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MORTGAGE
000900
John Hadley and Sandra Hadley, Husband and 'Vife, of 4382 Bitter Creek Rd Afton,
WY 83110, (herein collectively called 'MORTGAGOR"), to secure the paymcnt of
$140,000.00, with interest thereon, as provided in and evidenced by a promissory note of
even date herewith (the ultimate maturity date of which is November 5,2027) and all
renewals, modification and extensions thereoC do hereby mortgage unto Orlando Paul
Millward of 1285 Rivcrton Rd Blackfoot, ID 83221 (herein called "MORTGAGEE"),
the following described real property, situate in the County of Lincoln, State ofWY,
hereby releasing and waiving all rights under and by virtue ofthe homestead exemption
laws of the State of Wyoming, to-wit:
That part of the NOI·thwest Quarter of the Southwest Quarter of Section 14, Township
31 North Range 119 West, Lincoln County, Wyoming, it being the intent to more
correctly describe those tracts of record in the Oflice of the Clerk of Lincoln County in
Book 404 ofPllOtostatic Records on page 873 and in Book 442 of Photostatic Records
on page 600, ~lS follows:
(,
I
COMMENCING at the intersecti,oll of the west line of said Northwest Quarter of the
Southwest Quarte¡;.:}Vith the centerline ofthe Bitter Creek County Road No. 12-140 of
Sta. 198+53.15, South 00°41 '34" East, 516.40 feet, from the northwest corner of said
Northwest Quarter of the Southwest Quarter;
thence South 29°30'22" East, 0.82 feet, along said centerline, to the SPIKE OF
BEGINNING;
thence South 29°30'22" East, 96.43 feet, along said centerline, to a spike at PI
199+49.65;
thence South 24°51 '52" East, 189.80 feet, along said centerline, to the western most
northwesterly spike of that tract of record in said Office in Book 620 of Photostatic
Records on page 340;
thence North 61 °54' 18" East, 243.79 feet, along a northerly line ofsaid tract of record
in Book 620, to the southern-most southwest pipe of that tract of record in said
Oft1ce in Book 541 of Photostatic Records on page 600;
thence North 12°17'47" West, 191.62 feet, along a westerly line of said tract in Book
535, to an angle point;
thence South 81 °20'50" West, 305.02 feet, along a southerly line of said tract, to the
SPIKE OF BEGINNING.
MORTGAGOR agrees to pay the indebtedness hereby secured; to pay all taxes,
assessments and charges levied against the property, as the same become due and
payable; to secure, maintain and furnish MORTGAGEE evidence thereof, insurance with
an insurance canier or carriers acceptable to MORTGAGEE, covering the insurance
improvements on the Propeliy against loss by fire and earthquakes, with extended
coverage, in an amount not less than the unpaid balance of the debt hereby secured, or the
insllTable value (replacement cost) of such improvements, whichever is less, which
insurance shall contain an appropriate loss payable provision protecting MORTGAGOR
and MORTGAGEE as their respective interests may appear fmm time to time. In the
event MORTGAGOR fails to pay such taxes or assessments, or fails to keep and
maintain such insurance as herein provided, MORTGAGEE may pay such taxes and
assessments and may secure and pay for such insurance, and all sums so paid shall be
added to and considered a pmi of the indebtedness hereby secured and shall draw interest
at the same rate.
In case default shall be made in the payment of the above sums hereby secured, or in the
payment of the interest thereon, or any part of such principal or interest, when the smne
shall become due; or in case of detàult shall be made in any of the covenants and
agreements thereof, or in the event MORTGAGOR sells or conveys the Property, or any
part thereof, or any interest therein, without the prior written consent of the
MORTGAGEE first had and obtained, then the whole indebtedness hereby secured, with
interest thereon, shall become due and payable, at the option of MORTGAGEE, and
MORTGAGEE'S legal representatives and assigns, may proceed by advertisement and
sale/or as otherwise authorized by governing law, to foreclose on and sell the Property,
and out ofthe proceeds of such sale, MORTGAGEE shall pay all sums clue hereunder,
RECEIVED 10/29/2007 at 2:58 PM
RECEIVING # 934408
BOOK: 676 PAGE: 900
JEANNE WAGNER
LINCOLN COUNTY CLERK. KEMMERER, WY
together with all costs of sale including reasonable attorney's fees. If the proceeds of the
foreclosure sale are insufficient to pay the indebtedness hereby secured and foreclosure
costs, MORTGAGEE shall be entitled to a deficiency judgment. 0'00 01.
In the event of any default whereby the right of foreclosure occurs hereunder, 9
MORTGAGEE shall at once become entitled to exclusive possession, use and enjoyment
of the Property, and to all rents, issues and profits from the accruing of any such rights
and during the pendency of the foreclosure proceedings, and the period of redemption, if
any there be.
MORTGAGOR warrants title to the Property as to parties claiming, by, through or under
the MORTGAGOR only.
Witness our han, ds this éJE day of Octobcr, 2007, 1
~ ~ .. Il.tJ1Æiw ~ ~
J«1m Hadley ¿" ' r Sandra Hadley
StateDI' tJ~!))
)ss.
Countyof~')
'rhe foregoing instrument was acknowledged before me this ~day of October. 2007, by John
lIadlcy and Sandra IIadley
Witness my hand and official seal
N~~-
My commission expires: 9 -/5 -/J
County of
Lincoln
NOTARY PUBLIC
State of
Wyoming
My Commission Expires September 15, 2011