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Home My WebLink About942331 WHEN RECORDED, RETURN TO: EQUITY LOAN SERVIC~ ING. 1100 SUPERIOR A VENUE, SUITE 200 CLEVELAND, OHIO 44114 NA110NALRECORDING· TEAM 1 AccommooalÍon Recording Per Client Request RECEIVED 9/18/2008 at 2:45 PM RECEIVING # 942331 BOOK: 705 PAGE: 183 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER. WY 000183 v !o(p 0 t{ J tt 2 q ft/~ ~ Reference Number: 20082089100068 [Space Above This Line For Recording Data] Account number: 650-650-8785750-1XXX I d DEFINITIONS "'i'\, Words used in multiple sections of this document are defined below. The Master Fonn Mortgage includes other defined words and rules regarding the usage of words used in this document. SHORT FORM LINE OF CREDIT MORTGAGE (A) "Security Instrument" means this document, which is dated SEPTEMBER 02. 2008, together with all Riders to this document. (B) "Borrower" is VERONICA L ENDECOTT. WHO ACQUIRED TITLE AS. VERONICA MARCmONE AND JEFF ENDECOTT. A NON-VESTED SPOUSE. WIFE AND HUSBAND. Borrower is the mortgagor under this Security Instrument. (C) "Lender" is Wells Fareo Bank. N.A.. Lender is 'a National Bank organìzed and existing under the laws of the United States of America. Lender's address is 101 North Phillips Avenue. Sioux Falls. SD 57104. Lender is the mortgagee under this Security Instrument. (D) "Debt Instrument" means the loan agreement or other credit instrument signed by Borrower and dated SEPTEMBER 02. 2008. The Debt Instrument states that Borrower owes Lender, or may owe Lender, an amount that may vary from time to time up to a maximum principal sum outstanding at anyone time of, FIFTY THOUSAND AND 00/100THS Dollars (U.S. $50.000.00) plus interest. Borrower has promised to pay this debt in Periodic Payments and to pay the debt in full not later than seven (7) calendar days after October 02. 2048. (E) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (F) "Loan" means all amounts owed now or hereafter under the Debt Instrument, including without limitation principal, interest, any prepayment charges, late charges and other fees and charges due under the Debt Instrument, and also all sums due under this Security Instrument, plus interest. (G) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: WYOMING-SHORT FORM OPEN-END SECURITY INSTRUMENT HCWF#4818-6698-6241 v2 (02/16/08) 1IIIIIIImlmRIIWlllmllllllllUmlllB (page 1 of 3 pages) Documents Processed 08-28-2008, 09:03:13 ~ Leasehold Rider ~ Third Party Rider ~ Other( s) [specify] 0001.84 N/A (H) "Master Form Mortgage" means the Master FOTIll Line of Credit Mortgage dated AUl!ust 14. 2007, and recorded on AUl!ust 30.2007 as Instrument No. 932651 , Book 670 at Page 599 - 609 of the Official Records in the Office of the Recorder of Lincoln County/City, State of Wyoming. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all future advances, renewals, extensions and modifications of the Debt Instrument, including any future advances made at a time when no indebtedness is currently secured by this Security Instrument; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Debt Instrument. For this purpose, Borrower does hereby mortgage, grant and convey to Lender and Lender's successors and assigns, with power of sale, the following described property located in the County [Type of Recording Jurisdiction] of Lincoln [Name of Recording Jurisdiction] SEE ATTACHED EXHIBIT 1\ KEMMERER [City] , Wyoming 621 CEDAR AVE [Street] 83101 [Zip Code] ("Property Address"): which currently has the address of TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." The Property shall also include any additional property described in Section 20 of the Master FOTIll Mortgage. BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record as of the execution date of this Security Instrument. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. MASTER FORM MORTGAGE By the execution and delivery of this Security Instrument, Borrower agrees that all of the provisions of the Master FOTIll Mortgage are hereby incorporated in their entirety into this Security Instrument. Borrower agrees to be bound by and to perfoTIll all of the covenants and agreements in the Master FOTIll Mortgage. A copy of the Master FOTIll Mortgage has been provided to Borrower. WYOMING-SHORT FORM OPEN-END SECURITY INSTRUMENT ïlñmi8.RiÎÎiìml.ïl~.inl¡lin.mlll (page 2 of 3 pages) Documents Processed 08-28-2008. 09:03:13 ÛOô1.B5 BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in tbis Security Instrument and in any Rider executed by Borrower and recorded with it. Borrower also acknowledges receipt of a copy of this document and a copy of the Master Foun Mortgage. (Seal) -Borrower (Seal) -Borrower For An Individual Acting In His/Her Own Right: State of Wyoming ) ) ss County of Lu''\.(',oV\ ) The foregoing instrument was acknowledged before me by \/.eVDYu..éfL..t . .r; hda Œntl (1 V'd .Jc-r-?' Pn.rl.Q k hðIAJ·1t\ ~ this ~day of W\. tTGV- ('o{+. ~C7oY\tL.01j-- , ,20J)6 Witness my hand and official seal. ",\"1111111 ,,\ DYS I" .' ~"'_I ~:....... 0...:1" , " .' ..R"····v " ~ .;:y "'O:'í ,... r ". ~ ...-~..~ .. IIfIÞ ... I~t' " ..- :II.I.J. \..~\ ~ -: f I.ItlCo . - = : ..,'f'{0 : = - _cOû"," : C!S- -:. '. ..~~ till e. 1"". ..~~ ... ,. ~...... ~ d\~'" pue~.· 0 '" ~ ' ~ ;;:.......~ " 'I", 'r:: Of \\" "11"",\,,\ ~g"qSi!> , My Commission Expires: uÞ. liJ.LJ./ d..0 (;) I WYOMING-SHORT FORM OPEN-END SECURITY INSTRUMENT ,i.iíiïiiin-mliillluullium.". (page 3 of3 pages) Documents Processed 08-28-200R. 09:01:13 EXHIBIT "A" LEGAL DESCRIPTION A PARCEL OF LAND SITUATED IN THE STATE OF WYOMING, COUNTY OF LINCOLN, WITH A STREET LOCATION ADDRESS OF 621 CEDAR AVE; KEMMERER, WY 83101-3016 CURRENTLY OWNED BY VERONICA MARCHIONE HAVING A TAX IDENTIFICATION NUMBER OF 2116-144-22-175.00 AND FURTHER DESCRIBED AS KMER OT B 04 L 07 T21 Rl16 . 2116-144-22-175.00 621 CEDAR AVE; KEMMERER, WY 83101-3016 20082089100068 38297486/£/or 1111111111111111111111 ENDECOTT " 38297486 FIRST AMERICAN ELS MORTGAGE 1111111111111111111111111111111111111111111111111 ~y 0001.86