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After Recording Return To:
Wells Fargo Bank, N.A.
Attn: Document Mgt.
P.O. Box 31557
MAC B6955-013
Billings, MT 59107-9900
RECEIVED 4/27/2009 at 11 :23 AM
RECEIVING # 946759
BOOK: 721 PAGE: 407
JEANNE WAGNER
LINCOLN COUNTY CLERK, KEMMERER, WY
OOô407
[Space Above This Line For Recording Data]
Reference Number: 20090297500010
Account number: 654-654-3792751-1XXX
;' SHORT FORM LINE OF CREDIT MORTGAGE
/ DEFINITIONS
Words used in multiple sections of this document are defined below. The Master Form Mortgage includes other
defmed words and rules regarding the usage of words used in this document.
(A) "Security Instrument" means this document, which is dated MARCH 25. 2009, together with all Riders to
this document.
(B) "Borrower" is WILDA H. WELLS. A SINGLE PERSON. Borrower is the mortgagor under this
Security Instrument.
(C) "Lender" is Wells Far20 Bank. N.A.. Lender is a National Bank organized and existing under the laws of
the United States of America. Lender's address is 101 North Phillips Avenue. Sioux Falls. SD 57104. Lender
is the mortgagee under this Security Instrument.
(D) "Debt Instrument" means the loan agreement or other credit instrument signed by Borrower and dated
MARCH 25. 2009. The Debt Instrument states that Borrower owes Lender, or may owe Lender, an amount that
may vary from time to time up to a maximum principal sum outstanding at anyone time of, THffiTY-FIVE
THOUSAND AND 00/100THS Dollars (U.S. $35.000.00) plus interest. Borrower has promised to pay this debt
in Periodic Payments and to pay the debt in full not later than seven (7) calendar davs after April 25. 2049.
(E) "Property" means the property that is described below under the heading "Transfer of Rights in the
Property. "
(F) "Loan" means all amounts owed now or hereafter under the Debt Instrument, including without limitation
principal, interest, any prepayment charges, late charges and other fees and charges due under the Debt
Instrument, and also all sums due under this Security Instrument, plus interest.
(G) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders
are to be executed by Borrower [check box as applicable]:
WYOMING-SHORT FORM OPEN-END SECURITY INSTRUMENT
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IN/AI Leasehold Rider
~ Third Party Rider
IN/AI Other(s) [specify]
(;.Ov408
N/A
(H) "Master Form Mortgage" means the Master Form Line of Credit Mortgage dated AU2ust 14. 2007, and
recorded on AU2ust 30. 2007 as Instrument No. 932651 , Book 670 at Page 599 - 609 of the Official Records in
the Office of the Recorder of Lincoln County/City, State of Wyoming.
TRANSFER OF RIGHTS IN THE PROPERTY
This Security Instrument secures to Lender: (i) the repayment of the Loan, and all future advances, renewals,
extensions and modifications of the Debt Instrument, including any future advances made at a time when no
indebtedness is currently secured by this S~curity Instrument; and (ii) the performance of Borrower's covenants
and agreements under this Security Instrument and the Debt Instrument. For this purpose, Borrower does
hereby mortgage, grant and convey to Lender and Lender's successors and assigns, with power of sale, the
following described property located in the
County
[Type of Recording Jurisdiction]
of Lincoln
[Name of Recording Jurisdiction]
THE FOLLOWING DESCRIBED PREMISES, TO-WIT: PART OF THE NE1I4 OF SECTION 15,
T31N, R119W, OF THE 6TH P.M., LINCOLN COUNTY, WYOMING, BEING MORE
PARTICULARLY DESCRIBED AS FOLLOWS: BEGINNING AT THE CENTER OF BITTER CREEK
ROAD AT A POINT 1508.0 FEET WEST AND 500.0 FEET SOUTH OF THE NORTHEAST CORNER
OF SAID SECTION 15 AND RUNNING THENCE NORTH 75 DEGREES EAST, 276 FEET; THENCE
SOUTH 21 DEGREES 20 MINUTES EAST, 180.0 FEET; THENCE SOUTH 71 DEGREES 30
MINUTES WEST, 198 FEET; THENCE NORTH 29 DEGREES WEST, 200.0 FEET ALONG THE
CENTERLINE OF SAID ROAD TO THE POINT OF BEGINNING.
which currently has the address of
AFTON
[City]
4964 BITTER CREEK ROAD
[Street]
, Wyoming 83110 ("Property Address"):
[Zip Code]
TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements,
appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be
covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the
"Property." The Property shall also include any additional property described in Section 20 of the Master Form
Mortgage.
BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has
the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for
encumbrances of record as of the execution date of this Security Instrument. B0l'!"0wer warrants and will defend
generally the title to the Property against all claims and demands, subject to any encumbrances of record.
MASTER FORM MORTGAGE
By the execution and delivery of this Security Instrument, Borrower agrees that all of the provisions of
the Master Form Mortgage are hereby incorporated in their entirety into this Security Instrument. Borrower
agrees to be bound by and to perform all of the covenants and agreements in the Master Form Mortgage. A copy
WYOMING-SHORT FORM OPEN-END SECURITY INSTRUMENT (page 2 of3 pages)
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of the Master Form Mortgage has been provided to Borrower.
ÜOÛl409
BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this
Security Instrument and in any Rider executed by Borrower and recorded with it. Borrower also acknowledges
receipt of a copy of this document and a copy of the Master Form Mortgage.
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WILDA WELLS
-Borrower
For An Individual Acting In HislHer Own Right:
State of \ 1.. J" 0'\'<\ \ "'_ i:-~
County of \, \ (". c C~\ "'"
This instrument was acknowledged before me on '\'(\OI c \--.
~5 ¡;lCÜ [. (date)
by 'It)', \ dc~ \-\ - \. ')0 \ V;
(name(s) of persons).
.1&?~_
(Seal, if any)
My Commission Expires: (;{-/S-- aü 0
·f:.t".t{",*~.w"'~.,,~~,pacr;'-¡ I~~~~"-'f!"
. H'EIDI L. CLAYE .. NOTARY PUBLIC
State of
Wyoming
County of
Lincoln
My Commission Expires February 15, 2010
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WYOMING-SHORT FORM OPEN-END SECURITY INSTRUMENT
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