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HomeMy WebLinkAbout8719788DVd 2Id r NIOO 1 ONIL O; M 1.1 1 13VdW3 t L Li Ui 0 N8310 AINflO3 tTI+ODNI i 03A1 03 NW 'Pno10 '3S "oul 'swelsAS sJ9)ueg 9661® 3JVDlaow slag 6ulpaooaa and gull s141 enoq eoedS 8L61L8 9u9E0000004 E000000000000000SLO111:13AB /AM •ao63Jow BulwoAM S013A l svi noa LO L£8 6 1 1w 0 AM 'li3113WW3N '3AV 3NId 17 L17 1e Aluno0 N1ODNI1 ul peleool sl Alaadoad 941 '133d 09 L A8 3(1N3AV 3NId NO DNI1NOS:ld 133d E/Z 917 10VEJl EIV1f1DNV103a V DNI38 1301:1Vd aivS 'DNINNID38 dO 30V1d 3H1 01 133d £/Z 917 H1f1OS 30N3H1 :133d 09 L 1S3M 30N3H1 :133d E/Z 917 H11:10N 30N3H1 :133d 09 L A311V NV DNO1V 1SV3 30N3H1 DNINNMI ONV 9 101 atvS dO )d3NIJO0 iS3MH1fOS 3H1 IV DNION2WWO0 :SM011Od SV a381Id0S30 Al IV1f1OI1>:IVd RIOW DNI38 DNIWOAM 'AINfO0 N1O0N11 1:13831/W3N dO NMO1 3H1 01 NOI1100V 1SEIld 3H1 dO ZE )10018 NI 9 ON`d 9 '17 5101 dO aHIH1 A1}:13H1f1OS 3H1 :Alaadoid paglaosap 6uoMollol ay1 'ales o aaMod agl gllnn °aapue- of slueaaeM pue se6e61aow 'sAanuoo 'sule6aeq 'sluea6 ao6e61aoIN 'luawnalsul Amon sm. aepun 9ouewaolaad s,ao6e61aolN pue slgaa pamoaS 9y1 aanoas o1 pue 'pa6pelMou)loe sl gown j.o AoualogJns pue ldlaoaa 9y1 'uolleaaplsuoo algenlen pue pooh and '3ONVA3ANOO 1. LOLE8 6ulwoAM 'aaaaww9N anuenV Bind L08 eolaawV 1.o selels paljun sMel ay1 aapun 6u4slxa pue pazlue6iO )INVB 1VNOIIVN 1Sald AlINf1WWOO :lI3aN31 3dIM LO L£8 6ulwoAM 1:131:I3WW3)I 3AV 3NId 17117 SO13A W 13NV(' ONV8Sf1H LO L£8 6ulwoAM ':131:131AW3)I 3AV 3NId 17 L17 SO13A 1 SVionoa 1:10DVJI1:I0W :aae sessaappe alayl pue sa1laed aql LOOZ '8Z At:WM:183d sI lluewnalsul Allanoa5) a6e61aoLA1 s1141 J.0 alep eql 'S311llVd aNV 31Va Vr 4116. Together with all rights, easements, appurtenances, royalties, mineral rights, oil and gas rights, all water and riparian rights, wells, ditches and water stock and all existing and future improvements, structures, fixtures, and replacements that may now, or at any time in the future, be part of the real estate described (all referred to as Property). This Security Instrument will remain in effect until the Secured Debts and all underlying agreements have been terminated in writing by Lender. 2. MAXIMUM OBLIGATION LIMIT. The total principal amount secured by this Security Instrument at any one time will not exceed $30,000.00. This limitation of amount does not include interest and other fees and charges validly made pursuant to this Security Instrument. Also, this limitation does not apply to advances made under the terms of this Security Instrument to protect Lender's security and to perform any of the covenants contained in this Security Instrument. 3. SECURED DEBTS. This Security Instrument will secure the following Secured Debts: A. Specific Debts. The following debts and all extensions, renewals, refinancings, modifications and replacements. A promissory note, No. 7043017, dated February 28, 2001, from Mortgagor to Lender, and a loan amount of $30,000.00 with an initial interest rate of 7.56 percent per year maturing on February 20, 2010. B. Sums Advanced. All sums advanced and expenses incurred by Lender under the terms of this Security Instrument. 4. PAYMENTS. Mortgagor agrees that all payments under the Secured Debts will be paid when due and in accordance with the terms of the Secured Debts and this Security Instrument. 5. PRIOR SECURITY INTERESTS. With regard to any other mortgage, deed of trust, security agreement or other lien document that created a prior security interest or encumbrance on the Property, Mortgagor agrees: A. To make all payments when due and to perform or comply with all covenants. B. To promptly deliver to Lender any notices that Mortgagor receives from the holder. C. Not to allow any modification or extension of, nor to request any future advances under any note or agreement secured by the lien document without Lender's prior written consent. 6. CLAIMS AGAINST TITLE. Mortgagor will pay all taxes, assessments, liens, encumbrances, lease payments, ground rents, utilities, and other charges relating to the Property when due. Lender may require Mortgagor to provide to Lender copies of all notices that such amounts are due and the receipts evidencing Mortgagor's payment. Mortgagor will defend title to the Property against any claims that would impair the lien of this Security Instrument. Mortgagor agrees to assign to Lender, as requested by Lender, any rights, claims or defenses Mortgagor may have against parties who supply labor or materials to maintain or improve the Property. 7. DUE ON SALE. Lender may, at its option, declare the entire balance of the Secured Debts to be immediately due and payable upon the creation of, or contract for the creation of, a transfer or sale of the Property. This right is subject to the restrictions imposed by federal law governing the preemption of state due -on -sale laws, as applicable. 8. WARRANTIES AND REPRESENTATIONS. Mortgagor has the right and authority to enter into this Security Instrument. The execution and delivery of this Security Instrument will not violate any agreement governing Mortgagor or to which Mortgagor is a party. 9. PROPERTY CONDITION, ALTERATIONS AND INSPECTION. Mortgagor will keep the Property in good condition and make all repairs that are reasonably necessary. Mortgagor will not commit or allow any waste, impairment, or deterioration of the Property. Mortgagor will keep the Property free of noxious weeds and grasses. Mortgagor agrees that,the nature of the occupancy and use will not substantially change without Lender's prior written consent. Mortgagor will not permit any change in any license, restrictive covenant or easement without Lender's prior written consent. Mortgagor will notify Lender of all demands, proceedings, claims, and actions against Mortgagor, and of any loss or damage to the Property. Lender or Lender's agents may, at Lender's option, enter the Property at any reasonable time for the purpose of inspecting the Property. Lender will give Mortgagor notice at the tisane of or before an inspection specifying a reasonable purpose for the inspection. Any inspection of the Property will be entirely for Lender's benefit and Mortgagor will in no way rely on Lender's inspection. 10. AUTHORITY TO PERFORM. If Mortgagor fails to perform any duty or any of the covenants contained in this Security Instrument, Lender may, without notice, perform or cause them to be performed. Mortgagor appoints DOUGLAS L VETOS Wyoming Mortgage WY/ 3VER120750000000000000003400000035n5 1996 Bankers Systems, Inc., St. Cloud, MN 555 Initial age 2 e abed lei ;luI NW "Pn ;S "Dui •swe;sAS sJe )Iue8 966 L® 5u9COOO000P E0000000000000009LOZlH3AS /AM e6e6 ;JoL4 BuiwoAM S013A 1 Sblon00 •amoasul si aapuaq 18y1 sanailaq Algeuoseaa aapuaq •Awn3asui •1N •paliedwi si 10 sauilpap A1,ada,d 9y1 to anI9n ail •amen A ;aadoJd •q •uoi13as 31VS NO 3fla ay; ui pauieluoo suoiloillsa1 911 0l loafgns si 'Alladoad ay1 10 lalsuell 941 01 saae1e1 1! se llnelap 10 uoilipuo3 9111 •A1,ado,d ,o Aauow s,,o6861,oLN l0 lied lelluelsgns a JO Ile sialsue,l 1068611o01 •lolsueal Alaadoad •96uey3 a yons 6upiew aaolaq ,apuaq 6wAlilou lnoyllnn aweu leuoilippe ue sawnsse 10 aweu s,1o69611o1N se6uey0 1o6e61aoIN •a6ueyo aweN •p •Aliaoyln9 19691 a Aq uoi }eosq.uoo sualealyl Imo asodand a 104 10 aauuew 9 Li! pasn 9i A11ado,d ay •ga ;la4aod •1 •Jo6e61aoIN 1suie6e 1uaw6pnf Aue leadde JO Alsjles 01. silel ao 6e61aoiji luaw6pnp •H •p9pinold 10 apeul'si li awn. 9141 l8 1081 lelaalew 9 slea3u0O 10 'aleln33eui 'annum si leyl uoilewlolui leipueuil Aue sapina,d ,o luawalels u3l1i,M JO 'mien Aue saNew ,o6e61,oIN •uoi ;eluesaadaaslw •O •,apuaq y11nn sey ao6e611oiA1 luawae,6e ao lgap Jay 10 Aue uo llnelap ui si ao6e61aoIN •s;ueweei6y lay ;o •luawnoop uolloesueal Jaylo Aug 10 swlal ay1 lapun san000 llnelap y •s;uawn3oa lay ;O •3 •luawnllsul A1un3as sm. 40 lueuanoo 10 asiwold Aue deo)! of JO uolllpuoo Aue wiopad 01. 51191 Jo6e611ovi •waolaad o; aanlie3 •a •lualadwooui A11e691 paaepap s1 10 sap Jo6861,oIN •A3ueladwo0ui JO 4199a •o •anp 9woOwg Aay1 se slgap s,1o6e611oW Aed o1 algeun si ao68611oIN 10 slasse s,ao68611oIN 3990x9 S9 I4Iigeil s,1o6e61,oiN asne3ag Jaylia 'luanlosui sawopaq 10 51o1jpa1O 10 1ilauaq ay1 .104 luawu6iss8 u9 sa)lew 1o6e6110IN •A3uaAlosui •8 •anp uayM Ilnl :m00o 6uinno1loi ail to Aue 1i llnelap u! eg II!M ao6e61ao1/1 •1invd3a ZL •MeI algeolldde pug saseaq ayl 10 swlal 9yl y1jM Aldwoo 01 l ueua l Aue gimbal pue ulelulew o1 593168 0518 106e611oIN •M9 lueual /p10Ipuel eigeolldde Aue .10 Saseaq 9141 lapun slslxa llnelap ou 1911 sluelaeM 106861,oiN •luawnalsul AljanoaS siyl ui papinoad se pa11dde aq IIiM paloalloo slunowe Auy •spun4 1ay10 Aue y1jM swab! 9141 916ulwwoo 1ou 111M pue ,apuaq .104 lsnal ui sluaa Aue ani9091 IIiM pug uolssassod s,ao6e61aolN ui 40 luawAed Aue ,apuaq o1 lanii9p pue 951opue 111M ao6e61aoW 'llnelap 4o a3R0u 6u1n1939l up •aapuaq o1 A11391ip slumd alnlnl Ile Aed lueual Aue leyl spuewap pue 11nelap s,1o6e6poIN to ao6e61ao j salljlou 'waft s1j 10 'aapuaq uayM moo 01 pawaap si uolssassod Ienlpe 1941 pue uojl3e 18691 6ui3u3wwo0 to Alisse0au 9y1 lnoyljM A11ado,d 941 40 uolssassod Ienlpe 9191 Aew lapuaq 1ey1 999168 ao 6e61ao1N •pallsjles 9.18 slew] pampas 941 pun pouad uojldwapaa Aue 6u!inp 139449 ui u19wa1 IIiM luawu6lsse siyl 1911 pug 'me! 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A1i1n0as s,1apu0q 109101d 01 A185Sa3au sdals Ile 91181 Aew 1apu9q ',auuew algeuoseaa 9 ui uo pai1183 1ou 10 panuiluoOsip s! Alladoad ay1 uo uoilOnalsuoO Aue 11 •luawn,lsul Alpnoas sjyl 10 Mel ay1 Japun 911611 19410 s,lapuaq 40 Aue 6u!sipaaxa 9014 lapuaq apnlpaad 1ou II!M Lumped 01 eanliel s,,apuaq pue 'W1o41ad o1 uoj186ilgo u9 Gleam 1ou Il!M 106e6110n 104 w1o41ad o1 14611 s,aapuaq •aOuewlollad 104 Aaesseoau 1unowe Aue Aed 10 aweu s,1o6e611oLN u6is 01 1084 u! AaUJo11e se lapuaq ui 1uawAed 9 a)19W o1 sllel 1069611o1N •s;uawAed •y W •S.N3H aNV S3SV31 3O 1N3WNDISSV L L O& ''41 R 1 3 e wilma .r 13. REMEDIES. Lender may use any and all remedies Lender has under state or federal law or in any instrument evidencing or pertaining to the Secured Debts, including, without limitation, the power to sell the Property. Any amounts advanced on Mortgagor's behalf will be immediately due and may be added to the balance owing under the Secured Debts. Lender may make a claim for any and all insurance benefits or refunds that may be available on Mortgagor's default. Subject to any right to cure, required time schedules or other notice rights Mortgagor may have under federal and state law, Lender may make all or any part of the amount owing by the terms of the Secured Debts immediately due and foreclose this Security Instrument in a manner provided by law upon the occurrence of a default or anytime thereafter. All remedies are distinct, cumulative and not exclusive, and the Lender is entitled to all remedies provided at law or equity, whether or not expressly set forth. The acceptance by Lender of any sum in payment or partial payment on the Secured Debts after the balance is due or is accelerated or after foreclosure proceedings are filed will not constitute a waiver of Lender's right to require complete cure of any existing default. By choosing any one or more of these remedies Lender does not give up Lender's right to use any other remedy. Lender does not waive a default if Lender chooses not to use a remedy. By electing not to use any remedy, Lender does not waive Lender's right to later consider the event a default and to use any remedies if the default continues or happens again. 14. COLLECTION EXPENSES AND ATTORNEYS' FEES. On or after Default, to the extent permitted by law, Mortgagor agrees to pay all expenses of collection, enforcement or protection of Lender's rights and remedies under this Security Instrument. Mortgagor agrees to pay expenses for Lender to inspect and preserve the Property and for any recordation costs of releasing the Property from this Security Instrument. Expenses include, but are not limited to, reasonable attorneys' fees after default and referral to an attorney not a salaried employee of the Lender. These expenses are due and payable immediately. If not paid immediately, these expenses will bear interest from the date of payment until paid in full at the highest interest rate in effect as provided for in the terms of the Secured Debts. To the extent permitted by the United States Bankruptcy Code, Mortgagor agrees to pay the reasonable attorneys' fees Lender incurs to collect the Secured Debts as awarded by any court exercising jurisdiction under the Bankruptcy Code. 15. ENVIRONMENTAL LAWS AND HAZARDOUS SUBSTANCES. As used in this section, (1) Environmental Law means, without limitation, the Comprehensive Environmental Response, Compensation and Liability Act (CERCLA), all other federal, state and local laws, regulations, ordinances, court orders, attorney general opinions or interpretive letters concerning the public health, safety, welfare, environment or a hazardous substance; and (2) Hazardous Substance means any toxic, radioactive or hazardous material, waste, pollutant or contaminant which has characteristics which render the substance dangerous or potentially dangerous to the public health, safety, welfare or environment. The term includes, without limitation, any substances defined as "hazardous material," "toxic substance," "hazardous waste," "hazardous substance," or "regulated substance" under any Environmental Law. Mortgagor represents, warrants and agrees that: A. Except as previously disclosed and acknowledged in writing to Lender, no Hazardous Substance is or will be located, stored or released on or in the Property. This restriction does not apply to small quantities of Hazardous Substances that are generally recognized to be appropriate for the normal use and maintenance of the Property. B. Except as previously disclosed and acknowledged in writing to Lender, Mortgagor and every tenant have been, are, and will remain in full compliance with any applicable Environmental Law. C. Mortgagor will immediately notify Lender if a release or threatened release of a Hazardous Substance occurs on, under or about the Property or there is a violation of any Environmental Law concerning the Property. In such an event, Mortgagor will take all necessary remedial action in accordance with any Environmental Law. D. Mortgagor will immediately notify Lender in writing as soon as Mortgagor has reason to believe there is any pending or threatened investigation, claim, or proceeding relating to the release or threatened release of any Hazardous Substance or the violation of any Environmental Law. 16. CONDEMNATION. Mortgagor will give Lender prompt notice of any pending or threatened action by private or public entities to purchase or take any or all of the 'Property through condemnation, eminent domain, or any other means. Mortgagor authorizes Lender to intervene in Mortgagor's name in any of the above described actions or claims. Mortgagor assigns to Lender the proceeds of any award or claim for damages connected with a condemnation or other taking of all or any part of the Property. Such proceeds will be considered payments and DOUGLAS L VETOS Wyoming Mortgage WY/ 3VER120750000000000000003400000035n5 ©1996 Bankers Systems, Inc., St. Cloud, MN J l Initials/ age l g abe NW 'PnOIO '1S "oil' 'sums/kg sIa )jue9 966 Le s1 gug£ 00000017£0000000000000002L0Z1.l13AE/AM eBaBuoiAi Bu!woAM S013n l svionoa •aouassa ay1 10 s! awl! •Alaadold Aue uo snlels uall s,lapual walluoo O1 pue luawnllsul Alllnoas s!y. lapun suojle6llgo s,1o6e611o1N anuasald pue 'anulluoo 'loaned of Alessaoau 1ap!suoo Aew Japual ley! suojleo!miao 10 sluawnoop leuojllppe Aue an pue 'aanllap 'u6ls o! saai6e ao69611oiJ 'alaldwoo pue 109alo3 aq 1!!M iepual sanl6 1o6e611o1N uollewaolu! pue sluawalels le!oueu1l !Iv 'slsanbaa aapual uollewaolu! 10 sluawalels leloueull Aue aapual ap!nold Minn 1o6e61101N •uo11ewJo1u! uojleolldde 1ay10 10 ssalppe 'aweu s,1o6e611oLN u! a6ueyo Aue to Buj1l1M u! lapuai wlolu! !!!M 1o6e611o1N .sallied He 01. aollou aq 01 pawaap aq IUM A1aed aim of 0o!loN •6uj1l1M u! paleuBlsap ssalppe aaylo Aue 01 10 'uolloas S311HVd GNV 31`da ay1 u! pals!! ssa1ppe s,A11ed ale!ado1dde ay} 01 slew ssep 1s1l1 Aq 1! 6u!!!ew 10 1! 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By signing, Mortgagor agrees to the terms and covenants contained in this Security Instrument. Mortgagor also acknowledges receipt of a copy of this Security Instrument. MORTGA R: D UGL L VETOS JA M VETOS DOUGLAS L VETOS Wyoming Mortgage WY/ 3VER120750000000000000003400000035n5 STACY A. WERNER Notary Public State of Wyoming County of Lincoln My Commission Expires 11/16/2003 ACKNOWLEDGMENT. (Individual) ;"A-rF OF vo /omi cry e ry OF L,N co ■l ss. This instrument was acknowledged before me this .2 Sri day of frb- DOUGLAS L VETOS, HUSBAND, and JANET M VETOS, WIFE. My commission expires: c� a' (A),,,c,„ (Notary blic) 0 1996 Bankers Systems, Inc., St. Cloud, MN 559 0-e>o1 by Initials Page <70