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Home My WebLink About927686 000591. Prepared By: Wells Fargo Bank, N.A. STEVEN COTE DOCUMENT PREPARATION 2202 WEST ROSE GARDEN LANE PHOENIX, ARIZONA 85027 877-524-0858 After Recording please return to: Wells Fargo Bank, N.A. Attn: Document Mgt. P.O. Box 31557 MAC B6955-015 Billings, MT 59107-9900 RECEIVED 3/19/2007 at 10:46 AM RECEIVING # 927686 BOOK: 651 PAGE: 591 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER, WY ParcellUPI #: 3519 251 04 044 00 Property Address: 92 AZTEC DRIVE THAYNE, WYOMING 83127 State of WYOMING {Space Above This Line For Recording Data} Account Number: 658~636-2021064-1998 Reference Number: 20070467300222 ¿'61 ~ MODIFICATION TO HOME EQUITY LINE OF CREDIT AGREEMENT AND OPEN-END MORTGAGE 1 This Modification Agreement (this "Agreement") is made this 26TH DAY OF FEBRUARY, 2007, between Wells Fargo Bank, N.A. (the "Lender") and MICHAEL D. NORMAN AND DIANE BREWSTER-NORMAN, HUSBAND AND WIFE, AS TENANTS BY THE ENTIRETIES (individually and collectively, the "Borrower"), Borrower has entered into a home equity line of credit agreement (the "Line of Credit Agreement") with the Lender, dated October 10, 2003, in the original maximum principal amount of $ 115,000.00. The Line of Credit Agreement is secured by a Mortgage dated the same date as the Line of Credit Agreement (together with any renewals, extensions, and modifications to it made prior to the date of this Agreement ), which is recorded in BookIRoll 540 at page(s) 884 of the County of LINCOLN County, State of WYOMING as document No. 895029 (the "Security Instrument"), and covering real property located at 92 AZTEC DRNE, THAYNE, WYOMING 83127 (the "Property") and described as follows: LOT 76, PRATER CANYON ESTATES, UNIT 4, AS SHOWN BY THE OFFICIAL PLAT OF SAID SUBDIVISION FILED JULY 6,1970 AS FILING NO. 423838 IN THE OFFICE OF THE COUNTY CLERK OF LINCOLN COUNTY, WYOMING. SUBJECT TO RESTRICTIONS, RESERVATIONS, EASEMENTS, COVENANTS, OIL, GAS OR MINERAL RIGHTS OF RECORD, IF ANY. müml~rÎIÍI~liïiIÎlIÎï¡I~~mii~ijlm~{11¡17 /06) 1/5 Documents Processed 02-24-2007, 09:06:44 VJICø"b~b 000592 The Borrower has requested and the Lender has agreed to modify certain tenns of the Line of Credit Agreement and the Security Instrument as set forth below. All terms not defmed in this Agreement shall have the same meanings as set forth in the Line of Credit Agreement. In consideration of the mutual promises contained in this Agreement, the parties agree as follows: Change in Credit Limit. The Lender and the Borrower agree that the credit limit under the Line of Credit Agreement is hereby increased to $195,000.00 and that the lien of the Security Instrument shall secure the line of credit up to that amount as it is advanced and outstanding &om time to time. Each reference in the Security Instrument to the maximum amount of the line of credit is hereby amended to the extent necessary to reflect the modified credit limit. The Borrower hereby agrees to pay to the Lender the following fees related to this Agreement: N/A *This amount is an estimate. The actual recording/filing fee is shown on the HUD Settlement Statement that is attached to and incorporated into this Agreement. Except as amended by this Agreement, all terms and conditions of the Line of Credit Agreement and the Security Instrument (including any previous modifications) shall remain in full force and effect, and this Agreement shall not affect the Lender's security interest in, or lien priority on, the Property. The Borrower agrees to be bound by and to perfonn all of the covenants and agreements in the Line of Credit Agreement and the Security Instrument at the time and in the manner therein provided. This Agreement shall not be construed to be a satisfaction, novation or partial release of the Line of Credit Agreement or the Security Instrument. By signing this Agreement, the Borrower represents and warrants to the Lender that the Borrower has no counterclaims, set-offs or defenses to the Bank's rights under the Line of Credit Agreement or the Security Instrument. The Borrower agrees to payor reimburse the Lender for any and all fees payable to public officials in connection with this Agreement, and the recording thereof, including any mortgage registry tax that may be due. This Agreement does not increase or extend any revolving credit insurance Borrower purchased in connection with the line of credit. Credit insurance means credit life, credit accident and health and/or credit disability insurance. Co- Trustor/Co-Mortgagor Liability. As to any Borrower who signed the Security Instrument, but who did not execute the Line of Credit Agreement (a "co-trustor/co-mortgagor"), this Agreement does not modify, change or terminate the nature of the co-trustor/co-mortgagor's obligations in connection with the line of credit. The co- trustor/co-mortgagor is not personally obligated to pay the debt evidenced by the Line of Credit Agreement and the Security Instrument (as renewed, extended, and amended hereby). The co-trustor/co-mortgagor agrees that the Lender and the Borrower may agree to extend, modify, forbear or make any accommodations with regard to the terms of the Line of Credit Agreement or the Security Instrument (as renewed, extended, and amended hereby) without the co-trustor/co-mortgagor's consent. tlllÜri~ímciÎllüÎiliï1ìiilììilillñl7 /06) 2/5 Documents Processed 02-24-2007,09:06:44 O~Ñllù86 000593 The Borrower and the Lender have executed this Agreement under seal as of the day and year fIrst above written. ø~¿)~ Borrower MICHAEL D. NORMAN (Seal) {\«iÁ/1( L~ (<<çJ:l4- ~Lf UJA,,1a- Borrower DIANE BREWSTER-NORMAN (Seal) (Seal) Borrower (Seal) Borrower (Seal) Borrower (Seal) Borrower (Seal) Borrower (Seal) Borrower Wells Fargo Bank, N.A. BY;,~~ (Seal) Its: S -\ 0 r('. tv1 ~ "'-A..~e.1 { {Acknowledgments on Following Pages } Itw1mniimcillliû_iOi'"iiiììiIIIUi1f 7/06) 3/5 Documents Processed 02-24-2007, 09:06:44 092768G 000594 FOR NOTARIZATION OF LENDER PERSONNEL STATE OF Jj ) ~C) fh [' 1'-5 ) I I I ) ss. COUNTY OF f--t Y\ CO "'- ) On this .) (p day of F -e V:H- ú a r'J ' 2oC(" before me, a 'fJ f) Ie rtj Pel hi ( ~ in and for said county personally appeared ,i)c\ d ¡} W7},/C-(''''''- , to me personally known, who being by me duly (sworn or affmned) did say that that person is 1"1 hCA. 'ff1a iIa £) "t" y of said association, that (the seal affixed to said instrument is the seal of said or no seal has been procured by said) association and that said instrument was signed and sealed on behalf of the said association by authority of its board of directors and the said acknowledged the execution of said instrument to be the voluntary act and deed of said association by it voluntarily executed. ðaÜcâê( ~~ Notary Public 00 t)/lYlI')1C¡ State of .-/ My commission expires: s- - J s- 'J 0 / ¿) - - - CLAUDIA ANOERSQN . Notary PubItc: LincOln County WVomtng i Mv Commission Expires --!;;-~5:Ji!-'iO ooi~mürimìl¡illûm¡irli~liiilììili~mI17 /06) 4/5 Documents Processed 02-24-2007, 09:06:44 O:f:;Z ¡-¡6 /::,tJi FOR NOTARIZATION OF BORROWERS For An Individual Acting In His/Her Own Right: State of Wyoming ) . ) ss County of W!:JOhl '-1/(1 ) -J eby I 'e¡ YI-e this 4 day of F~ /ð tC¿ti r J ,20g Witness my hand and official seal. . CLAUDIA ANDERSON Notary Public Lincoln County WvomIng My Commla.lo'"ExpJrea $',JÇólOIO ííìœiii~iÎiiIÎliìI1Iiilììilill¡17/06) i:?r-e {V.~ f-e Y - 000595 rfJ..1Q/A. ðaúdLò t2u~~ Notary Public My Commission Expires: S-- c/ ç - -/ Ô I Ò 5/5 Documents Processed 02-24-2007, 09:06:44