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Home My WebLink About940887 After Recording Return To: WHEN RECORDED, RETURN TO: EQUITY LOAN SERVICES, INe. 1100 SUPERIOR A VENUE. SUITE 200 CLEVELAND, OHIO 44114- NATIONAL RECORDING RECEIVED 7/29/2008 at 2:40 PM RECEIVING # 940887 BOOK: 701 PAGE: 147 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER. WY 0001.47 37(P 61/1/ Reference Number: 20081487300091 [Space Above This Line For Recording Data] I t7~~'3 Account number: 654-654-37 43341-1XXX SHORT FORM LINE OF CREDIT MORTGAGE DEFINITIONS Words used in multiple sections of this document are defined below. The Master Form Mortgage includes other defined words and rules regarding the usage of words used in this document. (A) "Security Instrument" means this document, which is dated JULY 03. 2008, together with all Riders to this document. (B) "Borrower" is KATRINA U. GEESAMAN WHO ACQUIRED TITLE AS KATRINA GEESAMAN AND RIDGELY GEESAMAN. A NON VESTED SPOUSE WIFE AND HUSBAND. Borrower is the mortgagor under this Security Instrument. ~l. (C) "Lender" is Wells Fan!o Bank. N.Ah Lender is a National Bank organized and existing under the laws ofthe :3.J Unitcd States of America. Lender's address is 101 North Phillips Avenue. Sioux Falls. SD 57104. Lender is the I J mortgagee under this Security Instrument. 7,1 ' (D) "Debt Instrument" means the loan agreement or other credit instrument signed by Borrower and dated JULY # V 03. 2008. The Debt Instrument states that Borrower owes Lender, or may owe Lender, an amount that may vary from time to time up to a maximum principal sum outstanding at anyone time of, QNE HUNDRED THOUSAND AND 001100THS Dollars (U.S. $100.000.00) plus interest. Borrower has promised to pay this debt in Periodic Payments and to pay the debt in full not later than seven (7) calendar days after AU2ust 03. 2048. (E) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (F) "Loan" means all amounts owed now or hereafter under the Debt Instrument, including wifuout limitation principal, interest, any prepayment charges, late charges and other fees and charges due under the Debt Instrument, and also all sums due under this Security Instrument, plus interest. (G) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: WYOMING-SHORT FORM OPEN-END SECURITY INSTRUMENT iIIUIÛ8.1iïiÎiìûiïilllllll.IIIID (page J of3 pages) Documents Processed 07-03-2008, 12:20:31 ~ Leasehold Rider ~ Third Party Rider ~ Other(s) [specify] 0001.48 , N/A (H) "Master Form Mortgage" means the Master Form Line of Credit Mortgage dated AUl!ust 14. 2007, and recorded on AUl!ust 30. 2007 as Instrument No. 932651 , Book 670 at Page 599 - 609 of the Official Records in the Office of the Recorder of Lincoln County/City, State of Wyoming. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all future advances, renewals, extensions and modifications of the Debt Instrument, including any future advances made at a time when no indebtedness is currently secured by this Security Instrument; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Debt Instrument. For this purpose, Borrower does hereby mortgage, grant and convey to Lender and Lender's successors and assigns, with power of sale, the following described property located in the County [Type of Recording Jurisdiction] of Lincoln [Name of Recording Jurisdiction] SEE ATTACHED EXHmIT which currently has the address of AFTON [City] 210 TWIN CLIFFS RD [Street] , Wyoming 83110 [Zip Code] ("Property Address"): TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." The Property shall also include any additional property described in Section 20 of the Master Form Mortgage. BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances öf record as of the execution date of this Security Instrument. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. MASTER FORM MORTGAGE By the execution and delivery of this Security Instrument, Borrower agrees that all of the provisions of the Master Form Mortgage are hereby incorporated in their entirety into this Security Instrument. Borrower agrees to be bound by and to perform all of the covenants and agreements in the Master Form Mortgage. A copy of the Master Form Mortgage has been provided to Borrower. WYOMING-SHORT FORM OPEN-END SECURITY INSTRUMENT iiuii8.Îì!ÎÎiiimii1illiIUlliriulmIID (page 2 of 3 pages) Documents Processed 07-03-2008, 12:20:31 ( o - 03 --ð ð> - 03 '-' C)( (Seal) -Borrower 0001.49 ~ AN, A NON VESTED SPOUSE () (Seal) -Borrower For An Individual Acting In His/Her Own Right: State of Wyoming ) County of L/4. cO{'1 ) ss ) this l day of ,.J<.vl'i 200$' , - Witness my hand and official seal. JARED B. GLEUE - NOTARY PUBLIC COUNTY OF &\ STATE OF LINCOLN _ WYOMING MY COMMISSION EXPIRES OCT. 24. 2008 ~ 6.~ ¿ Public My Commission Expires: /19 I lell! 00 cr WYOMING-SHORT FORM OPEN-END SECURITY INSTRUMENT ïiuii8.ûiÎÎÙEmlliiilßllillmlll (page 3 of 3 pages) Documents Processed 07-03-2008, 12:20:31 EXHIBIT A 000150 SITUATED IN THE COUNTY OF LINCOLN AND STATE OF WYOMING: BEGINNING AT THE SOUTHEAST CORNER OF THE NORTHWEST 1/4 NORTHEAST 1/4 OF SECTION 32, TOWNSHIP 33 NORTH RANGE 118 WEST OF THE 6TH PRINCIPAL MERIDIAN, LINCOLN COUNTY, WYOMING AND RUNNING THENCE NORTH 20 RODS; THENCE WEST 80 RODS; THENCE SOUTH 20 RODS; THENCE WEST 50 RODS, MORE OR LESS, TO THE EAST EDGE OF HIGHWAY 89; THENCE SOUTHEASTERLY ALONG SAID EDGE OF HIGHWAY TO ITS POINT OF INTERSECTION WITH A LINE PARALLEL TO THE EAST-WEST QUARTER SECTION LINE OF SAID SECTION AND 21 AND 1/2 RODS DISTANCE THEREFROM; THENCE EAST ON SAID PARALLEL LINE TO A POINT 49 RODS EAST FROM THE NORTH-SOUTH QUARTER SECTION LINE; THENCE NORTH 58 AND 1/2 RODS; THENCE EAST 31 RODS TO THE PLACE OF BEGINNING. Permanent Parcel Number: 3318-321-00-360.00 KATRINA UNDERWOOD GEESAMAN 210 TWIN CLIFFS ROAD, AFTON WY 83110 Loan Reference Number 20081487300091/10623 First American Order No: 37609181 Identifier: FIRST AMERICAN LENDERS ADVANTAGE /111/11111111111111111 GEESAMAN 37609181 WY FIRST AMERICAN, ELS MORTGAGE 11111111111111111111 ""11111/11 11111111111111111