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Home My WebLink About938795 Whin reco~ded mail to~ -. FIRST AMERICAN EQUITY LOAN SERVICES 1100 SUPERIOR A VENUE, SUITE 200 CLEVELAND, OHIO 44114 ATTN: FT1l20 RECEIVED 5/6/2008 at 3:24 PM RECEIVING # 938795 BOOK: 693 PAGE: 857 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER, WY $)00857 [Space Above This Line For Recording Data] t( Reference Number: 20080797300160 Account number: 654-654-3712387-1XXX , ,'1 l)lll DEFINITIONS SHORT FORM LINE OF CREDIT MORTGAGE \L\~'t6~1 ¡ ¡ Words used in multiple sections of this document are defined below. The Master Fonn Mortgage includes other defmed words and rules regarding the usage of words used in this document. (A) "Security Instrument" means this document, which is dated APRIL 10. 2008, together with all Riders to this document. (B) "Borrower" is BRIAN A SIMMERS. A SINGLE MAN. WHO ACOUIRED TITLE AS. BRIAN SIMMERS. Borrower is the mortgagor under this Security Instrument. (C) "Lender" is Wells Far!0 Bank. N.A.. Lender is a National Bank organized and existing under the laws of the United States of America. Lender's address is 101 North Phillips Avenue. Sioux Falls. SD 57104. Lender is the mortgagee under this Security Instrument. (D) "Debt Instrument" means the loan agreement or other credit instrument signed by Borrower and dated APRIL 10.2008. The Debt Instrument states that Borrower owes Lender, or may owe Lender, an amount that may vary fÌ'om time to time up to a maximum principal sum outstanding at anyone time of, SIXTY-TWO THOUSAND FIVE HUNDRED SEVENTY-THREE AND 97/100THS Dollars (U.S. $62.573.97) plus interest. Borrower has promised to pay this debt in Periodic Payments and to pay the debt in full not later than seven (7) calendar davs after Mav 10. 2048. (E) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (F) "Loan" means all amounts owed now or hereafter under the Debt Instrument, including without limitation principal, interest, any prepayment charges, late charges and other fees and charges due under the Debt Instrument, and also all sums due under this Security Instrument, plus interest. (G) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: WYOMING-SHORT FORM OPEN-END SECURITY INSTRUMENT ,iiiûïiÎÎiiûiiiilillliulllll (page] of 3 pages) Documents Processed 04-10-2008, 08:36:43 IN/AI Leasehold Rider ~ Third P arty Rider ~ Other(s) [specify] 000858 N/A (H) "Master Form Mortgage" means the Master Fonn Line of Credit Mortgage dated Aue:ust 14, 2007, and recorded on Aue;ust 30, 2007 as Instrument No, 932651 , Book 670 at Page 599 - 609 of the Official Records in the Office of the Recorder of Lincoln County/City, State of Wyoming, TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all future advances, renewals, extensions and modifications of the Debt Instrument, including any future advances made at a time when no indebtedness is currently secured by this Security Instrument; and (ii) the perfonnance of Borrower's covenants and agreements under this Security Instrument and the Debt Instrument. For this purpose, Borrower does hereby mortgage, grant and convey to Lender and Lender's successors and assigns, with power of sale, the following described property located in the County [Type of Recording Jurisdiction] of Lincoln [Name of Recording Jurisdiction] SEE A TT ACHED EXHIBIT A which currently has the address of ALPINE [City] 199 WEST MILL CmCLE [Street] , Wyoming 83128 ("Property Address"): [Zip Code] TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property, All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property," The Property shall also include any additional property described in Section 20 of the Master Fonn Mortgage. BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record as of the execution date of this Security Instrument. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. MASTER FORM MORTGAGE By the execution and delivery of this Security Instrument, Borrower agrees that all of the provisions of the Master Fonn Mortgage are hereby incorporated in their entirety into this Security Instrument. Borrower agrees to be bound by and to perfonn all of the covenants and agreements in the Master F onn Mortgage, A copy of the Master Fonn Mortgage has been provided to Borrower. WYOMING-SHORT FORM OPEN-END SECURITY INSTRUMENT HCWF#48 I 8-6698-6241 v2 (02/16/08) 1llllœlllllmUlmlll. mIIUIIIII~IIIIIIBI~IIIII~lIm (page 2 of3 pages) Documents Processed 04-10-2008, 08:36:43 000859 BY SIGNING BELOW, Borrower accepts and agrees to the tenns and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. Borrower also acknowledges receipt of a copy of this document and a copy of the Master Form Mortgage. ~Q,~ BRIAN A SIMMERS f/L~I 0 p (Seal) -Borrower For An Individual Acting In HisIHer Own Right: State of Wyoming ) , ) ss County of 1-/ t1 WI t-.... ) The foregoing instrument was acknowledged before me by ,g ;' t}:? ,\, IIf :s;¡ tlj,1 ø"'·<!'{ ~ this .£Q....day of I/-p ;',' ( , 20~-v Witness my hand and official seal. ~w t?6tl' at ¿?útð?"- Notary Public CtAUDIA. ANDIRION .NOtarY PublIC l~on CoùnIy W¥Oft'jI!'tg I Mv Commlsslcín \fxplréa ~? S'" ';j ¿)/ Ó My Commission Expires: S -,;J -<Ç ".,; 0 l () WYOMING-SHORT FORM OPEN-END SECURITY INSTRUMENT HCWF#4818-6698-6241 v2 (02/16/08) 111.llm.mllllœIIDllllœllll.m~1 (page 3 of3 pages) Documents Processed 04-10-2008, 08:36:43 0008GO EXHIBIT A SITUATED IN THE COUNTY OF LINCOLN AND STATE OF WYOMING: LOTS 47 AND 48, PALlS PARK SUBDIVISION, ACCORDING TO THE OFFICIAL PLAT THEREOF RECORDED IN THE COUNTY RECORDER'S OFFICE OF LINCOLN COUNTY, STATE OF WYOMING. Permanent Parcel Number: 3718 294 01 02600 BRIAN A. SIMMERS, A SINGLE MAN 199 CIRCLE DRIVE, ALPINE WY 83110 Loan Reference Number : 20080797300160 First American Order No: 14348031 Identifier: FIRST AMERICAN LENDERS ADVANTAGE 1111111111111111111111 SIMMERS 14348031 WY FIRST AMERICAN ELS MORTGAGE 1111111111111111111111111111111111111111111111111