The URL can be used to link to this page

Home My WebLink About939347 RECEIVED 5/28/2008 at 2:48 PM RECEIVING # 939347 BOOK: 695 PAGE: 562 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER, WY 6010816720 000562 State or Wyamlllg Space Above ThÞ LlDe For RecordlnS Dati MORTGAGE (With Future Advance Clause) 1. DATE AND PARTIES. The date of this Mortgage (Security Instrument) is ~·.1.HQQ~................,..,.,..,...,....... and the parties, their addresses and tax identification Dumbers, if required, are as follows: MORTGAGOR: RICHARD A. ERGO AND LINDA S. ERGO, HUSBAND AND WIFE AS TENANTS BY THE ENTIRETIES 2834 CDMIST AS DRIVE WALNUT CREEK. CA 94599 D If checked, refer to the attached Addendum incorporated beJ;"l!:Ìn, for additional Mortgagors, their 5ignaturcs and Kknowlcdgments. LENDER: THE BANK OF STAR VALLEY ORGANIZED AND EXISTING UNDER THE lAWS OF THE STATE OF WYOMING 384 WASHINGTON STREET PO BOX 8007 AFTON. WY 83110 2. CONVEYANCE. For good and valuable considE:l:ation, the receipt and sufficiency of which "'I acknowledged, and to secure tb.e Secured Debt (defined below) aDd Mongagor's peâormançc under thi:!: SecuJ.ity Instrument, Mortgagor granta, bargains, conveys. mortgage..' and warrauts to Lcndcr, with power of sale, the following deserihed property: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF (; 7 J i, L\. The property is locatcd in ............................... J.J~.ÇQ~N . .. . . .. , . . . . . . . . .. .. . . . . . .. .... at ~.~Q A~ T~. P.~IY.~ .. .. .. . . . .. . . . ' , . . . . .. , .. .. . .. .. (ÇmmLy) .............................................. ,.........,..,.. '. ..,............ .~J.I\~.V~.L.L.E.,( Mt(~ij................, Wyoming ........ .8.~~7......... (Address) (CIty) (ZIP Code) Togethcr with all rights, easements, apputtenam:cs, royalties, mineral rights. on and gas rights, all water and riparian rights, ditche." and water stock. aDd all existing and future improvements, stl;ucture.', fixtures, and Ieplaccmcbts that may DOW, or at any time in the future, be part of thc real cstate described above (aU referred to as "Property"). 3. MAXIMUM OBLIGATION LIMIT. n.t total principal amount ~ecur:cd by this Security Instrumcot ar anyone time shall not exceed $ ~.~ij..QQ9,QQ...........".............."........".. . This limitation. of amount does n.ot include interest and other fee:; aDd charges validly made pursuaD1 to this Security Instrument. Also, this limitation does not apply to advances made under the terms of this Scc:urily Instrument to protect Lcnder's security and to pcñorm any of the covcnants contained in this Security Instnoncnt. 4. SECURED DEBT AND FUTUR.E ADVANCES. The tenn "Secured Debt" is defined as follows: A. Debt Lncurred under the tc:nns of all promi.'lIOry Dote(ø), contract(ø), guaranty(ø) or other evíd&nœ of debt desçribed below and aU their exteosions, renewals, modifications or substitutions. (When referendng the debts below it is :iUggesled thal you include items such as borrowen' names, note amounts, irúerest NZtes, malwity dales, etc.) ONE PROMISSORY NOTE DATED MAY 12, 2008 IN THE AMOUNT OF S335,OOO.OQ WYOMING· MORTGAGE (NOT FOR FNMA, FHI.Me. FHA OR VA USE! @'994 e"nke", Synem..lna.. St. Cloud. MN 11-800.397.2341) Form Ali-MTG-WY 1'f1at1'4 (psge T of 4) -..... -. .---. ~;00563 B. AU future advance!! from Lender lo Mortga.gor or other futurc obligatioas of Mortgagor to Lender uDdcr any ~romi$$o.7 note. contract. guaral1ty, or olb.cr evidencc of debt executed by Mortgagor in favor of Lcnder eXçCut.ed ~flc~ lb~~ Secu~ y Instrument whcLher or nol Lhis Secudty Instrument i~ specifically rcfef&nccd. If more than one person ~JgD.!i lhl$ ~ee~Clty Instrumeot, eacb Mortgagor a&recs that this Securily Instrument will !¡ecure all futun: advalJ\:cs .and future obhgalJ.oll.' Lhal are given Lo or incurred by ~I)Y one or more Mortgagor. or any onc or w.orc Mortgagor ..nd olb.ers. All future advances and other future obligations arc secured by this Securily lnstJ.'ument even Lhough all o.r part ~ay nol yet ~c advanced. All future advanc:e~ and other future obligations arc secured a.1 if made on the dale of thlll S&Curlty Instn.l.ment. Nothing in this Security Inslrument shall coostitu.te a eommitme~~ to make additiooal or future loans or advances In any amount. Any such commitment must be agreed to an a. separate writIng. C. All obligations Mongagor owei!õ to Lender, whicb may later arise, to tbe exLcnt not prohibited by law, including, but not limiLed to, liabilities for ovcrdraft.~ relating lO aDY deposit account agreement bctwccn Mortgagor ao.d Lender. D. All additi.onal .sums advanced and e1;pe[l5cs incurred by Lcnder for insuring, prC$crving or ol.hcJ:Wise pw~ecting ~e Property and its value and any other sums advanced and expenses incurred by Lender uDder the terms of lh$ Security I DSlrument. This SccurilY Inslrum¡¡:nt will not i!õccur.e any other debt if Lcnder fails to give any required notice of the righl or resci.~!!ion. s. PAYMENTS. Mortgagor agrœ.q Lhat all payments under tb.e Sccured Debt will be paid when due and in accordance with tbe terms or tbe Securcd Debt and this Security T nstrumenl. 6. PRIOR SECURITY INTERESTS. WitJ:¡ r.egard to tiny other mortgtige, dccd or trust, sccuri.ty agreemcot or otber lien document that creaLed a prior security interest or. en,cwnbœnce OD. the PropertY. Mongagor agrees: A. To make all paymelJt.~ when due and to perfonn or comply wilh aU covenanLS. B. To promptly deliver to J~ender any Dotices that Mortgagor receives from tbe holder. C. Not to allow Rny modifit.éllÍon or extcn~ion of. nor to requesl any future advances under any note or agreement secured by the lien documcot wilhout LCD~er' ~ pr.ior written consent'. 7. CLAIMS AGAINST TITLE. Mortgagor will pay all t.a;x.e..~, aUC.!Isments, liens, encumbrances, lease payments, ground fcnt!!. utilities, and other. cbarges rclatine to the Property when due, J..cnder may require MongagQr Lo provide to Lender copies of all notice!! that such amouDt!! arc due and the rL':ecipL~ evidencing Mortgagor's pay.r:ncnt. Mortgagor will defend title to the Property against any claims tbat would impair the lien of this Security InstfUIDcn1. Mortgagor agrees to a8~ign to Lender. a~ requc.~ted by Lender. aoy rights, c:1aims or defenses Mortgagor m.ay have agaiost partic.~ who !!upply labor or materials to maintain or. improve the Property. 8. DUE ON SALE OR ENCUMBRANCE. L¡¡:nder may, at its option, declare the entire balance of the Secured Debt to be immediately due and payable upon Lhe creation of, or contract for tb.e crealion of, any lien, encumbrance, transfer or sale of tbe Pr.opcrty. This right is subject Lo the: restriction!! iropolIl:d by Ccderallaw (12 C.F.R. 59J), liS applicable. This covenant $hall fUll with the Property and shall ranain ineCrect until tbe Secured Debt i~ paid in full and thill Security InstOJment i.~ releascd. 9. PROPERTY CONDITION, ALTERATIONS AND INSPECTION. MQl;1:gagor will keep the Property in good eondition and make all repairs that are rcasonably necessary. Mortgagor ~hélll Qot commit or allow any waste. irnpaiuncnt, or deterioralion of the Property. Mortgagor will keep tbe Property free of noxious weeds !lnd erasses. Mortga~of agr:ees thal the natur.e of the occupancy and use will not substantially change wi.th.out Lcnder's prì.,f wriLten consent. Mortgagor will Dol penn it any cllangc in any liccnse, rcstriclive covcnanl or eélsemeot without Lender's priOf writtcn consent. Mortgagor wiU n.otiCy Lender of aU demat\d~, proceedings, claims Rl1d aetioDs agaiast Mortgagor. and of any loss or damage to the Property. Lender. or Lender's agents may, at Lender's option. enter the Pr.operty at any reasonable time for t.I:1e purposc of inspecting tbe Propeny. Lender shall give Mortgagor notice at thc tim~ or or before an inspection specifying a reasona.ble purpose for the in~pcction. Any in'pection of the Property shall be entirely for Lender's bencrlt a.od Mortgagor will in. no way rely on under's inspection. . '. 10. AtrrHORITY TO PERFORM. If Mortgagor fail~ to perform any duty or any Qf the covenRnt.~ contain.ed in this Security rn.~lrumcnl, Lender may, without noLiee. perform or cause thero to be performed. Mortgagor appoint~ tender as attorney in fact to sign Mortgagor's namc or pay a.ny amount n.eces~ary for performance. Lender's right lo per:form for Mortg;¡,gor shaU nOL create an obligation to perform, elK! Lender's failur¡¡: to "effonn wlll not pr.eeludc Lender from exercising any of Lender:'!I otJler r.ig,hb under lhe law or tbi8 Security Instrument. If any construction on the: Propeny is discontinued or not ear¡:ied on in II reasonable manner, Lender may WeE: all SLcp5 necessary LO protect L¡¡:nder'~ security il)lc:r.c.qt in [he Property, including 4;omplelion of tbe coDStrucdon. 11. ASSIGNMENT OF LEASES AND RENTS. Mortgagor irrevocably grants, bargaiDs. conveys, mortgages and warr.anL~ to Lender ~~ additional security all the right, ti.tJ.e and interesl in and to any aDd all existing or future lca.~e..~, subleases. and any other wrLtten or verbal agreements for tb.c U!iC ao.d occupancy of any portion of tbe Property, including any extcnsions, renewals, mOdificatioD.s or ~ubsliluLions of such agreements (all referred Lo as "Leases") and rcnts, issucs and prQf:il~ (all referred to as II Rents "). Mortgagor will promptly provide Lender WitJl true and c.orrect copies of aU existing aod future Lea.~es. Mortgagor may collect, rcccive. enjoy and use tb.e Rents so IOl.1g a.~ Mortgagor is nQt in. dcfaLÙ[ under the terms of this Security Instrument. Mon.gRgl)r a~rees .that Lhis. assignment is immedi.uely effectivl: between the parties to this Sccurity Instrument. Mortgagor agr~es that thl~ a.~slgnr,ne~t IS effective as to third p~rties when lender takes affirmative action prellcribcd by law, and that this aslugnmeol will rcmaln In effect during any redemption period until Lhe Secured Debt is satisfied. Mortgagor a.grees lbaL ~çndcr may take actual Po.~se..~sion of lhe property without the necessity of commencing Icgal action aod tbal actual pO!ille!lsion IS. deemed to occur when J...e~~er, or !L~ agent, notifies Mortgagor or default and demands lbat any tenant pay aU future Rent.~ directly lO Leode!:. ~n J:'f:Ce1V1ng not~ce of default, Mortgagor will cndor$c and delivcr to Lendçr an)' payment of Ret.ll.~ in, Mortgagor's pO:iseSSlon and will receive any Rents in trust for Lender and will D.Ol commingle t.he Rents witb any olheJ: fUnd~. Any amounUi collected. will be applied as provided in Lhis Security Instrument. Mortgagor warrants that no default exists under the Leases or any apphcablc laDdlord/tenant law. Mortgagor also agree~ to maintain and requirc any tenant to comply with. the tenns of the Leases and applicable law. CI1SS4 a¡nklrs Synom.. lno.. St. elou~. MN 11·800·397·23111 Form IIE.MTG.W"!' 1111~IQ" (psge 2 of 4) Ì-':00564 12. LEASEHOLDS; CONDOMINIUMS; PLANNED tJN1T DEVELOPMENTS. Mortgagor agrees to comply with the provisiom; of any lease if thitl Security 1llStrum.ent is on a leasehold. If the Property iocludes a unit in a condominium or a . planned ulrit development, Mortgagor will petfoon all of Mortgagor.'s duties under the covenants, by-laws, or regulations of the condomiDium or planned unit development. 13. DEFAULT. Mortgagor will be in de.fa11lt if a.ny party obligated on the Securcd Debt faibl to make pa.yment when due, Mortgagor will be in defauJ.t if a breach ocçurs uoder the tcans of this Security Im;tnunent or any oth.er document execut~ f~r the purpO$C of creating, secl1riog or guammying the Secured Debt. A good faith belief by Lender that Lender at any tlDle IS insecure with re.o¡pect to any person or entity obligated 00. th.e Scc:ured Debt or. that the prospect of any payment or. the value of the Propert)' is impaired shalL atso constitute an event of default. 14. REMEDIES ON DEFAULT. In some instances, federal and state law will require Lender to provic;l.c Mortgagor with notice of tI1t right to Cllre or other notices and may cstablish time schedules for foœcLo51uc actions. Subject to these limitations, if any, Lender may ac:celetatl: the Secured Debt and foreclose this SecuJ;Íty Instrument in a manner provided by law if Mortgagor: i~ iD. dclault. At the option of Lender, all or any part of the agreed fees aad cbargcs, accrued interest and principal, ,ball become immediatcl.y due and payable, after giving notice if requir.ed by law, upon the occurrence of a default or anytime thereafter. In addition. Lender shall be entitled to all the remedies provided by law. the ICID1S of the Secllrcd Debt, this SœuJ:Íly IIIStrumeot and any related documerw inc;:luding, wiIhout limitation, the power to sell the Property. AU remedies are distinct, cumulative and not exclusive, and the Lender is entitled to atl remalics provided at I,aw or equity, whether oe not expressly set forth. The acceplADce by Lender of a.ny sw:n iu payment or panial payment on the Secured Dcbt after the balance is due oe is a¡;çelerated or after foreclosure proceedings are filcd shall not c"o..~titut£ a waiver of Lender's right to requite complete cure of auy existing default. :By not exercising any remedy on Mortgagor's default, Lender does not waivc Lender's right to laIer consider the event a default if it continues or happeos again. IS. EXPENSES; ADVANCES ON COVENANTS; ATTORNEYS· FEES; COLLECTION COSTS. Except when prohibited by law, Mortgagoe agrees to pay an of LcD.de....R expenses if Mor.tgagor breaches any coYeoant in this Security Instrumell1. Mortgagor will also pay on demand any amount incurccd by Lender for iosuring, im;pecti.ng, prcsetVing or otherwise protecting the Property and Lendet's security iDtere~. The.~e exptDses will bear interest from the date of the payment until paid in. full at the hi,gb&''It iDIereat rate in effect &.'1 provided in the teJJI~ of the Secured Debt. Mortgagor agre~ to pay all costs and expenses incurreci by Lender in conecting, enforcing or protectin¡ Ler,Jder's rigbIs and remedies under this Security Iu.nrumcnt. This amount may include, but is not limited to. reasonable attorney!" fee.o¡, court costs. and other legal expeu.'Ics. This amount does not ~lude attOJ:11E)'s' fees for a salaried employee of [he Lender.. Tbis Security In.mument shalL remain in e.ffec:t until released. Mortgagor agrees to pay for any recor.dat~on costs of such release, 1(i. ENVIRONMENTAL LAWS AND HAZABDOUS SUBSTANCES. As llSœ in this section, (1) Eøvitonmental Law meaDs. without limitation, the Comprehensive Environmental Respom;e, Compensation and Liability Act (CERCLA, 42 U.S.C. 9601 et seq.), and all other federal, state and loeal laws, regulatlom;, ordinalJce.~, court orders. attorney general opinions or interpretivc letters coocerD.Ìog the public health, safety. welfare, environment or a haz.a.rdous substance; and (2) Hazardous Substance means any toxic, radioactive or h&z.ardous material, waste, pollutant or coutaminanl which !wi characteristics which render the 5ubstaJJcc dangerous or potentially dangerous to the public hcaJ.th, safety. welfare or environment. The tcan include~, without limitation, any subtlta.nee.'I defined as "hazardollS material," "toxic substaoees," "hazardou~ wute" or "hazardous substance" under any Environmental Law. Mortgagor represcnts. warraots and agrees that: A. Except as previously disclosed and acknowledged in writing to Lender, no Hazardous Substance is or will be loc.atcd, stored Ot released on or in the Property. This restriction does not apply to small quantities of HWlrdous Substances that are geuera11y recognized to be appropriate for the normal u..& aDd mainIeuance of the PJ:OpCrty. B. E;IC;eept u previously disclosed ¡wi acknowledged in writing to teDder, Mortgagor and every tenant have been, are, and shall remain in full compl.i~e with any applicable Environmental Law. Co Mortgagor shall immediately notify Lender if a release or threatened release of a HazardollS Substance occurs on, under or about the Property or there is a viQlation of any Environmental Law concerning the Property. In such an event, Mortgagor shall take alll1CCCssary remedial action in accordaucc with any Environmental Law. D. Mortgagor sball immediately notify Lender in writing as soon as Mortgagor bas reason to believe the{& is any pending or threatened investigation, claim, or proceeding relating to the release or threatened release of any Hazardous Substance or the v~olation of any Environmcotal Law, 17. CONDEMNATION. Mortgagor will give Len,der prompt notice of any pending at threatened action, by private Ot public eDtitiCII to purcba..e or take any or all of the Property through condemnation, eminent domain, or any other mcans. Mortgagor authorizes Lender to intervene in Mortgagor's name in any of the above described actions or claims. MottgagQt usigns to Lender the proceeds of any award or claim for damagcs conoccted with 8 condemnation or other taking of all or any part of the ~perty. Such proce~s s~l1 be conaidered paymenlo¡ and will be applied as provided in. this Security Instrument. This a.o¡slgmnent of proceeds IS subject to the terms of any prior mortgage, deed of trust, seçurlty agreement or. oth.er lien document. 18. JNSURANCE. Mortgagor $tw.l keep Property insured against loss by fire, flood, tbeft and other hazards and risks reasonably a.,soeiated vvith !.be Property due to its type aDå location. This íDSnl"ln.ce shall be mainr.ained in the amouDts and for the periods ~ Lender requir.e.~. The insurance carrier providing tb.e insurance shall be ebosen by Mortgagor subject to Lender's approval. which shall not be um:ea..onahly withheld. If Mortgagor fails to maintain the cover.age described above Lender may at Lender's option, obtain coverage to protect tender's rights in the: Property &:;cocdiog to the teUJ.I1I of thi.. Security llUItrument. ' All !naura.nce policies and renewalll øball be acceptable to Lender and sball include a standard "mortgage clau.'Iew and, where applLcable, "loss payee clause," Morteagor shall immediately notify Lender of cancellation or teunination of the insurance. Lender .sball hav~ the rig,1ñ to hold the po1i.cie.'I aad œnewals. If Lender rcquíres, Mortgagor shall immediately give to LeodeJ:' all recelpU of paJ.d premtwns ao.d reo.ewaJ notìce.,. Upon loss, Mortgagor shall give: immediate DOtìCC to the insllrance car.r.ier and Lender. Lender may make proof of Loss if U.ot made immediately by Mortgagor. . Unless otherwise agreed in writing, aU insura~e proceeds shall be applied to the restoration or repa.ir of the Property or to the Secure4 Debt, whether or not then 4ue, at Lender's option, Any application of proceeds to .priw::ipal shall not ex,tend or @199" Benker. Sye'!",."., lroc.. S!. Cloud. MN ,1·1100·397·23411 Form RE·MTG-WY 11'18/94 (pøge 3 of' 4) C00565 postpone the due datc uf the scheduled payroent oor changc the amount of ~ny paymcnt., ('-.ny c:x.çc;:s~ will be pa~d to the Mortgagor. If thc Proper1.y is acquired by Lender, Mort.gàgor'~ dght to any Insurance pohelcs Hnd p.rocccd~ rc..~ultlng from damage to we Property before thc acquisition shall pa.~5 to tendcr to the c^tent of the Secured Debt IIIUl1cdlately before the accluisiLÎoo. 19. ESCROW FOJ.l TAXES AND INSURANCE. Uoless otherwí.!ie provided i.n a scparate agreement, Mortgagor will not be rcquired to pay to tender funds for taxes and insurance ili «::$erow. 20. FINANCIAL REPORTS AND ADDITIONAL DOCUMENTS. Mortgagor will prnvide to L~nder u.pon reques,t, any financial statement or infonnatioo Lender may deem rc.asooabl.y necessary, Mortgagor agrees to sign, dehver, and file any additional documen~ or certific:aûoDs that Lendcr may consideJ: necessary to p,crfcc:t, continue. and preserve Mortgagor's obligations under this Security lnstrumeut and Lender's lien SW.U!I on. the Property. 21. JOINT AND INDIVIDUAL LIABILITY; CO-SIGNERS; SUCCESSORS AND ASSIGNS BOUND. All duties under this Secudty Instrumenl arc joint aDd individual. If MortgagOJ: si,gn.~ this Security lnstrumeu( but docs not sign an evidencc of debt. Mortgagor docs so only to mortgage Mortgagor's interest in thc Propcrty to secur.e payment of thc Secured Debt and Mortgagor ¡Jocs DoL agree to be pcrsonally liable on the Secured Debt. If this Security IWlLrumcol ~cc.ures a gua~1.\ty hctw&~n Lender and Mortgagor. Mortgagor agrce..~ to waive any righL~ that may prevenL tender From brlDgmg any action or. chum again~t Mo~agor or any party indebted under. the obligation. These rights m.ay include, but are nOL limited te), ~(lY anti-deficicncy or onc-actiQn laws. Mortgagor agree..' tl1at Lender and any party to this Security IDstrumcnI may extend. modify or make any change in the teans of lhis Secu1:ity InstJ;urncnl OJ;' any evidcnce of debt witbout Mortgagor's conscnt. Such a change will not release Mortgagor from thc terms of this Security IDstr.ument. 'fhe duties and benefits of this Security Instrument shall bind and benefit tbe ~ueeessors and assign.~ of M('Ict~;¡gor and Lender, 22. APPLICABLE LAW; SEVERABILITY; INTERPRETATION. Tl1i~ Security Instrument is governed by the laws of the jurisdiction in whic:h Lender is located, execpt to the eXtCnl othcrwise required by tbe laws of the jurisdiction where the Property is IOCllted, This Scc:urity Instrument is complete Rod fully integrated. Tbis Security Instrument may Dot be amended or modified by oral agreement. Any section in this Security Instrument, 8tr.aehUlel)t.~, OJ;' any agreement related to tbe Sccured Debt Lhat confli.cb with applicable law will not be effecti.ve, 11{1le!l~ that law expressly or impliedly pennit$ me variatiol)$ by written a.greement. If any section of this Secur.ity Inmument callnot be eofon:ed according LO iL~ tcrms, war. section wUI be severl::d and will not affect the cnforceability of the remainder of this Security Instrument. Whenever used, the singular sbaU include thl:: pl.utal and the plural the siogular, Tbe capt.ions IInd headillgs of the !lections of this SccuriLy Instrument arc: for convenience only and arc not Lo be used to intcrpret o( define tb.e Lctm!\ of this Security Instrument. Time is of the essence irl this Security In!ltrument. 23. NOTICE. Unlcss otberwise required by law, any nOlice ~hall be: given by delivering it or by mailing it by first cr,an mall to the appropriatE: party's addrc..~5 on page 1 of tbi~ Security ID$Lrument, or to any other add~$ dC!lignatcd in writing. Notice to one mortgagor will be deemed LO be notice LO all mortgagors. 24. WAIVERS. F..xccpt to tbe E:~tel)t prohibited by law. Mortgagt\r waivcs Hny right regarding the marshalling of liens a.nd a..~ser.s and all h,omestead e~emplion rights relating (,0 tbe Propeny, 25. OTHER. TERMS. If cbeckcd. the followil1& are applicable LO this Security Instrument: CJ Une of CredIt. The Secured Debt includes a revolving line of credit provision. Although the Secured Debt may be reduced to a 7..ero balance, thi5 SecuJ:Ïty In$trumcnt will remain in effect until released. III CODstruction LoaD. This Security Instrument securcs aD obJigation incurred for thc construction of an improvcment on tbe Property. D Fixture FWng. Mortgagor gC"clDts to Leader a security interest in all goods tbat Mortgagor owns n.ow or in the future and thaL are or will become fixturcs related to the Property. This Sccudty In!lLrument 5uffiec!I as a fioancing stat£rn.ent aod aoy carbon. photographic or othcr reproduction, mllY be .filed of record for purpO!lCS of Anie(e 9 of tbe Unifonn Commercial Code. D IUders. The covenants and agreemenLs of eacb. of tbe riders checked bc:low arc incorporated ioto and supplcment aud am.end the tenns of this Security Instrument. (Cbeck all applicable boxes] o Condominium Rider 0 Planned Unit Development Rider D Other...............,........................................ o Additional Terms. Mortgagor agrees to tbe Lenns and covenants cODLIlined in this SecuriLY In!lLr.umcnt aDd in (lay ge..<; receipt of a copy of this Scc:urity Instrumcnt Qn the date stë,tcd on pagc 1. . S-vlq--æ-~ <(µ:Jj( 't~. 5-11.JO~ . . . . . . .. . . ~ . .. . . . . . (D~l(:)' ': ¡~n~~;;)LiND'ÅŠ:ÉRGë·""··'·"'''''''··'····'' ....,., -....... (D~~~)" !\CKNOWLEDGMENT: llx1¡>j(uo1) ST~~E OF Y!'YA¥!~.It,.....,.. ......... ..,.,.,.,...... COUNTY OF ,.,..,...."......,...,........"................} ss. Thl~r~~~~~eE~~ was acknuwlcdge before me this ,................... day of .............,....."......."...... _ ....... .. .. .. , by 1'........ !\..... .Q:Jl~DA~..~~p.Q,. ~.4$ A~P.M~Q.V(1F~.~~, U.~~NT~.~Y. TH~ ~.NT!8m~$............,......,.,.,.,......, ........._... _.....,.. . My commission expircs: (Scnl) ·····································.....'.1........,.t...................... (NC¡11Ify public) @1U4 a.......r. Syol.m.. Inc.. Gt. Cloud, MN 11-/:100-397'23411 FDrm Re.MT(.1.WY 1111&/5'" (PD!JfJ 4 of 4) State of California) County of Contra Costa) On S-\C1- a ~ , before me, , verett NorM , personally appeared UY)ct ð-. 4. C¿{ C1 0 , who proved to me on the bas' of satisfactory evidence to be the person(,¡r) wHose name(s.) IS/a¡:.e subscnbed to the wIthm mstrument and acknowledged to me that h€lshe/t~ executed the same in lHa/her/their authorized capacity(~), and that by lHaIher/tH,e.i,r signature(.s.) on the instrument the personÇ8-), or the entity upon behalf of which the personEs) acted, executed the instrument. Ü00566 I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. J..-.........................................r?".... TERESA L. EVEREn _ @"commllalon#1528232 J i .... .' Notary PublIc - CaUfomla ì j' Contra COlla County l MvComm. Exp/Iea Dee ) 7, 2008 -- -- .......... -- -- -- --. -- --- -- -- -- {ack-notary.OI 01 OS.doc; I} ~ .J!. State of California) County of Contra Costa) On 5 . 1'1 - 06 , before me, t ex--esa L, w-er·cH- , personally appeared '\<' clr1(trd A. t¿r tðV , who proved to me on the basis of satisfactory evidence to be the person(s¿ whose name(s). is/are subscribed to the within instrument and acknowledged to me that he/.sh¡;-/tbey executed the same in his/lw/thw authorized capacity(i4s), and that by his~r signature(sj on the instrument the person(s), or the entity upon behalf of which the person(~ acted, executed the instrument. 000567 I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. - - - - ..- - .- .- .- .- .-. .....1 TERESA L. EVEREn t@'...CommIulOn1l1528232; ¡ .' Notary PublIc . Callfomla ~ t;- , CcnIIa ~ C..... i MvComm. ExpMDec·17. 2008 ---.......---......----- {ack-notary.OlOl08.doc; I} IYIn.. J. ,v\Ju "V.11111 ·1"~·'''·'''''' ,.. --....-- - -- '-' '-" LEGAL DESCRIPTION EXlDBIT 'A' t:·00568 Order No: 6010816626 Lot 39 of Star V sRey Ranch Plat 14, UncQln County, Wyoming as described on the official plat filed on August 10,1977 as InstrumeDtNo. 496705 of the records of the Lincoln County Clerk.