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Home My WebLink About938949 RECORDING REQUESTED BY: RECEIVED 5/12/2008 at 4:32 PM RECEIVING # 938949 BOOK: 694 PAGE: 403 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER, WY 000403 WHEN RECORDED MAIL TO: LSI - FNIS Recording Department 700 Cherrington Parkway Coraopolis. PA 15108 ,/1 / ~ /1'./ NON DU~lLE POWER OF ATTORNEY CAUTION: THIS IS AN IMPORTANT DOCUMENT. IT GIVES THE PERSON WHOM YOU DESIGNATE (YOUR "AGENT" O\. "ATTORNEY IN FACT" HEREINAFTER CALLED "AGENTI AIF") BROAD POWERS TQ ACT ON:' UR BEHALF FOR A SPECIFIC TRANSACTION DURING A CERTAINP'~;~,(~l IME, WHICH INCLUDE POWERS TO PROMISE TCtREPA Y kDEET WITH"INTEREST ND MORTGAGE YOUR REAL PROPERTY FOLLOWING YOUR REVJEW OF,XOURLOAN DOCUMENTATION DURING A LOAN CLOSING TO BE CONDUCTED 5Ñ THE INTERNET. WITH RESPECT TO ANY LOSS OF, MISPLACEMENT OF, INACCURACY IN, OR FAILURE TO SIGN ANY LOAN DOCUMENTATION, YOUR AGENTIAIF WILL CONTINUE TO HAVE THES'E POWERS AFTER THE LOAN CLOSING, FOR THE LIMITED PURPOSE TO REPLAcE OR CORRECT SUCH LOAN DOCUMENTATION. IF THE ATTORNEY IN FACT HAS ACTUAL KNOWLEDGE OF ANY INCOMPETENCE BEFORE, DURING OR AFTER CLOSING, THE POWERS CONTAINED HEREIN WILL CEASE TO EXIST. THIS DOCUMENT DOES NOT AUTHORIZE ANYONE TO MAKE MEDICAL OR OTHER HEALTH CARE DECISIONS FOR YOU. SIGNING THIS LIMITED POWER OF ATTORNEY IS OPTIONAL. ALTHOUGH USING A LIMITED POWER OF ATTORNEY DESIGNATING YOUR AGENTIAIF SHOULD MAKE YOUR LOAN CLOSING MORE CONVENIENT, YOU ARE NOT REQUIRED TO SIGN THIS DOCUMENT IN ORDER TO OaT AIN YOUR LOAN. BEFORE YOU DECIDE WHETHER TO SIGN OR IF YOU DO' NOT UNDERSTAND THE PURPOSE OR EFFECT OF THIS FORM, YOU SHOULD CONSULT AN ATTORNEY. U I BE IT KNOWN, that I, Elizabeth C Spomer and Katherine Spomer Whose residence address is: 549 FOREST CIRCLE, ALPINE, WY, 83128 Make and appoint, as my true and'lawful Attorneys in Fact or Agents to act for me in my name, place and stead, the following persons who are employees ofLSI, namely: Elise Yacovone, Shannon Obringer, Greg Perdziola, Michael Martin, James Greene, Deanna Dixon, Hope Haley, whose addresses are CIO LSI, at 700 Cherrington Parkway, Coraopolis,PA 15108. Each of my agents may exercise the powers conferred in this power of attorney separately, without the consent of the other agent. My agents may delegate the powers, tasks and duties to one of the other agents but to no other person. My Agents/AIFs may exercise the powers to accomplish the following specific and limited l1'urposes: 000404 (A) Refinancing and/or home equity financing of the Real Estate located at 549 FOREST CIRCLE, ALPINE, WY, 83128 a. Notes, Deeds, Mortgages/Deeâs õfTrust, Sub()rdinations, security instruments, riders, attachments and addenda, including any documents necessary or requested as part of this transaction by the title insurer, lender or other parties to the transaction; (B) To mortgage, finance, refinance, assign, transfer and in any manner deal with Property located at : 549 FOREST CIRCLE, ALPINE, WY, 83128 to effectuate the above referenced refinancing and banking transactions with WELLS FARGO (hereinafter called "Lender"). See attached Exhibit A for full legal description, (C) To execute, acknowledge receipt of, approve, and deliver all documents including but not limited to: b, those documents needed by governmental and taxing authorities; c. lien waivers, subordination/waiver of homestead and any marital rights necessary to obtain the financing; and d. escrow instructions, closing or settlement statements, truth in lending disclosures (including notice of my right to rescind the credit extension, if applicable), loan applications, HUD-I and other written instruments relating to the transaction. (D) All other powers which I myself may have concerning the real estate transaction, and refinancing of the same located at 549 FOREST CIRCLE, ALPINE, WY, 83128. ELS Order # 4354150 Further giving and granting said Agent/AIF, full power and authority to do and perform all and every act and thing whatsoever necessary to be done in and about the specific and limited premises (setout herein) as fully, to all intents and purposes, as might or could be done if personally present, with full power of substitution and revocation, hereby ratifying and confirming all that said attorney in fact (also called agent) should lawfully do or cause to be done by virtue hereof, This Power of Attorney is effective immediately and is limited to the specific transaction described above, This Power of Attorney shall not be effective in the event of my disability or incapacity. I may revoke this Power of Attorney at any time by providing written notice to my Agent/AIF at Closing Stre~m Department CIO LSI, 700 Cherrington Parkway, Coraopolis, PA 15108. When the Power of At~rney is recorded, any revocation will not be effective as to third 2 000405 parties until the revocation is recorded in the same county or other established governmental authority for the recording of Powers of Attorney. This Power of Attorney will terminate upon the proper recording of all documents necessary or requested as part of this transaction by the title insurer, lender or other parties to the transaction, except with respect to any loss of, misplacement of; inaccuracy in, or failure to sign any closing or loan documentation. With respect to any loss of, misplacement of, inaccuracy in, or failure to sign any closing or loan documentation, these powers will continue to exist for the 'limited purpose to reptace or correct such documentation. Conflict of Interest Disclosure. My Agent! AIF can enter into transactions with me or on my behalf in which my Agent! AIF is personally interested as long as the terms of the transaction are fair to me and I have agreed to such an action. I also understand that LSI receives fees for escrow and title services from the closing. I further understand that these fees will be detailed on my Settlement Statement that accompanies my loan documents. I understand that this Power of Attorney is not an approval of my loan application request or a commitment by Lender to make a mortgage loan. Should my loan application request not be approved by Lender, this Power of Attorney will be null and void. TO INDUCE ANY THIRD PARTY TO ACT, I AGREE THAT ANY THIRD PARTY RECENING AN EXECUTED COpy OR FACSIMILE OF THIS INSTRUMENT MAY ACT ON THIS INSTRUMENT, ANY REVOCA TION OR TERMINATION OF THIS INSTRUMENT WILL BE INEFFECTIVE AS TO SUCH THIRD PARTY UNTIL SUCH THIRD PARTY HAS ACTUAL OR CONSTRUCTNE NOTICE OF SUCH REVOCATION OR TERMINATION. I, FOR MYSELF AND FOR MY HEIRS, EXECUTORS, LEGAL REPRESENTATNES AND ASSIGNS, AGREE TO INDEMNIFY AND HOLD HARMLESS ANY SUCH THIRD PARTY FROM AND AGAINST ANY AND ALL CLAIMS THAT MAY ARISE AGAINST SUCH THIRD PARTY BY REASON OF SUCH THIRD PARTY HAVING REASONABLY RELIED ON THE PROVISIONS OF THIS INSTRUMENT. u-.. " 3 000406 We, Elizabeth C. Spomer andðtherine Spomer, the )ltincipals, sign my name to this power of attorney this 2-1 day of ð.vZ.1' , 200~ and, being first duly sworn, do declare to the undersigned authority that we sign and execute this instrument as my power of attorney for a refinance and that we sign it willingly, or willingly direct another to sign for our, that we execute it as my free and voluntary act for the purposes expressed in the power of attorney and that we our eighteen years of age or older, of sound mind and under no constraint or undue influence. ,20_. Dated: Dated: ~~V\ 2l ,20ill. Elizabeth C. Spomer ~~ Katherine Spom"m' . State of \-.J...L\'\.M~'\ð County of Q.\k_l~n Subscribed, sworn to and/or acknowledged before me by Dliz;a6eth C. Spomer a.¡¡.Q Katherine Spomer, the principal, this c').:ì~ day of M A.~~ , 20 D~ and proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) islare subscribed to the within instrument and acknowledged to me that he/she/they executed the same in his/her/their authorized capacity(ies), and that by hislherltheir signatures(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. Evidence of identification was \Jf\\Ft"SL:~\!N\.sJL.. I certify under PENALTY OF PERJURY under the laws of the state where the property is located that the foregoing paragraph is true and correct WITNESS my hand and official seal. '~.";;"~:....Ji ' BRIDGET R. GRANDBERRY Notary Public - Minnesota My Commission Expires Jan. 31, 2010 COMMISSION EXPIRES D\~3l-~\Q 4 000407 We, Elizabeth C. Spomer anè-KatJa¡¡)rine Spomer, the principals, sign my name to this power of attorney this 3i sf day of Jna,t~-t. , 20~, and, being first duly sworn, do declare to the undersigned authority that we sign and execute this instrument as my power of attorney for a refinance and that we sign it willingly, or willingly direct another to sign for our, that we execute it as my free and voluntary act for the purposes expres jp the power of attorney and that we our eighteen years of age or older, of sound mind a d undèl'-)O constraint or undue influence. Dated: '- ~ l~ I , 20 JJ!. .I / '~ -Dated. KafueIin~ SVUUlI;:I ", State of 0) Urn/ J~ \7' f.e.:/-(j /L County of Subscribed, sworn to and/or acknowledged before me by Elizabeth C. Spomer and KatheriIle Spomer, the principal, this 3(s,f day of n¿C'iJU,j... , 20121' and proved to me on the basis of satisfactory evidence to be the person(s) whose name(s) islare subscribed to the within instrument and acknowledged to me that helshelthey executed the same in his/her/their authorized capacity(ies), and that by hislherltheir signatures(s) on the instrument the person(s), or the entity upon behalf of which the person(s) acted, executed the instrument. Evidence of identification was t~ Dn'vu':ö Lie. I certify under PENALTY OF PERJURY under the laws of the state where t e property is located that the foregoing paragraph is true and correct - - - - - ~ WITNESS my hand and official seal. GJ¡k~ 9/ dî / æ-é/I , / ------- Ot.8A _MertA NoIaIV'MIIe '.ton Countv Wyoming V. ~ My Commlulon I.plt.! g ~ l? /1 COMMISSION EXPIRES 4 Specimen signature of AGENT/Attorney in Fact: 000408 iYlOMm ÞrUrlp.J ACKNOWLEDGMENT OF ATTORNEY-IN-FACT 000409 I, AGENT, have read the attached power of attorney and am the person identified as the attorney-in-fact (the "agent") for the principal. I hereby acknowledge that in the absence of a specific provision to the contrary in the power of attorney or in state law., when I act as agent: I shall exercise the powers for the benefit of the principal. I shall keep the assets of the principal separate from my assets. I shall exercise reasonable caution and prudence. I shall keep a full and accurate record of all actions, receipts and disbursements on behalf of the principal. SYWìODn Ovnnqif AGENT rntwlflYl tmlnjø Signature of Attorney-in-Fact 471~ Date Exhibit A LEGAL DESCRIPTION 000410 The land referred to herein is situated in the State of WY, County of Lincoln, City of ALPINE and described as follows: Lot 4 of Forest Meadow Subdivision, Lincoln County, Wyoming as described on the Official Plat filed on September 17, 1981 as Instrument No, 565472 of the Records of the Lincoln County Clerk. Assessor's Parcel No: 12-3718-28-3-01-005,00 Street Address: 549 FOREST CIRCLE ALPINE, WY, 83128 7