HomeMy WebLinkAbout872531RECORDATION REQUESTED BY:
FIRST NATIONAL BANK WEST -AFTON BRANCH
314 Washington Street
PO BOX 1620
Afton, WY 83110
WHEN RECORDED MAIL TO:
FIRST NATIONAL BANK WEST -AFTON BRANCH
314 Washington Street
PO BOX 1620
Afton, WY 83110
SEND TAX NOTICES TO:
SCOTT JAY NIESLANIK, DIANE MARIE NIESLANIK an
Jay Nieslanik, as Custodian for Jessica May Nieslanik, L
Sawyer Nieslanik and Hannah Grace Nieslanik under the
Colorado Transfer to Minors Act in favor of First National
Bank West -Afton Branch securing your construction loan.
554 WALTER LANE
\MONTPELIER, ID 83254
CONSTRUCTION MORTGAGE
RECEIVED
LINCOLN COUNTY CLERK
01 APR -5 Ni 2: 1
JEANlNE ,4,; GiJER
KEMMERER. WYOMING
BOOK 462PR PAGE 21 1
SPACE ABOVE THIS LINE IS FOR RECORDER'S USE ONLY
THIS MORTGAGE IS DATED APRIL 4, 2001, between SCOTT JAY NIESLANIK, DIANE MARIE NIESLANIK and
Scott Jay Nieslanik, as Custodian for Jessica May Nieslanik, Luke Sawyer Nieslanik and Hannah Grace
Nieslanik under the Colorado Transfer to Minors Act in favor of First National Bank West -Afton Branch
securing your construction loan., Scott Jay Nieslanik an undivided 23.389% interest, Diane M. Nieslanik an
undivided 6.465% interest, Scott Jay Nieslanik, as Custodian for Jessica May Nieslanik under the Colorado
Uniform Transfer to Minors Act an undivided 23.382% interest, Scott Jay Nieslanik, as Custodian for Luke
Sawyer Nieslanik under the Colorado Uniform Transfer to Minors Act, an undivided 23.382% interest, Scott Jay
Nieslanik, as Custodian for Hannah Grace Nieslanik under the Colorado Uniform Transfer to Minors Act an
undivided 23.382% interest., whose address is 554 WALTER LANE, \MONTPELIER, ID 83254 (referred to below
as "Grantor and FIRST NATIONAL BANK WEST -AFTON BRANCH, whose address is 314 Washington Street,
PO BOX 1620, Afton, WY 83110 (referred to below as, "Lender
GRANT OF MORTGAGE. For valuable consideration, Grantor mortgages and coneys to Lender all of Grantor's right, title, and interest in and to
the following described real property, together with all existing or subsequently erected or affixed buildings, improvements and fixtures; all easements,
rights of way, and appurtenances; all water, water rights, watercourses and ditch rights (including stock in utilities with ditch or irrigation rights); and all
other rights, royalties, and profits relating to the real property, including without limitation all minerals, oil, gas, geothermal and similar matters, located
in LINCOLN County, State of Wyoming (the "Real Property
ATTACHED EXHIBIT "A"
The Real Property or its address is commonly known as 4837 HIGHWAY 30, COKEVILLE, WY 83114.
Grantor presently assigns to Lender all of Grantor's right, title, and interest in and to all leases of the Property and all Rents from the Property. In
addition, Grantor grants to Lender a Uniform Commercial Code security interest in the Personal Property and Rents.
DEFINITIONS. The following words shall have the following meanings when used in this Mortgage. Terms not otherwise defined in this Mortgage shall
have the meanings attributed to such terms in the Uniform Commercial Code. All references to dollar amounts shall mean amounts in lawful money of
the United States of America.
Grantor. The word "Grantor" means SCOTT JAY NIESLANIK, DIANE MARIE NIESLANIK and Scott Jay Nieslanik, as Custodian for Jessica
May Nieslanik, Luke Sawyer Nieslanik and Hannah Grace Nieslanik under the Colorado Transfer to Minors Act in favor of First National
Bank West -Afton Branch securing your construction loan.. The Grantor is the mortgagor under this Mortgage.
Guarantor. The word "Guarantor" means and includes without limitation each and all of the guarantors, sureties, and accommodation parties in
connection with the Indebtedness.
Improvements. The word "Improvements" means and includes without limitation all existing and future improvements, buildings, structures,
mobile homes affixed on the Real Property, facilities, additions, replacements and other construction on the Real Property.
Indebtedness. The word "Indebtedness" means all principal and interest payable under the Note and any amounts expended or advanced by
Lender to discharge obligations of Grantor or expenses incurred by Lender to enforce obligations of Grantor under this Mortgage, together with
interest on such amounts as provided in this Mortgage.
Lender. The word "Lender" means FIRST NATIONAL BANK WEST AFTON BRANCH, its successors and assigns. The Lender is the mortgagee
under this Mortgage.
Mortgage. The word "Mortgage" means this Mortgage between Grantor and Lender, and includes without limitation all assignments and security
interest provisions relating to the Personal Property and Rents.
Note. The word "Note" means the promissory note or credit agreement dated April 4, 2001, in the original principal amount of
$201,395.50 from Grantor to Lender, together with all renewals of, extensions of, modifications of, refinancings of, consolidations of, and
substitutions for the promissory note or agreement.
Personal Property. The words "Personal Property" mean all equipment, fixtures, and other articles of personal property now or hereafter owned
by Grantor, and now or hereafter attached or affixed to the Real Property; together with all accessions, parts, and additions to, all replacements of,
and all substitutions for, any of such property; and together with all proceeds (including without limitation all insurance proceeds and refunds of
premiums) from any sale or other disposition of the Property.
Property. The word "Property" means collectively the Real Property and the Personal Property.
Real Property. The words "Real Property" mean the property, interests and rights described above in the "Grant of Mortgage" section.
Related ,Documents. The words "Related Documents" mean and include without limitation all promissory notes, credit agreements, loan
agreements, environmental agreements, guaranties, security agreements, mortgages, deeds of trust, and all other instruments, agreements and
documents, whether now or hereafter existing, executed in connection with the Indebtedness.
Rents. The word "Rents" means all present and future rents, revenues, income, issues, royalties, profits, and other benefits derived from the
Property.
THIS MORTGAGE, INCLUDING THE ASSIGNMENT OF RENTS AND THE SECURITY INTEREST IN THE RENTS AND PERSONAL PROPERTY, IS
GIVEN TO SECURE (1) PAYMENT OF THE INDEBTEDNESS AND (2) PERFORMANCE OF ALL OBLIGATIONS OF GRANTOR UNDER THIS
MORTGAGE AND THE RELATED DOCUMENTS. THIS MORTGAGE IS GIVEN AND ACCEPTED ON THE FOLLOWING TERMS:
PAYMENT AND PERFORMANCE. Except as otherwise provided in this Mortgage, Grantor shall pay to Lender all amounts secured by this Mortgage
as they become due, and shall strictly perform all of Grantor's obligations under this Mortgage.
POSSESSION AND MAINTENANCE OF THE PROPERTY. Grantor agrees that Grantor's possession and use of the Property shall be governed by the
following provisions:
Possession and Use. Until in default, Grantor may remain in possession and control of and operate and manage the Property and collect the
Rents from the Property.
Duty to Maintain. Grantor shall maintain the Property in tenantable condition and promptly perform all repairs, replacements, and maintenance
04 -04 -2001
Loan No 64002413 0872531
MORTGAGE
(Continued)
212
Page 2
necessary to preserve its value.
Hazardous Substances. The terms "hazardous waste," "hazardous substance,' "disposal," "release,' and "threatened release," as used in this
Mortgage, shall have the same meanings as set forth in the Comprehensive Environmental Response, Compensation, and Liability Act of 1980, as
amended, 42 U.S.C. Section 9601, et seq. "CERCLA the Superfund Amendments and Reauthorization Act of 1986, Pub. L. No. 99-499
"SARA the Hazardous Materials Transportation Act, 49 U.S.C. Section 1801, et seq., the Resource Conservation and Recovery Act, 42 U.S.C.
Section 6901, et seq., or other applicable state or Federal laws, rules, or regulations adopted pursuant to any of the foregoing. The terms
"hazardous waste" and "hazardous substance!' shall also include, without limitation, petroleum and petroleum by— products or any fraction thereof
and asbestos. Grantor represents and warrants to Lender that: (a) During the period of Grantor's ownership of the Property, there has been no
use, generation, manufacture, storage, treatment, disposal, release or threatened release of any hazardous waste or substance by any person on,
under, about or from the Property; (b) Grantor has no knowledge of, or reason to believe that there has been, except as previously disclosed to
and acknowledged by Lender in writing, (i) any use, generation, manufacture, storage, treatment, disposal, release, or threatened release of any
hazardous waste or substance on, under, about or from the Property by any prior owners or occupants of the Property or (ii) any actual or
threatened Litigation or claims of any kind by ally persorZ,relating to.such matters; and (c) Except as previously disclosed to and acknowledged by
Lender in writing, (t) neither Grantor nor any tenant, contractor, agent or other authorized user of the Property shall use, generate, manufacture,
store, treat, dispose of, or release any hazardous waste or substance on, under, about or from the Property and (ii) any such activity shall be
conducted in compliance with all applicable federal, state, and local laws, regulations and ordinances, including without limitation those laws,
regulations, and ordinances described above. Grantor authorizes Lender and its agents to enter upon the Property to make such inspections and
tests, at Grantor's expense, as Lender may deem appropriate to determine compliance of the Property with this section of the Mortgage. Any
inspections or tests made by Lender shall be for Lender's purposes only and shall not be construed to create any responsibility or liability on the
part of Lender to Grantor or to any other person. The representations and warranties contained herein are based on Grantor's due diligence in
investigating the Property for hazardous waste and hazardous substances. Grantor hereby (a) releases and waives any future claims against
Lender for indemnity or contribution in the event Grantor becomes liable for cleanup or other costs under any such laws, and (b) agrees to
indemnify and hold harmless Lender against any and all claims, losses, liabilities, damages, penalties, and expenses which Lender may directly or
indirectly sustain or suffer resulting from a breach of this section of the Mortgage or as a consequence of any use, generation, manufacture,
storage, disposal, release or threatened release of a hazardous waste or substance on the properties. The provisions of this section of the
Mortgage, including the obligation to indemnify, shall survive the payment of the Indebtedness and the satisfaction and reconveyance of the lien of
this Mortgage and shall not be affected by Lender's acquisition of any interest in the Property, whether by foreclosure or otherwise.
Nuisance, Waste. Grantor shall not cause, conduct or permit any nuisance nor commit, permit, or suffer any stripping of or waste on or to the
Property or any portion of the Property. Without limiting the generality of the foregoing, Grantor will not remove, or grant to any other party the
right to remove, any timber, minerals (including oil and gas), soil, gravel or rock products without the prior written consent of Lender.
Removal of Improvements. Grantor shall not demolish or remove any Improvements from the Real Property without the prior written consent of
Lender. As a condition to the removal of any Improvements, Lender may require Grantor to make arrangements satisfactory to Lender to replace
such Improvements with Improvements of at least equal value.
Lender's Right to Enter. Lender and its agents and representatives may enter upon the Real Property at all reasonable times to attend to
Lender's interests and to inspect the Property for purposes of Grantor's compliance with the terms and conditions of this Mortgage.
Compliance with Governmental Requirements. Grantor shall promptly comply with all laws, ordinances, and regulations, now or hereafter in
effect, of all governmental authorities applicable to the use or occupancy of the Property. Grantor may contest in good faith any such law,
ordinance, or regulation and withhold compliance during any proceeding, including appropriate appeals, so long as Grantor has notified Lender in
writing prior to doing so and so long as, in Lender's sole opinion, Lender's interests in the Property are not jeopardized. Lender may require
Grantor to post adequate security or a surety bond, reasonably satisfactory to. Lender, to protect Lender's interest.
Duty to Protect. Grantor agrees neither to abandon nor leave unattended the Property. Grantor shall do all other acts, in addition to those acts
set forth above in this section, which from the character and use of the Property are reasonably necessary to protect and preserve the Property.
CONSTRUCTION LOAN. If some or all of the proceeds of the loan creating the Indebtedness are to be used to construct or complete construction of
any Improvements on the Property, the Improvements shall be completed no later than the maturity date of the Note (or such earlier date as Lender
may reasonably establish) and Grantor shall pay in full all costs and expenses in connection with the work. Lender, at its option, may disburse loan
proceeds under such terms and conditions as Lender may deem necessary to insure that the interest created by this Mortgage shall have priority over
all possible liens, including those of material suppliers and workmen. Lender may require, among other things, that disbursement requests be
supported by receipted bills, expense affidavits, waivers of liens, construction progress reports, and such other documentation as Lender may
reasonably request.
DUE ON SALE CONSENT BY LENDER. Lender may, at its option, declare immediately due and payable all sums secured by this Mortgage upon the
sale or transfer, without the Lender's prior written consent, of all or any part of the Real Property, or any interest in the Real Property. A "sale or
transfer" means the conveyance of Real Property or any right, title or interest therein; whether legal, beneficial or equitable; whether voluntary or
involuntary; whether by outright sale, deed, installment sale contract, land contract, contract for deed, leasehold interest with a term greater than three
(3) years, lease— option contract, or by sale, assignment, or transfer of any beneficial interest in or to any land trust holding title to the Real Property, or
by any other method of conveyance of Real Property interest. If any Grantor is a corporation, partnership or limited liability company, transfer also
includes any change in ownership of more than twenty —five percent (25 of the voting stock, partnership interests or limited liability company interests,
as the case may be, of Grantor. However, this option shall not be exercised by Lender if such exercise is prohibited by federal law or by Wyoming law.
TAXES AND LIENS. The following provisions relating to the taxes and liens on the Property are a part of this Mortgage.
Payment. Grantor shall pay when due (and in all events prior to delinquency) all taxes, payroll taxes, special taxes, assessments, water charges
and sewer service charges levied against or on account of the Property, and shall pay when due all claims for work done on or for services
rendered or material furnished to the Property. Grantor shall maintain the Property free of all liens having priority over or equal to the interest of
Lender under this Mortgage, except for the lien of taxes and assessments not due, and except as otherwise provided in the following paragraph.
Right To Contest. Grantor may withhold payment of any tax, assessment, or claim in connection with a good faith dispute over the obligation to
pay, so long as Lender's interest in the Property is not jeopardized. If a lien arises or is filed as a result of nonpayment, Grantor shall within fifteen
(15) days after the lien arises or, if a lien is filed, within fifteen (15) days after Grantor has notice of the filing, secure the discharge of the lien, or if
requested by Lender, deposit with Lender cash or a sufficient corporate surety bond or other security satisfactory to Lender in an amount sufficient
to discharge the lien plus any costs and reasonable attorneys' fees or other charges that could accrue as a result of a foreclosure or sale under the
lien. In any contest, Grantor shall defend itself and Lender and shall satisfy any adverse judgment before enforcement against the Property.
Grantor shall name Lender as an additional obligee under any surety bond furnished in the contest proceedings.
Evidence of Payment. Grantor shall upon demand furnish to Lender satisfactory evidence of payment of the taxes or assessments and shall
authorize the appropriate governmental official to deliver to Lender at any time a written statement of the taxes and assessments against the
Property.
Notice of Construction. Grantor shall notify Lender at least fifteen (15) days before any work is commenced, any services are furnished, or any
materials are supplied to the Property, if any mechanic's lien, materialmen's lien, or other lien could be asserted on account of the work, services,
or materials. Grantor will upon request of Lender furnish to Lender advance assurances satisfactory to Lender that Grantor can and will pay the
cost of such improvements.
PROPERTY DAMAGE INSURANCE. The following provisions relating to insuring the Property are a part of this Mortgage.
Maintenance of insurance. Grantor shall procure and maintain policies of fire insurance with standard extended coverage endorsements on a
replacement basis for the full insurable value covering all Improvements on the Real Property in an amount sufficient to avoid application of any
coinsurance clause, and with a standard mortgagee clause in favor of Lender. Policies shall be written by such insurance companies and in such
form as may be reasonably acceptable to Lender. Grantor shall deliver to Lender certificates of coverage from each insurer containing a
stipulation that coverage will not be cancelled or diminished without a minimum of ten (10) days' prior written notice to Lender and not containing
any disclaimer of the insurer's liability for failure to give such notice. Each insurance policy also shall include an endorsement providing that
coverage in favor of Lender will not be Impaired in any way by any act, omission or default of Grantor or any other person. Should the Real
Property at any time become located in an area designated by the Director of the Federal Emergency Management Agency as a special flood
hazard area, Grantor agrees to obtain and maintain Federal Flood Insurance for the full unpaid principal balance of the loan, up to the maximum
policy limits set under the National Flood Insurance Program, or as otherwise required by Lender, and to maintain such insurance for the term of
the loan.
Application of Proceeds. Grantor shall promptly notify Lender of any loss or damage to the Property. Lender may make proof of loss if Grantor
fails to do so within fifteen (15) days of the casualty. Whether or not Lender's security is impaired, Lender may, at its election, apply the proceeds
to the reduction of the Indebtedness, payment of any lien affecting the Property, or the restoration and repair of the Property. If Lender elects to
apply the proceeds to restoration and repair, Grantor shall repair or replace the damaged or destroyed Improvements in a manner satisfactory to
Lender. Lender shall, upon satisfactory proof of such expenditure, pay or reimburse Grantor from the proceeds for the reasonable cost of repair
or rest t rantor is not in default under this Mortgage. An nr o .ds which have not been disbursed within 180 their receipt and
which not committed to the repair or restoration c party shall be used first to pay any amount c ender under this
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lie uope }!Wll inogppM 6uppnloul 'e6E6poW sly} bupnupuo0 Jo 6uI}oeped 'buipiooa) uI paJmoul sesuedxe 118 y}IM Jayiabo} 'Moleq pequosep se 'saxg;
11 Jo; Japuei esmgwlei (legs Jo;ue10 •ApadoJd I8BH tau; uo uall S,Japuei anul }uoo pue payed o} Japuei Aq pe }senbaJ sl uopp08 Jay }o Jana }eyM
ape; pub e6e60o01 sly} 0i uopmpp8 ul s;uewnoop ions a }noexa Heys Jo}u8J0 'mpuei Aq ;senbaJ uodn •sa6JegO pue saad 'soul luammno
:6686 ;JoW sly} 10118d a 8J8 986 .1890 pug
sea ;'sexe' IE 1U8WUJ8A06 01 61.111018.1 SUOISIAOJd 6UIM01101
F T z
8 41 'S3IlIUGHifV 1VIN31/41013AOO AS S30lIVH3 ENV S33d `S3XV1 dO NOIIISOdWI
•uop}8dp !ped lions pw .1ed 01 awl; o; awl} W0.1; #1 Aq pe}senbel aq Amu Se s;uewnJ;sul Lions Japuei o' peJenllap eq
0} 8Sn80.10 Jenllep IIIM 1o;ue10 pus 'eolo40 umo Sll 10 lesunoo Aq 6ulpaeoo.1d mg ill palueseidei aq 01 pus buppeeoojd ay} ul ap8d10I }Jed 0; pep ;pue
eq psis Jepuel inq 'Buppeeooid Lions ul Aped isu!WOU ay} aq ABW 101u8J0 •pJBMe eyp ule }q0 pue uop;oe ail puelep 0; AJESSaoeu eq Aew S8 sdais
ions 8)181 ApdwOJd pegs mime pug '6ul }IJM uI Jepuei A ;I}ou Apdwoid pegs Jo;u8J0 'pall; sI uop ;suwepuoO uI 13u1p9a0old Aug 11 •s8uppea3OJd
•uopeuwepuoO egg 4ilM uopoeuuoO up Japual Aq pe.1moul see; ,sdawoile pus
'sesuedxe's ;so0 elgsuoseei 11810 luawded Je ;18 pJBMe ay; ueew Heys p18Me 011 ;0 spaeowd lau eyp •ApadoJd 84; ;o uop ;eJO}saJ Jo J1edaJ ail 10
ssaupa ;gapul ay; 01 papldde eq pJSMe 0141 ;0 speeoojd }au ay 10 uop ;Jod Aue Jo 11e imp eilnbei uop}0e18 s ;l ;e Aew Japuei 'uop }suwepuo0 ;0 nap; ul
eseyoJnd 10 Bulpeeoold Au8 Aq Jo s6ulpaeoojd upewop pueulw0 Aq p8uwep000 sp ApadoJd ay; 10 tied Aim Jo Neil •spaa3OJd laN lo uolleoiiddy
•0686110141 slip 10 ped 8 8.1e ApadoJd ay} 10 uopeuwapuoo 01 Bul'elOJ suopspnoJd 6 uIMollol 0 41 'NOI1VNW30NO3
•sal ;uo4lne I13;UewUJOAO610 suollelnBeJ pue 'seoueulpJo
'sMel aigeopdde 6upslxa 118 411M SOpdwo0 ApadoJd 09} ;o esn volume pue ApadoJd ay; }844 S;U8118M Jo;U8J0 •sMel glum aauegdwo3
•uop ;edlol ;Jed ions pwied 0; ewl; 01 awl} woJp ;senbaJ Aew Japuei SE sivawnJ }sup lions Japuel 0 ;'peJenllap eq 01 asn80
Jo 'Janllep !pm Jo;u8J0 pue '031043 uMO s,Japuei ;0 lesunoO Aq Bulpaeoo.1d eq; ul paiuesa.1deJ aq o; pue 6ulpaeoo.1d ay; uI eied10g1ed o} pallque
eq pays Jepuel pig '6uppeeooid ions ul Aped lsulwou eyp eq Aew Jo1u810 •asuadxa s,Joiu810 ;8 uopp08 e41 puepep 11849 Jo}ueJO '0686pon
sly; Jepun Jepual ;0 }sale ;ul ay; Jo app s,JO;ueJO suopisanb }811} peouewwoo sI 6u!pe00o)d Jo uop;os Aue puana ay} ul •suos.1ad 118 110 sw1810 In1MB1
sip Isupe6e ApadoJd eq; 0i 6111; 841 pue;ap )8A810; IIIM pue SIU8J)8M J0 ;U8J9 'anoge yd8J68Jed 09; up uop ;deoxe ay; o} ;oefgnS *eta o esuajaa
•JapUel o} e6e6poW sly;
Jenllep pus eln00xe o; A}uoy;ns pug 'JaMOd '14611 llnl ey; 9E4 J0'U8J0 (q) pue 'a686iJoW sly; 411M uopoeuuoo uI Japuei 'Aq pa;deooe pus '10 10A81
ul panes! U0140 01111 48U11 .10 'podaJ 6111 'AOpod eOUe.1nSUl alp) Aue up Jo uop;duosap ApadoJd 1886 ay} w 41)01 10S OSO41 U841 Jey'o seOusJgwnoue
pug sue!' 118 loo .188{0 pus sag 'eldwls ea; u! ApadoJd 84; o; p1oo8) ;o 811!1 eiquiap.ew pus pooh sploy Jo}ue10 (8) :my; S 1UBJJ8M J01U8J0 •91111
•a686poW sly} 10 ped 8 a8 ApadoJd Egg ;0 dpisJaumo o} 6up }eleJ suolslnOJd BulMoplo;
(panuijuo3)
3JdW
8 41 '31111 dO 3SN3d3a !A1NVHHVM
'p89 8ne4 pinoM es!MJe4Io'I my; ApeweJ Aue woJp
J8pUel .18q 01 Se OS 1111e1ap 844 6uuno Ss pen)isuo0 eq }0u Heys Japuei Aq uo1 #08 Lions Auy •11nepep ail 40 lun0008 uo pelll ;ue eq Asw Japuel IOlyM o;
selp8WOJ Aue Jo 9146p 18910 Aue 01 uoil!PPg ul eq pegs yds168Jed sly; up Jo; pepinold sly6u 841 •siunowe eseyl ;0 }uawAed amoas HIM °sly 06861J0
spi. •A}un;ew s,eioN e4; le elgeAed pue anp eq 11M 4314M ;uawAed uoopsq a se pimp eq (o) Jo 'e;0N ay; 10 WJai bululewaj eyp (p) Jo Aopod
eoueJnsup eIgEolldde Ave 10 wog ayi (p) Ja4118 6upnp anp ewooeq 0; s }uawAed ;uewlle ;sup Aue 9 ;lm a geAed eq pus 6uowe pauolpodde eq pus 810N
s4 ;o eoueleq 69; 01 peppy eq (q) 'pu6wep uo aIg8Asd eq (e) iI M'uo1;do s,Jepuel 18 'sasuedxe lions ply •J01u810 Aq ;uewA8da.1 10 amp ay; 01 Japual
Aq pled .10 pOJmOU! amp 641 wag a;oN 04; uI Jo; papIAOJd 848) 041 1 ;saJ8 ;u1 JBeq IIIM Bupop os up spuedxe Japuei ;811; }unowe Auy •e'81Jdo)dde
sweep Jepuel ley; uo1108 Aue 8)I81 '01 peJlnbaJ aq }ou pegs inq 'Aew ;1848q S,JO ;u810 uo Jepual 'A ;Jad0Jd 84; ul s}saIaiUI s,)epual ;08416 AIIBIJelsw
pinoM 464; paOUOWwoO 51 Buppeeoowd JO uop ;0e Aug 4! 10 'a686poW SIy ;10 uoIslAOJd Aus 411m Aldwoo o} RBI 10 ;u819 11 '113ON31 AS S3kif111aN3dX3
•ApadoJd Lions 10 ales eJnsoloaJo; Aue ;8 Jo `a686poW sly; ;o suoisinoid ay; Jepun play ales J8410 Jo ems s,ea;sn.1; Aue i8 e6e6 ;JoW
spy} Aq pa)eno0 ApadoJd ay; ;o JaseyOJnd 041 '01 seed pug 40 Ilpeueq ay} 0; emu! Heys aOu8Jnsul pegdxaun Auy 'ales pe eoueinsup paJpdxaun
•101u619 0; pled eq psis speaoad yons'ssaupa ;gepui ay} 10 pnp ul; uawAed J81 40 speaoojd Aus
spoil J8puei ;I •ssaupalgepul a41 10 aousleq IsdtODUd ay; o} pelldds eq 11895 'Aue 11 'JOpupewel ay} pus }SaJa ;ul penJ008 Asd 01 lay; 'e6e6poW
Tr, 7 ,PC0 £LIZOOV9 ON ueo1
OZ -b0 -b0
•a6e6pow sly; to suolslno.1d
ey; eugep ro jard.1a;ul o} pesn eq o; uou are pue Apo sesodind eoualuenuoo .101 are 86e611ow sly} uI s6u!peeq uou }des •s6uIpeaH uo!;de3
•BuIwoAM ;o a;e ;S ay; l0 smei ay; gym a°Uepropos ui pane ;suo0 pus Aq paws /kal
eq hays 96861J0W s ;yu •6u;w0AM ;o alelS ay; up JapUa1 Aq palda3oe pue Japue o; peJeA!Iep uaaq say e6eOirov s;yl 'hurl algeo;;ddy
•!uewpuewe JO uo!I8 ego ey; Aq punoq ro pe6tey0 eq o; ;y6nos sewed to Aped
ey; Aq peu6is pue 6ugpm u! uenl6 sselun and ;oage eq Heys a6e6pow sly; o; ;uewpuewe .10 ;o uou ;etelle oN •96e6pow sly} u! ypol }es sta}}ew
ay; o; se selped ey; to jueweei6e purr Bulpuelstepun en ;ue ey; sejn;gsuoo 'sluewn000 pe ;elelj Aue y ;lm rayle6o; 'a6e6 ;row situ •s;uawpuawy
:e686pow sly; ;o ped e ere suolslnord snoeuelleoslw 6uIm0110; eyl •SNOISIAOHd Sf103N1f1133SIW
•sseippe luerm0 s,ro ;ueJ0 ;o smug lie ;e pewrojul Jepuei deed o; seei68 Jolump 'sesodrnd eollou rod •aB9Bpow sly; Jo 6u1uu16eq ey; teeu umoys se
'sserppe s,repuei o ;ues eq Heys a6e6pow sly; JOAO A1uo1.1d say 1/014m ue!! Aue ;o Japloy ay; woe; ernsoloero ;o seol ;ou to seldoo Ily •sserppe s,Aped
ey; e6ueyo o; sl eoljou ey; to esodrnd ey; ley) 6u!A41oeds 'sewed r8010 ey; co; eol ;ou uegpm !auto; 6uin16 Aq e6e6pow sly; iepun seollou ro; sse.1ppe
s;1 eauBy0 Aew Aped Auy •a6e6pow sly; to Buluulbeq ey; r88u umoys sessarppe ei o; pepenp 'p!edeid a6e }sod '1Hew pe.1e;sl6ar .10 pe1lpeo 'sselo
pig Hew seje1S pe }tun ayj u! peusodep uaym enljoe; ;e peweep eq is 'pellew 41 'Jo 'ralrnoo ;A61weno pezlu600ei AHsuoaeu a yjm pa ;Isodep uaym
JO 'pare /map AHenioe ueym engoege eq its pus '(Mel Aq peiinbei esintuaylo sselun) ellwlsoe;ela} Aq was eq Aew '6ug!Jm ul eq Heys '.1o1uej9 o; ales
4o eoljou Aue pue }Ine;ep ;o eoaou Aue uoljellwll ;not ;lm Bulpnloul `86e6pow sly; .1epun eoi;ou Auy S311HVd H3H10 aNy H01NV ID 01 S33110N
'me! Aq pePlnoid
suns Jeylo He o; uou ;lpp8 uI 'slsoo pnoo Aue Aed Illm Osle .1ojueto 'me! elgeoiIdde Aq pe;jlwred !uelxe ey; o; 'eouemsul egg pus 'see; leslerdde
pue 'spode.1 ,sJoAemns '(spode! emsope.1oj 6ulpnloul) spode! egg Bululelgo 'sprooer 6ulyoJees to ;soo ow 'sedlnres uol;oeiloo ;uew6pnf- ;sod
pe;edloaue Aug pue sIeadde '(uogounfu! JO Avis ogewolne Aue amen JO A;1Pow o; spo ;4e Bulpnloul) s6ulpaeoord Ao;dn to; sea;
,sAeuroge eigeuoseer Bulpnloul 'prisms! 9 9! eney; jou .10 1011101M sesuedxe 19601 sdepuei pue see; ,sAeuro ;le elgeuoseaa s,iepue 'met elgeolldde
repun s ;lwli Aue o; loefqns JOA0MO1.1 'Uoge11w1! ;not ;lm 'apnpul yder6ered sly; Aq peienoo sesuedx3 •eloN ay} ul Jo; pepinoJd a ;er ey; Ie pedal
!gun eml1Puedxe ;o elep ay; wort ISOJBIUl reeq Nets pue puewap uo eIgeAed ssaupalgapul ey; 4o pad a ewooeq Heys s1y61r s ;11 lueweOrolue
ey; .10 Iserelul s11 ;o uojoejord 841 Jol awl; Aue Ie AJasseoeu are uoluldo s,repue uI ley; Japuei Aq paunoul sesuedxe elgeuoseeJ Ile 'penlonul
sl uolloe pnoo Aue ;oil JO .184181M •Ieadde Aue uo pus lair} ;9 sae; ,sAeuto; ;e elgeuosea! se olgeuoseer a6pnfpe Aew pnoo ey} se wns tons
JOAOOer o; peggue eq !legs repuei '86e6pow sly; ;o swral ey; ;o Aurr eorolue 01 U0110e JO jlns Aue seln;Hsul repue 41 •sesuedx3 :saa3 ,sAawoliy
•96e6pow sly; repun selpewar sit esp.1exe pug ;pump a eispep oj;y6p s,.1epue 10age Iou Heys wro ;red o .1OIUero ;o emue%
e6e6irow sly; repun .101uBJO 4o uoIje611go ue wro ;red o1 uou ;oe ems; JO sarnlpuedxe ailew o; uogoale ue pU8 'Apewer ray ;o Aue ;0 ;lnsmd epnpxe
;ou Heys Apewer Aue ansmd o; rapuei Aq uou ;oel3 uolslnord Jeyjo Aug JO uolslnord ley; ygm eouelldwoo ;olds puewap o} eslmraylo sly6lr s,Aped
ey! aolpnfeid ro 4o ranlem a eln;asuoo Jou Heys a6e6pow sly; ;co uolslnord a 10 1.1098.1q 13 10 Aped Aue Aq ranlem y •sa;pawaH 40 u0110913 :J9n18M
•uoalsodsip JO ales ey; 4o ewg ey; eJo;aq step (01) ue}
;seal ;e uenl6 eollou ueew Heys eoliou elgeuoseaa •spew eq o; sl Apedord leuosrad ay! to uoalsodslp pepuelul rey ;o JO ales ejenlyd Aue yOIUm
rage awl; ey; ;o ro Ajredord leuosrad ay; ;o ales ollgnd Aue ;o amid pus awg 841 ;0 eOI;ou elgeuoseer J0111e1O en!6 Hey
s repue1 •aleS 10 03 11 0 N
•Apadord 014; 4o uolpod Aue .10 Ile uo ems olignd Aue le pm 0; pOljljue eq Heys Jepua1 •seles
eleredes Aq .10 ales euo ul 'Ala;eredes ro Jay;e6o; Apadord ey; to pad Aue JO He lIas o; eel; eq Heys repuel 'selpewar pus s ;y6u s!1 6ulsprexe
ul •peileys.1ew Apadord ey; eney o; ;146!J )I pue Aue senlem AgeJay to1ue.10 'MB! elquoidde Aq pOl ;lwrad wave ey! ou 'A1JadoJd alit 40 ales
•A11nbe u! JO me! 1e OIg8II8n9 JO OIoN ey; JO 861361101A1 Sly; ul paranoid salpewer pU8 s;y61r ratio He eney Heys Iepue safpaweld J
•.1apuel ;o puewap 841 uodn
Alelelpeww! Apedord ey; omen (q) .10 'Apadord ey; ;0 esn 014; r04 1911181 elgeuoseer a Aed (e) rayj1e 'uou ;do sdepue- le '11e4s pue Apadord 041
4o reseyornd 014; r0 iepue ;0 e0uelegns Ie;ueuel E ewooeq days ro;uer0'.1o;uero ;0 llnelep uodn Alradoid ey; ;o uolssassod o1 Pegque sewooeq
eslmraylo repuei to enoge paranoid se plos sI Apadord ay; Jege Apedord 0 4o uolssassod uI suiewar roluBJO 41 •aoueJa}{ns ;e Aaueuau
•uoIOes sly! u! paranoid s ;46p ey; 10 OSIOrexe ayi wor; pen180ar slunowe He ;0 uog90Hdde 18448 repuei
0; enp ssaupa ;gepul ey; uI 6ululewer Aoue!°1lep Aue Jo; ;uew6pnf a ule ;qo Aew JepUe1 'met algeolldde Aq pe ;llwred 41 'luew6pnr A0u9 ;01400
•e4nj8!s Aq paranoid se ernsoloaro; IS pue jueweslpenpe„ ro „ales
4o ramod„ Aq AH9o14loeds pue 'ales Ielolpnfuou Aq Apadord ey; ;0 !red Aue ul JO He u! ;sare;ul s,rojuBJO esopeio; Aew repue- 'ems IeloIPnfuoN
•Apadord ey; ;0 ;red Aue ro He u! Iseta;w s,ro;uero 6ulsoloeio; eeroap 18p!Pnf a ule ;qo Aew repua1 •ainsoloariod 19I01Pnf
•1an1908r a se Buln.1eS wor; uosied a A411enbs!P jou Heys repue1 Aq juewAoldw3 •!unowe le!ualsgns
Aq ssaupalgapul ay; speeoxe Apadord ey; ;o anion luaredde ey; Iou ro ray }aym ;s1xa Heys ranlaoar a 4 luew ;ulodde ey; o; jy61.1 s,rapu81
met Aq peglwed I! puoq ;notllm 8nras Aew ranlaoar ay1 •ssaupalgapul ey; jsu!968 'diysranieoer ayi 4o ism ey! enoge pue JOAO 'spee0ord
ey; Aldde pue Apedord ey; way swell ay} 1081100 0; pue '81es ro e.1nsopero; Oulpeoatd Apedord 041 elated() 0; 'Apadord ay; antasetd pus ;0e;ord
o! ramod 814; 411m 'Apedord ey; 4o !red Aue JO 11e ;0 uolssassod 8184 o} pelulodd8 Jen180er a eney a; 1116p ey; eney Heys Jepuei W038 E1 luloddy
•Jenla00r a y6notyj
ro 'weft Aq 'uosied u! ra411e yde.168redgns 9141 repun sly6lr s!! espraxa Aew tapue1 •pelslx8 puewap ey; Jo; spunor6 Jedord Aue ;ou JO ray }aym
'spew Ste s;uawAed 841 y014m Jo; suoge6llgo ay} A4saes 11eys puewap s,rapue1 o; osuodseJ u1 repua1 0; srasn rel ;o to queue! Aq sluawAed
•speeoord 841 1081100 pue awes 04; 84ego6eu 0; pue .1oIu8r0 ;o own ey; ul loamy! juewAed ul penl000r s;uewnrlsu! esropue o ;1084- u!- Aawoge
s,roluBJO se Jepuei saIeu6lsep Alg80Onarrl JO;UBJO uey; 'repue Aq pa;081100 Ore sluOU ey; 41 •.1epue1 o! Aa08np see; asn JO Wuer 4o s ;uewAed
8m9w 0; Apedord ay; ;0 rasp toylo JO lime; Aue erinbar Aew Jepue 'ly61r s14; 40 eoueraypn; ul •sseupejgepul ay} }sule6e '91900 s,.1epue enoge
pue JOAO 'spea00rd tau ey; Aldde pue'Pledun pue enp }sad s }unowe 6uipnioul's ;uaa ay; ;own pus'1e11Pnf -uou JO Ieplpnf ray ;aym'einsolOatol
4o Aouepued 841 Buunp Bulpnloul 'Apedord all 4o uolssassod ale; o; 'ro ;uBJO 01 801!ou ;noyl.lm 146!.1 ey! eney Heys Jepua1 'swab' 1091103
841 11e
repun Aped patnoes a 4o salpewer pue sly6lr one •epos IeI °tawwos awati ayj
4 Heys rapua� 'Apadord leuosrad ay! to pad Aue to 118 0; j °adsar y }1M •sa ;pewee 33n
•Asd 0; parinb8r eq pinom ro;u ?JO 9014m A1leued juewAedeJd Aue Bulpnloul 'algeAed putt
enp Ale;e!Peww! ssaupalgapul at11OO mil arepap o; roIueJO o; 8oa0u 4noylim uOHdo s11 le jy61r ey; eney 11eys Jepuei •ssaupalgGpul 81e.1°183oy
:me! Aq paranoid selpewet JO sly6lr
Jey }o Aue oi u0!4!ppe u1 'salpewer pue swap 6u1mo11o4 mg ;0 erow .1O aim Aue espraxa Amu'uou }do 911 Ie'rapue1'8686pow sly} u1 uo11e!1w11 Aue Jo e;oN
ay; u1 uol;ellwil Aue o; 408fgns pig regeare41 8w1! /Cue ;a pue #lnelao 40 luen3 Aug 10 e0uarrn000 841 uodf '11f1yd3a NO S31031N34:1 aNy S1HOIa
1901108rd Algeuoseer se uoos se 8OUBHdwoo
eOnpotd 0l lue!Og4ns sdep Atesse08u pue elgeuoseer 11e sa;aldwoO pue senul ;uo0 reg80J841 pus aim; 844 amo 0! ;ua!o!gns sdejs sa;B1 ;!u!
AlaleiPeww! 'sAep (g uea!414 way; erow segnbat ern° ey; 4! (q) JO :sAep (s1) ueeUll u14 }1m atnilel e4; satn0 (e) :atnHel y0ns ;0 Gino 6u!puewep
80gou ua14lrm spues Jepue1 .1eI 4B '10111e.19 41 (petrn00o eney 11m ;pine() 40 luen3 ou pus) pain° eq Aew 11 'sy4uow (Z aniam4 6ulp80ard
ey} u14llm e686pow s141 4o uolslnord ewes ey; 40 yOeerq a ;0 80aou a uen!6 ueeq !ou set rojue.10 pue algerno s1 arn118; a tons 41 •arn3 0l 4461H
•etnoesul IiasP sweep yUe4 pooh u1 rapuei •Alpnoesul
•paJnedw! s! ssaupalgapul 814; ;0
eouewtoped JO ;uewAed 4o ;oadsord ay; sena11eq .18pue1 ro 'uoalpuo0 1e10ueu14 volume u! srno0o e6ueyo esranpe 181talew y •e6ueyo asJanpy
•11n94ao 4o }uan3 84# emo'os 6uiop u1'pue'r9puei 0;
Ato;Orrlsges r8UUrrw 8 u1 A;ueren6 ey! repun 6u!sl.1e suo118611go ay! AHeuoalpuooun awnsse o} eye ;se s,10;UBJBn9 ey; ;pied '0; pannbeJ eq 1ou Heys
;nq 'Aew 'uogdo s1 18 'repua1 ssaupalgapul ey! 4o Aluet8n0 Aue 'repun A411IgBH JO '40 AIIpHen ay} se ;ndslp ro se)oner .10 'lue;edwooul sewooeq ro
sap roIuBrenO Aue .10 ssaupalgapul ey; 4o Aue 40.1olumenO Aue 04 pedser y11m sm00o swans 6ulpeoard 844 ;0 Auy *Romeo Bu1;0afy s;uan3
•.18481 ro mou Bul ;slxe reyleym'rapue1
04 ro;uero 4o uo1;e6Hgo .1eyl0 to sseupa;gepul Aug BuRneouoo luewear6e Aue uogeIIWH 1noy ;lm BulPnpul 'u!ere41 paranoid poured e09r6 Aue ulyilm
pe!pewar IOU s! 4e41 repue1 pub 1OIUBJS ueem48q 4ueweer68 x8440 Aue 40 SW-181 ey; repun 1ojue10 Aq imam Auy ;uawaar6y 191440 40 14099.18
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04 Aroio94sg8s wow ey; Jo; puoq Ajoms a JO se'ueset seyslum4 pus wlep y0ns ;0 8OI;OU ue111 .1m rapua4 sen16 rogue .10 18y; papinord '6ulpeeowd
ernj184ero4.10 eJnsoloaro! ay; 40 slseg ay; s! y014m wIBI0 ay; ;0 sseuelgeuoseat JO A 11p118n 84# co; se ro ;uBJO Aq elndslp 44184 pooh a 40 }vane 844 u1
Aldde;ou Heys uog08sgns 9141 'Jen9MOH •Apadord 044 4o Aue 4su186e Aoua68 1eluewweno6 Aue Aq to r011113.19 40 .1ojlper0 Aue Aq 'pot ;ew .1814 }o Aue
ro u0lssessOdar 'dlay -41as '6u1Pea0ord Ieplpnf Aq te4laym 's6u!pee00Jd mop(); ro Ornsop9JOI ;o jueweOUOwwos •Die 'amllalrod `amsof3arod
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04-04 -2001 UN' r "''J'Zil
Loan No 64002413
EACH GRANTOR ACKNOWLEDGES HAVING READ ALL THE PROVISIONS OF THIS MORTGAGE, AND EACH GRANTOR AGREES TO ITS
TERMS.
GRANTOR:
X
COTT Nft..ANIK
X
X
Scott Jay Nie nik, as Custodian for Jessica May Nieslanik, Luke Sawyer Nieslanik and Hannah Grace Nieslanik under the Colorado
Transfer to Minor ct in favor of First National Sank- West -Afton Branch securing your construction loan.
STATE OF
SS
COUNTY 0
On this day before me, the undersigned Notary Public, personally appeared SCOTT JAY NIESLANIK;; IESLANIK; and Scott Jay
Nieslanik, as Custodian for Jessica May Nieslanik, Luke Sawyer Nieslanik and Hannah Grace Nieslanik under the Colorado Transfer to Minors
Act in favor of First National Bank West -Afton Branch securing your construction loan., to me known to be the individuals described in and who
executed the Mortgage, and acknowledged that they signed the Mortgage as their free and voluntary act and deed, for the uses and purposes therein
mentioned.
Merger. There shall be no merger of the interest or estate created by this Mortgage with any other interest or estate in the Property at any time
held by or for the benefit of Lender in any capacity, without the written consent of Lender.
Multiple Parties. All obligations of Grantor under this Mortgage shall be joint and several, and all references to Grantor shall mean each and
every Grantor. This means that each of the persons signing below is responsible for all obligations in this Mortgage.
Severability. If a court of competent jurisdiction finds any provision of this Mortgage to be invalid or unenforceable as to any person or
circumstance, such finding shall not render that provision invalid or unenforceable as to any other persons or circumstances. If feasible, any such
offending provision shall be deemed to be modified to be within the limits of enforceability or validity; however, if the offending provision cannot be
so modified, it shall be stricken and all other provisions of this Mortgage in all other respects shall remain valid and enforceable.
Successors and Assigns. Subject to the limitations stated in this Mortgage on transfer of Grantor's interest, this Mortgage shall be binding upon
and inure to the benefit of the parties, their successors and assigns. If ownership of the Property becomes vested in a person other than Grantor,
Lender, without notice to Grantor, may deal with Grantor's successors with reference to this Mortgage and the Indebtedness by way of
forbearance or extension without releasing Grantor from the obligations of this Mortgage or liability under the Indebtedness.
Time Is of the Essence. Time is of the essence in the performance of this Mortgage.
Waiver of Homestead Exemption. Grantor hereby releases and waives at rights and benefits of the homestead exemption laws of the State of
Wyoming as to all Indebtedness secured by this Mortgage.
Waivers and Consents. Lender shall not be deemed to have waived any rights under this Mortgage (or under the Related Documents) unless
such waiver is in writing and signed by Lender. No delay or omission on the part of Lender in exercising any right shall operate as a waiver of
such right or any other right. A waiver by any party of a provision of this Mortgage shall not constitute a waiver of or prejudice the party's right
otherwise to demand strict compliance with that provision or any other provision. No prior waiver by Lender, nor any course of dealing between
Lender and Grantor, shall constitute a waiver of any of Lender's rights or any of Grantor's obligations as to any future transactions. Whenever
consent by Lender is required in this Mortgage, the granting of such consent by Lender in any instance shall not constitute continuing consent to
subsequent instances where such consent is required.
DIANE MARIE NIESLANIK
Giv unde my hand and offic seat this
Notary Pub' and f je State of
INDIVIDUAL ACKNOWLEDGMENT
MORTGAGE
(Continued)
day of
Residing a
tt PENNYJONES
County of prof
Wyoming
5eptember
My commission expires
LASER PRO, Reg. U.S. Pat. T.M. Off., Ver. 3.27 (c) 2001 CFI ProServices, Inc. All rights reserved. [WY -G03 F3.26b P3.26b SNIESLAN.LNI
215
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