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HomeMy WebLinkAbout876140RUG 88 ,8881 11:16 AP1 FR TO 913878869488 WELLS FARGO BANK, N.A, Wells F~go Ba~, N,~ DOCUMENT MANAGEMENT ~(e of W)'o~' ~pace Above T~ L~e For [cco2~ ~NCE ¢: 20012012600248 ACCO~ ~: 0854-654- 1040510-OOO 1 MORTGAGE ~'~ (Wi~ Future Advance ~. BA~ AND ~ART~. The ~e ~ thi~ MoE~a~c ("Se~fiU ]nst~m~nt") is 08 / 281200 and the p~ies, their addresses and t~x id~dfication numbers, ff required, are as follows: ' [] If checked, re, ret lo the attached Addendum incorporated herein, for ackiidonal Mortgagors their signatmes and acknowledgments. LENDER: WELLS FARGO BANK, N.A. P. O. BOX 2155'7 BILLINGS, MT 5910'~ 2. CONVEYANCE- For good and valuable consideration, lhe receipt and sufficiency of which is acknowledged, and to secure the Scoured Debt (defined below) and Mortgager's performance under this Security Instrument, Mortgagor grants, bargains, conveys, mortgages and warrants to Lender, with power of sale, the following described property: LOT 60 OF THE LEON LIVINGSTON TRACT SUBOIVISION, LINCOLN COUNTY, WVOMING AS OESCR I BED ON THE OFF l C I AL MAP THEREDF m SUBJECT TO RESTRICTIONS, RESERVAT ONS, EASEMENTS, COVENANTS, OIL, BAS OR MINERAL RIGHTS OF RECORD, IF ANY, The property is located in LINC o LN at: .- (Coumy} 8"/3 OLD ALPINE ROAD ALPINE, WY 83128 and parcel number of 3'71 S 1940400200 together with'all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian rights, ditches, and water stock and all existing and future improvements, structures, fixtures, and replacements that may now or at any time in the 'future be part of the real estate described above (all referred to as "Property"). 3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instmtnent at any one time shall not exceed $ 2'0,000.00 . This limitation of amount does not include interest and other fees and charges validly made parsuant to this Security Instrument. Also, this limitation does not apply to advances nmde under the terms of this Security Instrument to protect Lender's security and to perform any of the oovenants contained in this Security Instrument. 4. SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defined as follows: A. Debt incurred under the terms of the promissory note, revolving line of credit, contract, guaranty or other evidence of deb~ daled 0812B / 200 ~ together wi, th all amendm~ts, extensions, modifications and renewals, and having a maturity date of 09 / 25 / 20 ~ 8 B. All future advances from Lender to Mortgagor under such evidence of debt. All future, advances are secured as it' made on thc date of this Security Instrument. Nothing in this Security Agreement shall constitute a commitment to make additional or future loans or advances which exceed the amount shown in Section 3. Any such commitment must be agreed to in a separate writing. EQ150A (3/200 t ) All sums advanced and expenses incurred by Lender for insuring, preserving, or othexwise proteoting the Property and its value and any other sums advanced and expenses incurred by Lender under the terms of this Securi.ty Instrument. 5~ PAYMENTs. Mortgagor agrees that.all ~payments under the Secured Debt will be paid when due and in accordance with the terms of the Secured Debt and this security Instrument. 6, PRIOR SECIJRITY INTERESTS. With regard to any other mortgage, deed of trust, secufipg agreement or other lien document that created a prior security interest or encumbrance on the Property, Mortgagor agrees: A. To make all paymenu when due and to perform or comply with all covenants. B, To promptly deliver to Lender any notices that Mortgagor receives from the holder. C. Not to allow any modification or extension of, nor to request any future advances under any note or agreement secured by thc lien document without Lender's prior written consent. 7. CLAIlVlS AGAINST TITLE. Mortgagor will pay all taxes, assessments, liens, encumbrances, lease payments, ground rents, utilities, and other charges relating to the property when due. Lender may require Mortgagor to provide to Lender copies of all notices that such amoums are due and thc receipts evidencing Mortgagor's payment. Mortgagor will defend title to the Property against any claims that would impair the lien of the Security Instrument. Mortgagor agrees to assign to Lender, as requested by Lender, any fights, claims or defenses Mortgagor may have against parties who supply labor or mate.rials to maintain or improve the Property, 8. DIJE ON SALE OR ENCUMBRANCE, Upon sale, transfer, hypothecation, assignment or encurabrance, whether voluntary, involuntary, or by opuation of law, of all or any part of the Property or any interest therein, then at its sole option, Lender may. by written notice to Mortgagor, declare all obligations secured hereby immediately due and payable, except to thc extent lhat such acceleration for and in such pm~icular circunustances whese exercise of such a right by Lender is prohibited by law.. 9. PROPERTY CONDITION, ALTERATIONS AND INSPECTION. Mortgagor will keep the Property in good condition and make all repairs that arc reasonably necessary. Mortgagor shall not commit or allow any waste, impairment, or deterioration of the Property. Mortgagor will keep the Property free of noxious weeds and grasses, Mortgagor agrees that the nature o1~ the occupancy and use will not subslantially change without Lender's prior written consent. Mortgagor 'will not permit any change in any license, restrictive oovenant or easement without Lender's prior written consent. Mortgagor will notify Lender of all demands, proceedings, claims, and actions against Mortgagor, and of any loss or damage to the Property. Lender or Lender's agents may, at Lender's option, enter the Property at any reasonable time for the purpose of inspecting the Property. Lender shall give Mortgagor notice at the time of or before an inspection specifying a reasonable purpose for the inspection. Any inspection of the Property shall be entirely for Lender's benefit and Mortgagor will in no way rely on Lender's inspect[on. 10, A1LITltORIT¥ TO PERI~ORM. If Mortgagor fails to perform any duty or any of the covenants contained in this Security Instrument, Lender may, without notice, perform or cause them to be performed. Mortgagor appoin!s Lender as attorney in fact to sign Mortgagor's name or pay any amount necessary for performance. Lenders fight to perform for Mortgagor shall not create an obligation to perform, and Lender's failure to perform will not preclude Lender from exercising any of Lender's other fights under the law or this Security Instrument. If any construction on the Property is discontinued or not carried on in a reasonable manner, Lender may take all steps necessary to protect Lender's security interest in the Property, including completion of the construction. 1~. ASSIGNMENT Olr LEASES ANI) RENTS. Mortgagor irrevocably grants, bargains, conveys, mortgages and warrants to Lender as additional security all the right, title and to any and all existing or furore leases., subleases, and any other written or verbal agreements for the use and occupancy of any portion of the Property, including any extensions, renewals, modifications or substitutions of such agreements (all referred to as "Leases") and rents, issues and profits (all referred to as "Rents"). Mortgagor will promptly provide Lender with true and correct copies of all existing and future Leases. Mortgagor may collect, receive, enjoy and use the Rents so long as Mortgagor is not in default under the terms of this Security Instrument. Mortgagor agrees that this assignment is immediately effe~ive between the parties to this Security Instrument. Mortgagor agrees that this assignment is effective as to third parties when Lender takes affirmative action prescribed by law, and that this assignment will remain in effect during any redemption period until the Secured Debt is satisfied. Mortgagor agrees that Lender may take a~ctua! possession of the property without the necessity of commencing legal action and that actual possession is deemed to occur when Lender, or its agent, notifies Mortgagor of default and demands that any tenant pay all future Rents directly to Lender. On receiving notice of dehult, Mortgagor will endorse and deliver to Lender any payment of Renu in Mortgagor's possession and will receive any Rents in trust for Lender and will not commingle the Rents with any other funds. Any amounts collected will be applied as provided in this Security Instrument, Mortgagor warrants that no default exists under the Leases or any applicable landlord/tenant law. Mortgagor also agrees to maintain and require any tenant to comply with the terms ot the Leases and applicable law. 12. LEASE]FI[OLDS; CONDOMINIUMS; PLANNEI} UNIT DEVELOPMENTS- Mortgagor agrees to comply with the provisions of any lease if this Security Instrument is on a leasehold. If the property is a unit in a Condominium Project or is part of a Planned Unil Development ("PUD"), Mortgagor agrees to the following: A. Obligations. Mortgagor shall perform all of Mortgagor's obligations under the Constituent Documents. The "Constituent Documents" are the: (i) Declaration or any other document which creates the Condominium Projccls or PUD and any homeowners association or equivalent entity ('Owners Assocmtmn ), (ii) by-laws; (iii)code of regulations; artd (iv) other ~.q150B (3/20ol) AUG ~8 ~001 1 i: l? AM ~R TO ~13~7886~488 P~08 eq~v~en~ d~meats. M~gagor shall pr~lptly ~ay, when du~, all dues and assessments impos~ pursuant to the Constituent D~ments. B. H~ard Insurance. So long as the ~ers Associa~on ~intai~, with a generally scented insurance c~er, a "master~' or "bisect" poli~ on ~e Cbndo~aim Proj~t or P~ w~ch is ~6shCto~ to Lender and which prmdes insur~ coverage in the mounts, for the pe~ods, ~d ag~m the h~ards Lender requires, including fire and haza~s included the t~m "cxten~d c~erage," then Mo~gagor's oDliga~on under Section 19 to ~intain ~ard insur~ce coverage on the Prope~ is deemed satisfied to ~e exa~t that the required coverage is p~ided by ~e Owner's Association polio. Mortgagor shall give Lender promDt notice of any lapse in req~red hazard insurance c~emge. In thc ~t of a d~lhbufion of ~zard i~amnce proc~ds in lieu of restora~on or rephr following a loss to P~ope~, whether to the unit or to common elements, any procee~ payable to Moa~gor ~e hereby ~si~ed and shall be paid to Lender for applica~on to the sums secured ~ ~is Secufi~ Instrument, ~th any excess paid to Mo~gagor. C. Flood lnsuran¢~ MoHgagor agree; to' maintain flood i~ance for the life of the S~red Debt which is ac~pmble, as to form, smoot ann extent of c~erage to Lender. D. Public Liability Insurance. Mo~gagor shall t~e such actions as ~y be reasonable to imum that ~e Ass~ia6oa ~ntains a public liabili~ inm~ance poli~ acceptable in form, amount, and exten~ of coyerage to Lender. E. Condemnation. The proceeds of any award or claim for da~ges, direct or consequential, payable to Mortgagor m connexion with any condmnafion or other ~ing of all or ~y pall of ~e Prope~, whether of the unit o~' of the common elements, or for any conveyance in lieu of con~m~tioa, ~e hereby ~si~ed ~d shall be paid to Lender. Such proceeds shall ~ applied by Lender to the su~ sec~ed by the Sem~B' Instrument as pr~ided in Section 18. F. Lender's Pd¢r Cm~ent. Mo~gagor shall not, exert ~er notice to ~nder and ruth Lender's prior w~itten co,em, ei~er p~;ion or subdivide the Pmpe~ or consent to: (i) the abandonm~t or temination of thc Condominium Project or P~, except for abandonment or ~minatlon required by law in ~e case of substantial destruction by fire or othez casual~ or m the case of a ~ing by condemmtion or eminent domain; (ii) any amen~ent to any pr~ision of thc Constituent Domm~ts the provision is for the express benefit of Lende~; (iii) ruination of professio~l management and ~snmption of self- management by the ~,ners Associa~on; or (iv) any 'action which would ~ve the effect of rendering the public liabili~ insurance coverage maintained by the Owne~ Assohati~ mcceptable to Lender. G. Remedies. If MoH~gor does not pay condo~nium or P~ d~s and ~seasmen~ when due, then Lenaer may pay ~¢m. Any amounts disbursed by Lender under t~s s~on shall become additio~ debt of Mortgagor selma by ~s Secu6~ Inslmmmt. Unless Moagago~ and L~der agree to other mr~ of payment, lhes¢ amounts shall bear interest from the ~te of disburs~cnt at the S~ured Debt rate and shall be payable, wi~ inte~st, upon'noti~ from Len~r to MoHgagor requesting payment. 13. DEFAULT. Mongagor will be in default if any pa~ obliga~d on t~ Semr~ Debt hils to'm&e ~yment when due~ Mortgagor will be in default if a b~ach occurs und~ the te~ms of this S~d~ I~tmment or ~y other document executed for · e pu~ose of creating, sec~ng or ~aran~ing ~e Secured Debt. A goM f~th ~li~ ~ Lender that Lende~ at any time i~ecare wi~ respect to any pers~ or enfi~ obliga~ .on ~e S~ured Debt or tMt ~e prospect of any payment or the value of lhe Pmpe~ is impaled s~l also constitute an event of default. 14, ~MEDIE$ ON DEFAULT. In mine instances, federal and stole law will ~qmre Len~r to provide Mortgagor with notice of the d~t to cure or other notices ~d may establish time schedules for for~los~e a~ions. Subject to these limitations, if ~y, ~d~ may acoelerate thc Secured Debt and foreclose, this Se~h~ Instrument in a manner provided by law if MoH~gor is in dehult. At'the option of Lender, all or any pea of the agr~d fees ~d charges, accrued interest ~d principal shall beco~ immediately due and payable, ~ter giving notice if requirefl by law, upon die ocm~ence of a default or an~ime ~ere~er. In addition, 'Lende~ shall be entitled to all thc remedies ~ovided by law, ~e tern of the Secreted Debt, th~ Secuh~ Instrument and any related a~ments, including wi~out libation, the powex m sell ~e Pro~. All remedies a~ distinct, mmulativc ~d not excl~ive, a~ ~e Lmder is envied to MI rmediea ~ovided at law or equity,, whether or not expressly s~ forth. The a~tance by Lender ~ any sum in payment ol Da~ pa~ent on the Secured Debt ~cr ~e balance is due or is accelerated or ~er fomclos~ proceedings are filed shall not constitute a waiver of Lend~'s right to require compile cure of any existing d~ault. By not exercising any remedy on MoHgagor's default, Lender does not waive Lender's right to later mnaid~ ~e ~ent a d~ault if it coatings or happens ~ain. 15. E~NSES; ~VANCES ON COVENANTS; ATTO~EYS' FEES; COLLECTION COSTS. Except when prohibited law, MoHgagor ag~es to pay MI of Lender's ~penses if Mortgagor breaches any core,ut in this Security Instrument. Mortgagor will also pay on dem~d any amount incu~ed by Lender for insuhng, ins~cting, pmse~ing or othe~ise protecting the P~o~ and Lender's seca~i~ inlercst. These cxp~es will bear integer flora ~e date of ~e payment un~l paid in ~11 at ~ ~ghest interest ram in effect as pro~dcd in ~e terns of ~e Secu~cd Debt. Mortgagor agrees to pay all costs and exposes incurred by LcMer in collegia, e~orcing or pmte~ing Lender;' rights and.remedies nMer tbs Scmri~ Instrument. This amount ma~ include, but is not li~ted to, attorneys' f~cs, court costs, and oth~ legal expenses. This amount does not include attorneys' fees for a salaried employee of the Len~. This Se~d~ I~tmment shall remain in effect until released. Mortgagor a~ee[ to pay for any recorda~on costs of such mle~e. ~QI5OC (3/20ol) RUG 28 ~OIDl 11: 18 Rt'l FR TO 9130788E;9488 P.09 16. E~RONMENTAL LAWS AND ~A~OUS SUBSTANCES. ~ used in this so,ion, (1) Enviro~en~l ~w me,ns, ~ ~thout limitation, ~ Comprehensive Environmen~ Respome, Compensation ~d LiabiliW Act (CERCLA, 42 U.S.C, 9601 et scq.), ~ ~1 o~er federM, s~ ~d ~!oc~ laxys, repletions, ordinances, coua orders, attom~ gen~ opinions or inte~refiw letters concerning the public heal~, 'S~eW, welfare, envi~t or a h~a~ous substan~; and (2) Haz~dous Subs~nce means any toxic, radioactive or hazardous material, waste, pollumt or contaminant which has characteristics w~ch re. er ~he substance dangerous or potenti~ly dangerous to the public health, s~, we~are or environment. The te~ includes, without Iimim6on, any substances d~ned as "ha~rdous material," "talc substances, .... ~zardous waste" or "h~ardous subsmce" under ~y Environm~ml Law. Mortgagor r~msen~, wa~ants and a~ees that: A, Except as pr~iousIY disclosed and ac~owledgefl in wfiti~ to Lender, no Haza~ous Substance ~s or will be located, stored or released on or in ~e Prope~. This restriction d~s not apply to s~l quantifies of Hazardous Subs~nces t~t are generally recognized to be appropriate for ~e no. al use and maintenance of~e Prope~, B. Exert as previously ~sclosed and a~nowleflged in ~ting to L~der, Mortgagor and eve~ tenant We be~, are, and s~II ~main in ~11 compliance wi~ any applicable En~mnmenml Law, C. MaC.gar s~ll i~ediately noti~ Lender if a rel~s~ or ~reatened release of a Hazardom Subs~? o~urs on. und~ or about the Pro~ or there is a violation ct any Environmental Law concemi~ the Prop~, In such an ~ent, Mortgagor s~l ~e all necess~ reme~al a~ion in accordance with any Environmental Law. D. Mo~gagor sh~l i~ediately notify Lender in wfiti~ as soon as Mcgregor ~s reason to believe there ~s ~ny or ~eaten~ investigation, claim, or proceeding relating to the release or threatened rel~se of any Hazardous Subs~ or ~e violation of any Enviro~ental Law. ~7. CONDEMNATION. Mortgagor ~ill give Lender prompt notice of any pen~ng or ~reatened ~on, by private or public entities to put'se or ~e any or all ct the Prope~ ~ough conduction, eminent domain, or any other means, Mortgagor ~uthofizes Lender to ink.erie in Mo~g~' name in a~ of the above desc~d a~iom or claims, Mortgagor assigns Lender the proceeds of any award or claim for ~ages conne~d with a con.nation or o~ ~ing o~ all or any pan Pro~. Such proceeds ~1 ~ comidered payments ~d will be applied as pr~ided in this S~ti~ Imtmment. This assignment ct pr~eeds is subj~t to the t~s of any prior mortgage, de~ of trust, sccufi~ ag~ement or other lien document. 18. INSU~NCE. Mongeror s~ll keep Prop~ imured against loss by fire, flood, th~ and other h~r~ls and fi~ reasonably ass~iated ~th the Prope~ due to i~ ~e and location. This insurance sh~l be maintained in the amounts and for the per,ods t~t Lender tequi~es. The insurance career praising the insuran~ shall be chos~ by Mortgagor subject to Lender's appmval~ which sh~l not be unreasonably ~4thheld. If Mortgagor f~ls to main~n the coverage described above, Lender may, at Lender's option, obtain coverage to protect Lender's rights in the Prope~ according to thc terms ~ this Secufi~ lns~ment. ~1 insurance policies and renew~s shall be actable to Lender and shall include a s~ndard "moagage clause" and, where applicable, "loss payee clause." Mortgagor shall immediately notify Lender ~ cancelation or t~i~tion of thc insurance, Lender shall have the fight to hold the policies and renewals. ~ L~dcr requires, Mortgagor s~ll immediacy give to Lender all receipts of p~d pmmiun~ ~d renewal notices. U~n loss, Mo~gor shall ~ve imm~iate notice to the insurance career and Lender. Lender may m~e proof of loss if not made i~aediately by Mortgagor. Unless o~e~se agre~ in ~ting, ~l imurance procee~ shall be applied to ~he restoration ar repair ~ ~e Prop~' or ia the Secured Debt whe~er or not t~n due, at ~nd~'s option, Any application of proceeds to principal shall not exmnd or postpone the due date of the scheduled payment nor change ~e amount of ~y payment, Any excess will be paid to Mortgagor. ~ thc Prop~ is acquired by Lender, Mo~gagor's right to any insurance policies and proc~ds ~sulfing from damage to ~e Prope~ b~o~ the acquififion shall pass to Lender to ~e extent of ~e Secured Debt imme~ately b~fore ~e acquisition. 19. ESCROW ~OR T~ES ~D ~SE~NCE. Unless othe~ise provi~ in a s~arate agreement, Mortgagor will not be roquired to pay to Lender ~nds for taxes ~d ins~ce in esorow, 20. F~ANC~L ~PORTS AND ~DITIONAL DOCUMENTS. Mo~gagor will prairie to Lender u~ request, any financial statem~t or i~o~afion Lend~ may ~em reasonably necessa~. Mcgregor agrees to sign, deliver, and file any addi~nal do.meats or cenificatio~ t~t Lenfl~ may consid~ necessa~' to perfect, ~ntinu~, and prese~e Mortgagors obligatio~ under this Sc~ri~ Ins~ment ~d Lender's lien status on the Property. 2~. JOlT AND ~D~U~ L~I~TY; CO-SIGNERS; SUCCESSO~ ~D ASSIGNS BOUND. ~l duties under this Seo~i~ Instrument are joint and in&~dual. If Mongag~r sigm this S~fity Instrument bu~ does not sign an evidence of flebh Mortgagor does so only to mortgage Mongagor's in. rest in the Pmpe~ to se~m pa~ent of ~c S~ured Debt and Mo~g~g~r does not agree to be perso~lly liable on the Secured Debt, ~ this Se~fi~ Imtmment secures a ~aranty between Lender Mortgagor, Mortgagor agrees to wmve any rights that may prevent Lender from bri~ng any action or claim against Mortgagor or any pa~, in&bred under ~he obligation, Thee rights may include, but are not limimd to, any ~ti-deficien~ ~ one-action laws, Mo~gagor agrees that Lender and ~y pa~ to this Secufi~ Imt~ment ~y extend, mod~ or m~e any change in ~e te~ of t~s Se~B~ I~mcnt or any evidence of debt without Man.rat's consent, Such a cha~e will not release Mortgagor from the te~s of th~ Se~fity Imt~ment, The duties and ~nefits of this Se~ri~ Ins~ment shall bind and ~nefit the succesSo~ ~d assi~ ct Mortgagor and Lender. 22. ~PLICABLE LAW; SEVE~B~ITY; INTE~T~ON. This Security Instmn~ent is g~erned ~ thc laws of the EQISOD (3/2001) FtUG ~8 ~00i 1 ]: 15 A~'l FR TO 9i3078869488 P. jufis~io~ in which 1he Prope~ is located, exc~t to the e~ent othe~se required by the la~ or,he ju~sdiolion where Prop~ is located, This SecufiV Ins~mmen~ is complete ~d ~lly integrated. This SecufiV Imminent may not ~ ~ended of ~ modified ~ omi agreement. ~y s~fion in Ibis S~uHW Instrument, auac~a~ts, or any agm~ent minted ~o the Se~red Debt ~hat copiers ~th applicable law ~II n0[ be :effe~ve, unless ~at law ex~ssly or impli~y p~its ~he vafia~om by written agreement ~any s~ion of~is ScOW Instmmem ca~ot be e~orc~ according to i~s ~s. ~at section ~ll ~ served and will not ~ect the e~orceabili'ty of the re~in~r of this Se~fiW I~m~menL Whoever ~, ~e sin~lar shall include the plural and the plural the sin~lar. The captions and headings of the scions of Ibis Secufi~ Instmmem are for convenience only and are not to be used to int~ret or define the terms of this S~ty Imtmm~L Time i's of the ~sence in this Secu6ty Ins~ment. In the ~ent any sexton of ~s Secuh~ Ins~mem diremly confli~ ~4th any s~tion of a celia Home Equi~ Closing Hand. ok which contains ~e Account A~ment Terms and Conditions (as applicable), Fixed ~te No~e T~s and Conditions (as applicaMe), Ihe Arbitration AgreemenL and the A~e~em ~ P~'ide Floo~rope~ Insurance. all of which a~ee to by signing this Se~fiW Instrument, the ter~ of the Home Equity Closing Hand~ s~ll mn~rol. 23. NOTICE~ Unless oth~ise required by law, say notim shall be given by delivering i~ or by mailing i~ ~ firm class mail ~o appropriate pa~'s add.ss on page 1 of [his Sec~ I~mmcm~ or as shown in Lender's records, or to any o~her address de~gna~d in wdting. 24. WA~E~. Ex~p~ to lhe e~ent pm~bited by law, M~tgagor ~ives ~y fight regarding the marsh~ling~of liens and assets. and hereby releasing and waiving ~1 fighm under and by virtue ~ the homestmd exe~fion laws of ~his state.- 25. OTHER TE~S. If checked, the following are applicable ~o this Se~riW Instrument: Line of Credit. The Secured Debt includes a r~olving line of credit p~ision, Although lhe S~ured Debt ~y be reduc~ ~o a ~ro balance, this Sec~v Instrument will re. in in effec~ until ~ele~ed, Conslmction Loan. This Securiw Instrument secures an obli~don in. ged for ~he construction of an impmvmnem on the Prope~. ~ Fixate ~ilin~ Momgagor granm ~o ~nder a secufi~ interest in all goods t~t Mortgagor o~s now or in the Mmre and that am or will become fixtures relates to the rrope~. This Se~fi~ Imtmment s~ces as a financing statement and ~y caren, photo~aphic or other ~produ~ion may be filed of record for pu~oses of A~icle 9 of lhe Uniform Commerc~l C~e, ~ Additional Term~ SIGNATURES: By signing below, Mortgagor agrees to the terms and covenants contained in this Security Instrument and in any attachments. Mortgagor also acknowledges receipt of a copy of this Security Instrument on the date stated on page 1. ARNOLD A GAUB Mortgagor Date Mortgagor Date Mort.gagor Date Mortgagor Date , Mortgagor Date Mortgagor Date EQI .$0E (3/2001) ~.~5/.i' ' ~ ''~ :- ~'" ¥'?;, ' ' ' ""//i'..'~! ' ACKNOWLEDGMENT: (Individual) STATE OF~ COUNTY OF The foregoing instrument was acknowledged before me by this . , , _? , ~[OtO / - WitneZ~Y ~l~d/a~ °fticial seal. (Tille of Ollicer) My Conunission Expires: /~l~!"O/ 9, OOtl> ,, ACKNOWLEDGMENT: (Individual) STATE OF COUNTY OF The foregoing instrument was acknowledged before me by this day of Witness my hand and official seal. (Signnture of Ottlcer) (Title or Ottlccr) (Seal) My Commission Expires: EQISOF (3/2001)