Loading...
HomeMy WebLinkAbout874562 01014688 Return To: CHASE MANHATTAN MORTGAGE CORPORATION 1500 N 19TH ST. MONROE, LA 71201 8 7 t 5 6 2 ATTENTION: POST CLOS ING '.' ' LJ' " Prepared By: RECE IVED LINCOLN COUNTY CLERK O I Jill 13 f)" 1· I? ,~ ',,,, ¡ i \,/' ... lJEANN E V'i¡\GNER KEMME HER VVYOMING 16(.;) r: c: <9 BOOK_:~~_PR PAGE J;) _ MORTGAGE [Space Above This Line For Recording Data] 49704770 1497047702 DEFINITIONS Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. (A) "Security Instrument" means this document, which is dated together with all Riders to this document. (B) "Borrower" is JOSEPH J SIELING III, UNMARRIED July 2, 2001 Borrower is the mortgagor under this Security Instrument. (C) "Lender" is CHASE MANHATTAN MORTGAGE CORPORATION L~nder is a CORPORATION organized and existing under the laws of THE STATE OF New Jersey WYOMING-Single FamilY_Fannfjlie Mae/Freddi Mac UNIFORM INSTRUMENT .. -6IWY} (0005) Œ> Page 1 of 15 Initials: VMP MORTGAGE FORMS· (80015 - 1 - - Form 3051 1/01 111111111111111111111111111 1111111' - - , " i~ LOlL L90£ WJo:j _~ pF'"'""' 9L O C;96ed (Ï) (9000) (AMI9- ë!IÞ 'YdStHI1JpUn ..lœ0Y JiiEii~10W pJ~Ep1 ÁHE1JpJJ.. E SE ÁJH1mb ~OU SJOp lœ0'l Jq~ J! UJAJ ..lœ0Y JiiEii~10W pJ~Ep1 ÁHE1JpJJ.. E O~ p1EiiJ1 U! pJSOdW! J.æ ~Eq~ SUOp:)p~SJ1 plœ S~UJwJ1!nbJ1 YIE O~ SlJJJ1 .. Y dStnl II '~UJWn.qsul Á~pmJS S!q~ U! pJSn SY 'J:}HEW ~:):}fqns :}urns :}q~ SUJ:}Aoii ~Eq~ uopEynä:}J JO UOPEYS1ä:}y JOss:}:):)ns JO IEU0n!PPE Álœ JO ':}Wp O~ JWp WO.IJ pJpUJurn Jq ~qä!W ÁJq~ s-e '(OOç£ µEd ''M'tI';) ÞZ) X UOpEyniiJ'M 'uopEynäJJ äUpUJWJydW! S~! plœ ("bJS ~J 109Z UOP:)JS ';)'S'fl n) ~:)Y SJJnPJ:)Old ~UJWJynJS J~E~S3: YEJ'M :}q~ SlœJW IIYdS:¡UIII (b) '~UJwru~suI Á~pmJS s1q~ JO £ uOP:)JS 1JpUn s~unourn Álœ (n) snyd 'J~ON Jq~ JJpun ~SJ1J~U! plœ YEdpupd (!) 10J Jnp ~unourn pJlnpJq:)s ÁllEynäJ1 Jq~ SlœJW lI}uaWÃBd J!POpadll (N) 'lœo'l Jq~ 'uo nnEJJp 10 'JO ~UJwÁEduou :}q~ ~SU1EiiE l:}PUJ'l äup:)J~OJd :}:)lœ1nsu1 SlœJW lIaJuB.msuI a~B~po:W1I <w:) 'ÁµJd01d Jtp JO u0n!puo:) JO/Plœ JnlEA Jq~ 'o~ SE SU01SS!W0 10 'JO SUOpE~UJSJJdJ1S!W (Al) 10 ~UOpEUWJpUO:) JO nJH U1 :}:)lœÁJAUO:) (m) ~Á~lJd01d Jq~ JO :¡.red Álœ 10 HE JO äUPIE~ 1Jq¡o 10 UOpEUWJpUO:) (n) ~ÁµJd01d Jtp 'JO Uop:)ru~S;Jp 10 'o~ :}äEurnp (!) :10J (ç UOP:)JS U! pJqp:)SJp SJiiE1JAO:) Jq~ 1Jpun p!Ed SpJJ:)old J:)lœJnSU! lœq~ 1JtpO) Á~lEd P1!q~ Álœ Áq p-¡Ed spJJ:)old JO 'SJäEurnp JO p.æA\E '1UJWJynJS 'UopESUJdwo:) Álœ SlœJW IIspaaJ0.Id snoauBIIaJs!WII ('J) '£ uOP:)JS U! pJqp:)SJp J.æ ~Eq~ SWJ~! Jsoq~ SlœJW IIswa1! MOJJS:il1I ()J) . SlJJSlœ1~ JsnoqäupEJ1" p:}~Ewo~nE plœ 'SlJJSlœ1~ J1!A\ 'JuoqdJYJ~ Áq p:}~En!U! SlJJSlœ1~ 'SUOp:)ESlœ1~ :}U!q::>mu JJHJ~ pJ~EWO~nE 'SlJJSlœ1~ JYES-Jo-~u!od 'o~ PJ~!WH ~OU S! ~nq 'SJpn1"u1 W1J~ q::>ns '~uno:):)E lœ HpJ1:) 10 ~!qJp O~ UOpnmSU! YE!::>lœU!J E :}zpoq~nE 10 '~:)ru~SU! 'lJp10 O~ SE OS JdE~ :)pJuämu 10 'lJ~ndwo:) '~UJwru~su1 :)!uoqdJYJ~ 'YEU!WlJ~ ::>!U01~:)JYJ lœ qiinOJq~ PJ~Emu1 s1 q:)!qA\ '~UJwru~su1 l:}dEd 1EY!W1s JO 'UE1p ')[::>Jq:) Áq PJ~EU1äpo UOp:)ESlœ1~ E lœq~ 1Jq¡o 'sput1J JO 1JJSlœ1~ Álœ SlœJW IIJaJsUBJ.L spury: J!UOJ};);)I:il1I (r) 'UOPEZ1lœä1O .æY!W1S 10 UOPE!::>OSSE SlJUA\OJWoq 'UOpEpOSSE wn1u!WoPUO:) E Áq ÁµJd01d Jq~ 10 1JA\0110g uo pJsodw! J.Œ ~Eq~ SJä1Eq:) 1Jq¡o plœ S~U:}WSSJSSE 'SJJJ 'sJnp HE SlœJW IIs}uawssassy pUB 'S<);}.i( 'sana UOnBpOSsy Á}!unwwoJII (¡) 'SU01U!do 1E!::>!pnf JyqEIEJddE-UOU 'lEU!) JyqE:)HddE H~ s-e HJA\ s-e (A\EY JO ~:);JJP Jq~ JAEq ~Eq~) SlJp10 plœ SJYru JApE1~S!U!WpE plœ SJ:)lœU!P10 'suopEynäJ1 'SJ~n~EaS IE:)0Y plœ J~E~S 'IEJJpJJ JyqE:)HddE äUm01~UO:) YIE SlœJW 11MB'] aIqBJ!lddYII ill) [ÁJ!:)Jds] (S)lJq~O D 1JPŒ ~UJWÁEd Á¡)[JJA\1H D 1JP!'M ÁY!llffid Þ-I D 1JPŒ ~UJWdOYJAJa ~!Ufl pJmæYd D 1JPŒ JWOH puo:)JS D 1JPŒ llin!u!W°PUO;) D 1JPŒ YA D 1Jp1'M uooYlEg D 1JPŒ J~E'M JyqE~snfpy D : [JyqE:)HddE SE xoq )[:)Jq:)] 1JA\0110g Áq pJ~n:)JxJ Jq o~ :}lE SlJp1'M äU!A\OHOJ Jt{.L 'JJA\0110g Áq pJ~n:)Jx:} ;J.æ ~Eq~ ~U;Jwru~suI Á~!Jn:)JS s1tH o~ SlJPŒ YIE Slœ:}W IIsJapffill (0) '~SJ1J~U! snyd '~UJwru~suI Á~pmJS S!q~ 1JpUn Jnp swns HE plœ 'J¡ON Jq~ 1JpUn ;Jnp SJii.æq:) J~EY plœ SJii.æq:) ~UJwÁEdJ1d Álœ '~SJ1J~U! snyd 'J~ON Jq~ Áq PJ:)UJp1AJ NJP Jtp SlœJW IItmO']1I (.i() .. ' Á~lJd01d Jq~ u1 s~qii1'M JO 1JJSlœ1.L.. iiU!PEJq Jtp JJpun A\oYJq pJqp::>SJp s1 ~Eq~ Á~JJdOJd Jq~ Slœ;JW IIÁµad0.Id1l (:iI) t E: 0 (:' I '[ Á Tn[' lœq~ 1J~EY ~ou Ht1J u1 ~q:}p :}q~ ÁEd o~ plœ s~u:}WÁEd ::>1poP:}d .ŒynäJJ u1 NJP s1q~ ÁEd o~ pJs!WoJd SEq JJA\0110g '~SJJJ~U! snyd ( 00' 0 (:' 6 I 8 (:' '[ $ 'S' fl) OO'[/~YOBUB Á4uaM~ pa~punH aU1N 'pu~sno~~ 4~618-Á4U8M~ p8~punH aua 1JpUJ'l S:}A\O JJA\0110g ~Eq~ SJJE~S :}¡o N :}q.L tOO (:' I (:' Á Tn[' pJ~Ep plœ J:}A\OllOg Áq pJuii!s J¡OU Á.1oss!W01d Jq1 Slœ:}W Ila}ONII (a) '~u:}wru~sUI Á~pmJS s1q1 1JpUn JJiiEiiµow Jq~ s1 1JpU:}'l LE:880 [,N 'uos1P8 '4a8~4S TTBU~O~~ E:ÞE: S! SSJ1ppE s, 1JpUJ'I () ()(' .. " .J ""¥I(),("'t' . ø F)O w{'~.. Y .t ...'r..A.'''}:'¡, - - - O~':'i'7L'~~j()2 J61 (P) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note, For this purpose, Borrower does hereby mortgage, grant and convey to Lender and Lender's successors and assigns, with power of sale, the following described property located in the COUNTY of LINCOLN [Type of Recording Jurisdiction] [Name of Recording Jurisdiction] LOT 75 OF NORDIC RANCHES DIVISION NO.5, LINCOLN COUNTY, WYOMING ACCORDING TO THAT PLAT FILED AUGUST 9, 1994 AS INSTRUMENT NO. 787904, PLAT NO. 311-D Parcel ID Number: 36192610007500 942 SADDLE DRIVE ETNA ("Property Address"): which currently has the address of [Street] [City] , Wyoming 83128 [Zip Code] TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property, All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property," BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record, Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real prpperty, UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment charges and late charges due under the Note, Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shal be made in U,S, currency, However, if any check or other instrument received by Lender as payme u tier the Note or this .. -6(WY) (00051 @ Page 3 of 15 Form 3051 1/01 - - - LOlL LOO£ w", ~,.."' S!UnOUffi :np ':JIq'BÂ':Jl~qtn ptæ U:JqM 'ÂP:J:Jl!P Â'Bd IIRqs l:JMOllOg '1:JA1'BM q:Jns JO !U:JA:J :Jq! UI ,gUHPM U1 :Jq Â{UO Â'BW 1:JA1'BM q:Jns ÂUY ':JWH Âtæ !'B SW:J!! MOl:JS3: IIR 10 Âtæ 10J Spund l:JpU:J'l O! Â'Bd O! UOH'BgHqO S,l:JMOI1Og :JA!'BM Â'BW l:JpU:J'l 'SUI:J!I MOl:JS3: IIR 10 Âtæ 10J Spund :Jq! Â'Bd O! UOH'BgHqO S,l:JMOllOg S:JA1'BM l:JpU:Y} sS:Jlun SUI:J!! MOl:JS3: 10J Spund :JIp l:JpU:Y} Á'Bd IIRqs l:JMOllOg 'UOH:J:JS S!lo l:JpUn p!'Bd :Jq O! S!UnOUffi JO S:J:JHOU IIR l:JpU:J'l O! qS!UltlJ ÁpdWOld H'Bqs l:JMOIIOg 'W:J!! MOl:JS3: tæ :Jq IIRqs S!U:JWSS:JSS'B ptæ S:J:JJ 's:Jnp q:Jns ptæ 'l:JMOllOg Âq p:JMOl:JS:J :Jq 'Âtæ J1 'S!U:JWSS:JSSY ptæ 'S:J:Jd 's:Jna UOH'B!:JOSSy Â!!UntuUIO;) !'Bq! :Jl!nb:Jl Â'BW l:JpU:Y} 'tæO"J :Jq! JO Wl:J! :JIp gupnp :JWH Átæ !'B 10 UOH'BU!gpo tV .. 'SW:J!! MOl:JS3:.. P:JH'B:J :J.æ SW:J!! :JS:JqJ. 'OT UOH:J:JS JO SUO!S!AOld :Jq! qHM :J:JtæplO:J:J'B U! SUIn!tll:Jld :J:JtæJnSUI :Jg'Bgpow JO !u:JwÁ'Bd :Jq! JO n:JH U! l:JpU:J'l O! l:JMOI1Og Áq :J{q'BÂ'Bd SUInS Átæ 10 'Átæ J! 'swn!tll:Jld :J:JtæJnSUI :Jg'Bgpow (p) ptæ ~ç UOH:J:JS l:JpUn l:JpU:Y} Áq p:Jl!nb:Jl :J:JtæJnSU! IIR ptæ Átæ 10J SUIn!tll:Jld (:J) ~Átæ J! 'ÁP:JdOld :Jq! UO S!U:Jl punolg 10 S!u:JwÁ'Bd PIoq:JSt!:Jl (q) ~ÁP:JdOld :JIp UO :J:JtælqwmU:J 10 U:JH 'B St! !U:JWnl!SUI Á!pn:J:JS' S!q! l:JAO Á!pOpd U!'BU'B tæ:J q:J!qM SUI:J!! l:Jq!O ptæ S!U:JulSS:JSS'B ptæ S:JX'B! ('B) :lOJ :Jnp S!UnOUffi JO !u:JwÁ'Bd 10J :Jp!AOld O! (..SPUnd.. :Jq!) wns 'B 'HtlJ U! p!'Bd S! :JtoN :Jq! mun ':J!ON :Jq! l:Jpun :Jnp :J.rn S!U:JWÁ'Bd :J!poP:Jd Â'Bp :JIp uo l:JpU:J'l O! Â'Bd H'Bqs l:JMOllOg 'SW3U MO.l;JS::¡¡ .I0J spun.!l 'f 'S!U:JWÂ'Bd :J!poP:Jd :Jq! JO '¡UnOUffi :Jq! :Jgtæq:J 10 ':J!'Bp :Jnp :Jq! :Juod!sod 10 pU:J!X:J toU H'Bqs :JtoN :Jq! l:Jpun :Jnp IRdpupd O! sP:J:J:Jold sno:Jtælp:JS!W 10 'sp:J:J:Jold :J:JtæJnSU! 'S!u:JwÁ'Bd JO UO!W:JHdd'B ÂUY ':JtoN :Jq! U! p:Jqp:Js:Jp St! u:Jq! ptæ s:Jg.rnq:J !U::IWÂ'Bd:Jld Átæ O! !SlY P:JHdd'B :Jq H'Bqs S!u:JWÂ'Bd:Jld Â,I'B!Unl0 A ':Jnp S:Jgl'Bq:J :J!'BI Átæ O! P:JHdd'B ::Iq Á'BW SS:J:JX:J q:Jns 'S!U:JWÁ'Bd :J!poP:Jd :JIOW 10 :JUO JO !u:JWÂ'Bd HtlJ ::lIp o!p:J!{dd'B S! !u:JwÂ'Bd :Jq! l:JU'B S!S!x:J SS:J:JX:J Átæ !'Bq! !U:J!X:J :Jq! OJ. 'HtlJ U! p!'Bd :Jq tæ:J !u:JwÁ'Bd q:J'B:J '!'Bq! !U:J!X:J :Jq! O! ptæ 'J! S!u:JwÂ'Bd :J!POP:Jd :Jq! JO !u:JWÂ'Bd:Jl :Jq! O! l:JMOIIOg WOIJ p:JA!:J:J:Jl !u:JwÂ'Bd Átæ Âydd'B Á'BW l:JPU:Jl 'gU!ptæ!s!no S1 !u:JWÁ'Bd :J!POP:Jd :Juo tæq! :JIOW JI ':Jg.æq:J :J!'BY :Jq! pIre !u:JwÁ'Bd ¡u:JnbuH:Jp :JIp O¡ P:JHdd'B :Jq Á'BW ¡u:JwÁ'Bd :Jq¡ ':Jnp :Jgl'Bq:J :J¡'Bl ÁIre Á'Bd O¡ ¡UnOUffi ¡u:J!:JYJns 'B s:Jpnpu! q:J!qM !U<JWÁ'Bd :J!POP:Jd ¡u:JnbuH:Jp 'B 10J l:JMOIIOg WOIJ !u:JwÂ'Bd 'B S:JA!:J:J:Jl l:JpU:Y} JI ':J!ON :Jq! JO ::I:JtæIRq IRd!:Jupd :Jq! :J:Jnp:Jl O! U:Jq! ptæ '!u:JWtu!SUI Á¡pm::lS S!q! l::lpUn ::Inp S!UnOUffi l::lIpO Átæ O! PUO:J::IS 's::Ig.rnq:J ::I!'Bl O! !Sly P:JHdd'B ::Iq IIRqs S!UnOUffi gU!U!'BW:Jl ÂUY ':Jnp :JUffi:J:Jq !! q:J!qM U! l:JplO :Jq! U! !U:JWÂ'Bd :J!POP:Jd q:J'B:J O¡ P:JHdd'B :Jq H'Bqs S!u:JwÁ'Bd q:Jns '£ 1!0H:J::IS l:Jpun :Jnp S!UnOUffi (:J) ~:J¡ON :J1O l:Jpun :Jnp IRdpupd (q) ~:JtoN :Jq¡ l:Jpun :Jnp ¡S:Jl:J!U! ('B) :Â!popd; JO l:Jp1O gU!MOHoJ :Jq! U! P:JHdd'B :Jq IIRqs l:JpU:Y} Âq P:JHdd'B pIre p:J¡d:J:J:J'B S!u:JwÁ'Bd IIR 't: uOH:J:JS S!Ip U! p:Jqp:Js:Jp :JS!Ml:JIpo S'B !d:J:Jx3: ·spaa;J0.ld .10 S1U3WÃBd JO UOHB;J!fddV 'Z , !U:JWnl!SUI Â!pn:J:JS S!q! Áq p:JJn:J:Js S!U:JW:J:Jlg'B ptæ S!tæU:JAO:J :JIp gU!illlOJl:Jd 10 !U:JWnl!SUI Â!pn:J::IS S!q! ptæ :JtoN :Jq! l:Jpun ::Inp S¡u:JWÂ'Bd gUPIRw WOIJ l:JMOIIOg :JA::IH::Il IIRqs l::lpU:Y} !SU!'Bg'B :JJn!tlJ :JIp U! 10 MOU :JA'Bq !qg!tll l:JMOlIOg q:J!qM ill!'BP 10 !:JsJJo ON ':JJnSOp:J1Oj O! lopd Ál::1W!P:JtuUI! :J!ON :Jq! l:Jpun :J:JtæIRq I'Bd!:Jupd gU!pIre¡s¡no :Jq! O! P:JHdd'B :Jq IHM sputlJ q:Jns 'l::lHl'B:J P:JHdd'B toU 11 'l::lMOllOg O! w::Iq¡ Wn¡:Jl 10 spUtlJ q:Jns Âldd'B l::lIp!:J IIRqs l:JpU::I'l ':JwH JO pop:Jd ::Ilq'BUOS'B:Jl 'B U!q!!M OS op tou S::IOp l:JMOllOg JI '!U:JIJn:J IreO"J :Jq! gupq O! !U::IwÁ'Bd S::I){l!UI l:JMOIIOg mun sputlJ P:JHdd'Bun q:Jns Ploq Ámn l:JpU:J'l 'sputlJ P:JHdd'Bun uo !S:Jl:J¡U! Á'Bd !OU p::l::lU l::lpU:Y} U:JIp ':JWP ::Inp P::llnp:Jq:JS S!! JO St! p::lUdd'B S! !U:JWÁ'Bd :J!POP::ld q:J'B:J JI 'p:J¡d:J:J:J'B :Jl'B S!u::IwÁ'Bd q:Jns :JWH :Jq¡ !'B S¡u:JwÂ'Bd q:Jns Âldd'B O¡ P::l¡'BgHqo tou S! l:JpU:J'l ¡nq ':JJn!tlJ :Jq! U! S¡u:JwÂ'Bd I'BH.æd 10 ¡u:JWÁ'Bd q:Jns :JStlJ:J1 O¡ S¡qgp S¡! O¡ :J::!!pnÇ::lld 10 1:Jpun::l1::lq S!qgp ÁIre JO l:JA!'BM !noq!!M '!U::Illm tæO"J :Jq! gupq O! !U::I!:JYJnSU! !u:JillÂ'Bd I'BHmd 10 ¡u:JwÂ'Bd Âtæ !d::l:J:J'B Á'BW l::lpU:J'l '!u:Jun:J tæ0'l :Jq! gupq O! !u:J!:J!JJnSU! :Jl'B s!U:JwÁ'Bd IRH.rnd 10 !U::IillÁ'Bd :Jq! J! !u::IwÁ'Bd IRH.rnd 10 !u:JwÁ'Bd Âtæ Wn¡:Jl Á'Bill l::lpU:J'l 'ÇT uOH:J:JS U! SUO!S!AOld ::I:JHoU :Jq! q!!M ::I:Jtæp1O:J:J'B U! l:JpU:Y} Áq P::l!'Bug!S:Jp ::Iq Á'BW S'B UOH'B:J0I l:Jqto q:Jns ¡'B 10 :J!ON :Jq! U! p:J!'Bug!s:Jp UOH'B:J0l :Jq¡ !'B p:JAp:J:Jl U::IqM l:JpU:Y} Áq p::lApy'}l p::lw:J::Ip :Jm S!u:JwÁ'Bd 'l:JJSIrelJ. spund :J!uo1¡:J:JI3: (p) 10 ~Á!nU:J 10 'Á!H'B¡U:JWnl¡SU! 'Á:JU::Ig'B IRl:Jp:JJ 'B Áq P:JJnSU! :J.æ s¡!sod:Jp :JSOqM uOHn¡nsu! tæ uodn UM'Blp S! ){::!:Jq:J q:Jns ÁIre P:JP1A01d '){:J:Jq:J S,l::l!qS'B:J 10 ){:J:Jq:J S,l:JlnS'B:Jl! '){:J:Jq:J ){U'Bq '){:J::Iq:J P:Jy!P:J:J (:J) ~l:JplO Â:JUOW (q) ~qS'B:J ('B) :l:JpU:J'l Áq P:J!:J:Jl:JS S'B 'SWIOJ gU!MOHoJ :Jq¡ JO :JIOW 10 :JUO U! :Jp'BW :Jq !U:JWnl!SUI Â!pm:JS S!Ip ptæ :JtoN :JIp l::lpUn :Jnp S¡u:JWÁ'Bd ¡u:Jnb:Jsqns lIR 10 Átæ ¡'Bq¡ :Jl!nb:Jl Ámn l:JpU:Y} 'P!'Bdun l:JpU:J'l O¡ p::lWn¡:Jl S! ¡u:JWnl¡SUI ¡pn:J:JS g ¡ 10 1> aBed @ (9000) (AM)9-" 7.9S iO'\Iq (';\1 f~J~~ 0 ¡(.., ,- - - - Ii. .,~)o . ' to._" '~1 ¡'~ I"~ ''ON ,J~ 8 --1(.....' . J63 due for any Escrow Items for which payment of Funds has been waived by Lender and, if Lender requires, shall furnish to Lender receipts evidencing such payment within such time period as Lender may require. Borrower's obligation to make such payments and to provide receipts shall for all purposes be deemed to be a covenant and agreement contained in this Security Instrument, as the phrase "covenant and agreement" is used in Section 9, If Borrower is obligated to pay Escrow Items directly, pursuant to a waiver, and Borrower fails to pay the amount due for an Escrow Item, Lender may exercise its rights under Section 9 and pay such amount and Borrower shall then be obligated under Section 9 to repay to Lender any such amount. Lender may revoke the waiver as to any or all Escrow Items at any time by a notice given in accordance with Section 15 and, upon such revocation, Borrower shall pay to Lender all Funds, and in such amounts, that are then required under this Section 3. Lender may, at any time, collect and hold Funds in an amount (a) sufficient to permit Lender to apply the Funds at the time specified under RESPA, and (b) not to exceed the maximum amount a lender can require under RESPA. Lender shall estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with Applicable Law, The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity (including Lender, if Lender is an institution whose deposits are so insured) or in any Federal Home Loan Bank, Lender shall apply the Funds to pay the Escrow Items no later than the time specified under RESPA, Lender shall not charge Borrower for holding and applying the Funds, annually analyzing the escrow account, or verifying the Escrow Items, unless Lender pays Borrower interest on the Funds and Applicable Law permits Lender to make such a charge, Unless an agreement is made in writing or Applicable Law requires interest to be paid on the Funds, Lender shall not be requited to pay Borrower any interest or earnings on the Funds, Borrower and Lender can agree in writing, however, that interest shall be paid on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds as required by RESPA, If there is a surplus of Funds held in escrow, as defined under RESPA, Lender shall account to Borrower for the excess funds in accordance with RESPA, If there is a shortage of Funds held in escrow, as defined under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount necessary to make up the shortage in accordance with RESPA, but in no more than 12 monthly payments, If there is a deficiency of Funds held in escrow, as defined under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount necessary to make up the deficiency in accordance with RESPA, but in no more than 12 monthly payments. Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund to Borrower any Funds held by Lender, 4. Charges; Liens. Borrower shall pay, all taxes, assessments, charges, fines, and impositions attributable to the Property which can attain priority over this Security Instrument, leasehold payments or ground rents on the Property, if any, and Community Association Dues, Fees, and Assessments, if any, To the extent that these itemS: are Escrow Items, Borrower shall pay them in the manner provided in Section 3, Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender, but only so long as Borrower is performing such agreement; (b) contests the lien in good faith by, or defends against enforcement of the lien in, legal proceedings which in Lender's opinion operate to prÿvent the enforcement of the lien while those proceedings are pending, but only until such proceedings are concluded; or (c) secures from the holder of the lien an agreem~nt satisfactory to Lender subordinating the lien to this Security Instrument. If Lender determines that any part of the Property is subject to a lien which can attain priority over this Security Instrument, Lender may give Borrower a notice identifying the .. -6(WY) (0005) @ Page 5 of 1 5 ,.",,,//41 ~IJ" Form 3051 1/01 - - - LOlL LSO£ WAO:! ~ Ip!td '.np ""Ip ,L ::td "::"11] Á,µn""s '!Ip Áq p=' sums oq¡ OJ P"!ld& oq l11'q' '1"""OJd ~:>U1unSU! ~lp 'p~u~ss~y ~q pynOA\ Á}pm~s S,l~pU~'1l0 ~yqls~~J ÁY[e:>!llOUO:>~ }OU S! l!~d~110 UOP~lO}S~l ~q} JI 'l~A\OllOg JO UOP~~Hqo ~yos ~lp ~q Y[eqs plœ sp~~:>Old ~:>lœlnSU! ~q} JO }no PI~d ~q }ou n~qs l~A\OllOg Áq ~U!t!}~l 's~!µ~d Pl!q} l~lpO lO 'Sl~}SnÇp~ :>Hqnd lOJ S~~tI 'sp;);):>Old q:>ns uo S~U!ure;) lO }S;)l;)}U! Álœ l;)A\OllOg Á~d O} p;)l!nb;)l ;)q }OU n~qs l;)PU;Y¡ 'Sp;);):>old ;):>lœlnSU! q:>ns uo P!~d ;)q O} }Sal;)}U! s;)l!nb;)l A\~'1 ~yq~:>HddV lO ~UppA\ U! ;)P~W S! }U;)W;)~l~~ lœ SS;)yun 'p;)};)ydwo:> S! )flOA\ ~q} s-e S}u;)WÁ~d SS;)l~Old JO S;)P;)S ~ U! lO }u;)wÁ~d ;)y~U!S ~ U! UOP~lO}S;)l plœ sl!~d;)l ;)q} lOJ Sp;);):>old ;)SlnqS!P Á~W l;)PU;)'1 'ÁndWOld U;))[e}l;)pUn ;)q n~qs uop:>~dsu! q:>ns }~q} P;)P!AOld 'uoP:>~JsP~s S,l~PU;)'1 O} P;)}~ldwo:> u~~q s~q )flOA\ ;)q} ~lnSU~ O} Áµ;)dOld q:>ns }:>~dsu! O} Á}!un}lOddo lœ p~q s~q l~PU;)'1 ypun sp~~:>old ;):>lœlnSU! q:>ns Ploq O} }q~p ;)q} ~A~q n~qs l~pU;Y¡ 'pop~d UOP~lO}S~l plœ l!~d~l q:>ns ~upna 'P;)U;)SS;)1 }OU S! Á}!ln:>~s S,l;)PU;Y¡ plœ ;)lq!s-e~J ÁI[e:>!llOUO:>;) S! l!~d;)l lO UOP~lO}S;)l ;)q} J! 'Áµ~dOld ~q} JO l!~d;)l lC>, UOP~lO}S~l O} P;)Hdd~ ;)q n~qs 'l;)PU;)'1 Áq p;)l!nb;)l S~A\ ;):>lœlnSU! ~U!Áp;)pun ~lp }OU lO l;)q}~qA\ 's~:>Old ;):>lœlnSU! Álœ '~UPPA\ U! ;);)l~~ ;)S!A\l;)q}O l;)A\OllOg plœ l;)PU;Y¡ SS;)IUn 'l;)A\OllOg Áq ÁndWOld ;)P~W }ou J! SSOI JO Joold ;))[ew Á~W l~pU;Y¡ 'l~pU;Y¡ plœ l;)p.rn:> ~:>lœlnSU! ;)q} O} ;):>pou }dWOld ;)A!~ n~qs l;)A\OllOg 'sSOI JO }U;)A;) ;)q} UI ~ ';)~Á~d SSOI [euompp~ lœ s-e lO/Plœ ~;)~~~µOW S~ l~PU;)'1 ~uœu l[eqs plœ ;)sn~l:> ;)~~~µOW pl~plœ}S ~ ~pnpu! l[eqs Á:>Hod q:>ns 'Áµ;)dOld ;)q} 'Jo uop:>ru}S;)P lO 'O} ;)~~uœp lOJ 'l;)PU;Y¡ Áq p~l!nb;)l ;)S!A\.!;)lpo }OU ';)~~l;)AO:> ;):>lœlnSU! JO WlOJ Álœ sU!t!}qo l~A\OllOg JI 'S;):>pou [eA\;)U;)l plœ swn!ll;)ld P!~d JO S}dp:>~l n~ l;)PU;Y¡ O} ~A!~ ÁndWOld n~qs l~A\OllOg 's~l!nb~ll~pU~'1 JI 'S~}~:>ypl~:> 1~A\;)U~l plœ s~PHod ~q} Ploq O} }q~p ~lp ;)A~q l[eqs l~PU;)'1 ';);)Á~d ssol [euompp~ lœ S~ lO/Plœ ;);)~~~µOW S~ l~pU~'1 ~uœu llI~qs plœ '~sn~p ;)~~~µOW pl~plœ}S ~ ~pnpu! y[eqs 'S~!:>Hod q:>ns ~AOldd~s!p O} }q~p S,l~pU;Y¡ O} p~çqns ~q l[eqs S~PHod q:>ns JO S[eA\~U~l plœ l~pU~'1 Áq p~l!nb;)l S~PHod ~:>lœlnSU! nv '}u~wÁ~d ~ups~nb~ll~A\OllOg O} l~pU~'1 WOlJ ~:>pou uodn '}S~l~}U! q:>ns q}!A\ '~yq~Á~d ;)q n~qs plœ }U~W~SlnqS!P JO ~}~P ~q} WOlJ ~}~l ~}ON ~lp }~ }S~l;)}U! .rn~q n~qs s}unouœ ~s~tU. '}U~wru}SUI Á}pm~s S!q} Áq p~ln:>~s l;)A\OllOg JO }q;)P [euompp~ ~wo:J~q n~qs ç uop:);)S S!q} l;)pUn l~pU~'1 Áq p~SlnqS!P s}unouœ ÁuV 'p~U!~}qo ;)A~q Plno:> l;)A\OllOg }~q} ~:>lœlnSU! JO }SO:J ~lp p~~:>x~ Ánlœ:>mU~!S }q~!ll P~U!~}qo os ;)~~l~AO:> ;):JlœlnSU! ~q} JO }SO:> ;)q} }Eq} S;)~P~IA\OID{:>~ l~A\OllOg 'P~JJ~ uI ÁIsnO!A~ld s-eA\ lœlp ~~~l;)AO:> l;)SS~110 l~}~~l~ ;)P!AOld }q~!ll plœ ÁHnq~H lO pl~:æq ')fsp Álœ }SU!~~~ 'Áµ~dOld ~q} JO S}U~}UO:J ~q} lO 'Áµ;)dOld ~q¡ U! Á}!nb;) S,l;)A\OllOg 'l~A\OllOg p;)}Old}Ou }q~!lllO }q~!ll }nq 'l;)PU;)'1l~AO:> Tl1~qs ~~~l~AO:> q:>ns '~lOJ~l;)q.L '~~~l~AO:> JO }unouœ lO ;)dÁ} .rnlmp.rnd Álœ ~s~q:Jlnd O} uOP~~Hqo ou l;)pUn S! l;)PU;Y¡ ';)su;)dx;) S,l;)A\OllOg plœ uopdo S,l;)PU;Y¡ }~ ';)~~l;)AO:> ~:>lœlnSU! U!~}qo Á~w l~pU~'1 '~AOq~ P;)qp:>s~þ S;)~~l;)AO:> ~q} JO Álœ u!~}upnu O} sn~J l;)A\OllOg 11 'l~A\OllOg Áq uop:>;)çqo lœ WOlJ ~Umns~l UOP~UµW;)};)P ;)UOZ pooy Álœ JO A\~!A;)l ~lp lp!A\ uop:>~uuo:> U! Á:m~~v }U~W;)~~lœW Á:>U~~l~Wtl [emp;)tI ~lp Áq p;)sodw! S;)~J Álœ JO }u;)wÁ~d ~lp lOJ ;)lq!suods~l ;)q oS[e l[eqs l;)A\OllOg 'uop~:Jmµ;:):> lO UOP~UµW;)};)P q:>ns P;:)JJR ¡q~!ll Álq~uOSR;)l q:>!qA\ In:J:JO S;)~lœq:J l~I!ll!S lO sgu!dd~w;)l ;)WP q:>R;) S;)~.rnq:J }u;:)nb;)sqns plœ S;):>!Al;)S uOp~:>ypl;):> plœ uop~uµW;:)};:)p ;)UOZ pooy lOJ ;)~l~q:> ;)Wp-;:)uo ~ (q) lO ~s;:):>!Al;)S ~U!)f:>~l} plœ UOpR:Jmµ;):> 'UOp~U!lll;)};)P ;)UOZ pooy lOJ ;)~l~q:> ;)WP-;)UO ~ (~) :l~q}!;) 'lœO'1 S!q} lp!A\ uop:>;)uuo:J U! 'ÁRd O} l;)A\OllOg ~l!nb;:)l Ámu l;)PU;)'1 . Álq~uos-e;)lUn P;)SPl;)X;) ;)q }OU l[eqs }q~p q:>!qA\ ';):>!oq:> S ,l;)A\OllOg ;)AOldd~s!p O} }q~p S,l;)PU;)'1 m p;)çqns l;)A\OllOg Áq U;)soq:> ;)q l[eqs ;):>lœlnSU! ;)q} ~U!P!AOld l;)Pl~:> ;):>lœlnSU! ;)tU. 'lœ0'1 ;)q} JO Wl;)} ;)q} ~upnp ~~lœq:> lœ:> S~:>U;)}U~S ~U!p~:>~ld ~q} O} }lœnslnd s~l!nb~l l~pU~'1 }~qA\ 's~l!nb~ll~pU~'1 }~lp spop~d ~q} lOJ plœ (sl~A~1 ~yqp:>np~p ~u!pnpu!) s}unouœ ~q} U! P~U!~}U!~W ~q n~qs ~:>lœlnSU! S!q.L '~:>lœlnSU! s~l!nb~l l~pU~'1 q:>!qA\ lOJ 'spooy plœ s~)[enbqµR~ 'a} P~}!llH }aU }nq '~u!pnpu! sp.rn:æq l~q}O Álœ plœ II ';)~~l~AO:> P~PU~}X;)II Wl~} ~q} U!qHA\ p;:)pny::>u! sp.rn:æq '~lY Áq SSOI }Su!~¡j'~ p~lnSU! Áµ;:)dOld ~q} UO p~P~l~ l~U~~l~q lO ~UPS!X~ A\OU S}U~W~AOldw! ~q} d~~)f l[eqs l;)A\OllOg 'a;)U1unsuI Âpad0.ld .~ 'lœ0'1 S!q} q}!A\ uop:>;:)uuo:> U! l~pU~'1 Áq p~sn ;):>!Al~S gU!µOd;)l lO/Plœ uOP~:>!JP~A 1Œ} ;)}~}S;) [e;)l R lOJ ;)g.rnq:> ;)WP-;)UO ~ Á~d O} l;)A\OllOg ;)l!nb;)l Á~w l;)PU;)'1 '17 uop:>;)S S!q} U! ;)AOq~ qµoJ };)S suop:>~ ;)q} JO ;)lOW lO ;)UO ;))[e} lO U;)H ;)q} ÁJsp~s n~qs l~A\OllOg 'U::IA!~ S! ;):>pou }~q} q:>!qA\ uo ;)}RP ;)q} JO sÁ~p 01 U!l{}!A\ 'u::IH 9 ~ 10 9 e6ed @ (90001 (AM)9"" 179 S z~~, !:";'þ t.J~~ 0 - - - O~j?4~jt)2 ., S65 the excess, if any, paid to Borrower. Such insurance proceeds shall be applied in the order provided for in Section 2, If Borrower abandons the Property, Lender may file, negotiate and settle any available insurance claim and related matters, If Borrower does not respond within 30 days to a notice from Lender that the insurance carrier has offered to settle a claim, then Lender may negotiate and settle the claim. The 30-day period will begin when the notice is given, In either event, or if Lender acquires the Property under Section 22 or otherwise, Borrower hereby assigns to Lender (a) Borrower's rights to any insurance proceeds in an amount not to exceed the amounts unpaid under the Note or this Security Instrument, and (b) any other of Borrower's rights (other than the right to any refund of unearned premiums paid by Borrower) under all insurance policies covering the Property, insofar as such rights are applicable to the coverage of the Property, Lender may use the insurance proceeds either to repair or restore the Property or to pay amounts unpaid under the Note or this Security Instrument, whether or not then due. 6. Occupancy. Borrower shall occupy, establish, and use the Property as Borrower's principal residence within 60 days after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees in writing, which consent shall not be unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower's control. 7. Preservation, Maintenance and Protection of the Property; Inspections. Borrower shall not destroy, damage or impair the Property, allow the Property to deteriorate or commit waste on the Property, Whether or not Borrower is residing in the Property, Borrower shall maintain the Property in order to prevent the Property from deteriorating or decreasing in value due to its condition, Unless it is determined pursuant to Section 5 that repair or restoration is not economically feasible, Borrower shall promptly repair the Property if damaged to avoid further deterioration or damage, If insurance or condemnation proceeds are paid in connection with damage to, or the taking of, the Property, Borrower shall be responsible for repairing or restoring the Property only if Lender has released proceeds for such purposes, Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed, If the insurance or condemnation proceeds are not sufficient to repair or restore the Property, Borrower is not relieved of Borrower's obligation for the completion of such repair or restoration, Lender or its agent may make reasonable entries upon and inspections of the Property, If it has reasonable cause, Lender may inspect the interior of the improvements on the Property, Lender shall give Borrower notice at the time of or prior to such an interior inspection specifying such reasonable cause. 8. Borrower's Loan Application. Borrower shall be in default if, during the Loan application process, Borrower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge or consent gave materially false, misleading, or inaccurate information or statements to Lender (or failed to provide Lender with material information) in connection with the Loan, Material representations include, but are not limited to, representations concerning Borrower's occupancy of the Property as Borrower's principal residence. 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for eqforcement of a lien which may attain priority over this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing the Property. Lender's actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c paying reasonable . -6(WY) (00051 @ - Page 7 of 15 - Form 3051 1/01 - LOlL L90£ WJ0:i ~ ·pUDJo.> ¡¡L~.u:~l1!'" OU IIIA' Iioq¡ pUB 'o,uB.mSUI o3uXµoW 'OJ 0..0 II!A' .>O"O.uog Junowu ;}qJ ;}SU;}JJU! JOU HIM sJU;}W;};}J=tu qJnS ·uuo'} ;}qJ )0 StUJ;}J J;}qJO Âuu .10 '3JUU.mSUI ;}=tu=tµOW .I0J Âud OJ P;};u=tu suq J;}M.OJ.log JuqJ sJunowu ;}qJ P;}JJ8 JOU HIM sJu;}Waa.l=t8 qJns ÂUY (u) :1;}q1lnd ,,';};>tælnSU!;}l ;}Apdll:)" P;}UI1;}1 U;}UO S! !U;}UI;}i1mum ;}q1 'l;}lnSU! ;}q1 01 p!lId SUIn!Ul;}ld aq1 }O ;}lllqS 11 10} ;}i1tmq:)X;} U! ){SP S,l;}lnSU! ;}q1 JO ;}.æqs 11 S;}){t!1 l;}PU;}'] JO ;}111H!JJlI tm 111q1 S;}P!AOld 1U;}UI;};}1i111 q:)ns JI 'S;}ssoy i1upnp;}l 10 '){SP S,lalnSU! ;}i1l1i1µOUI ;}q1 i1U!ÁJ!POUI 10 i1U!.æqs lOJ ;}i1tmq:)X;} U! ';}:)tmlnsul ;}i1l1i1µoW 10J S1U;}UIÁlId S,l;}M.OllOg JO Uo!µod 11 (SlI P;}ZP;}1:)1I.æq:) ;}q 1qi1!U110) UI01J ;}AP~P 111tp s1unouæ (ÁI1:);}l!PU! 10 ÁY1:);}l!P) ;}AP:);}l ÁlIUI 'i1U!Oi1;}lOJ ;}tp JO Átm JO ;}111H!JJlI Átm 10 'ÁmU;} l;}qW Átm 'l;}lnSU!;}l Átm 'l;}lnSU! l;}tpOtm ';}10N ;}q1 JO l;}SlIq:)lnd Átm 'l;}PU:r¡ 'S1U;}UI;};}1i111 ;}S;}tp }O 1ynS;}1 11 sy '(SUIn!Ul;}ld a:)tmlnSUI ai1l1i1µow UI01J paU!1I1qo Sputy apnpu! ÁlIUI q:)!qM.) ;}yqllHt1At1 ;}At1q Át1UI l;}lnSU! ai1t1i1µoUI aq1 Wq1 spUt1J JO a:)lnOS Átm ~u!sn s1uawÁt1d ;}){t!w 011;}lnSU! a~t1~µOUI atp al!nbal Át1W S1uaUIaal~t1 asaq.L . s1uaWaal~t1 asaq1 01 (saplt1d 10) Áµl!d latpo ;}q1 ptm l;}lnSU! ;}~t1~µOUI aq1 01 Á.I01:)t1JSpt1S alt1 1t1q1 SUOPIPUO:) ptm SUIla! UO alt1 S1U;}Wa;ui111 asaq.L 'sassol a:)npallo '){SP 1!aq1 ÁJ!POW 10 a.æqs 1t1q1 sa!md latpO q1!M. S1U;}W:::Y.}1i1t1 01U! la1ua Át1UI ptm 'awp 01 ;}UIP UI0l} a:)loJ U! a:)tmlnsu! q:)ns y1t1 Uo ){SP 1t1W1 1!;}q1 ;}!t1n1t1Aa SlalnSU! a~t1~µOW , ;}:)tmlnSUI ;}~t1i1µow aq1 01 Á!.æd t1 !OU S! l;}M.OllOg 'p;}al~lI st! tmO'J aq1 Át1dal Wu saop laM.Ollog J! lmU! Át1UI H sassoy u!t1µa:) 10J (aWN aq! saslIq:)lnd wq! Á1pua Átm 10) lapu:r¡ SaSlnqUI!al a:)tmlnSUI ai1t1~µOW ';}!ON ;}q! U! P;}P!AOld a1t11 aq! !1I !sala1U! Át1d 01 uOPlli1Hqo S,l;}M.OllOg s1:)aJJt1 01 uop:)as S!tp U! ~U!qWN 'M.t1'] ayqll:)Hddy Áq pal!nbal S! uo!wu!UIla! mun 10 Uo!!t1U!UIla1 q:)ns 10J ~U!P!AOld l;}pua'] ptm l;}M.OllOg uaaM.1aq !U;}UI:::y'}l~t1 U;}UPM. Átm q!!M. ;}:)tmP10:):)1I U! spua a:)tmlnSUI ai1t1i1µow 10J !UaUI;}l!nb;}l S,lapu:r¡ mun ';}Al;}S;}l ssoy ;}yqt1pUt1J;}l-UOU 11 ;}P!AOld O! lO '!:);}JJ;} U! a:)tmlnSUI ;}~t1~!lOW U!t1!U!t1UI O! pal!nbal SUIn!Ul;}ld aq! Át1d y1t1qs l;}M.OllOg ';}:)tmlnSUI ai111~110W 10J SUIn!Ul:ud aq! p.æM.O! S!U;}UIÁlId pa!t1u~!sap Ál;}1t1.æd;}s a){t!w 01 pal!nb;}l SlIM. l;}M.OllOg ptm mw'] ;}q1 ~U!){t!w JO UO!!!puo:) 11 SlI ;}:)tmlnsul ai1t1i1110W p;}l!nb;}ll;}pua'] 11 'a:>tmlnsuI ;}~lIi1µoW 10J SUIn!Ul;}ld ;}q1 pmM.o! S1u;}wÁlId P;}111uiì!sap ÁY;}111.ædas sal!nb;}l lapu:r¡ ptm 'P;}U!lI!qo S! ';}lqt1HlIAlI saUIo:>aq U!lIi1l1 l;}PU;}'] Áq pa1:>;}y;}S l;}lnSU! tm Áq pap!AOld (s;}l!nbal l;}PU;}'] 1t1tp pop;}d atp 10J ptm 1unouæ aq1 u!) ;}i1111aAo:) a:)tmlnsuI a~t1~µOW J! s!uaUIÁlId aAl;)S;)l ssoy al!nbal la~uoy OU tm:) lapua'] 'aAlasal ssol q:)ns UO siìu!U.It!a 10 1Sala!U! Átm laM.Ollog Át1d O! pal!nbal aq WU 11t1qs lapu:r¡ ptm 'Ut1J U! p!t1d Áya!t1UInIn S! tmO'J aq! wq! 1:)t1J atp ~U!Ptm1sqHM.10U 'ayqt1pUt1Jal-UOu aq Ut1qs aAlasal ssoy q:)ns 'a:>tmlnsul aiìt1iìµow JO naH U! aAlaSal ssoy ayqt1put1Jal-uou 11 St1 s!uaUIÁlId asaq! U!t11al pUB as~ '1da:):)t1 IHM. lapu:r¡ '1:)aJJa U! aq 01 past!a:) aiìt11aAo:> a:)UBlnSU! aq! uaqM. anp alaM. !t1q! S!U;}UIÁt1d pa!t1u~!sap Áya1t1.ædas aq! JO !unouæ aq11apua'] O! Át1d 01 anupuo:> y1t1qs laM.Ollog ';}yqt1HlIAt1 10U S! a~t11aAo:> a:)tmlnsuI a~lI~µOW !uayt1A!nba Áy1t1PUB1sqns JI 'lapua'] Áq p;}1:);}yas lalnSU! aät1äµow ;}1t1Ul;}11t1 UB UI01J '1:);}Jj;} U! ÁysnO!A;}ld a:)tmlnsuI a~t1iìµow aq1 JO l;}M.OllOg 01 1S0:> ;}q! 01 1U;}yt1A!nb;} ÁUt1pUB!sqns 1S0:) t1 1t1 '1:)aJJ;} U! ÁysnO!A;)ld ;}:>UBlnsul ;}ä'B~!lOW aq! O! !u;)Y'BA!nb;} Áy1t1PUB1sqns ;}~'Bl;}AO:) U!'B!qo O! pal!nb;}l SUIn!Ulald ;}q1 Á'Bd U'Bqs l;)M.Ollog ';}:>tmlnSUI aiì'Biìµow 10J sUIn!Ul;)ld aq1 p.æM.O! S1U;)UIÁ'Bd P;)1'BU~!S;)P Ála!'Bl'Bd;)s a){t!w 01 p;)l!nb;)l SlIM. l;)M.OllOg pUB ;):>UBlnSU! q:)ns P;}P!AOld ÁysnO!Aald 1'Btp lamSU! ;)~'B~!lOW aq! W01J ;)yq'BH'BA'B aq 01 S;)S'B;):> l;)PU;),] Áq p;)l!nb;)l ;)iì'Bl;)AO:> ;):>UBmsuI a~'B~!lOW ;)q! 'UOSt1al Átm 10J 'JI '1:);}JJ;} U! ;):)tmmsuI ;)~'BäµoW aq1 U!'B!U!'BUI O! p;)l!nb;}l SWn!UI;}ld ;}tp Á'Bd y1t1qs l;)M.OllOg 'tmO'J ;)q! ~U!){t!UI JO UO!!!puo:> t1 S~ a:)tmmsuI ;)~'BiìµoW p;}l!nb;)ll;)pU:r¡ JI ·aJuu.lnsuI a=tu=tµow '01 'äuppM. U! l;}iìlaUI ;)q! O! s;);}lä'B l;}PU:r¡ ssayun ;}iìlaW 10U y1t1qs ;)ym ;);)J ;}q! ptm pyoq;}S'B;}y ;}tp 'Áµ;)dOld ;)tp O! anp ;};)J s;}l!nb:>t1 l;)M.Ollog JI ';}st!;)y ;)q! JO SUO!S!AOld ;)q! y1t1 qHM. ÁldUIo:> U'Bqs l;)M.OllOg 'pyoq;}S'B;)y 'B uo S! 1U;}wru!SUI Á!pn:>;)s S!tp JI '!u;)UIÁ'Bd iìups;}nb;)l l;)M.OllOg O! l;)PU;}'] W01J ;):>pou uodn '!Sal;}!U! q:)ns q!!M. ';}yqllÁ'Bd ;)q y1t1qs ptm !u;)wasmqs!p JO ;}!'BP ;)q! W01J ;}!'Bl ;}WN aq! 1'B !S;)la1U! l'B;)q y1t1qs s!unouæ asatlL '!U;)UItU1SUI Á!pm;}s S!q! Áq p;)ln:>as l;}M.OllOg JO !q;)P 1t1uoPIPP'B aUIo:>;}q UlIqs 6 uO!1:)as S!q! l;)pUn lapua'] Áq pasmqs!p s!unouæ Áuy '6 uop:>;)S S!tp lapun P;}zpoq!n'B SUOP:>'B y1t110 ÁUB iìu!){t!! wu 10J Á!H!q'BH ou sm:>u! l;)PU;}'] !'Bq! pa;)liì'B S! H 'os op m uop'BiìHqo 10 Á!np Átm lapun WU S! pUB os op O! ;)A'Bq WU saop lapu:r¡ '6 uop:)as S!q! lapun Uop:>~ ;)){t!! Á'BUI l;)PU;),] qiìnotpyy ]JO 10 uo P;)Um1 saPImn aA'Bq pUB 'SUOPIpuo:) snol;}iìtmp lO SUOPllYO!A apo:) l;}q!o 10 äU!PHnq a!'BU!UI!P 's;}d!d UI01J l;}WM. U!'Blp 'SM.OPU!M. ptm SlOOp dn p.æoq 10 ;}:>lIyd;}l 'S){:>oy aiìtmq:> 'Sl!'Bd;}l a){IffiI O! Á!l;}dOld aq! iìupa!ua 'm pa!!UlH !OU S! !nq 's;)pnpu! Áµ;)dOld ;)q! iìupn:>;)s 'iìU!P;);):>Old Á:)!dru){tmq 'B U! UOPIsod pam:)as sn iìu!pnpu! '1UaUInl1SUI Á1pmas S!q! lapun s!qäp lO/ptm ÁµadOld aq1 U! !Sala!U! sn !:)aWld O! saaJ ,sÁaUlOU'B 9\)0 B aBed <i) 19000) {AM)9-" 99S ~O,Pt.., ð' ~- 0 t(...,'''.,....f , ~_1/1.. ~\. - - - U b~ ~ã14 ~~í t\2 J 6 '7 (b) Any such agreements will not affect the rights Borrower has - if any - with respect to the Mortgage Insurance under the Homeowners Protection Act of 1998 or any other law. These rights may include the right to receive certain disclosures, to request and obtain cancellation of the Mortgage Insurance, to have the Mortgage Insurance terminated automatically, and/or to receive a refund of any Mortgage Insurance premiums that were unearned at the time of such cancellation or termination. 11. Assignment of Miscellaneous Proceeds; Forfeiture. All Miscellaneous Proceeds are hereby assigned to and shall be paid to Lender, If the Property is damaged, such Miscellaneous Proceeds shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender's security is not lessened, During such repair and restoration period, Lender shall have the right to hold such Miscellaneous Proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly, Lender may pay for the repairs and restoration in a single disbursement or in a series of progress payments as the work is completed. Unless an agreement is made in writing or Applicable Law requires interest to be paid on such Miscellaneous Proceeds, Lender shall not be required to pay Borrower any interest or earnings on such Miscellaneous Proceeds, If the restoration or repair is not economically feasible or Lender's security would be lessened, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower, Such Miscellaneous Proceeds shall be applied in the order provided for in Section 2. In the event of a total taking, destruction, or loss in value of the Property, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower. ' I In the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of the Property immediately before the partial taking, destruction, or loss in value is equal to or greater than the amount of the sums secured by this Security Instrument immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise agree in writing, the sums secured by this Security Instrument shall be reduced by the amount of the Miscellaneous Proceeds multiplied by the following fraction: (a) the total amount of the sums secured immediately before the partial taking, destruction, or loss in value divided by (b) the fair market value of the Property immediately before the partial taking, destruction, or loss in value, Any balance shall be paid to Borrower. In the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of the Property immediately before the partial taking, destruction, or loss in value is less than the amount of the sums secured immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise agree in writing, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument whether or not the sums are then due, If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the Opposing Party (as defined in the next sentence) offers to make an award to settle a claim for damages, Borrower fails to respond to Lender within 30 days after the date the notice is given, Lender is authorized to collect and apply the Miscellaneous Proceeds either to restoration or repair of the Property or to the sums secured by this Security Instrument, whether or not then due, "Opposing Party" means the third party that owes Borrower Misc~llaneous Proceeds or the party against whom Borrower has a right of action in regard to Miscellaneous Proceeds, Borrower shall be in default if any action or proceeding, whether civil or criminal, is begun that, in Lender's judgment, could result in forfeiture of the Property or other material impairment of Lender's interest in the Property or rights under this Security Instrument. Borrower can cure such a default and, if acceleration has occurred, reinstate as provided in Section 19, by causing the action or proceeding to be di~missed with a ruling that, in Lender's judgment, precludes forfeiture of the Property or other material impairment of Lender's interest in the Property or rights under this Security Instrument. The proceeds of any award or claim for damages that are attributable to the impairment of Lender's interest in the Property are hereby assigned and shall be paid to Lender. All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be applied in the order provided for in Section 2, 48 -6(WY) (0005) <!> Page 9 of 1 5 Form 3051 1/01 - - - LOlL L90£ WJo:! ~e!¡!UI 9\ 100\ a6ed (9000) (ÅM)9'~ / / ~ '~U;¡UlTIl~SUI Á~pm;¡s S!1p l;¡pUn ~U;¡Ul;¡l!nb;¡l ~U!PUOdS;¡llO:J ;¡q~ ÁJSp~S InM ~U;¡Ul;¡l!nb;¡l M~1: ;¡[q~:JHddV ;¡1p 'M~1: ;¡lq~:JHddV l;¡pUn p;¡l!nb;¡l OSI~ S! ~U;¡UlTIl~SUI ÁHln:J;¡S S!1p Áq p;¡l!nb;¡l ;¡:JPOU Átre JI 'l;¡PU;¡1: Áq P;¡A!;¡:J;¡l Án~n~:J~ mun l;¡PU;J") O~ U;¡A!~ U;¡;¡q ;¡A~q o~ P;¡Ul;¡;¡P ;¡q lOU Il~qs ~U;¡UlTIl~SUI ÁHln:J;¡S S!q~ qHM uOP:J;¡uuo:J U! ;¡:JPOU Áuv 'l;¡MOllOij O~ ;¡:JPOU Áq SS;¡lPP~ l;¡1pOtre P;¡~~U~!S;¡P s~q l;¡PU;¡1: SS;¡lun U!;¡l;¡q P;¡~~~S SS;¡lPP~ S,l;¡PU;J"} o~ nmu Ss~p ~SJY Áq ~! ~Un!t!Ul Áq 10 H ~Up;¡An;¡p Áq U;¡A!~ ;¡q n~qs l;¡PU;¡1: O~ ;¡:JPOU Áuv ';¡UlP ;;:JUO Átre ~~ ~U;¡UlTIl~SUI Á~pn:J;¡S S!q~ J;¡pun SS;¡Jpp~ ;¡:JPOU P;¡~~U~!S;¡P ;¡UO ÁIUO ;¡q Ámu ;¡J;¡~ ';¡lnp;¡:Jold p;¡Up;¡ds ~~q~ q~nOlq~ SS;¡lPP~ JO ;¡~treq:J ~ ~lod;¡l ÁIUO Il~qs l;¡MOllOij U;¡1p 'SS;¡lPP~ JO ;¡~treq:J S,l;¡MOllOij ~ur lod;¡l 10J ;¡lnp;¡:JOld ~ s;¡m:J;¡ds l;¡PU;¡1: JI 'SS;¡lPP~ JO ;¡~treq:J S,l;¡MOllOij JO l;¡PU;J"} ÁJPOU ÁndUlOld n~qs l;¡MOllOij 'l;¡PU;J"} O~ ;¡:JPOU Áq SS;¡lPP~ ;¡:JPOU ;¡~nmsqns ~ P;¡~~U~!S;¡P s~q l;¡MOllOij sS;;:Jlun SS;¡lPPV Áµ;¡dOld ;¡q~ ;¡q IIRqs SS;¡lPP~ ;¡:JPOU ;¡ttL ';¡S!M.I;;:JqlO s;¡l!nb;¡l ÁISS;;:Jldx;¡ M~1: ;¡[q~:JHddV sS;;:Jlun Sl;¡MOllOij n~ O~ ;¡:JPOU ;¡~mpsuo:J rreqs l;¡MOllOij ;¡UO Átre O~ ;¡:JPON 'Stre;¡Ull;¡1pO Áq ~U;;:JS J! SS;¡lPP~ ;;:J:JPOU S,l;¡MOllOij O~ P;¡l;¡AH;¡P ÁlPm~:J~ U;¡qM. 10 n~Ul S!rnp ~SlY Áq p;¡n~Ul U;¡qM 1;¡M9ll0ij O~ U;¡A!~ U;¡;¡q ;;:JA~q O~ P;¡Ul;;:J;¡P ;¡q n~qs ~U;¡UlTIl~SUI Á~pm;¡s S!q~ 1p!M UOP:J;¡UUO:J U! l;¡MOllOij O~ ;;:J:JPOU ÁUV '~UppM U! ;¡q ~snUl ~U;;:JUltU~suI Á~pm;¡s S!q~ q~!M UOP:J;¡UUO:J U! l;¡PU;¡1: 10 l;¡MOllOij Áq U;¡A!~ S;¡:JPOU nv 'saaHoN '~t ';¡~.req:Jl;;:JAO q:Jns JO ~no ~U!S!.re ;¡A~q ~q~!Ull;¡MOllOij UOp:J~ JO ~q~p Átre JO J;¡A!~M ~ ;;:J~n~!~suo:J InM l;¡MOllOij O~ ~U;¡UlÁ~d ~:J;¡l!P Áq ;¡P~Ul PUt1J;;:Jl q:Jns Átre JO ;;:J:Jtre~d;¡:J:J~ S,l;;:JMOllOij '(;¡lON ;;:Jq~ l;¡pUn 10J P;;:JP!AOld S! ;;:J~.req:J ~U;¡UlÁ~d;;:Jld ~ ~OU 10 l;¡1p;¡qM) ;¡~l~q:J ~U;¡UlÁ~d;¡ld Átre ~noq~!M ~U;¡UlÁ~d;;:Jld IRP1~d ~ S~ P;¡~~;;:Jl~ ;;:Jq InM uop:Jnp;;:Jl ;¡q~ 'l~dpupd S;¡:Jnp;¡J PUt1J;¡l ~ JI 'l;;:JMOllOij O~ ~u;;:JUlÁ~d ~:J;¡J!P ~ ~UP{t1Ul Áq JO ;¡lON ;¡1p J;¡pun P;¡MO l~dpupd ;¡1p ~upnp;¡J Áq PUt1J;¡l S!q~ ;¡)[RUl O~ ;¡sooq:J Ámu l;¡PU;J"} 'l;;:JMOllOij O~ P;¡PUt1J;;:Jl ;¡q InM S~!UlH p;¡U'!UU;;:Jd P;¡P;¡;¡:JX;;:J q:J!qM l;¡MOllOij Ul01J p;¡p;¡n0:J Áp~;¡ll~ SUlns Átre (q) ptre ~~!UlH p;¡U!Ull;¡d ;¡q~ o~ ;¡~.req:J ;;:Jq~ ;¡:Jnp;¡J o~ ÁI~SS;;:J:J;¡U ~unourn ;;:Jq~ Áq p;¡:Jnp;¡l ;;:Jq n~qs ;¡~J~q:J tre0l q:Jns Átre (~) :U;¡q~ 'S~!UlH p;¡U!Ull;¡d ;¡q~ P;¡;¡:JX;¡ tre01: ;¡q~ qHM UO!P;¡UUO:J U! p;;:Jp;¡n0:J ;¡q O¡ 10 p;¡¡:J;¡n0:J S;¡~.req:J tre0ll;¡qlO 10 ¡S;;:Jl;¡~U! ;¡q¡ ¡~q¡ OS p;;:J~;¡Jd.I;¡¡U! ÁIIt!UU S! M~l ¡~1p ptre 'S;¡~.req:J tre0l UlnUlpœUl S~;¡S q:J!qM M~l ~ O¡ ¡:J;¡[qns S! treO"J ;¡q¡ JI 'M~1: ;¡lq~:JHddV Áq JO ¡U;¡Ulru~suI Á~pm;¡s S!q~ Áq P;;:J¡!q!qold ÁISS;;:JJdx;¡ ;¡.re ~~q~ S;¡;;:JJ ;¡~l~q:J lOU Á~Ull;¡PU;¡1: ';¡;¡J q:Jns JO ~U!~.req:J ;¡q~ uo uomq!qOJd ~ S~ P;¡ru~suo:J ;¡q ¡OU Il~qs J;;:JMOllOij O¡ ;¡;¡J :JUp;¡ds ~ ;;:J~l~q:J O¡ ~U;¡UltU¡SUI Á~pn:J;¡S S!q¡ U! Á~p01pn~ SS;¡ldx;¡ JO ;¡:JU;;:Jsq~ ;;:Jq~ 'S;;:J;¡J l;¡q~O Átre O¡ p.re~;¡l UI 'S;¡;¡J uop~nl~A ptre uop:J;;:Jdsu! Á¡l;¡dOld 'S;¡;¡J ,SÁ;¡UlOU~ 'O¡ P;¡~!UlH lOU ¡nq '~u!pnpu! '~U;¡UltU~suI Á~pm;;:JS S!q~ J;¡pun S¡q~p ptre Á¡l;¡dold ;¡q~ U! ¡S;¡l;¡¡U! S,l;¡PU;¡1: ~up:J;¡¡Old JO ;¡sodmd ;¡1p 10J 'Hn~J;¡p S,1;¡M01JOij q¡!M UOP:J;¡UUO:J U! P;¡UllOP;¡d S;¡:J!Al;¡S 10J S;¡;¡J l;¡MOllOij ;¡~l~q:J Á~Ul l;¡PU;;:J1: 's;J~.It!qJ Ut!0'1 '''I '1 . J;¡PU;;:J1: JO SU~!SS~ ptre SlOSS;¡:J:Jns ;¡1p ¡U;;:JU;¡q ptre (oz uOP:J;¡S U! P;¡P!AOld S~ ¡d;¡:JX;¡) PU!q {IRqs ¡U;¡UltU¡SUI Á¡pm;;:JS S!q¡ JO S~U;¡Ul;¡;¡l~~ ptre S¡treU;¡AO:J ;¡ttL '~UnpM U! ;¡S~;¡l;¡l q:Jns O¡ S;¡;¡l~~ l;¡PU;J"} SS;¡lun ¡U;;:JUltU~SUI Á¡pn:J;¡S S!q¡ J;¡pun ÁHnq~H ptre suon~~Hqo S,l;¡MOllOij Ul01J P;¡S~;¡I;¡l ;¡q ¡OU n~qs l;¡MOllOij '¡U;;:JUltU¡SUI Á¡pm;¡s S!q~ l;;:Jpun S~!J;¡U;¡q ptre S¡q~p S,J;¡MOllOij JO lIt! U!~~qo {It!qs 'J;¡pu;J"} Áq P;¡AOldd~ S! ptre '~UPPM U! ~U;¡Ulru¡SUI Á¡pm;;:JS S!1p J;¡pun suoP~~Hqo S,J;¡MOJJOij S;;:JUlnss~ OqM l;¡MOllOij JO ¡S;¡J;¡¡UI U! 10ss;;:J:J:Jns Átre '81 uOP:J;;:JS JO SUO!s!AOJd ;¡q~ O¡ ¡:J;¡[qns '¡U;¡SUO:J S,J;;:Ju~!S-o:J ;¡q¡ ~no1p!M ;;:JlON ;¡1p 10 ¡U;¡UltU¡SUI Á¡pn:J;;:JS S!q~ JO SUll;¡~ ;¡q~ O¡ pJ~~;U q~!M SUOp~pOUlUlO:J:Jt1 Átre ;¡)[RUl 10 .re;¡qlOJ 'ÁJ!POUl 'PU;¡~x;¡ o~ ;¡;¡li!~ tre:J l;¡MOllOij l;¡qlO Átre ptre l;¡PU;¡1: ¡~q~ S;¡;¡li!~ (:J) ptre ~~U;¡UlTIl!SUI Ánln:J;;:Js S!q¡ Áq P;;:Jln:J;¡S SUlns ;¡q¡ Á~d O! P;;:J¡t1~Hqo ÁIIt!UOSJ;¡d ¡OU S! (q) ~¡U;¡UltU~suI Á¡pm;¡s S!q! JO SllU;¡¡ ;¡q! l;¡pUn Áµ;¡dOld ;¡q! U! ¡S;¡l;¡¡U! S,J;¡ui!!S-O:J ;¡1p Á;¡AUO:J ptre ¡treli! ';¡i!~~µOUl O¡ ÁIUO ¡U;¡UlTIl¡SUI Á¡pm;¡s S!q! ~U!ui!!S-O:J S! (~) :C.l;¡U~!S-O:J" ~) ;¡lON ;¡q¡ ;¡!n:J;¡X;¡ ¡OU S;¡OP ¡nq ¡U;¡UltU!SUI ÁHlm;¡s S!q¡ SU~!S-O:J OqM l;¡MOllOij Átre 'l;¡A;¡MOH 'It!l;¡A;¡S ptre ¡U!o[;¡q {It!qs ÁHnq~H ptre suoP~i!Hqo S,l;¡MOllOij ¡~1p S;¡;¡J~~ ptre S¡treU;¡AO:J l;¡MOllOij 'punoo: SU~!SSV pUt! s.IosS;}aans !S.Iau~!s-oJ !Â}mQt!!'1 1t!.IaAas pUt! ¡U!Of '£I . Áp;¡Ul;¡110 ~qi!p Átre JO ;¡SP1;¡X;¡ ;¡q¡ ;¡pnp;¡ld lO JO l;¡A!~M ~ ;¡q lOU IIRqs ';¡np U;¡1p ¡unourn ;¡1p treq¡ SS;¡1 s!unourn U! 10 l;¡MOllOij JO ¡S;¡l;¡¡UI U! SlOSS;¡:J:Jns lO S;¡PPU;¡ 'SUOS1;¡d pJ!1p Ul01J S¡U;¡UlÁ~d JO ;¡:JUt1¡d;¡:J:J~ S,J;¡PU;¡1: 'UOP~!!UlH ¡noq~!M 'i!u!pnpu! Áp;¡Ul;¡l JO ¡q~p Átre ~U!SpJ;¡X;¡ U! J;¡PU;J"} Áq ;¡:JtreJ~;¡qJOJ ÁUV 'l;¡MOllOij JO ¡S;¡J;¡!UI U! SlOSS;¡:J:Jns Átre 10 l;¡MOllOij {~U!~PO ;¡q¡ Áq ;¡P~Ul ptreUl;¡P Átre JO UO!rn;¡l Áq ¡U;¡UltU~suI Á¡pm;¡s S!1p Áq P;¡ln:J;;:JS SUlns ;¡q! JO UOP~Z!µourn ÁJ!POUl ;¡S!M.I;¡1pO 10 ¡U;¡UlÁ~d JOJ ;¡UlP PU;¡¡X;¡ O¡ ;¡St1J;¡l O¡ JO l;¡MOllOij JO ~S;¡l;¡¡UI U! 10SS;¡:J:Jns Átre !SU!~i!~ S~U!p;¡;¡:Jold ;¡:JU;¡UlUlO:J O¡ p;¡l!nb;¡J ;¡q ~OU IIt!qs l;¡PU;J"} 'l;¡MOJJOij JO ~S;¡1;¡1UI U! SJOSS;¡:J:Jns Átre 10 l;¡MOllOij JO Á¡mq~H ;¡q¡ ;¡S~;¡l;¡l O¡ ;¡~~l;¡do lOU IIt!qs l;¡MOllOij JO ¡S;¡l;¡!UI U! 10SS;¡:J:Jns Átre 10 l;¡MOllOij O¡ J;¡PU;¡1: Áq P;¡¡Ut11i! ¡U;¡UlTIl!SUI Á¡pm;¡s S!q1 Áq P;¡ln:J;¡S SUlns ;¡q¡ JO UOPt1Z!µourn JO UOpt1:JmpOUl JO 1U;¡UlÁ~d 10J ;¡UlP ;¡1p }O UO!SU;¡¡xtl ·.IaA!t!M t! }ON .Iapua'1 ÂO: aaut!.œaq.IOa !past!ala1{ }ON .IaMO.I.I0O: 'n 89S Z~.)~:~i1 ¿.IF~{) - - - O~~74~]{)2 S69 16. Governing Law; Severability; Rules of Construction. This Security Instrument shall be governed by federal law and the law of the jurisdiction in which the Property is located. All rights and obligations contained in this Security Instrument are subject to any requirements and limitations of Applicable Law. Applicable Law might explicitly or implicitly allow the parties to agree by contract or it might be silent, but such silence shall not be construed as a prohibition against agreement by contract. In the event that any provision or clause of this Security Instrument or the Note conflicts with Applicable Law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be given effect without the conflicting provision. As used in this Security Instrument: (a) words of the masculine gender shall mean and include corresponding neuter words or words of the feminine gender; (b) words in the singular shall mean and include the plural and vice versa; and (c) the word "may" gives sole discretion without any obligation to take any action, 17. Borrower's Copy. Borrower shall be given one copy of the Note and of this Security Instrument. 18. Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, "Interest in the Property" means any legal or beneficial interest in the Property, including, but not limited to, those beneficial interests transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement, the intent of which is the transfer of title by Borrower at a future date to a purchaser, If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. If Lender exercises this option, Lender shall give Borrower notice of acceleration, The notice shall provide a period of not less than 30 days from the date the notice is given in accordaµce with Section 15 within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. 19. Borrower's Right to Reinstate After Acceleration. If. Borrower meets certain conditions, Borrower shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of: (a) five days before sale of the Property pursuant to any power of sale contained in this Security Instrument; (b) such other period as Applicable Law might specify for the termination of Borrower's right to reinstate; or (c) entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower: (a) pays Lender all sums which then would be due under this Security Instrument and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instrument, including, but not limited to, reasonable attorneys' fees, property inspection and valuation fees, and other fees incurred for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument; and (d) takes such action as Lender may reasonably require to assure that Lender's interest in the Property and rights under this Security Instrument, and Borrower's obligation to pay the sums secured by this Security Instrument, shall continue unchanged. Lender may require that Borrower pay such reinstatement sums and expenses in one or more of the following forms, as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality or entity; or (d) Electronic Funds Transfer. Upon reinstatement by Borrower, this Security Instrument and obligations secured hereby shall remain fully effective as if no acceleration had occurred, However, this right to reinstate shall not apply in the case of acceleration under Section 18, 20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the Note (together with this Security Instrument) can be sold one or more times without prior notice to Bórrower. A sale might result in a change in the entity (known as the "Loan Servicer") that collects Periodic Payments due under the Note and this Security Instrument and performs other mortgage loan servicing obligations under the Note, this Security Instrument, and Applicable Law, There also might be one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer, Borrower will be given written notice of the change which will state the name and address of the new Loan Service,. the address to which payments should be made and any ?onnation RESPA '"..~ Fo'm 305' 1101 _ -6(WY) (0005) @ Page 11 of 15 - - - LOlL L90£ WJ0:l 9~ 10 Z~ 96ed <i) (90001 (AMI9-" 'dmœaIJ yt!1uaumOJ!AU3 ut! JOJ Japua'l UO UOHB~Hqo Áut! a1BaJ:J ¡yt!qs U!aJaq ~U!q10N 'A\B'l ¡B1uaumOJ!AU3 qHA\ a:Jut!pJO:J:JB U! SUOH:JB yt!!paUlaJ Á.œssa:Jau lyt! a){1'!1 ÁndUloJd ¡yt!qs JaA\Oll0S: 'Â1Bssa:Jau S! Á1JadoJd aq1 ~uH:JaJJB a:Jut!1sqnS snop.œ:œH Áut! JO uow~!paUlaJ Ja-qlO JO {BAOUlaJ ÁIre 1B-q1 'Á!.md a1BApd ÁIre JO 'Á1p0lpnB ÁJ01B{~aJ JO {B1UaWUlaAo¡] Áut! í\q pa!]Hou S! JO 'stI..ma¡ JaA\Ollog JI 'ÁµadoJd aq1 JO anyt!A aq1 S1:x)JJB Á¡aSJaApB q:J!qA\ a:Jut!1sqns snop.œ:œH B JO ast!a¡aJ JO asn 'a:JuasaJd aq1 Áq pasnB:J uOHwuo:J Áut! (:J) put! 'a:Jut!1sqns snop.œ:œH Áut! JO aSBa¡aJ JO 1BaJlp JO aSBapJ 'a¡].œq:Js!P '~U!){1'!aI '~UHnds Áut! '01 panUlH 10U 1nq ~u!pnpu! 'UOP!PUOJ IB1uaumOJ!Au3 ÁIre (q) 'a~pa{A\oID{ {)m1:JB st!-q JaA\Oll0S: q:J!qA\ JO A\Bl IB1uaumoJ!Au3 JO a:Jut!1sqns snop.œ:œH Áut! put! ÁµadoJd a-q1 ~U!A{OAU! ÁµBd a1BApd JO Á:Jua~B ÁJ01Bln~aJ JO {B1uaumJa^,0~ Áut! Áq UO!PB Ja-q10 JO nnSA\B{ 'pumuap 'UI!BP 'UOpB~pSaAU! Áut! (B) JO a:Jpou UanpA\ Japua'l aA!~ ÁndUlOJd nBqs JaA\Oll0S: '(S1:JnpOJd JaUlnsuo:J U! Sa:Jut!1sqns SnOpJB:œq '01 paHUlHlOu 1nq '~uwnpu!) Á1JadoJd alpJo a:Jut!ua1U!BUI 01 put! sasn ¡BHuap!saJ yt!UllOU 01 a1BpdOJddB aq 01 paz!u~o:JaJ ÁnBJaUa~ aJB 1Bq1 sa:Jut!1sqns snop.œ:œH JO sap!1ut!nb U1~Uls JO ÁµadoJd aq1 uo a~BJ01S JO 'asn 'a:JuasaJd aq1 01 ÁlddB 10U {yt!-qs sa:Jua1uas OA\1 ~u!pa:JaJd aq.L 'Á1JadoJd alp JO anyt!A aq1 s1:JaJJB Á¡aSJaApB 1Bq1 uop!puo:J B Sa1BaJ:J 'a:Jut!1sqns snop.œ:œH B JO aSBa{aJ JO 'asn 'a:Juas::ud alp 01 anp '-q:J!qM (:J) JO 'uoP!puoJ {B1uaumoJ!AU3 ut! Sa1BaJ:J q:J!qM (q) 'A\lq ¡B1uaumOJ!AU3 Áut! JO UOHB¡O!A U! S! 1Blp (B) Á1JadoJd aq1 ¡}UH:JaJJB ~U!lpÁut! 'op 01 aSIa auoÁut! MO¡yt! JOU 'op lOU {yt!qs JaMollog 'ÁµadoJd alp U! JO uo 'sa:Jut!1sqnS snop.œ:œH Áut! aSBa{aJ 01 Ua1BaJlp JO 'sa:Jut!1sqnS snop.œ:œH Áut! JO aSBapJ JO 'a~BJ01S '¡BSods!p 'asn 'a:JuasaJd aq1 1!Ull::')d JO asnt~:J 10U nB-qs JaMoll0S: 'dnut!aIJ IB1uaumoJ!Au3 ut! Ja~~P1 as!A\laq10 JO '01 a1nqp1uo:J 'asnB:J ut!:J 1Bq1 uopwuo:J B sut!aUl IIU0P!PUOJ yt!1uaumoJ!AU311 ut! (p) put! ~MB'l¡B1uaumOJ!AU3 U! pau!]ap SB 'UOH:JB yt!AoUlaJ JO 'UOH:JB ¡B!paUlaJ 'UOH:JB asuodsaJ Áut! sapnpu! IIdnut!aIJ ¡B1uaumOJ!AU3" (:J) :uop:Ja10Jd yt!1uaumOJ!AUa JO Á1aJBS 'q1yt!a-q 01 a1B¡aJ 1Bq1 pa1B:J0¡ S! Áµad~Jd a-q1 aJaqM uop:J!pspnç alp JO 5MB¡ put! SA\B¡ yt!JapaJ sut!aUl IIA\Bl yt!1uaumOJ!AU311 (q) :Syt!pa1BUI aAp:JBO!p-eJ put! 'apÁqapyt!UlloJ JO s01saqSB ~U!U!B1uO:J S¡Bpa1BUI 'S1UaA¡OS amB¡OA 'sapP!qJaq put! sapppsad :J!X01 'spnpOJd Ulna¡OJ1ad :J!X01 JO a¡qBUlUIBU JaqlO 'auasoJa)} 'auHosB~ :sa:Jut!1sqns ¡]U!MOnOJ aq1 put! MB'l ¡B1uaumoJ!AU3 Áq sa1st!M JO 'S1ut!1nnod 'sa:Jut!1sqns SnOpJB:œ-q JO :J!X01 SB pau!]ap sa:Jut!1sqns asoq1 a.œ "sa:Jut!1sqnS snop.œ:œH" (B) : ¡Z uop:Jas S!lp U! pasn sy 'saJUB1sqns snoP.I1JZBH 'yz 'OZ; uop:Jas S!lp JO suo!s!AOJd UOP:JB aAH:Jallo:J a){1'!1 01 Á1!unµoddo put! a:JHou aq1 ÁjSHBS 01 paUla::')p aq IIBqs 81 uOH:Jas 011ut!nsJnd JaA\oJJOS: 01 UaA!~ UOnBJa{a:J:Jt? JO a:Jpou alp put! ZZ UO!paS 01 1ut!nsJnd JaMOJJog 01 UaA!¡] aJn:> 01 Á1!Unµoddo put! uOHt?Ja¡a:>:JB JO a:JHou allL '-qdBJ~BJBd S!q1 JO sasodJnd JOJ a¡qBuoSBaJ aq 01 paUlaap aq IHA\ popad aUlH 1Bq1 'ua){1'!1 aq ut!:J UOH:JB U!B1Ja:> aJoJaq aSdB¡a 1snUl q:J!qA\ popad aUlH B sap!AoJd A\B'l a¡qB:JHddy 11 'UOP:>B aA!pallo:J a){1'!1 01 a:JHou -q:Jns JO ~U!A!~ a-q1 JaUB pO!Jad aIqBuosBaJ B 01aJaq ÁµBd Jaq10 alp papJoJJB put! q:>BaJq pa~anB -q:>ns JO (Çl uOH:x)S JO S1UaUlaJ!nbaJ aq1 lp!A\ a:Jut!HdUlo:J U! UaA!~ a:JHou q:Jns qnM) ÁµBd Jaqw aq1 pamlOU SB-q Japua'l JO JaMOJJog q:Jns mun '1UaUlt1.I1SuI Á1!Jn:Jas S!lp 'Jo UOSBaJ Áq paMo Á1np Áut! JO 'Jo UO!s!AOJd Áut! paq:JBaJq SB-q ÁµBd Ja-q10 aq1 1Blp sa¡}a{yt! 1B-q1 JO 1uaUltU1suI Á1!Jn:Jas S!q1 01 1ut!nsJnd SUOH:JB s,Á1.œd Ja-qlO aq1 UlOJJ saspB 1Bq1 (SSB¡:J B JO JaqUlaUl aq1 JO 1ut!~PH yt!np!A!pU! ut! Jalp!a SB) UOH:JB yt!P!pnç Áut! 01 pau!oç aq JO 'U!Oç 'a:JuaUlUlo:J ÁBUI Japua'l JOU JaA\oJJog JalpPN 'JasBq:>md a10N aq1 Áq pap!AoJd as!A\laqW ssa¡un JasB-q:>Jnd aWN aq1 Áq paUlnssB WU aJB put! Ja:J!Alas ut!01 Jossa:>:>ns B 01 pallaJsut!J1 aq JO Ja:J!AJas ut!0'l alp lp!M U!BUlaJ IHM JaMOJJog 01 SUOHB~Hqo ~UP!AJaS ut!0¡ a¡]B¡]1JOUl aq1 'alON alp JO JasBq:>md aq1 ut!lp Jaq10 Ja:>!Alas ut!<YJ B Áq pa:J!Alas S! ut!0'l aq1 JaUBaJaq1 put! pros S! a10N aq1 11 '~uP!Alas JO JaJsut!J1 JO a:JHou 11 lp!M uOH:Jauuo:J U! saJ!nbaJ o¿s ~~)$ !:;;'ì r.~'1 Fi 0 - - - ·' .-.,. ..,~. I o~:r(i\~~bZ 571 NON-UNIFORM COVENANTS, Borrower and Lender further covenant and agree as follows: 22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under Section 18 unless Applicable Law provides otherwise). The notice shall specify: (a) the default; (b) the action required to cure the default; (c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured; and (d) that failure to cure the default on or before the date specified in the notice may result in acceleration of the sums secured by this Security Instrument and sale of the Property. The notice shall further inform Borrower of the right to reinstate after acceleration and the right to bring a court action to assert the non-existence of a default or any other defense of Borrower to acceleration and sale. If the default is not cured on or before the date specified in the notice, Lender at its option may require immediate payment in full of all sums secured by this Security Instrument without further demand and may invoke the power of sale and any other remedies permitted by Applicable Law. Lender shall be entitled to collect all expenses incurred in pursuing the remedies provided in this Section 22, including, but not limited to, reasonable attorneys' fees and costs of title evidence. If Lender invokes the power of sale, Lender shall give notice of intent to foreclose to Borrower and to the person in possession of the Property, if different, in accordance with Applicable Law. Lender shall give notice of the sale to Borrower in the manner provided in Section 15. Lender shall publish the notice of sale, and the Property shall be sold in the manner prescribed by Applicable Law. Lender or its designee may purchase the Property at any sale. The proceeds of the sale shall be applied in the following order: (a) to all expenses of the sale, including, but not limited to, reasonable attorneys' fees; (b) to all sums secured by this Security Instrument; and (c) any excess to the person or persons legally entitled to it. 23. Release. Upon payment of all sums secured by this Security Instrument, Lender shall release this Security Instrument. Borrower shall pay any recordation costs. Lender may charge Borrower a fee for releasing this Security Instrument, but only if the fee is paid to a third party for services rendered and the charging of the fee is permitted under Applicable Law, 24. Waivers. Borrower releases and waives all rights under and by virtue of the homestead exemption laws of Wyoming, . -6(WY) (00051 @ Page 13 of 15 "..# fo,m3061 1101 - - - LOlL L90£ WJO~ 9 ~ 10 to ~ aBed <i) (90001 (AMI9-. J:JMOllOg- (}~;)S) J:JMOllOg- (}B;)S) J:JMOllOg- (}B;)S) I;¡MOllOg- (tB;)S) J:JMOIIOg- (tB;)S) I:JMOllOg- (1~;)S) J:JMOllOg- (tB;)S) :S;)SS;)UHM 't! l1t!h\ P;)P10J;)1 pUB l;)h\OllOH Aq p;)tnJ;;IX;;I l;;lP!'M AUB U! pUB tU;;IwrutSuI AHlnJ;;IS S!qt U! P;;IU!~tUOJ StUBU;;IAOJ pUB SUll;;lt ;;Iqt Ot S;;I;;Ilg~ pUB Std;;lJJR l;;lh\OllOH 'M.OlaH ÐNINÐIS AH ~' (' (,f...:..J "..,t"'tì P {J f) ,~.. ~,l ~-~'--'" <Y'" - - - U~j'7L\.~~b2 STATE OF WYOMING, ,- r+J '3 J , , Teton County ss: The foregoing instrument was acknowledged before me this ~ July 9, 2001 by JOSEPH J SIELING III, UNMARRIED My Commission Expires: 9/12/03 NoœdJ~Gc .. -6(WYI (00051 @ Page 1 5 of 15 - - Initials: L1' d ~ Form 3051 1/01 ,-