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HomeMy WebLinkAbout950022SUBORDINATION AGREEMENT 000794 WHEREAS, the Wyoming Community Development Authority (hereinafter the "WCDA") is the present owner and holder of two promissory notes and mortgages hereinafter described as the first mortgage and the down payment mortgage; and WHEREAS, the said mortgages were recorded out of order such that the down payment mortgage was filed prior to the first mortgage and WCDA desires to correct the error in the recording; and WHEREAS, Kristen Draney and Buckley Draney, as owners of the property described as a portion of the SETA SW1/4 of section 34, T33N, R119W of the 60' P.M., Lincoln County, Wyoming being more particularly described as follows: Beginning at an iron pipe set North 0019' 10" East, along the East Line of said SETA SW1/4, 502.66 feet from a brass cap monument marking the Southeast corner of said SE1/4 SWIA; Thence running North 89° 40' 50" West, 14.00 feet to an iron pipe set near and East-West fence line marking the true point of the beginning of the description; Thence running North 89°40' 50" West, 367.16 feet to an iron pipe found near a fence corner post in the Southwesterly fence line of a road; Thence North 38023' 01" East, along last said fence line, 177.92 feet; Thence South 89°40' 50" East 257.47 feet; Thence South 0°19' 10" West, 140.08 feet to the true point of beginning, commonly known as 963 Stump Creek Road, Auburn, Wyoming executed a mortgage dated March 2, 2007 to secure a note in the original principal sum of ONE HUNDRED FIFTY SEVEN THOUSAND SEVEN HUNDRED THIRTY ONE AND 00/100 ($157,731.00) dated March 2, 2007 which mortgage was recorded on the 8th day of March, 2007, as document number 927481 in Book 650 at Page 846 in the office of the Lincoln County Clerk, Lincoln County, Wyoming, hereinafter referred to as the first mortgage; and WHEREAS, Kristen Draney and Buckley Draney, as owners of the property described as a portion of the SE1/4 SWIA of section 34, T33N, R119W of the 6t' P.M., Lincoln County, Wyoming being more particularly described as follows: Beginning at an iron pipe set North 0°19' 10" East, along the East Line of said SETA SW1/4, 502.66 feet from a brass cap monument marking the Southeast corner of said SETA SWIA; Thence running North 89" 40' 50" West, 14.00 feet to an iron pipe set near and East-West fence line marking the true point of the beginning of the description; Thence running North 8940' 50" West, 367.16 feet to an iron pipe found near a fence corner post in the Southwesterly fence line of a road; Thence North 3823' 01" East, along last said fence line, 177.92 feet; Thence South 89040' 50" East 257.47 feet; Thence South 0°19' 10" West, 140.08 feet to the true point of beginning, commonly known as 963 Stump Creek Road, Auburn, Wyoming executed a mortgage dated March 2, 2007 to secure a note in the original principal sum of SEVEN THOUSAND SIX HUNDRED AND 00/100 ($7,600.00) dated March 2, 2007 which mortgage was recorded on the 8th day of March, 2007, as document number 927479 in Book 650 at Page 834 in the µ office of the Lincoln County Clerk, Lincoln County, Wyoming, hereinafter referred to as the down payment mortgage; ~f and WHEREAS, it is a condition precedent to obtaining the loan secured by the first mortgage that it shall unconditionally be and remain at all times a lien or charge upon the property subject to the mortgage and described herein, prior to and superior to the lien or charge of the down payment mortgage. NOW THEREFORE, in order to cure the error in the recording and to ensure that the condition precedent for the loan, that the first mortgage is a lien or charge upon the property described herein prior to and superior to the lien of the down payment mortgage, it is hereby declared, understood and agreed as follows: (1) That the first mortgage securing the note in favor of WCDA, and any renewals or extensions thereof, shall unconditionally be and remain at all times a lien or charge on the property therein described, prior and superior to the lien or charge of the down payment mortgage first above mentioned. (2) That this agreement shall be the whole and only agreement with regard to the subordination of the lien or charge of the down payment mortgage above mentioned to the lien or charge of the first mortgage in favor of the WCDA shall supersede and cancel, but only insofar as would affect the priority between the mortgages herein before specifically described, any prior agreement as to such subordination, including, but not limited to, those provisions, if any, contained in the down payment mortgage, which provide for the subordination of the lien or charge thereof to another mortgage or mortgages. WCDA declares, agrees and acknowledges that: (a) It intentionally and unconditionally waives, relinquishes and subordinates the lien or charge of the down payment mortgage in favor of the lien or charge upon the land of the mortgage in favor of WCDA; and (b) An endorsement has been placed upon the note secured by the down payment mortgage that the mortgage has by this instrument been subordinated to the lien or charge of the first mortgage. This Subordination Agreement may be executed in any number of counterparts, each of which, when so executed and delivered, shall be an original, but such counterparts shall together constitute but one and the same Subordination Agreement, and in making proof of this Subordination Agreement, it shall not be necessary to produce or account for more than one such counterpart. RECEIVED 10/14/2009 at 10:40 AM RECEIVING 950022 BOOK: 733 PAGE: 794 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER, WY VCV795 Dated this 01j, day of (D(- 7L7(,~e P , 20 0c7 . WYOMING COMMUNITY DEVELOPMENT AUTHORITY BY: aK e , DAVID M. HANEY, EXECUTIVE DIREC OR STATE OF WYOMING ) ) SS. COUNTY OF NATRONA ) o c n)ttex This instrument was acknowledged before me on 9 , 20cq by David M. Haney, as Executive Director of the Wyoming Community Development Authority. NOTARY PU LIC My Commission Expires: ~.AYLE L. A Dp rF NOTARY PUBLIC Countyof p'.;' State M Natrona Wyoming My Commisslon Expires March 21, 2011