Loading...
HomeMy WebLinkAbout872101(i7 Jo i a5ed) 46 /8L /LL AM D.L J WJod (LbEZ 11 NW" pno3 '3s' ou1(.cweisAs 8,014 466 L© 13Sf1 VA 80 VI-13 '0W1H3 'VWN3 80d ION) 301/0111OW ONIWOAM 00'000'9LS AO 1NflOWV 3H1 NI 100ZILI£ O31V0 310N AHOSSIWOHd Cow `saivp ifiunivut `yam Malang `siunotuv aiou `saumu stantoaioq sv ipns swan apnpup nod' anal paisa88ns st i) ntopaq map arpi Xupua.rafai uatm,l) °suotlnlrlsgns zo suouuoIJupotu `slumauaz `suotsualxa wage llu puu mop(' pagposap Nap jo aouapina zatllo .10 (s)AluuzunS `(s)loezluoo `(s)aiou £tossttuozd Iuu 3o stuzal ag1 zapun pazznouu igaQ 'v :smollol sr pauuap su „3Qaa paznoas„ tuzal aqs 'SIIOAIvAQv a'iruni QAIV J.grQ aminaas •fi luautnzlsul 'ilpnoas stgl ut pauut?luoo sluuuanoo alp 30 /Cur uuojzad of p.m /liznoas s,zapua7 1oaIOZd o1 luaumzlsul Alpnoas suu1 jo stuzal age zapun apuut saouunpu 01 Alddu lou saop uoulu1Qutil sutll `osld °luautnzlsul Allmon stgl 01 luunsznd amt.' AIPtlun salzuuo pun saa3 zaglo puu Isazalu! apnlouu lou saop' lunomu 3o uoiluluutul sugJ 00'000'91 Paaoxa. 1ou lluus amp auo /cur lu luatunzlsul Alpnoas sup .icq paznoas lunotuu Qudioupd P 1o1 aii •.LII%IPI AIOIJ.vOITIO JATINIIXv11i „Xlzadozd„ sr of pazzajaz !Tr) anoqu paquosap alulsa pa.' alp jo lzud aq `aznln3 am ut amp /cur lu 10 'mou hut imp sluautaouldaz puu `samlxg 'saznlonzls `sluautanozdtut aznlnl puu 2Qilsixa flu puu )fools zalum puu `sauolup `slu2p uupudp pug zalum flu `slgSp sub puu Ho `s118p !mum! `sailluii0z `saouuualznddu `sluautasua `s1u2p u!E alum zaula20J (0po3 dIZ) D) (ssaippy) 811£8 5uutuo,CM VN13 (Aluno3) 3NV1 HW3 81Z lu N103NI1 '30383H1 lVld 1V131310 3H1 NO 038180830 SV ONIWOAM N103NI1 'NOISIAIO8fS HIM 3Hl30 91101 :Xlzadozd pagposap 2uumoll0J aql 'alas 3o zamod ultra `zapua-I o1 slumzum pug sa$u3uout `siCanuoo `suiazuq `sluuz5 zotu;3110JA luauitulsul XlpnoaS sigl zapun aauutuz0Jzad s,.102E2lzow pu (mom pauilap) iQau paznoas age aznoas o1 puu 'paapal /ou 3pr si tp!gm 30 iiouaio1Jlns puu ldtaoaz age `uotluzaptsuoo aiquniun puu pool z0j 'IIONIdA [MA D 'Z am pug JNP INOANt 4:li13VWW3>1 7.-.11.1`) i 7,1\1 1`'1V3 ill) :DI .1 C1 y 10 >lJ310 A1NRO) t 7 `J1VI� (J3AI333u (asnul3 aouunpd amend 1 11uM) ►3DVDZ11OJJ 1 p 2 1DVd xa oilt110011 1Q1ZL8 IIIP 11! paluool Si 1ilzadozd atu Ct 191£0 01 1£8 AM "N013V L008 X08 Od 133H1S NO19NIHSVM b8£ A311VA HV1S 10 NNVB 3H1 :2IffafIII"I sluautapalmompu puu saznluu;IUs ziatll `sz02s2110IA puouluppu zod 'mQazau paluzodzooui tunpuappd pagoullu atll 01 zalaz `pavago 3I 811£8 AM'VNl3 3NV1 HW3 81Z 331M ONV ONV8SfH "NVWH3WW11f N313H ONV NVWH3WWV1 'V SI11H3 :JoovoJ >JoY1i :mom sr azu `pazunbaz It `szagtunuuoiluoidtluapt xu1 puu sassazppu zuagl `satlzud 100Z-LO-E0 st (luautnzlsul gluznoas) a2u21z0J' SNI 3o air!) aqL 'SIIIJ"2IVd QNV II.LVQ 'I eaeu 8mpaoaaj ao3 awl slay ae ogV aasds 2mmo,LAt ;o aaeaS 08721L01 ©1994 Bankero�a, Inc., St. Cloud, MN (1- 800 397 -2341) Form RE- MTG- WY 843 B. All future advances from Lender to Mortgagor or other future obligations of Mortgagor to Lender under any promissory note, contract, guaranty, or other evidence of debt executed by Mortgagor in favor of Lender executed after this Security Instrument whether or not this Security Instrument is specifically referenced. If more than one person signs this Security Instrument, each Mortgagor agrees that this Security Instrument will secure all future advances and future obligations that are given to or incurred by any one or more Mortgagor, or any one or more Mortgagor and others. All future advances and other future obligations are secured by this Security Instrument even though all or part may not yet be advanced. All future advances and other future obligations are secured as if made on the date of this Security Instrument. Nothing in this Security Instrument shall constitute a commitment to make additional or future loans or advances in any amount. Any such commitment must be agreed to in a separate writing. C. All obligations Mortgagor owes to Lender, which may later arise, to the extent not prohibited by law, including, but not limited to, liabilities for overdrafts relating to any deposit account agreement between Mortgagor and Lender. D. All additional sums advanced and expenses incurred by Lender for insuring, preserving or otherwise protecting the Property and its value and any other sums advanced and expenses incurred by Lender under the terms of this Security Instrument. This Security Instrument will not secure any other debt if Lender fails to give any required notice of the right of rescission. 5. PAYMENTS. Mortgagor agrees that all payments under the Secured Debt will be paid when due and in accordance with the terms of the Secured Debt and this Security Instrument. 6. PRIOR SECURITY INTERESTS. With regard to any other mortgage, deed of trust, security agreement or other lien document that created a prior security interest or encumbrance on the Property, Mortgagor agrees: A. To make all payments when due and to perform or comply with all covenants. B. To promptly deliver to Lender any notices that Mortgagor receives from the holder. C. Not to allow any modification or extension of, nor to request any future advances under any note or agreement secured by the lien document without Lender's prior written consent. 7. CLAIMS AGAINST TITLE. Mortgagor will pay all taxes, assessments, liens, encumbrances, lease payments, ground rents, utilities, and other charges relating to the Property when due. Lender may require Mortgagor to provide to Lender copies of all notices that such amounts are due and the receipts evidencing Mortgagor's payment. Mortgagor will defend title to the Property against any claims that would impair the lien of this Security Instrument. Mortgagor agrees to assign to Lender, as requested by Lender, any rights, claims or defenses Mortgagor may have against parties who supply labor or materials to maintain or improve the Property. 8. DUE ON SALE OR ENCUMBRANCE. Lender may, at its option, declare the entire balance of the Secured Debt to be immediately due and payable upon the creation of, or contract for the creation of, any lien, encumbrance, transfer or sale of the Property. This right is subject to the restrictions imposed by federal law (12 C.F.R. 591), as applicable. This covenant shall run with the Property and shall remain in effect until the Secured Debt is paid in full and this Security Instrument is released. 9. PROPERTY CONDITION, ALTERATIONS AND INSPECTION. Mortgagor will keep the Property in good condition and make all repairs that are reasonably necessary. Mortgagor shall not commit or allow any waste, impairment, or deterioration of the Property. Mortgagor will keep the Property free of noxious weeds and grasses. Mortgagor agrees that the nature of the occupancy and use will not substantially change without Lender's prior written consent. Mortgagor will not permit any change in any license, restrictive covenant or easement without Lender's prior written consent. Mortgagor will notify Lender of all demands, proceedings, claims and actions against Mortgagor, and of any loss or damage to the Property. Lender or Lender's agents may, at Lender's option, enter the Property at any reasonable time for the purpose of inspecting the Property. Lender shall give Mortgagor notice at the time of or before an inspection specifying a reasonable purpose for the inspection. Any inspection of the Property shall be entirely for Lender's benefit and Mortgagor will in no way rely on Lender's inspection. 10. AUTHORITY TO PERFORM. If Mortgagor fails to perform any duty or any of the covenants contained in this Security Instrument, Lender may, without notice, perform or cause them to be performed. Mortgagor appoints Lender as attorney in fact to sign Mortgagor's name or pay any amount necessary for performance. Lender's right to perform for Mortgagor shall not create an obligation to perform, and Lender's failure to perform will not preclude Lender from exercising any of Lender's other rights under the law or this Security Instrument. If any construction on the Property is discontinued or not carried on in a reasonable manner, Lender may take all steps necessary to protect Lender's security interest in the Property, including completion of the construction. 11. ASSIGNMENT OF LEASES AND RENTS. Mortgagor irrevocably grants, bargains, conveys, mortgages and warrants to Lender as additional security all the right, title and interest in and to any and all existing or future leases, subleases, and any other written or verbal agreements for the use and occupancy of any portion of the Property, including any extensions, renewals, modifications or substitutions of such agreements (all referred to as "Leases and rents, issues and profits (all referred to as "Rents Mortgagor will promptly provide Lender with true and correct copies of all existing and future Leases. Mortgagor may collect, receive, enjoy and use the Rents so long as Mortgagor is not in default under the terms of this Security Instrument Mortgagor agrees that this assignment is immediately effective between the parties to this Security Instrument. Mortgagor agrees that this assignment is effective as to third parties when Lender takes affirmative action prescribed by law, and that this assignment will remain in effect during any redemption period until 'the Secured Debt is satisfied. Mortgagor agrees that Lender may take actual possession of the property without the necessity of commencing legal action and that actual possession is deemed to occur when Lender, or its agent, notifies Mortgagor of default and demands that any tenant pay all future Rents directly to Lender. On receiving notice of default, Mortgagor will endorse and deliver to Lender any payment of Rents in Mortgagor's possession and will receive any Rents in trust for Lender and will not commingle the Rents with any other funds. Any amounts collected will be applied as provided in this Security Instrument. Mortgagor warrants that no default exists under the Leases or any applicable landlord /tenant law. Mortgagor also agrees to maintain and require any tenant to comply with the terms of the Leases and applicable law. (page 2 of 4) ((iJoEabed) 46/8'/11 AM un (L4EZ NW' Pnal3 'iS "oul'iweleA8Hetuli46i61 JO puma Jou iiegs Iediouud of spaaooid 3o uop oildde Auy •uopdo s,Japual ie `anp nom Jou 10 1a iiniAA `lgaa pamoas aril 01 10 Atadold am 3o JIedai .to uopelolsal am 02 pagddg aq Hugs spaaooid aourmsui I'g TUpIM ui paaae as!Mlatllo ssaiun •.m2r2 toj Aq AlaJeipa um aprm Jou 3T ssol jo 3ooid 031em Sem iapua' •lapual pure lauzeo aouemsut am 01 00''0U a1 1pammu an12'Iegs 1o2r2now `ssol uodn •saopou'eMaua1 pur smnimald pied jo sidpoaz "Tr lapual 01 ani8 Alalemamml Ilegs 1o2e8uow `salmbal lapual 3I spMaual pue saiot'od am pion Ol 1g511 a12 aim" Ipgs lapual •aoueansui lull jo uoileuttuial so uopg11aoueo jo zapual Apou A'algipatutut Hulls zo5r2no1A1 „•asnepo aaAgd sso'„ `alggot'ddg aaagm 'pug „asnepo aMnouz„ pirpuels g apnloui 'legs pue lapual 01 aiggldaooe aq Ilegs s'gMaual pup saioilod aouelnsut IJy luamnllsul Aitmoas SIl1 3o smzal ali o12uipl000e Suadold all m slgSt s,Japual palold of a2rJanoo urelgo `uopdo s,Japual le 'Arm lapual `anoge paquosap a2e10AOO au41 utelupm o1 slp3 1o2r2noJA 3I •piagglTM Slgruosralun aq Jou Begs lo!gm `pno1dde s,Japual 01 loafgns zo2e8lzow Sq uasolo aq Begs aouemsui alp 2ulpinozd 1ai11go aouelnsm agy •saainbai lapual Imp spopad agl 1o3 pue slunouIR all ui paut uIrm 'legs aougznsui silt' •uoulroo' pue 0dA2 sli o1 anp Atadold all 11TH palr1oosse Atgeuosga1 s)1su pue splezeg latlo pue 130141 `pooh 'al"; Sq ssol lsutae palnsut Suadold (Taal 'Tugs 1o8g$11OJA •3DNygflSMII •luatunoop uatl lallo JO maulaaJ2r Alunoas `lsnll 3o pan `aSanom loud Aug 3o stulal am 011Dafgns sT spaaoold 3o luaUmSlssr stgy luatu1ulsul Alunoas s'11 Ut paptnozd se pagdde aq 'I'M pug sluamAed paiapisuoo aq "ens spaaoold gons •Anodozd all 3o ugd Aug 10 Ip jo Wupirl 10110 so uotleumapuoo a t tM paloauUoo saemep 103 mtrpo 10 p1uMg Sur 3o spaaoold all lapual 01 su3Tssg 1o2uSliolni •smplo 10 suo!loe paquosap anoge all 3o Aug u' amen s,1o5gS110JA ul auanlani! 01 lapual sazuoglne 1ohffJ10N •sueam 1 tfl0 Aug 10 `upmop mamma `uoprumapuoo g2nozgl )(lzadold a1J jo Ile so Aue aNg1 JO asegoznd o1 sat1Tlua ollgnd so algnud Sq `uopog paualeaim 10 5utpuad Aue jo aoilou ldmold lapual amt l TM 1o5e2210 JAI 'NOI.LVNIAIWINOO 'L1 *Mel Ieluamuoainug Aug JO 11011E101A alp 10 aouelsgns snoplezeH Aue 3o amp/ paualgaltl 10 am all 01 2U!1r1a1 2uipaaoold so `tu e'o 'uoprapsanul paualeal 10 $utpuad Aug si alam anallaq o1 tosgal S 1 1o2ea21OJA sg uo05 se $u11t1M Ut lapual A3t1ou Ala2elPamun 11ggs 1o2e2ltow •Mel'eluaumo1Tnug Aue 11TH aouepi000g m 1090E T'pamal Algssaoau IIe a3le1 Begs J0 11ow 'mono UP tons III •A11ad01d all 2uiulaouoo Mel Iluamuonnug Aug jo uotle'Oin g si aiagi 10 Atadold 0111 lnogr 10 lapun 'uo sln000 aouelsgns snoplezeH a 3o asra'a1 paualralgl 10 asratal e 3 lapual SJTou S1alripamml fens 102r2110J •J •Mrl 1luatuuoltnug a'ggoTldde Aug g1TM aouggduuoo TIM u1 utemal Bells pug `air 'wag am" 'mull Anna pue 10201101/1 `lapual 01 5up!M 111 papalMOInloe pug paso'osip Alsnoinald Se 1daoxg A1ladozd at 13o aoueualuTem pug asn lemlou lug 103 aleudolddg aq o1 pazuu8oaal A" ezaua2 ale lrtll saouglsgns snoplezeH 3o sappUenb Ileuzs 02 Aidde 1011 slop uopoulsal silty •A11ado1d am ui 10 uo pasralal 10 pawls `1101 001 aq 'lTM 10 st aourlsgns snoplezeH ou `lapuarl 01 5ut1t1M Ut papa'MOtnloe pup paso'osIP Alsnoina1d sg ldaoxg •y :leg1 saalle pug siug11em `sluasaida11ogr8uow °Mgl'eluatuuonnug Aug iopun „aouelsgns snopmzgg„ 10 „a1srM snoplezet„ „`saouelsgns 01x01„ „Iepalem snop1 zgg„ se pauujap saouelsgns Aug '110p qui!' lnotl!M `sapnlout tidal agy •luaUmollnua 10 alrmtaM ',flaps 'wag oilgnd all 01 sno108urp Sllep11010d 10 snola2t ep aourlsgns 0111 lapual gonim sotlstla1orlrgo set go!tM luguimrluoo 10 luelntiod `a1srm 'peuale=I snoplezeq 10 anpoeotprl `01x01 Aug sueam aouelsgns snoplezeH (Z) pug `aouelsgns snoplezeH a 10 luauluonnua `alrjiaM `AlaJgs 'wag oggnd agl 2upuaoUoo s1a11a' ant1a1dhalm zo suotUTdo Jglaua8 Aau1o11g 'szap10 211100 `saoueulplo `suopelnSaz `sMg' pool pug ale's `plapa3 Jaglo qv pug `(•bas l a 1096 'D'S'f1 Zb `V'IDNHD) Joy Annum pug uopesuadmop 'asuodsag Ieluaultol'nug anisuagaldmoD 0141 `uo'1e1'm" inotp M `sueam Mel teluatuuolinug (t) `uopoas sim un pasn s V 'SaDMVISgfIS Sf1OCDIVZVH (INV SMV'I ivimaI%NNollIAMa '9i *amp.' gons 3o slsoo uopgplooal Aug 103 )(Ed 01 mar 1oh211ow •pasga'a1 'pun 100330 ut uiemal I1egs luaunllsul Alpnoas silt' •lapual all 3o aaAoldma paue'gs r 103 saa3 ,siatuolle apn'oui lou slop lunoule silt' *sasuadxa Ta$o' Jaglo pue 'moo 11noo `saa3 ,sAau1o11e a'gguoseal `01 palnuil lou si 1nq `apn'out Amu lunolre spgy luamnllsul Alunoas SIT lapun sompamai pue s112TJ s,Japual 2urloalold 10 8uio1oJua lujloattoo ut lapua1 Aq pallnout sasuadxa pue slsoa'Tr Aed o1 saaae 10 11 110Ji 1gaQ pamoas 01113o smlal all to paPlnold se 100330 ut algz lsazaIU! 1sa18Tl all 1e 1113 11 1 p'ed 'pun 1uawAed 01130 am) all m013 Isamu! nag 114tH sasuadxa magi, •1sa1a1ut A11moas s,Japual pug Auadold 0141 8utloalold as!M1aglo 10 2uptiasald `ffutloadsuu `2uunsui 103 lapual Aq Nunn! lunome Aue puemap uo Aed osie IIIM 10 11 1J0J4 •luamnllsul S1tlnoas sill un lueuanoo Alm satoealq 1011110J/ 3I sasuadxa s,Japual 3o IIe Aed o1 saaae 102e8110JAJ Mgt Aq pallgmold uaip ldaoxg 'SISOO AIOI.LDaTio lSdH3 iSAatsma ,LV !S,LAIVAIaAOD NO SLDNVAQV fSasNadXa 'SI •utrSg suaddrg JO sanulluoo 1! 3! ltn1Jap e Juana all laptsuoo 1a1et 01 11$1 s,Japual anpM lou slop lapual `ltn1Jap s,1o$auoJ4 uo ,(palm.' Aug Wu1stolax0 1011 At" •l'n1Jap 2utlsixa Sur 3o alno alaldmoo annbal 01 1121 s,Japual 3o 1anpA e alnlpsUoo lou Ilets 110'43 ale s$uipaaooad aln50100103 10138 10 1301e101000g si 10 anp 51 aoug'eq am za13e iqau pamoas am uo 1Uamird 1141ed 10 1uatuAed un mns Aug 3o lapual Aq aoueldaooe agy •11103 las A'ssaldxa Jou 10 J01 11011M `A1mba 10 MEI 111 papInold sa'pamal ire 01 p0I1!1110 9 10111101 041 pue `anisnloxa Jou pug an!lelmmmo `1ouilstp ale saipaulal Ily •A11ado1d am'las 01 1aMOd all 1nom!m `2Utpn'ou1 sluatunoop pl'e'a. Aug pur luamn11su1 Alunoas site No(' pamoas all 3o stulal am `Me' Aq papinold sa'pamal 011 'le 01 pap1lua aq 1pgs lapual `uomppe ul •1a13ea1ag2 ami1Aue 10 1lnejap g 3o 001101'1100 am uodn `Mel Aq pannbal 3! aot1011 $uini2 1a13g `alg1Agd pug anp A'aleipammt amooaq quip iediouud pug 1S0101ui panlooe 'sa ngo pue saa3 paaae am 3o 11ed Awe 10 'Tr `lapual 3o uoildo a11 1y .11rie30p uT 5! 1O 11 11oy l 3! Mr' Act pap'nold Jammu a ut luaum11su1 A1un0as 51141 aso'oa1o3 pug Nola pamoas all 01r10Jaooe Arm lapual `Ate 3! `suo11e11m11 asa141 01 loafgns •suopog alnsoloalo3 103 samptos amp gsllgrlsa Arm pug saopou Jagl) 10 0.1110 01 11211 am 30 aotlou 11TH 1o3e211oyi apinold 01 lapual aztnbal 1i1M Me' ale's pug imam `saourlsul amos uI 'J If1y3dU NO SIIQ3I'1Id2I 1'n 1 Jap 30 211011 UP alnlpsuoo OSJ1 tlggs panedmi si A11ado1d 0111 3o awn 0141 10 1uatuArd Aue 3o loadsold 011 lets 10 14[10(1 pamoas 0141 uo pale31lgo Amm1ua 10 uosiad Sur 01 loadsaz mpin amoasui sT amp Aue le lapual Jetp lapual Aq 3RIlaq 1411 poo$ y lea( pamoas am 41111kluelen41 10 3uunoas `41upgalo 3o asodlnd am 103 palnoaxa luamn0op Jaglo Aug 10 luamn115u1 Alunoas spy 3o sm101 am iapun sm000 goealq a 3! 1mrjap ut aq IHM 102e411low •anp 11014M luamAed 0)1g111 o1 S1Te3 lgoQ pamoas 0141 110 pal151go A11gd Sur 3T lingJap 111 aq 'um 104e41110J I IfivdaU •luamdolanap min pauu1Jd JO mmmm0puoo all jo suotleln4az 10 `sMel -Aq `sluruanoo am lapun sapnp s,1o4e4111oyS1 3o 1111 m1031ad'1uM 10414111oy>,t luamdolanap 11un pauueld e 10 mniuimOpuoo a 111 111111 a sapnI0UI Auad0ld am 3I •pJogaseal g uo Si luamnllsul Alunoas s1J1 3! aseal Aue 3o suo's1nO1d am t1IM A'dmoo 01 saal4e 1o$g$110 '8i 'bi '£I 11' *suslaJAIdOlaAa l rosin cm/NI/sly-Id IS11If1INIYIIOUNOO !Su1OHaSva'I 'ZI 08?k101 845 postpone the due date of the scheduled payment nor change the amount of any payment. Any excess will be paid to the Mortgagor. If the Property is acquired by Lender, Mortgagor's right to any insurance policies and proceeds resulting from damage to the Property before the acquisition shall pass to Lender to the extent of the Secured Debt immediately before the acquisition. 19. ESCROW FOR TAXES AND INSURANCE. Unless otherwise provided in a separate agreement, Mortgagor will not be required to pay to Lender funds for taxes and insurance in escrow. 20. FINANCIAL REPORTS AND ADDITIONAL DOCUMENTS. Mortgagor will provide to Lender upon request, any financial statement or information Lender may deem reasonably necessary. Mortgagor agrees to sign, deliver, and file any additional documents or certifications that Lender may consider necessary to perfect, continue, and preserve Mortgagor's obligations under this Security Instrument and Lender's lien status on the Property. 21. JOINT AND INDIVIDUAL LIABILITY; CO- SIGNERS; SUCCESSORS AND ASSIGNS BOUND. All duties under this Security Instrument are joint and individual. If Mortgagor signs this Security Instrument but does not sign an evidence of debt, Mortgagor does so only to mortgage Mortgagor's interest in the Property to secure payment of the Secured Debt and Mortgagor does not agree to be personally liable on the Secured Debt. If this Security Instrument secures a guaranty between Lender and Mortgagor, Mortgagor agrees to waive any rights that may prevent Lender from bringing any action or claim against Mortgagor or any party indebted under the obligation. These rights may include, but are not limited to, any anti deficiency or one action laws. Mortgagor agrees that Lender and any party to this Security Instrument may extend, modify or make any change in the terms of this Security Instrument or any evidence of debt without Mortgagor's consent. Such a change will not release Mortgagor from the terms of this Security Instrument. The duties and benefits of this Security Instrument shall bind and benefit the successors and assigns of Mortgagor and Lender. 22. APPLICABLE LAW; SEVERABILITY; INTERPRETATION. This Security Instrument is governed by the laws of the jurisdiction in which Lender is located, except to the extent otherwise required by the laws of the jurisdiction where the Property is located. This Security Instrument is complete and fully integrated. This Security Instrument may not be amended or modified by oral agreement. Any section in this Security Instrument, attachments, or any agreement related to the Secured Debt that conflicts with applicable law will not be effective, unless that law expressly or impliedly permits the variations by written agreement. If any section of this Security Instrument cannot be enforced according to its terms, that section will be severed and will not affect the enforceability of the remainder of this Security Instrument. Whenever used, the singular shall include the plural and the plural the singular. The captions and headings of the sections of this Security Instrument are for convenience only and are not to be used to interpret or define the terms of this Security Instrument. Time is of the essence in this Security Instrument. 23. NOTICE. Unless otherwise required by law, any notice shall be given by delivering it or by mailing it by first class mail to the appropriate party's address on page 1 of this Security Instrument, or to any other address designated in writing. Notice to one mortgagor will be deemed to be notice to all mortgagors. 24. WAIVERS. Except to the extent prohibited by law, Mortgagor waives any right regarding the marshalling of liens and assets and all homestead exemption rights relating to the Property. 25. OTHER TERMS. If checked, the following are applicable to this Security Instrument: Line of Credit. The Secured Debt includes a revolving line of credit provision. Although the Secured Debt may be reduced to a zero balance, this Security Instrument will remain in effect until released. Construction Loan. This Security Instrument secures an obligation incurred for the construction of an improvement on the Property. Fixture Filing. Mortgagor grants to Lender a security interest in all goods that Mortgagor owns now or in the future and that are or will become fixtures related to the Property. This Security Instrument suffices as a financing statement and any carbon, photographic or other reproduction may be filed of record for purposes of Article 9 of the Uniform Commercial Code. Riders. The covenants and agreements of each of the riders checked below are incorporated into and supplement and amend the terms of this Security Instrument. [Check all applicable boxes] Condominium Rider Planned Unit Development Rider Other Additional Terms. SIGNATURES: By signing below, Mortgagor agrees to the terms and covenants contained in this Security Instrument and in any attachments. Mortgagor also acknowledges receipt of a copy of this Security Instrument on the date stated on page 1. tore) HRIS .dQ AM NIAN (Date) (Signature) HELEN JAM y AN ACKNO LEDGMENT: l STATE OF WYOMING COUNTY OF e: ss. (Individual) This instrument was acknowledged before me this 7TH day of MARCH, 2001 b CHRIS A. JAMMERMAN; HELEN JAMMERMAN, HUSBAND AND WIFE My commission expires: 6' 5' (Seal) (Notary Public) (Date) S haron Walker Notary Public County of s/' State of Lincoln Wyoming ..rR:.,. Y Mb. Corrvrussion Ex is s June 14. 2004 01'994 Bankers S ystems; Inc., St. Cloud, MN (1 -800- 397 -2341) Form RE•MTG -WY 11/18/94 (page 4 of 4)