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Home My WebLink About939726 WHEN RECORDED, RETURN TO: EQUrIY LOAN SERVICES, lNe. 1100 SUPERIOR A VENUE, SUITE 200 CLEVELAND, omo 44114 NATIONAL RECORDING-FACT RECEIVED 6/12/2008 at 2:30 PM RECEIVING # 939726 BOOK: 697 PAGE: 3 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER. WY COC003 11(¿/3<61),¿,3 Reference Number: 20080917500025 /8G7 ~? [Space Above This Line For Recording Data] Account number: 654-654-3724135-1XXX SHORT FORM LINE OF CREDIT MORTGAGE DEFINITIONS Words used in multiple sections of this document are defined below. The Master Fonn Mortgage includes other defmed words and rules regarding the usage of words used in this document. (A) "Security Instrument" means this document, which is dated MAY 12. 2008, together with all Riders to this document. (B) "Borrower" is CATHERINE T HYDE WHO ACQUIRED TITLE AS CATHERINE HYDE AND DELANE HYDE. WIFE AND HUSBAND. Borrower is the mortgagor under this Security Instrument. (C) "Lender" is Wells Far20 Bank. N.A.. Lender is a National Bank organized and existing under the laws of the United States of America. Lender's address is 101 North Phillips Avenue. Sioux Falls. SD 57104. Lender is the mortgagee under this Security Instrument. (D) "Debt Instrument" means the loan agreement or other credit instrument signed by Borrower and dated MAY 12. 2008. The Debt Instrument states that Borrower owes Lender, or may owe Lender, an amount that may vary from time to time up to a maximum principal sum outstanding at anyone time of, THIRTY THOUSAND AND 00/100THS Dollars (U.S. $30.000.00) plus interest. Borrower has promised to pay this debt in Periodic Payments and to pay the debt in full not later than seven (7) calendar days after June 12. 2048. (E) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (F) "Loan" means all amounts owed now or hereafter under the Debt Instrument, including without limitation principal, interest, any prepaýment charges, late charges and other fees and charges due under the Debt Instrument, and also all sums due under this Security Instrument, plus interest. (G) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: WYOMING-SHORT FORM OPEN-END SECURITY INSTRUMENT ïlìíiÎïiÎÎiiÎlïllliíllïlll~1 (page I of3 pages) Documents Processed 05-09-2008, 12:36:00 ~ Leasehold Rider ~ Third Party Rider ~ Other(s) [ specify] \;'OC004 N/A (H) "Master Form Mortgage" means the Master Fonn Line of Credit Mortgage dated AU2ust 14. 2007, and recorded on AU2ust 30. 2007 as Instrument No. 932651 , Book 670 at Page 599 - 609 of the Official Records in the Office of the Recorder of Lincoln County/City, State of Wyoming. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all future advances, renewals, extensions and modifications of the Debt Instrument, including any future advances made at a time when no indebtedness is currently secured by this Security Instrument; and (ii) the perfonnance of Borrower's covenants and agreements under this Security Instrument and the Debt Instrument. For this purpose, Borrower does hereby mortgage, grant and convey to Lender and Lender's successors and assigns, with power of sale, the following described property located in the County [Type of Recording Jurisdiction] SEE ATTACHED EXHffiIT j)r of Lincoln [Name of Recording Jurisdiction] which currently bas the address of BEDFORD [City] 42 ASTLE RD COUNTY RD 187 [Street] , Wyoming 83112 ("Property Address"): [Zip Code] TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." The Property shall also include any additional property described in Section 20 of the Master Fonn Mortgage. BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record as of the execution date of this Security Instrument. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. MASTER FORM MORTGAGE By the execution and delivery of this Security Instrument, Borrower agrees that all of the provisions of the Master Fonn Mortgage are hereby incorporated in their entirety into this Security Instrument. Borrower agrees to be bound by and to perfonn all of the covenants and agreements in the Master Fonn Mortgage. A copy of the Master Fonn Mortgage has been provided to Borrower. WYOMING-SHORT FORM OPEN-END SECURITY INSTRUMENT HCWF#4818-6698-6241 v2 (02/16/08) 11111111111111111111111111111111 (page 2 of 3 pages) Documents Processed 05-09-2008,12:36:00 L-OC005 BY SIGNING BELOW, Borrower accepts and agrees to the tenns and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. Borrower also acknowledges receipt of a copy of this document and a copy of the Master Fonn Mortgage. C~/~ CATHElNET~ . ~~>-,,. '~ . DELANE HYDE (Seal) -Borrower (Seal) -Borrower For An Individual Acting In His/Her Own Right: State of Wyoming ) County of LWlCQ I V\ ) ss ) The foregoing instrument was acknowle<\ged before me by ~Ct::k\.\Qk\ '1. -t- ',. 4't J-e.. 'l ':b~JtlM..l 4'-/de.- , , this ~day of MÆ'1 Witness my hand and official seal. , 20~ß' JARED B_ GLEUE - NOTARY PUBLIC COUNTY OF &\ STATE OaF LINCOLN \8' WVOMIN MY COMMISSION EXPIRES OCT. 24, 2008 ~E.~ vary Public My Commission Expires: (o h. tf /2-ttlt)?¡ WYOMING-SHORT FORM OPEN-END SECURITY INSTRUMENT lïiiiii.iiÎÎiiiii1illllllillllll (page 3 of3 pages) Documents Processed 05-09-2008, 12:36:00 COC006 EXHIBIT A SITUATED IN THE COUNTY OF LINCOLN AND STATE OF WYOMING: PART OF LOT 4 OF BLOCK 12 OF THE BEDFORD TOWNSITE, LINCOLN COUNTY, WYOMING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHWEST CORNER OF SAID LOT 4 AND RUNNING THENCE SOUTH, 242 FEET¡ THENCE EAST, 180 FEET¡ THENCE NORTH, 242 FEET¡ THENCE WEST, 180 FEET TO THE POINT OF BEGINNING. Permanent Parcel Number: 3418-294-131-1100 CATHERINE T. HYDE AND E. DELANE HYDE, WIFE AND HUSBAND 42 ASTLE ROAD COUNTY ROAD 187, BEDFORD WY 83112 Loan Reference Number : 20080917500025/10623 First American Order No: 14438863 Identifier: FIRST AMERICAN LENDERS ADVANTAGE 1111111111111111111111 HYDE" 14438863 FIRST AMERICAN ELS MORTGAGE 1111111111111111111111111111111111111111111111111 WY