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Home My WebLink About944934 ·f.fter ReßordiRg Return +e!- WeDs Fargo Bank, N.A. Attn. ÐðtUment-Mgt;- P.O. Box 311i:i5-7 MAC B(;965 913 Billings, MT S9107~9999- RECEIVED 1/28/2009 at 3:24 PM RECEIVING # 944934 BOOK: 713 PAGE: 890 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER, WY 000890 L\ AFTER'RECORDING, RETURN TO: AMERICAN TITLE, INC. P.O. BOX 641010 OMAHA, NE 68164-1010 ATI# ¡)O()'g J;7X). 09;)'6 [Space Above This Line For Recording Data] Reference Number: 20083537100099 Account number: 654-654-3780657 -lXXX SHORT FORM LINE OF CREDIT MORTGAGE DEFINITIONS Words used in multiple sections of this document are defined below. The Master Fonn Mortgage includes other defined words and rules regarding the usage of words used in this document. (A) "Security Instrument" means this document, which is dated JANUARY 09. 2009, together with all Riders to this document. (B) "Borrower" is KEN D. BRYANT AND LORNA J. BRYANT. HUSBAND AND WIFE. AS TENANTS BY THE ENTIRETIES. Borrower is the mortgagor under this Security Instrument. (C) "Lender" is Wells Fareo Bank. N.A.. Lender is a National Bank organized and existing under the laws of the United States of America. Lender's address is 101 North Phillips Avenue. Sioux Falls. SD 57104. Lender is the mortgagee under this Security Instrument. CD) "Debt Instrument" means the loan agreement or other credit instrument signed by Borrower and dated JANUARY 09. 2009. The Debt Instrument states that Borrower owes Lender, or may owe Lender, an amount that may vary from time to time up to a maximum principal sum outstanding at anyone time of, FORTY THOUSAND AND 00/100THS Dollars (U.S. $40.000.00) plus interest. Borrower has promised to pay this debt in Periodic Payments and to pay the debt in full not later than seven (7) calendar days after February 09. 2049. (E) "Property" means the property that is described below under the herding "Transfer of Rights in the Property." (F) "Loan" meaDS all amounts owed now or hereafter under the Deft Instrument, including without limitation principal, interest, any prepayment charges, late charges and other fees ,nd charges due under the Debt Instrument, and also all sums due under this Security Instrument, plus interest. (G) "Riders" means all Riders to this Security Instrument that are exectted by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: WYOMING-SHORT FORM OPEN-END SECURITY INSTRUMENT iiiíÛ8.ÎÎÎiôÎIÎillïllllUillll (page 1 of 3 pages) Documents Processed 01-08-2009,16:57:16 ~ Leasehold Rider ~ Third Party Rider ~ Other(s) [specify] OO\i89jL N/A (II) "Master Form Mortgage" means the Master Form Line of Credit Mortgage dated AU2:ust 14. 2007, and recorded on AU2:ust 30.2007 as Instrument No. 932651 , Book 670 at Page 599 - 609 of the Official Records in the Office of the Recorder of Lincoln County/City, State of Wyoming. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all future advances, renewals, extensions and modifications of the Debt Instrument, including any future advances made at a time when no indebtedness is currently secured by this Security Instrument; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Debt Instrument. For this purpose, Borrower does hereby mortgage, grant and convey to Lender and Lender's successors and assigns, with power of sale, the following described property located in the County [Type of Recording Jurisdiction] of Lincoln [Name of Recording Jurisdiction] THE FOLLOWING DESCRIBED REAL ESTATE, SITUATE IN LINCOLN COUNTY AND STATE OF WYOMING, TO WIT: PART OF LOT 4 OF BLOCK 14 TO THE TOWN OF AFTON, LINCOLN COUNTY, WYOMING MORE PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT A POINT WHICH IS 82.5 FEET EAST FROM THE SOUTHWEST CORNER OF SAID LOT 4 AND RUNNING THENCE NORTH 165 FEET; THENCE EAST 35.5 FEET; THENCE SOUTH 165 FEET; THENCE WEST 35.5 FEET TO THE POINT OF BEGINNING. ALSO BEGINNING AT A POINT 132 FEET WEST OF THE SOUTHEAST CORNER OF SAID BLOCK 14 AND RUNNING THENCE WEST 80 FEET; THENCE NORTH 165 FEET; THENCE WEST 118 FEET; THENCE NORTH 165 FEET; THENCE EAST 198 FEET; THENCE SOUTH 330 FEET TO THE POINT OF BEGINNING. which currently has the address of AFTON [City] , Wyoming 371 E 4TH AVE [Street] 83110 [Zip Code] ("Property Address"): TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." The Property shall also include any additional property described in Section 20 of the Master Form Mortgage. BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record as of the execution date of this Security Instrument. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. MASTER FORM MORTGAGE By the execution and delivery of this Security Instrument, Borrower agrees that all of the provisions of the Master Form Mortgage are hereby incorporated in their entirety into this Security Instrument. Borrower agrees to be bound by and to perform all of the covenants and agreements in the Master Form Mortgage. A copy of the Master WYOMING-SHORT FORM OPEN-END SECURITY INSTRUMENT (page 2 of 3 pages) ~lluiïmlûiÎiii-ml.ili'ïlllllïl~1 Documents Processed 01-08-2009,16:57:16 Fonn Mortgage has been provided to Borrower. 00ô892 BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. Borrower also aclmowledges receipt of a copy of this cument and a copy of the Master Fonn Mortgage. For An Individual Acting In His/Her Own Right: State of Wyoming ) ) ss County of l-ib'l.U)/ ^- ) The foregoing i~trument was aclmowledged befor~eJ2.y + t:.::l V\ b t5'V-SlH\ -r qu J. I-on\ CI. ~ ISf 'j Q LA. this t¡'µ. day of-:sä YlI..t ê/ (1'1 Witness my hand and official seal. , 20D r. CLAUDIA ANDERSON Notary PuÞllc Lincoln County Wyoming MyJeainmlsalôi'lExPlres -Borrower -Borrower (!ltUt 1& fl' Cv ()ÚW L-^-.. Notary Public My Commission Expires: S - ) ~,.. ;J ð j Ú WYOMING-SHORT FORM OPEN-END SECURITY INSTRUMENT ïflui¡liiiiùm.imllïllllllllll Documents Processed 01-08-2009,16:57:16 (page 3 of 3 pages)