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HomeMy WebLinkAbout9576866 1 3rO li t Recording Requested By /Return To: Wells Fargo P.O. Box 31557 MAC B6955 -013 Billings, MT 59107 -90900 This Instrument Prepared by: Wells Fargo P.O. Box 4149 MAC P6051 -019 Portland, OR 97208 -4149 1- 800 945 -3056 Parcel/UPI 35192410103500 Account Number: XXX- XXX- XXX3600 -1998 Effective Date: 11/12/2010 Owner(s): JON D CALDWELL MARSHA L CALDWELL Current Lien Amount: $10,000.00. Senior Lender: Wells Fargo Bank, N. A. [Space Above This Line for Recording Data] Property Address: 19 EVERGREEN DR, THAYNE, WY 83127 RECEIVED 1/18/2011 at 2:28 PM RECEIVING 957686 BOOK: 761 PAGE: 3 JEANNE WAGNER LINCOLN COUNTY CLERK, KEMMERER, WY Reference Number: 7036525587 SUBORDINATION AGREEMENT FOR MORTGAGE (WITH FUTURE ADVANCE CLAUSE) O?IOO:3 Subordinating Lender: Wells Fargo Bank, N.A. If Wells Fargo Bank, N.A. is subordinating to Wells Fargo Bank, N.A., this document is notice that the lien securing the loan or line of credit serviced by the Wells Fargo Bank Home Equity Group is subordinated to the first lien loan being originated or modified by the Wells Fargo Home Mortgage Group. SUBORDINATION ONLY_WY10 -22 -10 Page 1 of 3 0000000000157066 THIS AGREEMENT (the "Agreement effective as of the Effective Date above, is made by and among the Subordinating Lender, Owners and the Senior Lender named above. 00 JON D. CALDWELL AND MARSHA L. CALDWELL, WHO AQUIRED TITLE AS, JON CALDWELL AND MARSHA CALDWELL, HUSBAND AND WIFE, AS TENANTS BY THE ENTIRETIES (individually and collectively the "Owner own the real property located at the above Property Address (the "Property The Subordinating Lender has an interest in the Property by virtue of a Mortgage (With Future Advance Clause) (the "Existing Security Instrument given by the Owner, covering that real property, more particularly described as follows: See Exhibit A which document is dated the 4th day of January, 2006, which was filed in Book 610 at page 349 (or as No. 915415) of the Official Records in the Office of the Recorder of the County of LINCOLN, State of Wyoming. The Existing Security Instrument secures repayment of a debt evidenced by a note or a line of credit agreement extended to JON D CALDWELL and MARSHA L CALDWELL (individually and collectively "Borrower by the Subordinating Lender. The Senior Lender has agreed to make a new loan or amend an existing loan in the original principal amount NOT to exceed $207,500.00 (the "New Loan or Amended Loan provided that the New Loan or Amended Loan is secured by a first lien mortgage on the Property (the "New Security Instrument in favor of the Senior Lender. If the New Loan or Amended Loan exceeds this amount, the Subordination Agreement is VOID. The Subordinating Lender is willing to subordinate the lien of the Existing Security Instrument to the lien of the New Security Instrument under the terms set forth in this Agreement. NOW, THEREFORE, for and in consideration of the above recitals, the covenants herein contained, and for good and valuable consideration, the receipt of which is hereby acknowledged, the parties agree as follows: A. Agreement to Subordinate Subordinating Lender hereby subordinates the lien of the Existing Security Instrument, and all of its modifications, extensions and renewals, to the lien of the New Security Instrument. This Agreement is effective as to any sum whose repayment is presently secured or which may in the future be secured by the Existing Security Instrument. B. General Terms and Conditions Binding Effect This Agreement shall be binding upon and inure to the benefit of the respective heirs, legal representatives, successors and assigns of the parties hereto and all of those holding title under any of them. Nonwaiver This Agreement may not be changed or terminated orally. No indulgence, waiver, election or non election by New Lender or the trustee(s) under the New Security Instrument or related documents shall affect this Agreement. Severability The invalidity or unenforceability of any portion of this Agreement shall not affect the remaining provisions and portions of this Agreement. C. Signatures and Acknowledgements The Subordinating Lender, through its authorized officer, has set its hand and seal as of the Effective Date above unless otherwise indicated. SUBORDINATION ONLY_WY10 -22 -10 Page 2 of 3 0000000000157066 SUBORDI ATING ENDER: Wells Farg B 11/12/2010 (Signature) Date Barbara Edwards (Printed Name) Work Director (Title) FOR NOTARIZATION OF LENDER PERSONNEL STATE OF Oregon )ss. COUNTY OF Washington The foregoing Subordination Agreement was acknowledged before me, a notary public or other official qualified to administer oaths this 1 7—clay of /00 U -D17 by Barbara Edwards, as Work Director of Wells Fargo Bank, N.A., the Subordinating Lender, on behalf of said Subordinating Lender pursuant to authority granted by its Board of Directors. S /he is per _.nally known to me or has produced satisfactory proof of his /her identity. (Notary Public) 0;x:)005 N 40al OFFICIAL SEAL REBECCA A. DREY NOTARY PUBIJC OREGON COMMISSION NO. 445259 MY COMMISSION EXPIRES JANUARY 02, 2014 SUBORDINATION ONLY_WY10 -22 -10 Page 3 of 3 0000000000157066 Reference Number: 7036525587 Legal Description: Exhibit A 0 Lot 59 of the AMENDED PLAT OF STAR VALLEY RANCH PLAT 1, Lincoln County, Wyoming, as shown on the official plat thereof filed January 6, 1971, as Receiving No. 427346, in the Office of the Clerk, Lincoln County, Wyoming, as Plat No. 174. Property Legal DescriptionV 1.0 2 -16 Exhibit A 0000000000157066 Page 1 of 1