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Home My WebLink About926527 000022 Prepared By: Wells Fargo Bank, N.A. GINA HILL DOCUMENT PREPARATION 11601 N BLACK CANYON HWY PHOENIX, ARIZONA 85029 602-328-2200 After Recording please return to: Wells Fargo Bank, N.A. Attn: Document Mgt. P.O. Box 31557 MAC B6908-012 Billings, MT 59107-9900 ParceVUPI#:32183031116900 Property Address: 444 JEFFERSON ST RECEIVED 2/5/2007 at 11 :37 AM RECEIVING # 926527 BOOK: 648 PAGE: 22 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER. WY AFTON, WYOMING 83110 State of WYOMING {Space Above This Line For Recording Data} Account Number: 654-654-2879682-1998 Reference Number: 20070157300197 Š MODIFICATION TO HOME EQUITY LINE OF CREDIT AGREEMENT AND OPEN-END MORTGAGE This Modification Agreement (this "Agreement") is made this 18TH DAY OF JANUARY, 2007, between Wells Fargo Bank, N.A. (the "Lender") and \ NANCY R. STEVENSON AND KENT L. STEVENSON, WIFE AND HUSBAND, AS TENANTS BY THE ENTIRETIES (individually and collectively, the "Borrower"). Borrower has entered into a home equity line of credit agreement (the "Line of Credit Agreement") with the Lender, dated August 11, 2006, in the original maximum principal amount of$ 30,000.00. The Line of Credit Agreement is secured by a Mortgage dated the same date as the Line of Credit Agreement (together with any renewals, extensions, and modifications to it made prior to the date of this Agreement ), which is recorded in BookIRoll 631 at page(s) 707 of the County of LINCOLN County, State of WYOMING as document No. 921762 (the "Security Instrument"), and covering real property located at 444 JEFFERSON ST, AFTON, WYOMING 83110 (the "Property") and described as follows: BEGINNING AT THE SOUTHEAST CORNER OF LOT 1, BLOCK 21 IN THE TOWN OF AFTON, LINCOLN COUNTY, WYOMING, AND RUNNING THENCE WEST 10 RODS; THENCE NORTH 4 RODS; THENCE EAST 10 RODS; THENCE SOUTH 4 RODS TO THE PLACE OF BEGINNING. SAID PARCEL OF LAND IS SITUATED ON THE EAST ONE-HALF (E1I2) OF LOT 1 IN BLOCK 21 IN SAID ~~IHrilíìcl¡ïfunlÎ~¡Ì1i~m~iÎllììÎ~mI1117 /06) lI5 Documents Processed 01-18-2007, 15:18:01 0926527 000023 TOWN OF AFTON, AS THE SAME IS PLATTED AND OF RECORD IN THE OFFICE OF THE COUNTY RECORDER OF LINCOLN COUNTY, WYOMING. The Borrower has requested and the Lender has agreed to modify certain terms of the Line of Credit Agreement and the Security Instrument as set forth below. All terms not dermed in this Agreement shall have the same meanings as set forth in the Line of Credit Agreement. In consideration of the mutual promises contained in this Agreement, the parties agree as follows: Change in Credit Limit. The Lender and the Borrower agree that the credit limit under the Line of Credit Agreement is hereby increased to $50,000.00 and that the lien of the Security Instrument shall secure the line of credit up to that amount as it is advanced and outstanding from time to time. Each reference in the Security Instrument to the maximum amount of the line of credit is hereby amended to the extent necessary to reflect the modified credit limit. The Borrower hereby agrees to pay to the Lender the following fees related to this Agreement: N/A *This amount is an estimate. The actual recording/filing fee is shown on the HUD Settlement Statement that is attached to and incorporated into this Agreement. Except as amended by this Agreement, all terms and conditions of the Line of Credit Agreement and the Security Instrument (including any previous modifications) shall remain in full force and effect, and this Agreement shall not affect the Lender's security interest in, or lien priority on, the Property. The Borrower agrees to be bound by and to perform all of the covenants and agreements in the Line of Credit Agreement and the Security Instrument at the time and in the manner therein provided. This Agreement shall not be construed to be a satisfaction, novation or partial release of the Line of Credit Agreement or the Security Instrument. By signing this Agreement, the Borrower represents and warrants to the Lender that the Borrower has no counterclaims, set-offs or defenses to the Bank's rights under the Line of Credit Agreement or the Security Instrument. The Borrower agrees to payor reimburse the Lender for any and all fees payable to public officials in connection with this Agreement, and the recording thereof, including any mortgage registry tax that may be due. This Agreement does not increase or extend any revolving credit insurance Borrower purchased in connection with the line of credit. Credit insurance means credit life, credit accident and health and/or credit disability insurance. Co-Trustor/Co-Mortgagor Liability. As to any Borrower who signed the Security Instrument, but who did not execute the Line of Credit Agreement (a "co-trustor/co-mortgagor"), this Agreement does not modify, change or terminate the nature of the co-trustor/co-mortgagor's obligations in connection with the line of credit. The co- trustor/co-mortgagor is not personally obligated to pay the debt evidenced by the Line of Credit Agreement and the Security Instrument (as renewed, extended, and amended hereby). The co-trustor/co-mortgagor agrees that the Lender and the Borrower may agree to extend, modify, forbear or make any accommodations with regard to the terms of the Line of Credit Agreement or the Security Instrument (as renewed, extended, and amended hereby) without the co-trustor/co-mortgagor's consent. ~~IìIÜriûilllnIWíilìm"~Ii¡¡lìiillll~~lI7 /06) 2/5 Documents Processed 01-18-2007, 15: 18:0 I O(..}~ÞC5--:·)'·~) ._II'...U fI",,¡. 000024 The Borrower and the Lender have executed this Agreement under seal as of the day and year first above written. ~¡:~~ (Seal) Borrower KENT L STEVENSON ì~MV~ e ~ Borrower N ' CY R EVENSON (Seal) (Seal) Borrower (Seal) Borrower (Seal) Borrower (Seal) Borrower (Seal) Borrower (Seal) Borrower Its: {Acknowledgments on Following Pages } l~mlli~Îû~i~liï~rn}¡~mm~iilijì~~11U1117 /06) 3/5 Documents Processed 01-18-2007,15:18:01 09~652~; FOR NOTARIZATION OF LENDER PERSONNEL 000025 STATE OF ~"h'1I'J ) L' ) ss. COUNTY OF ., Co 111 ) On this If t!1day of J e\ 1'1&.., a ,... Y , 20 ~ before me, a /þ Q./..t:f ý' y f'-t j, I,'c in and for said county personally appeared / Kt:IIl""., ¡' Hit II , to me pefsonally known, who being by me duly (sworn or affmned) did say that that person is 0. 1'e-"'jtn1tif / ß 4It" Ire ý' of said association, that (the seal affixed to said instrument is the seal of said or no seal has been procured by said) association and that said in,~ent was signed and sealed on behalf of the said association by authority of its board of directors and the said K q 1,,11,' J-/. q I ( acknowledged the execution of said instrument to be the voluntary act and deed of said associati by it voluntarily executed. Û~~ k/ YQW,J 11 q State of J N JEFFERY A. STRGAR - NOTARY PUBUC COUNTY OF. STATE OF LINCOLN WYOMING MY COMMISSION EXPIRES,A1~rcl¡ 21Z, My commission expires: ~a"'c 4 2 't- 2 OOCf lím~üiil~ciïmnm1fililili¡i~lìlìm~li~~11(¡17 /06) 4/5 Documents Processed 01-18-2007,15:18:01 Ot",,}·:'»1.."5"-)~-) ..7/t",U ~ # FOR NOTARIZATION OF BORROWERS 000026 For An Individual Acting In HisIHer Own Right: State of Wyoming ) ) ss County of Lì ~l n ) The foregOint in~as acknowledged before me bt? J~_~ ~~.N~ this .L~..ßay of ""S"' ~ ,20b? Witness my hand and official seal. s..~~C>^- KH..ONI HN..L· NOTARY PlBX COOOYOf I STATE Of LN.X1H WYCUItG WV ~ S NOV. 22, I0OI ~¿~j My Commission Expires: 1JGù~ ~2-ÐOC¡ ~~mIH~liIlÍl~liilåï"~¡f¡m~i¡¡IÌlìilill¡I7 /06) 5/5 Documents Processed 01-18-2007,15:18:01