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HomeMy WebLinkAbout947653u 6010917887 `~s-. ~ SHERIFF'S CERTIFICATE OF PURCHASE I, Shane Johnson, Sheriff of Lincoln County, State of Wyoming, do hereby certify, pursuant to the terms and conditions of a certain mortgage dated August 6, 2007, given by William H. Kramer and Jaime Lee Kramer, husband and wife, as mortgagors, to Meridian Trust Federal Credit Union, as mortgagee, which mortgage was duly recorded in the Office of the County Clerk of Lincoln County, Wyoming on September 13, 2007, in Book 672 at Page 108; and pursuant to a "Notice of Real Estate Mortgage Foreclosure" of said mortgage which was duly published for a period of four consecutive weeks on May 7, May 14, May 21 and May 28, 2009, in the Kemmerer Gazette, a newspaper of general circulation, published in the County of Lincoln, State of Wyoming, a copy of which Notice of Foreclosure is attached hereto and incorporated herein by reference and made a part of this Certificate of Purchase; at the hour of 10:00 a.m. in the forenoon on June 9, 2009 at the front door of the Lincoln County Courthouse, Kemmerer, Wyoming, I did offer for sale at public vendue to the highest and best bidder, for cash, hereinafter described lands and premises, and that Meridian Trust Federal Credit Union did bid at said sale the sum of $102,000.00, which was the highest and best bid for said property. I further certify that I first offered to sell a part or parcel of said land less than the whole thereof, if applicable, but could obtain no bid for any parcel of said land, and then offered the whole of said tract described as follows: Part of Lot 1 of Block 1 of Fairview Addition to the Town of Kemmerer, and a portion of Tract 49 of the Resurvey located within the unplatted portion of the Town of Kemmerer, Lincoln County, Wyoming more particularly described as follows: Beginning at the Northeast corner of Lot 1 of Block 1 of the Fairview Addition to the Town of Kemmerer, which point is also the Northwest corner of said parcel of land and the point of beginning; Thence due East 40 feet; Thence due South 120 feet; Thence due West 40 feet; ` Thence due North 120 feet to the point of beginning. (commonly known as 502 Moose Street, Kemmerer, Wyoming) W X N 2 L 75; N M W W Z Y (p W Q Q Y ~w3 w G J U N Z CF) Z N Q Z W W w O > U Y U W of O J W m o LL _z J and that Meridian Trust Federal Credit Union offered and bid for the whole of said premises the above-stated amount. That the same being the highest and best bid I could obtain for said premises by reason of said sale, the same was sold to Meridian Trust Federal Credit Union for the sum of $102,000.00. I further certify that out of the sum so received, the same was applied toward the discharge of the debt for which same was sold including the expense of publication of the notice of sale, my fee as officer selling said property and attorney's fees. Attached hereto and incorporated herein is an Affidavit of an attorney admitted generally to practice in this state representing the mortgagee, or its assignee, the party instituting this foreclosure. Also attached hereto and incorporated herein is an Affidavit reflecting that written notice of intent to foreclose the mortgage by advertisement and sale was served upon the record owners and persons in possession of the mortgaged premises by certified Mail, return receipt requested and that written notice of the foreclosure sale was served upon the record owners and persons in possession of the mortgaged premises by certified mail, return receipt requested. I further certify that unless said premises as so sold are redeemed as provided by law before four (4) months from the date of June 9, 2009, the said purchaser, Meridian Trust Federal Credit Union, will be entitled to a deed to the same, conveying to it all of the right, title and interest of the said mortgagors in and to the above-described premises. DATED June 9, 2009. SHANE JOHNSON, SHERIFF LINCOLN COUNTY, WYOMING gt -e ~ V John Jackman By: Deputy Sheriff STATE OF WYOMING ) ) ss. COUNTY OF LINCOLN ) 0,0 V1 Q- A ke, I, a Notary Public in and for the County of Lincoln, State Wyoming, do hereby certify that John Jackman , who is personally known to me to be the person whose name is subscribed to the foregoing SHERIFF'S CERTIFICATE OF PURCHASE and (Deputy) Sheriff of the County of Lincoln, State of Wyoming, and designated therein as such officer, appeared before me this 9t" day of June, 2009, in person and acknowledged that ,he signed, sealed and delivered said instrument, in writing, as h e free and voluntary act as (Deputy) Sheriff of Lincoln County, State of Wyoming, for the use and purposes therein set forth. Witness my hand and official seal. F Iarke = Notary fS a'A wymnil"Q Notary Public mission -<v-a.~4..G-,5A^e~za-s..s...re...;..,~pxe► My Commission Expires: q-g8-~Lo1l -2- STATE OF WYOMING ) ) ss. COUNTY OF LARAMIE ) ai:pinAVIT ~ 07 ~ 6 Randall B. Reed, being first duly sworn upon his oath, deposes and states as follows: 1. That he is an attorney for Meridian Trust Federal Credit Union, the current holder of that certain real estate mortgage covering real property described as: Part of Lot 1 of Block 1 of Fairview Addition to the Town of Kemmerer, and a portion of Tract 49 of the Resurvey located within the unplatted portion of the Town of Kemmerer, Lincoln County, Wyoming more particularly described as follows: Beginning at the Northeast corner of Lot 1 of Block 1 of the Fairview Addition to the Town of Kemmerer, which point is also the Northwest corner of said parcel of land and the point of beginning; Thence due East 40 feet; Thence due South 120 feet; Thence due West 40 feet; Thence due North 120 feet to the point of beginning. (commonly known as 502 Moose Street, Kemmerer, Wyoming) which mortgage is dated August 6, 2007, and was executed by William H. Kramer and Jaime Lee Kramer, husband and wife, as mortgagors, to Meridian Trust Federal Credit Union, as mortgagee, which mortgage was duly recorded in the Office of the County Clerk of Lincoln County, Wyoming on September 13, 2007, in Book 672 at Page 108. 2. That on April 21, 2009, a notice of intent to foreclose, a copy of which is attached hereto, was addressed to the mortgagors and record owners at their last known addresses and mailed by certified mail, return receipt requested, with copies addressed to all known persons in possession, and all known parties of interest, and mailed as follows: William H. Kramer 502 Moose Street Kemmerer, WY 83101 Jaime Lee Kramer 502 Moose Street Kemmerer, WY 83101 3. That on May 4, 2009, a notice of real estate mortgage foreclosure, a copy of which is attached hereto, was addressed to the mortgagors, junior lienholders, and record owners at their last known addresses, and mailed by certified mail, return receipt requested, with copies addressed to all known persons in possession, and all known parties of interest, and mailed by certified mail, as follows: William H. Kramer Jaime Lee Kramer 502 Moose Street 502 Moose Street Kemmerer, WY 83101 Kemmerer, WY 83101 DATED June 2, 2009. Randall B. Reed Acknowledged, subscribed and sworn to before me by Randall B. Reed on June 2, 2009. Witness my hand and official seal. 1N IAM.O NOZALES-NOTARY PUBLIC Notary Public <y COUNTY OF STATE OF LARAMIE WYOMING 1 `7Y COMMISSION EXPIRES JUN, 29, 2009 v Page 2 W. PERRY DRAY WILLIAM J. THOMSON GREGORY C. DYEKMAN RANDALL B. REED NICHOLAS G. J. HEALEY MICHELLE L. BUSH` BRIAN J. HANIFY TIMOTHY L. WOZNICK L. BARTON PEACH" OF COUNSEL: MICHAEL D. BASOM 'ALSO ADMITTED IN COLORADO April 21, 2009 A PROFESSIONAL CORPORATION ATTORNEYS AT LAw TELEPHONE 204 EAST 22ND STREET (307) 634-8891 CHEYENNE, WYOMING 82001-3799 TELEFAX VWVW.DRAYLAW.COM (307) 6348902 E-MAIL Randy. Reed@draylaw.com JANAfA GONZALES PARALEGAL William H. Kramer 502 Moose Street Kemmerer, WY 83101 CERTIFIED MAIL NO. 7008 1140 0003 3805 6231 RETURN RECEIPT REQUESTED 40 75G Jaime Lee Kramer 502 Moose Street Kemmerer, WY 83101 CERTIFIED MAIL NO. 7008 1140 0003 3805 6248 RETURN RECEIPT REQUESTED NOTICE OF INTENT TO FORECLOSE REAL ESTATE MORTGAGE RE: Real Estate Mortgage to Meridian Trust Federal Credit Union Property address: 502 Moose Street, Kemmerer, Wyoming. Dear Mr. and Mrs. Kramer: Pursuant to that certain mortgage executed by William H. Kramer and Jaime Lee Kramer, husband and wife, to Meridian Trust Federal Credit Union dated August 6, 2007, which mortgage secured the note of even date therewith, YOU ARE HEREBY NOTIFIED: Centennial Lending, LLC, as servicing agent for Meridian Trust Federal Credit Union, hereby declares the following sums secured by the above-referenced mortgage to be immediately due and payable: Outstanding principal: 90,204.21 Accrued and unpaid interest: 3,827.49 (through 4/21/09) Late charges: 462.54 Title report fee: 529.00 Escrow shortage: 247.57 TOTAL: *95.270.81 *Does not include attorney's fees and additional foreclosure costs. William H. Kramer Jaime Lee Kramer April 21, 2009 Page 2 0 757 2. Centennial Lending, LLC as servicing agent for Meridian Trust Federal Credit Union hereby invokes the power of sale and by this letter gives notice of its intent to foreclose in accordance with Wyoming law. Therefore, if payment in full is not received within ten (10) days after the mailing of this notice, we shall begin foreclosure proceedings, pursuant to law, by commencing publication of the notice of foreclosure sale in a newspaper of circulation in the county in which the property to be sold is located. Pursuant to Dray, Thomson & Dyekman's letter to you dated March 19, 2009, you were notified of your breach, the action required to cure such breach, a date by which such breach must be cured, and that failure to cure such breach on or before the date specified in the notice, (April 19, 2009), would result in acceleration of the total sums due and owing and a foreclosure sale of the property. The letter further notified you of your right to reinstate after acceleration and other rights you have. This firm is attempting to collect the above-referenced mortgage debt and any information obtained will be used for that purpose. If you have any questions regarding this matter, please feel free to contact us or an attorney of your choice. Yours truly, DRAY, THOMSON & DYEKMAN, P.C. Randall B. Reed jmg pc: Meridian Trust Federal Credit Union Centennial Lending, LLC Copies sent by regular first class mail ■ Complete items 1, 2, and 3. Also complete item 4 if Restricted Delivery is desired. ■ Print your name and address on the reverse so that we can return the card to you. ■ Attach this card to the back of the mailpiece, or on the front if space permits. 1. Article Addressed to: William H. Kramer. 502 Moose Street. Kemmerer, WY 101 &0,~w ❑ Addressee by (Printed Name) C. Dale of Delivery D. Is delivery address different from Item 1? ❑ Yes If YES, enter delivery address below: ❑ No 3. Service Type Certified Mail ❑ Express Mail - "75 0 ❑ Registered ' \ Return Receipt for Merchandise .f .'j ❑ Insured Mail ❑ C.O.D. 4. Restricted Delivery? (Extra Fee) ❑ Yes 2. (Transfer m (transfer from m service label) 7008 1140 0003 3805 6231 PS Form 3811, February 2004 Domestic Return Receipt 102595-o2-M-1540 ■ Complete items 1, 2, and 3. Also complete Item 4 if Restricted Delivery is desired. ■ Print your name and address on the reverse so that we can return the card to you. ■ Attach this card to the back of the mailpiece, or on the front if space permits. 1. Article Addressed to: Jaime Lee Kramer 502 Moose Street Kemmerer WY 83101 _ ❑ Agent Name) C. Date of D. Is delivery address different from item 1? 111 Yes If YES, enter delivery address below: ❑ No ' 3. S rvice Type Certified Mail ❑ Express Mail ❑ Registered 19 Return Receipt for Merchandise El Insured Mail C.O.D. 4. Restricted Delivery? (Extra Fee) ❑ Yes 2. Article Number 7008 1140 0003 3805 6248 (Transfer from service label) PS Form 3811, February 2004 Domestic Return Receipt 102595-02-M-1540 ~~a W. PERRY DRAY WILLIAM J. THOMSON GREGORY C. DYEKMAN RANDALL B. REED NICHOLAS G. J. HEALEY MICHELLE L. BUSH" BRIAN J. HANIFY TIMOTHY L. WOZNICK L. BARTON PEACH" OF COUNSEL: MICHAEL D, BASOM "ALSO ADMITTED IN COLORADO NOTICE OF REAL ESTATE MORTGAGE FORECLOSURE DATE: May 4, 2009 TO: William H. Kramer 502 Moose Street Kemmerer, WY 83101 CERTIFIED MAIL NO. 7008 1140 0003 3805 6347 RETURN RECEIPT REQUESTED - . y . ~,.e y_J l~ Jaime Lee Kramer 502 Moose Street Kemmerer, WY 83101 CERTIFIED MAIL NO. 7008 1140 0003 3805 6354 RETURN RECEIPT REQUESTED RE: Your possible claim against or interest in property owned by William H. Kramer and Jaime Lee Kramer. PURPOSE: The purpose of this notice is to advise you that we are currently involved in foreclosure of a mortgage against the property described below. We have been advised that you may hold or claim an interest in said real property, and therefore, this foreclosure may materially affect or terminate your rights in said property. DESCRIPTION OF PROPERTY: Part of Lot 1 of Block 1 of Fairview Addition to the Town of Kemmerer, and a portion of Tract 49 of the Resurvey located within the unplatted portion of the Town of Kemmerer, Lincoln County, Wyoming more particularly described as follows: Beginning at the Northeast corner of Lot 1 of Block 1 of the Fairview Addition to the Town of Kemmerer, which point is also the Northwest corner of said parcel of land and the point of beginning; Thence due East 40 feet; Thence due South 120 feet; Thence due West 40 feet; Thence due North 120 feet to the point of beginning. (commonly known as 502 Moose Street, Kemmerer, Wyoming) SALE SCHEDULE: Date: June 9, 2009 Time: 10:00 a.m. Place: Lincoln County Courthouse, 925 Sage Ave., Kemmerer, Wyoming ENCLOSURE: copy of "Notice of Real Estate Mortgage Foreclosure" as submitted to Kemmerer Gazette for publication '5 WOMJO& & 46Z1&a&, Y. F. A PROFESSIONAL CORPORATION ATTORNEYS AT LAW TELEPHONE 204 EAST 22ND STREET (307) 634-8891 CHEYENNE, WYOMING 82001-3799 TELEFAX WWW.DRAYLAW.COM (307) 634-8902 E-MAIL Randy.Reed@draylaw.com JANAIA GONZALES PARALEGAL Dray, Thomson & Dyekman, P.C. is attempting to collect the referenced mortgage debt and any information obtained will be used for that purpose. ■ Complete items"1,;,2; and 3. Also complete item 4 if Restri6ted-06tivery. is desired. ■ Print your name and address on the reverse so that we can return the card to you. s Attach this card to the back of the mailpiece, or on the front if space permits. 1. Article Addressed to: William H. Kramer 5G2'Moose Street -Kemmerer, WY 83101 A. Signature n 3d by D. Is delivery address different from item 1? ❑ Yes If YES, enter delivery address below: ❑ No 3. S rvice Type Certified Mail ❑ Express Mail Registered VRetum Receipt for Merchandise ❑ Insured Mail C.O.D. 4. Restricted Delivery? (Extra Fee) ❑ Yes 2. Article (transfer 7008 1140 3003 3805 6347 from m service label) PS Form 3811, February 2004 Domestic Return Receipt - 102595-02-M-1540 s Complete items 1, 2, and 3. Also complete item 4 if Restricted Delivery is desired. ■ Print your name and address on the reverse so that we can return the card to you. ■ Attach this card to the back of the mailpiece, or on the front if space permits. 1. Article Addressed to: Jaime Lee Kramer 502 Moose Street Kemmerer, WY 83101 - l - V . ❑ Agent by (Printed Name) C. Date D. Is delivery address different from Item 1? U Yes If YES, enter delivery address below: ❑ No 3. S rvice Type Certified Mall ❑ Express Mail ❑ Registered Return Receipt for Merchandise ❑ Insured Mail ❑ C.O.D. 4. Restricted Delivery? (Extra Fee) ❑ Yes 2. Article Number 7008 1140 0003 3805 6354 (Transfer from service labeq PS Form 3811, February 2004 Domestic Return Receipt 102595-02-M-1540 .'l a ' 760 STATE OF WYOMING ) ss. COUNTY OF LARAMIE ) AFFIDAVITS Randall B. Reed, being first duly sworn upon his oath, deposes and states as follows: 1. That he is an attorney at law admitted to practice in the State of Wyoming, is a member of the law firm of Dray, Thomson & Dyekman, P.C., 204 East 22nd Street, Cheyenne, Wyoming 82001, and that said firm represents Meridian Trust Federal Credit Union, the current holder of that certain real estate mortgage covering real property described as: il Part of Lot 1 of Block 1 of Fairview Addition to the Town of Kemmerer, and a portion of Tract 49 of the Resurvey located within the unplatted portion of the Town of Kemmerer, Lincoln County, Wyoming more particularly described as follows: Beginning at the Northeast corner of Lot 1 of Block 1 of the Fairview Addition to the Town of Kemmerer, which point is also the Northwest corner of said parcel of land and the point of beginning; Thence due East 40 feet; Thence due South 120 feet; Thence due West 40 feet; Thence due North 120 feet to the point of beginning. (commonly known as 502 Moose Street, Kemmerer, Wyoming) which mortgage is dated August 6, 2007, and was executed by William H. Kramer and Jaime Lee Kramer, husband and wife, as mortgagors, to Meridian Trust Federal Credit Union, as mortgagee, which mortgage was duly recorded in the Office of the County Clerk of Lincoln County, Wyoming on September 13, 2007, in Book 672 at Page 108. 2. That default has been made in the payment of said mortgage and that the mortgagee or current holder of the mortgage has proceeded to foreclose said mortgage under the power of sale therein contained. 3. That under the terms of said mortgage the mortgagee is entitled to recover an attorney's fee and that a reasonable attorney's fee in this case is the sum of $4,567.50. 4. There has not been and is no agreement, express or implied between Meridian Trust Federal Credit Union or its servicing agent, Centennial Lending, LLC, and its attorneys in this matter, nor between the said attorneys and any other person for sharing or division of the attorney's fees as allowed by said mortgage and as added to the debt therein involved. 5. The attorney's fee as allowed by said mortgage represents compensation for services actually rendered by the affiant. 6. This Affidavit is given pursuant to W.S. Sec. 34-4-112, 1977. DATED June 2, 2009. Randall B. Reed Acknowledged, subscribed and sworn to before me by Randall B. Reed on June 2, 2009. Witness my hand and official seal JANAIA M. GONZALES - NOTARY PUBLIC COUNTY OF 0 STATE OF MIE WYOMING MY COMMISSION EXPIRES JUN. 20, 20 9 ja.naA. M . l~6nz Notary Public KEMMERER GAZETTE Kemmerer Wyoming AFFIDAVIT OF PUBLICATION Kemmerer Gazette Kemmerer, Wyoming STATE OF WYOMING " _6 ) ss. County of Lincoln NOTICE•OF REAL ESTATE MORTGAGE FORECLOSURE Default having occurred on that certain Mortgage dated August 6, 2007,; given by William'H'. Kramer and Jaime Lee "Kramer, husband and wife, to: Meridian. Trust Federal Credit Union, to secure the payment of a Promissory Note in the amount of $91,000.00 of even date therewith,,, which Mortgage embraced the following-described real property: Part of Lot.1 of:Block'l of Fairview Addition to the Town of Kemmerer, and a portion of Tract,49• of the Resurvey located within the unplatted portion of the Town of Kemmerer, Lincoln County; Wyoming more particularly de- scribed as follows: . Beginning at the Northeast, corner of Lot 1 of Block 1 of the Fairview Addition to the Town of Kemmerer, which point is also the Northwest corner of said parcel of land and the point of beginning; Thence due Bast 40 feet;, Thence due South 120 feet; Thence due West 40 feet; Thence due North 120 feet to the point of beginning. (commonly known as 502 Moose Street, Kemmerer, Wyoming) which Mortgage was duly recorded on September 13, 2007, in Book 672 at Page 108, in the Office of the County Clerk of Lincoln County, Wyoming;, and WHEREAS, the default has occurred by reason of the failure of the Mort= gagors to pay the principal and interest due thereon when the same became due and payable, and other defaults of performance under the terms of the, Mortgage and the Promissory Note,secured thereby,. and the Mortgage pro viding that the entire balance will become.. due at the option of the Mortgagee; or its Assignees upon default, and the Mortgagee or Assignee hereby electing to declare the entire debt secured thereby to be due and payable as provided by law; and WHEREAS, no suit or proceeding has been instituted at law to recover: the debt remaining secured by said Mortgage or any part thereof; NOW, THEREFORE, NOTICE IS HEREBY GIVEN that the above-de- scribed real property will be offered for sale and sold by the Sheriff of Lin- coln County, or his deputy, to the highest and best bidder for cash, at public' vendue, at the hour of 10:00 a.m. on June 9,,.2009; that the amount due and! owing at the date, of this Notice is $95,626.68, (inclusive of unpaid principal; intctbsty late zharges title fiepoltrfevqud escrow shortage), together with ad- ditional interest to date,asale from May, 812009, attorney''s fees and costs of- thejforeclvsure:action; said-sAle-to•take'place'atthe Lincoln'Cbi{rlty'C6int- house, 925 Sage Avenue, Kemmerer, Wyoming. The property being foreclosed upon may be subject to other liens and: encumbrances thatwill not be extinguished at the sale and any prospective bidder should research the status of title before submitting a bid. This is an7 attempt to collect the mortgage debt referenced herein and any information obtained will be used for that purpose. DATED May 7, 2009. Meridian Trust Federal Credit Union. By: DRAY, THOMSON & DYEKMAN, P.C Publish: May 7 14, 21, 28 2009 0507D. ROSEMARY CAPELLEN - NOTARY PUBLIC County of State of Lincoln Wyoming My Commission Expires May 5, 2012 I, Michael Jensen, do solemnly swear that I am the publisher of the Kemmerer Gazette,' a weekly paper of general circulation, published once a week at Kemmerer, Lincoln County, Wyoming; that the notice attached hereto, and which is part of the affidavit, was published in said newspaper for 4 insertions, the first publication having been made on the day of A.D., 200_, and the last publication on the z~8 day of A.D., 20()9 that said notice was published in a regular and entire. issue of the paper(s) in which it was published; and that said notice was published in the newspaper proper, and not in a supplement. R Michael Jens , Publisher Subscribed in my presence and sworn to on this aS day of /-~A.D., 20 9 .