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HomeMy WebLinkAbout956112AND WHEN RECORDED MAIL TO: Todd Essenmacher c/o Todd Daniel Beld 1601 Dove Street, Ste. 200 Newport Beach, CA 92660 Order No.: Escrow No.: This Mortgage, made this 2nd day of GUY JACOBSON and CELESTE JACOBSON whose address is 126 Rich Lane, Afton, WY 83110 and TODD ESSENMACHER BENEFICIARY, RECORDING REQUESTED BY: SEE EXHIBIT A ATTACHED HERETO AND MADE A PART HEREOF RECEIVED 10/21/2010 at 10:13 AM RECEIVING 956112 BOOK: 755 PAGE: 718 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER, WY SPACE ABOVE THIS LINE FOR RECORDER'S USE MORTGAGE May, 2007 between herein called Mortgagor, herein called Witnesseth: That Mortgagor IRREVOCABLY MORTGAGES to and in favor of BENEFICIARY, WITH POWER OF SALE, that property in LINCOLN County, Wyoming, described as: TOGETHER WITH the rents, issues and profits thereof, subject, however, to the right, power and authority hereinafter given to and conferred upon Beneficiary to collect and apply such rents, issues and profits. For the Purpose of Securing: 1. Performance of each agreement of Mortgagor herein contained. 2. Payment of the indebtedness evidenced by one promissory note of even date herewith, and any extension or renewal thereof, in the principal sum of 118,000.00 executed by Mortgagor in favor of Beneficiary or order. 3. Payment of such further sums as the then record owner of such property hereafter may borrow from Beneficiary, when evidenced by another note (or notes) reciting it is so secured. To Protect the Security of This Mortgage, Mortgagor Agrees: (1) To keep said property in good condition and repair; not to remove or demolish any building thereon; to complete or restore promptly and in good and workmanlike manner any building which may be constructed, damaged or destroyed thereon and to pay when due all claims for labor performed and materials furnished therefor; to comply with all laws affecting said property or requiring any alterations or improvements to be made thereon; not to commit or permit waste thereof; not to commit, suffer or permit any act upon said property in violation of law; to cultivate, irrigate, fertilize, fumigate, prune and do all other acts which from the character or use of said property may be reasonably necessary, the specific enumerations herein not excluding the general. (2) To provide, maintain and deliver to Beneficiary fire insurance satisfactory to and with loss payable to Beneficiary. The amount collected under any fire or other insurance policy may be applied by Beneficiary upon any indebtedness secured hereby and in such order as Beneficiary may determine, or at option of Beneficiary the entire amount so collected or any part thereof may be released to Mortgagor. Such application or release shall not cure or waive any default or notice of default hereunder or invalidate any act done pursuant to such notice. (3) To appear in and defend any action or proceeding purporting to affect the security hereof or the rights or powers of Beneficiary; and to pay all costs and expenses, including cost of evidence of title and attorney's fees in a reasonable 1 000719 sum, in any such action or proceeding in which Beneficiary may appear, and in any suit brought by Beneficiary to foreclose this Mortgage. (4) To pay: at least ten days before delinquency all taxes and assessments affecting said property, including assessments on appurtenant water stock; when due, all encumbrances, charges and liens, with interest, on said property or any part thereof, which appear to be prior or superior hereto; all costs, fees and expenses of this Trust. Should Mortgagor fail to make any payment or to do any act as herein provided, then Beneficiary but without obligation so to do and without notice to or demand upon Mortgagor and without releasing Mortgagor from any obligation hereof, may: make or do the same in such manner and to such extent as either may deem necessary to protect the security hereof, Beneficiary being authorized to enter upon said property for such purposes; appear in and defend any action or proceeding purporting to affect the security hereof or the rights or powers of Beneficiary pay, purchase, contest or compromise any encumbrance, charge or lien which in the judgment of either appears to be prior or superior hereto; and, in exercising any such powers, pay necessary expenses, employ counsel and pay his reasonable fees. (5) To pay immediately and without demand all sums so expended by Beneficiary, with interest from date of expenditure at the amount allowed by law in effect at the date hereof, and to pay for any statement provided for by law in effect at the date hereof regarding the obligation secured hereby any amount demanded by the Beneficiary not to exceed the maximum allowed by law at the time when said statement is demanded. (6) That any award of damages in connection with any condemnation for public use of or injury to said property or any part thereof is hereby assigned and shall be paid to Beneficiary who may apply or release such moneys received by him in the same manner and with the same effect as above provided for disposition of proceeds of fire or other insurance. (7) That by accepting payment of any sum secured hereby after its due date, Beneficiary does not waive his right either to require prompt payment when due of all other sums so secured or to declare default for failure so to pay. (8) That at any time or from time to time, without liability therefor and without notice, upon written request of Beneficiary and presentation of this Mortgage and said note for endorsement, and without affecting the personal liability of any person for payment of the indebtedness secured hereby, Trustee may: reconvey any part of said property; consent to the making of any map or plat thereof; join in granting any easement thereon; or join in any extension agreement or any agreement subordinating the lien or charge hereof. (9) That upon written request of Beneficiary stating that all sums secured hereby have been paid, and upon surrender of this Mortgage and said note to Trustee for cancellation and retention and upon payment of its fees, Trustee shall reconvey, without warranty, the property then held hereunder. The recitals in such reconveyance of any matters or facts shall be conclusive proof of the truthfulness thereof. The grantee in such reconveyance may be described as "the person or persons legally entitled thereto." (10) That as additional security, Mortgagor hereby gives to and confers upon Beneficiary the right, power and authority, during the continuance of these Trusts, to collect the rents, issues and profits of said property, reserving unto Mortgagor the right, prior to any default by Mortgagor in payment of any indebtedness secured hereby or in performance of any agreement hereunder, to collect and retain such rents, issues and profits as they become due and payable. Upon any such default, Beneficiary may at any time without notice, either in person, by agent, or by a receiver to be appointed by a court, and without regard to the adequacy of any security for the indebtedness hereby secured, enter upon and take possession of said property or any part thereof, in his own name sue for or otherwise collect such rents, issues and profits, including those past due and unpaid, and apply the same, less costs and expenses of operation and collection, including reasonable attorney's fees, upon any indebtedness secured hereby, and in such order as Beneficiary may determine. The entering upon and taking possession of said property, the collection of such rents, issues and profits and the application thereof as aforesaid, shall not cure or waive any default or notice of default hereunder or invalidate any act done pursuant to such notice. (11) That upon default by Mortgagor in payment of any indebtedness secured hereby or in performance of any agreement hereunder, Beneficiary may declare all sums secured hereby immediately due and payable by delivery to Trustee of written declaration of default and demand for sale and of written notice of default and of election to cause to be sold said property, which notice Trustee shall cause to be filed for record. Beneficiary also shall deposit with Trustee this Mortgage, said note and all documents evidencing expenditures secured hereby. After the lapse of such time as may then be required by law following the recordation of said notice of default, and notice of sale having been given as then required by law, Trustee, without demand on Mortgagor, shall sell said property at the time and place fixed by it in said notice of sale, either as a whole or in separate parcels, and in such order as it may determine, at public auction to the highest bidder for cash in lawful money of the United States, payable at time of sale. Trustee may postpone sale of all or any portion of said property by public announcement at such time 2 and place of sale, and from time to time thereafter may postpone such sale by public announcement at the time fixed by the preceding postponement. Trustee shall deliver to such purchaser its deed conveying the property so sold, but without any covenant or warranty, express or implied. The recitals in such deed of any matters or facts shall be conclusive proof of the truthfulness thereof. Any person, including Mortgagor, or Beneficiary as hereinafter defined, may purchase at such sale. After deducting all costs, fees and expenses of foreclosure sale, including cost of evidence of title in connection with sale, Mortgage shall apply the proceeds of sale to payment of: all sums expended under the terms hereof, not then repaid, with accrued interest at the amount allowed by law in effect at the date hereof; all other sums then secured hereby; and the remainder, if any, to the person or persons legally entitled thereto. (12) INTENTIONALLY OMITTED. (13) That this Mortgage applies to, inures to the benefit of, and binds all parties hereto, their heirs, legatees, devisees, administrators, executors, successors and assigns. The term Beneficiary shall mean the owner and holder, including pledgees, of the note secured hereby, whether or not named as Beneficiary herein. In this Mortgage, whenever the context so requires, the masculine gender includes the feminine and /or neuter, and the singular number includes the plural. (14) INTENTIONALLY OMITTED. The undersigned Mortgagor requests that a copy of any Notice of Default and of any Notice of Sale hereunder be mailed to him at his address hereinbefore set forth. MARGE BALLS COUNTY OF LINCOLN NOTARY PUBLIC STATE OF WYOMING MY COMMISSION EXPIRES MAY 25, 2010 [ATTACH NOTARY ACKNOWLEDGMENT] 3 uu'20 STATE OF WYOMING ss. COUNTY OF LINCOLN The foregoing instrument was acknowledged before me by Guy Jacobson and Celeste Jacobson on the 2 nd day of May 2007. [Seal] Witness my hand and official seal. MARGE BALLS NOTARY PUBLIC COUNTY OF 'it" STATE OF LINCOLN :1 WYOMING MY COMMISSION EXPIRES MAY 25, 2014 My Commission Expires: I'M cL 1 d 5 Notary Public co K21 Mortgagor waives to the extent permitted by law, (i) the benefit of all laws now existing or that may hereafter be enacted providing for any appraisal before sale of any portion of the Property, and (ii) all rights of redemption, valuation, appraisal, stay of execution, notice of election to mature or declare due the whole of the debt and marshaling in the event of foreclosure of the liens hereby created, and (iii) all rights and remedies which Mortgagor may have or be able to assert by reason of the laws of the State of Wyoming pertaining to the rights and remedies of sureties. To the extent permitted by law, upon default, Beneficiary may elect to foreclose or exercise its right with respect to all or any portion of any of the security granted to Beneficiary; no single or partial exercise by Beneficiary of any power hereunder, or under the Mortgage or any other agreement pertaining to or securing this obligation, shall preclude other or further exercises thereof or the exercise of any other such power; and the Beneficiary hereof shall at all times have the right to proceed against any portion of the security for the Note in such order and in such manner as Beneficiary may consider appropriate, without waiving any rights with respect to any of the security or any other rights it may be granted by law. ADDENDUM TO WYOMING MORTGAGE Mortgagor: Guy and Celeste Jacobson Beneficiary: Todd Essenmacher (P.4,Ik LNI): VCROUT "A" 1.0T x ivt (*OE 7143 Bad) M RICH 5i1I01 R,SCORDESP ON OCCENTEER b. 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