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Home My WebLink About946816 After recording, return recording information to: American Title, Inc. PO Box 641010 ~øØ1ØJ¡Ø3(Þ5'3( Omaha, NE 68164-1010 RECEIVED 4/29/2009 at 2:52 PM RECEIVING # 946816 BOOK: 721 PAGE: 631 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER, WY ûOû63j. [Space Above This Line For Recording Data] Reference Number: 20090217200023 Account number: 654-654-3786076-1XXX .. , . , I SHORT FORM LINE OF CREDIT MORTGAGE {) DEFINITIONS Words used in multiple sections of this document are defined below. The Master Fonn Mortgage includes other defined words and rules regarding the usage of words used in this document. (A) "Security Instrument" means this document, which is dated FEBRUARY 16. 2009, together with all Riders to this document. (B) "Borrower" is ERNEST EDGAR CLARK. II AND KRIST! MARIE CLARK. HUSBAND AND WIFE. AS TENANTS BY THE ENTIRETIES. Borrower is the mortgagor under this Security Instrument. (C) "Lender" is Wells FarRo Bank. N.A.. Lender is a National Bank organized and existing under the laws of the United States of America. Lender's address is 101 North Phillips Avenue. Sioux Falls. SD 57104. Lender is the mortgagee under this Security Instrument. (D) "Debt Instrument" means the loan agreement or other credit instrument signed by Borrower and dated FEBRUARY 16. 2009. The Debt Instrument states that Borrower owes Lender, or may owe Lender, an amount that may vary from time to time up to a maximum principal sum outstanding at anyone time of, TWENTY THOUSAND AND 00/100THS Dollars (U.S. $20.000.00) plus interest. Borrower has promised to pay this debt in Periodic Payments and, to pay the debt in full not later than seven (7) calendar davs after March 16. 2049. (E) "Property" means the property. that is described below under the heading "Transfer of Rights in the Property." (F) "Loan" means all amounts owed now or hereafter under the Debt Instrument, including without limitation principal, interest, any prepayment charges, late charges and other fees and charges due under the Debt Instrument, and also all sums due under this Security Instrument, plus interest. (G) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: WYOMING-SHORT FORM OPEN-END SECURITY INSTRUMENT ¡üi¡{¡iim1i.iiiiiiâ1ilil.œlìIIUÎ(mIIR (page 1 of 3 pages) Documents Processed 02-13-2009,10:24:47 ~ Leasehold Rider iN/AI Third Party Rider iN/AI Other(s) [specify] 000632 N/A (H) "Master Form Mortgage" means the Master Form Line of Credit Mortgage dated AUlZust 14. 2007, and recorded on AUlZust 30.2007 as Instrument No. 932651 , Book 670 at Page 599 - 609 of the Official Records in the Office of the Recorder of Lincoln County/City, State of Wyoming. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all future advances, renewals, extensions and modifications of the Debt Instrument, including any future advances made at a time when no indebtedness is currently secured by this Security Instrument; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Debt Instrument. For this purpose, Borrower does hereby mortgage, grant and convey to Lender and Lender's successors and assigns, with power of sale, the following described property located in the County [Type of Recording Jurisdiction] of Lincoln [Name of Recording Jurisdiction] THE FOLLOWING DESCRIBED RE.\L ESTATE, SITUATE IN LINCOLN COUNTY AND STATE OF Vl"x'OMING. LOT 9 OF StJBDIVISTON, UNIT NO.1, LINCOLN COUNTY, WYOMlNC AS DESCRIBED ðN TilE OFFICIAL FLAT TIIEREOF. Se.e .e.¡( V\,' 0 i"+ A 01'\ fo...~(' q . which currently has the address of AFTON [City] 147 LANCASTER LN [Street] , Wyoming 83110 [Zip Code] ("Property Address"): TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." The Property shall also include any additional property described in Section 20 of the Master Form Mortgage. BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record as of the execution date of this Security Instrument. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. MASTER FORM MORTGAGE By the execution and delivery of this Security Instrument, Borrower agrees that all of the provisions of the Master Form Mortgage are hereby incorporated in their entirety into this Security Instrument. Borrower agrees to be bound by and to perform all of the covenants and agreements in the Master Form Mortgage. A copy of the Master Form Mortgage has been provided to Borrower. WYOMING-SHORT FORM OPEN-END SECURITY INSTRUMENT ÎIœii.1iiiilWnêillU1111lBlmlll (page 1 of 3 pages) Documents Processed 02-13-2009,10:24:47 00&633 BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. Borrower also acknowledges receipt of a cow¡:~~~êt~¡j[·ge jl.S! EDGAR CL , II . ~ I .~t Y-lhu-P r ~ à~ KRISTI MARIE CLARK - For An Individual Acting In His/Her Own Right: State of Wyoming ) County of L\V\CÞIII\.. ) ss ) The foregoing instrument was acknowledged before me by GY~'3t- ~(l(yn- (lJ.().,¡r \(., TI. o.x.ti \Zds-h' M£l,ri ( CJ(1.r Jc. this J1tßay of R ,b'f\l LLlr t.t ' 20.£.& Witness my hand and official seal. 1)\.6"'"l~'III:.~!of;..'f~£"tV"~~jI":'If'..).-cæ:a.!"~f.-,~.,,¡I..~-t.~~~,,,",.1,~""~,,f'''!~'I''''''..r~1~~''''''¿'''''~~ 'l' OUINE C. FiN:(OVICH .. NOH\HY i"UDUC ~ . 'C'",¡" ',f ~ .(Xr CounlV 01 ,.Ha,...... \. ~ ¡¡, "" )1·'l'rl~ I:, ) Unco:n ,I'¿/i.. . I ~ .tl ~ i ' . ' . _ i "rL1r} ~ ~t.'! COlvrq¡ç~':;q-.:Jiì ,i-\Utl· r._'~I. c.. ' L~.~;~s't';:~Ø~{¡~~;:~~r'*"-:~"";:~';~:é·"~''''~l:.oi}''-'-N.:.J;:'~'_~-'~""~'IIJ'~ßC\o,f~~""''tfI~ WYOMING-SHORT FORM OPEN-END SECURITY INSTRUMENT ,iiuüiïiiiimli1iIIßUllii..1I1 ~ N u ic -Borrower -Borrower -- My Conup.ission EXPires:~I2- (page 3 of 3 pages) Docwnents Processed 02-13-2009,10:24:47 £~hï bí j- A NfTACIlMENT "AH OOú634 Property Description Grantor: ERNEST EDGAR CLARK, II AND KRISTI MARIE CLARK, HUSBAND AND WIFE, AS TENANTS BY THE ENTIRETIES Legal: THE FOLLOWING DESCRIBED REAL EST A TE, SITUATE IN LINCOLN COUNTY AND STATE OF WYOMING: LOT 9 OF LANCASTER SUBDIVISION, UNIT NO. I, LINCOLN COUNTY, WYOMING AS DESCRIBED ON THE OFFICIAL PLAT THEREOF. SUBJECT TO RESTRICTIONS, RESERVATIONS, EASEMENTS, COVENANTS, OIL, GAS OR MINERAL RIGHTS OF RECORD, IF ANY. rID: 31180730417000