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HomeMy WebLinkAbout872215NW 'pno10 S "QuI 'swensAS s4e ,fueg 9661® 9ULZ0000000Z0000000000000099L061413AE /AM .BoBNow BuiwoAM 3113AnD AFRl31 •Japual Aq Bu!wM u! paleu!waal. uaaq aney sluawaaJ6e 6uiAIJapun IIe pue slgaa paJnoaS aye pun pa1 }a u! u!ewaJ II!M luawnJLsul AllmonS s!yl •(A4Jadoid se paJJalaJ Ile) paq!JOSap Ieaa ay; to }Jed aq awq Aue Le Jo 'MOU Aew sluawaoeldaJ pue 'nuawanoadw! pue 6uRs!xa He pue )loo }s Ja1.9M pue sayoi!p 'sllaM 's146!J ue!Jed!J pue Jam& He '51.0!J se6 pue Ho 'slyBp leaau!w 'sameAoa 'saoueuaaJndde 's}uawasea He yo!M 'aweBol 'CZ LE8 6u!woAM "391:1V8V1 '17L£ X08 90 HOW 2Id irg 1'}1008 9N11110.0 .8383011q>1 a 3N I. 3NNVV3P 9G =IV 0,3 1f 10 )1W313 ,tiNtlt)J tri001411 (13111333 N100N11 u! paleool s! Avadoad ayl °)11:1310 AINl00 N100N11 dO SC180031d 3H1 dO 000Z '9Z AVW 031Id L60998 'ON 1Vld "DNIWOAM 'AUNl00 N100N11 '3D1:IV8V1 dO NMOI 3H1 01 NO1110OV ON003S NVWV3A 3H1 dO L 101 Z 13 8Vd •N1:1310 A.Nl00 N100N11 3H1 dO S0>d0031:1 3H1 dO 6661. '8 11380,13AON 03114 E8tZ98 'ON lVld 'DNIWOAM 'AINl00 N100N11 '3D1IV8V1 dO NMOI 3H1 01 NOl1IOOV NVWV3A 3H1 dO 5 ONV t' 8101 L 130HVd :Apadoad pagposap Bu!MOHo4 ay. 'ales j.o JaMOd aya. qT!M 'Japual slueJJeM pue sa6e61Jow 'sAanuoo 'su!eBJeq 'siueJB JoBeStioIN 'TuawnJlsul Altanoa5 sm. Japun aouewaop d s,Jo6e6 io1pi pue si.gaa pamoaS ay; amoas o1 pue 'paBpaIMOUiloe s! yo!gM Aoue!o!}1.ns pue i.d!aoaJ ay.1 'uo!Feaap!suoo algenlen pue pooB Jod '3ONVA3AN00 L E L Leg Bu!woAM 'Aau!d 6!8 anuany ppn8 Ott' eo!Jawy 10 safe g pa1!u f aye Jo sMel aye Japun BuRs!xe pue pez!ue6J0 NNV8 1VNOIIVN 1SEIld AIINf1WW00 :1:130N31 EZ LE8 Bu!woAM '39l1V8V1 tLE X08 Od 3113Af9 3I1V1VN EZ LE8 6u!woAM '3E V8V1 t'LE X08 3113Al9 A111:131 :1d0W/91E10W :aJe sassaJppe J!ay. pue saRJed aq1 LOU '8 yoJelry s! (1.uawn4sul "4!JnoaS) a6e6(JOVJ sm. to aTep ONV 31V0 3DVJ.Laow elea Bu!pJOOa13 Jod awl s!yl anogy aoed9 i eL$ 087=15 2. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time will not exceed $62,847.94. This limitation of amount does not include interest and other fees and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under the terms of this Security Instrument to protect Lender's security and to perform any of the covenants contained in this Security Instrument. 3. SECURED DEBTS. This Security Instrument will secure the following Secured Debts: A. Specific Debts. The following debts and all extensions, renewals, refinancings, modifications and replacements. A promissory note, No. 7143121, dated March 8, 2001, from Mortgagor to Lender, and a loan amount of $62,847.94 with an interest rate of 9.5 percent per year maturing on March 8, 2006. B. Sums Advanced. All sums advanced and expenses incurred by Lender under the terms of this Security Instrument. 4. PAYMENTS. Mortgagor agrees that all payments under the Secured Debts will be paid when due and in accordance with the terms of the Secured Debts and this Security Instrument. 5. PRIOR SECURITY INTERESTS. With regard to any other mortgage, deed of trust, security agreement or other lien document that created a prior security interest or encumbrance on the Property, Mortgagor agrees: A. To make all payments when due and to perform or comply with all covenants. B. To promptly deliver to Lender any notices that Mortgagor receives from the holder. C. Not to allow any modification or extension of, nor to request any future advances under any note or agreement secured by the lien document without Lender's prior written consent. 6. CLAIMS AGAINST TITLE. Mortgagor will pay all taxes, assessments, liens, encumbrances, lease payments, ground rents, utilities, and other charges relating to the Property when due. Lender may require Mortgagor to provide to Lender copies of all notices that such amounts are due and the receipts evidencing Mortgagor's payment. Mortgagor will defend title to the Property against any claims that would impair the lien of this Security Instrument. Mortgagor agrees to assign to Lender, as requested by Lender, any rights, claims or defenses Mortgagor may have against parties who supply labor or materials to maintain or improve the Property. 7. DUE ON SALE. Lender may, at its option, declare the entire balance of the Secured Debts to be immediately due and payable upon the creation of, or contract for the creation of, a transfer or sale of the Property. This right is subject to the restrictions imposed by federal law governing the preemption of state due -on -sale laws, as applicable. 8. WARRANTIES AND REPRESENTATIONS. Mortgagor has the right and authority to enter into this Security Instrument. The execution and delivery of this Security Instrument will not violate any agreement governing Mortgagor or to which Mortgagor is a party. 9. PROPERTY CONDITION, ALTERATIONS AND INSPECTION. Mortgagor will keep the Property in good condition and make all repairs that are reasonably necessary. Mortgagor will not commit or allow any waste, impairment, or deterioration of the Property. Mortgagor will keep the Property free of noxious weeds and grasses. Mortgagor agrees that the nature of the occupancy and use will not substantially change without Lender's prior written consent. Mortgagor will not permit any change in any license, restrictive covenant or easement without Lender's prior written consent. Mortgagor will notify Lender of all demands, proceedings, claims, and actions against Mortgagor, and of any Toss or damage to the Property. Lender or Lender's agents may, at Lender's option, enter the Property at any reasonable time for the purpose of inspecting the Property. Lender will give Mortgagor notice at the time of or before an inspection specifying a reasonable purpose for the inspection. Any inspection of the Property will be entirely for Lender's benefit and Mortgagor will in no way rely on Lender's inspection. 10. AUTHORITY TO PERFORM. If Mortgagor fails to perform any duty or any of the covenants contained in this Security Instrument, Lender may, without notice, perform or cause them to be performed. Mortgagor appoints Lender as attorney in fact to sign Mortgagor's name or pay any amount necessary for performance. Lender's right to perform for Mortgagor will not create an obligation to perform, and Lender's failure to perform will not preclude Lender from exercising any of Lender's other rights under the law or this Security Instrument. If any construction on the Property is discontinued or not carried on in a reasonable manner, Lender may take all steps necessary to protect Lender's security interest in the Property, including completion of the construction. TERRY GUYETTE Wyoming Mortgage WY/ 3VER490766000000000000002000000021n6 ©1996 Bankers Systems, Inc., St. Cloud, MN 207 E aBe s1e111u lJ 8 ou NIN 'P "ouI •swaisAs sieNue8 96610 9u1Z0000000Z0000000000000099L06483AB /AM e6e8po1M BuIwoAM 3113An'J Auan line }ap s,Jo6e61JoIN uo algeilene tag Aew leyl spun }aa JO s1l }auaq aoueJnsu1 lie pue Aue io} w!elo a aNew Aew Japuaq •slgap pampas ayl iapun 6u!Mo aOUeleq ay1 0; pappe aq Aew pue anp Alalelpawwl aq limn }legaq s,Jo6e61ioIN uo paouenpe slunowe Auy •A1.iado1d ow. Has o1 JaMod ay1 'uolleliwll lnoy ;Inn '6ulpnpul 'slgap pampas ayl 01 6ulule }Jad Jo Bulouapina luawnilsul Aue Li! 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All remedies are distinct, cumulative and not exclusive, and the Lender is entitled to all remedies provided at law or equity, whether or not expressly set forth. The acceptance by Lender of any sum in payment or partial payment on the Secured Debts after the balance is due or is accelerated or after foreclosure proceedings are filed will not constitute a waiver of Lender's right to require complete cure of any existing default. By choosing any one or more of these remedies Lender does not give up Lender's right to use any other remedy. Lender does not waive a default if Lender chooses not to use a remedy. By electing not to use any remedy, Lender does not waive Lender's right to later consider the event a default and to use any remedies if the default continues or happens again. 14. COLLECTION EXPENSES AND ATTORNEYS' FEES. On or after Default, to the extent permitted by law, Mortgagor agrees to pay all expenses of collection, enforcement or protection of Lender's rights and remedies under this Security Instrument. Mortgagor agrees to pay expenses for Lender to inspect and preserve the Property and for any recordation costs of releasing the Property from this Security Instrument. Expenses include, but are not limited to, reasonable attorneys' fees after default and referral to an attorney not a salaried employee of the Lender. These expenses are due and payable immediately. If not paid immediately, these expenses will bear interest from the date of payment until paid in full at the highest interest rate in effect as provided for in the terms of the Secured Debts. To the extent permitted by the United States Bankruptcy Code, Mortgagor agrees to pay the reasonable attorneys' fees Lender incurs to collect the Secured Debts as awarded by any court exercising jurisdiction under the Bankruptcy Code. 15. ENVIRONMENTAL LAWS AND HAZARDOUS SUBSTANCES. As used in this section, (1) Environmental Law means, without limitation, the Comprehensive Environmental Response, Compensation and Liability Act (CERCLA), all other federal, state and local laws, regulations, ordinances, court orders, attorney general opinions or interpretive letters concerning the public health, safety, welfare, environment or a hazardous substance; and (2) Hazardous Substance means any toxic, radioactive or hazardous material, waste, pollutant or contaminant which has characteristics which render the substance dangerous or potentially dangerous to the public health, safety, welfare or environment. The term includes, without limitation, any substances defined as "hazardous material," "toxic substance," "hazardous waste," "hazardous substance," or "regulated substance" under any Environmental Law. Mortgagor represents, warrants and agrees that: A. Except as previously disclosed and acknowledged in writing to Lender, no Hazardous Substance is or will be located, stored or released on or in the Property. This restriction does not apply to small quantities of Hazardous Substances that are generally recognized to be appropriate for the normal use and maintenance of the Property. B. Except as previously disclosed and acknowledged in writing to Lender, Mortgagor and every tenant have been, are, and will remain in full compliance with any applicable Environmental Law. C. Mortgagor will immediately notify Lender if a release or threatened release of a Hazardous Substance occurs on, under or about the Property or there is a violation of any Environmental Law concerning the Property. In such an event, Mortgagor will take all necessary remedial action in accordance with any Environmental Law. D. Mortgagor will immediately notify Lender in writing as soon as Mortgagor has reason to believe there is any pending or threatened investigation, claim, or proceeding relating to the release or threatened release of any Hazardous Substance or the violation of any Environmental Law. 16. CONDEMNATION. Mortgagor will give Lender prompt notice of any pending or threatened action by private or public entities to purchase or take any or all of the Property through condemnation, eminent domain, or any other means. Mortgagor authorizes Lender to intervene in Mortgagor's name in any of the above described actions or claims. Mortgagor assigns to Lender the proceeds of any award or claim for damages connected with a condemnation or other taking of all or any part of the Property. Such proceeds will be considered payments and will be applied as provided in this Security Instrument. This assignment of proceeds is subject to the terms of any prior mortgage, deed of trust, security agreement or other lien document. 17. INSURANCE. Mortgagor agrees to keep the Property insured against the risks reasonably associated with the Property. Mortgagor will maintain this insurance in the amounts Lender requires. This insurance will last until the Property is released from this Security Instrument. Mortgagor may choose the insurance company, subject to TERRY GUYETTE Wyoming Mortgage WY/ 3VER490766000000000000002000000021n6 °1996 Bankers Systems, Inc., St. Cloud, MN Initials Pag g e6e� sieluul NW "Pfl 'IS "out •swelsAS sJe3ue8 966L0 9uLZ0000000Z0000000000000099L06171:13n6 /AM sBa6 ;!01111 Bu!woAM 3113AfO AbTl31 •aouassa a4l 40 s! awl! •Alaadoid Aue uo snlels ua!I s,lapual wn4uoo 01 pue luawnalsul Al!lnoas s!y1 Japun suo!1e6!Igo s,1oBeB.1oW aMasald pue 'anulluoo 'loaded p. 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