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HomeMy WebLinkAbout872356Return To: Chase Manhattan Mortgage Corporation B \C Final Docs. OMC -3 4915 Independence Parkway Tampa, FL 33634 Prepared By: DEFINITIONS Cr) ®6(WY) (0005) Page 1 of 15 Initials: VMP MORTGAGE FORMS (800)521 -7291 872356 [Space Above This Line For Recording Data] MORTGAGE (A) "Security Instrument" means this document, which is dated March 23, 2001 together with all Riders to this document. (B) "Borrower" is Evelyn Baxley, A Single Person Borrower is the mortgagor under this Security Instrument. (C) "Lender" is Chase Manhattan Mortgage Corporation Lender is a corporation organized and existing under the laws of New Jersey [_JN0 oL co .l fY CLEF IIII BOOK 461 PR PAGE 558 Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16. 1096192709 WYOMING Single Family- Fannie Mae /Freddie Mac UNIFORM INSTRUMENT Form 3051 1/01 1 1 iA 11 0 LO /L ISOE WJOj 9L 40Z eBed s eg!ul •VdSg21 zaputLnt of a8e8pout paleial A!lslapa3„ sa iJtlsnb lou saop us0'i 0141 J! uana ono! ateW110W palslaJ Alireapa;„ s 01 p1e8a1 ul pasodun are lstp suopoulsaz pus sluautaztnbaz ire 01 szajal „ddSg2L, luatunusui ,iltznoas sn ui pasn sd •1a11etu laargns awes aril sulano2 istp 11011sin20J Jo uotluis!Val zossaaans 10 jsuoptppu Au 10 'Map 01 atutl 1110Jj papuams aq 1tiktu Aatil Se `(OOS£ trud *IF TD bZ) x uousingag Sutluaulaldutt sli pure (•bas 1a TOW uopoaS D S fi Zi) lad salnpaaold 1uau1aplaS alslsg luau aril suuan „vdSg2I„ (0) •luautnllsui ii1 pnaaS stgl jo uopoaS zapun slunoure Cu ,s (tt) snid `alobi aril Japun lsalalut pus ledlouud (t) 10j anp Juno= painpatias Aizsin2az aril suuatu „luatuAnd alpotaad„ (N) •usol aril `uo l)nUJap Jo `JO 1110111 udu0u 0J3 1surete zapua 2utlaal01d aousinsut susatu „aaunansul aSnalaoly„ (N) •Alzadold am JO uoptpuoa Jo /pus amen aril `01 SE suotssttuo 10 `JO suotlutu0saldazsttu (AI) JO :uotluuU1 puoo JO nap ut aausAanuoa (tut) :filmdold aril jo lred thus 10 lie ;o &mist zaglo Jo uot1suulapuoo (ti) :A11ad0Jd a41 `Jo uoponllsap 10 `01 aWetuep (t) :1oj (S uotloas u! pagtzosap sa8szanoo 041 Japun pled spaaoold aauelnsut ue41 Jaglo) Ailed pzt41 Niue dig pled spaaoold 10 `sa8stusp Jo plume `luatuaplas `uotlesuaduloo Pius stream „spaaao ld snoauniiaasm„ (1) uopoaS ut paquosap are letp swap asoq! susauu „swal1 Mo lasa„ (g) •siojsuezl asn014 U11 ap palsu1olne pus `sla;suell altm `auogd0lal p01 !1!U! slajsuell `suopossus,u auppetu laical palsutolns `szajsuuzl ails- jo -mod `01 paltutti 1ou s! lnq `sapniout tun! ganS •lunoaos us 1!paza JO ilgap 01 uotlnlpsu! lstousuu B azpoglns 10 'prigs!!! topic) ol se os ads! atlau8etu 10 `lalndtuoo luatunzlsu! otuogdaiai `ieuttuzal 01u011oa10 uu 45no141 paletl!u! s! tjaitjm `luautt111sut Jaded "mum Jo `loszp `}loaga Aq palsut2tlo uOtlassusll a uegl 10430 `sputti J0 1aJsuu11 Iue sueatu „aaJsue.Z spud aiuoapaid„ (f) •uopsztue8lo reroute z0 uotleposss slaumoauloq 'uopeposse tuntuttuopuoo ii1Jado1d 0111 Jo IOMO.JOg 110 pasodtut are rem sa8rego 1a410 pue sluatussasss `s00J `soup its susaul „sluautssassd pus 'sang 'sang uotpspossV ,fptunututo3„ (1) •suotutdo rsptpnC argereadds -uou 'mug algsot)dds ice se iiaM ss (mei JO laajja alp ansq rem) slap.m pus saint antlellstulutpe pus saoueutplo `suopep2al `salnlels wool pus aluls `ie10pa3 aigeotidde 2utilolluoa ire suuaw „MEZ aiquallddv„ (11) zapt21' d punodtuT /molosg jpads] (s)laglp zaPt21 Arture3 t'-T Jam 01110 i puooa5 X IXI [algsat)dde ss xoq loago] Jamozzog palnoaxa aq 01 are szaptg 8u!mollo3 ata •10M0110g ,iq palnoaxa are 1e41 luaulnllsui AlunoaS stgl of szaprj lie sueaut „saaptg„ (9) Isamu!! snid luaumzlsui ,il)zn0aS st41 zapun anp sums ice pus `aloN 0141 Japun anp sa2rego ale! pue sa2rego luaulhdald Pius 'Isamu! mid `aloN 0141 iq paouaptna !gap ant susatu „uuo-1„ (3) „•z3ladozd a41 u! slti2t21 j0 1ajsuels„ gulpean aql zapun molaq pagposap s! rem Auadoid aup stream Alaadoad„ (a) T EOZ i !tidy uugi Jalu! mu iin3 ut !gap alp 1 d o! pus sluaut&Rd otpouad reinBal ut lgap spy pied of pastutoid ssq 1amo11011 •lsalalu! snid 00 •s n) SSE HOG 001 /00 Puu puesno4314210- Aluami palpunq aup 10pua' samo 1amo11og lstp saluls aloN 011,1 T00Z `£Z natew palsp pus 1am01JOg Jiq pau8ts molt iiiossuuoid am susatu „aloN„ (a) •luaumllsur 1ilpna0S s1gl Japun 00ge2110111 am s! 10pua-1 F a L£880 IN `uostpg 'laan1S llsulotlL £t£ s! ssalpps s,zapu0' Japl21 mouth,' ,ipiaamtg Jam luatudolanaQ pun pauueld Japi2I ulntuptuopuo3 IX (9000) (AM)93 JaPt21 VA laP �2i uoolrsg 1ap!l1 am; algelsnfpd 11 XI (P) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether or not that party has assumed Borrower's obligations under the Note and /or this Security Instrument. TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all renewals, extensions and modifications of the Note; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Note. For this purpose, Borrower does hereby mortgage, grant and convey to Lender and Lender's successors and assigns, with power of sale, the following described property located in the COUNTY of LINCOLN [Type of Recording Jurisdiction] [Name of Recording Jurisdiction] See attached Schedule A Parcel ID Number 35183120801900 which currently has the address of 24 Alta Dr [Street] Thayne [City] Wyoming 83127 [Zip Code] "Property Address TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. THIS SECURITY INSTRUMENT combines uniform covenants for national use and non uniform covenants with limited variations by jurisdiction to constitute a uniform security instrument covering real property. UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: 1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower shall pay when due the principal of, and interest on, the debt evidenced by the Note and any prepayment charges and late charges due under the Note. Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security Instrument shall be made in U.S. currency. However, if any check or other instrument received by Lender as payment under the Note or this 1096192709 -6(WY) moos) 0872356 Initials: .t ry.. 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Borrower's obligation to make such payments and to provide receipts shall for all purposes be deemed to be a covenant and agreement contained in this Security Instrument, as the phrase "covenant and agreement" is used in Section 9. If Borrower is obligated to pay Escrow Items directly, pursuant to a waiver, and Borrower fails to pay the amount due for an Escrow Item, Lender may exercise its rights under Section 9 and pay such amount and Borrower shall then be obligated under Section 9 to repay to Lender any such amount. Lender may revoke the waiver as to any or all Escrow Items at any time by a notice given in accordance with Section 15 and, upon such revocation, Borrower shall pay to Lender all Funds, and in such amounts, that are then required under this Section 3. Lender may, at any time, collect and hold Funds in an amount (a) sufficient to permit Lender to apply the Funds at the time specified under RESPA, and (b) not to exceed the maximum amount a lender can require under RESPA. Lender shall estimate the amount of Funds due on the basis of current data and reasonable estimates of expenditures of future Escrow Items or otherwise in accordance with Applicable Law. The Funds shall be held in an institution whose deposits—are insured by a federal agency, instrumentality, or entity (including Lender, if Lender is an institution whose deposits are so insured) or in any Federal Home Loan Bank. Lender shall apply the Funds to pay the Escrow Items no later than the time specified under RESPA. Lender shall not charge Borrower for holding and applying the Funds, annually analyzing the escrow account, or verifying the Escrow Items, unless Lender pays Borrower interest on the Funds and Applicable Law permits Lender to make such a charge. Unless an agreement is made in writing or Applicable Law requires interest to be paid on the Funds, Lender shall not be required to pay Borrower any interest or earnings on the Funds. Borrower and Lender can agree in writing, however, that interest shall be paid on the Funds. Lender shall give to Borrower, without charge, an annual accounting of the Funds as required by RESPA. If there is a surplus of Funds held in escrow, as defined under RESPA, Lender shall account to Borrower for the excess funds in accordance with RESPA. If there is a shortage of Funds held in escrow, as defined under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount necessary to make up the shortage in accordance with RESPA, but in no more than 12 monthly payments. If there is a deficiency of Funds held in escrow, as defined under RESPA, Lender shall notify Borrower as required by RESPA, and Borrower shall pay to Lender the amount necessary to make up the deficiency in accordance with RESPA, but in no more than 12 monthly payments. Upon payment in full of all sums secured by this Security Instrument, Lender shall promptly refund to Borrower any Funds held by Lender. 4. Charges; Liens. Borrower shall pay all taxes, assessments, charges, fines, and impositions attributable to the Property which can attain priority over this Security Instrument, leasehold payments or ground rents on the Property, if any, and Community Association Dues, Fees, and Assessments, if any. To the extent that these items are Escrow Items, Borrower shall pay them in the manner provided in Section 3. Borrower shall promptly discharge any lien which has priority over this Security Instrument unless Borrower: (a) agrees in writing to the payment of the obligation secured by the lien in a manner acceptable to Lender, but only so long as Borrower is performing such agreement; (b) contests the lien in good faith by, or defends against enforcement of the lien in, legal proceedings which in Lender's opinion operate to prevent the enforcement of the lien while those proceedings are pending, but only until such proceedings are'concluded; or (c) secures from the holder of the lien an agreement satisfactory to Lender subordinating the lien to this Security Instrument. If Lender determines that any part of the Property is subject to a lien which can attain priority over this Security Instrument, Lender may give Borrower a notice identifying the Form 3051 1/01 LO /L L90£ 'mod 91 40 9 e6ed 190001 (AM)9- tUM `anp uatl 1ou 10 Ja111atM `luatunilsui Aiunoas sap Rq pins sums 0111 of patiddn aq huts spaaooad aouunsui alp `pauassai aq pinom Alianoas s,Japua-i Jo aigiseaj AiinOiu1ouo0a lou si JindaJ Jo 11011E101Sai 0111 •.taMouog jo uopv5pgo Nos all aq jugs puR spaaooid aoueansui 0141 jo ino pred aq lou nets 10MOJJOH pauielai `sailmd pmitp Jatpo Jo `saalsnfpu oiignd Joj saaj •spaaooad gons uo sgunuga JO isaaalui /Cuu JaMonog Aud o1 paimbal aq iou hugs Japuari `spaaooid aouuansui gons uo pied aq o1 lsaialui saainbai Mini aiquoiiddd io Buppm ui apgtu si lUatuaafiu uu ssaiun •palaidmoo st liont am su maul/Cud ssaaoad jo sus g to Jo luatuaUd aj U!s u ui uopeaolsaa pun saiudaa 0141 Joj spaaooad asingstp Firm Japuai •Apdtuoid um3iguapun aq hugs uopoadsui lions mtp pappnoad `uoilouJspus s,Japua-i of palaiduroo uaaq set )1OM all aansua of Ifuado1d gons loadsut 01 iCliunuoddo uu pug sit aapua-i !pun spaaooad aounansui gons pion of lggia atp anuq Hugs Japua-i `pouad uopuaolsaJ pun aiudai tans 2uunu •pauassai lou si /iiunoas s,Japua-i pun aigisuaj AHuoituouooa si iigdai JO UOi1uao1S01 0111;i `duadoad 0141 jo Jtedai Jo uopuaolsai of paiiddn aq Tints `Japual iCq pannbai sum. aODUansui 2upfpapun ag1 lou Jo JaglagM `spaaooad aou13Jnsui Aug iuuuM ui aaau asIMJaglo J0MOJJ0a pm Japua-i ssaiun •Jamo1Jog Aildunud ap13ru lou 31 ssoi jo jooad alutu ,Cnw Japua'i •Japua-i pug Jap.mo aotm1nsui alp 01 09110U ldtuoad 04 HMIS JO/410110g `ssoi JO 1U0A0 all ui •00413d ssoi iRUopippu uU su 10/1/118 00gu2110111 su Japuari aumu Huts pug asnup a2u5uotu pJUpuuls u apnpui huts Aoiiod gons quado1d 0141 'Jo uopOfhlsap Jo `01 03Utuup Joj `Japual ,Cq paambai asiMJatlo TOU `ageJanoo aou1Jnsui 3O tuJO; /Cue sumlgo Jamouog •saopou i1Maua1 pug stuniumad pied jo sldiaoaa U Japuari of ant2 ,ipdtuoad hugs Jamo1JOg `saatnbai Japua-i j .,salgogpuao i1Maua1 pu13 saiOHod agl ping 01 1t !1 0111 anut hugs Japual °aaiiUd ssoi inuopipp13 1113 SE Jo/ptm 002E2110W su Japuai atu13u Hugs pug `asnnio affu2uom paepuUls 13 apnput hugs 'sapiiod gons anoadd13sip 01 111 !1 s,Japua-i o1 2Oafgns aq Hugs sapiiod tons jo si13MauaJ pin iapua'i ,Cq pai nbai saioiiod aounansui •luatu1Cud 3uilsanbai JaMOaaog 01 Japuari tuna; aoilou uodn 'lsaaalU! bons trim `aigU/(Ud aq Hugs pu13 luatuasangsip 3o amp all tuoa3 alga aloN 0111 In lsaaalut nag hugs slummy asaty •luatutulsui'lianoas sup paanoas Jam0JJOg 30 lgap iuuopipp1 atuooaq tints S uopoas sup Japan Japuari ,Cq pasangsip slunotuu jfud pauiulgo anet pinoo JaMOZtog 113141 aou1Jnsur jo lsoo am paaoxa &pueogiu2is 1112nU pauiulgo os a213J0n03 0ou13Jnsui 011 30 1soo 0141 lull sa2paiMOU)ion JaMOJJOg •2Oaja 111 Aisnoinaad S13M uutl 021JOAO3 lanai 10 Ja1E i apinoad 1i5iut pun /Cumuli JO paez11 `ISU Aug 1SUmg13 `Auadoid ag13o slualuoo am Jo `A110d0Jd 0111 Ui /Clinba s,JaMOJJog `JaAOaaog 2Oal0Jd lou uplui Jo 11121111 lnq `JapuaJ JOAO° hugs aEuJano0 tens `aaojaaau •021300110 30 111111 -U Jo ad/C1 "mound /iuu as13t0Jnd 01 uoi1m 1 qo ou Japan si Japua'i °asuadxa s,JaMOJJOg pug uopdo s,Japuari 1n `a2UJano0 a0u13Jnsui uiulgo hut Japual `anoqu pagiaosap sa213Jano0 all 30 /Tug mum= o1 si?u3 Jamo1JOg 3I °Jamo1JOg /Cc' uopoafgo 1113 tuou3 2upinsa1 Uoilnuntualap auoz p00 )Cu133o Maina1 0111 t1IM uopoauuo0 111 JJOUaBy luatua213u13JA Soua5Jatug i13Japad 0111 iiq pasodtui saaj Jiuu 30 1Uatuked 0111 Joj aigisuodsaa aq osi13 hugs JaMOJJOg •uope0ijiva0 10 uopEUiuualap tons 10ajjn 1t$itu ,iignuosnat t0i11M Jn000 sa2uet0 JUHtuis JO s2uidduuta1 atop pea sa2JU110 luanbasgns pue sa0!AJas uopn0Urua0 pug uollnuituJalap auoz pooh Joj 02111140 atop -auo E (q) Jo :S00t1J0S 2uppr i pun uoil1OIJi1Ja0 `uopuuiuualap auoz poor Joj 02111140 atuil -auo n (e) :lamp `tmo-i sup gum uot1001UOO II! ',f13d o1 JamoJJOg aiinbai /Cum Japua-i liquuosgaaun past0Jaxa aq lou Hugs 111211 101gM `00iolo s,JaMOJJOg anoaddesip o1 1112!1 s,Japua-i of loafgns JaMOJJOH uasoto aq ij13ts a)uuansui aril 2uipino.d JaUJUO aoU13Jnsui ati •unol 0141 3o anal all 2uunp a8uet0 Imo sa0ualuas 2utpaoaid aril 01 ltmnsand salinbal Japuari 113tim •saainbai Japua-i 113111 spoipad 0141 Joj pug (slam' aigrfonpap 8uipnpui) slunotu1 0141 ui paumlui13tu aq hugs aOU1Jnsui sign •a0UUJnsui saainbai aapua-i 1Oi1M Joj `spoon pun salnnbt rua '01 paltturi lou lnq '2uipnpui sp1UZU1 Jatilo dtm pun „`021310110 papualxa„ tuaa1 alp uigltM papnpui spJUZU1 'a11J ,Cq ssoi 1sui12g paansut ivado1d 0141 uo paloaa0 Japua1ag Jo 2UIISix0 Mou sluatuanoadtui a111 daaA Hugs JaMOUOa •aautunsui £liado°1d •S •uno-i sigl 1111M uoiloauuo0 ui JapUari pasn a0!AJas 2uilJOdal Jo/pu13 uopuouuan x131 alnlsa ivai 13 Joj 02113140 amp-auo 13 /Cud 01 J0MO110g a1mbal .i13w Japua' i uop0as sill ut 0nog13 1uo3 las suop013 0141 Jo aJOtu Jo 0110 0)1111 J0 uati 0111 'Jst1135 Trots JaMOaaog `uani2 si a0pou 113141 goimM uo amp alp jo siCup pi uigl1M °11011 08'72; G the excess, if any, paid to Borrower. Such insurance proceeds shall be applied in the order provided for in Section 2. If Borrower abandons the Property, Lender may file, negotiate and settle any available insurance claim and related matters. If Borrower does not respond within 30 days to a notice from Lender that the insurance carrier has offered to settle a claim, then Lender may negotiate and settle the claim. The 30 -day period will begin when the notice is given. In either event, or if Lender acquires the Property under Section 22 or otherwise, Borrower hereby assigns to Lender (a) Borrower's rights to any insurance proceeds in an amount not to exceed the amounts unpaid under the Note or this Security Instrument, and (b) any other of Borrower's rights (other than the right to any refund of unearned premiums paid by Borrower) under all insurance policies covering the Property, insofar as such rights are applicable to the coverage of the Property. Lender may use the insurance proceeds either to repair or restore the Property or to pay amounts unpaid under the Note or this Security Instrument, whether or not then due. 6. Occupancy. Borrower shall occupy, establish, and use the Property as Borrower's principal residence within 60 days after the execution of this Security Instrument and shall continue to occupy the Property as Borrower's principal residence for at least one year after the date of occupancy, unless Lender otherwise agrees in writing, which consent shall not be unreasonably withheld, or unless extenuating circumstances exist which are beyond Borrower's control. 7. Preservation, Maintenance and Protection of the Property; Inspections. Borrower shall not destroy, damage or impair the Property, allow the Property to deteriorate or commit waste on the Property. Whether or not Borrower is residing in the Property, Borrower shall maintain the Property in order to prevent the Property from deteriorating or decreasing in value due to its condition. Unless it is determined pursuant to Section 5 that repair or restoration is not economically feasible, Borrower shall promptly repair the Property if damaged to avoid further deterioration or damage. If insurance or condemnation proceeds are paid in connection with damage to, or the taking of, the Property, Borrower shall be responsible for repairing or restoring the Property only if Lender has released proceeds for such purposes. Lender may disburse proceeds for the repairs and restoration in a single payment or in a series of progress payments as the work is completed. If the insurance or condemnation proceeds are not sufficient to repair or restore the Property, Borrower is not relieved of Borrower's obligation for the completion of such repair or restoration. Lender or its agent may make reasonable entries upon and inspections of the Property. If it has reasonable cause, Lender may inspect the interior of the improvements on the Property. Lender shall give Borrower notice at the time of or prior to such an interior inspection specifying such reasonable cause. 8. Borrower's Loan Application. Borrower shall be in default if, during the Loan application process, Borrower or any persons or entities acting at the direction of Borrower or with Borrower's knowledge or consent gave materially false, misleading, or inaccurate information or statements to Lender (or failed to provide Lender with material information) in connection with the Loan. Material representations include, but are not limited to, representations concerning Borrower's occupancy of the Property as Borrower's principal residence. 9. Protection of Lender's Interest in the Property and Rights Under this Security Instrument. If (a) Borrower fails to perform the covenants and agreements contained in this Security Instrument, (b) there is a legal proceeding that might significantly affect Lender's interest in the Property and /or rights under this Security Instrument (such as a proceeding in bankruptcy, probate, for condemnation or forfeiture, for enforcement of a lien which may attain priority over this Security Instrument or to enforce laws or regulations), or (c) Borrower has abandoned the Property, then Lender may do and pay for whatever is reasonable or appropriate to protect Lender's interest in the Property and rights under this Security Instrument, including protecting and /or assessing the value of the Property, and securing and /or repairing the Property. Lender's actions can include, but are not limited to: (a) paying any sums secured by a lien which has priority over this Security Instrument; (b) appearing in court; and (c) paying reasonable 1096192709 6(WY) (000s) Initials: Page 7 of 15 Form 3051 1/01 J 1.011 LS0E W101 9) iO 8 °Bed :slegiui (9000) (AM)g- •punpai Sue oa aaMOlaog a111;ua 10U II1nt Sagl pun °aaunansul aSeSIaojAl ao; aMO got aaMo.uog Iunouie aq; aseaaaut loU IIIM sluamaaa2e guns •uso7 aqI jo stuaal aaq ;o Sue ao 'aautunsul a2e3;aojAl aoj /Cud of paaage set aaAOaaog inti siunotue agi pane iou III t sluaUUaaa;IB tans Auy (n) :Tat and „•3ouulnsuta1 antid8a„ pauual uago st luatua3ue.uz aqi `iaznsut am of ptsd suunnuaid am Jo antis E 1Oj a &uzgaxa ix! )Isu s,lalnsut am Jo amp S zapuai Jo aistlt,JJE us 11141 saptno1d matu00z28 tans 3I •sassol gUtanpal 10 `)Isu s,lalnsut a2s2uouI aqi gUTAJMOIU JO Wuprgs 10j a2uE4exa ut `aeu8lnsul 3282uoml 1o; sivauikzd s,1amonog jo uotuod s (ss pazpaleslsge aq ig2Itu zo) wag uncap imp slunotui (Apoanput 10 Slioanp) anjaaa1 Amu `2utoSazoj a pjo Sur 3o alunu38 Pius 10 `Aitiva 191)10 Sur `zalnsutal Cur `iaznsut lagiouu `aioNj am ;o iassgaznd Sus `1apua l `sluatuaaAs asatp jo ilnsai 8 sy (sumttuaid aouEinsul aS8Suoyil tuou3 pautsigo spun] apnlout Firm gatgm) aigsltsns ansg Arta zainsut 0282uot u aqi 1sg1 sputt3 Jo aaznos Pius 2utsn siu3tuSrd avtu o11A1nsut 3$E2uout aqi altnba1 ,isur sivauiaaas asaui, •slu3tuaaa8 asagi of (sound 1o) Surd zatiio am pus lamsut ags3uotu agi of iiioioEjspss azE isgi suotitpuoo pus suuai uo a.s sivatuaa1as asagi •sassol aonpaz z0 `)Isu ztagi Atp= z0 amp 18941 sound 19110 g1tM siumuaOaE 01119 za1ua Sulu pus 'amp 01 011111 tIO13 90103 ut Oou8msut goes l[E uo }lsiz Isioi 1!941 ai8nlsna mum! aRstruoiAl •0ou81nsul a83uoiri am 01 Surd E iou st 1amo11og •paa1h s8 usoi am iced= iou saop zamozzog J! 111011! Arm it sassol ut8u00 103 (alobl alp sas8golnd 1841 Si fur zo) zapuo' saszngtutai aausznsul a58auoyil •aloN aqi ut paptnold 3181 aqi 1E 1so.alut Ssd 01 U0118Stig0 s,10M011og s1aa33 OI uopeas sup u! &utgioM •M8Z algsotlddy Act paztnbaz st uotl8utuual ItiUn To IIOt18Utaual gaits 103 2Utptn9zd lapua' pus zamofog uaamiaq luauuaala8 ualitIM Cu ,e gitm 00118pH:oa8 ut spua aeu8Tns1I 0585110N Jo3 ivauiannbaz s,1Apuarl ltiun `anlasal ssol algspun3O1 -uou 8 apinold 01 10 `100jJ0 ut aausmsul a2E2uoyil u 81u!mU of pannbaz stuntuzazd o41 Ard IIEgs 1aMO110g `aou8lnsuI a rSuoIN 1o3 suunnuald agi pzsmol sivamArd palBu3tsap ,fJ01818das a318tu of pannbaz SEM 1AM01IOg pus u8OZ aqi Sut)lstu 3o 110ptpa00 8 sr aausznsui ASESuoyil pannbal zapuarl 3I •aOU8lnsul o ioysl 1o3 stunttuazd agi p18Moi sivauuArd paisu8tsap Alais1sdas sannbaz lapua- pus `pautsigo st `algEJIEns sauiooaq uJEg8 Tapual Jig palaalas zaznsut uE iiq poptno1d (sannbaz lapua7 rip pouad agi 1o3 pus iunouzs am up 3gE1anoo aouEZnsul aS82uoinl 3T s1UAtuiiEd anaasai ssol annbaz za2uol ou use lapuai •antasaz ssol Hans uo s2unusa To ISOIOitn Aug zamofog AEd 01 paltnb3l aq l0U 1184s zapua'I pus `iin3 ut ppld ,ila1EUUpin st 11801 am 1841 1oE3 am 2utpuEisllitMiou `algEpunJal -uou aq pegs OAIOSOI SSOI gees •aouElnsul 02E2110N 3o nag ut anzasaz ssol algspunjaz -uou E s8 sluaugud asagi 11181az pus asn `idaaas 1I!M zapua1 •109339 u! 0g 01 p0S830 3 EZanoe aouEmsut am uagm anp ATOM 1841 sluatuArd palsu2tsap jilal81Edas am 3o 111110111E agi zapua1 of SEd 01 anUJIUoa IIE4s 1amolzog `algEltEnE 1011 st affElanoo aauEZnsul a2821.101Q luajEntnba iil1Etiu8lsgns 3l 1opuo' Sq pOiealas 1aznsut 03E2uotu 018tua118 us tuo13 `103jj0 Ut ,ilsn0tnald aouEZnsul a2ESuoyf1 am 30 1OMO11og 01 lsOO 011 01 ivaJEntnba AIlstlu8lsgns lsOO 8 18 `139339 ut iilsnOtnald aauEZnsul a2E511oyQ am 01 1uaIEntnba Allet1u81sgns 3aElanoo ut81go 01 paltnbal stunttuald agi iiEd IIEgs IOMOZZOg `aau8znsul a2E2u0yAl 103 suuntt uaid a41 p1EMOI sluaUU&Ed palEU2tsap iilaiE18das algal 01 pannb3l SEM 10M011og puE aauRznsut dons paptnozd iilsnotn3Td 18941 Ja111sui 3gE2uoUU Atli Luo13 algEltEns aq Oi sasEaa 13pua-I Aq pannbaz 3gE13noo aouEZnsul 3$E2uoytl agi 'unseal Cur 103 `31 •10033a ut aau81nsul 0 82110N aqi 111811118111 of p01tnb31 stuntuuazd alp AEd hugs 13mo11og `11801 am gut)lEtu 3o uotitpuoa 8 sE aauEZnsul agE4toyAI pannbai zapuarl 3I •aaUnansUI aSnaaaoyx '0I •2ut11M ut 102191 am of s0aas lapua ssalun 051am iou IIEgs app Oa3 alp pus Plogass31 am `AuadO1d am 01 anti aaJ sa1tnbo8 13MO1TOg 3I •0s831 alp JO sUOISTAOId 341 118 glum ,ilduzoo 1184s 1OMO11og `plogasEal 8 uo st luatutuisul Iiiunoas sup 3I •ivatwi8d 2upsanbaz 13M0110g uuou3 3011011 uodn `isazalut 4ons gitm `algmiiEd aq pugs puE 1Uatuasingstp 3o a18p am uuou3 3181 010N am 18 isa1Olut nag hugs siunoUUS asatIZ •luauntusul ,iitmeas sup Act pa1ne3s zaMOZlog 3o )gap lEUOtlippE atuoaaq j1894s 6 uopoas sup 13pun Japua1 pasingstp sumo= Auy •6 uotiaas st411Apun pazt1o41n8 suotl08 11 10 Sus Sut3181 iou zo3 Sitjtgetl 011 smut zapual 1811 p3a128 st 1I •05 op 01 uotiEStlgo 10 S1np Pius iapun lou st pu8 os op 01 an8q iou saop 13pu3'l `6 u0tie3s sup lapun u0po8 3)181 Amu lapuaq 4Wnog11y •33 110 pau1nl satltitln 91184 pub `suotitpuoo sn013 UEp 10 SUOt1EIOIA 0p03 139410 10 2 utpitnq 018ultutla `sadtd tu013 TaIEM turn) `smopu!M pug stoop do p1Eoq 10 aOEldaz `s)Iaol 3 UE4a `sltsdal oval 01 Su3dold 0941 $uuaiva `01 palling 1011 st inq `sapnlout 'ivadold alp SUtlnoas •5utpaaoozd Soldnzalu8q 8 ut uotltsod pa1no3s sit Sutpnleut luaultuisuLATnaas sup zapun 51142u z0 /pu8 iivadozd Atli Ut 1501aiut sit 103101d 01 saa3 ,siiatuo118 U8723E J6 (b) Any such agreements will not affect the rights Borrower has if any with respect to the Mortgage Insurance under the Homeowners Protection Act of 1998 or any other law. These rights may include the right to receive certain disclosures, to request and obtain cancellation of the Mortgage Insurance, to have the Mortgage Insurance terminated automatically, and /or to receive a refund of any Mortgage Insurance premiums that were unearned at the time of such cancellation or termination. 11. Assignment of Miscellaneous Proceeds; Forfeiture. All Miscellaneous Proceeds are hereby assigned to and shall be paid to Lender. If the Property is damaged, such Miscellaneous Proceeds shall be applied to restoration or repair of the Property, if the restoration or repair is economically feasible and Lender's security is not lessened. During such repair and restoration period, Lender shall have the right to hold such Miscellaneous Proceeds until Lender has had an opportunity to inspect such Property to ensure the work has been completed to Lender's satisfaction, provided that such inspection shall be undertaken promptly. Lender may pay for the repairs and restoration in a single disbursement or in a series of progress payments as, the work is completed. Unless an agreement is made in writing or Applicable Law requires interest to be paid on such Miscellaneous Proceeds, Lender shall not be required to pay Borrower any interest or earnings on such Miscellaneous Proceeds. If the restoration or repair is not economically feasible or Lender's security would be lessened, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower. Such Miscellaneous Proceeds shall be applied in the order provided for in Section 2. In the event of a total taking, destruction, or loss in value of the Property, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument, whether or not then due, with the excess, if any, paid to Borrower. In the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of the Property immediately before the partial taking, destruction, or loss in value is equal to or greater than the amount of the sums secured by this Security Instrument immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise agree in writing, the sums secured by this Security Instrument shall be reduced by the amount of the Miscellaneous Proceeds multiplied by the following fraction: (a) the total amount of the sums secured immediately before the partial taking, destruction, or loss in value divided by (b) the fair market value of the Property immediately before the partial taking, destruction, or loss in value. Any balance shall be paid to Borrower. In the event of a partial taking, destruction, or loss in value of the Property in which the fair market value of the Property immediately before the partial taking, destruction, or loss in value is less than the amount of the sums secured immediately before the partial taking, destruction, or loss in value, unless Borrower and Lender otherwise agree in writing, the Miscellaneous Proceeds shall be applied to the sums secured by this Security Instrument whether or not the sums are then due. If the Property is abandoned by Borrower, or if, after notice by Lender to Borrower that the Opposing Party (as defined in the next sentence) offers to make an award to settle a claim for damages, Borrower fails to respond to Lender within 30 days after the date the notice is given, Lender is authorized to collect and apply the Miscellaneous Proceeds either to restoration or repair of the Property or to the sums secured by this Security Instrument, whether or not then due. "Opposing Party" means the third party that owes Borrower Miscellaneous Proceeds or the party against whom Borrower has a right of action in regard to Miscellaneous Proceeds. Borrower shall be in default if any action or proceeding, whether civil or criminal, is begun that, in Lender's judgment, could result in forfeiture of the Property or other material impairment of Lender's interest in the Property or rights under this Security Instrument. Borrower can cure such a default and, if acceleration has occurred, reinstate as provided in Section 19, by causing the action or proceeding to be dismissed with a ruling that, in Lender's judgment, precludes forfeiture of the Property or other material impairment of Lender's interest in the Property or rights under this Security Instrument. The proceeds of any award or claim for damages that are attributable to the impairment of Lender's interest in the Property are hereby assigned and shall be paid to Lender. All Miscellaneous Proceeds that are not applied to restoration or repair of the Property shall be applied in the order provided for in Section 2. 1096192709 4 -6(WY) 10005) Initials: Page 9 of 15 Form 3051 1/01 9 ZZSO LO /L L90E WJOd 91. to 0 e8e moo) (AM)9- luatutulsul Alunoas sup lapun luatuaambal Sutpuodsanoo 0141 A3stl11s Item 1uatualtnba1 mz-I aigRogddd 0141 `mmZ atggotiddy .iapun paltnbal oste s1 luau tulsul ,Clpnoas sup sq pagnba1 aotlou Niue 3l •lapua-1 sq pantaaat Ammar 'pun aapua -1 01 llama wag aneg o; paulaap aq lou Begs luatunllsui Alpnoas sup gltm uotloauuoo 111 aotlou Auy •aamonog of aotlou Act ssaapp11 10141011n pa1EuStsap sm1 lapua-i ssalun utalat palms ssalppu s,lapuo -I of Itmtu sseio 15113 sq 11 Summit sq 10 1t Supanttap sq uantg aq Mugs lapuarl of aotlou Suy •a up 0110 Aue In luatutulsul Alpnoas sup iapun ssaappm aotlou paleug auo Aluo aq A r m anti, •a.mpaooid pagtoads 111141 qualm ssalppm jo a2uego 11 nodal Auto 'Tugs lamonog uagl `ssalpp11 jo aSuega s,lamo11og Supaodat 1o3 alnpaooad g sa13tpads aapuaq 3l •ssaapp113o agungo s,lamonog jo Japuyi ,i3Tou 'itldtuoad IIm14s lamonog •Japua-1 01 aotlou Aq ssaippe aotlou alnitpgns g palmuS1sap seg lamoalog ssaiun ssaippy Alladold a141 aq Ilm14s ssalpp11 aotlou atJ •astmlaglo saimbal AIssaldxa Awl alg11ottddy ssatun saamonog iHe 01 aotlou alnitlsuoo Timis aamonog auo Aun 0l 00110N •sumatu 1ag10 ,iq loos 31 ssalppe aapou s of patanilap Amman 1101M 10 Ii11m ss11t0 15113 ,iq paTtmut ua14m 10M011og 01 uanTS uaaq 0A q of patuaap aq gulls Iua11malsul'ilunoaS sup 141111 uotloauuo0 ut aamonog 01 aotlou AuV •Iuppm ui aq knot luaunulsul iilpn0aS sup 41tm uotloauuo) 111 lapua-1 so 10MO110g sq uanl2 500 IId sa'tl 0 N •ST •a21rnplono ions jo lno ;3utsta11 annq 11451111 1OAO110g 11op00 JO 11$11 ifu13o zantum m aInitlsuoo TT1m 1am011og 01 1uau1'i1d 1paztp sq sputa puma' ions Au113o aout:lda00m s,a9m0110g •(aloN ail lapun ao3 paptnoad s1 aS1mt0 luaut/Cmd01d n 1011 so 1at404m) ai1ng0 luatuAndaid Niue lnoglim luautAndaid Imt1JBd m sn palnall aq 1itm uop0npal a141 Igdioupd sa0npat puma.' 11 3l •aamonog of luatufed palm m Supplu Sq 10 a1oN ail lapun pamo Iedtoupd 0141 Sut0npaa sq puma! sup 0x11111 01 0500140 £gut aapua' •aamonog 01 papunjal aq, Iltm sltmtt pallitulad papaa0xa 14ot14m aamonog u1o13 paloalto0 Apnaate sums fun (q) pun :mull palltutaad ail 02 a1n140 ail a0npat of Aiessa00u lunotun a141 Sq pa)npal aq Itn14s a;1gg0 umol lions Jfue (g) mom `slttutt pa111tuaad ail paa0xa treorl ail 141tm uo1l0atzuo0 ut pal0atloo aq 01.ao pal0attoo saffam140 u11ot 1x1410 10 lsalalul 0141 111141 os p01a1dhalut Sitreui3 st mml 111 pun `sal11140 u1ot tunugx11tu slas 140Igm Mgl n 01 loafgns st umo-1 ag13I •mmZ atggoqddy Aq 10 luaunulsul ,i1pn00S sup iq p old iCtssaidxo oat: 11141 saa3 05111 'T0 lot iigu1 aapua' •aa3'Tans jo ;3utaanga ail uo uotltgtgold g sg panalsuo0 aq 1ou ti1114s IOMOnog 01 aa3 ot 110;111140 0l luatunllsul 1ilun0as sup ut 'ilpoglne ssaidxa 30 00uasgm 0141 `saa3 1a1410 Iium o1 p1nga1 ul •saa3 uopgntnA pun uotloadsut Alaadold `saa3 ,sJCau1o11n `02 palttatl lot lnq `Su1Pnlmu1 luatunaIsul ,ilun0aS sup lapun s114gp put; iClaadold atll ut lsatalU1 s,lapual Sup0atoJd jo asodlnd ail 103 ltnm3ap s,lamonog 141111 1101100111100 111 paupo31ad sa0tnlas 003 S003 aamonog 0 1gg0 Cum lapua1 •saSinga unori •bJ •lapua-1 3o su; tss11 pun saossa00ns 0141 ujouaq pun (OZ uOPOaS ut papinold se idaoxa) putq Tln4 111autn1lsul Altanoas sup 3o s1uatua0a11 pun slumuano0 014,1, •Iutlpm tit as11aTa1 ions of saa1211 lapua-1 ssatan luatutulsUI iC1pnOaS si141 lapun Altjlg11tt pun suopuSttgo s,lamonog tuo13 pasnat°1 aq loo hugs aamonog •luatunalsul 2!1f0aS sup lapun slt pun sup.' s,lamonog 3o JIn ut111g0 Ilegs `lapuai sq panoldd11 st pun `Sutltlm ui ;uatunalsul Alt1n00s sup iopun suopnSggo s,aamonog satunss11 ogm 10M0110g 30 1sa101ul ui lossa00ns ire `lit u0110aS 30 suotstnold ail 01 loafgns •luasuoo s,10uSIs -00 x141 lnompt. aloN ail JO 1Uatutulsul Alpn00S sup 3o stunt a141 01 pinSa1 141tm suotlmpotutuo00m iiu11 axnut 10 1gag1o3 `1 Jtpotu `puma o1 0aam 11110 10MO11Og 10410 Niue pug 1apu0Z 111141 5001 n (0) pun :luatunalsul Alun0aS sup sq paanoas sums am And of pain2gg0 Ajjnuoslad lot s1 (q) :luaumalsul 1ilun0aS sup jo stuaal 0141 lapun Aladold 011 ut 150101111 s,10uSis -o0 oil iianuo0 pun urea `a$11$laout 01 Aluo luatunalsul Iilun0as s1141 SutuSTs -00 s1 (g) „1auSis -o0„ m) aloN 0141 aln0axa loo saop ing luaunutsul Alpnoas s1141 suS!s -o0 o14m lamonog Iiu11 `Janamog 11110Aas pun lutof aq 1 Tgs 1 ltltgt:tt pun suotl11Sttgo s,lamonog 111141 saaa11 pun slu1uano0 1amo11og •punog sultssy pug saossa00ns fsaauSis -oD :Amgen Igaanas pug ;utot •ET •iipatua1101142p Stun 3o 051010x0 a141 apnloaad 10 301antnm n aq loU Hulls `anp 'tam luno1111 0141 1111141 ssai suinome 111 10 aam0n0g 301salalul ut saoss000US 10 sa1111ua `suosiad p1141 wog sluauged 30 00tt111da0011 s `uopmltultl 1no141tm `SuipnJOU! ,Cpatual JO 114211 SUE Suts101axa 111 lapuarl Sq a0u11amag1o3 Auy •aamonog 3O 150101111 111 sloss Aug 1010M0110g 111u!S!10 0141 sq ap11U1 pugtuap diu113o uoseaa ,ig luauttulsul fClunOaS sup sq patinas stuns ail 3o uotlnzpaot1111 'i3tpout astm1a1410 10 luatug11d 103 atoll puma 01 asn301 01 ao lamonog 30 lsalalul ut lossa0ons Cue lsut11S11 sSutpaaooad 0011011111100 01 paltnbai aq loo 1te14s 10pu07 •l0m01.101 30 1S01011I1 ut slossa00US ICue JO I0MOIJOH 30 Altltgmtl 0141 aseat01 01 a1111ado loo Hells l0m011011 30 lsalalul ut lossa00nS Jin11 10 lamonog of lapua-1 Aq paulta luatutmsul iilpn0aS st141,Cq poinoas sums a1413o uotl11zt11otu11 3o uot111013ipou1 10 1110111 11d 103 011111 a141 3o uotsualxg •aant1M g ;oN aapua' ig a0ugagaga03 fpasgalag loN aaM0aa011 •ZI 08 7235E 16. Governing Law; Severability; Rules of Construction. This Security Instrument shall be governed by federal law and the law of the jurisdiction in which the Property is located. All rights and obligations contained in this Security Instrument are subject to any requirements and limitations of Applicable Law. Applicable Law might explicitly or implicitly allow the parties to agree by contract or it might be silent, but such silence shall not be construed as a prohibition against agreement by contract. In the event that any provision or clause of this Security Instrument or the Note conflicts with Applicable Law, such conflict shall not affect other provisions of this Security .Instrument or the Note which can be given effect without the conflicting provision. As used in this Security Instrument: (a) words of the masculine gender shall mean and include corresponding neuter words or words of the feminine gender; (b) words in the singular shall mean and include the plural and vice versa; and (c) the word "may" gives sole discretion without any obligation to take any action. 17. Borrower's Copy. Borrower shall be given one copy of the Note and of this Security Instrument. 18. Transfer of the Property or a Beneficial Interest in Borrower. As used in this Section 18, "Interest in the Property" means any legal or beneficial interest in the Property, including, but not limited to, those beneficial interests transferred in a bond for deed, contract for deed, installment sales contract or escrow agreement, the intent of which is the transfer of title by Borrower at a future date to a purchaser. If all or any part of the Property or any Interest in the Property is sold or transferred (or if Borrower is not a natural person and a beneficial interest in Borrower is sold or transferred) without Lender's prior written consent, Lender may require immediate payment in full of all sums secured by this Security Instrument. However, this option shall not be exercised by Lender if such exercise is prohibited by Applicable Law. If Lender exercises this option, Lender shall give Borrower notice of acceleration. The notice shall provide a period of not less than 30 days from the date the notice is given in accordance with Section 15 within which Borrower must pay all sums secured by this Security Instrument. If Borrower fails to pay these sums prior to the expiration of this period, Lender may invoke any remedies permitted by this Security Instrument without further notice or demand on Borrower. 19. Borrower's Right to Reinstate After Acceleration. If Borrower meets certain conditions, Borrower shall have the right to have enforcement of this Security Instrument discontinued at any time prior to the earliest of: (a) five days before sale of the Property pursuant to any power of sale contained in this Security Instrument; (b) such other period as Applicable Law might specify for the termination of Borrower's right to reinstate; or (c) entry of a judgment enforcing this Security Instrument. Those conditions are that Borrower: (a) pays Lender all sums which then would be due under this Security Instrument and the Note as if no acceleration had occurred; (b) cures any default of any other covenants or agreements;' (c) pays all expenses incurred in enforcing this Security Instrument, including, but not limited to, reasonable attorneys' fees, property inspection and valuation fees, and other fees incurred for the purpose of protecting Lender's interest in the Property and rights under this Security Instrument; and (d) takes such action as Lender may reasonably require to assure that Lender's interest in the Property and rights under this Security Instrument, and Borrower's obligation to pay the sums secured by this Security Instrument, shall continue unchanged. Lender may require that Borrower pay such reinstatement sums and expenses in one or more of the following forms, as selected by Lender: (a) cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn upon an institution whose deposits are insured by a federal agency, instrumentality or entity; or (d) Electronic Funds Transfer. Upon reinstatement by Borrower, this Security Instrument and obligations secured hereby shall remain fully effective as if no acceleration had occurred. However, this right to reinstate shall not apply in the case of acceleration under Section 18. 20. Sale of Note; Change of Loan Servicer; Notice of Grievance. The Note or a partial interest in the Note (together with this Security Instrument) can be sold one or more times without prior notice to Borrower. A sale might result in a change in the entity (known as the "Loan Servicer that collects Periodic Payments due under the Note and this Security Instrument and performs other mortgage loan servicing obligations under the Note, this Security Instrument, and Applicable Law. There also might be one or more changes of the Loan Servicer unrelated to a sale of the Note. If there is a change of the Loan Servicer, Borrower will be given written notice of the change which will state the name and address of the new Loan Servicer, the address to which payments should be made and any other information RESPA 1096192709 CA-6(WY) (0005) Page 11 of 15 Initials: Form 3051 1 /01 L0 /L LSOE LL�oJ •dnueajD ieluatuuortnug tie zoJ lapuaq uo uotlegggo Niue algal° hugs uiazaq guigloN Me-I ieluauzuozinug 141IM aauUpzoaae ui suoil°u ietpatuaz £i ssaoau ii wig) Andtuozd hugs zaMOZZOg `ktussaoau si Auadozd alp gupoajje aouulsgns snopzezeg SUE jo uoiluipatuaz zag10 z0 ienotuaz 1 UE 111 alentzd Aue JO `iilizoglne Azoleingaz 10 1e1uattiuzanO2 Niue iiq pagtlou st zo 'sumo' 1OM011011 31 quadozd °11130 amen 0141 gloom Ajaszanpe q°tgM aouelsgns snopzezeg jo asuaiaz JO asn `a°uasazd am iq pasne0 uoilipuoa Aug (a) pug `a°uelsgns snopzezeg ,itre jo aseaiaz jo maim zo aseaiaz `agzegostp `gupivai `gut 1fue `ol palituq 1ou lug gutpni°ui `uopipuOJ ieluauzuozinug Niue (q) `agpaTMOU)i prim seq zaMozzog q°igM Jo Mgl ieluatuuozinug zo a°uulsgns snopzezeg /cue pug filmdom am guinionut /cued alenud JO Souagg boleingaz 10 1e1uatutuaA0 ,cue Act uoil°u zaglo 10 1tnsMUi `ptretuap `tutei° `uonugilsanui Jfue (e) JO 0911OU U011UM zapua-1 anig Aildtuozd hugs zaMouog •(si°npozd zautnsuo0 ui saouelsgns snoprezuq `ol pawn!' lou TN `gutpnipui) ,ivadozd 0141 jo a0ueualuretu of pug sasn ieiluaptsaz ietuzou of aluud0zdde aq o1 paz!Ugoaaz iiiiezauag ale 111141 sa0ue1sgns snopzgzuH jo sainluenb iietus jo Auadozd 0141 uo aguzols zo `asn `aouasazd 0141 of ,iidde iou hugs sa0ualuas oMl guipaaazd aril •Auadozd alp Jo anion at 1 sl°aJ3g Apszanpe legs uoilipuoa a saleaz° `a°uelsgns snopzezBH jo aseaiaz z0 `asn 'a0uasazd °11101 anp `gOtgM (a) zo `uotl?puoJ ieluatuuortnug tre salga1° g0nim (q) 'Me'I ieluautu0ztnug Niue JO U011 IOtn ui si 1 111 1 1 (E) Xuadozd aql gunaaJ3e gutgl1ue `op 01 asia auoIfue Moue sou `op 1ou Tugs zaMOZZOg •Auadozd am in JO 110 `sa3ue1sg11s snoprezeg Aug aseaiaz of ual11azgl JO `saaueisgns snopzezeH Niue Jo aseaiaz 10 `aguzols `iesodsip `asn `aouasazd 0141 nupad JO asne° lou Tugs z3MO11O11 •dnueaia ieluatuuozinug tre zaggul as1MZaglo 10 `01 aingizluo0 `asnu° ue0 111141 u01lipuo0 g stream „uotlipuo3 leluatuuortnug„ ug (p) puu :MRZ ieluatuuoznnug ui pau!Jap se `uoIOE ienotuaz 10 `uoil °u ieipautaz `uotlou asuodsaz Pius sapni°ui „dnueaID ieluatuuortnug„ (o) :uoi1°alozd ieluatuu0ztnua 10 /claps `gieaq o1 aleiaz Imp pale001 si suadozd am azagM uoiloipsunf ag13o &Aui pug sMgi iezapaJ sueatu „MUZ ieluatuuozinug„ (q) :sieualeui annPeoipez pug `apAgapiumioj zo solsagse guiuiuluo0 sieualeut `sluanios ai1eion `sapiaigzaq pug sapi°psad °ixol `slonpozd uznaiozlad 0!x01 JO aigetutueij 1°1110 `auasozal `autiosug :sa°uglsgns guimonoJ am pug Mug ieluatuuortnug ,iq sals1M JO `sluelniiod 'saouelsgns snopzuzeq JO 31x01 se paugap saOUeisgns mom an „sa°uelsgns snopzuzeg„ (e) :iz uoilaas slip ui pasn sd •sa °us ;sgns snopiuzeH •1Z '0Z uoil3as stgl ;o suoisi■ozd u0il0e anil0azz00 ay 01 iiliunlzoddo pug aZil0u 0141 XJsiles of patuaap aq hugs 81 u0i10as o1 luensznd zaM0z1013 of UOAl2 U0ilez31000e JO a3tlou am pug ZZ u0t10as o1 itrensznd zamozzog Ol uanig azn0 0l ,Cliunlzodd0 pug uoil11zaia00e 3o a°ilou atii •gdezgezed spy Jo sasodznd zo3 aigeuoseaz aq o1 pautaap aq u1M pouad awn 11141 `uaaiel aq tie0 uotl3e uieua0 azojaq asdeia 1st1Ut 40t11M pouad awn 11 sapIAOld Me'I aiggoiiddd 3I •uoil0e anuoazzo0 alul 01 aoilou 110ns 30 $uintg aq1 zaije pouad aigeuoseaz a 0lazaq rilzud zagl0 0141 papzojJ1 pug Teazq pagaun guns jo (Si uop °as jo sluatuannbaz am ti1tM aauuiiduto0 ut uanig aailou pus gIIM) ,Cued zaglo aql pagilou 51114 zapua' 10 zamozzog g0ns ulun luatunzlsui dltzn0as sigl 'Jo uoseaz panto S1np /foe 10 `Jo uoisinozd Niue pag0uazq sgq Cued zag10 0141 min sagafe 111141 zo luatunzlsul iilu110as stgl 0 1 luensznd suoil011 s,,iued zag10 am wog sasue 1eti1 (ssui° a Jo zaqutaut 0141 zo 1u11811ii i11npinipui ug zaglta se) uoil011 iei °ipnf Aug 02 pautof aq 10 'up!' `00uatuttio0 A e tu zapua -I zou IOMOJIOg z011110N •zasegoznd awl 0141 Aq papinozd asiMZaglo ssaiun zasegaznd aloN 014 patunsse loo ale pug za0inzas u10'l IOSS00011S a 01 pazzaJsuezl aq 10 za0inzas ueo-i am 141MM uietuaz uiM zamozzog o1 suoil11gtigo gui3inzas u101 ageglz0Ut 0141 `aloN am Jo zas11goznd 0141 u11141 1°1410 za0inzas ugo-I paotnzas st ueo' 0141 za1Jeazagl pug Nos st aloN ag13i •guiDin.ias jo zaJstrezl 3o a0ilou a q2!M uoil0auuo0 ui sazinbaz s ir :sIepiuI 9ST 4.80 9 l ,tO Z L eBed (9000) (AM)9-CD NON UNIFORM COVENANTS. Borrower and Lender further covenant and agree as follows: 22. Acceleration; Remedies. Lender shall give notice to Borrower prior to acceleration following Borrower's breach of any covenant or agreement in this Security Instrument (but not prior to acceleration under Section 18 unless Applicable Law provides otherwise). The notice shall specify: (a) the default; (b) the action required to cure the default; (c) a date, not less than 30 days from the date the notice is given to Borrower, by which the default must be cured; and (d) that failure to cure the default on or before the date specified in the notice may result in acceleration of the sums secured by this Security Instrument and sale of the Property. The notice shall further inform Borrower of the right to reinstate after acceleration and the right to bring a court action to assert the non existence of a default or any other defense of Borrower to acceleration and sale. If the default is not cured on or before the date specified in the notice, Lender at its option may require immediate payment in full of all sums secured by this Security Instrument without further demand and may invoke the power of sale and any other remedies permitted by Applicable Law. Lender shall be entitled to collect all expenses incurred in pursuing the remedies provided in this Section 22, including, but not limited to, reasonable attorneys' fees and costs of title evidence. If Lender invokes the power of sale, Lender shall give notice of intent to foreclose to Borrower and to the person in possession of the Property, if different, in accordance with Applicable Law. Lender shall give notice of the sale to Borrower in the manner provided in Section 15. Lender shall publish the notice of sale, and the Property shall be sold in the manner prescribed by Applicable Law. Lender or its designee may purchase the Property at any sale. The proceeds of the sale shall be applied in the following order: (a) to all expenses of the sale, including, but not limited to, reasonable attorneys' fees; (b) to all sums secured by this Security Instrument; and (c) any excess to the person or persons legally entitled to it. 23. Release. Upon payment of all sums secured by this Security Instrument, Lender shall release this Security Instrument. Borrower shall pay any recordation costs. Lender may charge Borrower a fee for releasing this Security Instrument, but only if the fee is paid to a third party for services rendered and the charging of the fee is permitted under Applicable Law. 24. Waivers. Borrower releases and waives all rights under and by virtue of the homestead exemption laws of Wyoming. 1096192709 61WY) (0005) 08'723jt Initials: 2 Page 13 of 15 Form 3051 1/01 LO /L LqO£ WWOd .1 M0110g- ]aMO.I.[Og- (igas) (ms) 1aMO11og- (W 1aMO110g- 10M011Og- (igas) (was) 1aMO11og- (igos) Jamouog- (ieos) fie 1xe9 ufi LOAB •fit uli■ papzooai pue 1amouog palnoaxa iapi21 Iue ui pug 1uauzna1sui A1i1noaS stuff ui muumuu swum/too pug suual alp of saaae pue sldaoae iamouog `MO'Igg ONIINOIS Jig 9 B l 4l aged 1aMO.Liog- (lgaS) (9000) (AM)9-CD :sassauTM STATE OF County ss: Ccv f ✓2 Ca S t The foregoing instrument was acknowledged before me this by Evelyn Baxley My Commission Expires: `It 1096192709 -6(WY) (0005) 2 0 Z, Notary 23= 0kl fAaAcIA Zoo1, BRIAN D. LO Z1�N0 COMM. #1181526 NOTARY PUBLIIC GALIFORNIAp CONTRA COSTA COUNTY 1 it CUMM. EXP. APRIL 27, 2 D Initials: Page 15 of 15 Form 3051 1/01 11 1 1 10 /1 068E WJod Ai 11 :slelilul L6ZL SIN»Od 3DVD1HOIN di NA IL 1.001 1:199£112) Z to L aged 60LZ6l9601 IN3INf1lIlSNI IN28OIINfl Dew elppai j /eew aluue j AI!wed 916u!S H3011:1 MOH 0N003S 31b�1sInnvv aurog puooas s, .10mo1.1og su 4pado .1d ag13o Aouedn000 s, .10mo.1.1o11 8ulu.1aouoo suoueluasa .1dar `01 pallun! lou are inq `apnput suolpumasa .1da.1 igt.1alej •uuoZ ag1 tigm uolloauuoo ui (uopuuuojut leualeur rp!m rapua' apinozd o1 palte3 .1o) .1apual o1 sluaurawis .10 uolleuuoJut alu .1nooeul .10 `Butpeaislur `asle3 IIlel. 3ne8 luasuo3 .10 a8paimoux s glrm .10 .1amouog 3o uopoanp alp 1e 8ulloe satltlua .10 suos .1ad /fire .10 zamouog `ss03o .1d uotleolldde uuor am 8uunp `3t 1lnnjap u] act hugs .1amouog •uol ;eo!Iddy uuo7 manno.uog •g •Alzadoid aql Jo asn .10 Aouedn000 am nano to .1luoo ,fue uos.zad rag10 Xuu .10 =II luaura8eueur a anl8 io Alzado .1d am lua.1 of ramp .1amo.1.1og sa .1tnba.1 1eg1 luauraa .1gt' .10 iood ieluai iiue 01 .10 luaura8uurru dpis.raumo pa.1egs .1amo .10 2ut.1egsaurll Niue o1 A1.radord ag1 loafgns iou !lugs puu `sarutl Tie le luaurAO fua pue asn antsnioxa s, .1amo.1 .1og .103 alggltenv 41.1ado .1d alp dog)! !Tugs .1amo1.1og •auroq pumas s, .1amo.1.1og se iil.1ado .1d ogl `asn ,iluo hurls pue `iidn000 !Tugs .1am0110g •,fauudnaaO '9 ag1 /iq paouldar a .1e puu palapp 31e luaunuosuI Dili rloaS aq1 Jo 8 Pug 9 suojloaS imp aar8u pue luguanoo lagurr .1apua-! pug .1am0 .1 .1og `luaurn.1lsui !ilpnoaS 0111 ut apuur sluamaa .18u pue sIuguanOO ag1 01 uotltppe ui [ssaippy Auadoid] LZI£8 AM 'mama TQ Egli tZ :lg paWoo! S! golgm „&luado OM) luaum.1lsui X1unoaS aq1 ut paquosap Al.1ado .1d am Butpanoo pug alep arm ag1 30 .1apual„ am) uorlu.rodrop a2r21J0J uuptquew amp 01 aloN s, .1amo.1.1og a .1noas o1 (pau8ts .1apun suos .1ad 010nr .10 auo a .1e 0.10111 .raglagm „zamozrog„ am) pau8ls .1apun am iCq uanI2 alep auras 0111 jo („luarun.1lsui iCginoaS„ 0111) paaU ,ilptroaS .10 `1srr.1Z Jo paaU `a8u8110JA 0111 luauralddns puu puaure o1 pauraap aq Ilggs pug olu! palgrodaooul sI pue TOOZ gamin! 3 P Pz£Z SIg1 ain't"' SI alAIOH QNOOgS SIH.L 2oaRI LYAIOH UNOa1S (Seal) Borrower 1096192709 -365R (001 1) Borrower Page 2 of 2 Evelyn Baxley G BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this Second Home Rider. rp' (Seal) Borrower (Seal) (Seal) Borrower (Seal) (Seal) Borrower Borrower (Seat) (Seal) Borrower Borrower Form 3890 1/01 11 1 11 1 1 1 1 1 11 L 6ZL 1Z9(008) S1A11:10d 3DVO IIOW dwn (8000) HL 3 ,�rt alell!ul E }o L eOed 1.011 09LE wand IN31Nf1HISNI INHOEINfl 0e1A1 eipperd /oevg eluued Apwed eleu!S H3aIH and 31V1SI11f11N 6OLZ6I960t •sluaumoosa tuanutsuoD aT1 01 luEns'nd pasodtul sluautssasse pug sanp jig `anp uagnn `iced Spduioid Timis 1amo1'og •uotlg1z 0SS l slaum0 aT1jo suotlminSal 10 gain' 101410 10 smut -,iq Aug (m) pug :uonEToossd siaump 0111 SOW= gotgm luaumoop luaigntnba Aug 10 luaumulsut Isn't `uotlg1od'oout Jo saptuu (TT) :uoTimpasa (t) 0141 a1E „sluautmOOQ 1uanlpsuo3„ au,i, 'sIuaumooU 1uanitlsuo3 g,Qnd aT1 'spun suou tigo s,1amouog jo jIu uuojiad Hells 1amo1'og •suot ;EStlgo arm 'v :smoiToj sm aa1Sm pug luguanoo lagunj iopual pug 1amouog luatunusui ,'tunas amt UT apum sluaumaai a pug sluguan0O am of uoptppg uI *sitsivmaAODQ.(ld •1sa1a1ut s,'amo"og jo spaaoold pug sluouaq `sasn am pug „uoggpossd slaum0„ amt) sand amt 3o satlt.ITOe3 pug SRAM uounuo3 aml 2utgeUeut'O Sutumo Attlua lualuntnba'o uotlmTOOSSU s1aumoautoti amt uT 1sa1a1ut s,10MO110g sapniout ogre Suadoid a14L „Qnd„ am) [tuawdoianaa lion pauUEid 3o atuEN] 40ue1i Xe L LeA -APIS SR umouDj luautdoranap stun pauueid g jo umd g sT Auadold auy „uongrepasa„ amt) y aLnpayos paae;1e aaS tit pagtuosap sm `sat1TITOej pug sua1E uoututoo utguao pug spared Tons 1agTo 141tm 1aT1aSo1 `$utrramp u Tltnn panoldun pumT jo Tamed E `01 palnu!T 1ou st Inq `sapnput Auado1d a a [ssaippv i(1iadoid] LZt£8 AM auSegl JO e4 LV bZ :ii pawooT pug tuaumllsui 'iljlnoas og1 ut paquosap Auadold am uT1anoo pug algp auras aTt jo Japual„ ag1) uo0.2Jodao0 a6e6;,aow ue41.equew asego 01 al0N S,1am011og a1nOas of „'amo'1og„ am) pau2tslapun aT1 Aq uanT2 'algp auras amt 30 („luaum'1suJ iiltlnOas„ am) paaQ 1ttlnoas 10 `1Stuy jo paac `a$gguoysi am luauraiddns pug puaume o1 pauraap aq Titus pug olut palmlod'oOUt Si pug IOOZ t.a,a2W Jo limp p,1£Z stmt Opgut st ?I 1URI .LNIdNIdO'IdAgsa sadM■INVid SIH.L IIHQRI INHI[[dO'IHAEQ IIN l QENNV Id 0872 a,►0 B. Property Insurance. So long as the Owners Association maintains, with a generally accepted insurance carrier, a "master" or "blanket" policy insuring the Property which is satisfactory to Lender and which provides insurance coverage in the amounts (including deductible levels), for the periods, and against loss by fire, hazards included within the term "extended coverage," and any other hazards, including, but not limited to, earthquakes and floods, for which Lender requires insurance, then: (i) Lender waives the provision in Section 3 for the Periodic Payment to Lender of the yearly premium installments for property insurance on the Property; and (ii) Borrower's obligation under Section 5 to maintain property insurance coverage on the Property is deemed satisfied to the extent that the required coverage is provided by the Owners Association policy. What Lender requires as a condition of this waiver can change during the term of the loan. Borrower shall give Lender prompt notice of any lapse in required property insurance coverage provided by the master or blanket policy. In the event of a distribution of property insurance proceeds in lieu of restoration or repair following a loss to the Property, or to common areas and facilities of the PUD, any proceeds payable to Borrower are hereby assigned and shall be paid to Lender. Lender shall apply the proceeds to the sums secured by the Security Instrument, whether or not then due, with the excess, if any, paid to Borrower. C. Public Liability Insurance. Borrower shall take such actions as may be reasonable to insure that the Owners Association maintains a public liability insurance policy acceptable in form, amount, and extent of coverage to Lender. D. Condemnation. The proceeds of any award or claim for damages, direct or consequential, payable to Borrower in connection with any condemnation or other taking of all or any part of the Property or the common areas and facilities of the PUD, or for any conveyance in lieu of condemnation, are hereby assigned and shall be paid to Lender. Such proceeds shall be applied by Lender to the sums secured by the Security Instrument as provided in Section 11. E. Lender's Prior Consent. Borrower shall not, except after notice to Lender and with Lender's prior written consent, either partition or subdivide the Property or consent to: (i) the abandonment or termination pf the PUD, except for abandonment or termination required by law in the case of substantial destruction by fire or other casualty or in the case of a taking by condemnation or eminent domain; (ii) any amendment to any provision of the "Constituent Documents" if the provision is for the express benefit of Lender; (iii) termination of professional management and assumption of self- management of the Owners Association; or (iv) any action which would have the effect of rendering the public liability insurance coverage maintained by the Owners Association unacceptable to Lender. F. Remedies. If Borrower does not pay PUD dues and assessments when due, then Lender may pay them. Any amounts disbursed by Lender under this paragraph F shall become additional debt of Borrower secured by the Security Instrument. Unless Borrower and Lender agree to other terms of payment, these amounts shall bear interest from the date of disbursement at the Note rate and shall be payable, with interest, upon notice from Lender to Borrower requesting payment. (Z-7R (0008) Initials: Page 2 of 3 Form 3150 1/01 LO /L OGLE uuoj E 40 E aced 1aMO11Og- (iean) (F as) .iamo.uoa- (ms) la (was) lamouog- (was) fie vee ufi Lan3, 1aM011Og- laMO11og- (i laMOilog- (MS) IaMO.LIOg- (ivas) (sow HAD 60L36I960I •zapi� Ufld stgl III paumuoo suoisinoid puz suual alp o1 saai& puu sldaooe zamonog `MO"Iga ONIAIDIS AEI 1096192709 B/C ESCROW /IMPOUND PAYMENT RIDER BC- 6735.LT (4/97) ESCROW /IMPOUND PAYMENT RIDER THIS ESCROW /IMPOUND PAYMENT RIDER is made this 23rd day of March, 2001 and is incorporated into and shall be deemed to amend and supplement the Mortgage, Deed of Trust or Security Deed (the "Security Instrument of the same date given by the undersigned (the "Borrower to secure Borrower's Note to Chase Manhattan Mortgage Corporation (the "Lender of the same date and covering the Property described in the Security Instrument. ESCROW /IMPOUND PAYMENTS (A) Subject to the requirements stated in paragraph (B) below, Borrower will not be required to make monthly escrow /impound payments to Lender for taxes and insurance. (B) Borrower must pay immediately when due all real estate taxes, assessments, water frontage charges and other similar charges, sewer rents, and hazard or property insurance and flood insurance (if any) covering the Property. Within 30 days after Borrower renews any insurance coverage, Borrower shall send a copy of the insurance declaration page(s) and a copy of the paid receipt(s) to Lender's Insurance Department. Within five days of receipt of a written request from Lender, Borrower shall furnish Lender with original receipts or other evidence satisfactory to Chase showing payment of insurance premiums, taxes, assessments, water frontage charges and other charges. If Borrower does not pay the insurance premium, taxes, assessments, water frontage charges and other similar charges immediately when due, Lender may, but is not obligated to, obtain insurance coverage for Borrower or pay the taxes (and any penalties) and any other charges and Borrower must reimburse Lender immediately. Lender may then require Borrower to make escrow /impound payments in accordance with the terms of the Security Instrument. BY SIGNING BELOW, Borrower accepts and agrees to the terms and provisions contained in this Rider. Y (Seal) �l .G C C� y (Seal) Borrower E velyn Baxte G Borrower (Seal) (Seal) Borrower Borrower :smollo} se eai6e pue lueuanoo Jay :Jnj Japuaq pue .)amoaios luawnnlsul Aunoas ay. ul apew sluawaaa6e pue sWueuanoo ay1 uo!J)ppe ul 'SINVN3A00 ivN011laav 'Abed 1sf1W a3MOH 1O9 3H1 31Va INniNixv1N 3H1 aNY 31N11 3N0 ANV IV 3DNVH3 NVO 31bt!1 1S3H31N1 SAI3MOf11308 3H1 1Nl01NV 3H1 SLIM 310N 3H1 '1N31NAVd A1HINOIN 3Hl GNV 31V1i 1S3H31NI 3H1 NI S3DNVHO 8 0d DNIMO11V SNOISIAOHd SNIVINOO 310N 3H1 LZ L£e AM 'auAeyl 'Jo tiZ paleool pue luawnnsul Aiunoes ayf. ul pagpsap Aliadojd aye 6upanoo pue alep awes an jo nosier MaN 3to smel aye Japun 6uRs!xa pue paz!ue6Jo uol }eJodaoo e „Japuai„ aya.) uolmodJo0 96e6EJolj ueneyuelj °sego o� „KoN„ a4.) aloN aleH algelsnfpy s,JamoJaos aanoas o. „JamoJJog„ aq.) pau6isiapun age Aq u°nl6 amp ewes agg to „luawnnsui AilJnoas„ aq.) paaa AjlanoaS Jo .snag to pea 'a6e61.Joj age luawalddns pue puawe pawaap aq Heys pue owl paleiodioou) sl pue L00Z 'yoaeW Aep 1 s!q apew sI °Bald 31V11 3ievisn av SIHl (ssQJppy AUadad) (sde0 elm xapui min) a3a18 3J VH 3iavisnrav (00 /Z saoeldei) jo l abed (1,0/1.0) 11'££L9 08 83018 v* v 80811 3ivisirmvj 6OLZ6L960L A. INTEREST RATE AND MONTHLY PAYMENT CHANGES The Note provides for an initial interest rate of 8.775 MULTISTATE LIBOR ARM RIDER BC- 6733.LT (01/01) Page 2 of 3 (replaces 2/00) 1096192709 The Note provides for changes in the interest rate and the monthly payments, as follows: 4. INTEREST RATE AND MONTHLY PAYMENT CHANGES (A) Change Dates The interest rate I will pay may change on the first day of April, 2003 and on that day every 6th month thereafter. Each date on which my interest rate could change is called "Change Date." (B) The Index Beginning with the first Change Date, my interest rate will be based on an Index. The "Index" is the average of interbank offered rates for six month U.S. dollar- denominated deposits in the London market "LIBOR as published in The Wall Street Journal. The most recent Index figure available as of the date 45 days before each Change Date is called the "Current Index." If the Index is no longer available, the Note Holder will choose a new index which is based upon comparable information. The Note Holder will give me notice of this choice. (C) Calculation of Changes Before each Change Date, the Note Holder will calculate my new interest rate by adding Five 875/1000 percentage points 5.875 to the Current Index. The Note Holder will then round the result of this addition to the nearest one- eighth of one percentage point (0.125 Subject to the limits stated in Section 4(D) below, this rounded amount will be my new interest rate .until the next Change Date. The Note Holder will then determine the amount of the monthly payment that would be sufficient to repay the unpaid principal that I am expected to owe at the Change Date in full on the maturity date at my new interest rate in substantially equal payments. The result of this calculation will be the new amount of my monthly payment. (D) Limits on Interest Rate Changes The interest rate I am required to pay at the first Change Date will not be greater than 11.775 or less than 8.775 Thereafter, my interest rate will never be increased or decreased on any single Change Date Jo 1 MOAlOg- (I aaMOUOg- (MS) 9 •Japia elea alget.sn(py sly ul paulmoo sI.ueuanoo pue swiel ow. saaa6e pue st.daooe J0MOJJ08 'M0138 ONINDIS AEI •eoia.ou alb 6u!pJe6ei anal Aew I uoltsanb Aue Jannsue Minn 014M uosied e �o Jogwnu auotidaiel pue aRR alt osle pue ow uanl6 eq o. noel Aq paiinbei uola.ew.1o}ul epnloul non aoRou all •a6ueyo Aue }o amp and ;oa }a alt oiopq I.uawAed AIgtuow Aw }o tunowe aye pue KBJ lsoiKul Aw ul se6uego Aue }o 00la.ou a aw of flew Jo JenHop IIIM JaploH KoN all sa6ue43 }o aolioN (d) •ule6e sa6uego tuewAed AIgtuow Aw }o }unowe alit pun Kea a6uey0 ow. Jo t }e luewAed Amuow ay} uo 6uluul6aq luawAed /muow Mau Aw }o I.unowe ay} Aed IIInn I Kea a6ueyo wee uo anp.oa} }a awooaq non Key lsoiat.ul nnau ALA) sa6ueyo }o Kea an14 (3) SLL•8 uega. Jowl eq Janau Illnn pue SLL'SI ueyo. iaeai6 aq Janau Illnn Kea i.soialul AW •sgt.uow xls 6ulpeo0Jd aye Jo; 6u!Aed uoaq anal 1 }seJelul }o ai.eJ alb w0J} (%9. 1) sWulod a6elueoied }ley e pue euo uelt OJOW Aq 60x619601: Ifaixeg uIiiang 7 (00 /Z se3eldaa) c E abed (1.0/L0) ITEEL9 08 1:13alli Wr l`t/ Uoen iLvIslI1nvu JaMOAJOg- i MOi.1Og- (IeaS) SCHEDULE A r Lot 63 of the Star Valley Ranch Plat 16, Lincoln County, Wyoming as described on the official plat thereof.