HomeMy WebLinkAbout948893WHEN RECORDED, MAIL TO:
William A. Kozub, Esq.
BERENS, KOZUB & KLOBERDANZ, PLC
7047 East Greenway Parkway, Suite 140
Scottsdale, Arizona 85254
DEED OF TRUST
006 751
TRUSTOR: S. Michael Pollock, as Trustee of the Pollock-Pfizenmaier
Family Trust Dated the 21st of June, 2005
555 East Carefree Highway
Phoenix, Arizona 85085
BENEFICIARY: Berens, Kozub & Kloberdanz, PLC
7047 E. Greenway Parkway, Suite 140
Scottsdale, Arizona 85254
TRUSTEE: William A. Kozub, Esq.
7047 E. Greenway Parkway, Suite 140
Scottsdale, Arizona 85254
Property situated in Lincoln County, State of Wyoming, and known and legally
described as follows:
See Exhibit A.
This DEED OF TRUST made and executed on the date last written between the Trustor,
Trustee and Beneficiary above named.
WITNESSETH: That the Trustor irrevocably grants and conveys to Trustee, with
Power of Sale, the above described Real Property, together with the leases, rents, issues
or income thereof (all of which are hereinafter called "property income"); subject,
however, to the right, power and authority hereinafter given to and conferred upon the
Beneficiary to collect and apply such property income; and subject to existing taxes,
assessments, liens, encumbrances, covenants, conditions, restrictions, rights of way, and
easements of record, for the purpose of securing the performance of each of the separate
agreements herein contained by the Trustor and the payment of the sum of FIVE
HUNDRED FIFTY THOUSAND DOLLARS and NO/100 ($550,000.00), with interest
thereon according to the terms of that certain Promissory Note dated December 30, 2008,
executed by Trustor in favor of Beneficiary, or order.
RECEIVED 8/12/2009 at 4:00 PM
RECEIVING # 948893
BOOK: 729 PAGE: 751
JEANNE WAGNER
LINCOLN COUNTY CLERK, KEMMERER, WY
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000 75
TO PROTECT THE SECURITY OF THIS DEED OF TRUST, TRUSTOR
AGREES:
7. To keep said property in good condition and repair; not to remove or demolish any
building thereon; to complete or restore promptly and in good and workmanlike manner
any building which may be constructed, damaged or destroyed thereon, and to pay when
due, all claims for labor performed and materials furnished therefor; to comply with all
laws affecting said property or requiring any alteration or improvements to be made
thereon; not to commit or permit waste thereon; not to commit, suffer or permit any act
upon said property in violation of laws; and do all other acts which from the character or
use of said property may be reasonably necessary, without regards to specific
enumerations herein.
8. To provide, maintain and deliver to Beneficiary, fire insurance coverage satisfactory
to, and with loss payable to, Beneficiary. The amount collected under any fire or other
insurance policy may be applied by Beneficiary upon any indebtedness secured hereby
and in such order as Beneficiary may determine; or at the option of Beneficiary, the entire
amount so collected or any part thereof may be released to Trustor. Such application or
release shall not cure or waive any default or Notice of Trustee's Sale hereunder or,
invalidate any act done pursuant to such notice.
9. To appear in and defend any action or proceeding purporting to affect the security
hereof or the rights or power of the Beneficiary or Trustee; and to pay all costs and
expenses of the Beneficiary and Trustee, including the cost of evidence of title and
attorneys' fees in a reasonable sum, in any such action or proceeding in which
Beneficiary or Trustee may appear or be named, and in any suit brought by Beneficiary to
foreclose this Deed of Trust.
10. To pay: before becoming delinquent, all taxes and assessments affecting said
property; when due, all encumbrances, charges and liens, with interest, on said property
or any part thereof which appear to be prior to, or superior hereto; all costs, fees and
expenses of this Deed of Trust, including, without limiting the generality of the
foregoing, the fees of the Trustee for issuance of any Deed of Partial Release and Partial
Reconveyance or Deed of Release and Full Reconveyance, and all lawful charges, cost
and expenses in the event of reinstatement following default in this Deed of Trust or the
obligation secured hereby.
Should Trustor fail to make any payment or to do any act as herein provided, then
Beneficiary or Trustee, but without obligation so to do and without notice to or demand
upon Trustor and without releasing Trustor from any obligation hereof, may: make or do
the same in such manner and to such extent as either may deem necessary to protect the
security hereof, Beneficiary or Trustee being authorized to enter upon said property for
such purposes; appear in and defend any action or proceeding purporting to affect the
security hereof or the rights or powers of Beneficiary or Trustee; pay, purchase contest or
compromise any encumbrance, charge or lien which in the judgment of either appears to
be prior to or superior hereto, and in exercising any such power, pay necessary expenses,
employ counsel and pay reason-able attorney's fees.
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C'm 0$'W
11. To pay immediately and without demand all sums expended by Beneficiary or
Trustee pursuant to the provisions hereof, together with interest from date of expenditure
at the same rate as is provided for in the Note secured by this Deed of Trust, or at the
highest legal rate, whichever be the greater rate. Any amounts so paid by Beneficiary or
Trustee shall become a part of the debt secured by this Deed of Trust and a lien on said
premises or shall become immediately due and payable at the option of the Beneficiary or
Trustee.
IT IS MUTUALLY AGREED:
7. That any award of damages in connection with any condemnation or any such taking,
or for injury to the property by reason of public use, or for damages for private trespass or
injury thereto, is assigned and shall be paid to Beneficiary as further security for all
obligations secured hereby (reserving unto Trustor, however, the right to sue therefor and
the ownership thereof subject to this Deed of Trust, and upon receipt of such monies,
Beneficiary may hold the same as such further security, or apply or release the same in
the same manner and with the same effect as above provided for the disposition of
proceeds under fire or other insurance policies.
8. That time is of the essence of this Deed of Trust, and that by accepting payment of
any sum secured hereby after its due date, Beneficiary does not waive the right to require
prompt payment when due of all other sums so secured or to declare default for failure so
to pay.
9. That at any time or from time to time, and without notice, upon written request of
Beneficiary and presentation of this Deed of Trust and said Note for endorsement, and
without liability therefor, and without affecting the personal liability of any person for
payment of the indebtedness secured hereby, and without affecting the security hereof for
the full amount secured hereby on all property remaining subject hereto, and without the
necessity that any sum representing the value of any portion thereof of the property
affected by the Trustee's action be credited on the indebtedness, the Trustee may: (a)
release and reconvey all or any part of said property; (b) consent to the making, recording
of either, or any map or plat of the property or any part thereof; (c) join in granting any
easement hereon; (d) join or consent to any extension agreement or any agreement
subordinating the lien, encumbrance or charge hereof.
10. That upon written request of Beneficiary stating that all sums secured hereby have
been paid, and upon surrender of this Deed of Trust and said Note to Trustee for
cancellation and retention, and upon payment of its fees, Trustee shall release and
reconvey, without covenant or warranty, express or implied, the property then held
hereunder. The recitals in such reconveyance of any matters or facts shall be conclusive
proof of the truthfulness thereof. The grantee in such reconveyance may be described as
"the person or persons legally entitled thereto."
11. That as additional security, Trustor hereby gives to and confers upon Beneficiary the
right, power and authority during the continuance of this Trust, to collect the property
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income, reserving to Trustor the right, prior to any default by Trustor in payment of any
indebtedness secured or in performance of any agreement hereunder, to collect and retain
such property income as it becomes due and payable. Upon any such default Beneficiary
may at any time, without notice, either by person, by agent, or by a receiver to be
appointed by a Court and without regard to the adequacy or otherwise of any security for
the indebtedness hereby secured, enter upon and take possession of said property or any
part thereof, in his own name, sue or otherwise collect such property income, including
that past due and unpaid, and apply the same, less cost and expenses of operation and
collection, including reasonable attorneys' fees, upon any indebtedness secured hereby,
and in such order as Beneficiary may determine. The entering upon and taking
possession of said property, the collection of such property income, and the application
thereof as aforesaid, shall not cure or waive any default or Notice of Trustee's Sale
hereunder or invalidate any act done pursuant to such notice.
12. That upon default by Trustor in payment of any indebtedness secured hereby or in
performance of any agreement hereunder, Beneficiary may declare all sums secured
immediately due and payable for delivery to Trustee or written notice thereof, setting
forth the nature thereof, and of the election to cause to be sold said property under this
Deed of Trust. Beneficiary also shall deposit with Trustee this Deed of Trust, said
Note(s), and all documents evidencing expenditures secured hereby.
Trustee shall record and give Notice of Trustee's Sale in the manner required by
law, and after the lapse of such time as may then be required by law, Trustee shall sell, in
the manner required by law, said property at public auction at the time and place fixed by
it in said Notice of Trustee's Sale to the highest bidder for cash in lawful money of the
United States, payable at the time of sale. Trustee may postpone or continue the sale by
giving notice of postponement or continuation by public declaration at the time and place
last appointed for the sale. Trustee shall deliver to such purchaser its Deed conveying the
property so sold with any covenant or warranty, expressed or implied. Any persons,
including Trustor, Trustee or the Beneficiary may purchase the property at such sale.
After deducting all cost, fees and expenses of the Trustee and of this Trust,
including cost of evidence of Title in connection with the sale and reasonable attorneys'
fees, Trustee shall apply the proceeds of the sale to payment of all sums then secured
hereby and all other sums due under the terms hereof, with accrued interest and the
remainder, if any, to the person or persons legally entitled thereto, or as provided by law.
To the extent permitted by law, an action may be maintained by Beneficiary to recover a
deficiency judgment for any remaining balance due hereunder.
13. That upon the occurrence of any default hereunder, Beneficiary shall have the option
to foreclose this Deed of Trust in the manner provided by law for the foreclosure of
Mortgages on Real Property, including all amounts for cost and expenses incident to such
proceedings and reasonable attorneys' fees.
14. The Beneficiary may appoint Successor Trustees in the manner prescribed by law. A
Successor Trustee herein shall, without conveyance from the predecessor Trustee,
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EVOiY 755
succeed to all of the predecessor's title, estate, rights, powers and duties. Trustee may
resign by mailing or delivering notice thereof to Beneficiary and Trustor.
15. That this Deed of Trust applies to and inures to the benefit of, and binds all parties
thereto, their heirs, legatees, devisees, administrators, executors, successors and assigns.
The term Beneficiary shall mean the owner and holder of the Note secured hereby,
whether or not named as Beneficiary in this Deed of Trust; whenever the context so
requires the masculine gender includes the feminine and neuter, and the singular number
includes the plural.
16. That Trustor shall not assign, sell, convey or otherwise transfer his (her) interest
under this Deed of Trust to a third party without the written consent of the Beneficiary,
who may require either: (1) the immediate full payment of the balance due on the Note
secured by this Deed of Trust; (2) a renegotiation of the interest payable on the principal
amount due under said Note; (3) proof of the third party's financial ability to maintain the
debt; and (4) any combination of the foregoing.
17. This Deed of Trust shall be construed according to the laws of the State of Arizona.
IN WITNESS WHEREOF, the parties have hereunto set their hands and seals this
30'h day of December, 2008.
Pollock-Pfizenmaier Family Trust
Dated the 21St of June, 2005
By: S. Michael Pollock
Its: Trustee
555 East Carefree Highway
Phoenix, Arizona 85085
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STATE OF NEW MEXICO )
) ss.
COUNTY OF BERNALILLO )
00i~756
On this 30"' day of December, 2008, before me, the undersigned Notary Public,
personally appeared, S. Michael Pollock, as Trustee of the Pollock-Pfizenmaier Family
Trust Dated the 215` of June, 2005, to me known to be the individual described in and
who executed the foregoing DEED OF TRUST and acknowledged that she executed the
same for the purposes therein contained.
N Y PUBLIC
My'Comrnission Expires:
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Ou757
Legal Description
EXHIBIT A
LOT NUMBERS (8) EIGHT AND (6) SIX OF INDIAN CREEK SUBDIVISION,
ACCORDING TO THAT PLAT FILED SEPTEMBER 22, 1994 AS PLAT NO. 105-A
IN THE OFFICE OF THE COUNTY CLERK, LINCOLN COUNTY, WYOMING