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HomeMy WebLinkAbout940769 WHEN RECORDED, RETURN TO: EQUflY LOAN SERVICES, INe. 11 ()() SUPERIOR A VENUE, SUITE 200 CLEVELAND,OiDO 44114 NATIONAL RECORDING-FACT RECEIVED 7/23/2008 at 3:44 PM RECEIVING # 940769 BOOK: 100 PAGE: 686 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER, WY 000686 [Space Above This Line For Recording Data) ~o G oS Reference Number: 20081357300033 Account number: 650-650-8554156-1XXX 4 1. SHORT FORM LINE OF CREDIT MORTGAGE DEFINITIONS ~1L\5~ò6L Words used in multiple sections of this document are defined below. The Master Form Mortgage includes other defmed words and rules regarding the usage of words used in this document. (A) "Security Instrument" means this document, which is dated JUNE 16. 2008, together with all Riders to this document. (B) "Borrower" is JULIE A. DmLIN AND CURTIS W. DmLIN. WIFE AND HUSBAND WHO ACOUIRED TITLE AS JULIE DmLIN AND CURTIS DmLIN. WIFE AND HUSBAND. Borrower is the mortgagor under this Security Instrument. (C) "Lender" is Wells Farl!o Bank. N.A.. Lender is a National Bank organized and existing under the laws of the United States of America. Lender's address is 101 North Phillips Avenue. Sioux Falls. SD 57104. Lender is the mortgagee under this Security Instrument. (D) "Debt Instrument" means the loan agreement or other credit instrument signed by Borrower and dated JUNE 16. 2008. The Debt Instrument states that Borrower owes Lender, or may owe Lender, an amount that may vary nom time to time up to a maximum principal sum outstanding at anyone time of, FIFTY-EIGHT THOUSAND TWO HUNDRED AND 00/100THS Dollars (U.S. $58.200.00) plus interest. Borrower has promised to pay this debt in Periodic Payments and to pay the debt in full not later than seven (7) calendar days after Julv 16. 2048. (E) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (F) "Loan" means all amounts owed now or hereafter under the Debt Instrument, including without limitation principal, interest, any prepayment charges, late charges and other fees and charges due under the Debt Instrument, and also all sums due under this Security Instrument, plus interest. (G) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]; WYOMING-SHORT FORM OPEN-END SECURITY INSTRUMENT liiuûYiiiiiiii1ill1211iillmlll (page 1 of 3 pages) Documents Processed 06-16-2008,10:18:16 ~ Leasehold Rider ~ Third Party Rider IN/AI Other(s) [specify] 000687 N/A (H) "Master Form Mortgage" means the Master Form Line of Credit Mortgage dated AUl!ust 14. 2007, and recorded on AUl!ust 30. 2007 as Instrument No. 932651 , Book 670 at Page 599 - 609 of the Official Records in the Office of the Recorder of Lincoln County/City, State of Wyoming. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all future advances, renewals, extensions and modifications of the Debt Instrument, including any future advances made at a time when no indebtedness is currently secured by this Security Instrument; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Debt Instrument. For this purpose, Borrower does hereby mortgage, grant and convey to Lender and Lender's successors and assigns, with power of sale, the following described property located in the County [Type of Recording Jurisdiction] of Lincoln [Name of Recording Jurisdiction] SEE ATTACHED EXHmIT which currently has the address of ETNA [City] , Wyoming 119 SADDLE CIR [Street] 83118 . [Zip Code] ("Property Address"): TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." The Property shall also include any additional property described in Section 20 of the Master Form Mortgage. BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record as of the execution date of this Security Instrument. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. MASTER FORM MORTGAGE By the execution and delivery of this Security Instrument, Borrower agrees that all of the provisions of the Master Form Mortgage are hereby incorporated in their entirety into this Security Instrument. Borrower agrees to be bound by and to perform all of the covenants and agreements in the Master Form Mortgage. A copy of the Master Form Mortgage has been provided to Borrower. WYOMING-SHORT FORM OPEN-END SECURITY INSTRUMENT lï.iûiïÎÎi¡i.i1illialliÎ...111 (page 2 of 3 pages) Documents Processed 06-16-2008,10:18:16 BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. Borrower also acknowledges receipt of a copy of this document and a copy of the Master Form Mortgage. O~~ (Seal) 000688 -Borrower (Seal) -Borrower For An Individual Acting In His/Her Own Right: State of Wyoming ) County of ¿íl^ccJ"" ) ss ) The foregoing in¡rment was ac I. '"., this .J~_ßay of . j -"v...e ---- -' ,20~ Witness my hand and official seal. . ?-Iq-J! My Commission Expires: tIN.MMIN C I1IWMT Natory PuÞIc LInootn County Wvomlntl CamtnlellOn ..... WYOMING-SHORT FORM OPEN-END SECURITY INSTRUMENT ,iœuûmïïiiiiiii1illlUllïnfimlll (page 3 of3 pages) Documents Processed 06-16-2008,10:18:16 · All-purpose Acknowledgment State of California County of O((\~q~ On '"JUl'\t lb I ¿ollrl before me, ~\I\Of\ ~jJ"\" Nrl'tIIJ rJ9\u personally appeared Cvrh ç \oJ. D \ b\ 11\ California only 000689 (here insert name and title of the officer), who proved to me on the basis of satisfactory evidence to be the personW whose name(-s) is/~ subscribed to the within instrument and acknowledged to me that he/she/tRcy executed the same in his/hetftfteir authorized capacity(ies), and that by his/hetAAeir signature~ on the instrument the person('S}, or the entity upon behalf of which the person(-s)'acted, executed the instrument. I certify under PENALTY OF PERJURY under the laws of the State of California that the foregoing paragraph is true and correct. Signature WITNESS my hand and official seal. Scann.. ¡...bl.d SIoII. sh.uld ".n thl. t.nn M.nu'" Subm¡''¡.. R.UIlI. Dop..11 Opt"II... IIIIIIIII~IIIIIII FOO 1-000DSG5350CA-O 1 DS6S3S0 CA (12-0711)424) Notary Seal 000690 EXHIBIT A SITUATED IN THE COUNTY OF LINCOLN AND STATE OF WYOMING: LOT 28 OF NORDIC RANCHES DIVISION NO.3, ACCORDING TO THAT PLAT RECORDED APRIL 6, 1993 AS PLAT NO. 311-B, DOCUMENT NO. 762820 IN THE OFFICE OF THE CLERK, LINCOLN COUNTY, WYOMING. Permanent Parcel Number: 3619-264.00-185.00 CURTIS W. DIBLIN AND JULIE A. DIBLIN, HUSBAND AND WIFE 119 SADDLE CIRCLE, ETNA WY 83118 Loan Reference Number : 20081357300033/10605 First American Order No: 37456352 Identifier: FIRST AMERICAN LENDERS ADVANTAGE 1111111111111111111111 DIBLIN 37456352 WY FIRST RMERICRN ELS MORTGRGE 1111111111111111111111111111111111111111111111111