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Home My WebLink About943344 RECEIVED 10/31/2008 at 2:13 PM RECEIVING # 943344 BOOK: 708 PAGE: 280 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER, WY WHEN RECORDED, RETURN TO: EQUITY LOAN SERVICES, INC. 1100 SUPERIOR A VENUE, SUITE 200 CLEVELAND, OHIO 44114 NATIONAL RECORDING - TEAM 2 :Accommodalion RecQrriinK Per Client Request 000280 Reference Number: \ l)J~~ 20082567500012 '3 ~ llJ11l f tcount number: 654-654-3766847-1XXX SHORT FORM LINE OF CREDIT MORTGAGE [Space Above This Line For Recording Data) DEFINITIONS Words used in multiple sections of this document are defined below, The Master Form Mortgage includes other defined words and rules regarding the usage of words used in this document. (A) "Security Instrument" means this document, which is dated OCTOBER 10. 2008, together with all Riders to this document. (B) "Borrower" is KAY DELL LUTHI AND MELANIE D CHADWICK. WHO ACQUIRED TITLE AS MELANIE LUTHI. HUSBAND AND WIFE. Borrower is the mortgagor under this Security Instrument. (C) "Lender" is Wells Farl!o Bank. N.A.. Lender is a National Bank organized and existing under the laws of the United States of America. Lender's address is 101 North Phillips Avenue. Sioux Falls. SD 57104, Lender is the mortgagee under this Security Instrument. (D) "Debt Instrument" means the loan agreement or other credit instrument signed by Borrower and dated OCTOBER 10. 2008. The Debt In~trument states that Borrower owes Lender, or may owe Lender, an amount that may vary from time to time up to a maximum principal sum outstanding at anyone time of, FORTY-NINE THOUSAND ONE HUNDRED TWENTY AND 00/100THS Dollars (U.S, $49.120.00) plus interest. Borrower has promised to pay this debt in Periodic Payments and to pay the debt in full not later than seven (7) calendar davs after November 10. 2048, (E) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (F) "Loan" means all amounts owed now or hereafter under the Debt Instrument, including without limitation principal, interest, any prepayment charges, late charges and other fees and charges due under the Debt Instrument, and also all sums due under this Security Instrument, plus interest. (G) "Riders" mèans all Riders to this Security Instrument that are executed by Borrower, The following Riders are to be executed by Borrower [check box as applicable]: WYOMING-SHORT FORM OPEN-END SECURITY INSTRUMENT ïiiiû8.1iiÎÎi¡ûnnimiiIIIOinIIIIB (page I of 3 pages) Documents Processed 10-08-2008, 12:59:19 ~ Leasehold Rider ~ Third Party Rider ~ Other(s) [specify] 00&281. N/A (H) "Master Form Mortgage" means the Master Form Line of Credit Mortgage dated AU2ust 14, 2007, and recorded on AU2ust 30. 2007 as Instrument No. 932651 , Book 670 at Page 599 - 609 of the Official Records in the Office of the Recorder of Lincoln County/City, State of Wyoming. . TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all future advances, renewals, extensions and modifications of the Debt Instrument, including any future advances made at a time when no indebtedness is currently secured by this Security Instrument; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Debt Instrument. For this purpose, Borrower does hereby mortgage, grant and convey to Lender and Lender's successors and assigns, with power of sale, the following described property located in the County [Type of Recording Jurisdiction] I{ l / SEE ATTACHED EXHIBIT A . v of Lincoln [Name of Recording Jurisdiction] which currently has the address of 210 W. MAIN ST [Street] 83114 [Zip Code] ("Property Address"): COKEVILLE [City] , Wyoming TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." The Property shall also include any additional property described in Section 20 of the Master Form Mortgage, BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record as of the execution date of this Security Instrument. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. MASTER FORM MORTGAGE By the execution and delivery of this Security Instrument, Borrower agrees that all of the provisions of the Master Form Mortgage are hereby incorporated in their entirety into this Security Instrument. Borrower agrees to be bound by and to perform all of the covenants and agreements in the Master Form Mortgage. A copy of the Master Form Mortgage has been provided to Borrower. WYOMING-SHORT FORM OPEN-END SECURITY INSTRUMENT illiimœ8.1òm~ili-ûnÛI~II~liul¡llin.mIID (page 2 of 3 pages) Documents Processed 10-08-2008, 12:59:19 C:Oô282 BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. Borrower also acknowledges receipt of a copy of this document and a copy of the Master Form Mortgage. ktRiJl --L~ KAY -îLU' - 'V . '0 . ~& ~UQ D chYdüj~ M LANIE C ADWICK For An Individual Acting In HislHer Own Right: State of Wyoming ) ) ss County of L\.\"\eD\ Vì ) (Seal) -Borrower (Seal) -Borrower The foregoing instrument was acknpwledged before me by , \' ~l)u:S)e..-L\ "-n~ t. ~ .fV\.O\(Lv'ì.( o~. 0,\¡w1 lQJl cJì this l.Qday of t ~~t:o\rlo ¡,- ,2011:6 Witness my hand and official seal. QUINE CRNI<OVICH - N01ARY PUBLIC County of ".' State of Lincoln Wyoming My Commission Expil'r,1$ Aug. 1! 20'12 .~ ,":¡. My Commission EXPires:j}uJ I) 2ó/7-- WYOMING-SHORT FORM OPEN-END SECURITY INSTRUMENT mllui¡1iiÎÎmi1.ûilliimIIIÎlmmll& (page 3 of3 pages) Documents Processed 10-08-2008, 12:59:19 00&283 EXHIBIT A SITUATED IN THE COUNTY OF LINCOLN AND IN THE STATE OF WYOMING: LOTS 3, 4, 5 AND 6 OF BLOCK OF 2 OF THE COLLETT FIRST ADDITION TO THE TOWN OF COKEVILLE, LINCOLN COUNTY, WYOMING AS DESCRIBED ON THE OFFICIAL PLAT THEREOF, TOGETHER WITH ALL BUILDINGS, IMPROVEMENTS AND APPURTENANCE THEREON SITUATE OR IN ANYWISE APPERTAINING THERETO. Permanent Parcel Number: 2419.053-06-029.00 KAY DELL LUTHI AND MELANIE LUTHI, HUSBAND AND WIFE 210 WIST MAIN, COKEVILLE WY 83114 Loan Reference Number : 20082567500012 First American Order No: 38760918 Identifier: FIRST AMERICAN LENDERS ADVANTAGE '1111111111111111111111 LUTHI" 38760918 WY FIRST AMERICAN ELS MORTGAGE 111111111111 l1li1111 111111111111 11111111111111111