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Home My WebLink About872327'SIIHIN (888) 'taa `9Z0Z LT^i `iug4 `9ZWZ xog 'O'd jo zaqumu auogdaia; pue ssazppe ug seq pug `OnAtRiga jo mai alp iapun 8rnpsixa pug paziugazo sI sugYQ ;uauma;sui ,C ;pnaas s ;y; aapun aa8g31aout aq; Si gnaw 'su8isse pue szossaaans s,zapua'- pug iapua j zoj aauiiuou g se kiaios But or si Imp uoprJodzoz miedas g si s i$YAi 'OUi `SUia;sAs uoipgz ;si2aj 3iuollogla a8e$11o1/%1 si att. (a) ;uauini ;sui A.;imaas sup zapun zo8e8 ;zoui alp si zamozzog 1 LO /L L5O£ WAod )1U3 l� i''aE`i( ):1 1 :s(e(1lul 5 L 10 L o6ed 10'(5000) (AM)y9-- CO 6 ib0 (00/T I) OLLLAm316I Sl13W H.LIM 1N3W(1HLSNI 141110dlNf1 oeW elppei&ee(ry eluued- Anwed el6uiS-DNIWOAM Tooz 'UNZZ HD rV' S6OST8i'ZTb09Z900OT NIJ 9 p aDVd xd 19V )100[1 0 aovoixow [slug 8ulp soaag .cog aun slay aeogV ands] WA C Z L 8 L6ZL-LZ5(008) SW!!Od 30VO11:1O1A1 dWn NOSIISd S'IONIS K '2ISH2IVE aani A)I08H „aajOaaog„ (g) ;uauinaop siq; o; s.iapi)i gg q;im zag;a8o) pa ;up si gaigm `;uaumaop sup sweat!! ;uaiuna ;sui Sianaas„ (v) '9Y 110930S Ili papinozd osp aae ;uamn op sup m pasn spiom jo a8esn ag; 8uipze8az salnz ure ;zag 1Z pue OZ `8t `£T `ii suoi ;aaS ui pauipp an spiom .gag ;o pug moiaq paugap azg ;uauinaop sup jo suoi ;aas aidi;inui ui pasn spio, SNOLLIIN'd a obZSL, Xs 'sejtRa OSV agTnS 'anTaa wn.zon0 OS86T 71.10Mg9N IuiaunuT 1 s6utwoaawoH :gig pazgdazd 6 O5ISbt aegwnp( ueo1 £Z4SS NIS `s1odeatargy 00i 'a1S '2u4sso13 uaipuap auo aui 'xaoM3ax Nomura s2armoDamog :o j um ;ag IliE1iTOZO 08'7232'7 (D) "Lender" is HOMECOMINGS FINANCIAL NETWORK INC Lender is a CORPORATION organized and existing under the laws of DELAWARE Lender's address is ONE MERIDIAN CROSSINGS, STE 100 MINNEAPOLIS, MN 55423 (E) "Note" means the promissory note signed by Borrower and dated MARCH 2 2ND 2 0 01 The Note states that Borrower owes Lender SIXTY THOUSAND AND NO /100 Dollars (U.S. 6 0 0 0 0.0 0 plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than PRIL 1ST, 2031 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: Adjustable Rate Rider 0 Condominium Rider n Second Home Rider n Balloon Rider Planned Unit Development Ride 1 -4 Family Rider n VA Rider 0 Biweekly Payment Rider n Other(s) [specify] (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a condominium association, homeowners association or similar organization. (IC) "Electronic Funds Transfer" means any, transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument; computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point -of -sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentationsof, or omissions as to, the value and /or condition of the Property. (N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. (0) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii) any amounts under Section 3 of this Security Instrument. (P) "RESPA" means the Real Estate Settlement ProceduresAct (12 U.S.C. Section 2601 et seq.) and its implementing regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or regulation that governs the same subject matter. As used in this Security Instrument, RESPA" refers to all requirementsand restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally related mortgage loan" under RESPA. MFWY7770 (11 /00) 041- 248150 -9 6A(WY) (0005).01 Page 2 of 15 46 ri Form 3051 1/01 L0 /1 L90£ wand [apoD dill O Z T E 8 •,ijzadozd jea.1 211i1an00;uamnzlsui iijimoas uuojtun a a ;nli ;suo3 o; uoipipsunf dq suot ;even pa ;ttutl 11 ;inn S;ueu0n00 utzoJtun -uou pue asn jeuopeu zo3 s;ueuano3 utzo3[un sauigmoa INRIAL(12LLSNI A-111 1(103S SIH.L •p1o3az 3o saouezgmnoua Aug 0; ;oafgns 'spuemap pue stutejo, ile ;su!gSg iijladozd alp o) app alp Ajjezaua2 puapap Alen pug s;uezzem zamolzog •pzooaz 3osaauezqumaua zo3 ;daoxa'pazogmnouaun si iijzadozd 011 ;etj; pug Al1adold alp Sonuo3 pug ;mu 'a8e2 ;zom o) ;ij a gip sett pug poSoAtt03 Agazatja ;e ;sa alp jo pastas iijltynnej silamozzog Imp SJNVNIAO0 iaMOflIoa ;uamnz ;sul A ;iznoas sip; Winjaoue3 pue 2uiseajaz 'o; pa ;imq 1011 ;1111 'Suipnpui lapua-I jo paiinbaz uogoe Aug ale; 0; pug gizadozd atl; Ijas pue asopazo3 0; ;0u atj; '01 pa ;iunl ;ou log ';Iutpnput 's ;saza ;ui asoip 3o jle z0 £ue oSiozaxa o; 1115u 0q; sett (sra!sse pug 00900330s s,zapua -j pug zapua'I zo3 aauituou se) S21,g. yu 'wo ;sn0 z0 met tp /ijdmoo o; £gesso u 3i ;nq' ;uatunz ;sul £junooS siq; ui zatozzog ,i q pa;uezd s ;soza ;ut am o; aj;tl lelial Ajuo snot! sligyI Imp saaiBe pug spue;szapun „Ajladozd„ 0111 se ;uamnl ;sul �Ljunoas spy ui o; poi/op/ si Sumo2oio3 alp jo IIy •luamtu ;sul Aipnoas sup Aq pazanoo oq osje ugly suopippe pug s ;uauiaaejdoi III •X ;zadozd 011; jo ;zed a z04e0z011 10 ntou sain;xg pue'saoueua ;indde 's ;uowosea tie pue `A;zadozd alp uo pa;oaza 104e010q .10 moll s ;uauzanozdmi 0 IIe H.LIAt umua00 L Dooms] jo ssaippe atl; seq Apuazzno ipigm t u[moij [1110] 91 1O •eud 1019000) 6 1 (00 /II) OLLLA AUNT („ssoippySjzadozd WOQSa2i,3 AVMHOIH NIrI IDES 9 O 00SL000Z£EGISE :zagiunf QIja3led ;00.1011 gaud s avail pus ogaaaq petlaeq :e uo T 6 I [uoiiaipsunr ,3uipaoaag Jo aureN] [uoryaipsunj Eupooall jo addi,] NrIODNIrI JO A,LNIIOD aq; in pa ;gaol 6 ;zadozd paquosap 2uinnojlo3 gip 'ales jo zamod ipim isuays! jo suss pug szoSSa00ns alp 0; pug (suijisse pug 51055033115 s 1opuoi pug zapua'I zo3 aauiazou se Amos) sways o; £anuoo pue ;uez9'a;Ie2 ;zouz &igaio11 saop 1amo11og'asodznd sup 10d •a ;o[q alp pue ;uamnu ;sul ,ijl1noaS sup 1aputi s;uatu0012e pug s;ueuanoo 3,z0m0z10g JO aousuuopad 0111 (10 pug ON alp JO sUopjeoi,3ipouz pug su0101101xa 'slemauaz Ile pug 'ueoZ alp 3o ;uatuaedoi 0111 (t) :zapua- o; saltl3as ;uatun1;sul Xiimoas sjgy A,L'IadO2Id aH,L NI SlHORI dO U dSNb2I.L ;uautnz ;sui dlimoas s111l io/pue 010N 0111 zapun suope;Itjgo s,1am01zog pauinsse sell d&led ;e11 1011 .10 .10111011M Uadold 011; 0; opp =Lei seq ;gip ,fazed Niue stream „aa to.uog jo ;smam ;ul uj aossm33ns„ (a) MFWY7770 (11/00) 041 248150 -9 6AIWY) (oo05).01 Page 4 of 15 271 UNIFORMCOVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment charges and late charges due under the Note. Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in U.S. currency. However, if any check or other instrumentreceived by Lender as payment under the Note or this Security Instrumentis returnedto Lender unpaid, Lender may require that any or all subsequentpayments due under the Note and this Security Instrument be made in one or more of the following forms, as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality, or entity; or (d) Electronic Funds Transfer. Payments are deemed received by Lender when received at the location designated in the Note or at such other location as may be designatedby Lender in accordancewith the notice provisions in Section 15. Lender may return any payment or partial payment if the payment or partial payments are insufficient to bring the Loan current. Lender may accept any payment or partial payment insufficient to bring the Loan current, without waiver of any rights hereunderor prejudice to its rights to refuse such payment or partial payments in the future, but Lender is not obligated to apply such payments at the time such payments are accepted. If each Periodic Payment is applied as of its scheduled due date, then Lender need not pay interest on unapplied funds Lender may hold such unappliedfunds until Borrower makes payment to bring the Loan current. If Borrower does not do so within a reasonableperiod of time, Lender shall either apply such funds or return them to Borrower. If not applied earlier, such funds will be applied to the outstanding principal balance under the Note immediately prior to foreclosure. No offset or claim which Borrower might have now or in the future against Lender shall relieve Borrower from making payments due under the Note and this Security Instrument or performing the covenants and agreementssecuredby this Security Instrument. 2. Application of Payments or Proceeds. Except as otherwise described in this Section 2, all payments accepted and applied by Lender shall be applied in the following order of priority: (a) interest due under the Note; (b) principal due under the Note; (c) amounts due under Section 3. Such payments shall be applied to each Periodic Payment in the order in which it became due. Any remaining amounts shall be applied first to late charges, second to any other amounts due under this Security Instrument, and then to reduce the principal balance of the Note. If Lender receives a payment from Borrower for a delinquent Periodic Payment which includes a sufficient amount to pay any late charge due, the payment may be applied to the delinquent payment and the late charge. If more than one Periodic Payment is outstanding, Lender may apply any payment received from Borrower to the repayment of the Periodic Payments if, and to the extent that, each payment can be paid in full. To the extent that any excess exists after the payment is applied to the full payment of one or more Periodic Payments, such excess may be applied to any late charges due. Voluntary prepayments shall be applied first to any prepayment charges and then as described in the Note. Any application of payments, insurance proceeds, or Miscellaneous Proceeds to principal due under the Note shall not extend or postpone the due date, or change the amount, of the Periodic Payments. 3. Funds for Escrow Items. Borrower shall pay to Lender on the day Periodic Payments are due under the Note, until the Note is paid in full, a sum (the "Funds to provide for payment of amounts due for: (a) taxes and assessments and other items which can attain priority over this Security Instrument as a lien or encumbranceon the Property; (b) leasehold payments or ground rents on the Property, if any; (c) premiums for any and all insurance required by Lender under Section 5; and (d) Mortgage Insurance premiums, if any, or any sums payable by Borrower to Lender in lieu of the payment of Mortgage Insurance premiums in accordance with the provisions of Section 10. These items are called "Escrow Items." At origination or at any time during the term of the Loan, Lender may require that Community Association Dues, Fees, and Assessments, if any, be escrowed by Borrower, and such dues, fees and assessments shall be an Escrow Item. Borrower shall promptly furnish to Lender all notices of amounts to be paid under this Section Borrower shall pay Lender the Funds for Escrow Items unless Lender waives Borrower's obligation to pay the Funds for any or all Escrow Items. Lender may waive Borrower's obligation to pay to Lender Funds for any or all Escrow Items at any time. Any such waiver may only be in writing. In the event of such waiver, Borrower shall pay directly, when and where payable, the amounts Form 3051 1/01 L0 /L L90£ Wand 9LJO9 tols000) (Am)v9- 6 (00 /ii)OLLLAAAiINI am 2ur ivapi a3pou a xamoxxog anti Melt iapua -I `luatunxlsul kitm3aS sup Jan) Aluoud uieilg uea gpigm uaq a of pafgns si,ilxadon aqi jo aced Aug lutpsautuualap xapuaJ 3I •luatunxisul Alpn3as sup of uaq 3113 &urieuipxogns xapua- of Axopejsiiesluauraaxlie ug uaq atri jo .iapioq am tam samaas (3) JO `.papnpuo3 ale s2u!paa3oxd trans !pun £luo Inq Tuipuad axg s2uipaa3oxd asoga aligm uaq aqa 3oivatua3xojua aqa luanaid of alexado uonndo s,xapua -I ui 11pF11m s2uipaaaoxd Taal `ui uaq amt Ioluatuaaxojua istneSe spuaJap xo `Aq gliej pool ut uaq aqa sisaiuoa (q) :luatuaax2e trans 2uituxopxad st xamoxxog se 2uo! os Sfiuo anq `xapua-i of aigeldaaaexauueur a ui tat! am Agpainaas uoiieBggo atri jo Iuaurked aqa of 2uiitxm ursaaxie (g) :xamoxxo ssaiunluat rul5ut *moos sup x3A0 Aluoud sgg i pigm uaq ,sue aBxegpsip ipdtuoxd !pis xamo.uog uoiiaas ui papinoxd xauueur OID ut luau! fed !Legs xannoxxog `small m0xasg are stualt asagi iegl lualxa am oy .Sue 3i `sivatussassv pug `saga `sang uotpgtoossyilluntutuoD pug `iiue 3t qlxadoxd am uo swat punoi2 JO sivatuied pioipsgal `luaurnxlsul ,!Lianas sup xano Aluoud uigiie uga ipigm iixadoxd aril olalgginquip suoilisodtir pue `soup `sa2xega `sivauussasse `saxes ile fed Begs xamoxxog •suan :saaaegg •p •xapua-I ,iq Nag sputa ,fue xam0110g 01 pump.' ,ipduroxd Iiegs xapua-I luaumxlsui ,iitmaas sup q paxn3as stuns Ise jo lln3 ut ivauiSed uodn •sivaulied iiigiuotu ZT uegi mow ou u! inq 'wolf xplim aauepxoaag ur Saual3!Jap am do artu of e(xessa3 iunotur agi xapuari of d !Legs xamo.uog pug `ddSgg Sgpaxinbax se xamo,iiog Xjtiou TIMIS xapua dd S gg aapun paugap se `MO2353 ui Nag spun 30 Sauat3yap g sr axagi 3I •sivauded i iigiuour ZT uegl axoti ou ur inq `VdSau giima3uepxo33e ui a8eixogs alp do wpm 0i Ifxessaaau mom am xapua-i 03 /Cud lints xamoxxog pue `vdsaa Agpaxmbax sg xamozzog Ajpou !legs xapua' `ddSg1l aapun pautdap se 'mama ui plat spun jo a2eixogs a staxagi 3I •Vdsau ipima3uepxo3ae ut spunj ssaaxa agl xo3xamoxxog 01 iunoaae !legs xapua1 `daSga aapun pauriap se `moz sa um piati spun jo snldxns a sr axatri ji •ddSg2i (q paxmbax se spuna alp 30 2upuno3ag Tanury ug `aSxega lno11iim 'Jo/kw/Jog of anti pits xapuai .spun agi uo pied aq Ilegs 350x011Ir legs `xanamog Tutium ui 3312E uea xapua-t pue xam0xxog 'spun atri u0 s2utuxea JO isaxalui Lfue J fed of paxmbax aq lot !legs xapuarl `spun am uo pled aq of lsaxalur saxmbax mei alge3gd47 x0 Surltxm u! apetu spuatuaaBe ue ssaiun •a2xeg3 a trans aletu of xapua-i sltuuad mei alggagddy pue spun aqi 110 353x33111 xamoxxog shed xapuai ssaiun 'swan mama am 211uJuan z0 `iunOpae MOx353 aqi 2uizkpgue A!lenuue `spun agi 2uikldde pug 2inploq x0j xamoxxog aaxeg3 lot !legs xapua-I •vasau aapun pal,Ipads aunt am uegi xaiel ou strait m0x3sg fed 03 spun am Aldde limp xapuai dung ueo-1 atropl Igxapad Niue uI xo (paxnstn os axe siisodap asogm uorinipsut ue sr xapua-t 3t'xapuai 2utpnput) Alpo xo `Iigeivattnxisui `ifauag lexapaj paxnstir axe siisodap asogm uoiinitistrr tie ill Rag aq !legs sputbJ atij, .mei alge3gddv giim a3ugpxo33g ui asimxagio JO small mox3sg axnitt% 3o samiipuadxa 3o salgtuilsa algeuosgax pug elep iva3xn3 3o s!seq am uo anp spun jo iunomre agi aietnisa ilegs xapuai Vdsgg aapun axmbax tie3 xapuai g iunouie uuntuixgtu agi paaaxa of lot (q) pue `HdS32I aapun paidi3ads amp am ie spun am AIdde 01 xapuag ituuad of ivappjns (e) iunotre ug ut spun piotr pug )3ag03 `glut) Attu le `Anti xapua -i uoiiaas sup aapun paxmbax uain axg imp `siunouue 113115 uI pue `spun Lie xapuai Ol Lied !legs xamo.JOa `u019e30nax trans uodn `pue ST uoiiaas gi1AAaaugpxoaae u! uani2 3390U g £q aunt iiue ie small moxasg (Ie JO Sue 01 se xantem aqi 3 (0A31 ARM xapua1 •iunotre 1(311 Aug xapua1 of /cedar of 6 uori3aS aapun paiaggo aq ua !legs xamoxxog pue mom gaps iigd pug 6 uoilpaS aapun 5)1(211 S)1 asraxaxa iguu xapuai 'wall mox35g ue x0j anp 3un0tre 3113 Sed Ol sjiej x3MOxxog pug `xaniem a of iuensxnd `Sp3axip strait mox35g pied of paig2ggo sI 13A 0xxog 31 .6 uoiiaas ur pasn sr „ivatuaade pug iueuano3„ asex11d am se `luatunxisut AItxnaas snit u! paureluo3ivatuaaJ2e pug iueuanoa g aq o)patuaap aq sasodmd ire xo3 rats sidra3ax apino.Id 01 pue sluatuied trans aaletu of uope2ggo s,x2m0xx0g •axmbax hut xapuai se potxad amp gins unprm ivatuhd trans Sui3uapina sidta3ax xapuai 03 11siu n j 1111115 `saxmbax xapua -I ji `pue xapuai ,Cq paniem uaaq sett spun jo IuauuAed 113tgm xoj swain moxasg Niue xoj anp �7�7�F3n :3" '7 MFWY7770 (11 /00) 041- 248150 -9 6AIWY) (0005).01 Page 8 of 15 473 lien. Within 10 days of the date on which that notice is given, Borrower shall satisfy the lien or take one or more of the actions set forth above in this Section 4. Lender may require Borrower to pay a one -time charge for a real estate tax verification and /or reporting service used by Lender in connection with this Loan. 5. Property Insurance. Borrower shall keep the improvements now existing or hereafter erected on the Property insured against loss by fire, hazards included within the term "extended coverage," and any other hazards including, but not limited to, earthquakesand floods, for which Lender requires insurance. This insurance shall be maintained in the amounts (including deductible levels) and for the periods that Lender requires. What Lender requires pursuant to the preceding sentences can change during the term of the Loan. The insurance carrier providing the insurance shall be chosen by Borrower subject to Lender's right to disapprove Borrower's choice, which right shall not be exercised unreasonably. Lender may require Borrower to pay, in connection with this Loan, either: (a) a one -time charge for flood zone determination, certification and tracking services; or (b) a one -time charge for flood zone determination and certification services and subsequent charges each time remappings or similar changes occur which reasonably might affect such determination or certification. Borrower shall also be responsible for the payment of any fees imposed by the Federal Emergency Management Agency in connection with the review of any flood zone determination resulting from an objection by Borrower. If Borrower fails to maintain any of the coverages described above, Lender may obtain insurance coverage, at Lender's option and Borrower's expense. Lender is under no obligation to purchase any particular type or amount of coverage. Therefore, such coverage shall cover Lender, but might or might not protect Borrower, Borrower's equity in the Property, or the contents of the Property, against any risk, hazard or liability and might provide greater or lesser coverage than was previously in effect. Borrower acknowledges that the cost of the insurance coverage so obtained might significantly exceed the cost of insurance that Borrower could have obtained. Any amounts disbursed by Lender under this Section 5 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. All insurance policies required by Lender and renewals of such policies shall be subject to Lender's right to disapprove such policies, shall include a standard mortgage clause, and shall name Lender as mortgagee and /oras an additional loss payee. Lender shall have the right to hold the policies and renewal certificates: If Lender requires, Borrower shall promptly give to Lender all receipts of paid premiums and renewal notices. If Borrower obtains any form of insurance coverage, not otherwise required by Lender, for damage to, or destruction of, the Property, such policy shall include a standard mortgage clause and shall name Lender as mortgagee and /or as an additional loss payee. In the event of loss, Borrower shall give prompt notice to the insurance carrier and Lender. Lender may make proof of loss if not made promptly by Borrower. Unless Lender and Borrower otherwise agree in writing, any insurance proceeds, whether or not the underlying insurance was requiredby Lender, shall be applied to restorationor repair of the Property, if the restoration or repair is economically feasible and Lender's security is not lessened. During such repair and restorationperiod, Lender shall have the right to hold such insurance proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly. Lender may disburse proceeds for the repairs and restorationin a single payment or in a series of progress payments as the work is completed. Unless an agreementis made in writing or Applicable Law requires interest to be paid on such insurance proceeds, Lender shall not be required to pay Borrower any interest or earnings on such proceeds. Fees for public adjusters, or other third parties, retained by Borrower shall not be paid out of the insurance proceeds and shall be the sole obligation of Borrower. If the restoration or repair is not economically feasible or Lender's security would be lessened, the insurance proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with Form 3051 1/01 L 0 /1 190£ wiod SI. io 061 minim ajgeuosgas Suuied (3) pug 5mo3 us Suueadde (q) :IuaUmnissui Asiln3as sigp iano AlTIOTId sets g3TgM uag g fig pamoas sums Sur Suuigd (g) :os posuurs sou gig iuq `apnpus ugo suomsog s,Iapuag Iszadozd alp Susssedosso /pue 2um111305 pue `Alzadold alp jo anjen all Susssassezo /pue 2ump3apozd Sumpnpum `Iunumzpsui Ssun3as sill zapun slggqiz pue Slzadold gip us lsosapUI s,zapuag p osozd of oseizdozddr zo ajquuosros sT zanasglm zo3 hd pue op ARM Japing ua n `Sszadozd alppauopurgr sgq zamozlog (o) 10 `(suo!p11jn al JO SAWI 03I03U1 o) z0 11J0umz1SUI AITIMOS SU l zano £pizoud Uieplg k11w l3TlM uajj g 30 )uaUma31oju0 Io3 `am)iapo3 Iouois11uumapuo3 zo3 `asegosd `d3sdun urq usSuipoo3o1d g sr gans)luamnzlsui Asun3as sup zapun sptssuzo /pug iiszadosd gip um ss0lasui s,lapuag p3a33g Jij1U11ouiu2is slSsur p11ls 2Uipa03ozd I112OI a sT alas) (q) `)uaTUIIssuI Asimaas sits) um pauiepuoas)uauroos2e pug Ssueaan03 alt) msojzad op sjie310MO110g (e) 3I 'puauma $UJ £jan3as s!q aapun spgSlg pug ,fpaadoad aqj uI isaaajui s,aapuag Jo uonaaaoad •6 •03uapisa1 jedi3uud s,1amouzog sr Assodozd alp jo ,iou11dno3o s,zamozzog Sumuz03uo3suop11luasazdos `os posiTUil lou aI11 pnq `apnpuisuoprsuasazdaz jgizalgyq .uro -i alp Tjlim uospouuoa us (uoij wwjojm jetsomu spun Iapuaj aprnozd of pajuj zo) zapuag 0151112umOs11ls JO uoTs11UUO3uias111n3agum JO `STnp11ajsium `asj113Ifjj11Tsolutu angs su0suo3 10 aSpajmoU)j S,JOMO110a 1psm 10 JOMOZZOg jo uopaalip agl )e SUmpe sosspua SO suoszad SUE z0 JOMOIJOa `S5O30Id uo9p3Tjddg ueog all Suilnp `3i sjnepap ui oq psis 1 M011og •uoiieasiddd ugoZ s •g •asn110 ajquuoseos Bans Suuijiaads uoisaadsui zouasui ug Tpns os loud 10 JO aunt alp le O3ipou Iam0110g an12 jjegs zapuari •iszadozd alp uo quo alp 3O 10TZalui all oodsui Firm zapung `asne9ajgeuoseo1 suss is ji Is1 dozd alp jo Suois3adsum pug uodn saTlpua ajg11uosros glum Diem puo2r ssi so zapuag 'u0Ts1110)sa1 z0 11 d01 spns jo uogajdwo3 asp Io3 uoiseSijgo s,lannossog 30 panaipz sou si zamossog `,ilzadozd alp glossas so ned01 op suni3U3ns sou on spooaosduoisruUmapuo3 JO a3urmsum alp 3I •pasajdumo3 Si )IIoM asp se sluauuiRd ssaiSosd jo salsas a Tn so Iuaui d ajSums g unuoglezossaz pue sziedos alp Iojspaa3ozd asmgsip Diem zopuag •sasodmd fans Io3 sp0000sd pasrosoi sets zapun -I 3T. Sjuo kszadozd all SuizossoI JO Suuiedas zo3 ajgtsuodsos oq Ins JOMOIIOg `is10do1d alp `3o Sums alp so `01 aS11Umep gpM uois30UUO3 us pied azg sp0000zduossrumapuo3 JO 03ue1nsuW 3I •aSeump 10 uopg1o110s0p IOglm3 pions 01 po eump 3i LilzadOld alp Iredas Spdurozd jjels 10M0110 `ajgisea3 Xjje3TUm0uo3a sou si U0ms11101sa1 z0 .pedal srs p S uoispas os surnsmd paunumzalap si si ssajun •uoilipuo3 Spi 01 anp anjen uT STnS11allap 10 21n911I0TIO1Op UIO13 klz0d0Jd als lUOAOJd 04 1apz0 ui dsIOdozd agl usesusutu psis 1OMOIlog 4iszadold all um 2Uipisos si 10M0zz0g sou JO 10111011M •ris1adozd osn uo alsem 11TUUmo3 so orsossasOp 01 tissodozd 0Ts) M0fl `Aszndold alp 1med1n z0 0Srump `Sozssap sou Bells 10M0zz0g •suof3adsul gpadoad aqi jo uopaaioad pue a3ueuaium `uojienaasaad 'L •jozsuo3 S,I0MO1IOg puokoq 0111 TpilM Isixa sa3uessum3113 2uis11nu0lxa ssajun 10 `pjalgsim £jgruoseozun oq sou urs[s suasuoa TpitsM `Summit ui soo Sr 0STM10 po zapun -i ssajun `dourdn000 3o osup asp sour 111aS auo pros sr Io30au0pisn1 ISdiouud s,zamozlog s11 iis10dozd alp Adn33o 01 anumsu03 Hugs pus )uOUmI)SUJ Assmoos sup 3O uopn3ax0 ngl sour siigp 09 umlpim O3uapisaz jedpuud s,zam01log se Ssiodosd gip osn pug `gsijgessa `Adn000 Ijegs zamozzog •Bauednaa0 '9 •anp imp sou z0 IalpaTjM `suaumzssul Iisun3as sup z0 apoN alp zapun predun ssunorur Sid op JO ii1J0d0zd 041 0101501 10 ITedas 01 saw sp0000zd a3uelnsun alp osn Diem Iopuag Issodold asp 3o 021Jan03 asp Op ajgsoijdd11 0111 SIISU tans se srjosum `Sp odosd asp Suizano3 sapgod a3urinsun Ise zapun (JoMoJ1og Sq pred sumniwmazd pau1110un 30 punJOI fug 01 NSF alp u11ls zagp0) spl(U S,z0MOssog 3o zalso Sur (q) pug `pu0umnl)suj AsTmaas silts z0 a)ON all lapun piedun slunoume al) Nom 01 you mouse ue Um spa000zd 03uelnsui Niue 0) sups.' S,zaMOZZOg (s) zapua'i of sUSTSS11 Sgoioq 10M011og `asrmzagp0 z0 ZZ 'Tomas zapun ii)1adozd ass sazmb3r zapun' '3i z0 `suana z0gpia ui •uan12 sm 039ou ass uaiM umSaq sum pomzad Sup -0£ 01{1, •Un11p alp aims pue as11il02011 hTU loping wall `TUi11p a ajssas 01 p01033o Sets 10111113 03u11msu1 alp s11lp loping U101j 03ipou 11 01 shp 0£ uTT(IM puodsoz sou s0op 1OMOZlog 3I '510)31111! poirios pug Umi1p aougznsui ajquurne Sur ajppas pug ap111308au 'am ,ism zapun' `eis1odozd al) suopurgg zamol1Og 3I Z uoi)3as ui 103 papmnozd 1ap1O 0141 us paijdde oq ITT sp0000zd 03u111nsui Tans •10M0110g of pied 'Aug j! `5503x0 alp LO'(SOOO) (AM)I9- 6 (00 /TT) OLLLAMtIhW !..4(. t. ~4S3d l MFWY7770 (11 /00) 041- 248150 -9 BA(WY) (00051.01 Page 8 of 15 Initials: 475 attorneys' fees to protectits interest in the Property and /orrights under this Security Instrument, including its secured position in a bankruptcy proceeding. Securing the Property includes, but is not limited to, entering the Property to make repairs, change locks, replace or board up doors and windows, drain water from pipes, eliminate building or other code violations or dangerous conditions, and have utilities turned on or off. Although Lender may take action under this Section 9, Lender does not have to do so and is not under any duty or obligation to do so. It is agreed that Lender incurs no liability for not taking any or all actions authorized under this Section 9. Any amounts disbursed by Lender under this Section 9 shall become additional debt of Borrower secured by this Security Instrument. These amounts shall bear interest at the Note rate from the date of disbursement and shall be payable, with such interest, upon notice from Lender to Borrower requesting payment. If this Security Instrument is on a leasehold, Borrower shall comply with all the provisions of the lease. If Borrower acquires fee title to the Property, the leasehold and the fee title shall not merge unless Lender agrees to the merger in writing. 10. Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan, Borrower shall pay the premiumsrequiredto maintain the Mortgage Insurancein effect. If, for any reason, the Mortgage Insurance coverage requiredby Lender ceases to be available from the mortgage insurer that previously provided such insurance and Borrower was required to make separately designated payments toward the premiums for Mortgage Insurance, Borrower shall pay the premiums required to obtain coverage substantially equivalent to the Mortgage Insurance previously in effect, at a cost substantially equivalent to the cost to Borrower of the Mortgage Insurance previously in effect, from an alternate mortgage insurer selected by Lender. If substantially equivalent Mortgage Insurance coverage is not available, Borrower shall continue to pay to Lender the amount of the separately designatedpayments that were due when the insurance coverage ceased to be in effect. Lender will accept, use and retain these payments as a non refundable loss reserve in lieu of Mortgage Insurance. Such loss reserve shall be non refundable, notwithstanding the fact that the Loan is ultimately paid in full, and Lender shall not be required to pay Borrower any interest or earnings on such loss reserve. Lender can no longer require loss reserve payments if Mortgage Insurance coverage (in the amount and for the period that Lender requires) provided by an insurer selected by Lender again becomes available, is obtained, and Lender requires separately designated payments toward the premiums for Mortgage Insurance. If Lender required Mortgage Insurance as a condition of making the Loan and Borrower was required to make separately designated payments toward the premiums for Mortgage Insiurance, Borrower shall pay the premiums required to maintain Mortgage Insurance in effect, or to provide a non refundable loss reserve, until Lender's requirementfor Mortgage Insurance ends in accordancewith any written agreementbetween Borrower and Lender providing for such terminationor until terminationis requiredby Applicable Law. Nothing in this Section 10 affects Borrower's obligation to pay interest at the rate provided in the Note. Mortgage Insurance reimburses Lender (or any entity that purchases the Note) for certain losses it may incur if Borrower does not repay the Loan as agreed. Borrower is not a party to the Mortgage Insurance. Mortgage insurers evaluate their total risk on all such insurance in force from time to time, and may enter into agreementswith other parties that share or modify their risk, or reduce losses. These agreements are on terms and conditions that are satisfactory to the mortgage insurer and the other party (or parties) to these agreements. These agreementsmay require the mortgage insurer to make payments using any source of funds that the mortgage insurer may have available (which may include funds obtainedfrom Mortgage Insurance premiums). As a result of these agreements, Lender, any purchaser of the Note, another insurer, any reinsurer, any other entity, or any affiliate of any of the foregoing, may receive (directly or indirectly) amounts that derive from (or might be characterizedas) a portion of Borrower's payments for Mortgage Insurance, in exchange for sharing or modifying the mortgage insurer's risk, or reducing losses. If such agreement provides that an affiliate of Lender takes a share of the insurer's risk in exchange for a share of the premiums paid to the insurer, the arrangement is often termed "captive reinsurance." Further: (a) Any such agreements will not affect the amounts that Borrower has agreed to pay for Mortgage Insurance, or any other terms of the Loan. Such agreements will not increase the amount Borrower will owe for Mortgage Insurance, and they will not entitle Borrower to any refund. Form 3051 1/01 LO /L L50£ Wind 9L 5 L io 6 aid 1.016000) (AM)V9- 6 'Z (00 /iu) OLLLAMAIAI uoipoas ui zo3 papinozd laplo alp ui pandde aq nets Aizadold alp jo .nodal JO ifOggIolSOl Oi paijddi iou an 111111 spaaoozd snoauEnaosrysl uv •lapua'I o1 pied aq Hells puE pau2isse ,igalaq an Spzado1d alp ui psazalui s -1 3oiu wnedun aip oiajgglnqiupe are iugp sa2uurep ioj IaiEp to plume Aug jo spaaoozd aq 1, luaumlasui *moos sill; zapun S1ij 1 to Apadozd ati UI psazalr sjapua'I 3o luaui1ieduIi IEuartu zagpo zo Apzadold 0111 jo a1nliajzo3 sapnpazd `1u0m pnf sjapua -i ui `aEip 2utliu a ipiM passiWSip aq 01 I paaoo1d JO UOpoe 0111 8utsneo Aq '61 uoipoas ui papinozd se apelsuial `pazm000 seiuope1aaooe 3i `Hue 1In "3ap E tans amo tiro I1s'I'i;ilno0s sup lapun S11141 JO /i110doid gip UI isa1apui s,zapua-I jo ivaUUlwwdun iglionUw Ialpo zo Aizado1d ail; 3o a1niiaj1o3 UI pjnsal moo 'puaui2pnf mapua'I Ui 111111 un2aq s! 'IEUrwu3 zO jinn zat;atM '2inpaaaold zo uopoe true 3F ilnejap ui aq Huts zaMOlzog •spaaoozd snoauEHanuAl 01 pre8al In 110i13E JO 111{u E Se 1OM011011 tIOtM 1SUR a Ailed alp JO spaaoozd snoauEjjaasil^j zaMO11Og SOMO 1E111 f(jred pzigl alp sueati „Sired 5uisoddp„ •anp trap 1ou zo zatpiM'ivatln1 uI Apunoas sill Agpamoas stuns alp of JO kllado1d aqi jo "Led= JO UopE1Opsaz o1 'atop spaaoozd snoauenaosryq alp Ajddg pue pajjoa 01 pazizogine si 1apua' 4 u0Ai4 Si 0011011011101E1) MD lap3E &iep p£ unliiM Iapua -I op puodsaz Op sl[n3 iOMOZIOa `sa2ew p zo3 Unwp E aplas 01 prime uE alma op sza33o (aoualuas pxau alp ui paugap se) (pled Buisoddp 0111 imp JOMO11og 01 zapua'I Aq a3i1ou Jove `3i JO `zaMO11Og pauopuege si iiiladold alp 3I •anp uaga an sums 0111 p0U JO I011101M mamma' 1junoas sup ,iq pamoas sums 0111 op paildde aq imp spaaoozd snoauelia3sm alp 'guippm ITT aO1Se asiMZaglo Iapua-I pue lamo110g ssajun 'awn ui SSOj z0 'uopanuisap 'Buppi Iui11Ed giojaq t(jampauiun paln0as sums aq jo iunouii at1=Et1 ssaj si amen ui ssoj JO 'UOilonlpsap luppi mind alp azo3aq ApmpautUn A1ladozd alp 3o anjeA 10)IDEUi zie3 0111 ioitM Ui eiiladold alp JO anjen Ui ssoj 10'iioi1on11SOp `2m)jE1 ji iilEd E JO MAO atl •IaMO1zog of pied aq j=ugs aouejeq Auv •anjen ui ssoj 10 'noponljsap Tuppp1 jeiiied 0111 azo3aq £piEipamuq iiladold 0111 jo amen iavew zie3 alp (q) ,iq papinip anjen ui ssoj z0 `uoilonzgsap T mpj mired ail azo3aq tija3Eipauian pampas stuns 0111 jo iunouie jE101 ail (e) :uopae13 &uimojlo3 paijdpjnui spaaoozd snoaue1aosm alp jo 1unouue alp Aq paonpaI aq ins 1Uaunuisui ,ilimoas sits Aq pamoas sums atp `2U1111M ui aal$u asylum:lo zapua'I pug IOMOIIOg ssajun 'amen ui ssoj 10 `noponzlsap `$upIE1 mired alp azo3aq Sppeipatltii 1uatunz;sui A1imoas sup diq pamoas stuns alp 3o iUnouie alp imp 1011;0.18 140 01 Tuba si amen m ssoj zo `noilonl ;sap `2uplui jepled 0111 azo3aq ,ipimpaUiun £pzadold 0111 3o anon 1a3Ile111 IIE3 alp toitM m £iladozd aiji 3o amen Iii ssoj zo `UOpon13Sap &1plep jEpmd E jo puana alp TT' •IOMOZZOg 01 pied 'Sue 3i 'ss23x0 0111 ippn `anp uati iou z0 zagpatM luaum.11sul Alimoas sit= Aq pamoas sums ag101 paildde aq Huts spaaoozd snoauullans Al ai1p 'Spada'," all 3o- anjeA ut ssoj JO 'UOtlonzisap '8upjel jg101 E JO 1110n0 0qi uI •Z Uoiloas ui 103 papinold 1aplo alp ui paildde aq Timis spaao01d snoaUejla0SiyAl tons •10M0110g op pied qUU 311 `ssaoxa at1 tpi! 'anp uatl loll to zatpaim 'inaTUIIIsui Alimoas sill Aq pamoas sums alp op pond& aq Ins spaaoozd snoauellaosq alp 'pauassaj aq pjnoM ic3un0as s,zapua1 z0 ajgisea3 AjjeoiuiOUOOa 101 si 11Ed01 101109e103S0101413I •spaaaold snoau1naosm ions Uo sBuiU1a 10 15010111i EWE 10M011Og Pied 01 paimbal aq 1011 Huts zapua-I `spaaoozd snoaUEjjaosm tons no pied aq 01 1sa10lin sazinbal Ann ajquoilddy JO SupilM UI apeul silaaU 001 1 1111 ssajan •papajdamoo si )jIoM alp se S3Uatuked ssaiSozd 3o Sailas E 111 10 ivauIasingsip aj2ais a ui uoi1E101sa1 put szledaz 0111 zo3 fed Ault' zapua -I •Apduzozdualep1apun aq Hits uoipoadsui ions 111143 papiAozd `uolpo13si1ES s,1apua-I 01 papajduioa uaaq Set *tom all amsua 01 tiizadozd loos loadsui o1 ti1ianpzoddo ue 1111[ set lapua'I man spaaoozd snoauejla0514A tons pj0t 011t4u alp an- Hugs zapua -I 'pouaduoi1E1oisa1 puE ziedaz tans 2in1fQ •pauassaj iou si dlimoas s puE ajgisea3 ,flleo1Ulouoo0 si lira= to nopu103501 alp 3i `L(pladold alp jo ziedaz Io T109E103501 01 paildde aq nets spaaoozd snoauen03S1 JA tans 'pa eurep si 1Iadozd 0141 3I •1apua'I op pied aq jjrts Flu o1 pau2isse i(galaq an spaaoozd snoauenaosi j ny •aan;lapog spaaaoad snoauellaasly j jo ;uaaiu8lssy •11 •uol;gututaa; ao uo13 (1oauna Bans jo aiul; aq; ;e pauagaun aaaM ;gq; sulnluiaad aaugansuI a8u2;Joyil ,fug jo punjaa g anlaaaa 0; Jo /put ',fllgonutuo;nu paint:imaa; aaugansuI a8g8;a0y4j aq; 0Auq o; 'aaugansuI agaliolij aq; jo uopellaauua ulg;go pug ;sanbaa o; 'saansopslp uig;aao aAlaaaa 0; ;Op aq; apnpul Agin s ;gala asagJ •Mil aaq ;o ,fug ao 8661 30 ;off uol;oa;0ad saau,toau1OH aq; aapun aaugansuI a8gao}Sl aq; 0; ;aadsaa g ;iM ,fug 314 suq aaaoaaog s ;g84a aq; page ;ou lllM s;uauiaa.au Bons Cu g (q) 477 12. Borrower Not Released; Forbearance By Lender Not a Waiver. Extension of the time for payment or modification of amortizationof the sums securedby this Security Instrumentgrantedby Lender to Borrower or any Successor in Interest of Borrower shall not operate to release the liability of Borrower or any Successors in Interest of Borrower. Lender shall not be required to commenceproceedings against any Successor in Interest of Borrower or to refuse to extend time for payment or otherwise modify amortizationof the sums securedby this Security Instrumentby reason of any demandmadeby the original Borrower or any Successors in Interest of Borrower. Any forbearanceby Lender in exercising any right or remedy including, without limitation, Lender's acceptance of payments from third persons, entities or Successors in Interest of Borrower or in amounts less than the amount then due, shall not be a waiver of or preclude the exercise of any right or remedy. 13. Joint and Several Liability; Co signers; Successors and Assigns Bound. Borrower covenants and agrees that Borrower's obligations and liability shall be joint and several. However, any Borrower who co -signs this Security Instrument but does not execute the Note (a "co- signer (a) is co- signing this Security Instrument only to mortgage, grant and convey the co- signer's interest in the Property under the terms of this Security Instrument; (b) is not personally obligated to pay the sums secured by this Security Instrument; and (c) agrees that Lender and any other Borrower can agree to extend, modify, forbear or make any accommodations with regard to the terms of this Security Instrument or the Note without the co- signer's consent. Subject to the provisions of Section 18, any Successor in Interest of Borrower who assumes Borrower's obligations under this Security Instrumentin writing, and is approved by Lender, shall obtain all of Borrower's rights and benefits under this Security Instrument. Borrower shall not be released from Borrower's obligations and liability under this Security Instrumentunless Lender agrees to such release in writing. The covenants and agreements of this Security Instrument shall bind (except as provided in Section 20) and benefit the successors and assigns of Lender. 14. Loan Charges. Lender may charge Borrower fees for services performed in connection with Borrower's default, for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument, including, but not limited to, attorneys' fees, property inspection and valuation fees. In regard to any other fees, the absence of express authority in this Security Instrumentto charge a specific fee to Borrower shall not be construed as a prohibition on the charging of such fee. Lender may not charge fees that are expressly prohibited by this Security Instrument or by Applicable Law. If the Loan is subject to a law which sets maximum loan charges, and that law is finally interpretedso that the interest or other loan charges collected Or to be collected in connection with the Loan exceed the permitted limits, then: (a) any such loan charge shall be reduced by the amount necessary to reduce the charge to the permittedlimit; and (b) any sums already collected from Borrower which exceededpermitted limits will 'be refunded to Borrower. Lender may choose to make this refund by reducing the principal owed under the Note or by making a direct payment to Borrower. If a refund reduces principal, the reduction will be treated as a partial prepayment without any prepayment charge (whether or not a prepayment charge is provided for under the Note). Borrower's acceptance of any such refund made by direct payment to Borrower will constitute a waiver of any right of action Borrower might have arising out of such overcharge. 15. Notices. All notices given by Borrower or Lender in connection with this Security Instrument must be in writing. Any notice to Borrower in connectionwith this Security Instrumentshall be deemedto have been given to Borrower when mailed by first class mail or when actually delivered to Borrower's notice address if sent by other means. Notice to any one Borrower shall constitute notice to all Borrowers unless Applicable Law expressly requires otherwise. The notice address shall be the Property Address unless Borrower has designated a substitute notice address by notice to Lender. Borrower shall promptly notify Lender of Borrower's change of address. If Lender specifies a procedure for reporting Borrower's change of address, then Borrower shall only report a change of address through that specified procedure. There may be only one designated notice address under this Security Instrument at any one time. Any notice to Lender shall be given by delivering it or by mailing it by first class mail to Lender's address stated herein unless Lender has designated another address by notice to Borrower. Any notice in connection with this Security Instrument shall not be deemed to have been given to Lender until actually received by Lender. If any notice required by this Security Instrument is also required under Applicable Law, the Applicable Law requirement will satisfy the corresponding requirement under this Security Instrument. MFWY7770 (11 /00) 041- 248150 -9 6AIWY) 100051.01 Initials: Page 10 of 15 Form 3051 1/01 LO /L L50€ un0j 9l 1O l L 059 LO ((000) (AM)V9- 6 (00 /ii) OLLL &Mciwl ddSr3 J uo9guuo ia ;w Niue pug aputu aq pings s;UatuSrd ijanjm o; ssaappr air; `Ja3lnias uro-j mau aT; jo ssa.ppr pug autru air; awls jjTM gaigm aSurta alp jo aai;ou 1101 ;tam uan S aq hjim Jam0IJ0g `Jaatnaas ueo-i air; 3o a2t ego r st amp •a1oN alp jo airs a o;palria1un Ia3tn i as uro-j air; jo sa2umtp a10111 JO QUO air ;ISim osje mail, A w ajge3tjddy pur ;uaumi ;suj SITm3aS sup `a;oNi alp iapun suoptSugo Sutotnmas ugoj a2rSuour Jag ;o suuojiad pur;uaumi;suj Sipn3as sup p"r a ;oN alp aaprn anp smatuhd oipouad spajjoo mtp „Ia3inaas ugorj„ aT; se umomj) A;pua alp ui asmrga g ui ;jnsai ;gstut airs y Iamoaxog 01 13t ;ou .road ;flog ;inn sawn; a.iour Jo auo pjos aq ura ;uaurnh ;suj A;unoas sup Tptm aaq;aSo;) a ;oN aip u1isaaa;Ut jet ;red r Jo a;°N aqJ •aougnaRD Jo aapoj j Looptaas Qgo'I Jo athagg3 'a ;oN Jo ales •0Z •8T uolpas Japan uopeiajaooe jo ase3 otp ur STddr ;011 jjegs a;e;sutaJ 01 ;t21J S!11 `Ianamoj.j •poJJn33o peg uOpgiaja3oe 0U 3i se anpOa3ja Lhjnj uteura.r jjrts ,igaaaq pamoas suoi ;eSggo pUr;Uaum1 ;suj Aiumaas sup `IamoM.rog £q ;uauIa ;e ;suioi uodn •JapsueJJ, spun 3nuoapajg (p) Jo `Alpp=a Jo Saiir;uawma;sur qaua2r jpaapaj a Aq pamsur oar s �lsodap asogm uofn;psul tag uodn Umrap Si apatp Tons Niue papinoad `apotp s,Ja1Tse3 Jo lamp s,Jamsra1; `papa ajurq `apatia patgpaa3 (3) Japao £auotw (q) :Tsr3 (e) .Japual Aq pasoaps se `suuoj Stgmojjoj oip jo OIOUW Jo auo 111 sasuadxa pug stunquaura ;r ;sups tans SedJamo1JOg Imp aambai Sulu aapuai •pa2uegaun anupuo3 jjegs `;uaiun1;suj 11m3as sttp �iq poin3as sums oip /cud 01 uopr5ggo s pUe `;uaumJ;suj S}un3as sup iapun s ;TS! pue 4aadoid 0111 Ui 1saaa;U1 s,IapUa7 ;et; amssr o; aambaa Sjgguosraa Firm Iapuai se uorpr irons saaje; (p) pur :watutJ;sui Si!m3as SNI Japan s10l par Spadoad air; 11i;saaa;Ui s,Iapua-j but ;oa ;wad jo asodmd 01(1 10J paam3111 saaj IaT ;o pug `saaj uot;enien pug uoipodsut AlJadoad `saaj ,s iaUJojar ajgguosuai `01 pa;tunh 1011 `2uipnput`;uatunalsuj 11!Jnaas sup Suro.ojua titpa1Jnou1 sasuadxa jig sked (o) s;uauraai2e Jo s;Ueuano3 ImT ;o Niue JO 1JU Tap Sur sam3 (q) :paim000 prguopraaha3ar ou a1 sr a;oN 011; pug;uamtuisuj S un3as sup aapun anp aq pjnom 11011; T31gm sums 7 ;apua-j sArd (r) :JamosJOg Imp an shot �1puo3 as0TJ, ;uaum. ;suj 2tm3as stir; 2ut3JOJUa ;uaut2pnf i Jo ail ;ua (3) Jo `.al lSUtOJ 01 ;TSTI s,1OMOJJOg JO 1109euttUJ01 air; io3 jpads 1T2pu MW J ajgrotiddy se pouad JaT ;o Tans (q) `;uauinrisuj £11Jn30S sup ut painquo3 airs 3o Jamod Sur 01 ;uensmd i1adom air; 3o airs =jag siirp anal (e) :jo patina alp 01 amid aura Sur lg pantpuo3stp 211atun;suj S;un3as stir; JO 111aura3JOjua anrq 01 11(211 alp anvil jjrts Jamoai `sUopipuo3 mmaao maul Jamo1JOg 3 •uoi ;ea31933+ Jaw a;g;supu o; ;ggjg vantoaaog •61 •aamoaiog uo purtuap Jo aapou aaq;Jflj ;not ;lm ;11aut1J ;suj Stmoas sup Sq pa ;nuaad satpaural k11e aajontn krUw Japua7 `pouad sup jo uopentdxa air; 01 mild stuns asa11 pied 01 s11rn Jamoaa0g 31 •;11aUm1;suj iim3aS sup Sq p0m32s stuns jig d lsnut Jamo1JOg T3mgn Utgatm Si uopoas t;im03UgpiO33e ui Uant2 ST 0311011 a amp atp Ulag &iep OE "rip Ssaj ;011 jO pouad g apinoad Otis a3t;OU 0111 •uoipaaha33r 3o aat;ou JamoIJ0g 0Al2 jjegs Jap11a -j `uot ;do sup sasi3Jaxa Japua-j 31 ajggo1ddy £q pa;rgigoid s! ast3aax0 tans 31( Japua -j Sq past3Jaxa aq sou jjegs uor ;do sup `JanamoH ;uatunl ;suj £;lmoas sup £q pa.m3as stuns jig jo jjn3 111 ;uauuigd a;etpatuun aatnbai ketu iapua'j `111asuo3 uaium amid s,Japua'j inog;tm(panajsuel; a0 Nos s1.10MOIJOg 01150101111 jet3i auaq a pug uosiadjezn ;gu r 1011 s! aamoJJOg a1 Jo)paaaajsuga; JO pjos si XlaadoJd ag; ur;saaa;uj Sag i0 XL;Jadold alp jo ;Jed Sur Jo jig ji •aasutpand g 0; a;ep azn;itJ r ;g aamoa1Og Aq app jO JaJsura; 0111 s1 T31Tm 30 maw! alp `1uamaaa9e mo13sa Jo ;3e111103 sahes ;11autjje;sU1 `poop Io; P1111103 `poop Ioj puoq g Utpaiiajsu1J; 51saaa;111 irpuaUaq aso11 `01 pa ;iunj iota ;nq tUtpnj3ul `(padoid alp ut;saaa ;U1 irpThauaq JO he20J Sur sUeam „lladoJd at; ui;saaa;uj„ `gT uot;3as sup 111 pasn s j %mom aog u j ;saga;11j lgjogauag g JO Spadoad air; Jo .OJSUU.J, •sj •;Uautn1;suj 2Tm3aS sup jo pug a ;oj j 011; jO Xdoo auo 11an12 aq jjegs aamoJJOg Ido3 S •cj •uoi ;311 Aug 00(11; 02 uope2ggo Sur ;fOq ;Tm 11011013s1p ahoy 504 Am p10M au) (3) pug `.g5I0A 031A pug jganjd air; apnput pie UgOTU jjegS Igjn2uts 01(1 ui spawn (q) `iapua2 aruttuaj air; jo SpJOM Jo spion Ja ;na112utpuodsa1JOa apnput pug maw TTggs Japu32 011tjn3s1Ut air; 3o spawn (r) ;11atuUJ ;suj *moos stir; 111 pasn sy •uotsinoad 2111;31131103 at ;1noT ;im ;3ajJa uan12 air 11113 g3igm a ;oN aT; Io ;uatu1J ;s11j iiI.maas sup 3o suotsIAOld nipo ;aa33e ;011 (jets ;3ljjuo3 Tons 'Awl ajgrotjddy T ;inn spiT3uo3 a ;oN 0112 JO ;Uatunmuj Slun3as stir; 3o asnrp Jo uotsinoad Slur ;1111; 111ana alp 11j ;311x;1103 I(q;uatuaa1$e 1s11te2r nogtgtgoad e sr panalsuo3 aq ;011 Thetis a311ajts Tans ;nq ;Vans aq 11(21111 1T Jo ;3g111103 aaar 01 sound alp moue ,fpi3ljdtut Jo Sp131jdxa ;TStur me-j ajgeoljddv me-j ajgrotjddv jo suoij pmt pur s ;uatuailnbax Sur w; ;3afgns air ;11aUma;suj 11m3aS sup u1 paulr ;uoi suopg2ggo par s;T2u Thy •pa;11301 sr A;aadoad °T; ga1gm ur uoi ;aipsrmf air; jo met au; pug mrj jraapoj Aq pauaano2 aq jjegs ;uaiuna ;saj SaimaaS suu •noj ;3na ;snop 3o salmi :Sli lggaanaS :,ng7 2U(UaaAOJ •91 requires in connection with a notice of transfer of servicing. If the Note is sold and thereafterthe Loan is serviced by a Loan Servicer other than the purchaser of the Note, the mortgage loan servicing obligations to Borrower will remain with the Loan Servicer or be transferredto a successor Loan Servicer and are not assumed by the Note purchaser unless otherwise provided by the Note purchaser. Neither Borrower nor Lender may commence, join, or be joined to any judicial action (as either an individual litigant or the member of a class) that arises from the other party's actions pursuant to this Security Instrumentor that alleges that the other party has breachedany provision of, or any duty owed by reason of, this Security Instrument, until such Borrower or Lender has notified the other party (with such notice given in compliance with the requirements of Section 15) of such alleged breach and afforded the other party hereto a reasonable period after the giving of such notice to take corrective action. If Applicable Law provides a time period which must elapse before certain action can be taken, that time period will be deemed to be reasonable for purposes of this paragraph. The notice of acceleration and opportunity to cure given to Borrower pursuant to Section 22 and the notice of acceleration given to Borrower pursuant to Section 18 shall be deemed to satisfy the notice and opportunity to take corrective action provisions of this Section 20. 21. Hazardous Substances. As used in this Section 21: (a) "Hazardous Substances" are those substances defined as toxic or hazardous substances, pollutants, or wastes by EnvironmentalLaw and the following substances: gasoline, kerosene, other flammable or toxic petroleum products, toxic pesticides and herbicides, volatile solvents, materials containing asbestos or formaldehyde, and radioactive materials; (b) "Environmental Law" means federal laws and laws of the jurisdiction where the Property is located that relate to health, safety or environmental protection; (c) "Environmental Cleanup" includes any response action, remedial action, or removal action, as defined in EnvironmentalLaw; and (d) an "Environmental Condition" means a condition that can cause, contribute to, or otherwise trigger an Environmental Cleanup. Borrower shall not cause or permit the presence, use, disposal, storage, or release of any Hazardous Substances, or threatento release any HazardousSubstances, on or in the Property Borrower shall not do, nor allow anyone else to do, anything affecting the Property (a) that is in violation of any Environmental Law, (b) which creates an EnvironmentalCondition, or (c) which, due to the presence, use, or release of a Hazardous Substance, creates a condition that adversely affects the value of the Property. The preceding two sentences shall not apply to the presence, use, or storage on the Property of small quantities of Hazardous Substances that are generally recognized to be appropriate to normal residential uses and to maintenance of the Property (including, but not limited to, hazardous substances in consumer products). Borrower shall promptly give Lender written notice of (a) any investigation, claim, demand, lawsuit or other action by any governmental or regulatory agency or private party involving the Property and any Hazardous Substance or Environmental Law of which Borrower has actual knowledge, (b) any EnvironmentalCondition, including but not limited to, any spilling, leaking, discharge, release or threat of release of any Hazardous Substance, and (c) any condition caused by the presence, use or release of a HazardousSubstance which adversely affects the value of the Property. If Borrower learns, or is notified by any governmental or regulatory authority, or any private party, that any removal or other remediation of 'any HazardousSubstance affecting the Property is necessary, Borrower shall promptly take all necessary remedial actions in accordance with Environmental Law. Nothing herein shall create any obligation on Lender for an Environmental Cleanup. MFWY7770 (11 /00) 041- 248150 -9 6A(VVY) (0005).01 Page 12 of 15 479 Form 3051 1 /01 L0 /L 1.40£ 'mod sL Uo EL esid l 0 Lois000) (AM)y9- 6 O5T8t'Z (00 /IT) OLLLAAM W •2upuoAm 3o mg' uoilduraxa pgalsauiog ail 3o anlzrn Aq pug iapun slip fl saniem pug saseORT .iamoaiog saaetIM •pz mgrs aiggaiiddy iapun palliwiod si aa3 ail jo guirega ail pugpazapuaz =inns io3 Aizgd pup g of pied si aa3 atp j! /quo Inq `luatunzlsui Aliznaas sup 2ucsgaiaz zo3 aa3 g zamo.uog agzgga Amu zapuari •51503 uotlgpzoaai Aug A d iiggs zamozzog •luaumzlsaq *moos slip aseapz itggs zapua- `luaumIlsui Alpnnas sup Agpaznnas stuns ire jo luaurAgduodn •asga'ag •£z ;t o; pal ;l ;ua Spe;laisuosaad JO uosaad aq; o; ssaaxa ,fug (a) pun :;natuna;sui Swims sup; Sq paanaas stuns «e o; (q) :son 4 s,fauao; ;e appuoseaa 'o palm!' jou ;nq Tutpnput 'ales aq; jo sasuadxa lie o; (g) :aapao Swollod aq; ut patldde aq imp ales aq; jo spaaaoad aqy •ales Sue le SiJadoad aq; asegmnd kern aaugtsap sit ao aapuarl •,ueri ameauddy ,fq pagtaasaad aauuetu aq; tit plos aq netts ,f;aadoad aq; pue 'ales jo ant ;ou aq; gstlgnd 'legs aapuari •si not ;aas tit papteoad aauuem aq; II! aanoaaog 0; ales aq; jo aauou ant$ IIegs aapuari •,nevi algeatlddy g;tet aauepaoaae u} ';uaaajtp It 'SJaadoad aq; jo uotssassod tit uosaad aq; o; pun aaMoaaog o; asopaao; o; ;ua;ut 3o ant;ou ant8 limp aapuari 'ales 3o aanod aq; savant aapua'i 3i •aauaptea am; jo s;soa pug saa3 ,sifauao ;g algeuoseaa 'o; pa ;merit' jou ;nq 'gutpnput 'zz not ;aas slit; ut papteoad satpatuaa aq; Sutnsand ut paaannut sasuadxa lle ;naiton 0; pa" pun aq ''nits aapuari •Atari a'gna"ddd sq pa ;ttuaad satpatuaa aaq ;o Sue pue ales jo aatod aq; a3toeut ketu pug pueuap aaq;an3 ;nog ;tAt ;uau na ;sui £'anaas stq; ,fq pumas stuns llg jo lln3 ut ;uauded a;g'pauiuit aatnbaa Sem not ;do s ;t ;e aapua i 'aat;ou aq; u' pailpads app aq; aaopaq ao uo paana jou Si ;Inepap aq; 3i •ales pug uopeJa'aaae o; aaAtoaaog 3o asuajap nag ;o Sue ao ;lnejap g jo aana ;stxa -non aq ;;aasse o; not ;ae;anoa a gupq o; ;Op aq; pug uotlgaalanne ague a ;e;sutaa o ;;ggta aq; 3o aamoaaog woo aaq;an3'Jags aa'lou aqi, ljaadoad aq; 3o a'es pun ;uatuna ;sui Awns s'q; Aq paanaas stuns aq; 3o not;gaapnne ut ;lnsaa /few amour aq; u' pagpads ajep aq; ato m ao uo l'nejap ag; aana o; aan'te3 ;eq; (p) pug :palm aq ;sum ;lnejap aq; ga(1(M sci 'aaetoaaog o; uaet2 s' anion aq; a;gp aq; tuoJj &fep OE unit; ssal ;ou ''amp a (a) :;Inejap aq; aana o; paatnbaa uotpe 3143 (q) ;Ingjap ag; (e) :63Pads'legs ast ;ou aqy •(asteuaq ;o sapteoad ,neri algentlddd ssalun gi uo( ;aas aapun uo( ;eaa(aaag o; aotad ;ou ;nq) ;natuna;sui Sjpnaa5 slit; u' ;uatuaade ao ;ueuaeoa ,Cue jo gavaaq s,aaMOaaog Sute&ollo3 uot;gaalanne o; aotad aamoaaog o; ant ;ou 343 llggs aapuarl •satpatuag :not;eaalanny •z: :smo11o3 sg aaz2g pug ltreuanon zagizn3 zapuarl pug zamozzog SINVIMGAOOYA11IO31INIf l 7 BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instrument and in any Rider executed by Borrower and recorded with it. Witnesses: MFWY7770 (11 /00) 041- 248150 -9 6A(WY) (0005).01 Page 14 of 16 BECKY LEE BARBER 431 (Seal) Borrower (Seal) Borrower (Seal) (Seal) Borrower Borrower (Seal) (Seal) Borrower Borrower (Seal) (Seal) Borrower Borrower Form 3051 1/01 1. 0/1. 1.50E wJOJ £001'81 JeQwa SupiloAM P a1e1S anend AHVION t00z-y -nai 3 117 7170p,,v i y:ss �uno3 an° 9 Jo9 Lolkd Lo'(9o00) (Ampcm- 6 0SI8K ib0 X00 /II) OLLLAA1d11 W -e9/ -6 :sazidxg uoIsstuiutoD /in NOSUad S'IONIS V '2ISS2IV8 sari A)IOSS sp.p aw azopaq paSpaimouxae sem luaumz1scn 2uro2azo3 aq1, `JNINIOAM 30 MINUS 0872327 Order Number: 02014341 Excepting corner of 6th P.M., 150 feet; SCHEDULE A LEGAL DESCRIPTION a plot of land beginning at a point 78 rods South of the Northwest Lot one (1), Section 33, Township 35 North, Range 119 West of the Wyoming; thence East 150 feet; thence South 172 feet; thence West thence North 172 feet, to the place of beginning. 483 Beginning at a point which is 78 rods South of the Northwest corner of Lot 1, Section 33, Township 35 North, Range 119 West of the 6th P.M., and running thence East 20 rods; thence South 4 rods; thence.East 20 rods; thence South 18 rods; thence West 40 rods; thence North 22 rods; to the point of beginning, 172 11 11 II LO /L OLLC Wind 11 1 II 11 a(e(rlu( L6ZL SWHOd 3JVD11:101A1 dWA (8000) t JO L eyed 6-09 1.84Z•1.40 100 /L L) L908oaJ1A1 IN3W(1alSNI W!HOIINfl pew elppeid /eelry e(uued 113011:I AIIWIld b L 31�d1SIllf1W „•Alzadozd„ alp se fuaumisui AlunoaS ani pue Jam Aptuej b -I sn[I ut of pomp.' pi aze (pioiaseai a uo siauatunpsul Aiimoas ail pampa pionaseal atp zo) luatunzisui 4.mooS ail uipagizasap Alzadozd gip tpiM zaila2oi SuioSoioj ail jo ny•ivatunzisui klimoas ail ,iq pazanoo klzadozd gip jo lied a uteuzaz pue aq oipatuaap aq urns `ofaioii suoiltppe puesluatuaoejdaz 2tripnpuT 'gotgm jo u `s2utzanoo zooT3pagaeife pue 2ucjaued'siaucgea `szortturpaioelle `spozuiepzna pue sutelzno `sapegs `spuilq `suaa.ros `stoop uuols `smopurm utzols `s2uiunte `szadizp `szagsem `sjesodstp `szagsemgsip `szopeza2ujaz `sanois `so2uez 'sluis `slasop zaiem `szaleag zaiem. 'scup gieq lutgtunid 'snlezedde iopuoo ssaooe pue Alimoas'snlezedde 2utnsrnSuiixa pug uotluanazd auj 'up!! pug ire 'zalem `set &ug000 Turfeag 2urinqulsip zo 2utdiddns jo sasodznd gip zoj asotp col paliuri iou inq `Alzadozd gip glrm uotloauuoo uT pasn aq of papualtn zo `pasn To `uo 'uT paieooi zalJeo1oq JO MOU IOAOOSlenm aznleu Liana jo spoo5 pug saauerjdde 'spinout Suipjtnq :ivaurnzisui Aliznoas alp Sq pazanoo Iflzadozd ail ainiiisuoa osie ijens pue `uoilduosap Apadozd gip of pappe air samixg an Aagl fualxa gip of iIzadozd gip of panoefie zaf3eazaq JO mou Sarah &11gmojio3 alp `fuaumzisui /iiTZnoas agf to pagp.asap Alzadozd agi of uoiltppe L.LIIIIIDRS RILL OZ 'IVNOI LIQQV •d :smojjoj se aaz2e pue lueuanoa i tpJn3 zapua -j pue zamozzog `luaurnzfsuj Alunoas aqI ur apeur sfuauraaziie pug sfueuanoa alp OI uoptppe uI •SJ MVNaAOJ A'Imu P [ssaippy Auadozdl OZT£8 AM 'WOQSSaId A'dMHOIH SNIT SJ (J1S 9L, T75 paieooi pueluatunzlsui 4moas alp ut paquosap ,ilzadozd alp Surzanoo pue alep atues alp jo „zapua-j„ ONI ?I2iOM.LSN nIVION'dNI,3 SONINOOSGIOH 0) afol`i mamma aznoas oI „zmozzog„ aqf) pau2rszapun ail Sq uan0 alep auras am 3o („luatunzfsui £fimaas„ am) paau ,ifunoas JO 'pail jo paaQ `a2e2izoj, ailluamajddns pug puaure oipatuaap aq Ijeis pue olutpafezodzooui sr pue T00 Z H02IVN 3O yep CN Z Z sigl apeur i I SIH.L (swag jo )uauivaissy) 2I�QI2I AZIY�I�'3 t T O8'7232'i MFCD8057 (11/00) 041- 248150 -8 CD-57R (0008) E. "BORROWER'S RIGHT TO REINSTATE" DELETED Section 19 is deleted. Page 2 of 4 485 B. USE OF PROPERTY; COMPLIANCE WITH LAW. Borrower shall not seek, agree to or make a change in the use of the Property or its zoning classification, unless Lender has agreed in writing to the change. Borrower shall comply with all laws, ordinances, regulations and requirements of any governmental body applicable to the Property. C. SUBORDINATE LIENS. Except as permittedby federal law, Borrower shall not allow any lien inferior to the Security Instrument to be perfected against the Property without Lender's prior written permission. D. RENT LOSS INSURANCE. Borrower shall maintain insurance against rent loss in addition to the other hazards for which insurance is required by Section 5. F. BORROWER'S OCCUPANCY. Unless Lender and Borrower otherwise agree in writing, Section 6 concerning Borrower's occupancy of the Property is deleted. G. ASSIGNMENT OF LEASES. Upon Lender's request after default, Borrower shall assign to Lender all leases of the Property and all security deposits made in connection with leases of the Property. Upon the assignment, Lender shall have the right to modify, extend or terminatethe existing leases and to execute new leases, in Lender's sole discretion. As used in this paragraphG, the word "lease" shall mean "sublease" if the Security Instrument is on.a leasehold. H: ASSIGNMENT OF RENTS; APPOINTMENT OF RECEIVER; LENDER IN POSSESSION. Borrower absolutely and unconditionally assigns and transfers to Lender all the rents and revenues "Rents of the Property, regardless of to whom the Rents of the Property are payable. Borrower authorizes Lender or Lender's agents to collect the Rents, and agrees that each tenant of the Property shall pay the Rents to Lender or Lender's agents. However, Borrower shall receive the Rents until: (i) Lender has given Borrower notice of default pursuant to Section 22 of the Security Instrument, and (ii) Lender has given notice to the tenant(s)that the Rents are to be paid to Lender or Lender's agent. This assignment of Rents constitutes an absolute assignment and not an assignment for additional security only. If Lender gives notice of default to Borrower: (i) all Rents received by Borrower shall be held by Borrower as trustee for the benefit of Lender only, to be applied to the sums secured by the Security Instrument; (ii) Lender shall be entitled to collect and receive all of the Rents of the Property; (iii) Form 3170 1/01 9S LOIL OLLE WJOd t 10 E 060d (9000) acs 6 (00 /L L) L50800dW •luauznz;sul AlTmaas ag1 Sq palliutzad saipauraz alp jo kug ajonut Aeut zapua-I pumluaumzlsuj A1!maas ail zapungaeaiq a aq begs Isazalu! ug sej zapua-I gaigm utluauraai2e JO 01011 Aue zapungaeazq JO 1jne3ap s,z0m0zz0g NOISIAOHd ,L'If1V4 1-SS0U3 •I Ina uT pied an luaumzlsul iiiTmaas ail Agpaznaas sums ag; Tim uagmalmuiuual Timis eilzadozd ail jo quad jo 1uaum2isse sign, •zapua- jo Apatuaz JO 1q &Tz zag;o Aum almpijenul JO ljnejap /cum animm JO 0.1113 1011 Tiggs s111a21 JO 11o9e30dm 'WV •smaao ijngjap g uagm aura Niue 1E os op Amur `1aniaaazpaluiodde kjrTaipnf a JO slua2e s,zapuoi JO `zapua-I `zanamog •zamozzog of linepap 3o aapou 2u1/42 za13e JO azojaq Alzadozd ail uim ;uieur JO JO jozlUoa a)je1 `uodn zalua o1 paztnbaz aq ;ou begs `zantaaaz pa;urodde £Tieiaipnf g zo s ;uaSg s,zapua- JO `zapuarl .qdri2gird sigl 1apun slgdiz s1T Suistazaxa urozjzapuai luanazd pjnom ;mg; lam Xum `uuojzad 1ou brm pum `pauuojzad ;ou smtj pug s;ua2j alp 30luautullisse zoizd /cue pa;naaxa 1ou segzamOJJOg ;mil slumzzem pums;uasazdazzam0zzog •6 uoilaas o1 luensmd ;uaumzlsul /illmaas ail pamaas zapuoi o1 1OMO11og jo ssaupaigapui auiooaq Timis sasodznd lions zoj zapuo' papuadxa spun] /ium small alp Sumaltoa jo pug I ;zadozd a il &uriieueur pug jo j0zlu0a Sunjm; 3o s ;soa alp zanoa 01 luapujns ;au azm £1zadozd ail jo small ail 3I •kliznoas se A1zad0zd ag13o £aenbapeuu ail 01 se Summogs iium lnoglTA £1zadozd ail urozl panuap siyozd pug small ag1 111103 pum X1zadozd ag1 aSmueur pue jo uotssassod aaje; olpa1utoddm zantaaaz a aneq of pal ;T ;ua aq Timis zapuoi (In) pue `.pantaaaz if 'tumor sIua)j asogl 'quo zo3lunoaam o1 gig!' oq jj9Is zaniaaaapalutoddg Aurpipnf kw JO SIIJOE s,zapuoi `zapua-I (A) `.luaumzlsul ilUnaas alp pamaas sums ag1 01 uag1 pue `/iizadozd alp 110 saazmg3 za ;o pue sluautssassg `saxml `sutnrutazd aaumznsun `slsooaaugualureut pug zredaz `spuoq s,zantaaaz uo sutntutazd `saaj s,zantaaaz `saa3 sAauzollp `01 paliurtj lou lnq &urpnpul `s ;ua21 ail Surlaajjoa pug Alzadozd ag1 Sur2m eur pug jo jozluoa Sunim� jo moo ag101 1s.uj patjddm aq Timis s;uaSe s,zapuarj JO zapuai &q pa1aaboa s1ua2l jig `asTmzag ;o sapinozd mgj ajgeaijdde ssajun (AT) `.1ueual ail 01 pueurap ua11um s,zapua-I uodn slug& s,zapun JO zapuarl 01 predun pug anp s ;ua21 tim £md jp qs /i1zadozd alp jo 1ueual tiara legl S0015g zamozzog ilynsy BECKY LEE :•ARBER MFCD8057 (11/00) 041 248150 -8 C11?-57R (0008) 4 x `1 BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this 1 -4 Family Rider. 4 14 i 1k 1 .:l (Seal) (Seal) Borrower Borrower (Seal) (Seal) Borrower Borrower (Seal) (Seal) Borrower Borrower (Seal) (Seal) Borrower Borrower Page 4 of 4 Form 3170 1/01