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Home My WebLink About926880 VUUUQ"a Prepared By: Wells Fargo Bank, N.A. TAMAR RATLIFF DOCUMENT PREPARATION 11601 N BLACK CANYON HWY PHOENIX, ARIZONA 85029 866-537-8489 RECEIVED 2/2012007 at 11:15 AM RECEIVING # 926880 BOOK: 649 PAGE: 64 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER, WY After Recording please return to: Wells Fargo Bank, N.A. Attn: Document Mgt. P.O. Box 31557 MAC B6908-012 Billings, MT 59107-9900 ParceVUPI #: 3519-24-3-00-358.00 Property Address: 144 ROBERTS RD ETNA, WYOMING 83118 State of WYOMING {Space Above This Line For Recording Data} Account Number: 654-654-2366839-1998 Reference Number: 20063627100137 cj MODIFICATION TO HOME EQUITY LINE OF CREDIT AGREEMENT AND OPEN-END MORTGAGE This Modification Agreement (this "Agreement") is made this 29TH DAY OF JANUARY, 2007, between Wells Fargo Bank, N.A. (the "Lender") and EUGENE D ROBERTS AND GALE L ROBERTS, HUSBAND AND WIFE WHO ACQUIRED TITLE AS EUGENE D ROBERTS AND GALE ROBERTS (individually and collectively, the "Borrower"). Borrower has entered into a home equity line of credit agreement (the "Line of Credit Agreement") with the Lender, dated March 10, 2006, in the original maximum principal amount of$ 200,000.00. The Line of Credit Agreement is secured by a Mortgage dated the same date as the Line of Credit Agreement (together with any renewals, extensions, and modifications to it made prior to the date of this Agreement), which is recorded in Book/Ro1l615 at page(s) 704 of the County of LINCOLN County, State of WYOMING as document No. 917143 (the "Security Instrument"), and covering real property located at 144 ROBERTS RD, ETNA, WYOMING 83118 (the "Property") and described as follows: LOT 13, THE ASPENS AT CLARK LANE, PHASE 2, A PORTION OF THE SW 1/4, SECTION 24, T35N, R119W, OF THE 6TH P.M., THAYNE, LINCOLN COUNTY, WYOMING, AS RECORDED DECEMBER 22, 2005 ON MAP 305-C, IN THE OFFICE OF THE COUNTY CLERK, LINCOLN COUNTY, WYOMING. I~ÜIIIÜ~~û~i~lrmI1iilì~Ü"¡¡ltìlilmlll~I"¡17 /06) 1/5 Documents Processed 02-05-2007, 10:41:13 I.IUU)065 œ2'GSS'O The Borrower has requested and the Lender has agreed to modify certain tenns of the Line of Credit Agreement and the Security Instrument as set forth below. All terms not defined in this Agreement shall have the same meanings as set forth in the Line of Credit Agreement. In consideration of the mutual promises contained in this Agreement, the parties agree as follows: Change in Credit Limit. The Lender and the Borrower agree that the credit limit under the Line of Credit Agreement is hereby increased to $300,000.00 and that the lien of the Security Instrument shall secure the line of credit up to that amount as it is advanced and outstanding from time to time. Each reference in the Security Instrument to the maximum amount of the line of credit is hereby amended to the extent necessary to reflect the modified credit limit. The Borrower hereby agrees to pay to the Lender the following fees related to this Agreement: N/A *This amount is an estimate. The actual recording/filing fee is shown on the HUD Settlement Statement that is attached to and incorporated into this Agreement. Except as amended by this Agreement, all terms and conditions of the Line of Credit Agreement and the Security Instrument (including any previous modifications) shall remain in full force and effect, and this Agreement shall not affect the Lender's security interest in, or lien priority on, the Property. The Borrower agrees to be bound by and to perfonn all of the covenants and agreements in the Line of Credit Agreement and the Security Instrument at the time and in the manner therein provided. This Agreement shall not be construed to be a satisfaction, novation or partial release of the Line of Credit Agreement or the Security Instrument. By signing this Agreement, the Borrower represents and warrants to the Lender that the Borrower has no counterclaims, set-offs or defenses to the Bank's rights under the Line of Credit Agreement or the Security Instrument. The Borrower agrees to payor reimburse the Lender for any and all fees payable to public officials in connection with this Agreement, and the recording thereof, including any mortgage registry tax that may be due. This Agreement does not increase or extend any revolving credit insurance Borrower purchased in connection with the line of credit. Credit insurance means credit life, credit accident and health and/or credit disability insurance. Co- Trustor/Co-Mortgagor Liability. As to any Borrower who signed the Security Instrument, but who did not execute the Line of Credit Agreement (a "co-trustor/co-mortgagor"), this Agreement does not modify, change òr tenninate the nature of the co-trustor/co-mortgagor's obligations in connection with the line of credit. The co- trustor/co-mortgagor is not personally obligated to pay the debt evidenced by the Line of Credit Agreement and the Security Instrument (as renewed, extended, and amended hereby). The co-trustor/co-mortgagor agrees that the Lender and the Borrower may agree to extend, modify, forbear or make any accommodations with regard to the terms of the Line of Credit Agreement or the Security Instrument (as renewed, extended, and amended hereby) without the co-trustor/co-mortgagor's consent. måœïil¡IÛ"iif~Î~Îlíiil~I~~imll~lìu~lfI~~1117/06) 2/5 Documents Processed 01-29-2007, 14:43:26 092:688fJ Ulr The BOITower and the Lender have execute this Agreement under seal as of the day and year ftrst above written. /./. (Seal) (ita bÍ WÞcr ¡fJ BOITower GAtE L R ERtS I (Seal) (Seal) BOITower (Seal) BOITower (Seal) BOITower . (Seal) BOITower ..... (Seal) Borrower (Seal) Borrower Wells Fargo Bank, N .A. By: ~d!l/l'\ CMdtú..¿ ~ (Seal) Its: ':/lfr;' -Pc:. rJ:. 0 ¡'tQ / .j;¡Q V1 K::..'e r- {Acknowledgments on Following Pages } ooiflœ~lrlilrnciiliIÎ1mliIÏl~liiIIÌllìlm~illl~1Ii17/06) 3/5 Documents Processed 01-29-2007, 14:43:26 - 0006'1' 0: <)\¡-)I>.ti.L'.·'Ç)'t::hr . ...¡¡¡;.., 'Ii.1 r.:Kj' UI FOR NOT ARIZA TION OF LENDER PERSONNEL STATE OF l Á..À.JOfl'..ì n~ ) L. )ss. COUNTY OF Ilìc:..o I "- ) On this 30 day of nU. (L.- , 00-', b~fore me, a:;O VlJ ,'0. f¥ìJ..n Ct~ ( in and for said county personally appeared (\ I (0"-" , to me personally known, who being by me duly (sworn or afftrmed) did say that that person is C:,,\ CUJ-,jCl/~a IYd~ ~\-- of said association, that (the seal afftxed to said instrument is the seal of said or no seal has been procured by said) association and that said instrument was signed and sealed on behalf of the said association by authority of its board of directors and the said -Pe- (~ (\ 0 () (§.( f) ~ acknowledged the execution of said instrument to be the voluntary act and deed of said association l;yit voluntarily executed. J\(ìn.Jor?« 1(:,11 J- LD.roll1/l'1j "öPUb(j -e::::r-t . State of My commission expires: C8 - d-S- I () JEtNER ~ Notary PuÞUc Lincoln COWdV CommIIItón ~ 1~!~mrlil~~iilijÎI¡fñ~~i~iillìlilm~ll~~1(¡17/06) 415 Documents Processed 01-29-2007, 14:43:26 FOR NOTARIZATION OF BORROWERS 09;:68',SO &é For An Individual Acting In His/Her Own Right: State of Wyoming ) ) ss County of 1-/17 Cl>/ ÞL ) I- "ib b'n' + . this ~day of :.:::rcl~1 u "I ,..~ Witness my hand and official seal. ,20(ð ,. - - &aúdLi bdáAþL--/ Notary Public CLAUDIA ANDERSON Notary Public .Llncoln Coun1y wyoming . My Commission', Expires §.:J.c ,Jo/ú My Commission Expires: S- -,;; ~ - ,,;Lôl Ö tli~œlïflÎlûliif€lm1iiì~lüUiiilììillìlmI17 /06) 515 Documents Processed 01-29-2007, 14:43:26