Loading...
HomeMy WebLinkAbout873923TO/L TSO£ X 1sazatut snid `tuaunu1sui Altunoos sup zapun anp sums Ile pue `atoN aq1 zapun anp saazmgo ales pue saatego luauz&izdaid &uu `1saiotut snid `atoN aril kg paouaptna Nap atp sum „ueo7„ (A) „Ilzadozd agt ut stg2 �2i jo zajsue.u 2utpuati agt zapun motaq pagtzosap St to p Atzado..td alp small' „Spadoa,t„ (a) TEO Z T x' Inr uutti zam 1ou tin3 ut tgap aril ,dud of puu stuautked otpotzad magi ut 1g9p sup dud 01 pas sett zamonog •lsazatut snid 00 EL .s a) sloIioQ 0oT /00 (INY aMYsnOHS 332IFIS ALNat 3S zapuaJ saMO zamozlog tegl satuts atoN agZ patep puu zaMOZZOg paints atou ktossttuozd alp suuatu „a;oN„ (a) tuautnztsui'ttznoaS sup zapun aa2u2tzotu agt st zapual 106Z8 AM 'SDNIHdS )100H mauls LI3d,N30 H,L 1ON 00Z st ssazppu s Y0I113XY 30 MINIS aaLINf1 3HL Jo smut agt zapun 2uttstxa puu paztuuhzo NOLLY11031100 u st zapua ONI!',ft °t e:31\1',.) :!'.A NNV i >18310 X.LNflOO ITIODN11 03A133 TOOZ 'ST 3Nnr+ Door /to /tt ludo watapoa fraud zr fo r a8vd) tMA1f DOcI ZN IWLDIZSNI Y�i2I03IN[I aeyAI an'us,I SITamd aI2u1S ONIIAIOAM MMNYg TI NOI LYN Zs2tI3 ASINfINWOO ST „aapuaI„ (0) •tuatututsui Allmon sup zapun m20tz0111 am St zaMOZZOg saIM aNY aNvasnn 'mmHg Z aN3'r v aNY swag Z 3'Ifii st aa,►toaaog„ (g) tuauznoop sup 01 szappi tie gltM zagta�ot T 0 0 Z 'ST 3Nf1C patup st gotgm `tuauznoop sup sueaut „luatuna;suI Slianz s,, (v) •9I uottoag ut paptnozd osge azu tuauznoop sup ut pasn spzom 3o aesn utpzm2az saint utm.ta0 'iZ PIM oz 8i ET `I I `E suottoag ut pautjap aze spzom zagto pue motaq pautjap are tuaumoop sup 3o suopoas aidttintu ut pasn spzorn aaaKElN zaaHltd :xaawnN N O' aaaaa HOV LION [gym 2uipaoaag am a Uri snl1 anogv aaeds] 0 F C1 aovd ?Id g C 6£L8 SNOIIINLI U T06Z8 AM 'SONl2ids moot' mauls H3d.N30 HJ HON 00 Z NNW{ 'IYNOI.LYN ,LS2iI3 LLINf I NO0 :01 tuntali 2utpz000ll za13V qA 3w� i393.0df leGe 3 yJSS� asvv -3a ass R! fa r. Gael 13S 0311pOVI Sias 40 3S1/313 b0� 39Vd 1 7 X009 s!q 03v311. 'iIJ asqsp S 0 3 '13m ti allsis la ILL s 08 73923 G31 G) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: 0 Adjustable Rate Rider 0 Balloon Rider 0 1 -4 Family Rider Condominium Rider Planned Unit Development Rider Other(s) [specify] (11) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non appealable judicial opinions. (I) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization (J) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (K) "Escrow Items" means those items that are described n Section 3. (L) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnatiar; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. (M) "Mortgage Insurance" means insurance potecting Lender against the nonpayment of, or default on, the Loan. (N) 'Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (0) RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, RESPA" refers to all requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. (P) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and/or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage, grant and convey to Lender and Lender's successors and assigns, with power of sale, the following described property located in the COUNTY (Type of Recording Jurisdiction) of LINCOLN (Name of Recording Jurisdiction) LOT 20 21 AND 22 OF SOUTHLAND PARK TO THE TOWN OF DINONDVIL.LE, LINCOLN COUNTY, WYOMING AS DESCRIBED ON THE OFFICIAL PLAT THEREOFF. which currently has the address of 1138 COAL CREEK AVENUE DIAMONDVI LLE [City] ,Wyoming 83116 [Zip Code] WYOMING Single Family Fannie Mae/Freddie Mac UNIFORM INSTRUMENT DOCU1WY2 (Page 2 of 12 pages) DOC1 WY2.VTx 11/04 /2000 0 Second Home Rider Biweekly Payment Rider [Street] "Property Address Fonu 3051 1/01 000e /90 /TT XSA•E.MTn3oU (sagnd zr fo F 92nd) EAM I TO/1 ISOC Tuaog .LM' WLUL .SNI Y1RI03I sip as} I atppaa,JPu}S atmte I ,limed at3u!S ON HZ\IOAM aoueznsut iIs puo Sue zoj sum (o) `.Sue jt `S)JadoJd 041 uo qua' punoJ2 Jo slUPTIl ud pIo'asuaT (q) `.S)zadoJd agf uo aouuzqurnoua JO =II u SE tuaurnzisui SlunoaS situ Jana. Sluoud polio uuo noInm swan zappo pue sivaurssasse pue saxui (o) :Jo anp siunouro jo luauTSod zoj apinozd 01 „spun„ am) urns 0 `lin in plod sT afoN aqi limn `aioN aqi zapun anp aJ0 sluauISed otpouad Sop aqi uo zapua-i of Sod hells JamOJTOH •sutan Atoaasg ao; spung •sluauISod otpouad alai jo `lunouro agi aguogo JO `plop anp aqi auodfsod Jo puaixa IOU hugs a1oN and Japun onp lodtoupd of spaaooJd snoauollaosiIAI zo `spaaooJd aouuznsuT `sfuauuSod jo uogootiddo Sud pioN a41 ut paguosap st? uagt puo sa2zeno ivaulkodazd Suu of l sig patlddoaq lions s)uaurSodazd SzolunloA •anp saaze4o ow' Suu of panddu aq Sour ssaoxa Lions `sluamSod otpouad prom Jo auo jo luauuSod IIn agf of parlddo sT )uaurSed alit zaije sisixa ssaoxa Sue fogl ivaixa aqi oy 'pin3 ut prod aq use fuaui &od woo `tog) lualxa agi of pue 'TT s)uauTSOd oipouad ant jo )uaurSodaz am 01 JamoIog uzozj paniaoaz luammiod Soo Slddo SOUr zapuaZ Tutpu01S1f0 Si 1110u1S0d oipouad auo u0n1 a1011.1 3I 'a2zugo am an) puo luauxi(d ivanbutlap ant 0l poniddo aq dour ivauiSod 041 `anp aazeno aioi Suo ad of lunouro )uaToTjjns e sapnlouT goTnm luaUIS0d otpouad fuanbutTap 0 z0j zamozrog uzozj ivauiXOd 0 SOATaoaz zapual jI •a10N agf jo aouoloq Iodrouud aqi aonpaa of uanl puo `luauzru)sui Siunas slip zapun onp slunouz0 zarpo Suu o) puooas `saazego am 01 Iszij patlddo aq hogs slunouro 5utuiouraz Suy onp auzooaq it goigm ut zapzo arp uT fuauWS0d oipouad gooa o) patiddu aq Hugs slu0ui&od lions uoiioas zapun onp suunouro (o) `.aloN agl zapun anp IodTouud (q) `.aioN aril zapun onp fsazalut (o) :S1uopd jo Japzo 2uimolloj and ut pagddo aq hugs Japuarl Sq pagddo pus paida000 sfuauSod Ito `z uot1oas sine ui paquosap asimzanio so idaoxg •spaaaoad 10 s;uautSud ;o uot;uallddy •z •luaunuisui S)iznoas sin) Sq painoas sivauzaade pue siu0uanoo an) 2uTArzojzad JO fuarrmzisui Sipnas sup puo aioN anp Japun onp s)uaurSod �uT3leuz uIOJj zamozzog aAATla1 hogs JapuaJ isuT0 0 aznin aqi uI z0 moo 0n01.1 111 21111 zamozz0H goigm uriOlo zo lasjjo oN •aznsolo0zoj of zoud Slpioipauur aioN aj1 zapun aouoioq Iodtoupd 2utpuutsino agf of pailddu aq TIIm spunj Lions `zailzea pailddu loo 31 •zamozzog 01 mom uzniaz zo spunj Lions Sidde zagiia Huns Japuaq 'amp jo pouad aigouosoaz o uplink os op iou sop zamozzog ji •luauno uoo'i atp 2uuq 01 luau1Sod sa)l0uI zamoJzog I!)un spunj pagddoun gons pion Sour Japual •spunj pailddoun uo isazaluT Sod iou paau Japua' uaip romp onp pompanos sIT jo so patidd0 sT 1uaulkod otpoLpad goon 31 'pa)da000 axe swam/cud nons amp 041 le s)uauiSod lions Sidde 01 pa1o2Tigo lou Si zapuarl inn `azfInj am ut sworn/cod zo fuaui(od nons asnjaz 01 s1g2u Sit 01 aotpnfazd JO zapunazag sig2u Sug 3O Janr0m lnonlim `fuanno ueo-1 aLii 2uuq 01 luatoT3jnsut luauMS0d lowed Jo )uaur,iod Sue ida000 ,lour zapua' •luazzno uoorl am 2uuq 01 lua!otjjnsm axe sluaum /od iopzod Jo luauISod agf ji luauJSod Ietind z0 luau'Sod Sue urniaz Soul aopuog •Sj uoTfoas uT suoisinozd aot)ou alli 41Im aouepJO000 uT zapua -i Sq pafou2Tsap aq Sour so uoti000l zagfo gons 10 Jo 010N 041 ut p010112TSap UOTI000J ani 10 pOAT000z uagm zapua' Sq p0AT0 0z pauraap az0 S1U0UIS0d •zajsu0zj, spun oiuo1ioalg (p) Jo `Situp zo `SfiluluauJru1SUT Souage Iezapaj u Sq paznsut az0 sitsodap 0SOgm uoilnlilsui uo uodn um0zp sT 3loago Lions icuo paptnozd 5loapo s JO 3loano s,zaznsoaz) 5loago 3luoq `3loano paij!zao (o) `.zapzo Sauour (q) `.gsoo (o) :aopuarl Sg paloalas sr `sazzoj 3utmolloj aqi 3O °JOU' JO auo uT apuur aq IuauInzlsui Sitznoas sing pue aioN agl zapun onp SivauISod luanbasgns 110 z0 iiuo 1041 aztnbaz Sour zapuarl `piodun zapua-I 01 pauznfaz ST luaurnzisui Siunoas sup Jo aioN agi zapun luaurSod so zapua4 Sq panraoaz fuaumzisut zanlo JO 310040 Sue jT `zanamolj Souazmos•n uT apour aq lions fuautnzisui Siunoas sup pu0 aioN alp zapun onp swam Sod .E uot1Oas of fuonsznd spafi m0ZOSg zoj spun Sod Oslo Huns zamozzog •aioN aqi zapun onp saalono aful pue sagiono )uaurSodazd Sue puo a10N ant Sq paouapina iqop am `uo isaza)uT puo `Jo iodtouud and onp uanm Sod Huns zamozzog •saauto a;uq puu'salaut{O;uaududaad'swan etoaasg';saaa;ui'Iudputad JO;uaru &sd i :smolloj S0 0020 pue IUOUOAOO Japuo l pu0 JOMOJJ0 EE 'S.LNVNgAOO Y 1110.4 NI1 •Siiodozd l0a12u1zanoo luaumzlsu! Sfunoas uuojtun o ainiiisuoo of uoi)oipsunf Sq suoTiWTIOn pa1iuzil 41irn Siueuanoo uuojiun -uou puo asn I0uo!10u zoj siuuuano° uuonun sautquIoo IN'av DTT.SNI AIIIII1OgS SIH.L wool jo saouozquinoua Sou 01)oafgns `spuourap puo sunup Hu 1sUT0R0 /Modal,' a41 01 a11i1 alp STIOZaua2 puajap 'pm pug SIuOJJgm JOAOIJOH pzooaz jo saouuzqurnoua zoj idooxo `pazaquznouaun sr /Modal,' 04i 1041 pug SuadoJd agi S 0AU0o pug 1uez2 `0Raizotu 011g2iz am son pug pasanuoo Sgazag 010180 a41 jo pazTas S4njm0l sT Jamozzog font SJNVMHAOO 2lgr1c1O2t2IOg „•Sizadozd„ alp se fuaumzisuj Sfunoas sup uT 01 paJJajaz ST 2uio2azoj a4) jo IIV '1uauznz)suI Siunoas sin) Sq paIanoo aq oslo Runs suoprppo puo sivauraooldoi lj' •Sizadozd 041 jo iiod o ioiseazan JO moo saznxij pug `saou0uaizndde `51u0aras00 110 pug `Sizadozd 041 uo 110100I0 z01j00104 JO MOLT sluauranozduri ant Hu H 2IUH.L DO,L 7 0 7343%3 G3J required by Lender under Section 5; and (d) Mortgage Insurance premiums, if any, or any sums payable by Borrower to Lender in lieu of the payment of Mortgage Insurance premiums in accordance with the provisions of Section 10. These items are called "Escrow Items." At origination or at any time during the term of the Loan, Lender may require that Community Association Dues, Fees, and Assessments, if any, be escrowed by Borrower, and such dues, fees and assessments shall be an Escrow Item. Borrower shall promptly furnish to Lender all notices of amounts to be paid under this Section. Borrower shall pay Lender the Funds for Escrow Items unless Lender waives Borrower's obligation to pay the Funds for any or all Escrow Items. Lender may waive Borrower's obligation to pay to Lender Funds for any or all Escrow Items at any time Any such waiver may only be in writing. In the event of such waiver, Borrower shall pay directly, when and where payable, the amounts due for any Escrow Items for which payment of Funds has been waived by Lender and, if Lender requires, shall furnish to Lender receipts evidencing such payment within such time period as Lender may require. Borrower's obligation to make such payments and to provide receipts shall for all purposes be deemed tobe a covenant and agreement contained in this Security Instrument, as the phrase "covenant and agreement" is used in Section 9. If Borrower is obligated to pay Escrow Items directly, pursuant to a waiver, and Borrower fails to pay the amount due for an Escrow Item, Lender may exercise its rights under Section 9 and pay such amount and Borrower shall then be obligated under Section 9 to repay to Lender any such amount. Lender may revoke the waiver as to any or all Escrow Items at any time by a notice given in accordance with Section 15 and, upon such revocation, Borrower shall pay to Lender all Funds, and in such amounts, that are then required under this Section 3. Lender may, at any time, collect and hold Funds in an amount (a) sufficient to permit Lender to apply the Funds at the time specified under RESPA, and (b) not to exceed the maximum amount a lender can require under RESPA. Lender shall estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with Applicable Law. The Funds shall be held in an institution whose deposits are insured by a federal agency, instrumentality, or entity (including Lender, if Lender is an institution whose deposits are so insured) or in any Federal Home Loan Bank Lender shall apply the Funds to pay the Escrow Items no later than the time specified under RESPA. Lender shall not charge Borrower for holding and applying the Funds, annually analyzing the escrow account, or verifying the Escrow Items, unless Lender pays Borrower interest on the Funds and Applicable Law permits Lender to make such a charge. Unless an agreement is made in writing or Applicable Law requires interest to be paid on the Funds, Lender shall not be required to pay Borrower any interest or earnings on the Funds. Borrower and Lender can agree in writing, however, that interest shall be paid on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds as required by RESPA. If there is a surplus of Funds held in escrow, as defined under RESPA, Lender shall account to Borrower for the excess funds in accordance with RESPA. If there is a shortage of Funds held in escrow, as defined under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount necessary to make up the shortage in accordance with RESPA, but in no more than 12 monthly payments. If there is a deficiency of Funds held in escrow, as defined under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount necessary to make up the deficiency in accordance with RESPA, but in no more than 12 monthly payments. Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund to Borrower any Funds held by Lender. 4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines, and impositions attributable to the Property which can attain priority over this Security Instrument, leasehold payments or ground rents on the Property, if any, and Community Association Dues, Fees, and Assessments, if any. To the extent that these items are Escrow Items, Borrower shall pay them in the manner provided in Section 3. Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender, but only so long as Borrower is performing such agreement; (b) contests the lien in good faith by, or defends against enforcement of the lien in, legal proceedings which in Lender's opinion operate to prevent the enforcement of the lien while those proceedings are pending, but only until such proceedings are concluded; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Lender determines that any part of the Property is subject to a lien which can attain priority over this Security Instrument, Lender may give Borrower a notice identifying the lien. Within 10 days of the date on which WYOMING Single Family Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Fonn 3051 1/01 DOCUIWY4 (Page 4 of 12 pages) DOCUIWY4.VTX ii /04 /a000 000C/90/SS RSA' g..*tnooa (salad Z1 fo s a8nd) Sxmir oa 10/1 IS0£ nu03 IN3INNRfLLSNI viziontzi 3131\I aiPPamonv attntua 2taae3 atSurS ONINJOAAA s14211 lions sv zsiosut `rilzado1d am 2uuonoo satotiod aoummsut tt11 zapun (lamonog riq pled stunttuazd pauzvaun jo punnz ritIm o1 1q .211 atTl.vtil zaLilo) s,1amouog jo zatpo rium (q) puu `luaunu sui ri1pnoas sup _to aloN aril zapun ptudun slunoum aril paaoxa of lou lunouty um ut spaaoozd aouumsut Aug 0l s14Btz s,zamozzog (U) zapual of SUSS u rigazai 10mo.UGH `gstm1a410 10 ZZ uotloas zapun &lzad0ld am sannbou lapua-i 3T 10 luana 1aT1Ta ui •uant2 sT aotlou aril uatim uT2aq iitm you d rigp 0£ gis Rio a41 grlas puv aletlo2au riuu4 zapua-i ua p 'lump u ai113s 01 pazajjo SUIT 101zz1O aouuznsut aril imp 1apual map aotlou U o1 situp p£ ut4ltm puodsaz iou saop zamozzog 31 szalluuz palmiaz pue tujjto aouvinsut aiquilvAv ,iuu aims puv al1Tlo2au 'am Kum zapun `rilzgdo1d 341 suopuUgv 1amouog .n Z uotloas lit zoj paptnozd zapzo a41 lit patiddu aq Timis spaaoozd aouelnsut lions •zamozzog 01 mud 'Aug 3t `ssaoxa ail g1Tm coup uggl 1011 10 zaglagm `luatunzisui &lTmoas sup rig paznoas sums am 01 patiddu 3q pais spaaoozd aouvmsut am `pauassai aq pinom riltmoas s,zapuaj JO aigtsua3 riiteOTutouooa iou sT ztudaz 10 uotivloisal am 3I •lamouog jo uotiu2tigo alas 341 aq hugs puu spaaoozd aouumsut ail jo ino mud aq 1ou hugs zamozzog rig paumia1 'salved pzttp 1ag10 to `slalsnfpu oggnd l03 sand •spaaoozd ions uo s2utu1ua 10 lsazalut riuv zamortog 'cud o1 paztnbaz aq l0U hugs lapua-i `spaaoozd aouvinsut Bons uo mud aq o1 lsazalut saztnbaz MU-i aig1OTiddv 10 gutlt1m lit apvul ST luatuaaam lie ssaiun •palaiduioo sT ?i1om aq1 sv sivaut&ud ssaz2ozd 3o saws u lit JO 1U011lri1d abuts u lit uotlm1olsal pug sztudaz ail zo3 spaaoozd aszngstp &gtu lapugZ •ripduiold ua)i11l1apun aq hugs uoTloadsut lions Teg1 paptnozd `u0TloWJstivs swpua1 01 palaiduioo 'nag sug }ilom ail aznsua o1 rivadold Bons loadsut o1 Si1un 1oddo ttu pug sal zapual itlun spaaoozd aotreznsut Lions pioq o1 lti2Tz a41 anal hugs zapuaJ `pouad uot1UZOlsg1 puu nudaz lions 2utzna •pauassai 1ou sT ,ilunoas s,zapua i puv aigtsva3 rilivotu4ouooa sT ztudaz zo uopvzolsal g11 3t `ril1gdozd alp jo 1T11d01 10 1104v101s0101 patiddu aq hugs `zapuari kg paztnbaz sum gou1znsut 2ut&ilapun alp 1011 10 zaglagm `spaaoozd gouvinsut Aim `2141Tzm 111 001.2U asTmzaglo 10m01101" puu lapuari ssaiun •zamortog Xq ripduiold aputu 1 ssoi jo 3ooid gamut �iutu zapua' zapuaq put J0I1JUO aouuznsut ail 01 aotlou 1dUIozd aAT2 Timis 1am0uog `ssoi 30 Juana ag1 ui •aariud ssoi Tuuotltppu lit Su zo /puu aa2vff1z0ut sv zapuaq guz1u Hugs puu asn1p a2u211ou4 pvpuels v apniout hugs r(OTIod lions `Alzadozd ag1 `3o uotlotulsap to `01 a2utuup 103 `1apuari iq paztnbaz asTmzaglo 1ou `a2uzanoo aOUm1nsut 3o ttt103 Aug sut1lgo 10m0110q 3i •saotlou immgua1 pug suznuuazd mud jo sldtgoaz Ili lapua'i o1 anT2 ripdUI0zd hugs l0mo1l0g `sa1tnbaz zapua' 3i •salvoijtlzao tmmaual pue saptiod ag1 Nog 01142tz ail anvil Timis zapual •a3&md ssoi 1uuoTITpp1 11v sv zo /pue aa2u2l1ouz sv zapuari aumu hugs pue `asn1Toa2ugllout pzepuvls v apniout pis `satOttod gong anozddestp o1 11121z s of loafgns aq pugs satotiod gons jo simmauaz pug zapua7 ,iq paztnbaz satotiod aougznsut Iid •luautAvd 2utlsanbaz 10m0110g o1 zapua-i map aotlou uodn `lsazalut gons Tim `algv&gd aq Bags pug luauzaszngstp 3o amp am t11o13 alm1 aloM ail lm 1sa131ut nag hugs Slunotu1 aSa4J •luautnzlsui ri1unoas sup kg paznoas JOMOIJOil 30 lgap 1vuoIltppu euiooaq tt114s S uotloas sup zapun zapua4 iq paszngstp sIunouI1 Xud •pau11lgo anal pinoo zamo1log 1mLi1 a0ummsut 30 1800 a41 paaoxa ripuvotJiu2Ts pauiUlgo 0S 02v10n00 aougznsut atT13o 1s00 alp lull Sa2paTmotn1om zamozzog •103333 lit ri1sn0tnald sum trap aa1Zano0 138831 to 13111312 aptnozd lg2tul put riititge4 to prezu1 51su riuv 1suiv2v `rilladold ag1jo 8111311100 a41 10 `&113d01d 3111 lit 11nba s,1amofog `1amo11og 103101d 1ou 142tuI z0 l42tuI 1nq `1apua4 zanoO timiS a2uzano0 Lions `azoja1agt, •affmlaAOO 3 lunouuv JO adrillvtnotllmd riue asu4oznd 01 uotiv2tigo oulapun Suapua4 •asuadxa s,10m01l011 puv uo1ldo s,1apuaq 111 `a2UZanoo aou1Znsut ur1lgo rigtu zapuari `anogv paquosap sa2vlanoO ail Toriue utvlutvtu 01 s1tm31amo11og 3i •1amouog riq uotloafgo uu map 2upinsaz uot1UUTUUalap auoz poor riuv 3o matnaz 341 tipm uojloauuoo lit riouaRy luatuageuvw Xouaalauzg im13pad a41 kg pasodun Saa3 riUU 30 1Uaturi1d 3141 l03 3igTsuodsa1 ail 09tm ip4s 10m0110g •110t111otj1113O z0 uoTlvutuualap gons 1Oa33v 1112Ttu riigvuosuaz 4ot4m zn000 832111140 z1TTUITs JO s2utddmutaz gulp Liova sagmlio luanbasgns p11g saotnlas uogeoTJpzao puu uopuuttulalap auoz poor 10J a21u4O 3ultl -auo m (q) z0 `.Saotnz3s 2uplomzl puu uopeotiplao `uopeupttralap auoz pooTJ 10j 321E40 31141 -3110 u (U) :134113 `u1ol sup tfiltm uol1Oauuo0 lit `rind of 1amolzog gimbal Amu zapua1 •riigvuosuazun pasplaxa gig iou pugs 101z LiOT11m `301040 s,lamonog anozddustp 01 iglu sJapua4 o1 loafgns 10m0110g riq uaso4o aq ttu4s aouv1nsut 3141 2utptnold 1at110o aouvmsut 34j •u1ol ail 30 111131 am guUnp a2uv4O Imo saOUaluas 2utpaoald am 01 luunsznd saunbaz 1apu34 1g4M •saltnba11apua-i 111141 spouad 341 103 pu11 (signal aigponpap 2uTpnput) slunouIm 341 lit p3ut1Iureu4 aq pals 3ODU1nsut SIUJ •g0UVlnsut sa1tnbaz zapua'i 1OT4m 103 `spooTj puo sa?imnb41zv3 `01 pa1TUI1 iou 1nq `2utpni0Ut spzezm4 za410 riuu pug „`a2uzanoo papualxa„ tu1a1 am utgltm papnput spzuzv4 `azt3 iq ssoi 1SUtv2v paznsut &lladozd gill uo pal0a13 131303134 10 2utlstxa mou sluatuanozdtut 3141 daa31 pugs zamouog •aaueansui &laadoad •s •u0orl still 141Tm uot1Oauuoo lit 13pual rig pasn aotn1as 2Ui110d3110 /pue uopuout1an xvl almisa ivaz m 103 3211140 gu4t1 -auo 11 rind o1 13m0u0g gimbal Amu 1apuaq 17 uotloas sup lit anogv g11o3 las suollom 341 JO 010111 JO 3110 331111 10 1104 341 4Sjlvs Timis zam0.Ltog `uan1 SI aopou 111141 ti F'' 'C.F4<S3 ll 3 are applicable to the coverage of the Property. Lender may use the insurance proceeds either to repair or restore the Property or to pay amounts unpaid under the Note or this Security Instrument, whether or not then due. 6. Occupancy. Borrower shall occupy, establish, and use the Property as Borrower's principal residence within 60 days after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees in writing, which consent shall not be unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower's control. 7. Preservation, Maintenance and Protection of the Property; Inspections. Borrower shall not destroy, damage or impair the Property, allow the Property to deteriorate or commit waste on the Property. Whether or not Borrower is residing in the Property, Borrower shall maintain the Property in order to prevent the Property from deteriorating or decreasing in value due to its condition. Unless it is determined pursuant to Section 5 that repair or restoration is not economically feasible, Borrower shall promptly repair the Property if damaged to avoid further deterioration or damage. If insurance or condemnation proceeds are paid in connection with damage to, or the taking of, the Property, Borrower shall be responsible for repairing or restoring the Property only if Lender has released proceeds for such purposes. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed. If the insurance or condemnation proceeds are not sufficient to repair or restore the Property, Borrower is not relieved of Borrower's obligation for the completion of such repair or restoration. Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable cause, Lender may inspect the interior of the improvements on the Property. Lender shall give Borrower notice at the time of or prior to such an interior inspection specifying such reasonable cause. 8. Borrower's Loan Application. Borrower shall be in default if, during the Loan application process, Borrower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge or consent gave materially false, misleading, or inaccurate information or statements to Lender (or failed to provide Lender with material information) in connection with the Loan. Material representations include, but are not limited to, representations concerning Borrower's occupancy of the Property as Borrower's principal residence. 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and /or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and /or assessing the value of the Property, and securing and/or repairing the Property. Lender's actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable attorneys' fees to protect its interest in the Property and /or rights under this Security Instrument, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off. Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiums required to maintain the Mortgage Insurance in effect. If, for any reason, the Mortgage Insurance coverage required by Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to WYOMING Single Family Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Fonn 3051 1/01 DOCUIWY6 (Page 6 of 12 pages) DocU1WY6.VTX 11/04/1000 G3 10/1 150E UUO,d 000E /40 /TT x.A*LAzttnOOQ (sa'vd Z1 fo L aavd) L /WTf1000 Sri�ItiRtIJ SNI IARIOJIAi[I ansi aTppaayaslti annnrd ,iTnu¢d aI2urS ONII'IOAM °1amo.IZO 01 pied `/cite 3i `ssaoxa 0141 ilim `anp uom sou zo Joipogm `luaurtulsul /clunoas sup /iq pamoas sums ail 01 poTidde aq Hugs spaaoord snoaueITaosiTAT a p `,ilzadozd 014130 amen 11T SSOT JO `uoT'onzts0p Telo1 e 3o 'mono ail uT °z uopoas uT zo3 paptnozd zapzo am uT patidde aq 'tugs spaao0zd snoau13TTaostiAI gong °zamonog oi pied `/cue 3t `ssaoxa amp gum `anp uagl loll JO z014101.1m `luatutulsui kiunoas sup pamoas stuns ag101 pond& oq iiugs spaaoozd snoaueiiaostyAi ail `pauassai 0q pinom /cltznoas s,zapu0' zo aTgisea3 /iTTtotuzouooa iou si zizdaz JO uoptzolsaz agi 3l .spaaoozd snoautiiaostyAi Bans uo s2uTuzea JO 1sz01111 ,cue zam6.uog iced o' pa nnbaz oq iou imp zapua' `spaaoozd snoauujaosry\i Bons uo mud oq of lsazalut sazinbaz me-T aTggoTTddy JO utlum ut api ux si luauiaai2e uu ssalun palaiduioo si xzom 0111 st sluatu,ied ssaaozd jo sus e uT JO luatuasmgsip aiButs a 11T uoTluJOlsaz pue szttdaz ail zo3 /cud Sew zapua' °&pdutozd umielzapun aq Timis uopoadsut lions lull paptnozd `uotloujspes s,zapua' o1 palajduioo uaaq sec xzom ag1 amsua o1 /cli dozd Bons loads!!! oi ,iinmlzoddo uu pug sag zapua' plan spaaoozd snoaueTTaOSTJA Bons pioq 011g2iz ail anal Imp zapua' `pouad uotlezo'saz pue 1tudaz lions 2uiznU pauassai 1ou s1 ,ilunoas s,zapua' pug aigisua3 ,iTTuoTuzou0oa si ztedaz JO uopgzolsaz aq1 3t `/clzad0zd ail jo ztudaz z0 11opuzo1S0J o' patiddt aq TT1314s spaaoozd snoaugjtaosTN lions `pa2uulep si Xlzadozd 01131 °zapua' 01 mud oq ITugs pull o' paugisse XgaTou ale spaaoozd snoauuTTaosty4 TiV •aan ;taJaog 'spaaaoad snoautmaastltJ 3o ;uawu2tssy II •uot;eutwaa; ao not ;niiaauna gans jo aan; aq; ;e pauanaun aaaAt rip stunnuaad aaueansul a5e2;aol X10 jo puniaa a amaaaa o; ao /pus ',fpeai ;ewo ;ne pa3nuiwaa; aaunansul a2s2 ;aoix aq; aAeq o; 'aausansui 321321aopj aq; jo not ;eiiaauna ute ;qo pue isanbaa o ;'saansopsip min ;aaa aniaaaa o; ;g2ta aq; apniaui Sem s;g2p asagJ, .Ate; aaq ;O ,fun 10 8661 jo ;ay not ;aa ;oad saauAtoawof aq; aapun aaueansui aWna ;aoli aq; o; ;aadsaa q ;tAt Sue 3t seq aaetoaaog s;g2ta aq; ;aa33e ;ou hint s;uawaaa2u gans &uy (q) •punlaa Sue O; aaAt0aaog ai ;t;ua ;ou iiut fat; pug'aaueansui 3201JoIg ao3 aeto hunt aaMoaaog;unows aq; aseaaaut ;Ou iitet s;uawaaa2m gans •utto i alp jo swag; aaq ;o Sun ao'aaunansui 32ea;aoix ao3 ,fed o; paaa2u snq as ttoaaog ;uq; s;unowe aq; pa33e ;ou iipnt s;uawaaa2u gans Sul" (e) :zag1tt13 °aouumsutaz anpdeo„ pauual ua130 st 1uatuo2ugrru aq1 `zamsui ail 01 pied stuntunazd ail 3o antis e zo3 o2uetioxa ui xstr s,zamsut ail 3o onus t saxes zapua? 3o alutit33e tie leg' sapinozd luauIaaau lions 3T .sassoi 2utonpaz .10 `xsTI s,zaznsuT a5t ail 2ut,cJipotu JO 2uutgso3 o2uegoxa mt `aougmsui ate ?lzow zo3 sivauiiied s,zamouog jo uoilzod u (se pazualouzogo aq 11121u1 zo) 1110z3 antzap Tetp slunouzg (,ipooupui zo Siloaup) antaoaz ,cetu `211102z03 ail 30 /cull 3o aTTTT13313 /cm: JO `/i1!1ua za1410 Sue `zaznsmaz Sue `zamsui zamoue `aT0N ag1 30 zasoioznd ,cue `zapua' `sivatuaO12e asaup 30 1Tnsaz e sy (stuntuzazd aouumsui a2e2lzow tuoz3 pauteigo spunj apnIout Sulu gotgm) aTquitene anug ,iota zaznsuT a2e2lzouz ail subs spunj jo aoznos /cue 2utsn sluaut,ced oval 01 zamsui a2132lzotu ail gimbal /tutu sluatuaaau asagj s1uautaaag asag1 01 (sapred zo) idled zaglo ail put zamsui a2t2lzoui alp 01 £IO10eJspes are 1eg1 suo1lipuoa pull SLmza1 uo azu sluatuaaau asagj °sassoT aonpaz JO `xstr ztagl rcjtpotu ro azegs lull sapred za1410 grim sluauzaaae mu! zapua ,ietu put `gulp 01 atutl utoz3 aozo3 ui aougznsut lions Tie uo xsu Te101 ztagl altniena szamsut a2e2lrow °aoutmsui a2u2poTAT alp 01 Sped g sou si zamorrog *pggaB se uuoq ag' /cedar iou sop zamozzog 3i moui ,ituu 1t sassoi utglzao zo3 (oioN am sasegoznd 1tti1 ,ilpua /cue zo) zapua' sasznquzlaz aouemsui agmg110JA a10N alp ut paptnozd 0111 0141 113 lsazalut /cud of uo1lt2Tigo s,zamonog s1 OT uotlaas stir uT 2utgloN •me' aigeotiddy /iq pazinbaz sT uopeuttuzal Tpun z0 uopeuiutzal lions zo3 utpinozd zapua' pull 1 M0110g uaamlaq luaulaazf13 ua111zm Sue gpm aouepz0ooe 111 spua aoue.msul aRe2poTAT zoj luautazmbaz s,zapua' Tpun `amosaz s sot aTg13punjaz -uou e apTnozd 01 zo `100330 uT aoutmsul a2B poTAT ut131ulem o1 pazmbaz smntuTazd a141 /i13d TT13gs zmozz0g `aouuznsui afe z0j sumituazd ag1 pzemol sivatu/i13d paieu2Isap &Tam13zedas alum o1 pazinbaz Sum zamozzog pug uuoi upietu 3o uoptpuoo 13 s13 aouemsul 92132lzow pazinbaz zapua' 31 a2132110N zo3 sumituazd ail pzemol siu0tuked poieu2Isap XTalmredas sazinbaz zapua' pue `pautelgo st `OTgeitene souxooaq mte213 zapua' Cq paloaias zamsui ut /cq paptnozd (sazinbaz zapua' 113141 pouad ail zo3 pug ltmouze aq1 uT) a2ezan00 aoueinsul oRe2pow 3t sluauI,i13d anzasaz ssoi azmbaz 1 UOT ou umo zapua' anrasaz ssoi Bons uo s2utuzeo JO lsazalut Sue z0m0z1011 /cud 01 pazmbaz oq sou Hulls zapua? pull `ijn3 ut pied'cTaletupin sT 11eo' alp 1e -1 lop a g1 2utpueistT11m1ou `aigepun30z -uou aq Tie's anzasaz ssoT Bons aouemsui a2p2poTAT 3o nap TIT a nzasaz ssoi aTqupun3az -uou 13 sg sivau eked sip utmlaz pure osn ldaoot TTim zapua' 'oa33a ut oq o1 pasuao 0 13zanoo aoUgmsU1 0141 maim anp glom 113141 sluam/cud paieugisap /iIal13z13das 0141 3 ltmotue ail zapua' 01 /itd 01 anupuoo TTu14S IOMOIJOH `aig13Tren131011 St ag13zan00 0Ou13znsui g2U21.101AT luafunmba STT13pueisgns 3l •zapua' ,cq paloaias zamsui 013110 u 0113tua1113 uu tuoz3 `'oa33a uT ,iJsnolnazd °ou13msui ag13l'zow ail 3o zam0zz0g 01 lsOO 0141 01 luaientnba &iT13t1ue1sgns lsoo 13 le `ra33a uT ,(lsnotnazd aom13msUT ag13211OJA ail 910 s7,3'S E; 3 7 In the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of the Property immediately before the partial taking, destruction, or loss in value is equal to or greater than the amount of the sums secured by this Security Instrument immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise agree in writing, the sums secured by this Securitylnstrument shall be reduced by the amount of the Miscellaneous Proceeds multiplied by the following fraction: (a) the total amount of the sums secured immediately before the partial taking, destruction, or loss in value divided by (b) the fair market value of the Property immediately before the partial taking, destruction, or loss in value. Any balance shall be paid to Borrower. In the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of the Property immediately before the partial taking, destruction, or loss in value is less than the amount of the sums secured immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise agree in writing, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument whether or not the sums are then due. If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the Opposing Party (as defined in the next sentence) offers to make an award to settle a claim for damages, Borrower fails to respond to Lender within 30 days after the date the notice is given, Lender is authorized to collect and apply the Miscellaneous Proceeds either to restoration or repair of the Property or to the sums secured by this Security Instrument, whether or not then due. "Opposing Party" means the third party that owes Borrower Miscellaneous Proceeds or the party against whom Borrower has a right of action in regard to Miscellaneous Proceeds. Borrower shall be in default if any action or proceeding, whether civil or criminal, is begun that, in Lender's judgment, could result in forfeiture of the Property or other material impairment of Lender's interest in the Property or rights under this Security Instrument. Borrower can cure such a default and, if acceleration has occurred, reinstate as provided in Section 19, by causing the action or proceeding to be dismissed with a ruling that, in Lender's judgment, precludes forfeiture of the Property or other material impairment of Lender's interest in the Property or rights under this Security Instrument. The proceeds of any award or claim for damages that are attributable to the impairment of Lender's interest in the Property are hereby assigned and shall be paid to Lender. All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be applied in the order provided for in Section 2. 12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment or modification of amortization of the sums secured by this Security Instrument granted by Lender to Borrower or any Successor in Interest of Borrower shall not operate to release the liability of Borrower or any Successors in Interest of Borrower. Lender shall not be required to commence proceedings against any Successor in Interest of Borrower or to refuse to extend time for payment or otherwise modify amortization of the sums secured by this Security Instrument by reason of any demand made by the original Borrower or any Successors in Interest of Borrower. Any forbearance by Lender in exercising any right or remedy including, without limitation, Lender's acceptance of payments from third persons, entities or Successors in Interest of Borrower or in amounts less than the amount then due, shall not be a waiver of or preclude the exercise of any right or remedy. 13. Joint and Several Liability; Co- signers; Successors and Assigns Bound. Borrower covenants and agrees that Borrower's obligations and liability shall be joint and several. However, any Borrower who co -signs this Security Instrument but does not execute the Note (a "co- signer (a) is co- signing this Security Instrument only to mortgage, grant and convey the co- signer's interest in the Property under the terms of this Security Instrument; (b) is not personally obligated to pay the sums secured by this Security Instrument; and (c) agrees that Lender and any other Borrower can agree to extend, modify, forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without the co- signer's consent. Subject to the provisions of Section 18, any Successor in Interest of Borrower who assumes Borrower's obligations under this Security Instrument in writing, and is approved by Lender, shall obtain all of Borrower's rights and benefits under this Security Instrument. Borrower shall not be released from Borrower's obligations and liability under this Security Instrument unless Lender agrees to such release in writing. The covenants and agreements of this Security Instrument shall bind (except as provided in Section 20) and benefit the successors and assigns of Lender. 14. Loan Charges. Lender may charge Borrower fees for services performed in connection with Borrower's default, for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument, including, but not limited to, attorneys' fees, property inspection and valuation fees. In regard to any WYOMING Single Family Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Forni 3051 1/01 DOCUI WY8 (Page 8 of 12 pages) DOCV1NY6.VTX 11/04/7000 10/I ISO£ utaad 000L t0 /SS macsu(fl3Oa (sand ZI fo 6 22nd) 62LAAtR000 J I�IIIY1If12IZSNI 1/111IO4INa 3 uni artVa.td/atsJQ alutteg 'iinued aPtrIS O1■II1 JOAM jo isaiizt.a all oi loud amp Aug 1e panutiuoosTp luauinlisui rilunoas sup jo luauiaozojua anal 01 11121.1 au1 anal huts .Iamozzog `SUOtlipuoO uiullao siaauu zam0z10g 3I •uot;eaaiaaay as ;3t' a;rsutag o;4112ig maMoaaog •6I •10mo110g 1(o puuuiap 10 aotlou 1at11znm inoul!m luatunzlsui riitmoas sup Aq papuuuad satpatual r(ue a3iontu /tutu zapuari `pouad sup jo uopuzidxa all 01 zouud sums sip Sod oi sij zamzuog 31 luauutuisui r(itmoas sup r(q pamoas sums fie rigid isnm zambzuog gotgm utg1Tm SI uopOas g1Tm aouupz000t. UT uani2 sT aotlou aq1 glop all uuozu sr(ep 0£ u ql ssai iou 3o pouad apin01d iit.gs PO11011 PILL "UOTlezaiaOOU JO aot1OU zamozuog TTUITs zapUfl `uopdo sup sasTalaxa zapug-i ji me-j aigeoiiddy ,iq paitgigozd ST astozaxa lions JT zapuaj Aq pasiozaxa aq iou iit.gs uopdo SUP `10n0mog •ltauutulsui rilunoas SUp riq pamoas stuns Tte Jo IIn3 UT luauiried aletpauturt gimbal /tout zapual `1Uasuoo uailum loud s,zapua71nou1Tm (panaJsuezl zo Nos sT zamof0g uT isalaluu iuTOijauaq u ptue uoszad ieznieu o IOU sT zamouog 3t zo) pazzajsuezl z0 Nos sT riindoldagl 1(t lsazalui ruu 10 Xl1adozd gip jo lied rite JO i1U 3I •zasegamd u 01 amp aznln3 u 1e zamolog &q app 3o 1aJsuuzl ag1 sT ITOTITm 30 maim aqi `luauuaaz2t. mozosa JO 10ez1u0O safes luaus elsuT 'Nap 1oj loerluoo `paap 10j puoq U uT pauaJsuezl slsazalut moT3auaq asogi `01 paITuzui IOU inq `2uTpnjOUT `riizadold 01(1 UT isazaiuT ieTotjauaq 10 1U20 Aug suuatu riilad0zd am ut isazalui„ gI uopOas Sup Ut pasn sy •aantoaaog u► ;salami ie►agauag a .10 i ;aadoad aq; 3o aajsueuj •gi luaurtulsui riiimoas sup JO put. a10N atp Jo r(doo auo uanT2 aq iious.among •Adoj s,aaAtoaaog •LI •1.10TIOe riut a3ie1 01 uoT o2Tigo Aug lnog1Tm uoTla1OSip aios sanT2 ,,,(tut„ mom aqi (o) put `uszan aOTA put Tumid aql apnpui put maul iieus zUin2uis at 1 Ut spzom (q) `.lapua2 autuuua3 am Jo spzom z0 sp10m 1ainau 2utpuodsa too apniouT puo uoaul iieus zapua3 autinosetu am Jo spzom (e) :luaumzisui ri)Tmoas sup 1(T pasn sy uotsinold 2ut1oTTJuo) all inog1Tm 100330 uanT2 aq ueo goigm a1oN am JO 1uaum11sui X11m0as Slip 3o suoisinold zaglo ioa33t iou pugs loLuuoo Pons `mt.ri aigeouddy glum slOTUUOO a10N all JO luaumzisui r(1Tlnoas sup Jo asnep JO uoTsTnozd Aug lull Juana alp ui •loezluoo Act luatzaai2o istuo2e uoTllgigozd U se paniisuoo aq lot Hogs aouaits lions inq luaus aq 1g2TuI IT JO )OU11U0O riq Pal &e of sawed ag1 moiiu (i)Totidm! 10 ripTOTidxa 1g2Ttu mu-1 aiquoTiddy meZ aiquoTiddy 3o stopeiTUnl put sivauuannbaz riuu o1 ioafgns azu 1Uatunzisui ri1Tm0as sup UT pau!Uluoo suoile2iigo pue ITV •Palt.00i sT r(11adozd am goTqm uT uop0Tpsunf alp Jo met all put mui II1apa3 r(q patuano aq imp luaum.psui Aumoas SUTI.1(o[ ;ana;suo3 Jo saing',f ;giquaanag''AtWI 2uivaano-9 •9T •luatutuisui riiimoas sill lapun luatuaztnbaz 2utpuodsa.uoo ag1 riJsTlTS IITm luatuazinbaz mw-1 aiquotiddy a1(1 `muJ aigeoiiddy zapun pa unbaz osTe sT luatunllsui Xlunoas sill r(q paztnba l aOT1ou rite 3i zgpuaZ riq pantaoa1 ri11t.nm o spun zapua' 01 uanT2 uaaq anutio) patuagp aq lot iiegS luatun.Ilsui r(1unOas sup gips uopOauuoO 1(t aOT1ou rind .laMO.U0E1 o1 aotlou Xq ssazppe zauloue poleu2isap sou lapug-i ssaiun Utalau palms ssazppe s,zapuaJ o1 Hutl ssep isiT3 r(q 1T 2 utTtu Aq 10 It 2utlanuap riq uanT2 aq pegs zapua' o1 aoTlou r(uy amp auo u1 Aue luatunzlsui XITZnOas sill zapun ssazppt aDT1ou pa1UUgTsap auo r(iuo aq Amu azaITZ aznpao0zd parjloads lUg1 u2no1ip ssazppt 3o a2uutp e izodaz riiuo pals lam01z011 ua1(1 `ssazppt 3o a ?ue1(O S,1amouog 2upzodai zo3 ampaoozd e saijtoads zapua-i 3I •ssazppe 3o a2uego s,lamozlog 3o iapual &3pou Xpdtuozd 11mis JP/110110g •zapual 01 aoTlou riq Ssazppo aopou ainipsgns e palt.aisap SUIT zamozzog ssaitm ssazppt' riizadozd 0111 aq tnous ssa1ppe aoTlou ata asTmzaglo sazinbaz r(issaidxa mw-i aigootiddy ssaiun szamozzog lie 01 aoTlou alnlpsuoo pugs zamouog auo /UI o1 aOpoN •suuauz 1ag10 r(QwUas3T ssalppe aOpOU S JaMO.Uog o1 pazanuap r(i1Un1OU uagm JO Mill sst.io 1szi3 r(q paTTtul uagm zamollog o1 uani2 uaaq anon o1 pauzaap aq pals luaUInzlsui r(1unOas sup 11TM uopoauuoo 0T zamozlog o1 a0pou /(1(y •2upizm at aq isnm luatunzlsui riipnoas sill u1Tm uo!1Oauuo01t Japugl 1010M0.Uog q uant2 sa0tlou Try •SaapoN -sT °22zeti01ano lions 3o in° 2utsue anu1( 1g2TUI zam0z10g U01101 JO 142 II WU JO lanrem U alnlpsuoO Tum lamortog 01 luaulr(ed palm iq aputu pun;ai eons Ain 3o aoueidaowe S,zam0zz0H (aloN oITi zapun zo3 papinozd sT aazugp luauzriudazd U 1011 z0 zagiagm) aarego luauuedazd Aug lnotpim luomldazd'mized e st palt.azl aq iiTm uoTlonpaz am `ludiou!ld saonpa1 putuaz e 3I •10mozzog o1 ivauliied 1Oa1Tp unium riq 10 010N ag1 zapun pamo 1UdTou11d ag13uTOnpaz ,iq purgaz sup agout 01 asoogO kIUI zapua' lamozz0g 01 papunJaz aq IITM mum pallluuad papaaoxa goTqm lamozzog uu0z3 pa1001100 ripuauu sums Atm (q) pue `.1Tuu!i paiiiuuad a1(101 aRimio au1 aonpaz o1 r(ressa0au )untie 0111 ,(cpaonpaz aq ITT aizego ueoi Pons riue (u) :uag1 `511tu11 palliuuad 0111 paaoxa ueo-i am ultm uotl0au1100 ITT papa aq o1 10 pa1Oali00 saa1u1(0 toot zatilo 1O 15a101uT 4111 imp os palazdlalui &iieu!3 ST mu' imp pug `Saaze1(O uUOluznuzixUtz Sias goTqm mot t o1 loafgns sT Ueol au13i aigeoiiddy riq JO luaurtuisui rilunoas sup Sq paiigigozd Xissazdxa an imp saa3 021111(0 loll Attu zapuari •aa3 tons 3o 2ut2zego a1(1 Uo uopiglgozd e so paruisuoo aq 1011 pugs zamozzog o1 aa3 oT31oods e a2zeITO of luatunzlsui r(i1lnoas sup to r(1Tzoglnt. ssazdxa 3o oouasgo am `saa3101(10 rrviT1 CO 11111 111111 0S739" 3 (a) five days before sale of the Property pursuant to any power of sale contained in this Security Instrument; (b) such other period as Applicable Law might specify for the teulunation of Borrower's right to reinstate; or (c) entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower: (a) pays Lender all sums which then would be due under this Security Instrument and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or agreements; (c) pays all expenses incurred in enforcing this Security Instrument, including, but not limited to, reasonable attorneys' fees, property inspection and valuation fees, and other fees incurred for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument; and (d) takes such action as Lender may reasonably require to assure that Lender's interest in the Property and rights under this Security Instrument, and Borrower's obligation to pay the sums secured by this Security Instrument, shall continue unchanged. Lender may require that Borrower pay such reinstatement sums and expenses in one or more of the following forms, as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality or entity; or (d) Electronic Funds Transfer. Upon reinstatement by Borrower, this Security Instrument and obligations secured hereby shall remain fully effective asif 110 acceleration had occurred. However, this right to reinstate shall not apply in the case of acceleration under Section 18. 20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the Note (together with this Security Instrument) can be sold one or more times without prior notice to Borrower. A sale might result in a change in the entity (known as the "Loan Servicer") that collects Periodic Payments due under the Note and this Security Instrument and performs other mortgage loan servicing obligations under the Note, this Security Instrument, and Applicable Law. There also might be one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer, Borrower will be given written notice of the change which will state the name and address of the new Loan Servicer, the address to which paymentfhould be made and any other information RESPA requires in connection with a notice of transfer of servicing. If the Note is sold and thereafter the Loan is serviced by a Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations to Borrower will remain with the Loan Servicer or be transferred to a successor Loan Servicer and are not assumed by the Note purchaser unless otherwise provided by the Note purchaser. Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an individual litigant or the member of a class) that arises from the other party's actions pursuant to this Security Instrument or that alleges that the other party has breached any provision of, or any duty owed by reason of, this Security Instrument, until such Borrower or Lender has notified the other party (with such notice given in compliance with the requirements of Section 15) of such alleged breach and afforded the other party hereto a reasonable period after the giving of such notice to take corrective action. If Applicable Law provides a time period which must elapse before certain action can be taken, that time period will be deemed to be reasonable for purposes of this paragraph. The notice of acceleration and opportunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuant to Section 18 shall be deemed to satisfy the notice and opportunity to take corrective action provisions of this Section 20. 21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" are those substances defined as toxic or hazardous substances, pollutants, or wastes by Environmental Law andthe following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials; (b) "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that relate to health, safety or environmental protection; (c) "Environmental Cleanup" includes any response action, remedial action, or removal action, as defined in Environmental Law; and (d) an "Environmental Condition" means a condition that can cause, contribute to, or otherwise trigger an Environmental Cleanup. Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances, or threaten to release any Hazardous Substances, on or in theProperty. Borrower shall not do, nor allow anyone else to do, anything affecting the Property (a) that is in violation of any Environmental Law, (b) which creates an Environmental Condition, or (c) which, due to the presence, use, or release of a Hazardous Substance, creates a condition that adversely affects the value of the Property. The preceding two sentences shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally WYOMING Single Family Fannie Mae/Freddie Mac UNIFORM INSTRUMENT DOCU1WY10 (Page 10 of 12 pages) DOCII1WYA.VTX 11/04/2000 G39 Form 3051 1/01 10/I 1S0£ nuu3 luluzoSA 3o SMUT uopdmuaxa pualsatuog ag1 jo anl.un Sq pug .Iapun slg2p.T lie santuM pue saseaias saMOSSOg •saanluM •bZ mr,-I a sapun palliuusad st aaj agl jo 2utaIUtIo am pure paI pugs saotnsas ioj Sind p.ngl e of ptud s1 aaj ag1 3T Sluo lnq `luo ttuisul SlunoaS sup 2ulseaias soj a3j e 1OMOJJOg a nti° Sgtu tapuaZ •sisoo uo11epsooas STre Sgd hugs nmonog luauinslsul Sl inoag stud asuaia.t hugs sapua7 `luauutulsul SlunoaS sup Sq pamoas sums Hu ;o 111auiSed uodn •aseaiag •£Z o palg ;ua Siie2al suosaad ao uosaad aq; o; ssaaxa Sue (a) pun'. ;uatun. ;sul S;ianaas slq; Sq paanaas sums lie o; (q) 'saa3 ,sSauao ;e aignuosnaa 'o; pa ;Iwg ;ou ;nq Iutpniaut 'airs aq; ;o sasuadxa ❑e o; (e) :aapao 2uimogoj ag; ul paiidde aq gulls alus aq; jo spaaaoad aqj .ales Sue Aaadoad am asegaand ,few aaualsap s ;i ao aapua-I •me-I alquatiddy ,fq pagtaasaad aauuew aq; ui pios aq Hugs Aaadoad am. pun 'Nits jo aat ;ou aq; gsiignd Hugs aapua-I •sj uol ;aas ui papinoad aauuew ati; ul aamoaaog o; ales aq; jo aal;ou ant2 iiegs aapua-I •mwJ aiquagddy q ;ut aauupaoaae 9 ;uaaa3jlp 3i 'S ;aadoad aq; jo uoTssassod ut uosaad am o; pun aamoaaog o; asopaaoj 0 ;ua ;ul jo Jai ;ou anl! Hugs aapua(I'aims jo aamod ag; sallonul aapua-I 3I •aauapina anl; jo s;soa pun saaj ,sSauaoun alquuosnaa'0; pa ;Ituli ton Tug IulpnlauI `ZZ uoI ;aas spit ut papinoad saipawaa aq; 29nsand ut paaanaui sasuadxa iie papa o; pal ;i ;ua aq Begs aapua7 •me-I alqualiddy kg pa ;►waad salpaui aaq ;o Sue pue ales jo aamod aq; aalonul ,few pun puuwap aaq;anj ;nog;im ;uawna ;sul ,f ;lanaas slq; S.q paanaas scans Hiu jo iinj ul ;uaudnd aaelpaww► aatubaa /few uol ;do s;t ;s aapua-I'aal;ou aq; ui pagpads a ;ep am aaojaq ao uo paana ;ou sl ;inejap ag; 3I •ales pun uol;yaalaaae o; aamoaaog jo asuapap aaq ;o Sue ao ;inejap i jo aaua;sixa -uou am ;Jassy o; not ;ae pnoa u 2upq o; ;Op am pun uoi ;naaiaaae Ja ;3n a ;e;sutaa o; ;qua ag; jo Jamoaaog waopu► aaq ;anj lipgs aat;ou aq j •S ;aadoad aq; jo apes pun ;uawn.t;sul S ;lanaas sit; Sq paanaas stuns am jo uol ;naaiaaae u! ;Insaa Sutu aapou aq; ul pa jpads amp am aaojaq a0 uo ;Inipap ag; Jana 0; aaniln; ;ng; (p) pun :palm aq ;sew ;inejap aq; gam& &q 'aamoaaog o; 10,42 st aat ;011 aq; a ;up ag; woa3 skip 0£ until ssal ;ou 'a;op u (a) ;Inn ;ap aq; Jana o; paalnbaa uot;ae am (q) ;ine ap aq; (n) :S;pads plugs aagou aq,L •(asintaaq;o sappnoad merl alqualiddy ssalun gI uoi ;aas aapun uol ;naalaaas o; aotad ;ou ;nq) ;uawna;sul S;►anaas std; u! ;uatuaaa20 ao ;uuuanoa Sue jo gasaaq mamoaaog 2uimofoj uol ;eaalaaan o; Jolad aamoaaog 0; aat;ou 0,4 Timis aapual •sa1patuag :uot;eaalaaay •ZZ :smolloj se game pure lueuanoo num sapua-I pue saMOSIO OP° 000t /to /tt x&n•suatnooa (sa8nd Z1 Jo 11 alnd) TTAMTIIDOQ ZAi�T^ifl 1 LSAII vsalim sin asJ I atppaay I ny I "U "¢d ai3u[g ONITAIOAM g 'S1NVNgAOO WdOdINfl *dnuuOtj Ieluausuosinug ue .io3 1OpuaJ uo uopegtigo Sue aWaso Hugs utanu 2 uupoN '1 Ieluatszuostnug ipiM aoueps000u ut suopoe Iulpauzas Sagssaoau IIu 031e1 Spduiosd Ilgtls saMOSSOg `Ssessaoau si Slsadosd Jul 2utIoa3Ju ooueisgnS SnopmzuH Suo jo uotiutpatuai smglo so Iunotua1 Suu reel `Skid alunud Sue so `S1uo1.pnu Szoluin2a.i JO Igluauzusan02 Suu Sq paT3fou sT so `sung' saMOSSOg 31 'S1.Iado.id au1 jo anion aq1 sloallu Slassanpe TlotgM aouulsgnS snopsezeH g jo asuaiai so asn `0ouasasd am Sq pasnuo uopipuoo Sue (o) pue `aoueisgng snopsezeg Sue jo asuaia.z jo leasgl JO asuaiai `ag.muosip `2upleaI `2uiilids Suu `oi palttuii iou 1nq utpnput `uotlipuop ieluausuoslnug Sue (q) `a2pappouni Iunlou sou saMO.uog !plum 3o MwJ 1oivauuuosinug .10 aoueisgng snopsuzuH Sue pug S;sadosd aTi1 gutnionut Sind aioAud JO Souau Ssoluin2as so IeluatuunAO Sue Sq uopoe saglo so 11nsMgl `puetuap `tliteio `uopu2psanul Suu (e) JO 0011011 1,a1111M an12 Slldinosd hugs 1OMOfog •(sionposd s0uznsuoo 111 saouelsgns snopsuzoq `oi pa111uTI iou lnq `2utpniout) Slsadosd ag1 jo 0oueualul 1IT o1 pug sasn Igpuaplsas Ieuuou o1 awudoaddu aq o1 paziuooas Notary Public 641 BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. (Seal) Borrower (Seal) Borrower (Seal) oert1.4. i L (Seal) LYL )L. BEEBE Borrower ARLENE T. BEEBE Borrower (Seal) (Seal) Borrower Borrower STATE OF WYOMING COUNTY OF LINCOLN The foregoing instrument was acknowledged before me by LYLE L. BEEBE AND ALRENE T. BEEBE HUSBAND AND WIFE this 15TH Witne y hand and offici 1 seal. 1 day of JUNE, 2001 My Commission Expires: February 2, 2002 [Space Below This Line For Acknowledgment] WYOMING Single Family Fannie Mae/Freddie Mac UNIFORM INSTRUMENT DOCU1WY12 (Page 12 of 12 pages) DOCU1WYC.VTY 11/04 /2000 Form 3051 1/01