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HomeMy WebLinkAbout957309After recording, return recording information to: American Title, Inc. PO Box 641010 Omaha, NE 68164 -1010 -*VO I DI 11 60 C W SHORT FORM LINE OF CREDIT MORTGAGE RECEIVED 12/23/2010 at 3:41 PM RECEIVING 957309 BOOK: 759 PAGE: 293 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER, WY OO 3 293 [Space Above This Line For Recording Data] Reference Number: 20103217700141 Account number: 682 682 0167266 -1XXX DEFINITIONS Words used in multiple sections of this document are defined below. The Master Form Mortgage includes other defined words and rules regarding the usage of words used in this document. (A) "Security Instrument" means this document, which is dated DECEMBER 04, 2010, together with all Riders to this document. (B) "Borrower" is MARK NYQUIST AND KIM NYQUIST, HUSBAND AND WIFE. Borrower is the mortgagor under this Security Instrument. (C) "Lender" is Wells Fargo Bank, N.A.. Lender is a National Bank organized and existing under the laws of the United States of America. Lender's address is 101 North Phillips Avenue, Sioux Falls, SD 57104. Lender is the mortgagee under this Security Instrument. (D) "Debt Instrument" means the loan agreement or other credit instrument signed by Borrower and dated DECEMBER 04, 2010. The Debt Instrument states that Borrower owes Lender, or may owe Lender, an amount that may vary from time to time up to a maximum principal sum outstanding at any one time of, ONE HUNDRED THOUSAND AND 00 /100THS Dollars (U.S. $100,000.00) plus interest. Borrower has promised to pay this debt in Periodic Payments and to pay the debt in full not later than seven (7) calendar days after January 04, 2051. (E) "Property" means the property that is described below under the heading "Transfer of Rights in the Property." (F) "Loan" means all amounts owed now or hereafter under the Debt Instrument, including without limitation principal, interest, any prepayment charges, late charges and other fees and charges due under the Debt Instrument, and also all sums due under this Security Instrument, plus interest. (G) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: WYOMING -SHORT FORM OPEN -END SECURITY INSTRUMENT (page 1 of 3 pages) HCWF #4818- 6698- 6241v2 (02/21/09) 1I1011•IH M IUuN111111111II11 Documents Processed 12 -02 -2010, 15:11:51 INUA IN /A N/A Leasehold Rider Third Party Rider Other(s) [specify] N/A (H) "Master Form Mortgage" means the Master Form Line of Credit Mortgage dated August 14, 2007, and recorded on August 30, 2007 as Instrument No. 898475 Book 2294 at Page 127 137 of the Official Records in the Office of the Recorder of£ittupbel County /City, State of Wyoming. nc01rI TRANSFER OF RIGHTS IN THE PROPERTY This Security Instrument secures to Lender: (i) the repayment of the Loan, and all future advances, renewals, extensions and modifications of the Debt Instrument, including any future advances made at a time when no indebtedness is currently secured by this Security Instrument; and (ii) the performance of Borrower's covenants and agreements under this Security Instrument and the Debt Instrument. For this purpose, Borrower does hereby mortgage, grant and convey to Lender and Lender's successors and assigns, with power of sale, the following described property located in the County of [Type of Recording Jurisdiction] [Name of Recording Jurisdiction] THE FOLLOWING DESCRIBED TRACT OF LAND IN LINCOLN COUNTY, STATE OF WYOMING, TO WIT: BEGINNING AT THE SOUTHEAST CORNER OF LOT 13, ALPINE VILLAGE SUBDIVISION 1, PLAT 1, AMENDED, SECTION 18, T37N, R118W, 6TH P.M., WYOMING AND RUNNING THENCE S 59 DEGREES 22 MINUTES 51 SECONDS W, 250 FEET; THENCE N 35 DEGREES 37 MINUTES 29 SECONDS W, 196 FEET; THENCE N 48 DEGREES 58 MINUTES 42 SECONDS E, 121.46 FEET TO THE SOUTH RIGHT -OF -WAY BOUNDARY LINE OF PALISADES CIRCLE; THENCE IN AN EASTERLY DIRECTION ALONG SAID SOUTH RIGHT -OF -WAY BOUNDARY LINE OF PALISADES CIRCLE, 128.47 FEET TO THE POINT OF INTERSECTION WITH THE SOUTHWEST RIGHT -OF -WAY BOUNDARY LINE OF PALISADES DRIVE; THENCE SOUTHEASTERLY ALONG THE SOUTHWEST RIGHT -OF -WAY BOUNDARY LINE OF PALISADES DRIVE APPROXIMATELY 153.33 FEET TO THE POINT OF BEGINNING. which currently has the address of 230 PALISADES DRIVE [Street] ALPINE Wyoming 82718 [City] [Zip Code] 00029 £-nntplbel- *Lincoln "Property Address TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security Instrument. All of the foregoing is referred to in this Security Instrument as the "Property." The Property shall also include any additional property described in Section 20 of the Master Form Mortgage. BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to mortgage, grant and convey the Property and that the Property is unencumbered, except for encumbrances of record as of the execution date of this Security Instrument. Borrower warrants and will defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. MASTER FORM MORTGAGE WYOMING -SHORT FORM OPEN -END SECURITY INSTRUMENT (page 2 of 3 pages) HC WF #4818- 6698 -6241 v2 (02/21/09) 111111111111111111011111111H11111111111111111111111101 Documents Processed 12-02-2010, 15:11:51 By the execution and delivery of this Security Instrument, Borrower agrees that all of the provisions of the Master Form Mortgage are hereby incorporated in their entirety into this Security Instrument. Borrower agrees to be bound by and to perform all of the covenants and agreements in the Master Form Mortgage. A copy of the Master Form Mortgage has been provided to Borrower. BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security Instru int and in any Rider executed by Borrower and recorded with it. Borrower also acknowledges receipt of a c o y of this d hment and a copy of the Master Form Mortgage. MARK QJ Borrower For An Individual Acting In His/Her Own Right: State of 61 J 17 Y7(e 4(7/7%() Rei This instrument was acknowledged before me on 2 1 1 2.0 I l9 (date) Mark V O i s County of by (name(s) of persons). (Seal, if any) ANSHU DUTY Notary Public Minnesota My Commission Expires Jan. 31, 2012 My Commission Expire Borrower 000295 Notary Public WYOMING -SHORT FORM OPEN -END SECURITY INSTRUMENT (page 3 of 3 pages) HCW F #4818- 6698 -6241 v2 (02/21/09) 11111111111111111111111111111111111111111111 Documents Processed 12 -02 -2010, 15:11:51