ss County of LINCOLN ) The foregoin.-S instrument was acknowledged before me by £ VV\ Q c;,.t.J2. lA.rv\.i t l-e..v- this __.1 ~ day of 6)~1:D.6LV .20.ok. ~ 5 ~ln\.- t:-.- L.cJrv\ i, t l-e.v Witness my hand and official seal. M.ØlIWl.. WJ'(Mf Pl8X GOUfCTYOf &\ STATE OF lIro.Jc . WVaø¡ MY N)' I DIllON EXPÆS WN. 22. 2001 ~Äù o Public My Commission Expires: N ùLJ~ 22., 2007 For An Individual Trustee Borrower: State of Wyoming ) ) ss County of LINCOLN ) The foregoing instrument was~knOWled~ed ~efore. me bY~~sl-, 1.2. [ð..ry\iI.t.b'"l ~cur~ ~ trustee forJþe trust known as _lll~~~riL7.~~ , this I '6 day of ,20' . L~JYl~ ( L~ Witness my hand and official seal. ULONIIWl.· NOfMf P\8.K: COUITYOf &\ STATE OF l.NXU . WYaa«l arr ^""'-l JI~ EXPÆS NQV, 2UOOI Notary Public My Commission &.piresJJlJ1)~ 22., ZoO? lïíüüi¡ÎliÎiì.ïiíiïìillll¡S/05) 516 Docwnents Processed 10·17-2006, 14:39:21 ; ,.~. " . . ., ,~¡..li:Qf~-;·;~I.~~:¡:¡:~j'~Il~Y.Ni;'>:;¡~~~.d;ß.'S0~~{:-'!·';~;~_::,:.:Ú..i·;i.~~~~;· _ _i~:.:::1:X:;~:~::ì:;~W~~;~;. . !·t·~~·{·¡~~g;>:t·?~~~~t~Z;.:r· ', ~ ':'; ,~;;;i; '~':;:;'=~~:t;ih3::~:;;:" ":;.-;~; .~~:;':~¡:i:'~ 0924~20 For A Corporate Trustee Borrower: /~ /' / // / /' ~/,;"' .,.// / --- /"C00301. State of Wyoming ) ) ss County of LINCOLN ) r The foregoing instrument was acknowledged before me. bý of , a corporation an,Øtrustee for the trust known as this day of" , 20 Witness my hand and official seal. ,. " / ,// / ,. Notary Public , , " :' .I My Commission Expires: .:/ I I ! ïíiiûiïliÎii.Î.iiïìii21115/05) 6/6 DocumentsProcesscd 10-17-2006,14:39:21 ru~l i~!~JI~ l¡ii~:~¡ ::i ~ili