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HomeMy WebLinkAbout874283 """'IllII '1"'(.<11 I I 023014851 RECEIVED LINCOLN COUNTY CLERK 874283 o I JUL - 3 fU'1 8: 39 \J EA N i'J;: Vi i~\ G 1'~ E f\ 1<I::MMEFlER iVYOMING iJ6? 8 2 'J BOOK~____PR PAGE_~_,. State of Wyoming Space Above This Line For Recording Data MORTGAGE (With Future Advance Clause) 1. DATE AND PARTIES, The date of this Mortgage (Security Instrument) is P.~-f.1:~.QQL................................... and the parties, their addresses and tax identificationnunibers, if required, are as follows: MORTGAGOR: RANDAll C. PERRY AND CAROL DEE PERRY, HUSBAND AND WIFE 777 HWY 237 AFT ON, WY 83110 o If checked, refer to the attached .Addendum incorporated herein, for additional Mortgagors, their signatures and acknowledgments. LENDER; THE BANK OF STAR VALLEY 384 WASHINGTON STREET PO BOX 8007 AFTON, WY 83110 83.0315143 2. CONVEYANCE, For good and valuable consideration, the receipt and sufficiency of which is acknowledged, and to secure the Secured Debt (defined below) and Mortgagor's performance under this Security Instrument, Mortgagor grants, bargains, conveys, mortgages and warrants to Lender, with power of sale, the following described property: SEE EXHIBIT "A" ATTACHED HERETO AND MADE A PART HEREOF. The property is located in ............................... .~I~,GQ~N.. ... ... ... ... ... ... ........... at 7.F.. H.V'!'fJ;JZ. ...... ... ...... ... ... ... ... ...... (County) ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ... ..., ..................... ..~f.T.Q~. ... ... ... ... ... ... ... ., Wyoming ........ .&~)J.Q...... .. ' (Address) (City) (ZIP Code) Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian rights, ditches, and water stock and all 'existing and future improvements, structures, fixtures, and replacements that may now, or at any time in the future, be part of the real estate described above (all referred to as "Property"). 3. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at anyone time shall not exceed $ ~.Q,P.Qq..Qq.....................,.................... . ThIS limitation of amount does not include interest and other fees and charges validly made pursuant to this Security Instrument., Also, this limitation does not apply ,to advances made under the terms of this Security Instrument to ,protect Lender's security ~d to perfonn any of the covenants contained in this Security Instrument. 4, SECURED DEBT AND FUTURE ADVANCES. The term "Secured Debt" is defmed as follows: A. Debt incurred under the terms of all promissory note(s), contract(s), guaranty(s) or other evidence of debt described below and all their extensions, renewals, modifications or substitutions. (You must specifically identify the debt(s) secured and you should include the final maturity date of such debt(s).) PROMISSORY NOTE DATED 1l6/2111l11N THE AMIlUNT OF $60,1l1l0.OO WYOMING - HOME EQUITY LINE OF CREDIT MORTGAGE (NOT FOR FNMA, FHLMC, FHA OR VA USE) @1994 B8nk_,nOo,St. Cloud. 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A1J::ldoJd ::ltp JI .Jotit!'811OW alp 01 p!lld ::lq lHM SS::l:'lX::l AUY 'lU::lWAlld AUll JO lUTIOWt! ::ltp a'8ImIt:'l JOU lU::lIDAlld p;)Inp::lT{:>S alp }O ;,}It!p ::lnp ::llp ::lUOdlSod JO PU;,}lX::l 10U IIllItS Illd!:>lI!ld q28 r:8Gt:~f.~{) ..... - - - O~~1t(,42S3 826 11. ESCROW FOR TAXES AND INSURANCE. Unless otherwise provided in a separate agreement, Mortgagor will not be required to pay to Lender funds for taxes and insurance in escrow. 12. JOINT AND INDIVIDUAL LIABILITY; CO-SIGNERS; SUCCESSORS AND ASSIGNS BOUND, All duties under this Security Instrument are joint and individual. If Mortgagor signs this Security Instrument but does not sign an evidence of debt, Mortgagor does so only to mortgage Mortgagor's interest in the Property to secure payment of the Secured Debt and Mortgagor does not agree to be personally liable on the Secured Debt. If this Security Instrument secures a guaranty between Lender and Mortgagor, Mortgagor agrees to waive any rights that may prevent Lender from bringing any action or claim against Mortgagor or any party indebted under the obligation. These rights may include, but are not limited to, any anti-deficiency or one-action laws. The duties and benefits of this Security Instrument shall bind and benefit the successors and assigns of Mortgagor and Lender. 13. SEVERABILITY; INTERPRETATION, This Security Instrument is complete and fully integrated. This Security Instrument may not be amended or modified by oral agreement. Any section in this Security Instrument, attachments, or any agreement related to the Secured Debt that conflicts with applicable law will not be effective, unless that law expressly or impliedly permits the variations by written agreement. If any section of this Security Instrument cannot be enforced according to its terms, that section will be severed and will not affect the enforceability of the remainder of this Security Instrument. Whenever used, the singular shall include the plural and the plural the singular. The captions and headings of the sections of this Security Instrument are for convenience only and are not to be used to interpret or define the terms of this Security Instrument. Time is of the essence in this Security Instrument. 14. NOTICE, Unless otherwise required by law, any notice shall be given by delivering it or by mailing it by first class mail to the appropriate party's address on page 1 of this Security Instrument, or to any other address designated in writing. Notice to one mortgagor will be deemed to be notice to all mortgagors. 15. WAIVERS, Except to the extent prohibited by law, Mortgagor waives any right regarding the marshalling of liens and assets and all homestead exemption rights relating to the Property. 16, LINE OF CREDIT, The Secured Debt includes a revolving line of credit. Although the Secured Debt may be reduced to a zero balance, this Security Instrument will remain in effect until released. 17. APPLICABLE LAW, This Security Instrument is governed by the laws as agreed to in the Secured Debt, except to the extent required by the laws of the jurisdiction where the Property is located, and applicable federal laws and regulations. 18. RIDERS. The covenants and agreements of each of the riders checked below are incorporated into and supplement and amend the terms of this Security Instrument. [Check all applicable boxes] o Assignment of Leases and Rents 0 Other ... ... ... ... ... ... ... ... ... ... ... ... ... ...... ... ... ... ... ... ...... ... ... ...... ... ... ......... ..... 19. 0 ADDITIONAL TERMS. SIGNATURES: By signing below, Mortgagor agrees to the terms and covenants contained in this Security Instrument and in any attachments. Mortgagor also acknowledges receipt of a copy of this Security Instrument on the date stated on page 1. .~~RyCTY""U"(D;~;' (~~~R~"U".'.""'U'U'U'~~)'. ACKNOWLEDGMENT: ~. STATE OF WY.QIYIJf1lG.................................., COUNTY OF ...... LU1 C-.fl./.n........................} Ss. (Individual) This instrument was acknowledged before me this ...... ..?1 ~.1:....... day of A~~.E,.?99.1........................................ ~y.~:=~.:~.~~~:~.~:~~k~~!~i~'~ ;~i~.Q A~P. Wlf.~........ ......... .......... ............. ... ..;..... I'" ... ............ ....... . aronWalker Nt' _-~~h--f............ C .0 ary PubliC (Notary Public) . .~ ounty of Lincoln State of Wyomrng CommiSSion Ex ires une 14. 2004 @1994 Ranker.!l SysMml!ll. Itlc._ St. Cloud, MN Form OCp.REMTG~WY 1017/9B (page 4 of 41 ...... I i.;. /..' ~r -.. .: U8"',1\2S;l 8 2 'I EXlllBIT "A:' Beginning at the Northwest Comer of Section One (1) in Township Thirty-Two North, Range 119 West of the Sixth Principal Meridian, and running thence Ease Seventy (70) rods; thence South Thirty-Two (32) rods; thence East Ten (10) rods; thence South Forty- Eight (48) rods; thence West Eighty (80) rods; thence North Eighty (80) rods, to the place of beginning. Beginning at a point 70 rods East of the Northwest Comer of Section One (1), Township Thirty~ Two (32) North, Range 119 West ofthe 6th P.M., Wyoming and running thence S 32 rods; thence East 10 rods; thence North 32 rods; thence west 10 rods to the place of beginning. The Southwest Quarter of the Northwest Quarter (SWl/4NWl/4) of Section One (1) - - -