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HomeMy WebLinkAbout924757 MORTGAGE DEED WITH RELEASE OF HOMESTEAD Charles H. Johnston and Deborah Johnston, Mortgagor(s), of Lincoln County, State of Wyoming to secure payment of Thirty Thousand Four Hundred Dollars and No Cents $30,400.00 due September 15, 2016 with interest ftom August 9, 2006 at the rate often per cent per annum payable monthly, evidenced by Promissory Note of even date herewith, in monthly installments of Four Hundred and One Dollar and Seventy-Four Cents $401.74 each, including interest, commencing on the -15tht day of October, 2006 and continuing on the same day of each month thereafter, do(es) hereby mortgage and warrant to LEISURE VALLEY, INC., a Nevada Corporation, Mortgagee, of Lincoln County, Wyoming, the following described real property in the County of Lincoln, State of Wyoming: Stewart Country Club Estates Phase 2 Lot 57 Mortgagor(s) agree(s) to pay the indebtedness according to the tenns and conditions of that certain Promissory Note hereinabove described, executed by Mortgagor(s) to Leisure Valley, Inc., and during the life of this mortgage to pay all taxes and assessments against the premises. IfMortgagor(s) fail(s) to pay such taxes or assessments, Mortgagee may pay the same, and all sums paid by Mortgagee for such pwpose shall be added to and considered as a part of the indebtedness and shall draw inteiest at the same rate. If default occurs in the payment of the indebtedness or in the payment of any installment thereof, or if default occurs in any of the covenants and agreements hereof or under the aforesaid Promissory Note, then the whole indebtedness shall, at Mortgagee's option, becòme due and payable forthwith, and Mortgagee may foreclose this mortgage either by advertisement and sale of the premises as provided by the statutes of the State of Wyoming, or by an action in equity, This will be Mortgagee's sole remedy against Mortgagor(s) in case of default by Mortgagor(s). Out of the proceeds of any foreclosure the Mortgagee shall retain or receive all sums due to it hereunder and costs of foreclosure and sale, including attorney fees in an amount equal to Ten Percent (10%) of the indebtedness remaining unpaid at the time of such sale, and the same shall be taxed as costs in any equitable action brought to foreclose this mortgage. To fully assure Mortgagee the benefits of the security interest in the premises granted to it hereunder, Mortgagor(s) hereby assign(s) to Mortgagee all rents hereafter payable for the use and occupancy of the premises by any person in possession thereof with Mortgagor's consent. If default occurs in any of the covenants and agreements herein contained or under the aforesaid Promissory Note, whether or not Mortgagee elects to foreclose this mortgage on account thereof, Mortgagor(s) hereby authorize(s) Mortgagee to collect the rents from the premises and to apply the same to the payments on the indebtedness secured hereby until such default is remedied. In the event of foreclosure of this mortgage upon default, Mortgagee shall be entitled to the possession and enjoyment of the premises from the time of such default and during the pendency offoreclosure proceedings and period of redemption, if any. IfMortgagor(s) shall fail to surrender such possession to Mortgagee promptly upon its request therefor, Mortgagee may compel delivery thereof by ejectment action or other civil proceedings appropriate for that pwpose. A receiver may be appointed by any court of competent jurisdiction upon ex parte application without notice, notice being hereby waived and appoinbnent of a receiver upon such application being hereby consented to by the Mortgagor(s), RECEIVED 11/27/2006 at 11 :04 AM RECEIVING # 924757 BOOK: 641 PAGE: 246 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER, WY MORTGAGOR(S) HEREBY RELINQUlSH(ES) AND W AIVE(ES) all rights under and by virtue of the homestead exemption laws of the State of Wyoming. ( Dated this 3.dV\ct day of Ava--l ~t, 2008' V MORTGAGOR(S): C£--~ t- è ~~~ STATE OF WYOMING ) ) ss. COUNTY OF LINCOLN ) On this '~~ý\r\ day of ~Uçt- ,20Of<tefore me personally appeared . r JA 0. Á QQ/\lf ~'\ê::Ct.\I\ <..~. and R-bn h1 k <.JO -,;u;ca fo-R.. known to me to be .the person(s) described in and who executed the foregoing instrument, and acknowledged that~ executed the same as 4--úi ì r free act and deed, including the release and waiver of the right of homestead. . WITNESS my hand and seal, My comnù8sion expires \~llLC ' NOTARY PUBLIC 0/ as Id-[) 10 NANCYJ.BROWN-NOTARYPUBUC COUNTY OF. STATE OF UNCOLN. WYOMING MY COMMISSION EXPIRES (.;, )Qr::;/rif)/ /)