HomeMy WebLinkAbout873721
-
..
-
Ot014645
~oJ
Return To:
GreenPoint Mortgage Funding. Inc.
1100 Larkspur Landing Circle, Suite 101
Larkspur, California 94939
f;.: f.. C f:: I V f~D
Llf,.jGCL.,[\! COLi :',1 T "{ CLEHK
tr1312I
D \ ,Jpn .,. Ci i<-;J:~, ~:~;
Prepared By:
GreenPoint Mortgage Funding, Inc.
900 Larkspur Lanlling Cin.:le. Suite 295
Larkspur, California 94939
. ~ ::',~.' t I\} 1'\) !'~' .; ,':' ;..... f\i L c:~
'.' ,....,1,[ _. I., c_ ,-. .,', .J 1_ "
:< ~:, \~ [:/; [ [::1:' ~::: l~:~ ~ \.~.. \{ C f.;r~ I j'".l c.;
BOOK466 PRPAGE 0 iJ 1
-- LSpace Above This Line For Recording Data]
DEFINITIONS
Words used in multiple llections of this document are defined below and other words are defmed in
Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are
also provided in Section 16,
(A) "Security Instru~ent" means this document, which is datedMay 31, 2001
together with all Riders to this document.
(B) "Borrower" is
Lois A Davis, An Unmarried Woman
Borrower is the mortgagor under this Security Instrument.
(C) "MERS" is Mortgage Electronic Registration Systems, Inc, MERS is a separate corporation that is
acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the mortgagee
under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an
agdress and telephone number of P.O. Box 2026, Flint, MI 48501-2026, tel. (888) 679-MERS.
BBAf'-lOO
0103256780
WYOMING-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT WITH MERS
cD: -6AIWY) (00051.01
Page ;01 15 Initials: ~
/
VMP MORTGAGe FOAMS - 18001521-7291
Form3051 1/01
......
- -.........
~
\.,. ~
~~
w
08L9SZEO"tO
1Jtft<.!IIUI
g l )0 t .Bod
@
W'(gOOO) (AMI"'9-.
LOlL L90€ WAD~
OO"t-dygg
slunoum :np ':llquAud :ll:ltllt\ pUt! U:ltlM. 'AIP:ll!P &d HutlS l:lM.OllOg 'l:lA!UM. tl;)ns jO lU:lA:l :ltll uI "ilupplt\ U!
aq A{UO AYUI laA!YM tlans AUV ':lUI!l AUU lY SUl:llI MOJaSa I{Il JO hUU JOJ spund J:lpu:r] 01 Aud 01 uO!lu~!1qo
S,l:lMOllOg :lA!uM AUUI l:lpU:l'l "SW:lll M01:)S3: lIu 10 AUt! 1O) spund :llp Aud Ol uopuilnqo S,l:lMOllOg
S:lA!uM l:lpU:l'l sS:lyun SUI:lll M01;)S3: 10} sPund :llIll:lpU:li Aud Hutls l:)MOllOg "uopa:)s S!tll lapun P!1~d :lq
01 Slunoure JO s:lapou [Ie lapu:)'1 01 qS!wIlj Andw01d {teqs 1:lM0110g "UI:lll MOlas3: Ul! :lq {{Iltls SlU:lUISS:lS,ll
pIm S:l:lj 'S:lnp tl;)ns pue 'l:lMOllOg Aq p:lM01:>S:l :lq 'AIm }! 'SlU:lUISS:lSSY pIm 'S:l:l d 's:lnG UO!Wpossy
Al!UnWWO;) lelIl :l1!nb:l1 AUUI l:lpU:l'1 'ImO'l :llp jO UIl:ll :llp ilupnp :lW!l AIm lU 10 UOPUU!il!lO lY ,,"SUI:lll
MOJ;)SH. p:l[{l!;) :lre SUI:llT :lS:lql. "01 UOp:>:lS JO SUO!S!A01d :ltll tll!M :lOImp100::Jll Ul SUIn!UI:lld ;)::JttCJnSUI
:liluilllOW }O lU:)UIAud :llll JO n:l!( U! l:lpU:l'l 01 l:lIt\OllOg Aq :llquAud soons AUt! 10 'AIm J! 'SUIn!Ul:l1d
:l:JUuJnSUI :lliuliuoW (p) pIm :!; UO!P:lS l:lpUn lapU:l'l Aq p:ll!nb:ll a;)ueJnsu! l{l! puu AIm 10J swn!Ul:lld
(::J) :Aue 11 'Au:ld01d :lql UO SlU;J1 pun01~ JO SlU;JUI,o\ud PlOq;JSll:l1 (q) :,o\lJ:ldOld :ll[l uo :l;JUllJ4WllJU;) 10 U;)!L
u Su lU:lWUllSUI Al!Jn:>as S!tll1:lAO ,o\lpopd U!UnU Im:> tl:>!l[M SUlal! l:llpO puu SlU:lUlSS:lSS"ll pUt! S:lXUl (u) :101
:lnp slunoure }O lU:lUl,o\ud 10} :lp!AOld 01 (..sPund.. alll) Ulns u 'HtlJ u! prcd S! :llON :ll[lIPun ':l1ON :llfl J:lpun
:lUp ;JJU 1>)U;JWAUd :J!PU!J:ld AUP :l41 uo .1:lpU:l'1 01 ,o\ud ][-e4s J:lMO.l.lOH "swaU MO.l:JS'J[ .10) spun.i[ "f
'SlU:lUlA-ed :>!POP:ld :llp}O 'lunowu :ltll :lilImtl:> 10 ':llUP :lnp :llfl :lUOdlSod 10 PU:llX:l 10U {lUlfS :l1O N :ll{l
l:lpUn :lnp ludpupd 01 SP:l:l:>Old sno:)uuH:l::lS!W JO 'Sp:l:l::lOJd :l::lUl!JnSU! 'SlU:lUlAUd JO uO!lu:>!(ddu Any
. :l10 N :llp U! p:lq!l:>S:lp su n::llIl pUl! S::lilrelI::l lU:lWAUd:l1d AUU OllSl!} p:l!(ddu :lq
Huqs SlU:lUlAud:l1d AlulunlOA ":lnp s:lil.rntl:> :llUI AUU 01 p:l!(ddu :lq AUW SS:l:>X:l q:>ns 'SlU:lWAUd ::l!POp:ld :lJOUI,
10 :lUO JO luaUlAud HtlJ :lql 01 p::l!lddu S! lU:lWAud :llfll:llJe SlS!X:l SS:l:>X:l AIm letlllU:llX:l :ltll oJ.. "HtIJ U! Pled
:lq Ul!:> lU:lUlAud tl:>U:l 'letll lU:llX:l :lql 01 pue 'J! SlU:lWAUd :>!poP:ld :llIl JO lU:lWA-ed:ll :llfl 01 l:lMOl1Og W01J
P:lA!:l:J:l11U:lUlAud AIm Alddu AUW lapU:l'l 'ilU!ptrelSlno sl lU:lWAed ;)!poP:ld :lUO uulfl :llOW JI ":lli1Ulf:> :llel :ll[l
pIm lU:lUlAed lU:lnbu![:lp :llll 01 p:l!ldd-e :lq AuUl lU:lUIAud :llll ':lnp :Jli.rnlf:J :llUI AIm Aud 01 lunoum lU:lpy}ns
u S:lpnpu! If:J!lfM lU:lUlAUd :>!POP:ld lU:lnbuH:lp u 10] l:lIt\OllOg WOl] lU:lUlAud u S;}A!:l:>aJ J:lpU:l'1 11
. ':llON :l1l)}0 :l::llIt!luq {l!dpupd :ll{l ::J::mp:J1 01 ualfl
pIm 'luaWUllSUI Al!Jn:>:lS S!lfll:lpUn :lnp slunoum l:llflO AUU 01 puo:>:lS 'S:lillUtl:> :lll!l 011Sl!1 p:l!{ddl! :Jq Hells
SlUnOWl! ilU!U!l!Ul:ll AUY ":lnp :lum:>:lq l! tl:>!tlM U! l:lp1O al[l U! lUawAl!d :>!POP:ld l[:>l!::l 01 p::l!fdd-e :lq l{Ulfs
SlU:lUlAl!d l[:>ns 'f: UOP;):lS l::Jpun :lnp slunoum (:J) ::llON :lIp l:lpUn :lnp {Udpupd (q) ::llON :llll l:lpUn :lnp
lS:ll:llU! (u) :Alpopd JO l:lplO ilU!It\OHO} :llp U! P:lHddl! :lq Heqs l:lpU:l'l Aq p:l!(ddu pIm p:lld:l:>:>l! SlUaWAl!d
Hl! 'z uOp:>:lS S!tll U! p:lqp:>S:lp :lS!It\.I:llI10 Sl! ld:l:>XH 'SP;););)o.ld .10 slUamABd )0 UO!lBJ!lddV 'z
'lU:lUlOllSUI
Alpn:>as S!lfl Aq p:l1TI:J:lS SlU:lUl:l:llilu pue slueU:lAO:> :llll ilmUI10p:ld 10 lU:lWlU1SUI Alpn:>as S!l[l puu :l1ON :It{l
l::lpUn ::lnp SlU:lWAUd ilUp{UUl Ul01J l:lMOllOg :lA:lH:ll Ul!lIS l:lPU:li lSU!l!ill! alnltlJ :lql U! JO MOU ::lAl!t{ It{il!Ul
l:lMOllOg tl:>!l[M Ul!l!p 10 l:lSjJO ON ":lJnSOp:llOJ 01 lopd A{:}ll!!p:lUIUI! aloN :llIl l::Jpun a:>lIt!{Uq l'Ed!:>U!ld
ilu!puelSlno :It{l Ol p:lUdd-e :lq IHIt\ spuflJ l[:>ns 'l:lHll!a p:lnddl! 10U 11 "J:lMOllOg 01 Ul:ll[l WOl:ll 10 SPUflJ t{:>ns
Alddl! l:lt{l!:l l1-eqs l:lPU:li ':lW!l}O pop::ld ::llql!UOSl!::llu U!ql!A\ OS op 10U S:lOp l:lIt\OllOg JI 'lU;)lln:> UUO'l ;)ql
ilupq OllU:lUlAud S:l){l!UI l:lIt\OllOg mUll spUtlJ p:lnddl!un tpns Plolf AUUl l:lpU:l'l 'spuTlJ P:lHddl!un uo ls:mlU!
Aud 10U p:l:lU l:lpU:l'1 U:lt{l 'alup :mp pa{npaq:l8 8n JO SF. p:lnddv. s! 1TT:lTTT'\l'.d :l!po!J:ld IpU::l 11 "P::lld::l~::J-e
::Ill'. SlU;)Ul,{ud If;)ns :lUI!l :lql lU Slu::IWAl!d l[:>ns Alddl! 01 p:lluilnqo 10U S! l:lpU:l'1 lnq ':lllllflJ glp U! slu<'Imhud
l'E!l.rnd 10 lU:lWAl!d l[:>ns ::JStlJgJ 01 slqil!l sl! 01 :l:>!pnf:lld 10 l:lpUn:ll:ll[ Sll[ilp AOl! JO J:lA!uA\ lnoql!h\ 'lU:lllll:>
up.0'1 :It{l ~TT!l'l 01 lTT:l!::I!J1nsTJ! )U::lUTAud lU!l.rnd 10 lugmAl'.d AlII'. ld:)::I~1'. hum JQPUQ'1 "lU:llln:J uuo'1 :It{l 'ijupq
01 lU:lpYJnSu! alU SlU::lUIAud l'EP_md 10 lU<'IUlAud gIp }! lU<'IWAl!d l'EPll!d 10 lU<'IUlAud AUU WOl:ll AUUI l:lpU:l'l
'!; I UO!);):)S U! SUO!S!AOld :l:>!lOU :ltll ql!M :l;)uepJO::J;)U U! l:lpU:l'l Aq p<'lll!uil!sap :lq Al!m su Uopu::Jol1:llflO tl:>ns
ll! 10 :l)O N :It{l U! P:Jll!ujj!S:>p UO!lU::lOl :}ql It! p:lA!:l:l:l.1 U:lt{M l:lpU:l'l ,(q p:lA!::J:}::JJ p::Jm:l:lp :I.rn SlU:lUIAl!d
"l:l}SUUll. spunt{ :>!UOll:l:l13 (p) 10 ~Al!lU:110 'Al!l'E1U::IUlnllSU! 'A;)u:lilu IU1:lp:l)
u Aq P:'llllSU! :l.rn Sl!sod:lp :lSOt{h\ UOpnlpSU! UU uodn Uh\l!lp sl ){:>:It{:> q:>ns AUt! p:lp!A01d '){:>:ltl:> S ,l:l!qSl!:>
10 ){::lQt{:} S,l:l111SU:lll '){:l:lq:> ){tmq '){:l:lt{:l P:lY!lJ:l:l (:l) ~J:lpJO A:lUOm (q) ~qSU;) (l!) :J:Jpu:q Aq P:l):}:Jl:JS
Sl! 'SUllO} ilu!h\OtI01 :ll[l }O :llOUl 10 :mo U! :lpuW :lq lU:lUIUllSUI Al!lll:>:lS S!t{l pOl! :)lON :lI[l l:lpUn :lnp
SlU:lWAl!d lU:lnbasqns ll'E 10 AUU ll!tll :ll!nb:ll Aum l:JpU:l'1 'P!l!dun J:lpU:l'l 01 p:lWnl:ll S! luaWnllSUI Al!ln:>:lS
S!lfllO a)ON al[ll:lpUn luawAed Sl! l:lpua'l Aq p;JA!:l:J:l.1 lU:lUlllllSU! J:lt.l1o .10 J[:lal{:l Au-e 1! 'J:lA:lh\OH "A:>U:lllll:l
"S" fl U! <'IpUUl :lq l{l!t{s lU:lUlTIllSUI A)pn:J:lS S!l[l plIl'. :l10 N :It{l l:lpUn :lnp SlU:lUIAUd . f UO!):}:lS 01 luunSllld
Slli:lll A\Ol::lS3: 10} sputlj Aud OSI-e l{l!lfS l:lIt\OllOg ':l1O N :ltll lapun :lnp s:lilreq::l :ll-el puu S:lil.rnq:> lU:lUIAud:lld
AUU pUll ;;!)ON :lql Aq p;J;JU;JP!A<l lq<lp alfl 'uo )S:ll:llU! pu-e '10 lud!:Jupd aql :lnp U:lqlt\ Al!d ll'El[s l:lh\OllOg
'sa:buq;:> JlUl pUU 'sa:lJuqJ lUaWAt!dJ.fd 'SWJn A\OJJS~ 'lSJJJlUT 'lud!JU!Jd .10 lU3WACd 'T
-
-
-
~OIL ~SO€ WJO~
OBlo95eEOto
~:SI'!I!UI
9 L jO Z .Bed
@
LO'(90001 IAM)V9-.
OOI-dVSS
, 'VdS:;:HP:lpUn "UEO[
:l~M3110W p:neY:>l ^l[UlepeJ" e se AJ![Unb 10U seop uw'] :lqU.! UM:l "UEO[ aa'e:3110w P:lltll:ll hlIel:lP:l]" e Ol
plt!jj:l1 U! p:lsodUl! :llt! Hnp sUOp:>!llS:ll pUE SlU:lUl:l1!nb;;l1 lIe Ol Sl:l];;ll "V dSa~1I 'lU:lUltlllSUI hl!ln:>as S!t{l U!
p:lsn sy '1aUeUl p:lfqns :lUles :lIp SUl:lAOjj let{l UO!le[ni];;l1 10 UOpe[s!jj:l[ 10SS:l:>:>ns 10 [eUop!Ppe hUE 10 ':lUlp
Ol :>W!lWOIJ pepu;)ure ;)q lq:3!W Aaql se '(OO~E lJt1d '~"d":J 17Z) X Uopt1[njj:l~ 'uopt1[njj:l1 jjUPU;)W:lld~!
Sl! pUE ("b:lS 1:l I09Z UOp:>:lS ':J"S'n zO lOy S:llnP:l:>Old lU:lUl:l[U:lS ;;l1t11S3: [l!:l~ :lq1 SUE:lW "VdS:nI" (d)
'lU:lWnllSUI hl!lll:>:lS S!ql]O [ UO!lO:lS 1;}pUn Stunoum hUE (H) snld ':llON
eqllepun lS;Jl;JlU! pw LIIU!:>upd (!) lOJ :lnp 1unourn p;}[np:lq:>s A{lv,[njj:u ;}ql SUE:lUl "luamA8d ;)IPOpad" (0)
"UEO'] :lql
'UO 1Inv,]:lp 10 ']0 1U;}UIAv,duou :lql lSU!V,i]l! 1:lpUd'] ilup:>:l101d :l:>UE1nSU! SUE:lUI ,,:.;mv..InsuI ail~gl-Iow" (N)
. A11:ld01d :It{1]0 UO!l!PUO:> 10jpUE :In[l!A
:ilql '01 se SUO!SS!UIO 10 ']0 SUOpV,lU:lS:lld:l1S!UI (An 10 :UO!lV,UllI:lpUO:>]O nd!] U! :iI:>UEA:lAUO:> (m) :All:ld01d
:lql]O llt!d AUV, 10 1IV, ]0 ilUPfUl 1:l1ll0 10 UOptlUUI:lpUO:> (H) :Al1='lOOJd ;:nn 'JO UOp:>rulS:'Ip 10 '01 eSeurep
(!) :10] (S UO!l::l:lS U! p:lqp::ls:'Ip SeilV,leAOO :'Iql1epun pred spe:lo01d eOUE1nSU! UEt{ll:ilqlO) hllt!d Pl!q1 AUE Aq
p!v,d spe:ilo01d 10 'SeilUUIl!p]O Pll?!i\v, 'lU:lW:iI{lles 'uo!lusu;;ldUIOO AUE SUEeUI "spaaoo.ld sn03UllIl30S!J\[" (W)
'f UOp:J='lS U! p:lq!1::1S:lp :ue 1eql SWel! esoq1 Stm:'lW "swall MO.t;JS:.>I" ('0
, S1eJSUIlll
;}snoqilu!ll?:lp p:l1UUIO)nl! pUE 'Sl:l]SUE1l :l1!h\ ':luoqd:lI:l1 Aq pelV,!l!U! S1:i11SUE1l 'sUO!lOeSUE1l :lU!qoeUI
1:lII:il1 peleUIomU 'SleJSUP.ll ::lIt'S-JO-llf!od '01 P;)l!WH 10U s! mq 'sepnpu! Wl<ll q;ms -lunu:>:>e UE 1!p:l10 10
l!q:lp 01 uO!lnmsu! [Upueu!1 v, :ilzpoqtne 10 'PtlllSU! '1:lp10 01 SU os :ldUl :>p:lujjV,UI 10 'l:llndwoo 'lU:lUInl1SU!
:>!uoqd:lI;;ll '{l!U!lU1:l1 ::I!U0l10;;l[:iI UE qlin01q1 P:l1R!l!U! S! qO!qh\ 'lU:lUItU1SU! l;;lded ll?[!UI!S 10 'lJR1P 'J(:>;;lt{O
hq p:lIuu!lipo 1l0!1:JP.SUl!J1 1;! 0l?q1 1::11[10 'spUtlJ JO leJSUlJl1 Atm SUlJ<ltu wl<lJSUC.lJ. spun", ;)Iuo.JpaI:.>l" (}J)
"uo!leZ!UEil10 ll![!UI!S 10 UOpRpOSSR
Sl:lUh\O:lUIOq 'UO!ll!posse UIn!U!UIOpUO:> U Aq hll:ldOld :It{l 10 l:lMOllOg UO p:lSodUI! :llt! lRql S:li31tlq:>
l:lqlo pUP. SlU:llliSS:lSSe 'S;)::IJ 'senp I[u SUlJew "sluawssassv pUll 'saa.!l 'sana UO!l8!;)OSSV Al!UnWlUo3" (r)
'suo!u!do [l!P!pnf ;;lJqR[R:lddR-UOU
'[l!U!1 :l[qv,o!]ddu [{l! SU 1I:lh\ SE (h\U[ JO lO"]J:l eql "ARt{ luql) Sl:ilp10 pUR se[m :lA!lR11S!U!UIPU pUR Se;)UEUlp10
'SUO!leln~;)l 's::Jln1uls [U;)O[ pOl? ele1s 'ytll;}p<lJ <llqE;)!Iddl! ~U!1l01lUOO I[l! Stm:lUI ,,&\8'1 aIqll;)!lddV" (J)
[AJ!oads] (S)l;)qlO D l"pm lU;}UIARd Ap[e;;lM!a: D
lePHI AHUIRd 17-1 D 1ep!H lU;;lWdoPA:lQ l!Un peUtIR[d D
l;;lPnI :lUlOH PUO:J:lS D lep!H UIn!U!WOpuo:J D
1ap!~ V ^ 0
1epm UOO[[eg D
l.:JpHI .:J1EH :llql!lSnfpv D
: ["[qR;)!Idde SR xoq J(:);}q:>] l:lh\OllOg Aq P:ltn:>:lX;;l "q Ol:llt! Sl;;lPHI
:3U!h\OnoJ <l1[~ "l;;lh\UIIOg Aq pem:>:lXe :lIR lt1qllU;)UInllSUI Alpn:>:lS S!ql Ol S1:lpm lIe SUR;;llU IISJaprn:" <II)
"lS:ll::JlU! snld 'lU:lUItUlSUI ^HJn:>;;lS S!ql1;;lpun :lnp SUIns [{l! pue 'elON :lIp l:lpUn enp
s;;llill?q:> :iller pUR s:ljjreq:> lU:lUIARd:il1d Aue 'lS;;ll"lUJ snld ':llON :JIll Aq P:l;)U:lP!A:l lq:Jp ;)ql suuem "U80'1" (f))
" "AU;;ld01d
:'Iql ul Slqlim ]0 1::J]SUR1L ~U!pU:lq ::Jt[l 1epun h\O[eq p:lqposep S! lRql Au:ldOId eIp SUReUI "A:j.Iado.ld" f.!I)
'[( 0 l': 't ;;Iun", Trul[11<l1l![ lOU [[TlJ U! lq:lp ;;lql Aed Ol pUR SlU:lUIAed
O!POP;)d 1v,[n~:l1 U! lq;;lp S!ql Aed Ol pes!UlOld sRq 1:lh\OllOg 'lS;)lelU! snId ( 00' 000' loBt $ 's'n)
Sll![[OQ sq~OOt/OO pU'e pU'esnoq.r. ueAas-^:~qDr:![ pe.:tpunH auo
l;)PU:l'l S:lh\O l:lh\OllOg ll!ql S:lll!lS eloN :It[~
tOO Z ' t E .h'eN p:llRP pUR 1"!i\01l08 Aq p:lU~!S :llOU A.IOSS!UlOld ;;llH SUE;;lUl "aloNII (3)
_ 6E6~6 ~~u.:to~Tte~ '.:tnas~.:t'e~
tOt a~rns 'eto.:q~ Surpu'e~ .:tnds~.:t'e~ OOtt S! SS:llppR S,l:lPU;;l'l
~.:tOA l'leN ;fO e~'e~S at.t.r. 10 Sh\l![ :lql1::Jpun liU!lS!Xe pUR PdZJURil10
uO!l8.Jod.lo;) e S! l:lPU;;l'l
. OUI ' SUl'pun..t eS'eS~.J:ow ~ Ul0duaa.:tf) S! w1apua'1" <a)
.., (" ["'j
eLl
1:z~,r:~80
.....
-
-
-
O~J'73'7Z1
(' (J "3.'
,) ,
(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or
not that party has assumed Borrower's obligations under the Note and/or this Security Instrument,
TRANSFER OF RIGHTS IN THE PROPERTY
This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and
modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under
this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage, grant and convcy
to MERS (solely as nominee for Lender and Lender's successors and assigns) and to the successors
and assigns of MERS, with power of sale, the following described property located
in the County of Lincoln
[Type of Recording Jurisdiction] [Name of Recording Jurisdiction]
Lot 2 of Misty Meadow Estates Subdivision within the El/2 of Section 22,
T36N, Rl19W, as said subdivision is laid down and platted in the office
of the Lincoln County Clerk, Lincoln County, Wyoming.
Parcel ID Numbcr: 12 -3619 -22 -4 - 00 - 042.00
106 Misty Meadow Lane
Etna
("Property Address "):
which currently has the auun:ss uf
[Street]
[City] , Wyoming 83118 [Zip Code]
TOGETHER WITH all the improvements now or hereafter erected on the property, and all
easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and
additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this
Security Instrument as the "Property." Borrower understands and agrccs that MERS holds only legal title
to the interests granted by Borrower in this Security Instrument, but, if necessary to comply with law or
custom, MERS (as nominee for Lender and Lender's successors and assigns) has the right: to exercise any
or all of thust: intt:rt:sts, including, but not limited to, the right to foreclose and seIl the Property; and to
take any action required of Lender including, but not limited to, releasing and canceling this Security
Instrument.
BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has
the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for
encumbrances of record. Borrower warrants and will defend generally the title to the Property against an
clail1}s and demands, subject to any encumbrances of record.
THIS SECURITY INSTRUMENT combines uniform covenants for national use and non-uniform
covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real
property .
BBAP-IOO
Page 3 of 1 S
InIIIOIO:-#1O
0103256780
.. -6AIWYII00051.01
@
Form 3051 1/01
~
-
~O/~ ~90€ WJO:l
08l.9SZEOIO
-
-
~1.11IUI.
9 I )0 1:> oBod
@
~O'(9000' IAMI"9-"
OOI-dYS:S:
slunourn :nn '::Jrq-cAed ;Jl;Jl{M pU"ll U;Jl{M 'An:>::Jl!p &d Hel{s 1;JM01108 'l::JA!eM lpns JO lU:lA:l :ll{l uI "gU!lPM U!
::lq AfUo Aew l:lA!eM l{:>ns AUY '::lw!l AUR le SW:lll MOl:JS3 1{l11O AU"ll 10J spund l;JpU:}'] 01 Aed 01 UO!legnqo
S,1;JM01108 ;JA!t!M Aew l;JpU;J'l "SW:lll M01:>s3 1{l1 10 AU"ll 10J spunt! ;Jl{l Aed 01 UO!lt!gHqo S,l::JMOllOg
S::JA!t!M l;JpU;J'l sS::Jlun SW;J1I M01;)S3 10J sPund ;Jl{ll:lPU::J'1 Aed Ht!l{s l:lM0110H "uoq:>;JS S!lll l::Jpun p!t!d ;Jq
01 slunourn JO S;J:>!lOU Ht! l::lpU:n 01 l{S!wtlJ Andw01d {{l1qs 1;JM01108 "W;JlI M01:>s3 UR ;;Iq l{l1qs SlU;JUlSS::Jsflt!
pUR S;J;JJ 'S::lnp lpns pU"ll '1;JM01108 Aq P::JM01:)S::J ;Jq 'AU"ll J! 'SlU::JWSS;JSSY pm 'S::J::Jd 'S;Jna uO!lt!possy
Al!Unwwo:> leql ;Jl!nb::ll AeUl l;JpU:),] 'mOJ ;Jql JO Ull;Jl :nIl gupnp ;JUI!l Am It! 10 UOpt!U!gpo IV ,,"SUI;J1I
M01:JS3.. P:lI{l1:> ::Ill! SUI;Jl! :lS:lql. '01 uOP:>;JS JO SUO!S!AOld ;Jlp ql!M :l:>mplo:>:>t! U! sUln!w;;Ild ;J:>U"lllnSUI
;Jl1el1uow JO lU;;IwAt!d aq1 JO n;JH U! l::lpU::I'l m 1::JM01108 Aq ::JJqt!A-ed sUlns AU"ll 10 'AUR J! 'swn!llI;Jld
;J:>mlnSUr ;Jge8uow (p) pU"ll ~!; UO!l:J:lS 1JpUn l;JpU::I'l Aq p:ll!nb;;ll ;J:>U"lllUSUY lIP. pUP. ATm TO] sUTll!l-u:nd
(:>) ~AUt! J! ',\u;JdOld ::Iq1 UO SlU;Jl punolg 10 SlUJWAed PIOllaSU;J1 (q) ~AU;JdOld ::Jll1 uo ;J:>muqUln:Ju::J 10 U;JH
t! St! lU:lWUllSUI Alpn;)::JS S!qll;JAO AIPOpd upme UR:> q:J!qM SW::J}! l;JqlO pU"ll SlU::JWSS;Jsse pU"ll S:lXt!l (-e) :lOJ
:mp slunowe]o lU::JwAed 10] ;JP!AOld 01 Cspund" ;Jql) Ulns P. 'un] u! P!p.d S! :;llON :;lqIlpun ':;l10N :n,ll J:lpun
;Jnp alt! SlU;;IWAl!d :>!PO!J;;Id A-ep ;Jql uo 1apu:)'] 01 Aed HP.qs l::lM011og .swall ,"-O.l;)s3: .loJ spun.>l .f
'SlU;;IWAP.d :>!POP;Jd ;Jq1 JO 'lunOUlP. Qql QgUt!tp 10 ';J1P.P ;Jnp ;;Iql ;JUOdlSod 10 PU::J1X;J 10U HP.qs ::JlON ;Jql
1QPUn :mp redpupd 01 SP;J;J:>Old sno::llIDU:l:'lSIW 10 'sPQQ::lOld :;l;)ut!JnSU! 'Slu:;lw,(l?d]o UOPl!;)Hddl? AUV
";JlON ::Iql U! p:lqp;)SJp Sl! U;Jql pm s::Igll!q:> lU::IUlAP.d:;lld Aut! OllSl!] p:;lndd-e ;Jq
l{l1qs Slu;JUlAp.d::l1d A.mlUllIOA '::Inp sagll!q:> ::I1P.I AUll 01 p;mddp. ;Jq AP.UI SS;J:>X;J q:>ns 'SlU:lWAt!d :>!POpad alOW,
10 ::IUO ]0 lu:mIAp.d UtlJ :nu 01 p:lnddl! S! llOWAP.d :lql J:llJP. SlS!X;) sS:J::n(:J AlID 1uqllualX:l :lql 01. 'UtlJ uY Plp.d
Jq Ul!:> lUaWAp.d ll:>l!:l 'lP.ql lU:llXJ ;;Iql 01 plID 'J! SlU::JWAl!d :>!popad al{l JO lUaWAp.da1 ::Jq1 011;JM01108 W01J
P:lA!;J:>;J1IU;JWAP.d AU"ll Alddp. AP.W l::JPU;J'1 '8uYPUP.lSlno S! lU;JWAP.d :J!Pop;Jd ;JUO URql alOW 11 ";JlJ1P.q:> alp.1 :lql
'pUl~ lU;;)WAlld 1U:lnbulPP :lql 01 P:JHdd1? ;;)q A1?W 1uawAud aql 'anp :l~JT1q:J all!l AtIl! A~d 01 1unourn 1uOIpYlns
t! SJpnpu! q:J!qM lU;JWAP.d :J!POP;Jd lU;Jnbuypp t! 10J 1aMol108 W01J lU;JWAP.d t! s;;lAyao:ll .1:lPU;J'1 JI
. ";JION ;Jql JO J;)ut!IP.q {l1dpupd ::Jql aOnp;Jl 01 uaq1
pUll 'lU:lWn.I1SUI A:1pn:>:JS syq11:lpUn :;mp SlunOWl! J:JtllO Aut! 01 puo:>:Js 'S:l~JT1t:p 0I1l!I OllSJ!j p;:lnddl! ;;Iq Ut!qs
slunourn lJUYU!t!W;Jl AUV 'anp ;JurnO;Jq l! q:>!qM uy J;JplO ;Jlp uY 1uaWAt!d O!poP:Jd q:Jt!;;I 01 P:lHddt! aq l{l1qs
SlU;;IWA-ed qons '( uO!lO;JS l;JpUn anp slunourn (:>) ~;JION aql .1apun ;Jnp Jt!dy;mpd (q) ~alON aqll;JpUn ;;Inp
1S;;)J:l1U! (t!) :A1popd JO J;;IpJO 1lU!M.OUO] :ltp ll1 paHddl! aq Ul!qs Japua'l Aq pandde pUR p.)}daooe SlU:lwAl!d
IJt! 'z U011;)JS S!ql U! p::lqp:>S;Jp ;JS!M.Iaqlo St! Id;JOX3 'spaa;)o.y .10 SluaW,(Rd JO UO'lR;)Uddy 'z
"lU:lWUlISUI
A1pn:Jas slq1 Aq paJn:>as SlUOIW<l;:l.I'iil! pOl! SltreU<li\.O;:J :lq~ ~UlU1JOJl~U .lU ~U:lWn.I1SUI ~~YJnO;JS sytll pTll! ;J10 N aql
l;JpUn :lnp SlU;JWA-ed gU!){l!UI UlO.1J l:lMOuOg ;JA;JH;Jl l{t!qs .1;JpU;J'l ISU!P'gt! ::ImlnJ ;Jql U! 10 MOU ;JAP.q lqg!w
l;;lM011og q:J!q^, llIyep 10 l::lSJ]O ON ";JmSOpa10J 01 lOpd AI;Jlt!!P::IWW! ;JION ;Jql 1JpUn ;JOURlt!q Jt!dpU!ld
'iiulPTll!lsmo aql 01 p:lnddu :Jq 1l!J\\ sputlJ lpns 'l;JHJT1:l P:lHddt! 10U 11 "l;JM0110g 01 W;Jql Ulnl::lJ JO sputlJ q:ms
Alddt! 1JqH;J IJt!qs lapU;J'l ';JWp JO popJd ;Jlqp.uOSp.al t! uyqllM os op 10U S;JOp .1;JM0110g 11 "lU;J1lnO mo'1 Jl.{l
1iU!.1q OllU;;IWAP.d S::I){l!w 1;JMOl108 mun spuIlJ P;JHddt!un q:ms Ploq At!W l::lpU:l'l "Sput\] pJ!lddeun uo lS;;I1JIU!
Aud NU p:l:lU J:lpU:l'l U;Jql ';Jlt!p :lnp p;Jlnp:lq:>s sll JO su P;J!Iddp. S! lU;JWAP.d :JwoP~d qop.a JI 'pald;J;)oP'
;J.1t! SlU:JWAt!d q:>ns ;;lWP ;Jql IP. SlU;;IWAt!d qons Alddp. 01 palegnqo 10U S! .1apu;J'1 Inq 'amltlJ ;Jlp U! Slu::IwAed
IP.!ut!d 10 lU;JWA-ed q;ms :lstlJal 01 Slqgp sly 01 a:Jwn[:Jld .10 l;JpUn;;ll:lt{ slqlJp AUR JO 1JAreM InoqllM 'lU;JllnO
U"ll0'1 aql ~upq 01 luayo!JJnsu! lU;;IWAt!d )t!prcd 10 lU;;IWAl!d ATIl! Id:J;)oe At!W l;JpU~'1 "lU;J.1Jn:> U1!CYJ aql gUY.1q
01 lU;Jp!JJnsuy ;Jll! SlU;JWAt!d )t!yup.d 10 luawAp.d ;Jql J! lu~wAed Jt!!up.d 10 lUaWAp.d AUt! WITj.;J.1 AP.UI 1apua'l
"~I uon:J:ls U! SUOIS!AOld ;JOpOU aq1 ql!M :l;)URP10:J:J-e U! 1JpU::I'l Aq p;;llt!ug!S:lp aq At!W st! UO!1-e:JoI1::llt10 qons
It! .10 ::IloN ;Jql uY pJll!U:aYS;Jp uont!;)OI ;Jqll-e P::lA!::I:J;;ll u;;IqM lapU;J'1 Aq p;JA!a;);;ll p;;lW;J;Jp all! SlU::IUlAP.d
".1::1JSUR11. spund ;)!U0110a13 (p) 10 ~A1HU;;I .10 'A:1!{l11UaWUlISU! 'AOU:lg-e It!lJp;;lJ
t! Aq pamsu! ;Jll! Sl!sodJp ;JSOqM uonmnSUl lID uodn UMt!lp S1 'f:J::Iq:> qons AUR pJP1AOld ''f;)::Ill;) s,laYllSt!:J
10 'foaq:J S,l;Jlns-eall ''fO;Jq;) )fUt!q ''fO;Jq:> pay!U;):) (;)) ~laplO A:lUOW (q) ~l{St!;) (p.) :.1:lpua'l Aq pal;);;lI:lS
st! 'SW10J 8U!MOHOJ ;Jlp JO ::I10W .10 auo uy ;Jp-ew aq lUaWn.I1Sul Al!m;);JS S!ql put! aloN ;Jql l::lpUn :lnp
SlUJWAP.d lUanb;Jsqns Ht! 10 AUR It!ql :ll!nb;;ll Aew l:lpU:l'l 'pmdun lJpU;J'l 01 p:lWm;;ll S1 lU:lWn1lSUI A1!lm~s
S!ql10 JION ;Jqll:lpUn lU:lWAt!d se l;Jpua'1 Aq paA!;J:J;)11U:lWUllSU! l:llpO .10 'f:J;)q:J AUt! J! 'l;JA;JMOH 'A:JU;J11n:J
"S" n U! ;;Ipt!W ;Jq H-eqs lU;JUlUllSUI Al!.lll;);JS S!ql pUP. ::JlON aql l;;lpun ;Jnp SlU::IWAP.d 'f uOY}:>;JS 01 lUt!nsmd
SW;JlI MO.1:JSg .101 sputlJ At!d OSIP. Hl!qs .1;;1M0110g ';;llON ;Jqllapun :mp S:l~llnp :)1l!1 ptrn S;;)ji.req:J 1u;;)wAt!d:J.Id
ATIl! put! ;JlON aql Aq pa:mapY^:l lq;Jp ;;11:1:1 'uo lS;J.1;JIU, pTll! 'Jo )t!dpUlld ;Jt{l anp ual.{M A-ed I)t!qs l;JM0110g
.sa:B.lBq;) ale'} pUB 'sa:B.lRq:> luaWAeda.y 'swan ,"-O.l;)S3: 'ls:J.lalUI 'Iedpu,.y JO luawABd .1
:SMOIIOJ SP. aalg-e pUt! lURuaAO:> .1:lpII:l'l pm? .T:;IM01108 'S1.NVNITAO;) WlIOdINn
1700
"tZlJ~l.f~O
~
-
-
-
06'73"i21.
o O~)
due for any Escrow Items fOf which payment of Funds has been waived by Lender and, if Lender requires,
shall furnish to Lender receipts evidencing such payment within such lime period as under may require.
Borrower's obligation to make such payments and to provide receipts shall for all purposes be deemed to
be a covenant and agreement contained in this Security Instrument, as the phrase "covenant and agreement"
is used in Section 9. If Borrower is obligated to pay Escrow Items directly, pursuant to a waiver, and
Borrower fails to pay the amount due for an Escrow Item, Lender may exercise its rights under Section 9
and pay such amount and Borrower shall then be obligated under Section 9 to repay to Lender any such
amount. Lender may revoke the waiver as to any or all Escrow Items at any time by a notice given in
accordance with Section 15 and, upon such revocation, Borrower shall pay to Lender all Funds, and in
such amounts, that are then required under this Section 3,
Lender may, at any time, collect and hold Funds in an amount (a) sufficient to permit Lender to apply
the Funds at the time specified under RESPA, and (b) not to exceed the maximum amount a lender can
require under RESPA. Lender shall estimate the amount of Funds due on the basis of current data and
reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with Applicable
Law.
The Funds shall be held in an institution whose deposits are insured by a federal agency,
instrumentality, or entity (including Lender, if Lender is an institution whose deposits are so insured) or in
any Federal Home Loan Bank. Lender shall apply the Funds to pay the Escrow Items no later than the time
specified under RESPA. Lender shall not charge Borrower for holding and applying the Funds, annually
analyzing the escrow account, or verifying the Escrow Items, unless Lender pays Borrower interest on the
Funds and Applicable Law permits Lender to make such a charge. Unless an agreement is made in writing
or Applicable Law requires interest to be paid on the Funds, Lender shall not be required to pay Borrower
any interest or earnings on the Funds, Borrower and Lender can agree in writing, however, that interest
shall be paid on the Funds, Lender shall give to Borrower, without charge, an annual accounting of the
Funds as required by RESPA.
If there is a surplus of Funds held in escrow, as defined under RESP A, Lender shall account to
Borrower for the excess funds in accordance with RESPA. If there is a shortage of Funds held in escrow,
as de;:1im;:d under RESPA, Lenllei' shallnulify Burruwer as requirec.l by RESPA, anll Borruwer shall pay to
Lender the amount nef;:essary to make up the shortage in accordance with RESP A, but in no more than 12
monthly payments, If there is a deficiency of Funds held in escrow, as defined under RESP A, Lender shall
notify Borrower as required by RESP A, . and Borrower shall pay to Lender the amount necessary to make
up the deficiency in accordance with RESPA, but in no more than 12 monthly payments,
Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund
to Borrower any Funds held by Lender.
4. Charges; Liens. Borrower shall pay all taxes, assessments. charges, fines, and impositions
attributable to the Property which can attain priority over this Security Instrument, leasehold payments or
ground rents on the Property, if any, and Community Association Dues, Fees, and Assessments, if any. To
the extent that these items are Escrow Items, Borrower shall pay them in the manner provided in Section 3.
Borrower shall promptly discharge any lien which has priority over this Security Instrument unless
Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a maIUler acceptable
to Lender, bul only so long as Borrower is performing such agreement; (b) contests the lien in good faith
by, or defends against enforcement of the lien in, legal proceedings which in Lender's opinion operate to
prevent the enforcement of the lien while those proceedings are pending, but only until such proceedings
are concluded; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating
the lien to this Security Instrument. If Lender determines that any part of the Property is subject to a lien
which can attain priority over this Security Instrument, Lender may give Borrower a notice identifying the
BBAP-100
G -6A(WV) (00051.01
(gl
Page 5 of 15
Initia's::;:i}O
0103256780
Form 3051 1/01
~
-
-
-
08[.95Z[010
~;'I'!l!UI
S L jO 9 .Ged
<il
~O'ISOOOl (AM)V9-.
LOlL L90E wJO::l
00l-dYSS
ImM ':;Inp U:;II1l10tl JO l:;1t{lQt{M 'lU:lWnl1SUI ,(lpn:J::lS SIt{l ,(q p:Jlll:J:JS Slins :Jt{l 01 PQHdd13 Qq Hut{s Sp:lQ:J01d
Q:lURlUSU! Qq1 'p;;;m;;lSS<l1 Qq PInoM A1pn;);;lS S,J:lpU:l'l JO QNISU;;ll AHU;)!WOUO;):l lOU S! J!udQJ JO UOpUJ01S:lJ at{l
JI "JQMOJJOg JO UO!lugnqo QIOS Qql ;;lq I{l?qs pUR sp::l::l:lOld ;;l;)URlllSU! :lql JO 1no p!ud :lq lOU Huqs l;;lMOJJOg
Aq P:lu!l!l:lJ 'S:l!l-Iud pJ!t{l J:lIIW JO 'SJ;;llSnfpu :lnqnd JOl S:l:ld 'Sp:l;;l;)OJd t{;)ns uo sllU!UJu:l 10 lS;;lJ;;llU!
Aue J:lMOJJOg Aud Ol p:lJ!nb:lJ ;;lq 10U Huqs l;;lPU:y} 'sp:l:l:lOld ;;l;)UlUnSU! tpns Uo p!ud ;;lq OllS;;ll;)lU! s:lJ!nb::ll
Mt!'] :lIqU:lHddV JO gunuM U! :lPUW S! lU;)W;);)JgtlUR SS:lIUil 'P;;ll:lIdwo:l S! ){JOM :lq1 su slU:lw,(ud sS:llllOld JO
S:lp:lS 13 U! JO lU:lwJ(ud :lIllu!s 13 U! UOpUJ01S;;lJ pue SJ!lld:lJ :lq1 101 Sp;;l;;l:lOJd ::lSlUqS!P AtlW J:lpU:l'l ",(ndwOld
U:l){el-I:lpun :lq Huqs uop:l:ldsu! q:lns lUlp p:lp!AOld 'UOP:lUJS!lUS S,l<ilpU<il'l 01 P:ll:lIdWO:l u;;l;;lq sut{ )fJOM
:lIp :llUSU:l 01 AP;;ld()ld lpns p:ldsu! 01 ,{l!Ut\l1oddo UT: put{ sut{ l:lpU:l"l mun sp:le:J01d eOUlWISU! lpns Plul[
Ollt{gp ;;llP :lAUt{ Hut{s J:lpU:l'l 'pop:ld UOplll01S:lJ pUR J!ud:lJ q;)ns gupna "p:lU:lSS:lI lOU S! Alj.ln:J:lS S,J:lPU:l'l
pU13 :lIq!813:lJ ,{HU;)!WOUO:J:l S! J!ud:lJ JO UOp-eJ01S;)J ::llp J! ',{p;;ldold :It{l JO l!13d:ll 10 UOPU101S;;l1 01 p.)jIddt! :lq
HUt{S 'J:lpu<Y] ,{q p:lJjnb:lJ 813M :l:lU13.lnSU! gU!AI.l:lPun :It{llOU JO J:lql;;lqM. 'sp;):l:lOld :l:lURlUSU! AU13 'gUPPM U!
:l:llgU ;;lS!Ml:lqlo J:lMOJJOg pU13 l:lPU;)'l SS:lIUn 'l:lMOJJOg Aq AndwOld :lp-ew 10U Jj SSOI JO JOOJd :l){eW AtlW
J:lpU:l'l 'J:lpu:Y} pUP. 1:l!11P.::l ::!::llItunstl! :;Illl 01 :;I:'!lou 1dwOJd ;)A!g l{l!t{s 1QMOJJO(l 'SSOl JO 1U:lA:l :It{l uI
':l:lAtld ssol {l!UOp!Pptl ue 813 JO/PUP. ;);;lgUgl-IOW 813 l;)PU<Y} ;;lWl!U H-eqs
pU13 :lsn-ep ailtlgllow pJt!pU131S U :lpnpu! Huqs hOHOd t{:lns 'AU;;ldold ;;lql 'JO UOp:lrulS:lp JO '01 ;;liltlWl!p JOJ
'l;;JpU;;J'l Aq peJ!nb:ll ;;JS!M.l;;Jl[lO 10U ':lilUJ:lAO:l :loUP.Jnsu! 10 WlOJ AUP. SUP!lqo l:lMOJJOg JI 'S:lO!lOU fllM:lU:lJ
pUP. swn!W;)Jd pfl:!d JO sld!;)o;)J Ht! .l:lpU:Y} 01 :lA!g Andw01d Hut{s J:lM.OJJog 's;;lJjnb:lJ J:lpu:Y} JI 'S;)ltl;)y!U:l:l
fllM;)U;)J pUll S:lPHod :It{1 Ploq ollqilp :It{1 ;)AUq Huqs J;)PU:l"l ":l:lAud ssol lUUOQWp13 UR su JO/PUll :l:llJtliluow
S13 J:lPU;)'l ;)WtlU Htlt{s pUll ';)sntlp :llJtliluow pJl!pUlllS tl :lpnpu! Ifllqs 'S;;lPHOd q:lns :lAOJddus!p 01 1qlJ!1
S,l;;lPU:l'l OllO:lfqns ::lq Ifllqs S:lpHod qons JO SlllM.;)U;)J pUll .l::lpu:Y} Aq p;)J!nb;;lJ S;;lPHOd ;):lURlUSU! HV
"lU:lwAud lJU!ls.mb;;lJ J;;lM.OllOg Ol.1;;lPU"'l
WOll :l:lnOU uodn 'lS:ll;)lU! q:lns q1!M. ':lIqtlAtld ;)q Ifllqs pUll lU:lW:lSlUqS!P JO ;)ltlp ;)ql WOlJ ;)lUJ ;)lON :lql 111
lS:;I.1:l1U! Jl!;)q Ifllqs SlUnOUIl! ;)S;)q~ 'lU;;lWru1suI A1!.ln:l;;lS SIt{l ,{q p.un:l;)s J;;lM.0.l10g JO 1q;)P IUUOP!PPll :)WO:l;;lq
Huqs !; UOp:l:lS S!ql J;;lpUn l:lPU;)'l Aq P;)S.lnqS!P slunowu AUV 'paU!U1qo ;)AUq PInoo l;;lM.O.l1og 11lql ;):lUlllUSU!
JO lSO:l ;)ql P;;l;;l;)X:l AIllreOy!UlJjS It{g!W P:lU!tllqo OS ::lilUl;)AOO :lOUlllnSU! ;)ql JO lSOO ;;lql ltltp S:lilp;)lM.OIDptl
l:lMOJJOg 'P;)JJ;;l m AlSnO!A;)ld 813M URt{1 ;)gUl;)AO::l J:lSS:ll JO J;)lU;)llJ :lp!Ao.rd 11Ilt1ll pUP. ^1!J!fP'-!l JO pJ1!Z\!t{
':liSp Aue lSUfl!lJU 'Al.r;;ld01d :llp JO SlU;)lUO::l :It{l JO 'Al.r;)dOld ;;llJl U! Al!nb;;l S ,1;;lA\OJJOg 'l:lM.OJJOg l;);;llOJd 10U
lqg!W 10 1qlJ!W lnq 'l;;lpu~rl l:lAO:l Htlqs ;;liltll:lAO:l t{ons ':llOPl;)t{~ ";;lilU1;;lAOO JO lunoUIll 10 ;)dA1ltlIn::l!uud
AUll ;;lS13t{:)Jnd 01 UO!lUlJHqo OU .1:lpun S! J;;lPU;}'l -asuadxe S,JaM.UlluH. pUll uopdo S,l:lPU:l'l ltl ';)"tll:lAO:l
;;lOUllInSU! U!131qo htlW l:lpU:Y} ';;lAOqtl p:lqp:lS:lp S;;lgtll;;lAQ::l :llJl JO AUt-? U!tllU!tlli 01 sHtll 1;)M0.l10g 11
"l;)MOJJOg Aq UO!l:l:lfqo Ull WOlJ ilUmnS:ll UOptlU!Wl:ll;)P ;)UOZ pOOU AUt-? JO M:l!A;;ll
;;lql ql!A\ UOP:l;;lUUOO U! A:lU;)gV lU:lW:lgtlUllW AOU:lJJ1:lW3 IU1;)P;;ltI ;)lp Aq p;)sodw! S:l:lJ AUR JO lU;)WA13d
:lql JOJ ;)Iq!suods:ll aq oSfll H1!qs J:lMOJJOg 'UOHtl;)y!U:l:l 10 UOPUU!W1:l1:lp qons l;);;lJJtl 1t{g!W AIqtlUOStl:lJ
IP!tlM. Jll:l:JO SQjjUllt{::l .tl!HW!S .10 sgu!dd1!W:l.1 :lWH t{:lT3;;l S:ljj.1ut{:l lU;;lnb;)sqns pue S;;l:)!A.l;;lS UOH13:lY!P:l;) pUT:
UOHllU!Wl:l1<'Jp :lUOZ pOOij JOJ ;)glUqO :lWn -:lUO 13 (q) JO ~ S:l:l!AJ:lS lJUpP13l1 pUll UOPUOy!l-I:l:l 'UOPllU!Wl;;ll:lP
;)UOZ pOOlJ JOJ :llJJl!qo :lWp-:lUO 13 (u) :J:ltp!:l 'tmO'l S!t{l q1!M. UO!P:lUUO:J U! 'Aud 01 l:lA\OJJog :ll!nb:lJ
AUW l;;lPU<'J'l "AIqtlUOStl;)lUn P:lSP1;;lX;) ;)q 10U Htlqs lq~p lJ:l!qM. ';;l:l!Oq:l S ,J;)M.OllOg :lAO.Idd"l!S!p 01 lqgp
S,l;)PU:y} Ollo<'Jfqns l;)M.OllOg Aq U;)soq:J :lq l{l!qs :l:ltmlnSU! ::Jql llU!P!AOld l:lpJl!:l :l:JtmlllSU! :lq~ "tmO'l :lq1
JO WJ:ll ;)ql lJupnp :lfiUllq:J Utl:J S;)::)U<'JIU;)S fiUTP;;l;):lJd <'Jql 01 1tmnSllld s:ll!nb;;ll l::JpU:Y] lP.llA\. 's;),qnb:H l::lpu::q
1tlq1 spop:ld ;)q1 10J pUll (SI;;lA:l[ :lIqp:lnp:lp ilujpnpu!) slunoUIll :lql U! P;;lU!U1U!tlW ;)q Ifllt{s :l::lU13111SU! S!q~
';)::ltmJnsu! s;)l!nb:l.l J:lpu:Y} qO!qM. 10J 'SpOO[J ptm S<'J)[l!nbq1Jt!a '01 P:ll!WH 10U tnq '~u!pnpu! sp.rnzuq 1;;ll{10
Atro pm! .. ';;lS"I!.I;;lAO;) p:lpU<llX:l.. W.1:l1 aql U!q1!M. p:lpnpu! splezUl[ ':lJ!J Aq ssoI 1SU!tl!tl P<'JlllSU! AU:ldOld :llp
UO P:lP:ll:l 1;;lij:tl:l1:lq 10 ilups!X:l MOU SlU:lW:)AO.Idw! :llp d:l:l)f ]]1ll{S l:lM.OllOg ';JJullJnsuI Al-lado.ld 'S
"UllO'l S!q1 l{l!M. uO!l;)?UUO:l IT! l;)PU:Y} Aq p:lsn :l:l!AJ;;lS gU!UOd:ll
lO/PUll UOpll:lml;;lA Xlll ;)lU1S;;l fIl:ll "I! 10J ;;l~ltlt{::) <'JWP-;;lUO "I! Aud 01 l:lM.OJJog ;;ll!nb;;ll Al!lll l;;lPU:y}
'V UO!lO;;lS S!l{l uI ;;lAOqtl qUOJ l<'JS SUOPOtl :lql JO :llOW
10 :lUO ::!"l{l!1 .10 U::l!l ::np A)Splls ll1lt{s JQM.OlJog 'u:lA!il S! :l;)POU 113t{1 lJ:l!t{M. UO ;;ll13p :It{1 JO SA13p 01 U!t{l!M. "uaH
n ", ('I
.J U I..
"t~I~f:l,90
~
-
-
-
U873721.
'\ !) "}
lJ _ j
the excess, if any, paid to Borrower. Such insurance proceeds shall be applied in the order provided for in
Section 2,
If Borrower abandons the Property, Lender may file, negotiate and settle any available insurance
claim and related matters. If Borrower does not respond within 30 days to a notice from Lender that the
insurance carrier has offered to settle a claim, then Lender may negotiate and settle the claim, The 30-day
period will begin when the notice is given, In either event, or if Lender acquires the Property under
Section 22 or otherwise, Borrower hereby assigns to Lender (a) Borrower's rights to any insurance
proceeds in an amount not to_exceed the amounts unpaid under the Note or this Security Instrument, and
(b) any other of Borrower's rights (other than the right to any refund of unearned premiums paid by
Borrower) under all insurance policies covering the Property, insofar as such rights are applicable to the
coverage of the Property, Lender may use the insurance proceeds either to repair or restore the Property or
to pay amounts unpaid under the Note or this Security Instrument, whether or not then due.
6. Occupancy. Borrower shall occupy, establish, and use the Property as Borrower's principal
residence within 60 days after the execution of this Security Instrument and shall continue to occupy the
Property as Borrower's principal residence for at least one year after the date of oCl,:upam.:y, unless Lender
otherwise agrees in writing, which consent shall not be unreasonably withheld, or unless extenuating
circumstances exist which are beyond Borrower's control.
7. Preservation, Maintenance and, Protection of the Property; Inspections. Borrower shall not
destroy, damage or impair the Property, allow the Property to deteriorate or commit waste on the
Property. Whether or not Borrower is residing in the Property, Borrower shall maintain the Property in
order to prevent the Property from deteriorating or decreasing in value due to its condition, Unless it is
determined pursuant to Section 5 that repair or restoration is not economically feasible, Borrower shall
promptly repair the Property if damaged to avoid further deterioration or damage, If insurance or
condemnation proceeds are paid in connection with damage to, or the taking of, the Property, Borrower
shall be responsible for repairing or restoring the Property only if Lender has released proceeds ,for such
purposes. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of
progress payments as the work is completed, If the insurance or condemnation proceeds are not sufficient
to repair or restore the Property, Borrower is not relieved of Borrower's obligation for the completion of
such repair or restoration,
Lender or its agent may make reasonable entries upon and inspections of the Property, If it has
reasonable cause, Lender may inspect the interior of the improvements on the Property, Lender shall give
Borrower notice at the time of or prior to such an interior inspection specifying such reasonable cause.
S, Borrower's Loan Application. Borrower shall be in default if, during the Loan application
process, Borrower or any persons or entities acting at the direction of Borrower or with Borrower's
knowledge or consent gave materially false, misleading, or inaccurate information or statements to Lender
(or failed to provide Lender with material information) in connection with the Loan. Material
representations include, but are not limited to, representations concerning Borrower's occupancy of the
. Property as Borrower's principal residence,
9, Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If
(a) Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there
is a legal proceeding that might significantly affect Lender's interest in the Property and/or rights under
this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for
enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or
re,gulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is
reasonable or appropriate to protect Lender's interest in the Property and rights under this Security
Instrument, including protecting and/or assessing the value of the Property, and securing and/or repairing
the Property, Lender's actions can include, but are not limited to: (a) paying any sums secured by a lien
which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable
BBAP-100
Page 7 of 16
InltlaIS:~
0103256780
.. -6A(WY) 100061.01
$
Form 3051 1/01
~
-
-
-
08L.95ZEO'[O
(#::S1.11IUI
9 L 10 a e6ed
LO-(9000I (AM)'o'9-"
LOlL L90E WJO~
OO,[-d'laa
.punja.l AUB Ol .Ia,"o.l.loo: annua lOU IP.'" Aaql pUB 'a:mB.lnsuI a~B~l.IOW .I0j a,"o IP.'" .Ia,"onog
lunowu aql asua.I;)U! JOU IH'" sJUiJwaa.I3u q;)llS .URO'] a4J jO SlU.taJ .ta4W AUB .tu 'a;)u1UnsuI a3B3l.Iow
.I0j ABd Ol paa.l~B SBq .Ia,"o.l.loo: lBql SlunOWB aql paJ.lIl lOU lU'" sluaWaa.l~B q:ms AllV (B)
:l~qund ,,'~;)Ul-llnSUpl aApdl!;)" paWlal uallO S! lU~W~llUl!lll! aql 'lamSU! alp 01 P!l!d swn!ll~ld
aql }O all!qs l! 10} a<lUl!q;)xa U! J(sp s,lamSU! ~ql }O all!qs l! sa){Rl lapua"] }O ~ll!nY1l! Ul! ll!ql sap!Ao!d
luaWaaliil! q;)ns JI 'sassol llU!:Jnpal 10 'J(S!l S,lamSU! ~1ll!1l110W aql lJU!AJ:WOW 10 iiU!ll!qs 10} allUl!q;)xa
U! 'a:JU!!mSUI aiil!<luow 10} SluawAl!d S,l~h\OllOg }O uoplod l! (Sl! pazpal::Jl!ll!q:J aq lqii!w 10) W01} aApap
ll!ql SlUnOWl! (All;)~l!PU! 10 A{l;)al!p) aAp;)al Al!W 'iiu!oiialO} aql }O AUl! }O all!!HJJl! AU!! 10 'AlPU~ laqlo AUl!
'lalnsupl AU!! 'lamSU! JalllOU!! 'aloN aql }O laSl!q;)lnd AUl! 'lapua"] 'sluaWaaliil! asalp }O l{nsall! sy
'(swnIWQld a;)Ul!mSUI
aiil!iiuow W01} paU!l!lqo sputlJ apnpu! Al!W q;)!qM) a]ql!Hl!Al! aAl!q Al!W lalnSU! aiil!iillOW aql 1l!1:(1 sputlJ }O
a;)lnOS AUl! iiu!sn sluawAl!d a){Rw ollamSU! a~l!~UOW aql alInoal Al!W sluaWaal~l! asa1:(~ 'sluawaa1gl! as~ql
01 (sa!lll!d .TO) AUl!d 1a1:(10 ;".Iq1 pU\? l;".1111SU! ;')'i1l!'i1uow ::np 01 ,u01::1t!JSpt!S ;;Ill! retp suo!l1puo:J pU!! SW1::11 UO ::Ill!
slUama;;l1gl! asaq.L "sassol a;)npa1 .IO 'J(Sp l!alp AJ:!POW 10 all!1:(s 1l!1:(1 sapll!d laqlo ql!h\ sluaWaaliil! OlU! laiua
Al!W pUl! ',~wp 01 amp W01J a;)lO} ul a;)Ul!Jnsul 1:(;)ns Ill! Uo )(S!l {l!lOl lIal{l ;;lll!n{l!A;;l SJ;;lJnSUl <'l~l!guow
"a:JU\?lnsuI
a~l!~llOW atp 01 hued l! 10U SI J<'lMOllOg "pa;;l1JJl! Sl! Ul!o'l ;;l1:(1 Al!d<'lJ 10U saop JaM0110g }! lll;)Ul Al!W
11 saSSO{ Ull!ua::l 10} (alON ~q1 S<'lseq::lllld lel{l Al!lua AUl! 10) lapUa"] saslnqW!al aOUl!lllsuI alle~uow
""lON atIl u! pap!l\old ''It!l aq1lt! lSal;}lU! Alld 01 UO!lIl'i1!L4.U S,l;}h\UllU8 Sp;;l}}e or uO!loas
S!ltl ul ~U!1:(lON 'Me'l alql!;)nddy Aq pallnoal sl UOPl!UlUUal Hlun JO Uopl!u!lllal q::lns 10} llu!p!AOJd .Iapu:J"]
pU!! lah\Ollog Uaah\laq lUaWaallll! uanph\ AUl! 1:(11h\ Q:Jtn!p.Ioo:Jl! U! spua a;)tn!lllsuI allelll-IOW 10J luawa11noal
S,lapU;}"] Hlun ';}I\.lasa.l SSU[ a[4.l!putlJ;;l.l-UOU l! ap!AOld 01 10 'paJJa U! a;)Ut!lllsuI <'l'i1l!fluoW U!l!lU!l!W
01 pallnoal swn!wald a1:(l Al!d 1Il!1:(s lah\Ollog 'Q;')Ul!lllSUI aiil!guow 1O} smn!wald a1:(l pll!h\Ol slu~wked
, pall!ug!Sap APll!ll!das a){Rw 01 pallnoal Sl!h\ lah\OJ.Iog pUt! Ut!o"] aql a'uprew }.O Uonwuoo l! Sl! a;)U!!lllSUI
::J1MJl-IuW paJ!nb;;ll l::Jpua"] JI ";;l;,)U!!JnSUI a'i1l!'i1uow 10} swnlwald a1:(l pl11h\Ol sluawked pall!u:81sap Alal11ll!das
Sal!nOal lapUa'l pUt! 'palr!elqO sl 'a{q11Hp.Al! SQwo;')aq U!l!gl1 lapu:q Aq papaps lamSU! Ut! Aq paP!AOld
(sal!nO;)l lapua'lll11:(l pop<'ld altl10} pUt! lunotUl! Q1:(l uO alll!l:Jl\o;,) a;')Ut!lllsuI ;;la'l1a'llOW J! SlUaWAl!d aAlas;;u
ssol allnbal Ja:8uo{ ou Ut!:J lapu:J"] 'aAlaSQJ SSOl 1:(:ms uo S:8UllU11a 10 lS<'lJalU! AU!! lah\Ollog A11d 01 p;)J!nb<'lJ
aq 10U lll!qs Japu:J"] pUl! 'lIflJ Ul P!l!d A{all!Wmn S! Ul!01 aql 1l!1:(1 pP.} aql a'UlpU'elS1:(llh\lOU 'a{ql!pUflJaJ-UOU
aq {{l!qs al\l;)S;)l 'SSO{ 1:(:Jns 'a;)Ut!lllsuI QllellUOW JO nan Uj al\l;)Sal SSO{ a{ql!pUflJal-UOU P. Sll. sluawAl!d
::JSQql u!l!lal pU!! asn 'ld<'l;');')l! Hlh\ lapu:J"] 'P<'lJ}<'l ul <'lq 01 paSl!a;') aii11JaAO;') ;);')UP.lllSU! a1:(l ua1:(h\ anp aJah\
ll!ql SlU;)WAl!d P~ll1ug!Sap A{alp.ll!das aql JO lunourn a1:(l Japua'l 01 A11d 01 anupuo;') {ll!qs JaMollOg 'a]ql!Hl!Al!
10U SI aiil!laAOO a;)Ul!lllsuI alll!a'uow lUa{l1A!nOa A{{l!pU!!lsqns 11 'Japua'l Aq pal;')aps lalllSUl aa'eguow
all!Walll! lre WOll 'pana ul A{SnOlAaJd <'l;')UP.lllsuI agl!guow ;;l1:(1 JO lah\OllOg 01 lSO;) a1:(l 01 1Uall!AlnO;;l
A1{l!put!lsqns lSO;) l! 1l! 'loana Ul A{SllOlAald aoUt!msuI ag11guow aql OJ lua1l!AlnO;;l AII11pmnsqns agl!JaAOO
Ujl!lqo 01 p;;ll!nOal swn!llald aql Ap.d {{l!1:(s lah\Ollog 'a;)U'elllsuI a\3l!guow 101 swn!w<'lld aql Pll!h\Ol
SlU<'lWAl!d pal11U1l1S;;lP Alall!ll!das a){RW 01 P<'lJlnO<'lJ Sl!h\ lah\Ollog pUP. a:Jut!lllsU1 q:Jns P;;lPIAOJd AlSnOjAald
1111:(1 Jamsuj ~gl!a'llOW aql WOlJ ;;l{q11{!l!A11 aq 01 sasp.a;') lapu:J"] Aq paJ!noaJ agp.laAo:J a:JlrelllsUI ;;lg'eglJOW a1:(l
'UOS11aJ AU\? JO} 'JI "lOa}1" ul a;)u\?lnsuI ;)'i1e'i1uoW aql U!'elU!l1W 01 p;;ll!nOal swnlwald at(l Aed Tll!t(s lah\Ollog
'ut!<YJ aql a'U!){Rw }O UOjljpUO;) II Sll a;)U'emsuI ag11guow pal!nOaJ lapua'] JI ';;lJu1l.InsuI a~hdll.IoW '01
"gupph\ U! J<'l'i1J<'lW at(l 01 sa~la'l1 lapu:J"]
ssa{un <'lgJ<lW 10U {{l!1:(S ann aa.:J <It{l plre PIOt{<'lSl!<'l1 <1m 'AuadOld at{l 01 aUn aaJ S;;ll!nOOl! l;;lh\OllOg J1 "aSl!;;l{
~1:(1 }O SUOISll\Old a1:(l {{l! t(11h\ A{dwo;) {{l!lls lah\OJlog 'p{01:(aSl!a{ l! Uo Sj lU;;lwrulsuI Al!Jn;)<'lS Slql}1 .
, "luawAl!d
a'Ullsano;).I lah\OJlog 01 .lapua'l W01J ;;lOnOU uodn 'lSalalU! t{;)ns t{l!h\ '::IJqP.Ap.d ::lq {{l!I{s ptm lU::Jm::Js.mqs!P
}O all!p at(l WOlJ ~1111 ~loNaql 111 lSalalU! ll!~q {{l!1:(s slunolUU <'lS<'lt(.L "lUawrulSUI Alpm<lS S!1:(l Aq paJn;')<lS
laMollog }O lqap {l!UOpIPPl! ;:lwo:Jaq llll1:(s 6 UO!l;)<'lS S!1:(l l;;lpun l<'lpua'] Aq IpaslnqslP SlUnOtUl! AUY
"6 UO!l;):JS S!q1l:Jpun p;;Izpotnnu SUO!lOU
Ill! 10 Aut! gU!){Rl10U 101 Al!Hqnn ou Slll:Jlr! JapU<'l']lllql pa;;lJll11 S! 11 'OS op 01 UOll11a'nqo JO AlOP AUll Japun
10U SI pU'e os op 01 aAllt( 10U saop Japua'] '6 uOp:J~S slI{llapun UOpOl! a){Rl A'eW Japu:J"] t{~noql{y "1Jo JO uo
paUJUl S::J!l!{~ln :)AUt( ptll! 'SUOP!puo:J snoJ:JJiutlp lO SUOnU{O!A apoo laqlO lO 'i1U!PIlnq all::U!W!{a 'sad!d mOlJ
JalllM UjlllP 'Sh\OPU!M pU!! SlOOp dn pJl!oq 10 ;;lol!{dal 'S)(;)Ol aJiUll1:(o 'sJ!l1daJ a){l!w OJ AuadoJd alll ~U!J~lUa
'01 pal!illn 10U sl lnq 'S<'lpnpu! A1Jadold <'It(l 'i1upnoas "iiu!paa;)Old AOldtlD[Ul!q e U! uop~sod paJnoas sll
a'u!pnpu! 'lUOmtulSUI Alpnoas S!qll<lpun slqllp lO{pU\? Alladold aql U! lsal::Jlu! Sl! l:J::JIOld 01 s::J;JJ ,SAaWOUl!
p (" ("
J J \J
'tZI~' {; !..J~O
~
-
-
-
(} 87 3~'l;'::1.
009
(b) Any such agreements will not affect the rights Borrower has - if any - with respect to the
Mortgage Insurance under the Homeowners Protection Act of 1998 or any other law, These rights
may include the right to receive certain disclosures. to request and obtain cancellation of the
Mortgage Insurance, to have the Mortgage Insurance terminated automatically, and/or to receive a
refund of any Mortgage Insurance premiums that were unearned at the time of such cancellation or
termination.
11. Assignment of Miscellaneous Proceeds; Forfeiture. All Miscellaneous Proceeds are hereby
assigned to and shall be paid to Lender. ' ,
If the Property is damaged, such Miscellaneous Proceeds shall be applied to restoration or repair of
the Property, if the restoration or repair is economically feasible and Lender's security is not lessened,
During such repair and restoration period, Lender shall have the right to hold such Miscellaneous Proceeds
until Lender has had an opportunity to inspect such Property to ensure the work has been completed to
Lender's satisfaction, provided that such inspection shall be undertaken promptly. Lender may pay for the
repairs and restoration in a single disbursement or in a series of progress payments as the work is
completed. Unless an agreement is made in writing or Applicable Law requires interest to be.paid on such
Miscellaneous Proceeds, Lender shall not be required to pay Borrower any interest or earnings on such
Miscellaneous Proceeds. If the restoration or repair is not economically feasible or Lender's security would
be lessened, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument,
whether or not then due, with the excess, if any, paid to Borrower, Such Miscellaneous Proceeds shall be
applied in the order provided for in Section 2,
In the event of a total taking, destruction, or loss in value of the Property, the Miscellaneous
Proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with
the excess, if any, paid to Borrower. '
In the event of a partial taking, destruction, or loss in value of the Property in which the fair market
value of the Property immediately before the partial taking, destruction, or loss in value is equal to or
greater than the amount of the sums secured by this Security Instrument immediately before the partial
taking, destruction, or loss in value, unless Borrower and Lender otherwise agree in writing, the sums
secured by this Security Instrument shall be reduced by the amount of the Miscellaneous Proceeds
multiplied by the following fraction: (a) the total amount of the sums secured immediately before the
partial taking, destruction, or loss in value divided by (b) the fair market value of the Property
immediately before the partial taking, destruction, or loss in value. Any balance shall be paid to Borrowcr,
In the event of a partial taking, destruction, or loss in value of the Property in which the fair market
value of the Prppeny immediately before the partial taking, destruction, or loss in value is less than the
amount of the sums secured immediately before the partial taking, destruction, or loss in value, unless
Borrower and Lender otherwise agree in writing, the Miscellaneous Proceeds shall be applied to the sums
secured by this Security Instrument whether or not the sums are then due.
If the Property is abandoncd by Borrower, or if, after notice by Lender to Burrower that the
Opposing Party (as defined in the next sentence) offers to make an award to settle a claim for damages,
Borrower fails to respond to Lender within 30 days after the date the notice is given, Lender is authorized
to collect and apply the Miscellaneous Proceeds either to restoration or repair of the Property or to the
sums secured by this Security Instrument, whether or not then due, .Opposing Party" means the third party
that owes Borrower Miscellaneous Proceeds or the party against whom Borrower has a right of action in
regard to Miscdlalleous Proceeds, '
Borrower shall be in default if any action or proceeding, whether civil or criminal, is begun that, in
Lender's judgment, could result in forfeiture of the Property or other material impairment of Lender's
interest in the Propeny or rights under this Security Instrument. Horrower can cure such a default and, if
acceleration has occurred, reinstate as provided in Section 19, by causing the action or proceeding to be
dismissed with a ruling that, in Lender's judgment, precludes forfeiture of the Property or other material
impairment of Lender's interest in the Property or rights under this Security Instrument. The proceeds of
any award or claim for damages that are attributable to the impairment of Lender's interest in the Property
are hereby assigned and shall be paid to Lender.
All Miscellaneous Proceeds that are .not applied to restoration or repair of the Property shall be
applied in the order provided for in Section 2.
Page 9 of 1 5
Initl'I'~
0103256780
BBAP-100
. -6AIWYII0005),01
@
Form 3051 1/01
.....
-
-
-
08L9SZEOtO
#:.1811IUI
9 \ 10 0 \ aG8d
10'(9000) (AMIV9-_
LOlL L90€ WJo,j
OOt-dYS:S:
"lU::lWnllSUI
~pn:>::lS SItU l:lpUn lU::lW::llInb;;ll ~u!PUOd!\:lllO" :lln ,()spus tl!M. lU::lW::llInb;'l M.u'] ::lyqu:>nddy ::lql 'M.u']
::llqe:>nddy l::lpUn p::llInb::ll OSl'~ sI lU::lWnllSUI Alpn:>::lS SIt(l Aq p:l1Inb::l1 ::l:>pou AUl:? "n '1:lpU:ll Aq p:lAp:>::l1
All'mpU lpun l:lpU:Y] 01 u;;lAIg U::l:lq dARt( 01 p::lW::l::lp ;Jq lOU nUt(S lU::lWnllSUI Alpn:>::lS SIt(l t(HM. uOp:>::lUUO:>
uI ;J:>pou AUV "1:lMOllOg 01 ::l:>pou Aq SS::llppU 1:lt(10Ul! p::lll!ugIS;JP Slit( l.!PU:>'1 sS:lIUIi Up1:lt( p;JIUlS
SS:l1ppe S ,1::lPU::l'1 01 HRW SSRp lS1U Aq H ~UmRW Aq 10 H ~Up:lAn::lp Aq U::lAI~ ::lq HUt(S l::lpU::l'] 01 ::l:>pOU
AnV '::lWp ::lUO AUl:? lU lU::lWnllSUI Alpn:>::lS SIt(l 1::lpUn SS::l1ppU ::l:>pOU P::llUU~!S<lP ::lUO AIUO ::lq AUW ::l1::lt(l.
"::llllP::l:lOld p<lIJp<lds Wql qgno.np SS:lJppe JO :)~Imt(::l e 110d<lJ AllIO nuqs J<lM.OlJog U<llll 'SS<lJppU JO <lgmnp
S,1;;lM.OJlog ~UIUod::l1 101 :unp::l:>old e S::lUP;Jds 1::lPUd'1 n "SS;J1ppU 10 ::l~uut(::l S,1::lM.OllOg 10 1::lpU<I'1 Al!lOU
AlldwOld Hut(s 1::lM.0110g '1::lPU;l'1 01 <I:>HoU Aq Ss;uppu ::l::lpOU ::llnlIlsqns 11 P;llRU~IS::lP sut( 1<lMOJJOg SS:lyun
SS::lJPPy AtJ::ldOJd :It(l :lq nuqs SS<lJppU ::l;)IlOU ::lql. "<lSIAU:lqlo s::lJInb::lJ AISS<lJdx<l IM'1 dyqU:lHddy SS<llun
S1::lMOJlOg UU 01 ::l:>pou ~nnmSUO:> rret(s 1::lMOllOg ::lUO AUU 01 :l:>poN 'Sut!::lW 1::llpO Aq lU::lS JI SS::llppU ::l:>pOU
S,1::lA\01JOg 01 P::l1::lAIldP ^ll'ml:m U;Jt(M. 10 Hum ssup lS1Y Aq P::lHUW U::lt(M. 1::lM.OllOg 01 U::lAI~ U::l::lq ::lAUt(
01 p::lW::l::lp ::lq nut(s lU::lWnllSUI Alpn:J::lS SIt(l t(1!M. uO!l::l::luuo:> uI 1dMOllOg 01 ::l::l!lou AUY "<1uq!JM. U! <lq lsnw
lU::lWnllSUI AHm:>::lS slt(l t(l1M UOH::l:luuo:> If! 1::lpU:Y] 10 l::lM.OllOg Aq U::lA!~ S::l:>IIOU ny 's;):>J1.oN 'Sl
'::l~1llt(:>1::lAO t(:>ns 10
Ino lSu!spu ::lAllq It(~IW J<lM.OJJog Uo!pn JU 14i1P Aun 1U l::lA!llM. II ::llnl!lsuo:> lHM. l::lM.OllOg 01 lU::lwAlld l:>::llIP
Aq ::lpUID punJdl t(::ms AUU 10 :l:>uuld::l:>:>U S,l::lMOllOg "(::lION ::It(l l::lpUn 10J p::lPIAOld sI ::ljJ.ret(:> lU:lWAud:lld
U IOU 10 l::lt(l::lt(M) ::l~.reIp lU::lWAud::lld Aut! lnoqlIM. lU::lWAUd::lld reHmd U su P::lIU::lll ::lq InA\ uOH:>np::ll
::It(l 'IlldpU!ld S::l::lnp::ll pUI1J<l1 II 11 "l::lMOllOg 01 lU::lWAUd p:ll!P R :3up{ew Aq 10 :lION :It(l J::lpun p:lMO
lRdpUIld ::It(l gupnp::ll Aq pUtlJ::ll SIt(l ::l~W 01 :lSOOt(:> ^t!w l::lpU:Y] 'l::lMOJJOg 01 p:lputlJ:lJ :lq lHA\ slIwn
P::lllIWl:ld p:lp::l::l:>X::l t(:>It(M 1:lMOI10g utol] P:lp:lIIO::l ApR::lllU swns AID:! (q) pID:! :l!Wn P::lll!UIJ;}d <It(l 01 ::lgJut(:>
<141 <I::lnp<ll 01 A1USS::l:>::lU lUnOutU ::It(l Aq p::l:>np::ll ::lq IIUt(S ::l1l1Uq:> Ul:?01 t(:>ns AID:! (U) :U::llp 'SlIutH p::lllIlUl::ld
:It(l P::l::l:>X::l uuo'1 ::lql t(HM UO!P::lUUO:> If! P::ll:>::lIIO:> ::lq 01 JO p:ll:>::lnO:> S:lg.ret(:> Ul:?011::lt(10 10 is:ll:llUI :lql luql
OS P::ll::lldI::llU! AIlRIf!J sI MUIIUt(l pU'l! 'S:llJ.req:> ut!ol mnwprnw Sl::lS t(:>!t(M MUI U 01 p::lfqns s! ut!Ol ::lql n
'MU'] ::llqU:>Hddy Aq 10 lU::lWnllSUI Alpn;'::lS sIql Aq paHq!t(Old AISS::lJdxa alU lUt(l sa;}l
::lg.req:> IOU hUW l:lpua'1 "a<lJ q:>ns JO gU!g.ret{::l :lql uo uop!Q!t(old n su P::lnllSUO::l aq IOU tlUqs J:lMOllOg 01 :l::lJ
:>YP::lds R <lg.req:> ollUaWtUlsul Alpn:>as S!t{l UI AlpOt(lTIU ssaldx:l JO a:>u::lsqu at(l 'S::l::lll::lt{lo Aut! 01 pluil::ll UI
'S::l::ll uOHenlUA put! uop:>adsu! Al1::ldOld 'S:laJ ,SA::lWOllU '01 P::lHWH IOU Inq 'gUIPnl:JUI 'lU::lWnllSUI Alpn:>as
sIqll::lpUn Slt(gp put! AtJ::ldOld :It(l uI lSal::llU! S,l;}PU:;ljgU!l:>::llOld JO ;}sodInd :llp10J 'lITIRPP S.J;}MOllOg
t(HM uO!l:>::luuo:> uI P;}WlOJl;}d S::l:>!A.I::lS 10J sa::lJ l;}MO.uOg ;}~buq:> AUW l::lpUd'1 osalJ.lBl{;) UBO'} 'N '
'l::lpU:Y] JO suilISSU ptrl! SlOSS::l:>:>ns ;}t(llg::lU:lq pUR (OZ UOH:J::lS
U! P::lPIAOld SU Id::l:>X::l) pUIq IlRqs lU::lWTIllSUI hlpn:>as S!t{l 10 slU;}W::lalilu put! SlURuaAO:> at(l. 'ilU!lpM
uI ;JSU::lI::ll q::lns 01 s:lalil-e l:lpU<YJ ssayun lU:lWnllSUI Alpn:>as S!t{l 1apun AHnq-en pUR SUOHRgnqo s,l::lMOlJOg
WOl] p:lsRalal ::lq IOU lIut(s laMollog 'lU:lWTIllSUI AHm:>:lS sIt(llapun SlY:lU:lq pUB Slt{gp S,l::lMOlIOg 10 lIu
If!Ulqo Hut(s 'lapua'] Aq p::lAOldd-e sI put! 'gU!lPM UI lU::lWtlllSUI AHlll:>:lS sIqll:lpUn suo!lu~Hqo S.l:lMOllOg
sawnss~ OqM l::lMOllOg JO lS::llalUI Ul 10SS;}:>:>ns AUB '8T uO!l:>as 10 SUOJSIAOld aql 01 l:><lfqns
"luasuo:> S .1::lUg!S-0::l
at(l InOt(l!M aloN aql 10 lU:ltunllSUI AIPll:>:lS SIqllo SWl::ll aql 01 pluil::l1 ql!M sUO!lUpOUIWO:>:>U hut! ::l~W
10 .re:lq10J 'AlJPOW 'PU::lIX::l 01 ;Jalilu UB:> laMOllog l::lijlO Aut! put! l::lpU:YJ lRln s~::u'iil! (:J) pun ~lu:mlnllSUI
hlPn:!as SIlll Aq p:llll:)as swns alp And 01 p::llU~nqo hllUUOSl::ld IOU SI (q) :luaWTIllSUI ^l!lll::las sIql JO SWl:ll
aqll:lpUn AtJadOld :lql uI lS:llalU! S .1:lugIs-0:> <It(l h:lAUO:> put! lID:!lg 'a~uiil1ow 01 AYUO lU::lWnllSUI Alpll:><lS
sJlll 'BUJu'BJs-o:> St (u) :(..J:luilIS-O:>" u) <lION aijl ::lln:);'JX~ 10U s~np tnq lU:JutnllSUI Alpn:'l<l$ S!t(l suli~s-o::l
Ot(M laMOJJog Aut! 'laA::lMOH "lRJ::lAas pUB lUIOf aq lIuqs hlmqun pID:! suopugnqo S,l::lMOllOg lUt(l S::lal~U puu
Slut!U::lAO:> laMollog 'punog SU~!sSV pUB S.IossaJJns ~S.Iau~!s-o;) ~AmJqB!'I IB.laAas pUB lU!Of on
, Ap::lID::l.1 .10 lqlip AIm JO aSI::lJ::lx::l ::lql <lpnpaJd
10 10 l:lAIUM R aq IOU IIllqs '::lnp U;}qllunourn at(l uuql SS::l1 slunoure uI JO'JaMollog 10 IsolaluI U! SlOSSa;):ms
10 S;}P!lU::l 'SUOSl::ld pJ!ql WOll sluawAud JO ::l:>UBlda:>:>e S,lapu'l'1 'uopuIIWH moqlIM 'ilu!pn{:>u! ,Ap:lWal
.10 ll[g!l AIm '<1U!SI:ll:;lX:l uI l;'JPU;"1 Aq a:>UUIe:>q10J AUY 'l::lM.0110g JO lSQl::llUI uI SlOSS:l:>:Jns AIm 10 laMollog
IUUJ~PO alp Aq ap-ew put!W::lp AUB 10 uos-eal Aq lUaWnllsuI Alpn:>as S!t{l hq P::lJTI:>:lS swns at{llo uopuzIUourn
AlIPoW <lS~Mlat(lO 10 lU::lWhUd 101 ::lWH pu:nxa 01 ::lStlJal 01 10 l::lMOllOg 10 IS::l1::l1UI U! 10SS::l:J:>ns hut!
lsupzliu s'BU!p::l::l::lold ::l::lU::lWWO::l 01 p::lJJnb::ll <lq IOU IIllqs l::lpUdl "l::lM.OllOg JO lsa.l:JluI uI SlOSSdJJIIS Aun 10
l:lMOllOa JO Almqun aql ::ls-e::lI:ll 01 alulado IOU Huqs laMollog 10 lsal::llul U! lOssa:>:>ns AUR 10 l::lMOllOg 01
J:lpua'] Aq P::llut!l'BluaWtUlSUI ~pn:>as S!lll Aq palll:>::lS swns alpjO UOIIRZ!UOurn 10 UOpU:>mpOW 10 luaWARd
.I0J ::lWH ::lql JO UOISU<llXg: '.IaAIBA\. B JON .Ii1pUiI'l AS: iI;JUIWJ<Jq.lO.1 !p<JSB<J[<JH JON .I<1A\O.l.lOO: 'tI
OTO
l:Z~<t'~RO
~
-
-
-
GB7:1'~1Z:l
011
16, Governing Law; Severability; Rules of Construction. This Security Instrument shall be
governed by federal law and the law of the jurisdiction in which the Property is located. All rights and
obligations contained in this Security Instrument are subject to any requirements and limitations of
Applicable Law. Applicable Law might explicitly or implicitly allow the parties to agree by contract or it
might be silent, but such silence shall not be construed as a prohibition against agreement by contract. In
the event that any provision or clause of this Security Instrument or the Note conflicts with Applicable
Law, such conflict shall not affect other provisions of this Security Instrument or the Note which can be
given effect without the conflicting provision,
As used in this Security Instrument: (a) words of the masculine gender shall mean and include
corresponding neuter words or words of the feminine gender; (b) words in the singular shall mean and
include Lhe plural and viet: vt:rsa; and (c) the word "may" gives sole discretion without any obligation to
take any action.
17. Borrower's Copy, Borrower shall be given one copy of the Note and of this Security Instrument,
18. Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18,
"Interest in the Property" means any legal or beneficial interest in the Property, including, but not limited
to, those beneficial interests transferred in a bond for deed, contract for deed, installment sales contract or
escrow agreement, the intent of which is the transfer of title by Borrower at a future date to a purchaser,
If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower
is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior
written consent, Lender may require immediate payment in full of all sums secured by this Security
Instrument. However, this option shall not be exercised by Lender if such exercise is prohibited by
Applicable Law.
If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall
provide a period of not less than 30 days from the date the notice is given in accordance with Section 15
within which Borrower must pay all sums secured by this Security Instrument, If Borrower fails to pay
these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this
Security Instrument without further notice or demand on Borrower,
19. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions,
Borrower shall have the right to have enforcement of this Security Instrument discontinued at any time
prior to the earliest of: (a) five days before sale of the Property pursuant to any power of saLe contained in
this Security Instrument; (h) such other period as Applicable Law might specify for the termination of
Borrower's right to reinstate; or (c) entry of a judgment enforcing this Security Instrument. Those
conditions are that Borrower: (a) pays Lender all sums which then would be due under this Security
Tnstmment and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or
agreements; (c) pays all expenses incurred in enforcing this Security Instrument, including, but not limited
to, reasonable attorneys' fees, property inspection and valuation fees, and other fees incurred for the
purpose of protecting Lender's interest in the Property and rights under this Security Instrument; and (d)
takes such action as Lender may reasonably require to assure that Lender's interest in the Property and
rights under this Security Instrument, and Borrower's obligation to pay the sums secured by this Security
Instrument, shall continue unchanged. Lender may require that Borrower pay such reinstatement sums and
expenses in one or more of the following forms, as selected by Lender: (a) cash; (b) money order; (c)
certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon
an institution whose deposits are insured by a federal agency, instrumentality or entity; or (d) Electronic
Funds Transfer, Upon reinstatement by Borrower, this Security Instrument and obligations secured hereby
shall remain fully effective as if no acceleration had occurred, However, this right to reinstate shall not
apply in the case of acceleration under Section 18,
20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in
the Note (together with this Security Instrument) can be sold one or more times without prior notice to
,Bonower. A salt: llught resuIL in achangt: in the entity (known as the "Loan Servicer") that collects
Periodic Payments due under the Note and this Security Instrument and performs other mortgage loan
servicing obligations under the Note, this Security Instrument, and Applicable Law. There also might be
one. or more changes of the Loan Servicer unrelated to a sale of the Note, If there is a change of the Loan
Servicer, Borrower will be given written notice of the change which will state the name and address of the
new Loan Servicer, the address to which payments should be made and any other information RESPA
Page 11 of ,15
'""'''#
0103256780
BBAP-100
_ -6A(WY) (0005),01
(J.\
Form 3051 1/01
......
-
-
-
08L9Sr:EO"[O
~:'I.!l!UI
9 ~ 10 Z ~ a6ed
@
~O'19000' IAMI'lf9'_
LOlL L90E WAO::l
OO"[-dvaa
'dnlrn~I;) pnU~WUOl!AUg: lrn 10J l~pU;~'l
uo uopt!iinqo AU\? :Jlt!:Jl:) neqs U!:)J~q iiu!t{lON 'Mt!'l It!lU~WUOJ1^U3 't{H:M :J:Jtrnpio:J:Jt! u1 suoP:Jt! re!p~W~J
, A.reSS~O~U Ire ~)[lll A]ldwOJd IrettS J~MOJJOg 'A.reSS~~~U s1 AlJ~dold ~t{l iiupo~JJt! ~Olrnlsqns snoplt!Zt!H AUt! JO
uopt!1P~m~l J~qlo JO reAOW;)J AUt! It!l)l 'A}.Ied ;)1t!Apd AUt! JO 'Al!JOl)lnt! AlOlt!Inil~l 10 It!lU;)IllUl~Aoil Alrn Aq
P;)ypou S! 10 'SU1l!~I 1;)1\\0110g JI "AlJ;)dOld ~ql JO ~nreA ;)q1 Sl~;)JJt! AI;)Sl;)Ape qO!qM ;)OUt!lsqnS snop.IeZt!H
t! JO ~St!;)P1 10 ~sn ';)ou~s;)ld ~l)l Aq p~snt!o uO!l!puoo AUt! (0) plrn ';)Olrn1sqnS snoplt!Zt!H AUt! JO ;)St!;)I;)l
JO 1E~n{l10 ~se~l~l '~:3.lIn:psw '8up{e~{ ':3unnds Alie '01 p~nWnlOU 1nq 8lrfpnpu! 'uo!l!puo;:) re1U~WU01!AUg:
AUt! (q) '~ifp;)IM.OID{ It!n10t! st!q I~M0110g qO!q1\\ JO 1\\t!'l It!1U;)WUOl!AUg: 10 ;)OUt!lsqnS snop.reZl!H
AUt! pUt! A1J;)d01d ;)ql ifU!AIOAU1 A:tmd ;)l1?Apd 10 Aou~ilR AlOIRlnil;)l 10 IRIU~WUl~AOil AUt! Aq UOpOR l~qlO 10
l!nS1\\lq 'plrnW;)P 'W!t!p 'uopt!ilpS~AU! Alrn (t!) JO ~opou U~np1\\ l~pu::q aA!il A]ldwold Ut!qs la1\\Ol1og
" (slonp01d l~wnsuoo U! S~olrn1sqns snoplRZt!q '01 P~l!WH lOll lllq 'ilu!pnpu!) A1J~dOld ~ql JO ~OlrnU~lU!RW
01 plrn s;)sn re!lU;)P!S~l remlou 01 ~lRpdOlddR ~q 01 P~Z!UilOO~l AnRl~u~:ii ~lt! 11?l)l S~oUt!lsqns snoplRZt!H
JO s:lppUt!nb lrems JO AlJ:ldOld aql uo aift!lOls 10 ';)sn ';)ou;)s;)ld aql 01 Alddt! 10U Ut!qs s~OUalUas OMl
:aU!p~O~ld ~q~ 'All;)dOJd ;)t!l JO ;)n!t!A ;)t!l SP;)JJ1? AI;)SJ;)APR lRt!l uO!l!puo:) 1? S:ll1?:l1::J ':l::JUt!lsqnS snopJllZ'eH
t! JO ;)St!;)I:lllO ':lsn ':lOu:ls:l1d :ll)l 01 :lnp 't{O!q1\\ (0) 10 'UO!l!pUO;) relU:lUIUOl!AU3 Ut! S:llt!:110 qO!qM. (q) 'M.t!'l
It!lu;)WUOIIAUH Alrn lO UOpt!191A U'! sl It!ql (t!) All:ldOld :lql :iiUpO:lJlR :iiUlqlAUt! 'op 01 ~sl~ ~UOAUt! M.Onl~ IOU
'op IOU l{t!qs l:lM.0110g . All:ldold ~ql UI 10 uo 'S:lOUt!lsqns snoplRZt!H Alrn ast!alal 01 ualR:;Ilq11O 'S;);lIIIllsqnS
snoplt!Zl!H Alrn JO :lSR~I:ll 10 ':;I:iiR101s 'iRsods!p ':;Isn ':;Iou:;Is:;lld at!11!UU:;ld 10 <'lsnt!o IOU Ut!qs l<'lMOJJog
'dnUt!:;II:J
IRIU:lUIU01IAUg: lrn l:l:a:aPl :lS!A\l;)q10 10 '01 :;I1nqp1uoo ':;Isnt!o UllO 1t!q1 uO!l!puoo t! Slrn:;lW "uo!l!puo;:)
{tllU;)UlU01!AU3" Ut! (p) pUt! !A\t!'l !t!lU;)WUOJ1AU3 u1 pauyap se 'uoP;:'t! !t!AoWaJ JO 'UO!1:>1'1 !t!!P;)W;)J 'uopot!
:lSUOdS:ll Aue s:lpnpu! "dnlrn;)l:J IR1U;)WUOl!AUH.. (0) :UO!l0:l101d It!1U:lWUOl!AU:l 10 A1;)Jt!S 'q1IR;)q 01 :l1t!lal
,-eq1 P:l1t!ool S! Al1:;1dOld ;)q1 :l1:lt{M UO!lo!pspnf :lq110 SM.t!l pUt! SMt!l I1mp:l_~ Slrn:;lW "Mt!'l 11?1U:lUIUOl!AUg.. (q)
:Slt!pa1t!W ;)ApOt!O!pt!l pue ':lpAt{:lppmuOJ 10 S01S;)qSt! ilU!U!t!1UOO Slt!P;)1t!W 'S1UMlOS :;IHlt!loA 'S;)PP!Ql;)t{ pm:
S;)Pp!ls;)d 0!X01 'S1onpOld Wn:lI0l1:;1d O!X01 10 :;Irqt!wwt!1.J l:;1q10 ':lU;)SOI;)'l ';)unoSt!il :S;)Olrn1sqns ilIl!M.ouoJ
:ll)l pue M.t!'l It!1U:;IWUOl!AUH Aq S;)1St!M. 10 'S1ue1nnod 'S:lOlrn1sqns snoplt!Zl?q 10 :J!X01 St! P:;lU!J;)P SQOlrn1sqns
:lSoq1 ;)It! ..S;)Olrn1sqnS snoplt!Zl!H.. (t!) :IZ UOpO:lS s1q1 ul p;)sn sy os<)JU8lsqnS SnOp.I8Z8H "YZ
.OZ uO!l:J;)S S!t!l JO stiO!s!AOJd UO!pt! '
:;IAP:J:;III00 :;I)[ll1 01 Allunuoddo plrn aO!lou ;)q1 ,\Jspt!S 01 P:lW:l;)P :lq Ut!qs 8 t UOpO:lS 01 1Ut!nSllld I;)MOJJOg
01 U:lA!ii uO!1t!l:lI~OOt! 10 ;)0!10U ;)q1 pue ZZ uO!1:J:lS 01 1lrnnSllld l:lM.0110g 01 U;)AI:a ;)1ll:) 01 AHUlluoddo
pue UOpt!l:lp:JOt! 10 ~:J!lou :;Iq~ 'qdt!liit!lt!d S!q1 JO S:lSOdllld 101 :llqt!UOSt!:ll ;)q 01 P;)W;);)P :;Iq U!M. pop:ld
:lW!l1Rql 'U;)){l!1 ;)q lrnO UopOt! U!l!U<'lO :l1Opq ~sdel:l 1snm qO!qM. popad :;IWp t! S;)P!AOld Mt!'l :llQt!OHddy
n "UOpOt! :lAp:J:l1100 a){l!l 01 QOPOU qons JO ~U!A!~ :lq1 1:l1Jt! pop:;Id :llqt!UOSt!al t! Ol:ll:lq AU1?d 1:lq10
:lq1 P~P1OJJt! ptrn t{Ot!:llq P:l:a:lIIt! q:Jns JO (!;I uOp:J:lS JO S1U;)W:ll!nb:ll :lq1 q1!M :lOtrnndmo:J U! U:lA!:a :;IO!10U
Ipns IIHM) ,{lJt!d 1;)1110 :nn P:lY!10U st!q 1~pU:;l'110 1~M.OllOg t!:Jns mun 'lU:>WnllSUI Alpn:J:>S slQl 'Jo uost!:lJ
Aq p:lM.O A1np AUt! 10 '10 uOlslAOld Atrn p~q:Jt!:uq st!q ,(:tmd 1;)t!10 :lq11-el)l S:lii:llfll It!l)110 lU:lWnJlsuI Al!lllO:lS
S!q1 01 1lrnnSllld SUopOt! S ,Al111d laq10 :lq1 mOl] S:lSpt! 1t!ql (sst!p t! 10 l:lqW~W :lq1 10 lueil!l!I It!np!A!pu!
ue l:ll)l!:l SR) UOpOt! re1:J1pnf Aue 01 p:lU!Of :lq 10 'u!of ';)OU;)wwO:J At!W l:lpU:l'llOU l:lM.OJJOg l;)q1!;)N
"l:lst!q:Jllld :;110 N :;Iq1 Aq P;)P!AOld :lSIAU:lqlO sS:lyun l:lst!qolnd :l10 N :;Iql Aq p:lWnSSll
10U :;Ill! ptrn l:lOIA.I:lS lrnO'llOSS;)OOns t! 01 p:lJJ:lJsuel1 :lq 10 l;):J!A.I:lS Ut!0'l :lql tp!M U!l!W:>l lUM. l:lM.OllOg 01
SUO!1R:a!lqo ~U101A.I:lS URoI a:aR:a110W :It!1 ':l10N :lq110 l:lst!q:Jlnd ;)q1 trel)ll:ll)lO l:l:J!A.I:lS ueo'l R Aq P:;I:J!A1:lS
S! ueo'l :lQll:llJP.:ll:lIIl pUll PIoS S! ::l10N .:1111 11 .gUP!^-I:lS JO l:;lJSlrnll JO :;lCl!10U t! t{ll"^- UOll0:>UUO:J U! S;)llnb::lJ
ZTO ~Z~~~80
......
-
-
-
0873'i'21
() 1 ')
,)
NON-UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows:
22, Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following
Borrower's breach of any covenant or agreement in this Security Instrtlment (but not prior to
acceleration under Section 18 unless Applicable Law provides otherwise), The notice shall specify: (a)
the default; (b) the action required to cure the default; (c) a date, not less than 30 days from the date
the notice is given to Borrower. by which the default must be cured; and (d) that failure to cure the
default on or before the date specified in the notice may result in acceleration of the sums secured by
this Security Instrument and sale of the Property, The notice shall further inform Borrower of the
right to reinstate after acceleration and the right to bring a court action to assert the non-existence of
a default or any other defense of Borrower to acceleration and sale. If the default is not cured on or
before the date specified in the notice, Lender at its option may require immediate payment in full of
all sums secured by this Security Instrument without further demand and may invoke the power of
sale and any other remedies permitted by Applicable Law. Lender shall be entitled to collect all
expenses incurred in pursuing the remedies provided in this Section 22, including, but not limited to,
reasonable attorneys' fees and costs of title evidence.
If Lender invokes the power of sale, Lender shall give notice of intent to foreclose to Borrower
and to the person in possession of the Property. if different, in accordance with Applicable Law.
Lender shall give notice of the sale to Borrower in the manner provided in Section 15, Lender shall
publish the notice of sale, and the Property shall be sold in the manner prescribed by Applicable
Law, Lender or its designee may purchase the Property at any sale, The proceeds of the sale shall be
applied in the following order: (a) to all expenses of the sale, including, but not limited to,
reasonable attorneys I fees; (b) to all sums secured by this Security Instrument; and (c) any excess to
the person or persons legally entitled to it,
23, Release. Upon payment of all sums. secured by this Security Instrument, Lender shall release this
Security Instrument. 8orrower shall pay any recordation costs, Lender may charge Borrower a fee for
releasing this Security Instrument. but only if the fee is paid to a third party for services rendered and the
charging of the fee is permitted under Applicable Law.
24. Waivers, Borrower releases and waives all rights under and by virtue of the homestead
exemption laws of Wyoming.
Page 1 3 of 15
InitlaIS;-;Zt?
0103256780
BBAP-100
cD -6A(WYI (0005).01
l!>
Form 3051 1/01
~
-
-
-
lOll 190E WJo:l
SilO t> I oBod
@
lO'(SOOOIIAMI"9-O
09L9SZEOtO
OOt-d'lBB
J:lMOllOg-
(JRaS)
J:lMOllOg-
(!Ras)
J:lMOJJOg-
(JRaS)
J:lMOllOg-
(!Ras)
J:lMOJJog-
(lRaS)
J:lMOllOg-
(ygas)
J:lMOllog-
(yRaS)
J:lMOllOg-
(JRaS)
4/
:sasSaUl!M.
"1! lJl!^" paplo:>al pUl:llaMollog Aq paln:>aX:llaPHI AUl:l U! pUR lU:lWtulSUI AlpmaS
S!1{l U! p:lUlR1UO:> SlUl:lU:lAO:> pUl:l SUO:l} alp O} S:l:ll~R pUR sld:J:>::m J:JM.OllOg '1\\0'1'30: ONINDIS AS:
1710
"tZl.tl.SO
~
-
-
-
o~r;j 3'7Z1.
015
STATE OF WYOMlNG. ~
TEION
County ss:
by
Lois A Davis
The foregoing instrument was acknowledged before me this
31st day of May, 2001
My Commission Expires: 9-12-03
dla~C6-L
Notary Public
BBAP-100
. 6A/WY) IOOO~).O I
@
Page 1 5 of 1 5
Inill'IS:~
0103256780
Form 3051 1/01
~