HomeMy WebLinkAbout958049MORTGAGE 000371
WHEREAS, Entertainment Cruises, Inc. and Wayne K. Hesson and Karen J. Hesson,
"Mortgagor have entered into a Promissory Note and Settlement Agreement providing for a
One Hundred Forty Thousand and No /100 Dollar ($140,000.00) debt among other settlement
obligations "Obligations from Entertainment Cruises, Inc. and Wayne K. Hesson, to the
Sandra J. Jones Trust, an unrecorded revocable declaration of trust, "Mortgagee and
WHEREAS, the Settlement Agreement requires Mortgagor to execute a Mortgage as a
condition precedent for settling certain litigation.
NOW, THEREFORE, FOR VALUE RECEIVED, this Mortgage "Mortgage is made
and entered into by the undersigned Mortgagor in favor of the Sandra J. Jones Trust as of the
date set forth below.
ARTICLE I. MORTGAGE
1.1 Grant of Mortgage. The Mortgagor hereby mortgages and warrants to the
Mortgagee, with power of sale, the Mortgaged Property (defined below) to secure all of the
Mortgagor's Obligations (defined below) to the Mortgagee. The intent of the parties hereto is that
the Mortgaged Property secures the Obligations of the Mortgagor to the Mortgagee, described
below, whether now or hereafter existing, between the Mortgagor and the Mortgagee or in
favor of the Mortgagee, including, without limitation, any note, any settlement related
document or security agreement, or other agreement executed in connection with the Note
(defined below) (together and individually, the "Loan Documents
1.2 "Mortgaged Property" means all of the following, whether now owned or
existing or hereafter acquired by the Mortgagor, wherever located: all the real estate described
below "Land together with all buildings, structures, standing timber, timber to be cut, fixtures,
equipment, inventory and furnishings used in connection with the Land and improvements; all
materials, contracts, drawings and personal property relating to any construction on the Land;
and all other improvements now or hereafter constructed, affixed or located thereon
"Improvements (the Land and the Improvements collectively the "Premises
TOGETHER with any and all easements, rights -of -way, licenses, privileges, and appurtenances
thereto, and any and all leases or other agreements for the use or occupancy of the Premises, all
the rents, issues, profits or any proceeds therefrom and all security deposits and any guaranty of a
tenant's obligations thereunder (collectively the "Rents all awards as a result of condemnation,
eminent domain or other decrease in value of the Premises and all insurance and other proceeds
of the Premises.
The Land is described as follows:
SEE ATTACHED EXHIBIT "A"
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RECEIVED 2/11 /2011 at 2:26 PM
RECEIVING 958049
BOOK: 762 PAGE: 371
JEANNE WAGNER
LINCOLN COUNTY CLERK, KEMMERER, WY
1.3 "Obligations" means all amounts owed by the Mortgagee to Mortgagor,
including those debts evidenced by a Promissory Note dated November 8, 2010, in the
initial principal amount of One Hundred Forty Thousand and No /100 Dollars ($140,000.00),
with interest thereon at the rate set out in said Note and with a final payment as set forth in said
Note, and any extensions, renewals, restatements and modifications thereof and all principal,
interest, fees and expenses relating thereto (the "Note and also means all the Mortgagor's debts,
liabilities, obligations, covenants, warranties, and duties to the Mortgagee (plus its affiliates
including any credit card debt, but specifically excluding any type of consumer credit), whether
now or hereafter existing or incurred, whether liquidated or unliquidated, whether absolute or
contingent, whether arising out of the Loan Documents or otherwise, and regardless of whether
such Obligations arise out of existing or future credit granted by the Mortgagee to any
Mortgagor, to any Mortgagor and others, to others guaranteed, endorsed or otherwise secured
by any Mortgagor or to any debtor -in- possession/successor -in- interest of any Mortgagor, and
principal, interest, fees, expenses and charges relating to any of the foregoing, including, without
limitation, costs and expenses of collection and enforcement of this Mortgage, attorneys' fees of
both inside and outside counsel and environmental assessment or remediation costs. The interest
rate and maturity of such Obligations is as described in the documents creating the indebtedness
secured hereby.
ARTICLE II. WARRANTIES AND COVENANTS
In addition to all other warranties and covenants of the Mortgagor under the Loan
Documents which are expressly incorporated herein as part of this Mortgage, including the
covenants to pay and perform all Obligations, and while any part of the credit granted the
Mortgagor under the Loan Documents is available or any Obligations of the Mortgagor to the
Mortgagee are unpaid or outstanding, the Mortgagor continuously warrants and agrees as
follows:
2.1 Warranty of Title/Possession. The Mortgagor warrants that it has sole and
exclusive title to and possession of the Premises, excepting only the following "Permitted
Encumbrances restrictions and easements of record, zoning ordinances (the terms of which
are and will be complied with, and in the case of easements are and will be kept free of
encroachments), and taxes and assessments not yet due and payable. The lien of this Mortgage,
subject only to Permitted Encumbrances, is and will continue to be a valid first and only lien
upon all of the Mortgaged Property.
2.2 Maintenance; Waste; Alteration. The Mortgagor will maintain the Premises in
good condition and repair and will restore or replace damaged or destroyed improvements with
items of at least equal utility and value. The Mortgagor will not commit or permit waste to be
committed on the Premises. In addition, Mortgagor covenants:
(a) Not to remove or demolish any of the Property without Mortgagee's prior
written consent;
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(b) To complete or restore promptly and in good and workmanlike manner
any of the Property which may be damaged or destroyed, or which may be affected by
any condemnation or eminent domain proceeding;
(c) Not to suffer violation of any, and to comply with all, (i) laws, ordinances,
regulations and standards; (ii) covenants, conditions, restrictions and equitable servitudes,
whether public or private, of every kind and character; and (iii) requirements of insurance
companies for insurability, which laws, covenants or requirements affect any of the
Property or pertain to acts committed or conditions existing thereon;
(d) Not to initiate or acquiesce in any change in any zoning or other land use
or legal classification which affects any of the Property without Mortgagee's prior written
consent;
(e) Not to alter the use of all or any part of the Property without the prior
written consent of Mortgagee;
(f) Not to commit or permit waste of the Property or to conduct or permit any
nuisance thereon or abandon the same;
(g) To do all other acts which from the character or use of the Property may
be reasonably necessary to maintain and preserve its value;
(h) To make no further assignment of Rents or Leases without Mortgagee's
prior written consent; and
(i) To pay when due all installments owing upon conditional sales or like
agreements with respect to any Personal Property.
2.3 Transfer and Liens. The Mortgagor will not, without the prior written consent of
the Mortgagee, which may be withheld in the Mortgagee's sole and absolute discretion, either
voluntarily or involuntarily (a) sell, assign, lease or transfer or permit to be sold, assigned, leased
or transferred, any part of the Premises, or any interest therein; or (b) pledge or otherwise
encumber, create or permit to exist any mortgage, pledge, lien or claim for lien or
encumbrance upon any part of the Premises or interest therein, except for the Permitted
Encumbrances.
2.4 Escrow. After written request from the Mortgagee, the Mortgagor will pay to
the Mortgagee sufficient funds at such time as the Mortgagee designates, to pay (a) the
estimated annual real estate taxes and assessment the Premises; and (b) all property or hazard
insurance premiums when due. Interest will not be paid by the Mortgagee on any escrowed
funds. Escrowed funds may be commingled with other funds of the Mortgagee. All escrowed
funds are hereby pledged as additional security for the Obligations.
2.5 Taxes, Assessments and Charges. To the extent not paid to the Mortgagee under
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OO(3i3
00x374
2.4 above, the Mortgagor will pay before they become delinquent all taxes, assessments and
other charges now or hereafter levied or assessed against the Premises, against the Mortgagee
based upon this Mortgage or the Obligations secured by this Mortgage, or upon the Mortgagee's
interest in the Premises, and deliver to the Mortgagee receipts showing timely payment.
2.6 Insurance. The Mortgagor will continually insure the Premises against
such perils or hazards as the Mortgagee may require, in amounts, with acceptable co-
insurance provisions, not less than the unpaid balance of the Obligations or the full replacement
value of the Improvements, whichever is less. The policies will contain an agreement by
each insurer that the policy will not be terminated or modified without at least thirty (30) days'
prior written notice to the Mortgagee and will contain a mortgage clause acceptable to the
Mortgagee; and the Mortgagor will take such other action as the Mortgagee may reasonably
request to ensure that the Mortgagee will receive (subject to no other interests) the insurance
proceeds from the Improvements. The Mortgagor hereby assigns all insurance proceeds to and
irrevocably directs, while any Obligations remain unpaid, any insurer to pay to the Mortgagee the
proceeds of all such insurance and any premium refund; and authorizes the Mortgagee to
endorse the Mortgagor's name to effect the same, to make, adjust or settle, in the Mortgagor's
name, any claim on any insurance policy relating to the Premises. The proceeds and refunds
will be applied in such manner as the Mortgagee, in its sole and absolute discretion,
determines to rebuilding of the Premises or to payment of the Obligations, whether or not then
due and payable.
2.7 Condemnation. Any compensation received for the taking of the Premises, or any
part thereof, by a condemnation proceeding (including payments in compromise of
condemnation proceedings), and all compensation received as damages for injury to the
Premises, or any part thereof shall be applied in such manner as the Mortgagee, in its sole and
absolute discretion, determines to rebuilding of the Premises or to payment of the Obligations,
whether or not then due and payable. Mortgagor hereby assigns to Mortgagee any claims for
compensation for a taking by eminent domain of all or a part of the Mortgaged Property.
2.8 Environmental Matters. Except as specifically disclosed by Mortgagor to
Mortgagee in writing prior to the execution of this Mortgage, Mortgagor represents and
warrants as follows: There exists no uncorrected violation by the Mortgagor of any federal, state
or local laws (including statutes, regulations, ordinances or other governmental restrictions and
requirements) relating to the discharge of air pollutants, water pollutants or process waste
water or otherwise relating to the environment or Hazardous Substances as hereinafter
defined, whether such laws currently exist or are enacted in the future (collectively
"Environmental Laws The term "Hazardous Substances" will mean any hazardous or
toxic wastes, chemicals or other substances, the generation, possession or existence of which is
prohibited or governed by any Environmental Laws. The Mortgagor is not subject to any
judgment, decree, order or citation, or a party to (or threatened with) any litigation or
administrative proceeding, which asserts that the Mortgagor (a) has violated any Environmental
Laws; (b) is required to clean up, remove or take remedial or other action with respect to any
Hazardous Substances (collectively "Remedial Action or (c) is required to pay all or a portion
of the cost of any Remedial Action, as a potentially responsible party. Except as disclosed on
the Borrower's environmental questionnaire provided to the Mortgagee, there are not now,
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nor to the Mortgagor's knowledge after reasonable investigation have there ever been, any
Hazardous Substances (or tanks or other facilities for the storage of Hazardous Substances)
stored, deposited, recycled or disposed of on, under or at any real estate owned or occupied by the
Mortgagor during the periods that the Mortgagor owned or occupied such real estate, which if
present on the real estate or in soils or ground water, could require Remedial Action. To the
Mortgagor's knowledge, there are no proposed or pending changes in Environmental Laws
which would adversely affect the Mortgagor or its business, and there are no conditions existing
currently or likely to exist while the Loan Documents are in effect which would subject the
Mortgagor to Remedial Action or other liability. The Mortgagor currently complies with and will
continue to timely comply with all applicable Environmental Laws; and will provide the
Mortgagee, immediately upon receipt, copies of any correspondence, notice, complaint, order or
other document from any source asserting or alleging any circumstance or condition which
requires or may require a financial contribution by the Mortgagor or Remedial Action or other
response by or on the part of the Mortgagor under Environmental Laws, or which seeks damages
or civil, criminal or punitive penalties from the Mortgagor for an alleged violation of
Environmental Laws. In the event of any such circumstance or condition, the Mortgagor agrees, at
its expense and at the request of the Mortgagee, to permit an environmental audit solely for the
benefit of the Mortgagee, to be conducted by the Mortgagee or an independent agent selected by
the Mortgagee and which may not be relied on by the Mortgagor for any purpose. This provision
shall not relieve the Mortgagor from conducting its own environmental audits or taking any
other steps necessary to comply with Environmental Laws.
2.9 Assignments. The Mortgagor will not assign, in whole or in part, without the
Mortgagee's prior written consent, the rents, issues or profits arising from the Premises.
2.10 Right of Inspection. The Mortgagee may at all reasonable times enter and inspect
the Premises.
2.11 Waivers by Mortgagor. To the greatest extent that such rights may then be
lawfully waived, the Mortgagor hereby agrees for itself and any persons claiming under the
Mortgage that it will waive and will not, at any time, insist upon or plead or in any manner
whatsoever claim or take any benefit or advantage of (a) any exemption, stay, extension or
moratorium law now or at any time hereafter in force; (b) any law now or hereafter in force
providing for the valuation or appraisement of the Premises or any part thereof prior to any sale
or sales thereof to be made pursuant to any provision herein contained or pursuant to the decree,
judgment or order of any court of competent jurisdiction; or (c) any right to require marshalling
of assets by the Mortgagee.
2.12 Assignment of Rents and Leases. The Mortgagor assigns and transfers to the
Mortgagee, as additional security for the Obligations, all right, title and interest of the
Mortgagor in and to all leases which now exist or hereafter may be executed by or on behalf of
the Mortgagor covering the Premises and any extensions or renewals thereof, together with all
Rents, it being intended that this is an absolute and present assignment of the Rents.
Notwithstanding that this assignment constitutes a present assignment of leases and rents, the
Mortgagor may collect the Rents and manage the Premises, but only if and so long as a default
has not occurred. If a default occurs, the right of Mortgagor to collect the Rents and to manage
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the Premises shall thereupon automatically terminate and such right, together with other rights,
powers and authorizations contained herein, shall belong exclusively to the Mortgagee. This
assignment confers upon the Mortgagee a power coupled with an interest and cannot be revoked
by the Mortgagor. Upon the occurrence of a default, the Mortgagee, at its option without notice
and without seeking or obtaining the appointment of a receiver or taking actual possession of the
Premises may (a) give notice to any tenant(s) that the tenant(s) should begin making payments
under their lease agreement(s) directly to the Mortgagee or its designee; (b) commence a
foreclosure action and file a motion for appointment of a receiver; or (c) give notice to the
Mortgagor that the Mortgagor should collect all Rents arising from the Premises and remit them
to the Mortgagee upon collection and that the Mortgagor should enforce the terms of the lease(s)
to ensure prompt payment by tenant(s) under the lease(s). All Rents received by the Mortgagor
shall be held in trust by the Mortgagor for the Mortgagee. All such payments received by the
Mortgagee may be applied in any manner as the Mortgagee determines to payments required
under this Mortgage, the Loan Documents and the Obligations. The Mortgagor agrees to hold
each tenant harmless from actions relating to tenant's payment of Rents to the Mortgagee.
ARTICLE HI. RIGHTS AND DUTIES OF THE MORTGAGEE
In addition to all other rights (including setoff against any accounts maintained by Borrower
with Mortgagee, including any debt service reserve account) and duties of the Mortgagee under
the Loan Documents which are expressly incorporated herein as a part of this Mortgage, the
following provisions will also apply:
3.1 Mortgagee Authorized to Perform for Mortgagor. If the Mortgagor fails to
perform any of the Mortgagor's duties or covenants set forth in this Mortgage, the Mortgagee
may perform the duties or cause them to be performed, including, without limitation, signing
the Mortgagor's name or paying any amount so required, and the cost, with interest at the default
rate set forth in the Loan Documents, will immediately be due from the Mortgagor to the
Mortgagee from the date of expenditure by the Mortgagee to date of payment by the Mortgagor,
and will be one of the Obligations secured by this Mortgage. All acts by the Mortgagee are
hereby ratified and approved, and the Mortgagee will not be liable for any acts of commission or
omission, nor for any errors of judgment or mistakes of fact or law.
ARTICLE IV. DEFAULTS AND REMEDIES
The Mortgagee may enforce its rights and remedies under this Mortgage upon default. A
default will occur if the Mortgagor fails to comply with the terms of any Loan Documents
(including this Mortgage or any guaranty by the Mortgagor) or a demand for payment is made
under a demand loan, or the Mortgagor defaults on any other mortgage affecting the Land,
Upon the occurrence of a default, the Mortgagee may declare the Obligations to be immediately
due and payable.
9.1 Cumulative Remedies; Waiver. In addition to the remedies for default set forth in
the Loan Documents, including acceleration, the Mortgagee upon default will have all other
rights and remedies for default available by law or equity including foreclosure sale of the
Mortgaged Property pursuant to this Mortgage and applicable law, the extinguishment of the
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right, title and interest of the Mortgagor in the Mortgaged Property and the rights of all claiming
by, through or under the Mortgagor, and the application of the proceeds of such sale to satisfy
the Obligations. The rights and remedies specified herein are cumulative and are not exclusive of
any rights or remedies which the Mortgagee would otherwise have. With respect to such rights
and remedies:
(a) Receiver; Mortgagee in Possession. Upon the commencement or during
the pendency of any action to foreclose this Mortgage, the Mortgagee will be entitled,
as a matter of right, at its sole option, without notice or demand and without giving bond
or other security, and without regard to the solvency or insolvency of the Mortgagor or to
the value of the Premises, to have a receiver appointed for all or any part of the Premises,
which receiver will be authorized to collect the rents, issues and profits of the
Premises during the pendency of such foreclosure action, and until discharged, and to
hold and apply such rents, issues and profits, when so collected, as the court will from
time to time direct. Without limitation of the foregoing, the Mortgagor hereby authorizes
the Mortgagee to be placed in possession of the Premises during foreclosure, whether the
Premises are residential or not, and, for so long as the Mortgagee shall remain in
possession of the Premises, the Mortgagee shall have the power and authority to operate,
manage and control the Premises, including, without limitation, the right to receive the
rents, issues and profits of the Premises, perform all maintenance and make all repairs and
replacements, enter into leases, and amend, cancel, renew, modify and terminate the
same.
(b) Foreclosure. The Mortgagee may foreclose this Mortgage by advertisement
and sale of the Premises, or any part thereof, at public venue according to statutes of the
state of Wyoming governing mortgage foreclosures and cause to be executed and
delivered to the purchaser or purchasers at any such sale a good and sufficient deed or
deeds of conveyance of the property so sold and to apply the proceeds arising from such
sale, first to the payment of all costs and expenses incurred by the Mortgagee in
connection therewith, including, without limiting the generality of the foregoing, court
costs, legal fees, and expenses, fees of accountants, engineers, consultants, agents or
managers and expenses of any entry or taking of possession, holding, valuing, preparing for
sale, advertising, selling and conveying; second, to the payment of the amounts secured
hereby; and third, any surplus thereafter remaining to Mortgagor or Mortgagor's
successors or assigns, as their interests may be established to Mortgagee's reasonable
satisfaction. Any sale made hereunder may be as an entirety or in parcels, and any sale
may be adjourned by announcement at a time and place appointed for such sale without
further notice except as may be required by law. There shall be included in any or all
such foreclosure proceedings, a reasonable attorney's fee as part of the Mortgagor's
indebtedness. In case the Mortgagee shall fail to promptly foreclose upon the occurrence of
any event of default, Mortgagee shall not thereby be prejudiced in its right of foreclosure at
any time thereafter during which such default shall continue and Mortgagee shall not be
prejudiced in its foreclosure rights in the case of further default or defaults.
(c) Waiver by the Mortgagee. The Mortgagee may permit the Mortgagor to
attempt to remedy any default without waiving its rights and remedies hereunder, and
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the Mortgagee may waive any default without waiving any other subsequent or prior
default by the Mortgagor. Furthermore, delay on the part of the Mortgagee in exercising
any right, power or privilege hereunder or at law will not operate as a waiver thereof, nor
will any single or partial exercise of such right, power or privilege preclude other exercise
thereof or the exercise of any other right, power or privilege. No waiver or suspension
will be deemed to have occurred unless the Mortgagee has expressly agreed in writing
specifying such waiver or suspension.
(d) Attorneys' Fees and Other Costs. Attorneys' fees and other costs incurred in
connection with foreclosure of this Mortgage may be recovered by the Mortgagee and
included in any judgment of foreclosure.
4.2 Other Remedies. The Mortgagee may institute an action, suit or proceeding in
equity for the specific performance of any of the provisions contained herein or in any of the Loan
Documents, and may take any other action, or pursue any other right or remedy, as the Mortgagee
may have under applicable law, and the Mortgagor does hereby grant the same to the Mortgagee.
ARTICLE V. MISCELLANEOUS
In addition to all other miscellaneous provisions under the Loan Documents which are
expressly incorporated as a part of this Mortgage, the following provisions will also apply:
5.1 Term of Mortgage. The lien of this Mortgage shall continue in full force and effect
until this Mortgage is released.
5.2 Time of the Essence. Time is of the essence with respect to payment of the
Obligations, the performance of all covenants of the Mortgagor and the payment of taxes,
assessments, and similar charges and insurance premiums.
5.3 Subrogation. The Mortgagee will be subrogated to the lien on any mortgage or
other lien discharged, in whole or in part, by the proceeds of the Note or other advances by the
Mortgagee, in which event any sums otherwise advanced by the Mortgagee shall be immediately
due and payable, with interest at the default rate set forth in the Loan Documents from the date
of advance by the Mortgagee to the date of payment by the Mortgagor, and will be one of the
Obligations secured by this Mortgage.
5.4 Choice of Law. Foreclosure of this Mortgage will be governed by the laws of
the state of Wyoming For all other purposes, the choice of law specified in the Loan
Documents will govern.
5.5 Severability. Invalidity or unenforceability of any term, covenant or condition of
this Mortgage shall not affect the validity or enforceability of any other term, covenant or
condition of the Mortgage.
5.6 Entire Agreement. This Mortgage is intended by the Mortgagor and the
Mortgagee as a final expression of this Mortgage and as a complete and exclusive statement of its
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terms, there being no conditions to the full effectiveness of this Mortgage. No parol evidence of
any nature shall be used to supplement or modify any terms.
5.7 Joint Liability; Successors and Assigns. If there is more than one Mortgagor, the
liability of the Mortgagors will be joint and several, and the reference to "Mortgagor" shall be
deemed to refer to each Mortgagor and to all Mortgagors. The rights, options, powers and
remedies granted in this Mortgage and the other Loan Documents shall extend to the
Mortgagee and to its successors and assigns, shall be binding upon the Mortgagor and its
successors and assigns, and shall be applicable hereto and to all renewals, amendments and/or
extensions hereof.
5.8 Indemnification. Except for harm arising from the Mortgagee's willful
misconduct, the Mortgagor hereby indemnifies and agrees to defend and hold the Mortgagee
harmless from any and all losses, costs, damages, claims and expenses (including, without
limitation, attorneys' fees and expenses) of any kind suffered by or asserted against the
Mortgagee relating to claims by third parties arising out of the financing provided under the
Loan Documents or related to the Mortgaged Property (including, without limitation, the
Mortgagor's failure to perform its obligations relating to Environmental Matters described in
Section 2.8 above or the exercise by the Mortgagee of any of its powers, rights, and remedies
under this Mortgage). This indemnification and hold harmless provision will survive the
termination of the Loan Documents and the satisfaction of this Mortgage and Obligations due
the Mortgagee.
5.9 Notices. Notice of any record shall be deemed delivered when the record has
been (a) deposited in the United States Mail, postage pre -paid, (b) received by overnight
delivery service, (c) received by telex, (d) received by telecopy, (e) received through the
internet, or (f) when personally delivered.
5.10 Release of Homestead Each of the undersigned hereby releases and waives all
rights under and by virtue of the homestead exemption laws of the State of Wyoming.
5.11 Copy. The Mortgagor hereby acknowledges the receipt of a copy of this
Mortgage, together with a copy of each promissory Note secured hereby, and all other
documents executed by the Mortgagor in connection herewith.
5.12 Further Acts, etc. The Mortgagor will, at the cost of the Mortgagor, and without
expense to the Mortgagee, do, execute, acknowledge and deliver all and every such further acts, deeds,
conveyances, mortgages, assignments, notices of assignments, transfers and assurances as the
Mortgagee shall, from time to time, demand for the better assuring, conveying, assigning, transferring
and confirming unto the Mortgagee the property rights hereby mortgaged or intended now or hereafter
so to be, or which the Mortgagor may be, or may hereafter become, bound to convey or assign to the
Mortgagee, or for carrying out the intention or facilitating the performance of the terms of this
Mortgage or for filing, registering or recording this Mortgage and, on demand, will execute and deliver
and hereby authorizes the Mortgagee to execute in the name of the Mortgagor to the extent the
Mortgagee may lawfully do so, one or more financing statements, chattel mortgages or comparable
security instruments, to evidence more effectively the lien hereof upon the Mortgaged Property.
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000379
IN WITNESS HEREOF, the undersigned has executed this MORTGAGE as of November 8,
2010.
WAYNE K. HESSON
STATE OF FLORIDA
COUNTY OF COLLIER
The foregoing instrument was acknowledged before me on this 8th day of November,
2010, by Wayne K. Hesson.
SEAL
My commission expires: 0 q— 0 2 1
IN WITNESS HEREOF, the undersigned has executed this MORTGAGE as of November 8,
2010.
KAREN J. HESSON
WIPA
STATE OF FLORIDA
COUNTY OF COLLIER
N
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y Public
f SARAH JIM ZIANER
MY OOMM SSION 4 E 2 O
EXPIRES: September
H. Natary Discount Assoc. Cm
NOTARY
00K 380
The foregoing instrument was acknowledged before me on this 8th day of November,
2010, by Karen J. Hesson.
SEAL
My commission expires: DCI— (2 —t
otary Public
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9 4114)14v owl
SARAH JIiVIZI ERMAN
MY COMMISSION 11 EE25507
4 EXPIRES: Septemba 12, 2014
1 8 00.3 NOTARY Fl. Notary )7iscouni Assoc, co.
000381
EXHIBIT "A'
A portion of the property, as referred to in the Deed recorded, with Document No. 868366, in Book
452PR, on Page 94, and a portion of the property, as referred to in the Deed recorded with Document No.
859985, in Book 433 PR, on Page 29 with the Office of the Clerk of Lincoln County, Wyoming, within
the South Half, of Section 4, Township 31 North, Range 119 West, of the 6 P.M., Lincoln County,
Wyoming, the metes and bounds being more particularly described as follows:
Beginning at the Paul N. Scherbel RLS 164, 1978 location for the Southeast Corner of the Southeast
Quarter Southwest Quarter of said Section 4; thence North 1 °33'04" East, along the East line of said
Southeast Quarter Southwest Quarter, 1,015.46 feet; thence South 90 °00'00" East 632.12 feet to the Point
of the Centerline of Crow Creek County Road No. 12 -141 Right -of -Way as referred to in the Right -of-
Way Easement as recorded in Book 171PR, on Page 750, with said office, being a point in a 1,210.25 feet
Radius Curve to the Right from which the radius point bears South 84 °40'47" West; thence Southerly
along said Center Line, the following:
Southeasterly, along said Curve to the Right, through a Central Angle of 3 °40'56" an arc length of 77.78
feet, said curve having a chord of South 3 °37'56" East 77.77 feet, South 1 °38'16" East 61.80 feet to the
Beginning of a 640.00 feet Radius Curve to the Left, Southeasterly along said Curve to the Left, through a
Central Angle of 17 °37'55 an arc length of 196.95 feet, said curve having a chord of South 10°27'13"
East 196.17 feet, South 19°16'11" East 301.01 feet to the Beginning of a 1,112.30 feet Radius Curve to
the Right, Southeasterly, along said Curve to the Right, through a Central Angle of 6 °44'48 an arc
length of 130.98 feet, said curve having a chord of South 15 °53'47" East 130.90 feet, South 12 °31'22"
East 232.88 feet, and South 13°52'12" East 45.15 feet to a Point in the North line of the Northeast
Quarter of Section 9, of said Township 31 North Range 119 West; then South 89 °54'01" West, along said
North line, 898.41 feet, to the Point of Beginning.
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