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c. Management Powers To enter into and take possession of any lands, tenements or hereditaments or parts thereof
belonging to me, that may become vacant or to the possession of which I may become entitled, and to maintain,
repair, improve, invest, manage, insure, rent, lease, encumber, and in any manner deal with any real or personal
property, tangible or intangible, or any interest therein, that I now own or may hereafter acquire, in my name and for
my benefit, upon such terms and conditions as my agent shall deem proper;
d. Banking Powers To make, receive and endorse checks and drafts, deposit and withdraw funds, acquire and
redeem certificates of deposit, in banks, savings and loan associations and other institutions, execute or release such
deeds of trust or other security agreements as may be necessary or proper in the exercise of the rights and powers
herein granted;
e. Motor Vehicles To apply for a Certificate of title upon, and endorse and transfer title thereto, for any
automobile, truck, pickup, van, motorcycle or other motor vehicle, and to represent in such transfer assignment that
the title to said motor vehicle is free and clear of all liens and encumbrances except those specifically set forth in
such transfer assignment;
f. Business Interests To conduct or participate in any lawful business of whatever nature for me and in my name;
execute partnership agreements and amendments thereto; incorporate, reorganize, merge, consolidate, recapitalize,
sell, liquidate or dissolve any business; elect or employ officers, directors and agents; carry out the provisions of any
agreement for the sale of any business interest or the stock therein; and exercise voting rights with respect to stock,
either in person or by proxy, and exercise stock options;
g. Tax Powers To prepare, sign and file joint or separate income tax returns or declarations of estimated tax for any
year or years, to prepare, sign and file gift tax returns with respect to gifts made by me for any year or years, to
consent to any gift and utilize any gift- splitting provision or other tax election; and to prepare, sign and file any
claims for refund of any tax;
h. Safe Deposit Boxes To have access at any time or times to any safe deposit box rented by me, wheresoever
located, and to remove all or any part of the contents thereof, and to surrender or relinquish said safe deposit box,
and any institution in which any such safe deposit box may be located shall not incur any liability to me or my estate
as a result of permitting my attorney to exercise this power.
i. Power to Make Gifts To make gifts, grants or other transfers without consideration either out right or in trust, to
consent to the splitting of gifts under Section 2513 of the Internal Revenue Code and any successor sections thereto,
and to' pay any gift tax that may arise by reason of such gift; provided, however, that my agent shall not make any
gifts constituting a future interest within the meaning of Section 2503(b) of the Internal Revenue Code and shall not
make gifts in excess of $10,000 in any calendar year to any one person unless my spouse has agreed to consent to
"gift splitting" under Section 2513 of the Internal Revenue Code and in that event such shall not exceed $20,000 in
any calendar year;
j. Funding Trusts To transfer from time to time to the Trustee or Trustees of any revocable trust agreement created
by me before or after the execution of this instrument, as to which trust I am, during my lifetime, a primary income
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