The URL can be used to link to this page

Home My WebLink About938794 When recorded mail to: FIRST AMERICAN EQUITY LOAN SERVICES 1100 SUPERIOR A VENUE, SUITE 200 CLEVELAND, OHIO 44114 ATTN: FT1120 RECEIVED 5/6/2008 at 3:04 PM RECEIVING # 938794 BOOK: 693 PAGE: 853 JEANNE WAGNER LlN"(')LN COUNTY CLERK, KEMMERER, WY 000853 1, / Lf i~1çý"r I Reference Number: 20080939300083 [Space Above This Line For Recording Data] -' "'1 l~;: ,~/ ¡I" Account number: 650-650-8268930-1XXX SHORT FORM LINE OF CREDIT MORTGAGE DEFINITIONS Words used in multiple sections of this document are defmed below. The Master Fonn Mortgage includes other defmed words and rules regarding the usage of words used in this document. (A) "Security Instrument" means this document, which is dated APRIL 12. 2008, together with all Riders to this document. (B) "Borrower" is KENNETH F WYSS AND DIANE C WYSS. WHO ACOUIRED TITLE AS KENNETH WYSS AND DIANE WYSS. HUSBAND AND WIFE.. Bon-ower is the mortgagor under this Security Instrument. (C) "Lender" is Wells Fars!:O Bank. N.A.. Lender is a National Bank organized and existing under the laws of the United States of America. Lender's address is 101 North PhilliDS Avenue. Sioux Falls. SD 57104. Lender is the mortgagee under this Security Instrument. (D) "Debt Instrument" means the loan agreement or other credit instrument signed by Bon-ower and dated APRIL 12. 2008. The Debt Instrument states that Bon-ower owes Lender, or may owe Lender, an amount that may vary from time to time up to a maximum principal sum outstanding at anyone time of, FIFTY -SIX THOUSAND AND OO/lOOTHS Dollars (U.S. $56.000.00) plus interest. Bon-ower has promised to pay this debt in Periodic Payments and to pay the debt in full not later than seven (7) calendar days after Mav 12. 2048. (E) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (F) "Loan" means all amounts owed now or hereafter under the Debt Instrument, including without limitation principal, interest, any prepayment charges, late charges and other fees and charges due under the Debt Instrument, and also all sums due under this Security Instrument, plus interest. (G) "Riders" means all Riders to this Security Instrument that are executed by Bon-ower. The following Riders are to be executed by Bon-ower [check box as applicable]: WYOMING-SHORT FORM OPEN-END SECURITY INSTRUMENT ,1'iôiliûô¡¡ÎmÎ.vmllllliollll. (page 1 of 3 pages) Documents Processed 04-07-2008,14:14:29 ~ Leasehold Rider ~ Third Party Rider ~ Other(s) [specify] 000854 N/A (H) "Master Form Mortgage" means the Master Form Line of Credit Mortgage dated AU2ust 14. 2007, and recorded on AU2ust 30. 2007 as Instrument No. 932651 , Book 670 at Page 599 - 609 of the Official Records in the Office of the Recorder of Lincoln County/City, State of Wyoming. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all future advances, renewals, extensions and modifications of the Debt Instrument, including any future advances made at a time when no indebtedness is currently secured by this Security Instrument; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Debt Instrument. For this purpose, Borrower does hereby mortgage" grant and convey to Lender and Lender's successors and assigns, with power of sale, the following described property located in the County [Type of Recording Jurisdiction] of Lincoln [Name of Recording Jurisdiction] SEE ATTACHED EXHmIT ~ which currently has the address of ALPINE [City] 240 RIVERBENCH RD [Street] , Wyoming 83128 [Zip Code] (''Property Address"): TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." The Property shall also include any additional property described in Section 20 of the Master Form Mortgage. BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record as of the execution date of this Security Instrument. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. MASTER FORM MORTGAGE By the execution and delivery of this Security Instrument, Borrower agrees that all of the provisions of the Master Form Mortgage are hereby incorporated in their entirety into this Security Instrument. Borrower agrees to be bound by and to perform all of the covenants and agreements in the Master Form Mortgage. A copy of the Master Form Mortgage has been provided to Borrower. WYOMING-SHORT FORM OPEN-END SECURITY INSTRUMENT ïliíñi1iÎÎiìili¡llilllïll.~1 (page 2 of3 pages) Documents Processed 04-07-2008,14:14:29 000855 BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. Borrower also acknowledges receipt of a copy of this document and a copy of the Master Fonn Mortgage. þi!t Ln, vi ~ KE TH F WYSS- 0 ~~-I ~- 1,)~ DIANE C WYSS C7 (Seal) -Borrower (Seal) -Borrower For An Individual Acting In HislHer Own Right: State of Wyoming ) ) ss County of 1-/ Þ1CD/ /;1... ) /J.J s S this L,Lday of A P'r-~ I ,20.Q$ Wi1ness my hand and official seal. - ßft¿¿¿Úd (kcht.;,/A-- otary Pubhc CLAUDIA ANDERSON ._Notar1 PublIC LIncOln Coun1Y WVOtriIng My CommllSlon'E~~ ilS")e;W My Commission Expires: S-'J. S- - d CJ / () WYOMING-SHORT FORM OPEN-END SECURITY INSTRUMENT ¡iìûiiliiiiiÎiiBiliœllinmmlll (page 3 of3 pages) Documents Processed 04-07-2008,14:14:29 000256 EXHIBIT A SITUATED IN THE COUNTY OF LINCOLN AND STATE OF WYOMING: LOT 38 OF PALIS PARK SUBDIVISION, FORMERLY KNOWN AS LOTS 38 AND 39, PALlS PARK SUBDIVISION, ACCORDING TO THE OFFICIAL PLAT THEREOF RECORDED IN THE COUNTY RECORDER'S OFFICE OF LINCOLN COUNTY, STATE OF WYOMING. Permanent Parcel Number: 3718 29401001.00 KENNETH F. WYSS AND DIANE C. WYSS, HUSBAND AND WIFE, AS TENANTS BY THE ENTIRETIES 240 RIVERBENCH ROAD, ALPINE WY 83128 Loan Reference Number : 20080939300083 First American Order No: 14465499 Identifier: FIRST AMERICAN LENDERS ADVANTAGE 1111111111111111111111 WYSS 14465499' WY FIRST AMERICAN ELS MORTGAGE 11111111111111111111111111111111 11111111111111111